JP2022504072A - 非接触カードの暗号化認証のためのシステムおよび方法 - Google Patents
非接触カードの暗号化認証のためのシステムおよび方法 Download PDFInfo
- Publication number
- JP2022504072A JP2022504072A JP2021518080A JP2021518080A JP2022504072A JP 2022504072 A JP2022504072 A JP 2022504072A JP 2021518080 A JP2021518080 A JP 2021518080A JP 2021518080 A JP2021518080 A JP 2021518080A JP 2022504072 A JP2022504072 A JP 2022504072A
- Authority
- JP
- Japan
- Prior art keywords
- authentication
- transaction
- card
- data
- key
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
- 238000000034 method Methods 0.000 title claims abstract description 99
- 238000004891 communication Methods 0.000 claims description 73
- 230000015654 memory Effects 0.000 claims description 30
- 238000012795 verification Methods 0.000 claims description 27
- 230000004044 response Effects 0.000 claims description 16
- 230000002207 retinal effect Effects 0.000 claims description 2
- 230000005540 biological transmission Effects 0.000 abstract description 13
- 238000004422 calculation algorithm Methods 0.000 description 68
- 230000008569 process Effects 0.000 description 28
- 230000004913 activation Effects 0.000 description 26
- 238000012545 processing Methods 0.000 description 20
- 230000006870 function Effects 0.000 description 18
- 230000009471 action Effects 0.000 description 11
- 238000010079 rubber tapping Methods 0.000 description 10
- 238000005516 engineering process Methods 0.000 description 8
- 230000000670 limiting effect Effects 0.000 description 8
- 239000013307 optical fiber Substances 0.000 description 8
- 230000000694 effects Effects 0.000 description 7
- 230000003213 activating effect Effects 0.000 description 6
- 230000001413 cellular effect Effects 0.000 description 6
- 230000008901 benefit Effects 0.000 description 5
- 238000009795 derivation Methods 0.000 description 5
- 230000003287 optical effect Effects 0.000 description 5
- 238000010295 mobile communication Methods 0.000 description 4
- 230000009467 reduction Effects 0.000 description 4
- 239000000758 substrate Substances 0.000 description 4
- 239000000463 material Substances 0.000 description 3
- 238000012546 transfer Methods 0.000 description 3
- 238000010200 validation analysis Methods 0.000 description 3
- KDLHZDBZIXYQEI-UHFFFAOYSA-N Palladium Chemical compound [Pd] KDLHZDBZIXYQEI-UHFFFAOYSA-N 0.000 description 2
- 238000013459 approach Methods 0.000 description 2
- 230000006399 behavior Effects 0.000 description 2
- 230000001010 compromised effect Effects 0.000 description 2
- 230000007423 decrease Effects 0.000 description 2
- 238000010586 diagram Methods 0.000 description 2
- 238000010348 incorporation Methods 0.000 description 2
- 230000000977 initiatory effect Effects 0.000 description 2
- 238000009434 installation Methods 0.000 description 2
- 239000010410 layer Substances 0.000 description 2
- 230000003068 static effect Effects 0.000 description 2
- OKTJSMMVPCPJKN-UHFFFAOYSA-N Carbon Chemical compound [C] OKTJSMMVPCPJKN-UHFFFAOYSA-N 0.000 description 1
- 241000699670 Mus sp. Species 0.000 description 1
- 229920001756 Polyvinyl chloride acetate Polymers 0.000 description 1
- RTAQQCXQSZGOHL-UHFFFAOYSA-N Titanium Chemical compound [Ti] RTAQQCXQSZGOHL-UHFFFAOYSA-N 0.000 description 1
- XECAHXYUAAWDEL-UHFFFAOYSA-N acrylonitrile butadiene styrene Chemical compound C=CC=C.C=CC#N.C=CC1=CC=CC=C1 XECAHXYUAAWDEL-UHFFFAOYSA-N 0.000 description 1
- 229920000122 acrylonitrile butadiene styrene Polymers 0.000 description 1
- 239000004676 acrylonitrile butadiene styrene Substances 0.000 description 1
- 230000006978 adaptation Effects 0.000 description 1
- 238000013475 authorization Methods 0.000 description 1
- 230000000903 blocking effect Effects 0.000 description 1
- 238000004364 calculation method Methods 0.000 description 1
- 239000003990 capacitor Substances 0.000 description 1
- 229910052799 carbon Inorganic materials 0.000 description 1
- 230000008859 change Effects 0.000 description 1
- 230000007547 defect Effects 0.000 description 1
- 238000013461 design Methods 0.000 description 1
- 238000001514 detection method Methods 0.000 description 1
- 230000009977 dual effect Effects 0.000 description 1
- PCHJSUWPFVWCPO-UHFFFAOYSA-N gold Chemical compound [Au] PCHJSUWPFVWCPO-UHFFFAOYSA-N 0.000 description 1
- 229910052737 gold Inorganic materials 0.000 description 1
- 239000010931 gold Substances 0.000 description 1
- 230000036541 health Effects 0.000 description 1
- 230000009474 immediate action Effects 0.000 description 1
- 238000005184 irreversible process Methods 0.000 description 1
- 239000004973 liquid crystal related substance Substances 0.000 description 1
- 238000005259 measurement Methods 0.000 description 1
- 229910052751 metal Inorganic materials 0.000 description 1
- 239000002184 metal Substances 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 229910052763 palladium Inorganic materials 0.000 description 1
- 230000036961 partial effect Effects 0.000 description 1
- 230000000704 physical effect Effects 0.000 description 1
- 229920003023 plastic Polymers 0.000 description 1
- 239000004033 plastic Substances 0.000 description 1
- 229920000515 polycarbonate Polymers 0.000 description 1
- 239000004417 polycarbonate Substances 0.000 description 1
- 229920000728 polyester Polymers 0.000 description 1
- 239000004800 polyvinyl chloride Substances 0.000 description 1
- 229920000915 polyvinyl chloride Polymers 0.000 description 1
- 238000012552 review Methods 0.000 description 1
- 239000002356 single layer Substances 0.000 description 1
- 239000010936 titanium Substances 0.000 description 1
- 229910052719 titanium Inorganic materials 0.000 description 1
- 230000000007 visual effect Effects 0.000 description 1
- 230000003442 weekly effect Effects 0.000 description 1
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
- G06Q20/38215—Use of certificates or encrypted proofs of transaction rights
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3226—Use of secure elements separate from M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/352—Contactless payments by cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/353—Payments by cards read by M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3825—Use of electronic signatures
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4012—Verifying personal identification numbers [PIN]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0806—Details of the card
- G07F7/0813—Specific details related to card security
- G07F7/0826—Embedded security module
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0806—Details of the card
- G07F7/0833—Card having specific functional components
- G07F7/084—Additional components relating to data transfer and storing, e.g. error detection, self-diagnosis
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0853—Network architectures or network communication protocols for network security for authentication of entities using an additional device, e.g. smartcard, SIM or a different communication terminal
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/08—Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
- H04L9/0816—Key establishment, i.e. cryptographic processes or cryptographic protocols whereby a shared secret becomes available to two or more parties, for subsequent use
- H04L9/0819—Key transport or distribution, i.e. key establishment techniques where one party creates or otherwise obtains a secret value, and securely transfers it to the other(s)
- H04L9/0822—Key transport or distribution, i.e. key establishment techniques where one party creates or otherwise obtains a secret value, and securely transfers it to the other(s) using key encryption key
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/08—Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
- H04L9/0861—Generation of secret information including derivation or calculation of cryptographic keys or passwords
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/08—Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
- H04L9/0861—Generation of secret information including derivation or calculation of cryptographic keys or passwords
- H04L9/0866—Generation of secret information including derivation or calculation of cryptographic keys or passwords involving user or device identifiers, e.g. serial number, physical or biometrical information, DNA, hand-signature or measurable physical characteristics
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/08—Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
- H04L9/0861—Generation of secret information including derivation or calculation of cryptographic keys or passwords
- H04L9/0877—Generation of secret information including derivation or calculation of cryptographic keys or passwords using additional device, e.g. trusted platform module [TPM], smartcard, USB or hardware security module [HSM]
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/08—Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
- H04L9/0891—Revocation or update of secret information, e.g. encryption key update or rekeying
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3236—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using cryptographic hash functions
- H04L9/3242—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using cryptographic hash functions involving keyed hash functions, e.g. message authentication codes [MACs], CBC-MAC or HMAC
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/80—Wireless
- H04L2209/805—Lightweight hardware, e.g. radio-frequency identification [RFID] or sensor
Abstract
Description
この出願は、2019年3月12日に出願された米国特許出願第16/351,365号の優先権を主張する。これは、2018年11月29日に出願された米国特許出願第16/205,119号の一部継続であり、優先権を主張し、2018年10月2日に出願された米国仮特許出願第62/740,352号から優先権を主張し、その開示は、参照によりその全体が本明細書に援用される。
Claims (20)
- 認証システムであって、
認証サーバと、
前記認証サーバとのデータ通信においてクライアントデバイス上で実行するための命令を備えるクライアントアプリケーションと、
プロセッサおよびメモリを含む非接触カードと、を備え、
前記認証サーバは、
トランザクション要求を受信し、前記トランザクション要求は、トランザクションの実行を要求するアカウントのアカウント情報および前記トランザクションのトランザクション情報を含み、
前記トランザクション要求の受信に応答して、前記トランザクションの値が所定の値を超える場合、少なくとも1つの認証要素を要求する認証要求を前記クライアントアプリケーションに送信し、前記少なくとも1つの認証要素は、前記非接触カードを前記クライアントデバイスの通信範囲に配置することによって生成された暗号文を含み、
前記クライアントデバイスから認証信号を受信し、前記認証信号は、前記暗号文を含み、
前記認証信号を受信したときに前記トランザクションを承認する、
ように構成される、
認証システム。 - 前記認証要求は、第2の認証要素をさらに要求し、前記第2の認証要素は、生体認証情報、PIN、およびパスワードのグループから選択された少なくとも1つを含む、請求項1に記載の認証システム。
- 前記クライアントアプリケーションは、前記認証要求の受信に応答して、前記非接触カードを通信範囲に配置するように求めるプロンプトを表示するように構成される、請求項1に記載の認証システム。
- 前記クライアントアプリケーションは、前記非接触カードが前記通信範囲に入ったことを検出すると、前記非接触カードのメモリに格納されているデータに基づいて前記暗号文を生成するように構成される、請求項1に記載の認証システム。
- 前記認証サーバは、前記認証信号の受信を待機している間、前記トランザクションの実行を遅らせるようにさらに構成される、請求項1に記載の認証システム。
- 前記非接触カードの前記メモリは、第1のアプレットおよび第2のアプレットを含み、前記第2のアプレットは、前記非接触カードと前記クライアントアプリケーションとの間の前記第1のアプレットからのデータの通信を制御する、請求項1に記載の認証システム。
- 前記トランザクション情報は、前記トランザクションの前記値および前記トランザクションのための業者の身元を備え、
前記認証サーバは、前記トランザクション情報に基づいて前記認証要求を送信するかどうかを決定する、請求項1に記載の認証システム。 - 前記認証サーバは、前記暗号文を検証し、前記暗号文の検証が成功したら、前記認証信号を受信して前記トランザクションを承認するようにさらに構成される、請求項1に記載の認証システム。
- 認証システムであって、
ネットワークとのデータ通信における認証サーバと、
前記ネットワークとのデータ通信においてクライアントデバイス上で実行するための命令を備えるクライアントアプリケーションと、
プロセッサおよびメモリを含む非接触カードであって、前記非接触カードは、アカウント情報を有するアカウントに関連付けられている、非接触カードと、を備え、
前記認証サーバは、
トランザクション要求を受信し、前記トランザクション要求は、前記非接触カードに関連付けられた前記アカウントのアカウント情報およびトランザクションのトランザクション情報を含み、
前記トランザクション要求の受信に応答して、前記トランザクションの値が所定の値を超えたときに、少なくとも1つの認証要素を要求する認証要求を前記クライアントアプリケーションに送信し、
前記少なくとも1つの認証要素を含む認証信号を前記クライアントアプリケーションから受信し、
前記認証信号が前記クライアントアプリケーションから受信されたときに、前記トランザクションを承認する、
ように構成される、
認証システム。 - 前記非接触カードの前記メモリは、第1のアプレットおよび第2のアプレットを含み、
前記第2のアプレットは、前記非接触カードと前記クライアントアプリケーションとの間の前記第1のアプレットからのデータの通信を制御し、
前記非接触カードの前記メモリに前記第2のアプレットが存在すると、前記認証サーバは、前記認証要求を送信する、請求項9に記載の認証システム。 - 前記少なくとも1つの認証要素は、生体認証情報を含み、
前記クライアントアプリケーションは、
参照生体認証情報を格納し、
前記生体認証情報を前記参照生体認証情報と比較し、
前記生体認証情報が前記参照生体認証情報と一致する場合は、前記認証信号を前記認証サーバに送信する
ように構成される、
請求項9に記載の認証システム。 - 前記生体認証情報は、指紋情報および網膜情報のグループから選択される少なくとも1つを含む、請求項11に記載の認証システム。
- 前記少なくとも1つの認証要素は、前記非接触カードが前記クライアントデバイスの通信範囲に配置されたときに生成される暗号文を含む、請求項9に記載の認証システム。
- トランザクションを認証する方法であって、
認証サーバが、トランザクション検証要求を受信するステップであって、前記トランザクション検証要求は、トランザクションの実行を要求するアカウントのアカウント情報および前記トランザクションのトランザクション情報を含む、ステップと、
前記トランザクション要求の受信に応答して、前記認証サーバが、前記トランザクションの値が所定の値を超えたときにクライアントデバイス上で実行するための命令を備えるクライアントアプリケーションに認証要求を送信するステップであって、前記認証要求は、少なくとも1つの認証要素を要求し、前記少なくとも1つの認証要素は、前記クライアントデバイスの通信範囲に非接触カードを配置することによって生成される暗号文を含む、ステップと、
前記クライアントアプリケーションが、センサおよび通信インターフェースの少なくとも1つを介して前記少なくとも1つの認証要素を検出するステップと、
前記クライアントアプリケーションが、前記認証要素を含む認証信号を前記認証サーバに送信するステップと、
前記クライアントアプリケーションからの前記認証信号の受信に応答して、前記認証サーバが、前記少なくとも1つの認証要素を検証するステップと、
