JP2023124172A - Information processing device, information processing method, and program - Google Patents

Abstract

To provide a novel and improved information processing device, which can improve the accuracy of personal authentication based on customer data, an information processing method, and a program.SOLUTION: In a cash processing system in which a financial institution host controls various transactions by communicating with multiple cash processing devices via a dedicated network, a cash processing device 20, which is an information processing device, can improve the accuracy of personal authentication by including: a data acquisition unit (card reading unit 220, passbook reading unit 230) configured to acquire first customer data linked to a first medium and second customer data linked to a second medium; and an authentication unit 240 configured to perform authentication including determining the commonality between the first customer data and the second customer data.SELECTED DRAWING: Figure 2

Description

The present invention relates to an information processing device, an information processing method, and a program.

In recent years, there have been many cases of fraudulent use of cash cards and credit cards linked to financial accounts, which has become a social problem. Various techniques have been developed in order to suppress the damage caused by such unauthorized use of cash cards and credit cards. For example, in Patent Document 1, in a debit card service using a cash card, a payment can be made without entering the personal identification number of the ordinary deposit account into a payment terminal by setting up an account dedicated to purchases in addition to the ordinary deposit account. A technology is disclosed that enables this and enhances safety.

JP-A-2006-12073

However, in the past, the accuracy of personal authentication was insufficient, and there were adverse effects associated with it. For example, in a conventional cash handling machine, anyone who has an actual cash card or passbook and knows the password can withdraw cash. That is, if a cash card or the like is defrauded and the personal identification number is known, even a third party other than the person himself/herself can withdraw cash. Therefore, in order to prevent fraudulent use of cash cards, it is desirable to improve the accuracy of personal authentication in cash processing machines.

Therefore, the present invention has been made in view of the above circumstances, and provides a new and improved information processing apparatus, information processing method, and program capable of improving the accuracy of personal authentication performed based on customer data. is to provide

In order to solve the above problems, according to one aspect of the present invention, a data acquisition unit that acquires first customer data tied to a first medium and second customer data tied to a second medium; and an authentication unit that performs authentication including determination of commonality between the first customer data and the second customer data.

The first medium and the second medium may be transaction media corresponding to different accounts.

The first customer data and the second customer data include name information, and the commonality determination is based on whether the name information included in the first customer data and the name information included in the second customer data are It may be a judgment of whether or not they match.

The information processing apparatus further includes an input unit, an operator inputs a personal identification number into the input unit, and the authentication performed by the authentication unit is whether or not the personal identification number input to the input unit is correct. May include judgment.

The information processing apparatus may further include a control section, and the control section may control cash processing based on the authentication result of the authentication section.

The information processing apparatus includes an insertion slot into which the first medium and the second medium are inserted, a screen for guiding the insertion of the first medium into the insertion slot, and a screen for guiding the insertion of the first medium into the insertion slot. A display unit for sequentially displaying screens for guiding the insertion of two media may be further provided.

The information processing apparatus may further include a notification unit, and the notification unit may notify the outside based on the authentication result of the authentication unit.

The first customer data includes information indicating whether or not the authentication including the determination of commonality is valid, and the control unit determines that the authentication including the determination of commonality is valid. , causing the authentication unit to perform authentication including the determination of the commonality, and controlling cash processing involving deposits to or withdrawals from the account corresponding to the first medium based on the authentication result You may

Further, in order to solve the above problem, first customer data tied to a first medium and second customer data tied to a second medium are acquired, and the first customer data and the and performing authentication including determining commonality of second customer data.

Further, in order to solve the above problem, a computer is provided with a data acquisition unit for acquiring first customer data tied to a first medium and second customer data tied to a second medium; and an authentication unit that performs authentication including determination of commonality between the customer data and the second customer data.

According to the present invention described above, it is possible to improve the accuracy of personal authentication based on customer data.

