JP2022042805A - Settlement terminal, settlement method, and program - Google Patents

Abstract

To solve a problem that missed reading of item identification information, or duplicated reading of the item identification information of the same item could occur in conventional methods of settlement for the sale of items.SOLUTION: A settlement terminal 1 includes: a first reception unit 121 that receives item identification information that identifies an item; a second reception unit 122 that receives settlement information for settlement of the item; an error processing unit 133 that performs error processing when first item identification information identifying a first item is received by the first reception unit 121, followed by second item identification information identifying a second item; and a settlement processing unit 132 that performs settlement processing for the sale of the first item after the first reception unit 121 receives the first item identification information identifying the first item, followed by the second reception unit 122 receiving the settlement information. A settlement terminal that performs one settlement per item can prevent settlement problems with the sale of items.SELECTED DRAWING: Figure 2

Description

The present invention relates to a payment terminal or the like for making a payment when selling a product.

In the prior art, there was an office convenience store service that sells products by utilizing cashless payment (see, for example, Non-Patent Document 1).

In addition, there has been a technology related to a self-registration system that allows customers to quickly settle purchased products without forcing customers to perform complicated tasks such as searching for barcodes attached to products (for example, patents). See Document 1).

Japanese Unexamined Patent Publication No. 202-119033

"No? Convenience store service" Smart Marche "", [online], SoftBank (registered trademark), [Search on July 30, 2nd year of Reiwa], Internet [URL: https://www.softbank.jp/biz/iot / service / marche /]

However, in the prior art, there has been a situation in which troubles such as forgetting to read the product identification information or reading the product identification information of the same product a plurality of times may occur in the settlement at the time of selling the product.

Further, in the prior art, in order for the user to avoid troubles when reading the product identification information, it takes time and effort for the user to confirm the product and for selecting a payment method.

Further, in the prior art, the psychological anxiety about hygiene due to the user having to touch the screen that an unspecified number of users touch in the payment at the time of selling the product becomes a big problem for the user. Was there.

Therefore, it has been difficult to perform high-speed, reliable, and hygienic self-registration payments with conventional payment terminals.

The payment terminal of the first invention has a first reception unit that receives product identification information for identifying a product, a second reception unit that receives payment information for payment of the product price, and a first reception unit. After receiving the first product identification information that identifies one product, the error processing unit that performs error processing when the second product identification information that identifies the second product is subsequently received, and the first reception unit are the first. It is equipped with a payment processing unit that performs payment processing for the sale of the first product when the second reception unit subsequently receives the payment information after receiving the first product identification information that identifies one product. It is a payment terminal.

With such a configuration, a payment terminal that makes one payment for each product can prevent payment troubles when selling products. As a result, high-speed, reliable and hygienic self-registration payment can be executed.

Further, in the payment terminal of the second invention, if the second reception unit receives the payment information before the first reception unit receives the first product identification information for the first invention. , A payment terminal further comprising a balance data acquisition unit for acquiring balance data corresponding to payment information and a balance data output unit for outputting balance data.

With such a configuration, the balance data corresponding to the payment information can be confirmed.

In addition, the payment terminal of the third invention provides a discount on the first product for the first or second invention, instead of the payment information or in addition to the payment information. It is possible to receive coupon information that specifies the coupon to be used, and when the second reception department receives the coupon information, the payment processing unit is a payment terminal that performs payment processing of the discounted price corresponding to the coupon information. be.

With this configuration, coupons can be used in payment terminals that can make one-product-one-payment.

Further, the payment terminal of the fourth invention is sales information relating to the sales of the first product corresponding to the payment processing for any one of the first to third inventions, and the sales including the first product identification information. It is a payment terminal further provided with a sales information transmission unit that transmits information to a server.

With such a configuration, the server can manage the sales information in the payment terminal capable of making one product and one payment.

Further, in the payment terminal of the fifth invention, for the fourth invention, the payment information includes the user identifier that identifies the user, the first product identification information received by the first reception unit, and the payment. It further includes a sales information component unit that acquires the user identifier included in the information and the amount information corresponding to the payment process, and constitutes the sales information having the first product identification information, the user identifier, and the amount information. The transmission unit is a payment terminal that transmits the sales information configured by the sales information configuration unit to the server.

With such a configuration, the server can manage appropriate sales information in a payment terminal capable of making one product and one payment.

According to the payment terminal according to the present invention, a payment terminal that makes one payment for each product can prevent troubles in payment when selling products. As a result, high-speed, reliable and hygienic self-registration payment can be executed.

Conceptual diagram of payment system A in the first embodiment Block diagram of the payment system A A flowchart illustrating an operation example of the payment terminal 1. A flowchart illustrating an operation example of the payment terminal 1. A flowchart for explaining an operation example of the server 2. Diagram showing the coupon management database

Hereinafter, embodiments of payment terminals and the like will be described with reference to the drawings. In addition, since the components with the same reference numerals perform the same operation in the embodiment, the description may be omitted again.

(Embodiment 1)
In the present embodiment, a payment terminal that performs payment processing when payment information is received after receiving product identification information will be described. That is, in the present embodiment, a payment terminal that realizes one-product-one-sale payment for each product will be described.

Further, in the present embodiment, a payment terminal that performs a payment process that causes an error when the second product identification information is received after receiving the first product identification information will be described.

Further, in the present embodiment, a payment terminal that outputs balance data corresponding to the payment information when the payment information is received before the first product identification information is received will be described.

Further, in the present embodiment, a payment terminal capable of receiving coupon information after receiving the first product identification information or before receiving the first product identification information will be described.

Further, in the present embodiment, a payment terminal that transmits sales information corresponding to payment processing to a server will be described.

FIG. 1 is a conceptual diagram of the payment system A according to the present embodiment. The payment system A includes one or more payment terminals 1 and a server 2.

The payment terminal 1 is a terminal used when making a payment when selling a product. The payment terminal 1 is, for example, a terminal installed in a store that sells products. The payment terminal 1 is, for example, a terminal used in self-registration. The payment terminal 1 is, for example, a tapless terminal that does not need to be tapped for payment.