前記認証サーバが、前記認証要素の検証に応答して前記トランザクションを承認するステップと、
を含むトランザクションを認証する方法。 - 前記方法は、
前記トランザクションが承認されるまで、前記認証サーバが、前記トランザクションをキューに入れるステップをさらに含む、請求項14に記載のトランザクションを認証する方法。 - 前記方法は、
前記クライアントアプリケーションを使用して前記アカウントにアクセスするためのログイン資格情報を提供するステップを含む他の認証要素をさらに含む、請求項14に記載のトランザクションを認証する方法。 - 前記方法は、
生体認証情報を前記クライアントアプリケーションに提供するステップを含む他の認証要素をさらに含む、請求項14に記載のトランザクションを認証する方法。 - 前記方法は、
前記認証要求を送信する前に、前記認証サーバが、前記トランザクションに関連する少なくとも1つのリスク要因を識別するステップをさらに含む、請求項14に記載のトランザクションを認証する方法。 - 前記少なくとも1つのリスク要因は、前記トランザクションの場所、前記トランザクションに関与する業者の身元、前記アカウントに関係するトランザクションの頻度、および所定の期間内の前記アカウントに関係するトランザクションの数のグループから選択される少なくとも1つを含む、請求項18に記載のトランザクションを認証する方法。
- 前記少なくとも1つのリスク要因は、トランザクションの時間およびトランザクションの地理的地域のグループから選択される少なくとも1つを含む、請求項18に記載のトランザクションを認証する方法。
Applications Claiming Priority (7)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US201862740352P | 2018-10-02 | 2018-10-02 | |
US62/740,352 | 2018-10-02 | ||
US16/205,119 | 2018-11-29 | ||
US16/205,119 US10581611B1 (en) | 2018-10-02 | 2018-11-29 | Systems and methods for cryptographic authentication of contactless cards |
US16/351,365 | 2019-03-12 | ||
US16/351,365 US10489781B1 (en) | 2018-10-02 | 2019-03-12 | Systems and methods for cryptographic authentication of contactless cards |
PCT/US2019/053963 WO2020072424A1 (en) | 2018-10-02 | 2019-10-01 | Systems and methods for cryptographic authentication of contactless cards |
Publications (3)
Publication Number | Publication Date |
---|---|
JP2022504072A true JP2022504072A (ja) | 2022-01-13 |
JPWO2020072424A5 JPWO2020072424A5 (ja) | 2022-07-27 |
JP7467432B2 JP7467432B2 (ja) | 2024-04-15 |
Family
ID=68617912
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
JP2021518080A Active JP7467432B2 (ja) | 2018-10-02 | 2019-10-01 | 非接触カードの暗号化認証のためのシステムおよび方法 |
Country Status (9)
Country | Link |
---|---|
US (4) | US10489781B1 (ja) |
EP (1) | EP3861502A4 (ja) |
JP (1) | JP7467432B2 (ja) |
KR (1) | KR20210069055A (ja) |
CN (1) | CN113168635A (ja) |
AU (1) | AU2019351878A1 (ja) |
CA (1) | CA3114812A1 (ja) |
SG (1) | SG11202103229XA (ja) |
WO (1) | WO2020072424A1 (ja) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2023243467A1 (ja) * | 2022-06-17 | 2023-12-21 | 有限会社ムーター | スマートフォン対応指紋認証機能付き非接触icカード |
Families Citing this family (21)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP3573001A1 (en) * | 2018-05-24 | 2019-11-27 | Gemalto Sa | Method and system for implementing a virtual smart card service |
US10630653B1 (en) * | 2018-10-02 | 2020-04-21 | Capital One Services, Llc | Systems and methods for cryptographic authentication of contactless cards |
US10489781B1 (en) * | 2018-10-02 | 2019-11-26 | Capital One Services, Llc | Systems and methods for cryptographic authentication of contactless cards |
US10748138B2 (en) * | 2018-10-02 | 2020-08-18 | Capital One Services, Llc | Systems and methods for cryptographic authentication of contactless cards |
US10909527B2 (en) | 2018-10-02 | 2021-02-02 | Capital One Services, Llc | Systems and methods for performing a reissue of a contactless card |
US10440015B1 (en) * | 2019-01-10 | 2019-10-08 | Capital One Services, Llc | Techniques for peer entity account management |
KR20200100481A (ko) * | 2019-02-18 | 2020-08-26 | 삼성전자주식회사 | 생체 정보를 인증하기 위한 전자 장치 및 그의 동작 방법 |
US10438437B1 (en) * | 2019-03-20 | 2019-10-08 | Capital One Services, Llc | Tap to copy data to clipboard via NFC |
US11234125B2 (en) * | 2019-08-09 | 2022-01-25 | Rosemount Inc. | Two-factor authentication for wireless field devices |
CA3153291A1 (en) * | 2019-10-02 | 2021-04-08 | Evan Lerner | Client device authentication using contactless legacy magnetic stripe data |
US10885410B1 (en) | 2019-12-23 | 2021-01-05 | Capital One Services, Llc | Generating barcodes utilizing cryptographic techniques |
US11113685B2 (en) | 2019-12-23 | 2021-09-07 | Capital One Services, Llc | Card issuing with restricted virtual numbers |
US10664941B1 (en) * | 2019-12-24 | 2020-05-26 | Capital One Services, Llc | Steganographic image encoding of biometric template information on a card |
US10757574B1 (en) * | 2019-12-26 | 2020-08-25 | Capital One Services, Llc | Multi-factor authentication providing a credential via a contactless card for secure messaging |
US11038688B1 (en) * | 2019-12-30 | 2021-06-15 | Capital One Services, Llc | Techniques to control applets for contactless cards |
CA3116476A1 (en) * | 2019-12-31 | 2021-06-30 | Capital One Services, Llc | Systems and methods for performing a reissue of a contactless card |
CN113490952A (zh) * | 2019-12-31 | 2021-10-08 | 第一资本服务有限责任公司 | 用于执行非接触式卡的补发的系统和方法 |
US11797990B2 (en) * | 2020-11-03 | 2023-10-24 | Capital One Services, Llc | Computer-based systems configured to provide multimodal ATM access via mobile devices and methods of use thereof |
US11562358B2 (en) | 2021-01-28 | 2023-01-24 | Capital One Services, Llc | Systems and methods for near field contactless card communication and cryptographic authentication |
US20230169505A1 (en) * | 2021-11-30 | 2023-06-01 | Capital One Services, Llc | System and techniques for authenticated website based checkout using uniform resource locator |
US20230214805A1 (en) * | 2022-01-04 | 2023-07-06 | Capital One Services, Llc | Bank-based onboarding for merchant integration |
Family Cites Families (568)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
FR2523745B1 (fr) | 1982-03-18 | 1987-06-26 | Bull Sa | Procede et dispositif de protection d'un logiciel livre par un fournisseur a un utilisateur |
JPS6198476A (ja) | 1984-10-19 | 1986-05-16 | Casio Comput Co Ltd | カードターミナル |
FR2613565B1 (fr) | 1987-04-03 | 1989-06-23 | Bull Cps | Procede pour acheminer des cles secretes vers des modules de securite et des cartes utilisateurs, dans un reseau de traitement d'informations |
US5036461A (en) | 1990-05-16 | 1991-07-30 | Elliott John C | Two-way authentication system between user's smart card and issuer-specific plug-in application modules in multi-issued transaction device |
FR2704341B1 (fr) | 1993-04-22 | 1995-06-02 | Bull Cp8 | Dispositif de protection des clés d'une carte à puce. |
US5377270A (en) | 1993-06-30 | 1994-12-27 | United Technologies Automotive, Inc. | Cryptographic authentication of transmitted messages using pseudorandom numbers |
US5363448A (en) | 1993-06-30 | 1994-11-08 | United Technologies Automotive, Inc. | Pseudorandom number generation and cryptographic authentication |
JP3053527B2 (ja) | 1993-07-30 | 2000-06-19 | インターナショナル・ビジネス・マシーンズ・コーポレイション | パスワードを有効化する方法及び装置、パスワードを生成し且つ予備的に有効化する方法及び装置、認証コードを使用して資源のアクセスを制御する方法及び装置 |
US5537314A (en) | 1994-04-18 | 1996-07-16 | First Marketrust Intl. | Referral recognition system for an incentive award program |
US7152045B2 (en) | 1994-11-28 | 2006-12-19 | Indivos Corporation | Tokenless identification system for authorization of electronic transactions and electronic transmissions |
US5764789A (en) | 1994-11-28 | 1998-06-09 | Smarttouch, Llc | Tokenless biometric ATM access system |
US5778072A (en) | 1995-07-07 | 1998-07-07 | Sun Microsystems, Inc. | System and method to transparently integrate private key operations from a smart card with host-based encryption services |
US5666415A (en) | 1995-07-28 | 1997-09-09 | Digital Equipment Corporation | Method and apparatus for cryptographic authentication |
US5832090A (en) | 1995-08-10 | 1998-11-03 | Hid Corporation | Radio frequency transponder stored value system employing a secure encryption protocol |
US5748740A (en) | 1995-09-29 | 1998-05-05 | Dallas Semiconductor Corporation | Method, apparatus, system and firmware for secure transactions |
US6049328A (en) | 1995-10-20 | 2000-04-11 | Wisconsin Alumni Research Foundation | Flexible access system for touch screen devices |
US5616901A (en) | 1995-12-19 | 1997-04-01 | Talking Signs, Inc. | Accessible automatic teller machines for sight-impaired persons and print-disabled persons |
DE69704684T2 (de) | 1996-02-23 | 2004-07-15 | Fuji Xerox Co., Ltd. | Vorrichtung und Verfahren zur Authentifizierung von Zugangsrechten eines Benutzers zu Betriebsmitteln nach dem Challenge-Response-Prinzip |
US6226383B1 (en) | 1996-04-17 | 2001-05-01 | Integrity Sciences, Inc. | Cryptographic methods for remote authentication |
US5768373A (en) | 1996-05-06 | 1998-06-16 | Symantec Corporation | Method for providing a secure non-reusable one-time password |
US5901874A (en) | 1996-05-07 | 1999-05-11 | Breakthrough Marketing, Inc. | Handicapped accessible dumpster |
US6058373A (en) | 1996-10-16 | 2000-05-02 | Microsoft Corporation | System and method for processing electronic order forms |
US6483920B2 (en) | 1996-12-04 | 2002-11-19 | Bull, S.A. | Key recovery process used for strong encryption of messages |
US5796827A (en) | 1996-11-14 | 1998-08-18 | International Business Machines Corporation | System and method for near-field human-body coupling for encrypted communication with identification cards |
US6021203A (en) | 1996-12-11 | 2000-02-01 | Microsoft Corporation | Coercion resistant one-time-pad cryptosystem that facilitates transmission of messages having different levels of security |
US6061666A (en) | 1996-12-17 | 2000-05-09 | Citicorp Development Center | Automatic bank teller machine for the blind and visually impaired |
GB9626196D0 (en) | 1996-12-18 | 1997-02-05 | Ncr Int Inc | Self-service terminal (sst) and a method of oerating the sst to control movement of a card of the sst |
US6282522B1 (en) | 1997-04-30 | 2001-08-28 | Visa International Service Association | Internet payment system using smart card |
US7290288B2 (en) | 1997-06-11 | 2007-10-30 | Prism Technologies, L.L.C. | Method and system for controlling access, by an authentication server, to protected computer resources provided via an internet protocol network |
US5960411A (en) | 1997-09-12 | 1999-09-28 | Amazon.Com, Inc. | Method and system for placing a purchase order via a communications network |
US5983273A (en) | 1997-09-16 | 1999-11-09 | Webtv Networks, Inc. | Method and apparatus for providing physical security for a user account and providing access to the user's environment and preferences |
US5883810A (en) | 1997-09-24 | 1999-03-16 | Microsoft Corporation | Electronic online commerce card with transactionproxy number for online transactions |
EP1023703B1 (en) | 1997-10-14 | 2004-06-09 | Visa International Service Association | Personalization of smart cards |
IL122105A0 (en) | 1997-11-04 | 1998-04-05 | Rozin Alexander | A two-way radio-based electronic toll collection method and system for highway |
US6889198B2 (en) | 1998-01-30 | 2005-05-03 | Citicorp Development Center, Inc. | Method and system for tracking smart card loyalty points |
US7207477B1 (en) | 2004-03-08 | 2007-04-24 | Diebold, Incorporated | Wireless transfer of account data and signature from hand-held device to electronic check generator |
US6199762B1 (en) | 1998-05-06 | 2001-03-13 | American Express Travel Related Services Co., Inc. | Methods and apparatus for dynamic smartcard synchronization and personalization |
US6655585B2 (en) | 1998-05-11 | 2003-12-02 | Citicorp Development Center, Inc. | System and method of biometric smart card user authentication |
JP3112076B2 (ja) | 1998-05-21 | 2000-11-27 | 豊 保倉 | ユーザ認証システム |
US6615189B1 (en) | 1998-06-22 | 2003-09-02 | Bank One, Delaware, National Association | Debit purchasing of stored value card for use by and/or delivery to others |
US6216227B1 (en) | 1998-06-29 | 2001-04-10 | Sun Microsystems, Inc. | Multi-venue ticketing using smart cards |
US6032136A (en) | 1998-11-17 | 2000-02-29 | First Usa Bank, N.A. | Customer activated multi-value (CAM) card |
US7660763B1 (en) | 1998-11-17 | 2010-02-09 | Jpmorgan Chase Bank, N.A. | Customer activated multi-value (CAM) card |
US6438550B1 (en) | 1998-12-10 | 2002-08-20 | International Business Machines Corporation | Method and apparatus for client authentication and application configuration via smart cards |
US6829711B1 (en) | 1999-01-26 | 2004-12-07 | International Business Machines Corporation | Personal website for electronic commerce on a smart java card with multiple security check points |
TR200102424T2 (tr) | 1999-02-18 | 2002-02-21 | Orbis Patents Limited | Kredi kartı sistemi ve yöntemi. |
US6731778B1 (en) | 1999-03-31 | 2004-05-04 | Oki Electric Industry Co, Ltd. | Photographing apparatus and monitoring system using same |
US6402028B1 (en) | 1999-04-06 | 2002-06-11 | Visa International Service Association | Integrated production of smart cards |
US7127605B1 (en) | 1999-05-10 | 2006-10-24 | Axalto, Inc. | Secure sharing of application methods on a microcontroller |