BRIEF DESCRIPTION OF THE DRAWINGS It is explanatory drawing which showed the structure of the cash processing system by embodiment of this invention. 2 is an explanatory diagram showing an internal configuration of the cash processing device 20; FIG. It is a flow chart which shows an example of operation of cash processor 20 by an embodiment of the present invention. It is a flow chart which shows operation of cash processor 20 by the 1st modification. 4 is an explanatory diagram showing a specific example of information contained in a database of the financial institution host 10; FIG. It is a flow chart which shows operation of cash processor 20 by the 2nd modification.

Preferred embodiments of the present invention will be described in detail below with reference to the accompanying drawings. In the present specification and drawings, constituent elements having substantially the same functional configuration are denoted by the same reference numerals, thereby omitting redundant description.

In addition, in this specification and drawings, a plurality of components having substantially the same functional configuration may be distinguished by attaching different alphabets after the same reference numerals. However, when there is no particular need to distinguish between a plurality of constituent elements having substantially the same functional configuration, only the same reference numerals are given to each of the plurality of constituent elements.

<0. Outline of cash handling system>
Embodiments of the present invention can be applied to various information processing apparatuses that perform personal authentication based on customer data. Examples of various information processing devices include cash processing devices used in financial institutions, entry/exit management devices used in companies, and settlement terminals used in retail stores. In this specification, examples in which the embodiments of the present invention are mainly applied to cash processing apparatuses used in financial institutions will be described, but application of the embodiments of the present invention is limited to cash processing apparatuses used in financial institutions. What is not done is as described above. First, an outline of a cash processing apparatus used in a financial institution in an embodiment of the present invention will be described below.

FIG. 1 is an explanatory diagram showing the configuration of a cash processing system according to an embodiment of the present invention. As shown in FIG. 1, the cash processing system includes a cash processing device 20, a financial institution host 10 and an external terminal 13.

The cash processing device 20 is a customer-operated terminal that executes money transactions based on operations by customers of financial institutions. This cash processing device 20 is installed in various facilities such as financial institution branches, convenience stores, train stations, hotels, shopping centers, hospitals, amusement parks, restaurants, and office buildings.

The cash processing device 20 also includes an operation display unit 22 , a passbook insertion slot 24 , a card insertion slot 26 , a receipt ejection slot 27 , a bill slot 28 and a coin slot 29 .

The operation display unit 22 has both the function of a display unit for displaying a guidance screen for operations by a customer and the operation detection function for detecting operations by a customer. The function of the display unit is realized by, for example, a CRT (Cathode Ray Tube) display device, a liquid crystal display (LCD) device, or an OLED (Organic Light Emitting Diode) device. Further, the operation detection function may be realized by, for example, a touch panel, and may include the function of an input section through which information is input by a customer. Although FIG. 1 shows an example in which the function of the display unit and the operation detection function are integrally configured in the cash processing device 20, the function of the display unit and the operation detection function may be configured separately. .

The passbook insertion slot 24 is an opening for inserting and ejecting a customer's passbook. The card slot 26 is an opening for inserting and ejecting a customer's cash card. The receipt discharge port 27 is an opening for discharging a receipt on which transaction detail information is printed. The banknote slot 28 functions as a slot for depositing banknotes by customers and a slot for dispensing banknotes to customers. The coin slot 29 functions as an inlet for depositing coins by customers and an outlet for dispensing coins to customers.

The private network 12 is a network of a financial institution, and is configured by IP-VPN (Internet Protocol-Virtual Private Network), for example. The cash processing device 20 can communicate with the financial institution host 10 and the external terminal 13 via this dedicated network 12 .

The financial institution host 10 controls various transactions by communicating with the cash processing device 20 via the dedicated network 12 . For example, the financial institution host 10 executes money transactions (account transaction processing) such as deposits and transfers instructed by customers in the cash processing device 20 . The financial institution host 10 has a database storing information (account ledger) such as account number, personal identification number, name, address, age, date of birth, telephone number, occupation, family structure, annual income, and balance of deposits. can have

The external terminal 13 is a terminal installed outside the cash processing machine that communicates with the cash processing device 20 via the dedicated network 12 . For example, the external terminal 13 may be a terminal installed at a branch of a financial institution and operated by a bank employee at the branch. The external terminal 13 receives information about operations performed in the cash processing apparatus 20 via the private network 12 . For example, the external terminal 13 can acquire the details of money transactions such as withdrawals, deposits, and transfers instructed by the customer in the cash processing device 20 .