The server 2 is a device that receives and manages sales information from the payment terminal 1. The server 2 is, for example, a device for determining whether or not payment is possible at the payment terminal 1. The server 2 is, for example, a device for determining whether or not a coupon corresponding to the coupon information transmitted from the payment terminal 1 can be used. The server 2 is, for example, an ASP server, a cloud server, or the like. However, the type of server 2 does not matter.

The payment terminal 1 and the server 2 can communicate with each other via a network such as the Internet or a LAN.

FIG. 2 is a block diagram of the payment system A according to the present embodiment.

The payment terminal 1 includes a storage unit 11, a reception unit 12, a processing unit 13, a transmission unit 14, and an output unit 15. The reception unit 12 includes a first reception unit 121 and a second reception unit 122. The processing unit 13 includes a determination unit 131, a settlement processing unit 132, an error processing unit 133, a balance data acquisition unit 134, and a sales information configuration unit 135. The transmission unit 14 includes a sales information transmission unit 141. The output unit 15 includes a balance data output unit 151.

The server 2 includes a server storage unit 21, a server reception unit 22, a server processing unit 23, and a server transmission unit 24.

Various types of information are stored in the storage unit 11 that constitutes the payment terminal 1. The various information is, for example, a terminal identifier that identifies the payment terminal 1. The terminal identifier is, for example, an ID, a store name, an IP address, a MAC address, or the like. The various types of information are, for example, information received by the reception unit 12.

The various types of information are, for example, priority information. Priority information is information that identifies the priority of payment instruments. The priority information has, for example, two or more payment instrument type identifiers indicating the types of payment instruments in the order of priority. The priority information has, for example, two or more payment instrument type identifiers paired with the priority. The priority information may be any information as long as it can specify the priority of the payment means, and its data structure does not matter. Further, the priority information may be stored in a priority information storage unit (not shown). The priority information includes, for example, "transportation IC, Edy (registered trademark), payment application", "<priority> 1 <payment method type identifier> transportation IC, <priority> 2 <payment method type identifier>. Edy, <Priority> 3 <Payment method type identifier> Payment application ".

Further, the various information is, for example, a product database and a coupon management database. It is preferable that the product database and the coupon management database exist on the server 2. In such a case, the storage unit 11 usually does not have a product database or a coupon management database.

The merchandise database has one or more records for the merchandise. The merchandise database has one or more records with merchandise identification information and price information.

The coupon management database has one or more records that are information about the coupon. A record in a coupon management database is information that identifies a product for which a coupon can be used. The record has, for example, coupon identification information that identifies a coupon and product identification information of one or more products corresponding to the coupon. The record may have, for example, information indicating whether or not it is a free coupon. Further, the record may have, for example, coupon value information (for example, a discount price, a discount rate) which is information indicating the value of the coupon.

The reception unit 12 receives various types of information. The various types of information are, for example, product identification information described later, payment information described later, and coupon information described later. Short-range wireless communication, an IC card reader, a two-dimensional code reader, or the like is suitable as a means for receiving various types of information, but it does not matter. The means for inputting various information may be a touch panel, a keyboard, a mouse, a menu screen, or the like. The reception unit 12 can be realized by, for example, short-range wireless communication, an IC card reader, or a two-dimensional code reader.

The first reception unit 121 receives the product identification information for identifying the product. The product identification information is, for example, a JAN code or a product ID. However, the product identification information may be any information as long as it can identify the product to be sold. The product is, for example, a beverage, a food, or the like, but any product may be used. The goods may also include services. It is preferable that the product identification information is embedded in a two-dimensional code such as a barcode, a QR code (registered trademark), or a color code. Further, it is preferable that the two-dimensional code in which the product identification information is embedded is displayed on the packaging of the product or the surface of the product identified by the product identification information.

The first reception unit 121 is realized by, for example, a code reader. The first reception unit 121 is realized by, for example, a barcode reader or a QR code reader.

It is preferable that the reception here is, for example, reading a code. However, product identification information is accepted by accepting information input from input devices such as keyboards, mice, and touch panels, receiving information transmitted via wired or wireless communication lines, optical disks, magnetic disks, semiconductor memories, etc. It may be a concept including acceptance of information read from the recording medium of.

The second reception unit 122 receives the payment information. The payment information is information for payment of the price of the product. The payment information has, for example, an identifier of a payment instrument used to pay for a product. The payment information has, for example, a user identifier. The user identifier is, for example, a user ID, a name, a telephone number, an e-mail address, an ID of the user's mobile terminal, a MAC address of the user's mobile terminal, or the like. The payment information has, for example, balance data. Balance data is information indicating a balance. The payment means for the product is, for example, an IC card (particularly, a non-contact IC card is preferable), a mobile terminal, a credit card, a two-dimensional code, or a payment application. The payment information includes, for example, an IC card identifier, a non-contact IC card identifier, a mobile terminal identifier, a credit card number, an identifier embedded in a two-dimensional code, a payment application (for example, Paypay (registered trademark), au PAY). (Registered trademark), etc.) is an identifier. The identifier of the mobile terminal is a contractor's unique ID, a telephone number, an email address, a MAC address, an IP address, or the like. The payment information has, for example, a payment instrument type identifier. The payment instrument type identifier may be embedded in the payment instrument identifier. That is, the payment instrument type identifier may be obtained from the payment instrument identifier.

The second reception unit 122 may accept two or more payment information. The second reception unit 122 may, for example, accept two or more payment information together. Further, the second reception unit 122 may receive, for example, two or more payment information in a short time so as to satisfy a predetermined condition.

The second reception unit 122 may receive coupon information. The second reception unit 122 may receive coupon information in place of the payment information or in addition to the payment information. The coupon information is information that identifies a coupon for discounting the first product. The discount may be a discount on a part of the price of the product, or the product may be free of charge. The coupon information has, for example, coupon identification information that identifies the coupon. The coupon information has, for example, a user identifier.

The coupon information is, for example, a two-dimensional code or an ID. However, the data structure of coupon information does not matter.

The second reception unit 122 is realized by, for example, an IC card reader (particularly, a non-contact IC card is preferable), a code reader, a communication means, and a short-range wireless communication means.

The processing unit 13 performs various processes. The various processes are, for example, processes performed by the determination unit 131, the settlement processing unit 132, the error processing unit 133, the balance data acquisition unit 134, and the sales information configuration unit 135.