US6227447B1 (en) | 1999-05-10 | 2001-05-08 | First Usa Bank, Na | Cardless payment system |
US6845498B1 (en) | 1999-05-11 | 2005-01-18 | Microsoft Corporation | Method and apparatus for sharing data files among run time environment applets in an integrated circuit card |
US6504945B1 (en) | 1999-07-13 | 2003-01-07 | Hewlett-Packard Company | System for promoting correct finger placement in a fingerprint reader |
US7908216B1 (en) | 1999-07-22 | 2011-03-15 | Visa International Service Association | Internet payment, authentication and loading system using virtual smart card |
US6324271B1 (en) | 1999-08-17 | 2001-11-27 | Nortel Networks Limited | System and method for authentication of caller identification |
SE515327C2 (sv) | 1999-08-27 | 2001-07-16 | Ericsson Telefon Ab L M | Anordning för att utföra säkra transaktioner i en kommunikationsanordning |
US7085931B1 (en) | 1999-09-03 | 2006-08-01 | Secure Computing Corporation | Virtual smart card system and method |
US6834271B1 (en) | 1999-09-24 | 2004-12-21 | Kryptosima | Apparatus for and method of secure ATM debit card and credit card payment transactions via the internet |
US7319986B2 (en) | 1999-09-28 | 2008-01-15 | Bank Of America Corporation | Dynamic payment cards and related management systems and associated methods |
US6910627B1 (en) | 1999-09-29 | 2005-06-28 | Canon Kabushiki Kaisha | Smart card systems and electronic ticketing methods |
JP2001195368A (ja) | 1999-11-01 | 2001-07-19 | Sony Corp | 認証情報通信システムおよび認証情報通信方法、携帯情報処理装置、並びにプログラム提供媒体 |
US8794509B2 (en) | 1999-11-05 | 2014-08-05 | Lead Core Fund, L.L.C. | Systems and methods for processing a payment authorization request over disparate payment networks |
US8814039B2 (en) | 1999-11-05 | 2014-08-26 | Lead Core Fund, L.L.C. | Methods for processing a payment authorization request utilizing a network of point of sale devices |
WO2001039429A1 (en) | 1999-11-22 | 2001-05-31 | Intel Corporation | Integrity check values (icv) based on pseudorandom binary matrices |
US7366703B2 (en) | 2000-01-05 | 2008-04-29 | American Express Travel Related Services Company, Inc. | Smartcard internet authorization system |
CA2366486A1 (en) | 2000-01-10 | 2001-07-19 | Tarian, Llc | Device using histological and physiological biometric marker for authentication and activation |
US20010034702A1 (en) | 2000-02-04 | 2001-10-25 | Mockett Gregory P. | System and method for dynamically issuing and processing transaction specific digital credit or debit cards |
EP1272954A4 (en) | 2000-02-16 | 2004-08-18 | Zipcar Inc | SYSTEMS AND METHODS FOR CONTROLLING VEHICLE ACCESS |
AU2001238300A1 (en) | 2000-02-16 | 2001-08-27 | Mastercard International Incorporated | System and method for conducting electronic commerce with a remote wallet server |
US6779115B1 (en) | 2000-02-18 | 2004-08-17 | Digital5, Inc. | Portable device using a smart card to receive and decrypt digital data |
AU2001239945A1 (en) | 2000-02-29 | 2001-09-12 | E-Scoring, Inc. | Systems and methods enabling anonymous credit transactions |
US6852031B1 (en) | 2000-11-22 | 2005-02-08 | Igt | EZ pay smart card and tickets system |
CA2406001A1 (en) | 2000-04-14 | 2001-10-25 | American Express Travel Related Services Company, Inc. | A system and method for using loyalty points |
EP2278538A1 (en) | 2000-04-24 | 2011-01-26 | Visa International Service Association | Online payer authentication service |
US7933589B1 (en) | 2000-07-13 | 2011-04-26 | Aeritas, Llc | Method and system for facilitation of wireless e-commerce transactions |
US6631197B1 (en) | 2000-07-24 | 2003-10-07 | Gn Resound North America Corporation | Wide audio bandwidth transduction method and device |
WO2002013435A1 (en) * | 2000-08-04 | 2002-02-14 | First Data Corporation | Method and system for using electronic communications for an electronic contact |
WO2002015037A1 (en) | 2000-08-14 | 2002-02-21 | Gien Peter H | System and method for facilitating signing by buyers in electronic commerce |
ES2259669T3 (es) | 2000-08-17 | 2006-10-16 | Dexrad (Proprietary) Limited | Transferencia de datos de verificacion. |
WO2002023796A1 (en) | 2000-09-11 | 2002-03-21 | Sentrycom Ltd. | A biometric-based system and method for enabling authentication of electronic messages sent over a network |
US7006986B1 (en) | 2000-09-25 | 2006-02-28 | Ecardless Bancorp, Ltd. | Order file processes for purchasing on the internet using verified order information |
US6873260B2 (en) | 2000-09-29 | 2005-03-29 | Kenneth J. Lancos | System and method for selectively allowing the passage of a guest through a region within a coverage area |
US6877656B1 (en) | 2000-10-24 | 2005-04-12 | Capital One Financial Corporation | Systems, methods, and apparatus for instant issuance of a credit card |
US6721706B1 (en) | 2000-10-30 | 2004-04-13 | Koninklijke Philips Electronics N.V. | Environment-responsive user interface/entertainment device that simulates personal interaction |
US7069435B2 (en) | 2000-12-19 | 2006-06-27 | Tricipher, Inc. | System and method for authentication in a crypto-system utilizing symmetric and asymmetric crypto-keys |
US7606771B2 (en) | 2001-01-11 | 2009-10-20 | Cardinalcommerce Corporation | Dynamic number authentication for credit/debit cards |
EP1223565A1 (en) | 2001-01-12 | 2002-07-17 | Motorola, Inc. | Transaction system, portable device, terminal and methods of transaction |
US20020093530A1 (en) | 2001-01-17 | 2002-07-18 | Prasad Krothapalli | Automatic filling and submission of completed forms |
US20020152116A1 (en) | 2001-01-30 | 2002-10-17 | Yan Kent J. | Method and system for generating fixed and/or dynamic rebates in credit card type transactions |
US20020158123A1 (en) | 2001-01-30 | 2002-10-31 | Allen Rodney F. | Web-based smart card system and method for maintaining status information and verifying eligibility |
US7181017B1 (en) | 2001-03-23 | 2007-02-20 | David Felsher | System and method for secure three-party communications |
EP1248190B1 (en) | 2001-04-02 | 2007-06-06 | Motorola, Inc. | Enabling and disabling software features |
US7290709B2 (en) | 2001-04-10 | 2007-11-06 | Erica Tsai | Information card system |
US7044394B2 (en) | 2003-12-17 | 2006-05-16 | Kerry Dennis Brown | Programmable magnetic data storage card |
US20020153424A1 (en) | 2001-04-19 | 2002-10-24 | Chuan Li | Method and apparatus of secure credit card transaction |
US20040015958A1 (en) | 2001-05-15 | 2004-01-22 | Veil Leonard Scott | Method and system for conditional installation and execution of services in a secure computing environment |
US7206806B2 (en) | 2001-05-30 | 2007-04-17 | Pineau Richard A | Method and system for remote utilizing a mobile device to share data objects |
DE10127511A1 (de) | 2001-06-06 | 2003-01-02 | Wincor Nixdorf Gmbh & Co Kg | Schreib-/Lesegerät für eine Ausweis- oder Kreditkarte vom RFID-Typ |
US20030167350A1 (en) | 2001-06-07 | 2003-09-04 | Curl Corporation | Safe I/O through use of opaque I/O objects |
AUPR559201A0 (en) | 2001-06-08 | 2001-07-12 | Canon Kabushiki Kaisha | Card reading device for service access |
US6834795B1 (en) | 2001-06-29 | 2004-12-28 | Sun Microsystems, Inc. | Secure user authentication to computing resource via smart card |
US7762457B2 (en) | 2001-07-10 | 2010-07-27 | American Express Travel Related Services Company, Inc. | System and method for dynamic fob synchronization and personalization |
US7993197B2 (en) | 2001-08-10 | 2011-08-09 | Igt | Flexible loyalty points programs |
US8266451B2 (en) | 2001-08-31 | 2012-09-11 | Gemalto Sa | Voice activated smart card |
US20030055727A1 (en) | 2001-09-18 | 2003-03-20 | Walker Jay S. | Method and apparatus for facilitating the provision of a benefit to a customer of a retailer |
US7373515B2 (en) | 2001-10-09 | 2008-05-13 | Wireless Key Identification Systems, Inc. | Multi-factor authentication system |
JP3975720B2 (ja) | 2001-10-23 | 2007-09-12 | 株式会社日立製作所 | Icカード、顧客情報分析システムおよび顧客情報分析結果提供方法 |
US6641050B2 (en) | 2001-11-06 | 2003-11-04 | International Business Machines Corporation | Secure credit card |
US6934861B2 (en) | 2001-11-06 | 2005-08-23 | Crosscheck Identification Systems International, Inc. | National identification card system and biometric identity verification method for negotiating transactions |
US7243853B1 (en) | 2001-12-04 | 2007-07-17 | Visa U.S.A. Inc. | Method and system for facilitating memory and application management on a secured token |
US8108687B2 (en) | 2001-12-12 | 2012-01-31 | Valve Corporation | Method and system for granting access to system and content |
FR2834403B1 (fr) | 2001-12-27 | 2004-02-06 | France Telecom | Systeme cryptographique de signature de groupe |
JP3820999B2 (ja) | 2002-01-25 | 2006-09-13 | ソニー株式会社 | 近接通信システム及び近接通信方法、データ管理装置及びデータ管理方法、記憶媒体、並びにコンピュータ・プログラム |
SE524778C2 (sv) | 2002-02-19 | 2004-10-05 | Douglas Lundholm | Förfarande och arrangemang för att skydda mjukvara för otillbörlig användning eller kopiering |
US6905411B2 (en) | 2002-02-27 | 2005-06-14 | Igt | Player authentication for cashless gaming machine instruments |
US20030208449A1 (en) | 2002-05-06 | 2003-11-06 | Yuanan Diao | Credit card fraud prevention system and method using secure electronic credit card |
US7900048B2 (en) | 2002-05-07 | 2011-03-01 | Sony Ericsson Mobile Communications Ab | Method for loading an application in a device, device and smart card therefor |
CN100440195C (zh) | 2002-05-10 | 2008-12-03 | 斯伦贝谢(北京)智能卡科技有限公司 | 智能卡更换方法及其更换系统 |
US8010405B1 (en) | 2002-07-26 | 2011-08-30 | Visa Usa Inc. | Multi-application smart card device software solution for smart cardholder reward selection and redemption |
US20040127256A1 (en) | 2002-07-30 | 2004-07-01 | Scott Goldthwaite | Mobile device equipped with a contactless smart card reader/writer |
US7697920B1 (en) | 2006-05-05 | 2010-04-13 | Boojum Mobile | System and method for providing authentication and authorization utilizing a personal wireless communication device |
EP3547599A1 (en) | 2002-08-06 | 2019-10-02 | Apple Inc. | Methods for secure enrollment and backup of personal identity credentials into electronic devices |
JP4553565B2 (ja) | 2002-08-26 | 2010-09-29 | パナソニック株式会社 | 電子バリューの認証方式と認証システムと装置 |
CZ2005209A3 (cs) | 2002-09-10 | 2005-12-14 | Ivi Smart Technologies, Inc. | Bezpečné biometrické ověření identity |
US7306143B2 (en) | 2002-09-20 | 2007-12-11 | Cubic Corporation | Dynamic smart card/media imaging |
US8985442B1 (en) | 2011-07-18 | 2015-03-24 | Tiger T G Zhou | One-touch payment using haptic control via a messaging and calling multimedia system on mobile device and wearable device, currency token interface, point of sale device, and electronic payment card |
US9710804B2 (en) | 2012-10-07 | 2017-07-18 | Andrew H B Zhou | Virtual payment cards issued by banks for mobile and wearable devices |
WO2004036492A2 (en) | 2002-10-16 | 2004-04-29 | Sci-Tel Ltd. | Smart card network interface device |
US9740988B1 (en) | 2002-12-09 | 2017-08-22 | Live Nation Entertainment, Inc. | System and method for using unique device indentifiers to enhance security |
US9251518B2 (en) | 2013-03-15 | 2016-02-02 | Live Nation Entertainment, Inc. | Centralized and device-aware ticket-transfer system and methods |
KR20050089883A (ko) | 2003-01-14 | 2005-09-08 | 코닌클리케 필립스 일렉트로닉스 엔.브이. | 위조 및/또는 변경된 스마트 카드를 검출하는 방법 및터미널 |
US7453439B1 (en) | 2003-01-16 | 2008-11-18 | Forward Input Inc. | System and method for continuous stroke word-based text input |
US20050195975A1 (en) | 2003-01-21 | 2005-09-08 | Kevin Kawakita | Digital media distribution cryptography using media ticket smart cards |
US8589335B2 (en) | 2003-04-21 | 2013-11-19 | Visa International Service Association | Smart card personalization assistance tool |
EP1632091A4 (en) | 2003-05-12 | 2006-07-26 | Gtech Corp | METHOD AND SYSTEM FOR AUTHENTICATION |
US7949559B2 (en) | 2003-05-27 | 2011-05-24 | Citicorp Credit Services, Inc. | Credit card rewards program system and method |
US8200775B2 (en) | 2005-02-01 | 2012-06-12 | Newsilike Media Group, Inc | Enhanced syndication |
JP4744106B2 (ja) | 2003-08-06 | 2011-08-10 | パナソニック株式会社 | セキュアデバイス、情報処理端末、通信システム及び通信方法 |
US8572391B2 (en) | 2003-09-12 | 2013-10-29 | Emc Corporation | System and method for risk based authentication |
US20050075985A1 (en) | 2003-10-03 | 2005-04-07 | Brian Cartmell | Voice authenticated credit card purchase verification |
FI20031482A (fi) | 2003-10-10 | 2005-04-11 | Open Bit Oy Ltd | Maksutapahtumatietojen prosessointi |