<1. Internal Configuration of Cash Processing Device>
The overview of the cash processing system according to the embodiment of the present invention has been described above. Next, the internal configuration of the cash processing device 20 will be described.

FIG. 2 is an explanatory diagram showing the internal configuration of the cash processing device 20. As shown in FIG. As shown in FIG. 2, the cash processing apparatus 20 includes an operation display unit 22, an interface unit 210, a card reading unit 220, a passbook reading unit 230, an authentication unit 240, a banknote deposit/withdrawal unit 250, a coin A deposit/withdrawal unit 260 , a storage unit 270 , and a control unit 280 are provided.

As described with reference to FIG. 1, the operation display unit 22 has both the function of a display unit for displaying a guidance screen for operations by a customer and the operation detection function for detecting operations by a customer. The operation display unit 22 may display a screen that guides the insertion of a card or passbook into the card insertion slot 26 or the passbook insertion slot 24 . Further, the operation detection function of the operation display unit 22 may include a function of an input unit through which information is input by a customer. A method for realizing the operation detection function may be a resistive film method or an infrared method.

The interface unit 210 transmits and receives various information to and from the financial institution host 10 and the external terminal 13 via the dedicated network 12 . For example, the interface unit 210 transmits to the financial institution host 10 information indicating the account number read from the cash card by the customer's card reading unit 220 or information indicating the account number read from the passbook by the passbook reading unit 230. , receives information corresponding to the account number from the financial institution host 10 . The interface unit 210 also communicates information (transaction type, transaction amount, etc.) for executing transactions with the financial institution host 10 . The interface unit 210 has a function of a notification unit that notifies the external terminal 13 of the contents (customer data, transaction amount, etc.) related to transactions in the cash processing apparatus 20 .

The card reader 220 reads magnetic information recorded on the customer's cash card inserted from the card slot 26 . The magnetic information may include customer data indicating, for example, name information, account number, account type, and the like. In this case, the card reader 220 can function as a data acquisition unit that acquires customer data from the cash card.

The passbook reading unit 230 reads the magnetic information recorded on the magnetic stripe formed on the cover paper of the customer's passbook inserted from the passbook insertion slot 24 . The magnetic information may include customer data indicating, for example, name information, account number and account type. In this case, the passbook reading unit 230 can function as a data acquisition unit that acquires customer data from the passbook. The passbook reading unit 230 may have a page feeding unit and a printing unit. The passbook reading unit 230 can enter a passbook inserted from the passbook insertion port 24 by the page feeding unit and the printing unit. The page feeding section opens the entry page of the passbook, and the printing section prints the transaction information on the entry page of the passbook.

The authentication unit 240 authenticates the customer based on the customer data acquired by the data acquisition unit. Authentication performed by the authentication unit 240 may include multiple determinations. The plurality of determinations may include determination of whether or not the personal identification number input to the operation display unit 22 is correct. Specifically, the determination may be a determination as to whether or not a determination result indicating that the personal identification number input to the operation display unit 22 is correct has been received by the interface unit 210 from the financial institution host 10 . A method for determining whether or not the personal identification number in the financial institution host 10 is correct will be described below.

The financial institution host 10 receives the customer data acquired by the card reader 220 or the passbook reader 230 and the personal identification number input by the customer to the operation display unit 22 from the interface unit 210 . The financial institution host 10 refers to the information corresponding to the account number included in the customer data received from the interface unit 210, which is included in its own database, and specifies the personal identification number corresponding to the account number. Then, it is determined whether or not the personal identification number corresponding to the account number matches the personal identification number entered by the customer. The financial institution host 10 transmits the determination result to the interface unit 210 .