For example, when the second reception unit 122 receives two or more payment information, the processing unit 13 refers to the priority information stored in the priority information storage unit and receives two or more payments. Among the information, determine the payment information corresponding to the payment method with the highest priority.

More specifically, for example, when the second reception unit 122 receives two or more payment information, the processing unit 13 acquires the payment means type identifier using each of the two or more payment information. next,
The processing unit 13 refers to the priority information stored in the priority information storage unit, and determines the payment instrument type identifier having the highest priority among the two or more payment instrument type identifiers. Next, the processing unit 13 determines the payment information corresponding to the payment means type identifier.

The process of determining the payment information may be performed by a determination unit (not shown). Further, the payment processing unit 132, which will be described later, performs the payment processing, which will be described later, using the payment information determined by the determination unit.

The determination unit 131 performs various determination processes. The determination unit 131 makes, for example, a first determination described later, a second determination described later, a third determination described later, and a fourth determination described later.
(1) About the first judgment

For example, when the first reception unit 121 receives the product identification information, the determination unit 131 determines whether or not the unsettled product identification information has already been received. That is, for example, when the first reception unit 121 receives the product identification information, the determination unit 131 determines whether or not the product identification information of the unsettled product is stored in the storage unit 11. This first judgment is necessary for one product and one settlement.
(2) About the second judgment

The determination unit 131 determines, for example, whether or not the product identification information has already been received when the second reception unit 122 has received the payment information. That is, for example, when the second reception unit 122 receives the payment information, the determination unit 131 determines whether or not the product identification information of the accepted unsettled product is stored in the storage unit 11.

The determination unit 131 determines, for example, whether or not the product identification information has already been received when the second reception unit 122 has received the coupon information. That is, for example, when the second reception unit 122 receives the coupon information, the determination unit 131 determines whether or not the product identification information of the received unsettled products is stored in the storage unit 11.
(3) About the third judgment

For example, when the second reception unit 122 receives the payment information, the determination unit 131 can settle the product identified by the product identification information received by the first reception unit 121 using the payment information. Judge whether or not it is.

That is, the determination unit 131 determines, for example, whether or not the payment information received by the second reception unit 122 is legitimate information. The determination unit 131 transmits, for example, the payment information to an external server (not shown), and receives the determination result as to whether or not the payment information is valid. For example, the determination unit 131 transmits the payment information to the server 2 (not shown), and receives the determination result of whether or not the payment information is valid from the server 2.

Further, the determination unit 131 acquires, for example, the balance data corresponding to the payment information received by the second reception unit 122. Further, the determination unit 131 acquires, for example, price information paired with the product identification information received by the first reception unit 121. Then, the determination unit 131 determines, for example, whether or not "acquired balance data> = acquired price information" (whether or not settlement is possible).

The balance data is, for example, information acquired by the balance data acquisition unit 134, which will be described later. Further, the determination unit 131 may acquire, for example, price information paired with the product identification information received by the first reception unit 121 from the product database of the storage unit 11, or the product received by the first reception unit 121. The server 2 may be searched using the identification information as a key, and the price information paired with the product identification information may be acquired.

For example, when the second reception unit 122 receives the coupon information, can the determination unit 131 complete the settlement of the product identified by the product identification information received by the first reception unit 121 using the coupon information? Judge whether or not. More specifically, the determination unit 131 is free of charge for products whose coupon information is identified by the product identification information received by the first reception unit 121, for example, when the second reception unit 122 receives the coupon information. Judge whether it is the information of the coupon of. Then, if it is the information of the free coupon, the determination unit 131 determines that the settlement can be completed.

In the determination unit 131, for example, whether or not the storage unit 11 or the server 2 stores information for associating the coupon information received by the second reception unit 122 with the product identification information received by the first reception unit 121. To judge.

The determination unit 131 uses, for example, the received price payment information, the coupon information, and the product identification information, and the user uses the discount amount or the discount rate corresponding to the coupon information and the price information paired with the product identification information. Get the price information to bear. In addition, the balance data acquisition unit 134 acquires balance data that is paired with the received payment information. Then, the determination unit 131 determines, for example, whether or not "balance data> = price information borne by the user". Then, the determination unit 131 determines that the settlement of the product can be completed when "balance data> = price information borne by the user" is satisfied.

The determination unit 131 transmits, for example, the received payment information and the product identification information to the server 2, and determines whether or not the product identified by the product identification information can be settled from the server 2. You may receive it.

For example, the determination unit 131 transmits the received product identification information and the coupon information to the server 2, and receives the determination result indicating whether or not the product identified by the product identification information can be settled from the server 2. You may.

The determination unit 131 transmits, for example, the received payment information, the product identification information, and the coupon information to the server 2, and indicates whether or not the product identified by the product identification information can be settled from the server 2. You may receive the judgment result.

That is, the determination result of whether or not the product can be settled may be the information determined by the server 2 or the information determined by the settlement terminal 1.
(4) About the fourth judgment

For example, when the second reception unit 122 receives the coupon information, the determination unit 131 can use the coupon information for the settlement of the product identified by the product identification information received by the first reception unit 121. To judge. The determination unit 131 determines, for example, whether or not the product identification information received by the first reception unit 121 is stored in the coupon management database in association with the coupon information received by the second reception unit 122. ..

The determination unit 131, for example, transmits the coupon information to the server 2 by the second reception unit 122, and the determination result indicating whether or not the coupon information can be used for the settlement of the product identified by the accepted product identification information. May be received from the server 2.

The settlement processing unit 132 receives the payment information of the first product after the first reception unit 121 receives the first product identification information for identifying the first product, and then the second reception unit 122 receives the payment information. Perform payment processing for sale.

When the second reception unit 122 receives the coupon information, the payment processing unit 132 performs the payment processing of the discounted price corresponding to the coupon information. When the second reception unit 122 receives the coupon information corresponding to the free coupon, the payment processing unit 132 performs payment processing, which is a process for delivering the product free of charge.

It is preferable for the settlement processing unit 132 to perform settlement processing when the determination unit 131 determines that settlement is possible.

The payment process is a process for the user to pay the price of the product. The settlement process is, for example, a process of reducing the price information of the first product from the balance data corresponding to the payment information. The payment process is, for example, a process of transmitting payment information to the server 2. The settlement process may be any process related to settlement.