US7597250B2 (en) | 2003-11-17 | 2009-10-06 | Dpd Patent Trust Ltd. | RFID reader with multiple interfaces |
US20050138387A1 (en) | 2003-12-19 | 2005-06-23 | Lam Wai T. | System and method for authorizing software use |
US7357309B2 (en) | 2004-01-16 | 2008-04-15 | Telefonaktiebolaget Lm Ericsson (Publ) | EMV transactions in mobile terminals |
US7374099B2 (en) | 2004-02-24 | 2008-05-20 | Sun Microsystems, Inc. | Method and apparatus for processing an application identifier from a smart card |
US7165727B2 (en) | 2004-02-24 | 2007-01-23 | Sun Microsystems, Inc. | Method and apparatus for installing an application onto a smart card |
US7584153B2 (en) | 2004-03-15 | 2009-09-01 | Qsecure, Inc. | Financial transactions with dynamic card verification values |
US7472829B2 (en) | 2004-12-10 | 2009-01-06 | Qsecure, Inc. | Payment card with internally generated virtual account numbers for its magnetic stripe encoder and user display |
JP2007529797A (ja) | 2004-03-19 | 2007-10-25 | フンベル ローガー | 認証機能および支払い機能を備えた、無線自転車キー、自動車、家屋、rfidタグのための携帯電話におけるオールインワンキーまたは制御ソフトウェアカード |
US20140019352A1 (en) | 2011-02-22 | 2014-01-16 | Visa International Service Association | Multi-purpose virtual card transaction apparatuses, methods and systems |
US7748617B2 (en) | 2004-04-12 | 2010-07-06 | Gray R O'neal | Electronic identification system |
US8762283B2 (en) * | 2004-05-03 | 2014-06-24 | Visa International Service Association | Multiple party benefit from an online authentication service |
US7805755B2 (en) | 2004-05-03 | 2010-09-28 | Research In Motion Limited | System and method for application authorization |
US7703142B1 (en) | 2004-05-06 | 2010-04-20 | Sprint Communications Company L.P. | Software license authorization system |
US7660779B2 (en) | 2004-05-12 | 2010-02-09 | Microsoft Corporation | Intelligent autofill |
GB0411777D0 (en) | 2004-05-26 | 2004-06-30 | Crypomathic Ltd | Computationally asymmetric cryptographic systems |
US7314165B2 (en) | 2004-07-01 | 2008-01-01 | American Express Travel Related Services Company, Inc. | Method and system for smellprint recognition biometrics on a smartcard |
US7175076B1 (en) | 2004-07-07 | 2007-02-13 | Diebold Self-Service Systems Division Of Diebold, Incorporated | Cash dispensing automated banking machine user interface system and method |
US8439271B2 (en) | 2004-07-15 | 2013-05-14 | Mastercard International Incorporated | Method and system using a bitmap for passing contactless payment card transaction variables in standardized data formats |
MX2007000542A (es) | 2004-07-15 | 2007-03-30 | Mastercard International Inc | Metodos y circuitos para la caracterizacion de senales de tarjetas de pago. |
US7287692B1 (en) | 2004-07-28 | 2007-10-30 | Cisco Technology, Inc. | System and method for securing transactions in a contact center environment |
EP1630712A1 (en) | 2004-08-24 | 2006-03-01 | Sony Deutschland GmbH | Method for operating a near field communication system |
CA2578083C (en) | 2004-08-27 | 2013-12-31 | Dave Wang | Nasal bone conduction wireless communication transmitting device |
US20060047954A1 (en) | 2004-08-30 | 2006-03-02 | Axalto Inc. | Data access security implementation using the public key mechanism |
US7375616B2 (en) | 2004-09-08 | 2008-05-20 | Nokia Corporation | Electronic near field communication enabled multifunctional device and method of its operation |
US7270276B2 (en) | 2004-09-29 | 2007-09-18 | Sap Ag | Multi-application smartcard |
US20060085848A1 (en) | 2004-10-19 | 2006-04-20 | Intel Corporation | Method and apparatus for securing communications between a smartcard and a terminal |
US7748636B2 (en) | 2004-11-16 | 2010-07-06 | Dpd Patent Trust Ltd. | Portable identity card reader system for physical and logical access |
GB2410113A (en) | 2004-11-29 | 2005-07-20 | Morse Group Ltd | A system and method of accessing banking services via a mobile telephone |
TW200642408A (en) | 2004-12-07 | 2006-12-01 | Farsheed Atef | System and method for identity verification and management |
US7232073B1 (en) | 2004-12-21 | 2007-06-19 | Sun Microsystems, Inc. | Smart card with multiple applications |
GB0428543D0 (en) | 2004-12-31 | 2005-02-09 | British Telecomm | Control of data exchange |
US20130104251A1 (en) | 2005-02-01 | 2013-04-25 | Newsilike Media Group, Inc. | Security systems and methods for use with structured and unstructured data |
US8200700B2 (en) | 2005-02-01 | 2012-06-12 | Newsilike Media Group, Inc | Systems and methods for use of structured and unstructured distributed data |
US8347088B2 (en) | 2005-02-01 | 2013-01-01 | Newsilike Media Group, Inc | Security systems and methods for use with structured and unstructured data |
DE102005004902A1 (de) | 2005-02-02 | 2006-08-10 | Utimaco Safeware Ag | Verfahren zur Anmeldung eines Nutzers an einem Computersystem |
US7581678B2 (en) | 2005-02-22 | 2009-09-01 | Tyfone, Inc. | Electronic transaction card |
US7628322B2 (en) | 2005-03-07 | 2009-12-08 | Nokia Corporation | Methods, system and mobile device capable of enabling credit card personalization using a wireless network |
CA2593657C (en) | 2005-03-07 | 2011-07-19 | Nokia Corporation | Method and mobile terminal device including smartcard module and near field communications means |
US7128274B2 (en) | 2005-03-24 | 2006-10-31 | International Business Machines Corporation | Secure credit card with near field communications |
US8266441B2 (en) | 2005-04-22 | 2012-09-11 | Bank Of America Corporation | One-time password credit/debit card |
WO2006119184A2 (en) | 2005-05-04 | 2006-11-09 | Tricipher, Inc. | Protecting one-time-passwords against man-in-the-middle attacks |
US20080035738A1 (en) | 2005-05-09 | 2008-02-14 | Mullen Jeffrey D | Dynamic credit card with magnetic stripe and embedded encoder and methods for using the same to provide a copy-proof credit card |
US7793851B2 (en) | 2005-05-09 | 2010-09-14 | Dynamics Inc. | Dynamic credit card with magnetic stripe and embedded encoder and methods for using the same to provide a copy-proof credit card |
KR20080014035A (ko) | 2005-05-16 | 2008-02-13 | 마스터카드 인터내셔날, 인코포레이티드 | 교통 시스템에서 비접촉식 지불 카드를 사용하는 방법 및시스템 |
US20060280338A1 (en) | 2005-06-08 | 2006-12-14 | Xerox Corporation | Systems and methods for the visually impared |
US8583454B2 (en) | 2005-07-28 | 2013-11-12 | Beraja Ip, Llc | Medical claims fraud prevention system including photograph records identification and associated methods |
US8762263B2 (en) | 2005-09-06 | 2014-06-24 | Visa U.S.A. Inc. | System and method for secured account numbers in proximity devices |
US20070067833A1 (en) | 2005-09-20 | 2007-03-22 | Colnot Vincent C | Methods and Apparatus for Enabling Secure Network-Based Transactions |
WO2007044500A2 (en) | 2005-10-06 | 2007-04-19 | C-Sam, Inc. | Transactional services |
US8245292B2 (en) | 2005-11-16 | 2012-08-14 | Broadcom Corporation | Multi-factor authentication using a smartcard |
JP4435076B2 (ja) | 2005-11-18 | 2010-03-17 | フェリカネットワークス株式会社 | 携帯端末,データ通信方法,およびコンピュータプログラム |
US7568631B2 (en) | 2005-11-21 | 2009-08-04 | Sony Corporation | System, apparatus and method for obtaining one-time credit card numbers using a smart card |
WO2007076476A2 (en) | 2005-12-22 | 2007-07-05 | Mastercard International Incorporated | Methods and systems for two-factor authentication using contactless chip cards or devices and mobile devices or dedicated personal readers |
FR2895608B1 (fr) | 2005-12-23 | 2008-03-21 | Trusted Logic Sa | Procede pour la realisation d'un compteur securise sur un systeme informatique embarque disposant d'une carte a puce |
US7775427B2 (en) | 2005-12-31 | 2010-08-17 | Broadcom Corporation | System and method for binding a smartcard and a smartcard reader |
US8559987B1 (en) | 2005-12-31 | 2013-10-15 | Blaze Mobile, Inc. | Wireless bidirectional communications between a mobile device and associated secure element |
US8352323B2 (en) | 2007-11-30 | 2013-01-08 | Blaze Mobile, Inc. | Conducting an online payment transaction using an NFC enabled mobile communication device |
US8224018B2 (en) | 2006-01-23 | 2012-07-17 | Digimarc Corporation | Sensing data from physical objects |
US9137012B2 (en) | 2006-02-03 | 2015-09-15 | Emc Corporation | Wireless authentication methods and apparatus |
US20070224969A1 (en) | 2006-03-24 | 2007-09-27 | Rao Bindu R | Prepaid simcard for automatically enabling services |
US7380710B2 (en) | 2006-04-28 | 2008-06-03 | Qsecure, Inc. | Payment card preloaded with unique numbers |
US7571471B2 (en) | 2006-05-05 | 2009-08-04 | Tricipher, Inc. | Secure login using a multifactor split asymmetric crypto-key with persistent key security |
EP1855229B1 (fr) | 2006-05-10 | 2010-08-11 | Inside Contactless | Procédé de routage de données sortantes et entrantes dans un chipset NFC |
EP1873962B1 (en) | 2006-06-29 | 2009-08-19 | Incard SA | Method for key diversification on an IC Card |
US9985950B2 (en) | 2006-08-09 | 2018-05-29 | Assa Abloy Ab | Method and apparatus for making a decision on a card |
GB0616331D0 (en) | 2006-08-16 | 2006-09-27 | Innovision Res & Tech Plc | Near Field RF Communicators And Near Field Communications Enabled Devices |
US20080072303A1 (en) | 2006-09-14 | 2008-03-20 | Schlumberger Technology Corporation | Method and system for one time password based authentication and integrated remote access |
US20080071681A1 (en) | 2006-09-15 | 2008-03-20 | Khalid Atm Shafiqul | Dynamic Credit and Check Card |
US8322624B2 (en) | 2007-04-10 | 2012-12-04 | Feinics Amatech Teoranta | Smart card with switchable matching antenna |
US8738485B2 (en) | 2007-12-28 | 2014-05-27 | Visa U.S.A. Inc. | Contactless prepaid product for transit fare collection |
WO2008042302A2 (en) | 2006-09-29 | 2008-04-10 | Narian Technologies Corp. | Apparatus and method using near field communications |
US8474028B2 (en) | 2006-10-06 | 2013-06-25 | Fmr Llc | Multi-party, secure multi-channel authentication |
GB2443234B8 (en) | 2006-10-24 | 2009-01-28 | Innovision Res & Tech Plc | Near field RF communicators and near field RF communications enabled devices |
US8682791B2 (en) | 2006-10-31 | 2014-03-25 | Discover Financial Services | Redemption of credit card rewards at a point of sale |
US8267313B2 (en) | 2006-10-31 | 2012-09-18 | American Express Travel Related Services Company, Inc. | System and method for providing a gift card which affords benefits beyond what is purchased |
US20080109309A1 (en) | 2006-10-31 | 2008-05-08 | Steven Landau | Powered Print Advertisements, Product Packaging, and Trading Cards |
US9251637B2 (en) | 2006-11-15 | 2016-02-02 | Bank Of America Corporation | Method and apparatus for using at least a portion of a one-time password as a dynamic card verification value |
US8365258B2 (en) | 2006-11-16 | 2013-01-29 | Phonefactor, Inc. | Multi factor authentication |
CN101192295A (zh) | 2006-11-30 | 2008-06-04 | 讯想科技股份有限公司 | 芯片信用卡网络交易系统与方法 |
US8041954B2 (en) | 2006-12-07 | 2011-10-18 | Paul Plesman | Method and system for providing a secure login solution using one-time passwords |
US20080162312A1 (en) | 2006-12-29 | 2008-07-03 | Motorola, Inc. | Method and system for monitoring secure applet events during contactless rfid/nfc communication |
US7594605B2 (en) | 2007-01-10 | 2009-09-29 | At&T Intellectual Property I, L.P. | Credit card transaction servers, methods and computer program products employing wireless terminal location and registered purchasing locations |
GB2442249B (en) | 2007-02-20 | 2008-09-10 | Cryptomathic As | Authentication device and method |
US8095974B2 (en) | 2007-02-23 | 2012-01-10 | At&T Intellectual Property I, L.P. | Methods, systems, and products for identity verification |
US8463711B2 (en) | 2007-02-27 | 2013-06-11 | Igt | Methods and architecture for cashless system security |
US9081948B2 (en) | 2007-03-13 | 2015-07-14 | Red Hat, Inc. | Configurable smartcard |
US20080223918A1 (en) | 2007-03-15 | 2008-09-18 | Microsoft Corporation | Payment tokens |
WO2008114931A1 (en) | 2007-03-16 | 2008-09-25 | Lg Electronics Inc. | Performing contactless applications in battery off mode |
US8285329B1 (en) | 2007-04-02 | 2012-10-09 | Sprint Communications Company L.P. | Mobile device-based control of smart card operation |
US8667285B2 (en) | 2007-05-31 | 2014-03-04 | Vasco Data Security, Inc. | Remote authentication and transaction signatures |
US7739169B2 (en) | 2007-06-25 | 2010-06-15 | Visa U.S.A. Inc. | Restricting access to compromised account information |
US20120252350A1 (en) | 2007-07-24 | 2012-10-04 | Allan Steinmetz | Vehicle safety device for reducing driver distractions |