Further, the authentication performed by the authentication unit 240 may include determination of commonality of customer data associated with two mediums for transactions corresponding to mutually different accounts acquired by the data acquisition unit. For example, the authentication unit 240 refers to customer data including name information acquired from two transaction cards by the data acquisition unit, and determines whether or not the two pieces of name information match. The name information is an example of information used for determining commonality, and the information used for determining commonality may be other information included in the customer data acquired by the data acquiring unit. Other information used to determine commonality may be, for example, telephone number, address, or date of birth information.

The banknote deposit/withdrawal unit 250 has a banknote transport path, a banknote cassette, a function of recognizing the legitimacy of banknotes, and the like. The coin deposit/withdrawal unit 260 has functions such as a coin transport path, a coin cassette, and a function of recognizing the validity of coins.

The storage unit 270 is a storage medium that stores various information used for the operation of the cash processing apparatus 20, and is configured by a hard disk or memory. For example, the storage unit 270 is used by the control unit 280 to control the operation display unit 22, the interface unit 210, the card reading unit 220, the passbook reading unit 230, the authentication unit 240, the banknote depositing/dispensing unit 250, the coin depositing/dispensing unit 260, and the like. program.

The control unit 280 controls overall operations of the cash processing apparatus 20 . For example, the control unit 280 controls the operations of the operation display unit 22 , the interface unit 210 , the card reading unit 220 , the passbook reading unit 230 , the authentication unit 240 , the banknote deposit/withdrawal unit 250 and the coin deposit/withdrawal unit 260 . For example, the control unit 280 controls cash processing involving deposits to or withdrawals from an account based on the authentication result of the authentication unit 240 .

<2. Operation of cash processing device>
In the above, the structure of the cash processing apparatus 20 by embodiment of this invention was demonstrated. According to the cash processing device 20, various operations can be realized.

An operation example of the cash processing device 20 will be described with reference to FIG. 3 . FIG. 3 is a flow chart showing an operation example of the cash processing device 20 according to the embodiment of the present invention. First, the operation display unit 22 displays an insertion guidance screen for guiding the insertion of the bank's cash card into the card insertion slot 26 (S104). Then, when the operator inserts the first medium, which is the bank's cash card, into the card insertion slot 26 (S108), the card reader 220 reads the first medium, which is the customer data, from the bank's cash card that has been inserted. (S112).

Then, the operation display unit 22 displays a screen that guides the operator to input the personal identification number of the account corresponding to the cash card of his/her own bank that has been inserted. When the operator inputs a personal identification number into the operation display unit 22 (S116), the interface unit 210 receives the first customer data acquired by the card reading unit 220 and the personal identification number inputted into the operation display unit 22 as financial data. Send to institution host 10 . The financial institution host 10 determines whether the personal identification number is correct based on the first customer data, and transmits the determination result to the cash processing device 20 . The authentication unit 240 determines whether or not the interface unit 210 has received a determination result indicating that the personal identification number is correct from the financial institution host 10 (S120).

If the authentication unit 240 determines that the interface unit 210 has not received a judgment result indicating that the personal identification number is correct from the financial institution host 10, the operation display unit 22 displays a message indicating that the personal identification number is different (S124 ), the screen again prompts the user to enter the personal identification number of the account corresponding to the bank's cash card. Authentication unit 240 and operation display unit 22 repeat the above operation until a correct password is entered, the number of password mismatches reaches a predetermined number, or the operator performs a termination operation.

When the authenticating unit 240 determines that the interface unit 210 has received a determination result indicating that the personal identification number is correct from the financial institution host 10, the control unit 280 causes the bank's cash card to be ejected from the card insertion slot 26 (S128). ).

Subsequently, the operation display unit 22 displays an insertion guidance screen for guiding the insertion of a cash card of another bank into the card insertion slot 26 (S132). Then, when the operator inserts a second medium, which is a cash card of another bank, into the card insertion slot 26 (S136), the card reader 220 reads the customer data from the inserted cash card of another bank. Obtain second customer data (S140).

Authentication unit 240 determines whether or not the name information included in the first customer data acquired by card reading unit 220 matches the name information included in the second customer data as a commonality determination. It does (S144). If the name information included in the first customer data and the name information included in the second customer data do not match, the control unit 280 causes the other bank's cash card to be ejected from the card slot 26 (S152).