The coupon value information regarding the discount corresponding to the coupon information may be stored in the storage unit 11 of the payment terminal 1 or may be stored in the server 2.

When the judgment result in the first judgment, the second judgment, the third judgment, or the fourth judgment in the judgment unit 131 is unreasonable (error), the error processing unit 133 performs error processing corresponding to the judgment.

The error processing includes, for example, output of a buzzer, display of an error, output of the content of the error, cancellation of the received product identification information, and the like. The error processing is, for example, the product identification information or the price payment information that has already been accepted, and the product identification information or the price payment information stored in the storage unit 11 is deleted. The content of error processing does not matter.

For example, when the error processing unit 133 receives the first product identification information for identifying the first product and then subsequently receives the second product identification information for identifying the second product, the error processing unit 133 receives the second product identification information for identifying the first product. Perform error handling. Here, the first product and the second product may be different types of products or the same type of products. Further, such error processing is referred to as first error processing. The first error processing is error processing corresponding to the first determination in the determination unit 131.

Here, "consecutively" means that the time interval is preferably within the threshold value, but the time interval may be irrelevant. "After receiving the first product identification information, subsequently accepting the second product identification information" means that other information is usually received between the reception of the first product identification information and the reception of the second product identification information. That is not the case.

The error processing unit 133 performs the second error processing, for example, when it is determined that the payment of the product using the payment information received by the second reception unit 122 is not possible. The second error processing is, for example, output of an error message indicating that payment cannot be made, and output of an error message indicating that the balance is insufficient. The second error processing is error processing corresponding to the third determination in the determination unit 131.

The error processing unit 133 performs a third error processing, for example, when the coupon information received by the second reception unit 122 cannot be used for the settlement of the product identified by the product identification information received by the first reception unit 121. .. The third error processing is, for example, an output indicating that the coupon corresponding to the coupon information cannot be used. The second error processing is the error processing corresponding to the fourth determination in the determination unit 131.

The error processing unit 133 performs a fourth error processing, for example, when the second reception unit 122 receives the coupon information and the unsettled product identification information does not exist in the storage unit 11. The fourth error processing is, for example, the output of information prompting the user to read the code of the product to be purchased.

The balance data acquisition unit 134 acquires the balance data corresponding to the payment information received by the second reception unit 122.

For example, when the second reception unit 122 receives the payment information before the first reception unit 121 receives the first product identification information, the balance data acquisition unit 134 obtains the balance data corresponding to the payment information. get.

The balance data acquisition unit 134 acquires balance data from, for example, an IC card in which the payment information received by the second reception unit 122 is stored. The balance data acquisition unit 134 searches for an external server (not shown) using the payment information received by the second reception unit 122 as a key, and acquires the balance data. The balance data acquisition unit 134, for example, transmits the received payment information to the server 2, and receives the balance data corresponding to the payment information from the external server from the server 2.

The sales information composition unit 135 acquires the first product identification information received by the first reception unit 121, the user identifier included in the payment information or the coupon information, and the amount information corresponding to the payment processing, and obtains the first product. It constitutes sales information having identification information, a user identifier, and amount information. The amount information is usually information that specifies the amount borne by the user, but may be price information of the product.

It is preferable that the payment information or the coupon information includes a user identifier that identifies the user.

The transmission unit 14 sends various information. The various types of information are, for example, sales information configured by the sales information component unit 135.

The sales information transmission unit 141 transmits the sales information to the server 2. The sales information is information configured by the sales information component unit 135. Sales information is information related to the sales of products corresponding to payment processing. Sales information usually includes product identification information.

The output unit 15 outputs various information. The various information is, for example, the balance data acquired by the balance data acquisition unit 134.

Here, the output means display on a display, projection using a projector, printing by a printer, sound output, transmission to an external device, storage on a recording medium, storage on another processing device, another program, or the like. It is a concept that includes delivery of processing results.

The balance data output unit 151 outputs the balance data acquired by the balance data acquisition unit 134. Here, the output of the balance data is usually displayed on a display, but may be audio output, transmission to a terminal, or the like.

Various types of information are stored in the server storage unit 21 that constitutes the server 2. The various information is, for example, a product database, a coupon management database, and a sales database.

Since the product database and the coupon management database have been described above, the description thereof is omitted here.

The sales database is a database that manages sales information. It is preferable that the sales information in the sales database is paired with, for example, a terminal identifier.

The server receiving unit 22 receives various types of information. The server receiving unit 22 receives various information from the payment terminal 1, for example. Various types of information are, for example, sales information, product identification information, payment information, and coupon information.

The server processing unit 23 performs various processes. The various processes are, for example, settlement availability determination, coupon use availability determination, coupon value determination, payment information determination, sales information accumulation processing, and sales information statistical processing.

The settlement possibility determination is a process of determining whether or not the product identified by the product identification information can be settled by using the payment information received from the payment terminal 1 and the product identification information.

For example, the server processing unit 23 inquires of an external server (not shown) whether or not the received payment information can be used as a payment medium, and receives the result (usable or unusable).

For example, the server processing unit 23 acquires price information paired with the product identification information from the product database of the server storage unit 21. Further, the server processing unit 23 acquires balance data from an external server (not shown) using the received payment information as a key, for example. Next, the server processing unit 23 determines, for example, whether or not "balance data> = price information" (whether or not payment is possible), and acquires a determination result indicating whether or not payment is possible. do.

The server processing unit 23 determines whether or not payment is possible by using, for example, the received product identification information, payment information, and coupon information. For example, the server processing unit 23 acquires price information paired with the product identification information from the product database of the server storage unit 21. Further, the server processing unit 23 acquires balance data from an external server (not shown) using the received payment information as a key, for example. Further, the server processing unit 23 acquires, for example, the value corresponding to the received coupon information from the coupon management database of the server storage unit 21. Then, the server processing unit 23 acquires, for example, the amount information to be paid by the user from the value (for example, discount price, discount rate) corresponding to the coupon information and the price information. Next, the server processing unit 23 determines, for example, whether or not "balance data> = amount information", and acquires a determination result indicating whether or not settlement is possible.