US20090037275A1 (en) | 2007-08-03 | 2009-02-05 | Pollio Michael J | Consolidated membership/rewards card system |
US8235825B2 (en) | 2007-08-14 | 2012-08-07 | John B. French | Smart card holder for automated gaming system and gaming cards |
WO2009025605A2 (en) | 2007-08-19 | 2009-02-26 | Yubico Ab | Device and method for generating dynamic credit card data |
US7748609B2 (en) | 2007-08-31 | 2010-07-06 | Gemalto Inc. | System and method for browser based access to smart cards |
US20090143104A1 (en) | 2007-09-21 | 2009-06-04 | Michael Loh | Wireless smart card and integrated personal area network, near field communication and contactless payment system |
US8249654B1 (en) | 2007-09-27 | 2012-08-21 | Sprint Communications Company L.P. | Dynamic smart card application loading |
US8095113B2 (en) | 2007-10-17 | 2012-01-10 | First Data Corporation | Onetime passwords for smart chip cards |
GB2457221A (en) | 2007-10-17 | 2009-08-12 | Vodafone Plc | Smart Card Web Server (SCWS) administration within a plurality of security domains |
FR2922701B1 (fr) | 2007-10-23 | 2009-11-20 | Inside Contacless | Procede de personnalisation securise d'un chipset nfc |
US7652578B2 (en) | 2007-10-29 | 2010-01-26 | Motorola, Inc. | Detection apparatus and method for near field communication devices |
US8135648B2 (en) | 2007-11-01 | 2012-03-13 | Gtech Corporation | Authentication of lottery tickets, game machine credit vouchers, and other items |
US20090132417A1 (en) | 2007-11-15 | 2009-05-21 | Ebay Inc. | System and method for selecting secure card numbers |
US20090159682A1 (en) | 2007-12-24 | 2009-06-25 | Dynamics Inc. | Cards and devices with multi-function magnetic emulators and methods for using same |
US7922082B2 (en) | 2008-01-04 | 2011-04-12 | M2 International Ltd. | Dynamic card validation value |
GB0801225D0 (en) | 2008-01-23 | 2008-02-27 | Innovision Res & Tech Plc | Near field RF communications |
US20090192912A1 (en) | 2008-01-30 | 2009-07-30 | Kent Griffin | Charge-for-service near field communication transactions |
WO2009102640A1 (en) | 2008-02-12 | 2009-08-20 | Cardiac Pacemakers, Inc. | Systems and methods for controlling wireless signal transfers between ultrasound-enabled medical devices |
US9947002B2 (en) | 2008-02-15 | 2018-04-17 | First Data Corporation | Secure authorization of contactless transaction |
US8302167B2 (en) | 2008-03-11 | 2012-10-30 | Vasco Data Security, Inc. | Strong authentication token generating one-time passwords and signatures upon server credential verification |
EP2106107B1 (en) | 2008-03-27 | 2012-04-18 | Motorola Mobility, Inc. | Method and apparatus for automatic near field communication application selection in an electronic device |
ITMI20080536A1 (it) | 2008-03-28 | 2009-09-29 | Incard Sa | Metodo per proteggere un file cap per una carta a circuito integrato. |
US8024576B2 (en) | 2008-03-31 | 2011-09-20 | International Business Machines Corporation | Method and system for authenticating users with a one time password using an image reader |
US8365988B1 (en) | 2008-04-11 | 2013-02-05 | United Services Automobile Association (Usaa) | Dynamic credit card security code via mobile device |
US8347112B2 (en) | 2008-05-08 | 2013-01-01 | Texas Instruments Incorporated | Encryption/decryption engine with secure modes for key decryption and key derivation |
US9082117B2 (en) | 2008-05-17 | 2015-07-14 | David H. Chin | Gesture based authentication for wireless payment by a mobile electronic device |
US8099332B2 (en) | 2008-06-06 | 2012-01-17 | Apple Inc. | User interface for application management for a mobile device |
EP2139196A1 (en) | 2008-06-26 | 2009-12-30 | France Telecom | Method and system for remotely blocking/unblocking NFC applications on a terminal |
US8229853B2 (en) | 2008-07-24 | 2012-07-24 | International Business Machines Corporation | Dynamic itinerary-driven profiling for preventing unauthorized card transactions |
US8662401B2 (en) | 2008-07-25 | 2014-03-04 | First Data Corporation | Mobile payment adoption by adding a dedicated payment button to mobile device form factors |
US8740073B2 (en) | 2008-08-01 | 2014-06-03 | Mastercard International Incorporated | Methods, systems and computer readable media for storing and redeeming electronic certificates using a wireless smart card |
US8706622B2 (en) | 2008-08-05 | 2014-04-22 | Visa U.S.A. Inc. | Account holder demand account update |
US8438382B2 (en) | 2008-08-06 | 2013-05-07 | Symantec Corporation | Credential management system and method |
CN102177535A (zh) | 2008-08-08 | 2011-09-07 | 爱莎.艾伯莱有限公司 | 方向性感测机构和通信认证 |
US20100033310A1 (en) | 2008-08-08 | 2010-02-11 | Narendra Siva G | Power negotation for small rfid card |
WO2010022129A1 (en) | 2008-08-20 | 2010-02-25 | Xcard Holdings Llc | Secure smart card system |
US8103249B2 (en) | 2008-08-23 | 2012-01-24 | Visa U.S.A. Inc. | Credit card imaging for mobile payment and other applications |
US10970777B2 (en) | 2008-09-15 | 2021-04-06 | Mastercard International Incorporated | Apparatus and method for bill payment card enrollment |
US20100078471A1 (en) | 2008-09-30 | 2010-04-01 | Apple Inc. | System and method for processing peer-to-peer financial transactions |
US9037513B2 (en) | 2008-09-30 | 2015-05-19 | Apple Inc. | System and method for providing electronic event tickets |
US20100095130A1 (en) | 2008-10-13 | 2010-04-15 | Global Financial Passport, Llc | Smartcards for secure transaction systems |
US20100094754A1 (en) | 2008-10-13 | 2010-04-15 | Global Financial Passport, Llc | Smartcard based secure transaction systems and methods |
US8689013B2 (en) | 2008-10-21 | 2014-04-01 | G. Wouter Habraken | Dual-interface key management |
CN101729502B (zh) | 2008-10-23 | 2012-09-05 | 中兴通讯股份有限公司 | 密钥分发方法和系统 |
US8371501B1 (en) | 2008-10-27 | 2013-02-12 | United Services Automobile Association (Usaa) | Systems and methods for a wearable user authentication factor |
EP2182439A1 (en) | 2008-10-28 | 2010-05-05 | Gemalto SA | Method of managing data sent over the air to an applet having a restricted interface |
US20100114731A1 (en) | 2008-10-30 | 2010-05-06 | Kingston Tamara S | ELECTRONIC WALLET ("eWallet") |
US9231928B2 (en) | 2008-12-18 | 2016-01-05 | Bce Inc. | Validation method and system for use in securing nomadic electronic transactions |
EP2199992A1 (en) | 2008-12-19 | 2010-06-23 | Gemalto SA | Secure activation before contactless banking smart card transaction |
US10354321B2 (en) | 2009-01-22 | 2019-07-16 | First Data Corporation | Processing transactions with an extended application ID and dynamic cryptograms |
US9065812B2 (en) | 2009-01-23 | 2015-06-23 | Microsoft Technology Licensing, Llc | Protecting transactions |
EP2852070B1 (en) | 2009-01-26 | 2019-01-23 | Google Technology Holdings LLC | Wireless communication device for providing at least one near field communication service |
US9509436B2 (en) | 2009-01-29 | 2016-11-29 | Cubic Corporation | Protection of near-field communication exchanges |
EP2219374A1 (en) | 2009-02-13 | 2010-08-18 | Irdeto Access B.V. | Securely providing a control word from a smartcard to a conditional access module |
CN103152080B (zh) | 2009-02-26 | 2015-12-23 | 中兴通讯股份有限公司 | 支持增强型近场通信的终端及其处理方法 |
US20100240413A1 (en) | 2009-03-21 | 2010-09-23 | Microsoft Corporation | Smart Card File System |
CA2697921C (en) | 2009-03-27 | 2019-09-24 | Intersections Inc. | Dynamic card verification values and credit transactions |
EP2199965A1 (en) | 2009-04-22 | 2010-06-23 | Euro-Wallet B.V. | Payment transaction client, server and system |
US8893967B2 (en) | 2009-05-15 | 2014-11-25 | Visa International Service Association | Secure Communication of payment information to merchants using a verification token |
US8417231B2 (en) | 2009-05-17 | 2013-04-09 | Qualcomm Incorporated | Method and apparatus for programming a mobile device with multiple service accounts |
US8391719B2 (en) | 2009-05-22 | 2013-03-05 | Motorola Mobility Llc | Method and system for conducting communication between mobile devices |
US20100312635A1 (en) | 2009-06-08 | 2010-12-09 | Cervenka Karen L | Free sample coupon card |
US20100312634A1 (en) | 2009-06-08 | 2010-12-09 | Cervenka Karen L | Coupon card point of service terminal processing |
US9886696B2 (en) | 2009-07-29 | 2018-02-06 | Shopkick, Inc. | Method and system for presence detection |
US8186602B2 (en) | 2009-08-18 | 2012-05-29 | On Track Innovations, Ltd. | Multi-application contactless smart card |
US20110060631A1 (en) | 2009-09-04 | 2011-03-10 | Bank Of America | Redemption of customer benefit offers based on goods identification |
US8317094B2 (en) | 2009-09-23 | 2012-11-27 | Mastercard International Incorporated | Methods and systems for displaying loyalty program information on a payment card |
US9373141B1 (en) | 2009-09-23 | 2016-06-21 | Verient, Inc. | System and method for automatically filling webpage fields |
US8830866B2 (en) | 2009-09-30 | 2014-09-09 | Apple Inc. | Methods and apparatus for solicited activation for protected wireless networking |
US20110084132A1 (en) | 2009-10-08 | 2011-04-14 | At&T Intellectual Property I, L.P. | Devices, Systems and Methods for Secure Remote Medical Diagnostics |
EP2487876A4 (en) | 2009-10-09 | 2014-04-02 | Panasonic Corp | DEVICE MOUNTED ON VEHICLE |
US8661258B2 (en) | 2009-10-23 | 2014-02-25 | Vasco Data Security, Inc. | Compact security device with transaction risk level approval capability |
US8806592B2 (en) | 2011-01-21 | 2014-08-12 | Authentify, Inc. | Method for secure user and transaction authentication and risk management |
US8843757B2 (en) | 2009-11-12 | 2014-09-23 | Ca, Inc. | One time PIN generation |
US8799668B2 (en) | 2009-11-23 | 2014-08-05 | Fred Cheng | Rubbing encryption algorithm and security attack safe OTP token |
US9225526B2 (en) | 2009-11-30 | 2015-12-29 | Red Hat, Inc. | Multifactor username based authentication |
US9258715B2 (en) | 2009-12-14 | 2016-02-09 | Apple Inc. | Proactive security for mobile devices |
EP2336986A1 (en) | 2009-12-17 | 2011-06-22 | Gemalto SA | Method of personalizing an application embedded in a secured electronic token |
US10049356B2 (en) | 2009-12-18 | 2018-08-14 | First Data Corporation | Authentication of card-not-present transactions |
US9324066B2 (en) | 2009-12-21 | 2016-04-26 | Verizon Patent And Licensing Inc. | Method and system for providing virtual credit card services |
US8615468B2 (en) | 2010-01-27 | 2013-12-24 | Ca, Inc. | System and method for generating a dynamic card value |
CA2694500C (en) | 2010-02-24 | 2015-07-07 | Diversinet Corp. | Method and system for secure communication |
US10255601B2 (en) | 2010-02-25 | 2019-04-09 | Visa International Service Association | Multifactor authentication using a directory server |
US9317018B2 (en) | 2010-03-02 | 2016-04-19 | Gonow Technologies, Llc | Portable e-wallet and universal card |
US9129270B2 (en) | 2010-03-02 | 2015-09-08 | Gonow Technologies, Llc | Portable E-wallet and universal card |
SI23227A (sl) | 2010-03-10 | 2011-05-31 | Margento R&D D.O.O. | Brezžični mobilni transakcijski sistem in postopek izvedbe transakcije z mobilnim telefonom |
WO2011119976A2 (en) | 2010-03-26 | 2011-09-29 | Visa International Service Association | System and method for early detection of fraudulent transactions |
EP2556596B1 (en) | 2010-04-05 | 2018-05-23 | Mastercard International Incorporated | Systems, methods, and computer readable media for performing multiple transactions through a single near field communication (nfc) tap |
US10304051B2 (en) | 2010-04-09 | 2019-05-28 | Paypal, Inc. | NFC mobile wallet processing systems and methods |
US9122964B2 (en) | 2010-05-14 | 2015-09-01 | Mark Krawczewicz | Batteryless stored value card with display |
US20120109735A1 (en) | 2010-05-14 | 2012-05-03 | Mark Stanley Krawczewicz | Mobile Payment System with Thin Film Display |
US9047531B2 (en) | 2010-05-21 | 2015-06-02 | Hand Held Products, Inc. | Interactive user interface for capturing a document in an image signal |
TWI504229B (zh) | 2010-05-27 | 2015-10-11 | Mstar Semiconductor Inc | 支援電子錢包功能之行動裝置 |
CN102939613A (zh) | 2010-06-04 | 2013-02-20 | 维萨国际服务协会 | 支付令牌化装置、方法和系统 |
US20120079281A1 (en) | 2010-06-28 | 2012-03-29 | Lionstone Capital Corporation | Systems and methods for diversification of encryption algorithms and obfuscation symbols, symbol spaces and/or schemas |
US8723941B1 (en) | 2010-06-29 | 2014-05-13 | Bank Of America Corporation | Handicap-accessible ATM |