If the name information included in the first customer data matches the name information included in the second customer data, the authentication unit 240 determines that the authentication is successful. Then, the operation display unit 22 displays a selection screen and an input screen for cash processing to be performed using the account corresponding to the cash card of the bank. The control unit 280 executes the cash processing selected and input by the operator (S148).

Then, the control unit 280 ejects the cash card of another bank from the card insertion slot 26 (S152).

(Effect)
According to the operation example described above, the authentication unit 240 determines commonality between the first customer data associated with the first medium and the second customer data associated with the second medium, and performs personal authentication. . A person who owns two media having customer data in common is highly likely to be the owner of the account linked to the media. Therefore, by including determination of commonality in authentication, it is possible to improve the accuracy of personal authentication and enhance the safety of the cash processing apparatus.

Further, according to the operation example described above, the first medium and the second medium are transaction cash cards corresponding to different accounts. If there is no commonality in the customer data included in each medium, the operator who attempts to make a transaction using the first medium may be a third party who is not the owner of the account linked to the first medium. highly sexual. Therefore, it is possible to prevent unauthorized use of the cash card by a third party by failing the authentication by the authentication unit 240 when there is no commonality in the customer data included in each medium.

Further, according to the operation example described above, the commonality determination used for authentication by the authentication unit 240 is whether or not the name information included in the first customer data matches the name information included in the second customer data. It is a judgment of Name information is information that can be easily obtained by reading the magnetic information of a cash card or passbook. Therefore, the accuracy of personal authentication can be more easily improved by including in authentication whether the name information included in the first customer data matches the name information included in the second customer data. Is possible.

Further, according to the operation example described above, the authentication performed by the authentication unit 240 includes determination as to whether or not the password input by the operator to the operation display unit 22 is correct. It is possible to further improve the accuracy of personal authentication by performing two-step authentication including determination of whether the personal identification number is correct or not and determination of commonality.

(supplement)
So far, an example has been described in which the bank's cash card is used as an example of the first medium, and another bank's cash card is used as an example of the second medium. Other media may be used. For example, one's own bankbook may be used as the first medium, and another bank's passbook may be used as the second medium. When passbooks are used as the first medium and the second medium, the first customer data and the second customer data are obtained from the passbook by the passbook reader 230 .

Also, the type of the first medium and the type of the second medium may be different. For example, the first medium may be the own bank's cash card, and the second medium may be another bank's passbook. In this case, the control unit 280 does not need to eject the first medium in S128. At that time, the first medium and the second medium are ejected by the control unit 280 in S152.

Also, the example in which the second customer data linked to the second medium is acquired after acquiring the first customer data linked to the first medium has been described so far, but the order of data acquisition is different. good too. An example of first acquiring the second customer data will be described below.

First, the operation display unit 22 displays a screen prompting the user to insert a cash card of another bank. The card reading unit 220 stores the second customer data obtained from the cash card of another bank in the storage unit 270 as a second medium. Then, the operation display unit 22 displays a screen prompting the user to insert the cash card of the own bank after ejecting the cash card of the other bank. Get customer data for Authentication unit 240 determines whether the name information contained in the second customer data stored in storage unit 270 matches the name information contained in the first customer data acquired by card reading unit 220. do.

When the authentication unit 240 determines that the name information matches, the operation display unit 22 displays a screen prompting the operator to input the personal identification number of the bank account corresponding to the cash card inserted by the operator. The authentication unit 240 regards the authentication as successful when it is determined that the interface unit 210 has received a determination result indicating that the personal identification number is correct from the financial institution host 10 . Then, the control unit 280 ejects the own bank's cash card after executing the cash processing instructed by the operator.

Also, an example has been described so far in which the bank's cash card is used as an example of the first medium and the cash card of another bank is used as an example of the second medium. A cash card corresponding to an account different from the account corresponding to the first medium may be used.