The coupon use availability determination is, for example, a process of determining whether or not the coupon specified by the coupon information can be used by using the received coupon information. The coupon useability determination is, for example, using the received coupon information and the product identification information to determine whether or not the coupon specified by the coupon information can be used for the product identified by the product identification information. It is a process to judge.

The coupon value determination is, for example, a process of determining whether or not the coupon specified by the received coupon information is a coupon for which the product becomes free. The coupon value determination is, for example, a process of acquiring the value of a coupon (for example, a discount price, a discount rate) specified by the received coupon information.

The payment information judgment is a judgment as to whether or not the payment information is valid. The server processing unit 23 searches for an external server (not shown) using the received payment information as a key, and receives information on whether or not the payment information is valid from the external server.

The sales information storage process is a process of storing the received sales information in the server storage unit 21.

Sales information statistical processing is statistical processing for two or more sales information. The content of statistical processing does not matter. The sales information statistical process is, for example, a process of calculating the number of sales and the total amount of sales for each product identification information. The sales information statistical process is, for example, a process of calculating the number of sales and the total amount of sales for each attribute value of the product. In such a case, the attribute value of the product corresponding to the product identification information is managed in the product database. The sales information statistical process is, for example, a process of calculating the number of sales of all products and the total amount of sales.

The server transmission unit 24 transmits various information to the payment terminal 1. The various information includes, for example, a determination result indicating whether or not the settlement is possible, a determination result indicating whether or not the coupon information can be used, and whether or not the balance is sufficient, which are acquired by the server processing unit 23. It is a judgment result.

A non-volatile recording medium is suitable for the storage unit 11 and the server storage unit 21, but a volatile recording medium can also be used.

The process of storing information in the storage unit 11 or the like does not matter. For example, the information may be stored in the storage unit 11 or the like via the recording medium, or the information transmitted via the communication line or the like may be stored in the storage unit 11 or the like. Alternatively, the information input via the input device may be stored in the storage unit 11 or the like.

The reception unit 12, the first reception unit 121, and the second reception unit 122 are realized by, for example, a code reader, an IC card reader, a communication means, a short-range wireless communication means, or the like.

The processing unit 13, the determination unit 131, the settlement processing unit 132, the error processing unit 133, the balance data acquisition unit 134, the sales information configuration unit 135, and the server processing unit 23 can usually be realized from a processor, a memory, or the like. The processing procedure of the processing unit 13 is usually realized by software, and the software is recorded in a recording medium such as a ROM. However, it may be realized by hardware (dedicated circuit). The processor is, for example, a CPU, an MPU, or a GPU, but the type thereof does not matter.

The transmission unit 14, the sales information transmission unit 141, and the server transmission unit 24 are usually realized by wireless or wired communication means, but may be realized by broadcasting means.

The output unit 15 and the balance data output unit 151 may or may not include an output device such as a display or a speaker. The output unit 15 and the like can be realized by the driver software of the output device, the driver software of the output device, the output device, and the like.

The server receiving unit 22 is usually realized by a wireless or wired communication means, but may be realized by a means for receiving a broadcast.

Next, an operation example of the payment system A will be described. First, an operation example of the payment terminal 1 will be described with reference to the flowcharts of FIGS. 3 and 4.

(Step S301) The first reception unit 121 determines whether or not the product identification information has been received. If the product identification information is accepted, the process goes to step S302, and if the product identification information is not accepted, the process goes to step S305. For example, the first reception unit 121 receives the product identification information by having the code reader read the two-dimensional code displayed on the product.

(Step S302) The determination unit 131 determines whether or not the product identification information of the unsettled product is stored in the storage unit 11. If it is stored, it goes to step S303, and if it is not stored, it goes to step S304.

(Step S303) The determination unit 131 stores the product identification information received in step S301 in the storage unit 11. Return to step S301. The product identification information is the product identification information of the unsettled product.

(Step S304) The error processing unit 133 performs the first error processing. That is, the error processing unit 133 "received the second product identification information for identifying the second product after the first reception unit 121 received the first product identification information for identifying the first product". Performs error handling corresponding to. Return to step S301.

The error processing unit 133 outputs, for example, a message to the effect that the product identification information of the second product is an accepted error. Further, the error processing unit 133 outputs, for example, information prompting the acceptance of payment information. The output error information is stored in the storage unit 11.

(Step S305) The second reception unit 122 determines whether or not the payment information has been received. If the payment information is accepted, the process goes to step S306, and if the payment information is not accepted, the process goes to step S319.

For example, when the user holds the non-contact IC card over the card reader of the second reception unit 122, the second reception unit 122 receives the payment information. Further, for example, when the user communicates with the user's mobile terminal and the second reception unit 122, the second reception unit 122 receives the payment information. In addition, the method of accepting payment information does not matter.

(Step S306) The determination unit 131 determines whether or not the product identification information of the unsettled product exists in the storage unit 11. If the product identification information exists, the process goes to step S307, and if the product identification information does not exist, the process goes to step S317.

(Step S307) The determination unit 131 determines whether or not payment is possible by using the product identification information and the payment information.

The determination unit 131 transmits, for example, product identification information and payment information to the server 2, and receives a determination result indicating whether or not payment is possible. The determination unit 131 acquires, for example, a determination result indicating whether or not "price information corresponding to the product identification information <= balance data included in the payment information".

(Step S308) If the determination result in step S307 is that settlement is possible, the process goes to step S309, and if the determination result is not settlement possible, the process goes to step S316.

(Step S309) The payment processing unit 132 acquires the amount information for making a payment. The amount information is, for example, price information paired with the product identification information. The amount information is, for example, the amount obtained by subtracting the reduction amount corresponding to the coupon information from the price information paired with the product identification information.

(Step S310) The settlement processing unit 132 performs settlement processing using the amount information acquired in step S309.

(Step S311) The payment processing unit 132 deletes the product identification information from the storage unit 11. The deletion process here may be a process of adding a flag indicating the completion of payment in association with the product identification information. The process of adding the deletion flag is the same as the process of adding the deletion flag.

(Step S312) The sales information component unit 135 acquires the product identification information and the sales information having the amount information acquired in step S309.

(Step S313) The sales information transmission unit 141 transmits the sales information acquired in step S312 to the server 2.