US9253288B2 (en) | 2010-07-01 | 2016-02-02 | Ishai Binenstock | Location-aware mobile connectivity and information exchange system |
US8500031B2 (en) | 2010-07-29 | 2013-08-06 | Bank Of America Corporation | Wearable article having point of sale payment functionality |
US9916572B2 (en) | 2010-08-18 | 2018-03-13 | International Business Machines Corporation | Payment card processing system |
US8312519B1 (en) | 2010-09-30 | 2012-11-13 | Daniel V Bailey | Agile OTP generation |
US8799087B2 (en) | 2010-10-27 | 2014-08-05 | Mastercard International Incorporated | Systems, methods, and computer readable media for utilizing one or more preferred application lists in a wireless device reader |
US9965756B2 (en) | 2013-02-26 | 2018-05-08 | Digimarc Corporation | Methods and arrangements for smartphone payments |
WO2012071078A1 (en) | 2010-11-23 | 2012-05-31 | X-Card Holdings, Llc | One-time password card for secure transactions |
US20120143754A1 (en) | 2010-12-03 | 2012-06-07 | Narendra Patel | Enhanced credit card security apparatus and method |
US8196131B1 (en) | 2010-12-17 | 2012-06-05 | Google Inc. | Payment application lifecycle management in a contactless smart card |
US8726405B1 (en) | 2010-12-23 | 2014-05-13 | Emc Corporation | Techniques for providing security using a mobile wireless communications device having data loss prevention circuitry |
US8977195B2 (en) | 2011-01-06 | 2015-03-10 | Texas Insruments Incorporated | Multiple NFC card applications in multiple execution environments |
US8475367B1 (en) | 2011-01-09 | 2013-07-02 | Fitbit, Inc. | Biometric monitoring device having a body weight sensor, and methods of operating same |
US20140379361A1 (en) | 2011-01-14 | 2014-12-25 | Shilpak Mahadkar | Healthcare Prepaid Payment Platform Apparatuses, Methods And Systems |
JP5692244B2 (ja) | 2011-01-31 | 2015-04-01 | 富士通株式会社 | 通信方法、ノード、およびネットワークシステム |
EP2487629B1 (en) | 2011-02-10 | 2016-11-30 | Nxp B.V. | Secure smart poster |
US10373160B2 (en) | 2011-02-10 | 2019-08-06 | Paypal, Inc. | Fraud alerting using mobile phone location |
US20120239560A1 (en) | 2011-03-04 | 2012-09-20 | Pourfallah Stacy S | Healthcare payment collection portal apparatuses, methods and systems |
US20120238206A1 (en) | 2011-03-14 | 2012-09-20 | Research In Motion Limited | Communications device providing near field communication (nfc) secure element disabling features related methods |
WO2012125655A1 (en) | 2011-03-14 | 2012-09-20 | Conner Investments, Llc | Bluetooth enabled credit card with a large date storage volume |
US20120284194A1 (en) | 2011-05-03 | 2012-11-08 | Microsoft Corporation | Secure card-based transactions using mobile phones or other mobile devices |
US11100431B2 (en) | 2011-05-10 | 2021-08-24 | Dynamics Inc. | Systems and methods for mobile authorizations |
US20120296818A1 (en) | 2011-05-17 | 2012-11-22 | Ebay Inc. | Method for authorizing the activation of a spending card |
US8868902B1 (en) | 2013-07-01 | 2014-10-21 | Cryptite LLC | Characteristically shaped colorgram tokens in mobile transactions |
WO2013101297A1 (en) | 2011-06-07 | 2013-07-04 | Visa International Service Association | Payment privacy tokenization apparatuses, methods and systems |
US20120317628A1 (en) | 2011-06-09 | 2012-12-13 | Yeager C Douglas | Systems and methods for authorizing a transaction |
EP2541458B1 (en) | 2011-06-27 | 2017-10-04 | Nxp B.V. | Resource management system and corresponding method |
US9042814B2 (en) | 2011-06-27 | 2015-05-26 | Broadcom Corporation | Measurement and reporting of received signal strength in NFC-enabled devices |
US9209867B2 (en) | 2011-06-28 | 2015-12-08 | Broadcom Corporation | Device for authenticating wanted NFC interactions |
US9026047B2 (en) | 2011-06-29 | 2015-05-05 | Broadcom Corporation | Systems and methods for providing NFC secure application support in battery-off mode when no nonvolatile memory write access is available |
US8620218B2 (en) | 2011-06-29 | 2013-12-31 | Broadcom Corporation | Power harvesting and use in a near field communications (NFC) device |
US9390411B2 (en) | 2011-07-27 | 2016-07-12 | Murray Jarman | System or method for storing credit on a value card or cellular phone rather than accepting coin change |
US9075979B1 (en) | 2011-08-11 | 2015-07-07 | Google Inc. | Authentication based on proximity to mobile device |
CN102956068B (zh) | 2011-08-25 | 2017-02-15 | 富泰华工业(深圳)有限公司 | 自动柜员机及其语音提示方法 |
EP3754577A1 (en) | 2011-08-30 | 2020-12-23 | SimplyTapp, Inc. | Systems and methods for authorizing a transaction with an unexpected cryptogram |
FR2980055B1 (fr) | 2011-09-12 | 2013-12-27 | Valeo Systemes Thermiques | Dispositif de transmission de puissance inductif |
US10032036B2 (en) | 2011-09-14 | 2018-07-24 | Shahab Khan | Systems and methods of multidimensional encrypted data transfer |
WO2013039395A1 (en) | 2011-09-14 | 2013-03-21 | Ec Solution Group B.V. | Active matrix display smart card |
US8977569B2 (en) | 2011-09-29 | 2015-03-10 | Raj Rao | System and method for providing smart electronic wallet and reconfigurable transaction card thereof |
US8577810B1 (en) | 2011-09-29 | 2013-11-05 | Intuit Inc. | Secure mobile payment authorization |
US9152832B2 (en) | 2011-09-30 | 2015-10-06 | Broadcom Corporation | Positioning guidance for increasing reliability of near-field communications |
US20140279479A1 (en) | 2011-10-12 | 2014-09-18 | C-Sam, Inc. | Nfc paired bluetooth e-commerce |
US10510070B2 (en) | 2011-10-17 | 2019-12-17 | Capital One Services, Llc | System, method, and apparatus for a dynamic transaction card |
US10332102B2 (en) | 2011-10-17 | 2019-06-25 | Capital One Services, Llc | System, method, and apparatus for a dynamic transaction card |
US9318257B2 (en) | 2011-10-18 | 2016-04-19 | Witricity Corporation | Wireless energy transfer for packaging |
CN103988218B (zh) | 2011-10-31 | 2018-10-26 | 金钱及数字保护许可两合有限公司 | 认证方法 |
US9000892B2 (en) | 2011-10-31 | 2015-04-07 | Eastman Kodak Company | Detecting RFID tag and inhibiting skimming |
US8818867B2 (en) | 2011-11-14 | 2014-08-26 | At&T Intellectual Property I, L.P. | Security token for mobile near field communication transactions |
BR112014011596A2 (pt) | 2011-11-14 | 2017-05-30 | Vasco Data Security Inc | leitor de cartão inteligente com um recurso de registro seguro |
US9064253B2 (en) | 2011-12-01 | 2015-06-23 | Broadcom Corporation | Systems and methods for providing NFC secure application support in battery on and battery off modes |
US20140040139A1 (en) | 2011-12-19 | 2014-02-06 | Sequent Software, Inc. | System and method for dynamic temporary payment authorization in a portable communication device |
US9740342B2 (en) | 2011-12-23 | 2017-08-22 | Cirque Corporation | Method for preventing interference of contactless card reader and touch functions when they are physically and logically bound together for improved authentication security |
US9154903B2 (en) | 2011-12-28 | 2015-10-06 | Blackberry Limited | Mobile communications device providing near field communication (NFC) card issuance features and related methods |
US8880027B1 (en) | 2011-12-29 | 2014-11-04 | Emc Corporation | Authenticating to a computing device with a near-field communications card |
US20130179351A1 (en) | 2012-01-09 | 2013-07-11 | George Wallner | System and method for an authenticating and encrypting card reader |
US20130185772A1 (en) | 2012-01-12 | 2013-07-18 | Aventura Hq, Inc. | Dynamically updating a session based on location data from an authentication device |
US20130191279A1 (en) | 2012-01-20 | 2013-07-25 | Bank Of America Corporation | Mobile device with rewritable general purpose card |
US9218624B2 (en) | 2012-02-03 | 2015-12-22 | Paypal, Inc. | Adding card to mobile/cloud wallet using NFC |
KR101443960B1 (ko) | 2012-02-22 | 2014-11-03 | 주식회사 팬택 | 사용자 인증 전자 장치 및 방법 |
US9020858B2 (en) | 2012-02-29 | 2015-04-28 | Google Inc. | Presence-of-card code for offline payment processing system |
US8898088B2 (en) | 2012-02-29 | 2014-11-25 | Google Inc. | In-card access control and monotonic counters for offline payment processing system |
US20130232082A1 (en) | 2012-03-05 | 2013-09-05 | Mark Stanley Krawczewicz | Method And Apparatus For Secure Medical ID Card |
EP2826000B1 (en) | 2012-03-15 | 2018-12-19 | Intel Corporation | Near field communication (nfc) and proximity sensor for portable devices |
AU2013248935A1 (en) | 2012-04-17 | 2014-08-28 | Secure Nfc Pty. Ltd. | NFC card lock |
US20130282360A1 (en) | 2012-04-20 | 2013-10-24 | James A. Shimota | Method and Apparatus for Translating and Locating Services in Multiple Languages |
US9953310B2 (en) | 2012-05-10 | 2018-04-24 | Mastercard International Incorporated | Systems and method for providing multiple virtual secure elements in a single physical secure element of a mobile device |
EP2663110A1 (en) | 2012-05-11 | 2013-11-13 | BlackBerry Limited | Near Field Communication Tag Data Management |
US9306626B2 (en) | 2012-05-16 | 2016-04-05 | Broadcom Corporation | NFC device context determination through proximity gestural movement detection |
US8681268B2 (en) | 2012-05-24 | 2014-03-25 | Abisee, Inc. | Vision assistive devices and user interfaces |
US8862113B2 (en) | 2012-06-20 | 2014-10-14 | Qualcomm Incorporated | Subscriber identity module activation during active data call |
US9589399B2 (en) | 2012-07-02 | 2017-03-07 | Synaptics Incorporated | Credential quality assessment engine systems and methods |
WO2014013342A2 (en) | 2012-07-16 | 2014-01-23 | Mashinery Pty Ltd. | Authorization of transactions |
US20140032410A1 (en) | 2012-07-24 | 2014-01-30 | Ipay International, S.A. | Method and system for linking and controling of payment cards with a mobile |
KR101421568B1 (ko) | 2012-07-27 | 2014-07-22 | 주식회사 케이티 | 스마트카드, 스마트카드 서비스 단말 및 스마트카드 서비스 방법 |
US9530130B2 (en) | 2012-07-30 | 2016-12-27 | Mastercard International Incorporated | Systems and methods for correction of information in card-not-present account-on-file transactions |
KR101934293B1 (ko) | 2012-08-03 | 2019-01-02 | 엘지전자 주식회사 | 이동 단말기의 이동 단말기 및 그의 nfc결제 방법 |
US9361619B2 (en) | 2012-08-06 | 2016-06-07 | Ca, Inc. | Secure and convenient mobile authentication techniques |
EP2698756B1 (en) | 2012-08-13 | 2016-01-06 | Nxp B.V. | Local Trusted Service Manager |
US9332587B2 (en) | 2012-08-21 | 2016-05-03 | Blackberry Limited | Smart proximity priority pairing |
US20140074655A1 (en) | 2012-09-07 | 2014-03-13 | David Lim | System, apparatus and methods for online one-tap account addition and checkout |
US10192216B2 (en) | 2012-09-11 | 2019-01-29 | Visa International Service Association | Cloud-based virtual wallet NFC apparatuses, methods and systems |
US9275218B1 (en) | 2012-09-12 | 2016-03-01 | Emc Corporation | Methods and apparatus for verification of a user at a first device based on input received from a second device |
US8888002B2 (en) | 2012-09-18 | 2014-11-18 | Sensormatic Electronics, LLC | Access control reader enabling remote applications |
US20140081720A1 (en) | 2012-09-19 | 2014-03-20 | Mastercard International Incorporated | Method and system for processing coupons in a near field transaction |
US9338622B2 (en) | 2012-10-04 | 2016-05-10 | Bernt Erik Bjontegard | Contextually intelligent communication systems and processes |
US9665858B1 (en) | 2012-10-11 | 2017-05-30 | Square, Inc. | Cardless payment transactions with multiple users |
US10075437B1 (en) | 2012-11-06 | 2018-09-11 | Behaviosec | Secure authentication of a user of a device during a session with a connected server |
US8584219B1 (en) | 2012-11-07 | 2013-11-12 | Fmr Llc | Risk adjusted, multifactor authentication |
CA2930752A1 (en) | 2012-11-15 | 2014-05-22 | Behzad Malek | System and method for location-based financial transaction authentication |
EP2795950B1 (en) | 2012-11-19 | 2018-09-05 | Avery Dennison Corporation | Nfc security system and method for disabling unauthorized tags |
US9038894B2 (en) | 2012-11-20 | 2015-05-26 | Cellco Partnership | Payment or other transaction through mobile device using NFC to access a contactless transaction card |
CN103023643A (zh) | 2012-11-22 | 2013-04-03 | 天地融科技股份有限公司 | 一种动态口令牌及动态口令生成方法 |
US9224013B2 (en) | 2012-12-05 | 2015-12-29 | Broadcom Corporation | Secure processing sub-system that is hardware isolated from a peripheral processing sub-system |
US9064259B2 (en) | 2012-12-19 | 2015-06-23 | Genesys Telecomminucations Laboratories, Inc. | Customer care mobile application |
US10147086B2 (en) | 2012-12-19 | 2018-12-04 | Nxp B.V. | Digital wallet device for virtual wallet |