Also, up to this point, the first customer data linked to the first medium and the second customer data linked to the second medium used for determining commonality are read by the card reading unit 220 or the passbook reading unit 230. Or an example obtained from a passbook was explained. However, the first customer data used for determining commonality may be information corresponding to the first medium, which is included in the database of the financial institution host 10 and which is received by the interface unit 210 . The second customer data may be information corresponding to the second medium, which is included in the database of the host of the financial institution of another bank that manages the account corresponding to the second medium and which is received by the interface unit 210. good. That is, the interface section 210 may function as a data acquisition section that acquires the first customer data and the second customer data. Also, the first customer data and the second customer data used for determining commonality are obtained by optically detecting the customer data printed on the surfaces of the first medium and the second medium. Also good.

<3. Variation>
The operation example of the cash processing device 20 according to the embodiment of the present invention has been described above. Several variations of the embodiments of the present invention are described below. In addition, each modification described below may be applied to the embodiment of the present invention independently, or may be applied to the embodiment of the present invention in combination. Further, each modification may be applied instead of the configuration described in the embodiment of the invention, or may be additionally applied to the configuration described in the embodiment of the invention.

(First modification)
FIG. 4 is a flow chart showing the operation of the cash processing device 20 according to the first modification. The processes of S104-S140 and S148-S152 are as described with reference to FIG. As shown in FIG. 4, when the authentication unit 240 determines in S144 that the interface unit 210 has not received a determination result indicating that the PIN number is correct from the financial institution host 10, the interface unit 210 13 is notified that the name information does not match (S156). The external terminal 13 receives the notification from the cash processing device 20 (S160) and displays the notified content (S164).

According to this configuration, it is possible for a person who has confirmed the content of notification to the external terminal 13 to speak to a person who operates the cash processing apparatus 20 . A person trying to authenticate with a card whose name information does not match may be trying to commit fraud by illegally withdrawing cash transactions using someone else's cash card. For this reason, for example, a bank employee who has confirmed the contents of a notification sent to the external terminal 13 installed in a branch of a financial institution can talk to a person who operates the cash processing device 20, thereby preventing fraud damage and securing the perpetrator. may contribute.

(Second modification)
In the example of operation of the cash processing apparatus 20 according to the embodiment of the present invention, an example of guiding all operators to insert cash cards of other banks has been described. An example of inducing the insertion of a cash card of another bank will be explained.

FIG. 5 is an explanatory diagram showing a specific example of information contained in the database of the financial institution host 10. As shown in FIG. As shown in FIG. 5, the database includes, as information corresponding to the account number, a personal identification number, name, telephone number, deposit balance, and other bank card determination flag.

The other bank's card determination flag indicates whether or not the authentication performed by the authentication unit 240 including the determination of matching of the name information included in the customer data linked to the own bank's cash card and the other bank's cash card is valid. The other bank card determination flag "1" indicates that the authentication including the matching determination of the name information is valid, and the other bank card determination flag "0" indicates that the authentication including the matching determination of the name information is not valid. indicates

The other bank card determination flag may be determined according to the customer's request at the time of opening the account and reflected in the database held by the financial institution host 10, or may be determined for each customer according to the criteria determined by the financial institution.

FIG. 6 is a flow chart showing the operation of the cash processing device 20 according to the second modification. The processing of S104 to S124 is as described with reference to FIG. As shown in FIG. 6, when the authentication unit 240 determines in S120 that the interface unit 210 has received a determination result indicating that the PIN number is correct from the financial institution host 10, the control unit 280 causes the interface unit 210 to The information associated with the first medium included in the database of the financial institution host 10 acquired from the financial institution host 10 is referred to, and the other bank card determination flag is checked (S168).

If the other bank's card judgment flag is 1, that is, if it indicates that the authentication including the judgment that the name information matches is valid, the control unit 280 ejects the own bank's cash card (S128). . The processing after S128 is as described with reference to FIG.

On the other hand, if the other bank card determination flag confirmed in S168 is 0, that is, if it indicates that the authentication including the determination of match of the name information is not valid, control unit 280 Authentication unit 240 determines that the authentication is successful without judging matching. Then, the control unit 280 causes the operator to perform the cash processing instructed by the operation display unit 22 (S172). Then, the control unit 280 ejects the bank's cash card from the card insertion slot 26 (S176).