(Step S314) The determination unit 131 determines whether or not the coupon information has been used in the payment process in step S310. If the coupon information is used, the process goes to step S315, and if the coupon information is not used, the process returns to step S301. Whether or not the coupon information has been used can be determined, for example, by whether or not the received coupon information exists in the storage unit 11.

(Step S315) The processing unit 13 performs processing corresponding to the received coupon information. Return to step S301. Such a process is an invalidation process for preventing the coupon information from being reused. Further, such a process is, for example, a process of transmitting invalidation information including the coupon information to the server 2. Further, such a process is, for example, a process of deleting the coupon information from the storage unit 11. The process in step S315 may be any process as long as it is an invalidation process for preventing the coupon information from being reused.

(Step S316) The error processing unit 133 performs a second error processing. That is, the error processing unit 133 performs processing when payment cannot be made. Return to step S301. It should be noted that such processing is, for example, output of an error message indicating that payment cannot be made.

(Step S317) The balance data acquisition unit 134 acquires the balance data corresponding to the received payment information.

(Step S318) The balance data output unit 151 outputs the balance data acquired in step S317. Return to step S301.

(Step S319) The second reception unit 122 determines whether or not the coupon information has been received. If the coupon information is accepted, the process goes to step S320, and if the coupon information is not accepted, the process returns to step S301.

(Step S320) The determination unit 131 determines whether or not the coupon corresponding to the coupon information received in step S319 can be used. If it is available, it goes to step S321, and if it is not available, it goes to step S327. The determination unit 131 transmits, for example, the coupon information and the product identification information to the server 2, and receives the determination result of whether or not the coupon can be used.

(Step S321) The determination unit 131 determines whether or not the product identification information of the unsettled product exists in the storage unit 11. If the product identification information exists, the process goes to step S322, and if the product identification information does not exist, the process goes to step S326.

(Step S322) The determination unit 131 determines whether or not the coupon information received in step S319 is the information of the free coupon. If it is the information of the free coupon, it goes to step S323, and if it is not the information of the free coupon, it goes to step S325.

(Step S323) The settlement processing unit 132 substitutes 0 for the amount information. Go to step S310.

(Step S324) The payment processing unit 132 acquires the amount information reduced by the amount of the coupon information from the price information paired with the product identification information.

(Step S325) The error processing unit 133 performs a fourth error processing. Return to step S301. Here, the error processing unit 133 outputs, for example, an error message indicating that the product for which the coupon is used is not specified.

(Step S326) The error processing unit 133 performs a third error processing. Return to step S301. Here, the error processing unit 133 outputs, for example, an error message indicating that the coupon corresponding to the coupon information cannot be used.

In the flowchart of FIG. 4, immediately before or after step S323, the determination unit 131 determines whether or not payment is possible by using the product identification information, the coupon information, and the payment information, and payment is possible. If so, it is preferable to go to step S310.

Further, in the flowcharts of FIGS. 3 and 4, the process is terminated by the power off or the interrupt of the process end.

Next, an operation example of the server 2 will be described with reference to the flowchart of FIG.

(Step S501) The server receiving unit 22 determines whether or not the payment information or the like has been received. If the payment information or the like is received, the process goes to step S502, and if the payment information or the like is not received, the process goes to step S510. The price payment information and the like are, for example, price payment information and product identification information. Further, the payment information and the like are, for example, coupon information and product identification information. The price payment information and the like are, for example, price payment information, coupon value information, and product identification information.

(Step S502) The server processing unit 23 determines the payment information. The payment information determination is to determine whether or not the payment information is valid.

(Step S503) If the result of the determination in step S502 is "valid", the process goes to step S504, and if the result is not "valid", the process goes to step S510.

(Step S504) The server processing unit 23 determines whether or not the coupon information or the coupon value information exists in the information received in step S501. If the coupon information or the coupon value information exists, the process goes to step S506, and if the coupon information or the coupon value information does not exist, the process goes to step S505.

(Step S505) The server processing unit 23 acquires the price information paired with the received product identification information from the product database. Go to step S507.

(Step S506) The server processing unit 23 acquires the price information paired with the received product identification information from the product database. Further, the server processing unit 23 acquires the discount amount corresponding to the coupon information by using the coupon management database. The server processing unit 23 uses the price information and the discount amount to calculate the amount information, which is the amount borne by the user.

(Step S507) The server processing unit 23 acquires the balance data corresponding to the payment information. The server processing unit 23 determines whether or not payment is possible by using the balance data and the price information or the amount information.

(Step S508) The server processing unit 23 acquires the determination result in step S507.

(Step S509) The server transmission unit 24 transmits the determination result acquired in step S508 to the payment terminal 1. Return to step S501.

(Step S510) The server processing unit 23 substitutes the variable "determination result" to the effect that "payment information is invalid". Go to step S509.

(Step S511) The server receiving unit 22 determines whether or not the coupon information or the like has been received. If the coupon information or the like is received, the process goes to step S512, and if the coupon information or the like is not received, the process goes to step S518.

(Step S512) The server processing unit 23 performs coupon information determination processing. That is, the server processing unit 23 determines whether or not the coupon information is usable (valid).

(Step S513) If the determination result in step S512 is "valid", the process goes to step S514, and if it is not "valid", the process proceeds to step S517.

(Step S514) The server processing unit 23 acquires the coupon value information corresponding to the coupon information from the coupon management database.

(Step S515) The server processing unit 23 substitutes the coupon value information acquired in step S514 into the variable “determination result”.

(Step S516) The server transmission unit 24 transmits the determination result acquired in step S508 to the payment terminal 1. Return to step S501.

(Step S517) The server processing unit 23 substitutes the fact that the coupon information is invalid into the variable “determination result”. Go to step S516.

(Step S518) The server receiving unit 22 determines whether or not the sales information or the like has been received. If the sales information or the like is received, the process proceeds to step S519, and if the sales information or the like is not received, the process returns to step S501.

(Step S519) The server processing unit 23 stores the sales information received in step S518 in the server storage unit 21. Return to step S501.

In the flowchart of FIG. 5, the server processing unit 23 may perform sales information statistical processing. In addition, the timing of performing sales information statistical processing does not matter.