US20150339474A1 (en) | 2012-12-24 | 2015-11-26 | Cell Buddy Network Ltd. | User authentication system |
US8934837B2 (en) | 2013-01-03 | 2015-01-13 | Blackberry Limited | Mobile wireless communications device including NFC antenna matching control circuit and associated methods |
US9942750B2 (en) | 2013-01-23 | 2018-04-10 | Qualcomm Incorporated | Providing an encrypted account credential from a first device to a second device |
US20140214674A1 (en) | 2013-01-29 | 2014-07-31 | Reliance Communications, Llc. | Method and system for conducting secure transactions with credit cards using a monitoring device |
US20140229375A1 (en) | 2013-02-11 | 2014-08-14 | Groupon, Inc. | Consumer device payment token management |
US9785946B2 (en) | 2013-03-07 | 2017-10-10 | Mastercard International Incorporated | Systems and methods for updating payment card expiration information |
US10152706B2 (en) | 2013-03-11 | 2018-12-11 | Cellco Partnership | Secure NFC data authentication |
US9307505B2 (en) | 2013-03-12 | 2016-04-05 | Blackberry Limited | System and method for adjusting a power transmission level for a communication device |
US9763097B2 (en) | 2013-03-13 | 2017-09-12 | Lookout, Inc. | Method for performing device security corrective actions based on loss of proximity to another device |
US20150134452A1 (en) | 2013-03-15 | 2015-05-14 | Gerald Shawn Williams | Mechanism for facilitating dynamic and targeted advertisements for computing systems |
US9407619B2 (en) * | 2013-03-17 | 2016-08-02 | NXT-ID, Inc. | Un-password™: risk aware end-to-end multi-factor authentication via dynamic pairing |
US20140339315A1 (en) | 2013-04-02 | 2014-11-20 | Tnt Partners, Llc | Programmable Electronic Card and Supporting Device |
WO2014170741A2 (en) | 2013-04-15 | 2014-10-23 | Pardhasarthy Mahesh Bhupathi | Payback payment system and method to facilitate the same |
KR101924683B1 (ko) | 2013-04-26 | 2018-12-03 | 인터디지탈 패튼 홀딩스, 인크 | 요구된 인증 보증 레벨을 달성하기 위한 다중요소 인증 |
CA2851895C (en) | 2013-05-08 | 2023-09-26 | The Toronto-Dominion Bank | Person-to-person electronic payment processing |
US9104853B2 (en) | 2013-05-16 | 2015-08-11 | Symantec Corporation | Supporting proximity based security code transfer from mobile/tablet application to access device |
US10043164B2 (en) | 2013-05-20 | 2018-08-07 | Mastercard International Incorporated | System and method for facilitating a transaction between a merchant and a cardholder |
US20140365780A1 (en) | 2013-06-07 | 2014-12-11 | Safa Movassaghi | System and methods for one-time password generation on a mobile computing device |
US10475027B2 (en) | 2013-07-23 | 2019-11-12 | Capital One Services, Llc | System and method for exchanging data with smart cards |
US8994498B2 (en) | 2013-07-25 | 2015-03-31 | Bionym Inc. | Preauthorized wearable biometric device, system and method for use thereof |
GB2516861A (en) | 2013-08-01 | 2015-02-11 | Mastercard International Inc | Paired Wearable payment device |
CN103417202B (zh) | 2013-08-19 | 2015-11-18 | 赵蕴博 | 一种腕式生命体征监测装置及其监测方法 |
US20150081492A1 (en) * | 2013-09-16 | 2015-03-19 | International Business Machines Corporation | Transactional risk daily limit update alarm |
US20150081543A1 (en) * | 2013-09-16 | 2015-03-19 | International Business Machines Corporation | Analytics driven assessment of transactional risk daily limit exceptions |
US20150081542A1 (en) * | 2013-09-16 | 2015-03-19 | International Business Machines Corporation | Analytics driven assessment of transactional risk daily limits |
CN105493538B (zh) | 2013-09-24 | 2019-05-03 | 英特尔公司 | 用于安全元件中心式nfc架构的nfc访问控制的系统和方法 |
EP2854332A1 (en) | 2013-09-27 | 2015-04-01 | Gemalto SA | Method for securing over-the-air communication between a mobile application and a gateway |
US11748746B2 (en) | 2013-09-30 | 2023-09-05 | Apple Inc. | Multi-path communication of electronic device secure element data for online payments |
US10878414B2 (en) | 2013-09-30 | 2020-12-29 | Apple Inc. | Multi-path communication of electronic device secure element data for online payments |
KR101797643B1 (ko) | 2013-11-15 | 2017-12-12 | 쿠앙치 인텔리전트 포토닉 테크놀로지 리미티드 | 지령 정보의 송수신 방법 및 그 장치 |
AU2014353151B2 (en) | 2013-11-19 | 2018-03-08 | Visa International Service Association | Automated account provisioning |
AU2014357343B2 (en) | 2013-12-02 | 2017-10-19 | Mastercard International Incorporated | Method and system for secure tranmission of remote notification service messages to mobile devices without secure elements |
SG10201900964QA (en) | 2013-12-19 | 2019-03-28 | Visa Int Service Ass | Cloud-based transactions methods and systems |
US20150186891A1 (en) * | 2014-01-02 | 2015-07-02 | Kim Wagner | Location obfuscation for authentication |
US20150205379A1 (en) | 2014-01-20 | 2015-07-23 | Apple Inc. | Motion-Detected Tap Input |
US9420496B1 (en) | 2014-01-24 | 2016-08-16 | Sprint Communications Company L.P. | Activation sequence using permission based connection to network |
US9773151B2 (en) | 2014-02-06 | 2017-09-26 | University Of Massachusetts | System and methods for contactless biometrics-based identification |
US9331994B2 (en) * | 2014-02-07 | 2016-05-03 | Bank Of America Corporation | User authentication based on historical transaction data |
US20160012465A1 (en) | 2014-02-08 | 2016-01-14 | Jeffrey A. Sharp | System and method for distributing, receiving, and using funds or credits and apparatus thereof |
US20150371234A1 (en) | 2014-02-21 | 2015-12-24 | Looppay, Inc. | Methods, devices, and systems for secure provisioning, transmission, and authentication of payment data |
EP2924914A1 (en) | 2014-03-25 | 2015-09-30 | Gemalto SA | Method to manage a one time password key |
US9672499B2 (en) * | 2014-04-02 | 2017-06-06 | Modernity Financial Holdings, Ltd. | Data analytic and security mechanism for implementing a hot wallet service |
US9251330B2 (en) | 2014-04-09 | 2016-02-02 | International Business Machines Corporation | Secure management of a smart card |
US20150317626A1 (en) | 2014-04-30 | 2015-11-05 | Intuit Inc. | Secure proximity exchange of payment information between mobile wallet and point-of-sale |
AU2015253182B2 (en) | 2014-05-01 | 2019-02-14 | Visa International Service Association | Data verification using access device |
US10396984B2 (en) | 2014-05-02 | 2019-08-27 | Barclays Services Limited | Apparatus and system having multi-party cryptographic authentication |
SG11201609220YA (en) | 2014-05-07 | 2016-12-29 | Visa Int Service Ass | Enhanced data interface for contactless communications |
US10475026B2 (en) | 2014-05-16 | 2019-11-12 | International Business Machines Corporation | Secure management of transactions using a smart/virtual card |
US20150339663A1 (en) | 2014-05-21 | 2015-11-26 | Mastercard International Incorporated | Methods of payment token lifecycle management on a mobile device |
US10043185B2 (en) | 2014-05-29 | 2018-08-07 | Apple Inc. | User interface for payments |
US9449239B2 (en) | 2014-05-30 | 2016-09-20 | Apple Inc. | Credit card auto-fill |
US10275772B2 (en) * | 2014-06-16 | 2019-04-30 | Bank Of America Corporation | Cryptocurrency risk detection system |
US10255600B2 (en) * | 2014-06-16 | 2019-04-09 | Bank Of America Corporation | Cryptocurrency offline vault storage system |
US20150363772A1 (en) * | 2014-06-16 | 2015-12-17 | Bank Of America Corporation | Cryptocurrency online vault storage system |
US11182781B2 (en) * | 2014-06-16 | 2021-11-23 | Bank Of America Corporation | Block chain encryption tags |
US10127552B2 (en) * | 2014-06-16 | 2018-11-13 | Bank Of America Corporation | Cryptocurrency aggregation system |
US20150363782A1 (en) * | 2014-06-16 | 2015-12-17 | Bank Of America Corporation | Cryptocurrency transaction validation system |
US20150363778A1 (en) * | 2014-06-16 | 2015-12-17 | Bank Of America Corporation | Cryptocurrency electronic payment system |
KR101508320B1 (ko) | 2014-06-30 | 2015-04-07 | 주식회사 인포바인 | Nfc 카드를 이용한 otp 발급 장치, otp 생성 장치, 및 이를 이용한 방법 |
US9455968B1 (en) | 2014-12-19 | 2016-09-27 | Emc Corporation | Protection of a secret on a mobile device using a secret-splitting technique with a fixed user share |
US9780953B2 (en) | 2014-07-23 | 2017-10-03 | Visa International Service Association | Systems and methods for secure detokenization |
US20160026997A1 (en) | 2014-07-25 | 2016-01-28 | XPressTap, Inc. | Mobile Communication Device with Proximity Based Communication Circuitry |
US9875347B2 (en) | 2014-07-31 | 2018-01-23 | Nok Nok Labs, Inc. | System and method for performing authentication using data analytics |
US20160048913A1 (en) | 2014-08-15 | 2016-02-18 | Mastercard International Incorporated | Systems and Methods for Assigning a Variable Length Bank Identification Number |
US9775029B2 (en) | 2014-08-22 | 2017-09-26 | Visa International Service Association | Embedding cloud-based functionalities in a communication device |
US10242356B2 (en) | 2014-08-25 | 2019-03-26 | Google Llc | Host-formatted select proximity payment system environment response |
EP3195521B1 (en) | 2014-08-29 | 2020-03-04 | Visa International Service Association | Methods for secure cryptogram generation |
CN104239783A (zh) | 2014-09-19 | 2014-12-24 | 东软集团股份有限公司 | 一种特定信息安全输入系统及方法 |
US9953323B2 (en) | 2014-09-23 | 2018-04-24 | Sony Corporation | Limiting e-card transactions based on lack of proximity to associated CE device |
GB2530726B (en) | 2014-09-25 | 2016-11-02 | Ibm | Distributed single sign-on |
BR112017005824A2 (pt) | 2014-09-26 | 2017-12-12 | Visa Int Service Ass | método, e, dispositivo móvel. |
US9473509B2 (en) | 2014-09-29 | 2016-10-18 | International Business Machines Corporation | Selectively permitting or denying usage of wearable device services |
US9432339B1 (en) | 2014-09-29 | 2016-08-30 | Emc Corporation | Automated token renewal using OTP-based authentication codes |
CN104463270A (zh) | 2014-11-12 | 2015-03-25 | 惠州Tcl移动通信有限公司 | 一种基于rfid的智能终端、金融卡以及金融管理系统 |
US9379841B2 (en) | 2014-11-17 | 2016-06-28 | Empire Technology Development Llc | Mobile device prevention of contactless card attacks |
US9589264B2 (en) | 2014-12-10 | 2017-03-07 | American Express Travel Related Services Company, Inc. | System and method for pre-provisioned wearable contactless payments |
GB2533333A (en) | 2014-12-16 | 2016-06-22 | Visa Europe Ltd | Transaction authorisation |
WO2016112290A1 (en) | 2015-01-09 | 2016-07-14 | Interdigital Technology Corporation | Scalable policy based execution of multi-factor authentication |
US10333696B2 (en) | 2015-01-12 | 2019-06-25 | X-Prime, Inc. | Systems and methods for implementing an efficient, scalable homomorphic transformation of encrypted data with minimal data expansion and improved processing efficiency |
US11250431B2 (en) * | 2015-01-26 | 2022-02-15 | Mastercard International Incorporated | Systems and methods for enhanced fraud detection based on transactions at potentially compromised locations |
US20170011406A1 (en) | 2015-02-10 | 2017-01-12 | NXT-ID, Inc. | Sound-Directed or Behavior-Directed Method and System for Authenticating a User and Executing a Transaction |
US20160253651A1 (en) | 2015-02-27 | 2016-09-01 | Samsung Electronics Co., Ltd. | Electronic device including electronic payment system and operating method thereof |
US20160267486A1 (en) | 2015-03-13 | 2016-09-15 | Radiius Corp | Smartcard Payment System and Method |
US11736468B2 (en) | 2015-03-16 | 2023-08-22 | Assa Abloy Ab | Enhanced authorization |
US20160277383A1 (en) | 2015-03-16 | 2016-09-22 | Assa Abloy Ab | Binding to a user device |
US20170289127A1 (en) * | 2016-03-29 | 2017-10-05 | Chaya Coleena Hendrick | Smart data cards that enable the performance of various functions upon activation/authentication by a user's fingerprint, oncard pin number entry, and/or by facial recognition of the user, or by facial recognition of a user alone, including an automated changing security number that is displayed on a screen on a card's surface following an authenticated biometric match |
WO2016160816A1 (en) | 2015-03-30 | 2016-10-06 | Hendrick Chaya Coleena | Smart data cards that enable the performance of various functions upon activation/authentication by a user's fingerprint, oncard pin number entry, and/or by facial recognition of the user, or by facial recognition of a user alone, including an automated changing security number that is displayed on a screen on a card's surface following an authenticated biometric match |