According to such a configuration, it is possible to perform personal authentication, including determination of matching of name information included in customer data linked to cash cards of one's own bank and cash cards of other banks, only for a certain operator. That is, customers who do not have multiple accounts can use the cash processing apparatus according to the embodiment of the present invention. Then, it is possible to provide personal authentication only to customers who desire personal authentication with excellent security and customers who are expected to be vulnerable to fraudulent use.

<4. Supplement>
As described above, according to the embodiments of the present invention, it is possible to improve the accuracy of personal authentication based on customer data.

Although the preferred embodiments of the present invention have been described in detail above with reference to the accompanying drawings, the present invention is not limited to such examples. It is obvious that a person having ordinary knowledge in the technical field to which the present invention belongs can conceive of various modifications or modifications within the scope of the technical idea described in the claims. It is understood that these also naturally belong to the technical scope of the present invention.

For example, each step in the processing of the cash processing device 20 of this specification does not necessarily have to be processed chronologically in the order described as the flowchart. For example, each step in the processing of the cash processing device 20 may be processed in an order different from the order described as the flow chart, or may be processed in parallel.

Also, a computer program can be created for causing hardware such as a CPU, ROM, and RAM built into the cash processing apparatus 20 to exhibit functions equivalent to those of the components of the cash processing apparatus 20 described above. A storage medium storing the computer program is also provided.

10 Financial institution host 12 Dedicated network 20 Cash processing device 22 Operation display unit 24 Passbook insertion slot 26 Card insertion slot 27 Receipt ejection 28 Bill slot 29 Coin slot 210 Interface part 220 Card reading part 230 Passbook reading part 240 Authentication part 250 Bill deposit/withdrawal Unit 260 Coin deposit/withdrawal unit 270 Storage unit 280 Control unit

Claims (10)

a data acquisition unit that acquires first customer data tied to a first medium and second customer data tied to a second medium;
an authentication unit that performs authentication including determination of commonality between the first customer data and the second customer data;
An information processing device. The information processing apparatus according to claim 1, wherein said first medium and said second medium are transaction media corresponding to different accounts. The first customer data and the second customer data include name information,
The determination of commonality is a determination of whether or not the name information included in the first customer data and the name information included in the second customer data match.
The information processing apparatus according to claim 1 or 2. The information processing device further includes an input unit,
The operator inputs a personal identification number into the input unit,
The authentication performed by the authentication unit includes determining whether the password entered in the input unit is correct.
The information processing apparatus according to any one of claims 1 to 3. The information processing device further comprises a control unit,
The control unit controls cash processing based on the authentication result of the authentication unit.
The information processing apparatus according to any one of claims 1 to 4. The information processing device is
an insertion port into which the first medium and the second medium are inserted;
a display unit for sequentially displaying a screen for guiding the insertion of the first medium into the insertion slot and a screen for guiding the insertion of the second medium into the insertion slot;
further comprising
The information processing apparatus according to any one of claims 1 to 5. The information processing device further includes a notification unit,
The notification unit notifies the outside based on the authentication result of the authentication unit,
The information processing apparatus according to any one of claims 1 to 6. The first customer data includes information indicating whether the authentication including the determination of commonality is valid,
When the information indicates that the authentication including the commonality determination is valid, the control unit causes the authentication unit to perform authentication including the commonality determination, and performs the first authentication based on the authentication result. control cash transactions involving deposits to or withdrawals from accounts corresponding to the medium;
The information processing device according to claim 5 . Acquiring first customer data tied to a first medium and second customer data tied to a second medium;
performing authentication including determination of commonality between the first customer data and the second customer data;
A computer-implemented information processing method comprising: the computer,
a data acquisition unit that acquires first customer data tied to a first medium and second customer data tied to a second medium;
an authentication unit that performs authentication including determination of commonality between the first customer data and the second customer data;
A program to function as

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