Further, in the flowchart of FIG. 5, the processing is terminated by the power off or the interrupt of the processing termination.

Hereinafter, the specific operation of the payment system A in the present embodiment will be described. The conceptual diagram of the payment system A is FIG.

Now, it is assumed that the product database is stored in the storage unit 11 of the payment terminal 1. The product database has one or more records having product identification information and price information. The price information is information indicating the selling price of the product identified by the product identification information.

Further, it is assumed that the coupon management database shown in FIG. 6 is stored in the server storage unit 21 of the server 2. The coupon management database has one or more records having "ID", "coupon identification information", "target product identification information", "coupon value information", and "use flag". "Target product identification information" is product identification information of the target product. The "use flag" is information indicating whether the coupon has already been used ("1") or has not been used ("0"). In addition, "D3 **" in FIG. 6 is a regular expression, and "*" means that an arbitrary character (here, a number) is entered.

In such a situation, the following three specific examples will be described. A specific example 1 is a case where the user causes the payment terminal 1 to continuously read the two-dimensional codes of the two products. The second specific example is a case where the user causes the payment terminal 1 to read the two-dimensional code of one product, and subsequently causes the payment terminal 1 to read the IC card which is the payment means owned by the user. A specific example 3 is a case where a user obtains a product by using a free coupon.

(Specific example 1)
It is assumed that the user has the barcode reader of the payment terminal 1 read the barcode of the canned coffee in order to purchase the canned coffee (101 in FIG. 1). It is assumed that the product identification information "D203" is embedded in the barcode.

Then, the first reception unit 121 of the payment terminal 1 receives the product identification information "D203". Next, the determination unit 131 determines that the product identification information of the unsettled product is not stored in the storage unit 11. Next, the determination unit 131 stores the received product identification information "D203" in the storage unit 11.

Next, it is assumed that this user has the barcode reader of the payment terminal 1 read the barcode of the canned coffee in order to purchase bread. It is assumed that the product identification information "D301" is embedded in the barcode.

Then, the first reception unit 121 of the payment terminal 1 receives the product identification information "D301". Next, the determination unit 131 determines that the product identification information (here, "D301") of the unsettled product is stored in the storage unit 11.

Next, the error processing unit 133 performs the first error processing. That is, the error processing unit 133 reads and outputs the message "Cannot settle a plurality of products at once. Please hold the IC card over the card reader for payment." From the storage unit 11.

By the above processing, it is possible to prevent the product identification information of a plurality of products from being continuously read.

(Specific example 2)
After the process of the first embodiment, it is assumed that the user holds the non-contact IC card (balance of 500 yen) over the IC card reader.

Then, the second reception unit 122 receives the payment information (here, it has the IC card ID "C001" and the balance data "500 yen").

Next, the determination unit 131 determines that the product identification information "D301" of the unsettled product exists in the storage unit 11.

Next, the determination unit 131 acquires the price information "100 yen" paired with the product identification information "D301" from the product database of the storage unit 11. Next, the determination unit 131 determines that the settlement is possible because "balance data" 500 yen "> = price information" 100 yen "".

Next, the settlement processing unit 132 acquires the amount information "100 yen" for making a settlement. Then, the settlement processing unit 132 performs settlement processing using the acquired amount information "100 yen". That is, the payment processing unit 132 performs a process for reducing the balance data of the user's IC card from "500 yen" to "100 yen" (for example, a process of rewriting the IC card data to "400 yen"). The process may be, for example, a process of transmitting the IC card ID "C001" and the amount information "100 yen" or the balance data "400 yen" to an external server or server 2 (not shown). By such processing, the balance of the user's IC card may be reduced by 100 yen.

Next, the payment processing unit 132 deletes the product identification information "D301" from the storage unit 11.

Next, the sales information component unit 135 acquires sales information having the product identification information "D301" and the amount information "100 yen". Next, the sales information configuration unit 135 acquires the terminal identifier of the storage unit 11. Then, the sales information component unit 135 constitutes information having the sales information and the terminal identifier.
Then, the sales information transmission unit 141 transmits the acquired sales information and the like to the server 2.

Next, the server receiving unit 22 of the server 2 receives information having sales information (product identification information "D301", amount information "100 yen") and a terminal identifier of the payment terminal 1. Next, the server processing unit 23 stores the received sales information in the server storage unit 21 in association with the terminal identifier.

Through the above processing, one product and one payment could be realized.

(Specific example 3)
Next, it is assumed that the user has the barcode reader of the payment terminal 1 read the barcode of the PET bottle in order to purchase the PET bottle (103 in FIG. 1). It is assumed that the product identification information "D100" is embedded in the barcode.

Then, the first reception unit 121 of the payment terminal 1 receives the product identification information "D100". Next, the determination unit 131 determines that the product identification information of the unsettled product is not stored in the storage unit 11. Next, the determination unit 131 stores the received product identification information "D100" in the storage unit 11.

Next, it is assumed that the user has read the free coupon (104 in FIG. 1) into the QR code reader of the payment terminal 1. It is assumed that the coupon identification information "C001" is embedded in the QR code.

Next, the second reception unit 122 receives the coupon information having the coupon identification information "C001".

Next, the transmission unit 14 transmits the coupon identification information "C001" and the product identification information "D100" to the server 2.

Next, the server receiving unit 22 of the server 2 receives the coupon identification information "C001" and the product identification information "D100".

Next, referring to FIG. 6, the server processing unit 23 has a record in the coupon management database in which the received coupon identification information "C001" and the product identification information "D100" are paired, and the use flag is ". It is determined whether or not it is "0". Here, the server processing unit 23 determines that the record in which the coupon identification information "C001" and the product identification information "D100" are paired exists in the coupon management database, and the use flag is "0". That is, the server processing unit 23 determines that the coupon information can be used.

Next, the server processing unit 23 acquires the coupon value information "free" paired with the coupon identification information "C001" from the coupon management database.

Next, the server processing unit 23 substitutes the coupon value information "free" into the variable "determination result".

Next, the server transmission unit 24 transmits the determination result to the payment terminal 1.

Next, the determination unit 131 of the payment terminal 1 receives the coupon value information "free". Then, the determination unit 131 determines that the coupon corresponding to the coupon information can be used.