EP3284026A4 (en) | 2015-04-14 | 2018-11-07 | Capital One Services, LLC | A system, method, and apparatus for a dynamic transaction card |
US10482453B2 (en) | 2015-04-14 | 2019-11-19 | Capital One Services, Llc | Dynamic transaction card protected by gesture and voice recognition |
US10360557B2 (en) | 2015-04-14 | 2019-07-23 | Capital One Services, Llc | Dynamic transaction card protected by dropped card detection |
US9674705B2 (en) | 2015-04-22 | 2017-06-06 | Kenneth Hugh Rose | Method and system for secure peer-to-peer mobile communications |
CA2984888A1 (en) | 2015-05-05 | 2016-11-10 | ShoCard, Inc. | Identity management service using a block chain |
US20160335531A1 (en) | 2015-05-12 | 2016-11-17 | Dynamics Inc. | Dynamic security codes, tokens, displays, cards, devices, multi-card devices, systems and methods |
FR3038429B1 (fr) | 2015-07-03 | 2018-09-21 | Ingenico Group | Conteneur de paiement, procede de creation, procede de traitement, dispositifs et programmes correspondants |
US20170039566A1 (en) | 2015-07-10 | 2017-02-09 | Diamond Sun Labs, Inc. | Method and system for secured processing of a credit card |
US10108965B2 (en) | 2015-07-14 | 2018-10-23 | Ujet, Inc. | Customer communication system including service pipeline |
US11120436B2 (en) | 2015-07-17 | 2021-09-14 | Mastercard International Incorporated | Authentication system and method for server-based payments |
US20170024716A1 (en) | 2015-07-22 | 2017-01-26 | American Express Travel Related Services Company, Inc. | System and method for single page banner integration |
US10492163B2 (en) | 2015-08-03 | 2019-11-26 | Jpmorgan Chase Bank, N.A. | Systems and methods for leveraging micro-location devices for improved travel awareness |
KR20170028015A (ko) | 2015-09-03 | 2017-03-13 | 엔에이치엔엔터테인먼트 주식회사 | 휴대용 단말기를 이용한 온라인 신용카드 결제 시스템 및 결제 방법 |
FR3041195A1 (fr) | 2015-09-11 | 2017-03-17 | Dp Security Consulting | Procede d'acces a un service en ligne au moyen d'un microcircuit securise et de jetons de securite restreignant l'utilisation de ces jetons a leur detenteur legitime |
WO2017042400A1 (en) | 2015-09-11 | 2017-03-16 | Dp Security Consulting Sas | Access method to an on line service by means of access tokens and secure elements restricting the use of these access tokens to their legitimate owner |
ITUB20155318A1 (it) | 2015-10-26 | 2017-04-26 | St Microelectronics Srl | Tag, relativo procedimento e sistema per identificare e/o autenticare oggetti |
US20170140379A1 (en) | 2015-11-17 | 2017-05-18 | Bruce D. Deck | Credit card randomly generated pin |
CA2944935A1 (en) | 2015-11-27 | 2017-05-27 | The Toronto-Dominion Bank | System and method for remotely activating a pin-pad terminal |
CA3007504A1 (en) | 2015-12-07 | 2017-06-15 | Capital One Services, Llc | Electronic access control system |
US9948467B2 (en) | 2015-12-21 | 2018-04-17 | Mastercard International Incorporated | Method and system for blockchain variant using digital signatures |
KR101637863B1 (ko) | 2016-01-05 | 2016-07-08 | 주식회사 코인플러그 | 본인인증용 정보 보안 전송시스템 및 방법 |
US9794074B2 (en) | 2016-02-04 | 2017-10-17 | Nasdaq Technology Ab | Systems and methods for storing and sharing transactional data using distributed computing systems |
US9619952B1 (en) | 2016-02-16 | 2017-04-11 | Honeywell International Inc. | Systems and methods of preventing access to users of an access control system |
US10148135B2 (en) | 2016-02-16 | 2018-12-04 | Intel IP Corporation | System, apparatus and method for authenticating a device using a wireless charger |
US10282726B2 (en) * | 2016-03-03 | 2019-05-07 | Visa International Service Association | Systems and methods for domain restriction with remote authentication |
FR3049083A1 (fr) | 2016-03-15 | 2017-09-22 | Dp Security Consulting Sas | Procede de duplication des donnees d'un microcircuit securise vers un autre microcircuit securise permettant, au plus, a un seul microcircuit securise d'etre operationnel a un instant donne |
US9961194B1 (en) | 2016-04-05 | 2018-05-01 | State Farm Mutual Automobile Insurance Company | Systems and methods for authenticating a caller at a call center |
ES2822997T3 (es) | 2016-04-07 | 2021-05-05 | Contactoffice Group | Método para satisfacer una solicitud criptográfica que requiere un valor de una clave privada |
US10255816B2 (en) | 2016-04-27 | 2019-04-09 | Uber Technologies, Inc. | Transport vehicle configuration for impaired riders |
US10333705B2 (en) | 2016-04-30 | 2019-06-25 | Civic Technologies, Inc. | Methods and apparatus for providing attestation of information using a centralized or distributed ledger |
KR20170126688A (ko) | 2016-05-10 | 2017-11-20 | 엘지전자 주식회사 | 스마트 카드 및 그 스마트 카드의 제어 방법 |
US9635000B1 (en) | 2016-05-25 | 2017-04-25 | Sead Muftic | Blockchain identity management system based on public identities ledger |
GB201609460D0 (en) | 2016-05-30 | 2016-07-13 | Silverleap Technology Ltd | Increased security through ephemeral keys for software virtual contactless card in a mobile phone |
US10097544B2 (en) | 2016-06-01 | 2018-10-09 | International Business Machines Corporation | Protection and verification of user authentication credentials against server compromise |
US10680677B2 (en) | 2016-08-01 | 2020-06-09 | Nxp B.V. | NFC system wakeup with energy harvesting |
US20180039986A1 (en) | 2016-08-08 | 2018-02-08 | Ellipse World S.A. | Method for a Prepaid, Debit and Credit Card Security Code Generation System |
US10032169B2 (en) | 2016-08-08 | 2018-07-24 | Ellipse World, Inc. | Prepaid, debit and credit card security code generation system |
US10084762B2 (en) | 2016-09-01 | 2018-09-25 | Ca, Inc. | Publicly readable blockchain registry of personally identifiable information breaches |
US10748130B2 (en) | 2016-09-30 | 2020-08-18 | Square, Inc. | Sensor-enabled activation of payment instruments |
US10462128B2 (en) | 2016-10-11 | 2019-10-29 | Michael Arthur George | Verification of both identification and presence of objects over a network |
US10719771B2 (en) | 2016-11-09 | 2020-07-21 | Cognitive Scale, Inc. | Method for cognitive information processing using a cognitive blockchain architecture |
US20180160255A1 (en) | 2016-12-01 | 2018-06-07 | Youngsuck PARK | Nfc tag-based web service system and method using anti-simulation function |
US10133979B1 (en) | 2016-12-29 | 2018-11-20 | Wells Fargo Bank, N.A. | Wearable computing device-powered chip-enabled card |
US10237070B2 (en) | 2016-12-31 | 2019-03-19 | Nok Nok Labs, Inc. | System and method for sharing keys across authenticators |
DE102017000768A1 (de) | 2017-01-27 | 2018-08-02 | Giesecke+Devrient Mobile Security Gmbh | Verfahren zum Durchführen einer Zweifaktorauthentifizierung |
US20180240106A1 (en) | 2017-02-21 | 2018-08-23 | Legacy Ip Llc | Hand-held electronics device for aggregation of and management of personal electronic data |
EP3364363A1 (en) | 2017-02-21 | 2018-08-22 | Mastercard International Incorporated | Transaction cryptogram |
US20180254909A1 (en) | 2017-03-06 | 2018-09-06 | Lamark Solutions, Inc. | Virtual Identity Credential Issuance and Verification Using Physical and Virtual Means |
US10764043B2 (en) | 2017-04-05 | 2020-09-01 | University Of Florida Research Foundation, Incorporated | Identity and content authentication for phone calls |
US10129648B1 (en) | 2017-05-11 | 2018-11-13 | Microsoft Technology Licensing, Llc | Hinged computing device for binaural recording |
US10491389B2 (en) * | 2017-07-14 | 2019-11-26 | Visa International Service Association | Token provisioning utilizing a secure authentication system |
US20190019375A1 (en) | 2017-07-14 | 2019-01-17 | Gamblit Gaming, Llc | Ad hoc customizable electronic gaming table |
US9940571B1 (en) | 2017-08-25 | 2018-04-10 | Capital One Services, Llc | Metal contactless transaction card |
EP3676726A4 (en) * | 2017-09-01 | 2021-01-06 | Bynfor, Inc. | LOCATION-BASED VERIFICATION TO PREDICT USER CONFIDENTIALITY |
US10019707B1 (en) | 2017-10-24 | 2018-07-10 | Capital One Services, Llc | Transaction card mode related to locating a transaction card |
US11102180B2 (en) | 2018-01-31 | 2021-08-24 | The Toronto-Dominion Bank | Real-time authentication and authorization based on dynamically generated cryptographic data |
US10909527B2 (en) * | 2018-10-02 | 2021-02-02 | Capital One Services, Llc | Systems and methods for performing a reissue of a contactless card |
US10489781B1 (en) * | 2018-10-02 | 2019-11-26 | Capital One Services, Llc | Systems and methods for cryptographic authentication of contactless cards |
US11373169B2 (en) * | 2020-11-03 | 2022-06-28 | Capital One Services, Llc | Web-based activation of contactless cards |
US11961089B2 (en) * | 2021-04-20 | 2024-04-16 | Capital One Services, Llc | On-demand applications to extend web services |
-
2019
- 2019-03-12 US US16/351,365 patent/US10489781B1/en active Active
- 2019-10-01 JP JP2021518080A patent/JP7467432B2/ja active Active
- 2019-10-01 KR KR1020217010589A patent/KR20210069055A/ko unknown
- 2019-10-01 CA CA3114812A patent/CA3114812A1/en active Pending
- 2019-10-01 AU AU2019351878A patent/AU2019351878A1/en active Pending
- 2019-10-01 SG SG11202103229XA patent/SG11202103229XA/en unknown
- 2019-10-01 EP EP19869431.7A patent/EP3861502A4/en active Pending
- 2019-10-01 CN CN201980079697.7A patent/CN113168635A/zh active Pending
- 2019-10-01 WO PCT/US2019/053963 patent/WO2020072424A1/en unknown
- 2019-10-15 US US16/653,420 patent/US11144915B2/en active Active
-
2021
- 2021-08-27 US US17/459,121 patent/US20210390536A1/en active Pending
- 2021-11-03 US US17/518,046 patent/US11915231B2/en active Active
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2023243467A1 (ja) * | 2022-06-17 | 2023-12-21 | 有限会社ムーター | スマートフォン対応指紋認証機能付き非接触icカード |
Also Published As
Publication number | Publication date |
---|---|
WO2020072424A1 (en) | 2020-04-09 |
AU2019351878A1 (en) | 2021-05-06 |
US11915231B2 (en) | 2024-02-27 |
US10489781B1 (en) | 2019-11-26 |
JP7467432B2 (ja) | 2024-04-15 |
KR20210069055A (ko) | 2021-06-10 |
CA3114812A1 (en) | 2020-04-09 |
US20220058645A1 (en) | 2022-02-24 |
SG11202103229XA (en) | 2021-04-29 |
CN113168635A (zh) | 2021-07-23 |
US20200104842A1 (en) | 2020-04-02 |
EP3861502A4 (en) | 2022-08-03 |
US20210390536A1 (en) | 2021-12-16 |
US11144915B2 (en) | 2021-10-12 |
EP3861502A1 (en) | 2021-08-11 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
CN112602300B (zh) | 用于非接触式卡的密码认证的系统和方法 | |
JP7467432B2 (ja) | 非接触カードの暗号化認証のためのシステムおよび方法 | |
US11195174B2 (en) | Systems and methods for cryptographic authentication of contactless cards | |
JP2022502888A (ja) | 非接触カードの暗号化認証のためのシステムおよび方法 | |
JP2022501862A (ja) | 非接触カードの暗号化認証のためのシステムおよび方法 | |
JP2022502901A (ja) | 非接触カードの暗号化認証のためのシステムおよび方法 | |
JP2022501875A (ja) | 非接触カードの暗号化認証のためのシステムおよび方法 | |
JP2022501872A (ja) | 非接触カードの暗号化認証のためのシステムおよび方法 | |
CN113168631A (zh) | 用于非接触卡的密码认证的系统和方法 | |
JP2022508026A (ja) | 非接触カードの暗号化認証のためのシステムおよび方法 | |
JP2022501858A (ja) | 非接触カードの暗号化認証のためのシステムおよび方法 | |
JP2022511281A (ja) | 非接触カードの暗号化認証のためのシステムおよび方法 | |
JP2022502891A (ja) | 非接触カードの暗号化認証のためのシステムおよび方法 | |
JP2022502881A (ja) | 非接触カードへの潜在的な攻撃を通知するためのシステムおよび方法 | |
US20220368679A1 (en) | Systems and methods for card information management | |
JP2022501861A (ja) | 非接触カードの暗号化認証のためのシステムおよび方法 |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
A521 | Request for written amendment filed |
Free format text: JAPANESE INTERMEDIATE CODE: A523 Effective date: 20220719 |
|
A621 | Written request for application examination |
Free format text: JAPANESE INTERMEDIATE CODE: A621 Effective date: 20220920 |
|
A977 | Report on retrieval |
Free format text: JAPANESE INTERMEDIATE CODE: A971007 Effective date: 20230929 |
|
A131 | Notification of reasons for refusal |
Free format text: JAPANESE INTERMEDIATE CODE: A131 Effective date: 20231031 |
|
A601 | Written request for extension of time |
Free format text: JAPANESE INTERMEDIATE CODE: A601 Effective date: 20240130 |
|
A521 | Request for written amendment filed |
Free format text: JAPANESE INTERMEDIATE CODE: A523 Effective date: 20240227 |
|
TRDD | Decision of grant or rejection written | ||
A01 | Written decision to grant a patent or to grant a registration (utility model) |
Free format text: JAPANESE INTERMEDIATE CODE: A01 Effective date: 20240305 |
|
A61 | First payment of annual fees (during grant procedure) |
Free format text: JAPANESE INTERMEDIATE CODE: A61 Effective date: 20240403 |
|
R150 | Certificate of patent or registration of utility model |
Ref document number: 7467432 Country of ref document: JP Free format text: JAPANESE INTERMEDIATE CODE: R150 |