Next, the determination unit 131 determines that the product identification information "D100" of the unsettled product exists in the storage unit 11.

Next, the determination unit 131 determines that the received coupon information is the information of the free coupon.

Next, the settlement processing unit 132 substitutes 0 for the amount information.

Next, the payment processing unit 132 of the payment terminal 1 performs payment processing using the acquired amount information "0".

Next, the payment processing unit 132 deletes the product identification information "D100" from the storage unit 11.

Next, the sales information component unit 135 acquires sales information having the product identification information “D100” and the amount information “0”.

Next, the sales information transmission unit 141 transmits the acquired sales information to the server 2.

Next, the processing unit 13 of the payment terminal 1 transmits the coupon identification information "C001" to the server 2 so that the coupon information corresponding to the coupon identification information "C001" cannot be used.

Next, the server 2 receives and stores the sales information. Further, the server 2 receives the coupon identification information "C001" and rewrites the usage flag paired with the coupon identification information "C001" to "1".

With the above, the processing using the free coupon is completed.

As described above, according to the present embodiment, it is possible to provide a payment terminal 1 for making one product and one payment. Then, the payment terminal 1 can prevent troubles in payment when selling products. As a result, high-speed, reliable and hygienic self-registration payment can be executed.

Further, in the present embodiment, the balance data corresponding to the payment information can be confirmed.

Further, in the present embodiment, the coupon can be used in the payment terminal 1 capable of making one product and one payment.

Further, in the present embodiment, the sales information in the payment terminal 1 capable of making one product and one payment can be managed by the server.

The processing in this embodiment may be realized by software. Then, this software may be distributed by software download or the like. Further, this software may be recorded on a recording medium such as a CD-ROM and disseminated. It should be noted that this also applies to other embodiments herein. The software that realizes the payment terminal 1 in this embodiment is the following program. That is, in this program, the computer has a first reception unit that receives product identification information for identifying a product, a second reception unit that receives payment information for payment of the product price, and the first reception unit. An error processing unit that performs error processing when a second product identification information that identifies a second product is received after receiving the first product identification information that identifies the first product, and the first reception unit. After receiving the first product identification information that identifies the first product, when the second reception unit subsequently receives the payment information, a payment process for selling the first product is performed. It is a program to function as a processing unit.

In the above program, in the transmission step for transmitting information and the reception step for receiving information, processing performed by hardware, for example, processing performed by a modem or interface card in the transmission step (only performed by hardware). Processing that is not done) is not included.

Further, the number of computers that execute the above program may be singular or plural. That is, centralized processing may be performed, or distributed processing may be performed.

Further, it goes without saying that in each of the above embodiments, the two or more communication means existing in one device may be physically realized by one medium.

Further, in each of the above embodiments, each process (each function) may be realized by centralized processing by a single device (system), or may be realized by distributed processing by a plurality of devices. May be done.

It goes without saying that the present invention is not limited to the above embodiments, and various modifications can be made, and these are also included in the scope of the present invention.

As described above, the payment terminal according to the present invention has the effect that troubles in payment when selling products can be prevented by the payment terminal that makes one payment for each product, and is a payment terminal in self-registration or the like. It is useful as.

1 Payment terminal 2 Server 11 Storage unit 12 Reception unit 13 Processing unit 14 Transmission unit 15 Output unit 21 Server storage unit 22 Server reception unit 23 Server processing unit 24 Server transmission unit 121 First reception unit 122 Second reception unit 131 Judgment unit 132 Settlement processing unit 133 Error processing unit 134 Balance data acquisition unit 135 Sales information composition unit 141 Sales information transmission unit 151 Balance data output unit

Claims (7)

The first reception department that accepts product identification information that identifies products,
The second reception department that accepts payment information for payment of the above products,
An error processing unit that performs error processing when the first reception unit receives the first product identification information that identifies the first product and then subsequently receives the second product identification information that identifies the second product. ,
After the first reception unit receives the first product identification information that identifies the first product, and then the second reception unit receives the payment information, the first product is for sale. A payment terminal provided with a payment processing unit that performs payment processing. If the second reception unit receives the payment information before the first reception unit receives the first product identification information, the balance data acquisition to acquire the balance data corresponding to the payment information. Department and
The payment terminal according to claim 1, further comprising a balance data output unit that outputs the balance data. The second reception department
It is possible to accept coupon information that specifies a coupon for discounting the first product in place of or in addition to the payment information.
The payment processing unit
The payment terminal according to claim 1 or 2, wherein when the second reception unit receives the coupon information, the payment processing of the discounted price corresponding to the coupon information is performed. Any one of claims 1 to 3, further comprising a sales information transmission unit that is sales information relating to the sales of the first product corresponding to the payment processing and that transmits the sales information including the first product identification information to the server. The payment terminal described in paragraph 1. The payment information includes a user identifier that identifies the user.
The first product identification information received by the first reception unit, the user identifier included in the payment information, and the amount information corresponding to the payment process are acquired, and the first product identification information and the user identifier are obtained. It is further equipped with a sales information component unit that constitutes sales information having the amount information.
The sales information transmission unit is
The payment terminal according to claim 4, wherein the sales information configured by the sales information component unit is transmitted to the server. It is a payment method realized by the first reception unit, the second reception unit, the error processing unit, and the payment processing unit.
The first reception step in which the first reception unit receives the product identification information for identifying the product,
The second reception step in which the second reception unit receives payment information for payment of the product, and
When the error processing unit receives the first product identification information for identifying the first product in the first reception step, and then subsequently receives the second product identification information for identifying the second product, an error occurs. Error handling steps to process and
When the payment processing unit receives the first product identification information for identifying the first product in the first reception step, and then subsequently receives the payment information in the second reception step, the above-mentioned A payment method comprising a payment processing step for performing payment processing for the sale of the first product. Computer,
The first reception department that accepts product identification information that identifies products,
The second reception department that accepts payment information for payment of the above products,
An error processing unit that performs error processing when the first reception unit receives the first product identification information that identifies the first product and then subsequently receives the second product identification information that identifies the second product. ,
After the first reception unit receives the first product identification information that identifies the first product, and then the second reception unit receives the payment information, the first product is for sale. A program to function as a payment processing unit that performs payment processing.

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