JP2021185445A - Store management system and store management method - Google Patents

Abstract

To provide a store management system that allows a store to receive cash and electronic payment sales deposited into the store's account at the same time and allows a cash collection and delivery company to avoid reduction of the profit related to the cash collection and delivery business.SOLUTION: A store management system 101 is composed of a store 2, a cash collection and delivery company 3, a card issuing company 4, a sales aggregation organization 5, and a financial institution 6. The sales amount data by cash settlement is transmitted from the store 2 to the cash collection and delivery company 3. The sales amount data by electronic payment is transmitted from the store 2 to the card issuing company 4 together with the store information data. In the sales aggregation organization 5, cash settlement confirmed sales data and electronic settlement confirmed sales data are totalized, and sales confirmation aggregation data is aggregated for each store. Based on this sales confirmation aggregate data, the financial institution 6 remits the sales to accounts of each store 2.SELECTED DRAWING: Figure 1

Description

INDUSTRIAL APPLICABILITY The present invention manages the sales amount of cash payment and electronic payment at a retailer's store such as a convenience store, a supermarket, a drug store, and a gas station, and can efficiently transfer the money to the store. Regarding the system and store management method.

Conventionally, in the stores of retailers such as convenience stores, supermarkets, drug stores, gas stations, etc., as shown in FIG. 4, when the user of the store pays with cash M, the clerk installs it in the store. Cash M is put into a certain money processing machine and stored. Then, the cash collection and delivery company collects the cash M from the money processing machine at an appropriate time, and distributes the operating funds such as change to the store.

Here, for cash settlement, cash sales data is transmitted from the money processor to a server installed in a cash collection and delivery company on the same day, and cash M and cash sales data collected by the server are processed. Therefore, as shown in FIGS. 4 and 5, on the next day, the cash collector / delivery company sends the cash sales data of the day to the store so that the store manager can view it and remit the sales to the store account. (See Patent Document 1).

On the other hand, as shown in FIG. 4, when the user pays with a credit card, a debit card, an electronic money or the like C, the clerk reads the data of the credit card or the like C by the electronic payment terminal installed in the store. Then, the sales data is transmitted from the electronic payment terminal to the data center of the card company, the sales data is collected and processed in the data center, and the sales data is transmitted to the card company C such as a credit card, a debit card, and electronic money. To.

Then, as shown in FIGS. 4 and 5, the credit card, debit card, electronic money, and the like C card company processes the sales data by electronic payment, and usually, the electronic payment is made on the 15th or 30th day of each month. The sales data is notified to the store in writing, and the sales proceeds from electronic payment are sent to the store's account.

Japanese Unexamined Patent Publication No. 2013-105198

As mentioned above, with regard to cash settlement, the store manager was able to view the cash sales data of the day on the next day and remit the sales to the store's account, which is extremely convenient. it was good.
However, with regard to electronic payment, the store manager cannot receive the proceeds from the store's account until the 15th or 30th of each month, and it takes time to process the sales of the store and the funds. It was a factor that made procurement uneasy.

Therefore, the accounting process of cash payment and electronic payment is very complicated, and the accounting process is troublesome and time-consuming for the store manager.
Therefore, there are many stores that do not accept C payments such as credit cards, debit cards, and electronic money, which has been an obstacle to promoting electronic payments.

On the other hand, cash settlement is extremely convenient for the store, but for the cash collector and delivery company, the next day, it was necessary to remit the proceeds to the store's account based on the cash sales data of the day, so in advance. , I had to get a fairly large amount of money from a financial institution such as a bank for a long period of time and always keep it in my account as a remittance fund.
Therefore, for the cash collection and delivery company, the interest when repayment of the loaned funds becomes high, and the profit related to the cash collection and delivery business is reduced.

The present invention has been made in view of such conventional problems, and for a store, the processing related to electronic payment can be accelerated, and the sales data of cash and electronic payment can be viewed at the same time, and cash and electronic payment can be viewed at the same time. You can deposit the proceeds of the store to the store's account at an early stage, it does not take time to process the sales of the store, you do not have to worry about raising funds, and for the cash collector and delivery company, you can remit by yourself. It is not necessary to obtain a considerably large amount of money for a long period of time, and the purpose is to provide a store management system and a store management method that do not reduce the profit related to the cash collection and delivery business.

In order to achieve the above object, the store management system of the present invention
A money processing machine installed in a store that stores cash, which is sales, and sends cash sales data to the server of a cash collection and delivery company.
An electronic payment terminal installed in a store that sends electronically-paid sales data together with personal information data and store information data to the server of the card company.
The cash settlement sales data received from the money processing machine installed in the cash collection and delivery company is aggregated for each store, and the cash settlement confirmed sales data is generated based on this aggregation result.
A server that sends data to the data collection server of the sales aggregation organization, and
It is installed in the card issuing company and processes sales data, personal information data, and store information data received from the electronic payment terminal, aggregates each store on the same day, and confirms electronic payment based on the aggregated results. A server that generates sales data and sends it to the data collection server of the sales aggregation institution,
The cash settlement confirmed sales data received from the server installed in the cash collection and delivery company installed in the sales aggregation institution and the electronic settlement confirmed sales data received from the server installed in the card issuing company are totaled, and the sales confirmed aggregation data is stored in the store. A data collection server that aggregates each data and sends it to the deposit / withdrawal processing server of a financial institution,
A deposit / withdrawal processing server installed at a financial institution that remits sales to each store's account on the same day based on sales confirmation data.
It is characterized by being composed of.

Further, the sales totaling organization transmits the sales totaling data of each store related to the wholesaler to the wholesaler based on the purchase price data of the products purchased from the wholesaler and the sales totaling data.
The financial institution may have a function of remittance of the purchase price of the product purchased from the wholesaler based on the sales total data of each store related to the wholesaler.

Further, the sales totaling institution may have a function of transmitting tax data to the accounting institution used by each store based on the sales totaling data.

Further, the store management method of the present invention is:
The step of sending sales data by cash settlement from the money processing machine installed in the store to the server of the cash collection and delivery company,
A step to send the electronic payment data from the electronic payment terminal installed in the store to the server of the card issuing company together with the personal information data and the store information data.
In the server installed in the cash collection and delivery company, the cash settlement sales data received from the money processor is aggregated for each store, and the cash settlement confirmed sales data is generated based on the aggregated result and transmitted to each store. And the step to send to the data collection server of the sales aggregation institution,
On the server installed in the card issuing company, the sales amount data by electronic payment received from the electronic payment terminal is aggregated for each store, and the electronic payment confirmed sales data is generated based on the aggregated result, and the sales aggregation organization Steps to send to the data collection server and
In the data collection server installed in the sales aggregation institution, the step of totaling the cash settlement confirmed sales data and the electronic settlement confirmed sales data, totaling the sales confirmation aggregation data for each store, and sending it to the deposit / withdrawal processing server of the financial institution. When,
From the deposit / withdrawal processing server installed in the financial institution, the step of sending the sales confirmation aggregate data to the account of each store, and
It is characterized by having.

Further, the sales totaling institution sends the sales totaling data of each store related to the wholesaler to the wholesaler based on the purchase price data of the products purchased from the wholesaler and the sales totaling data, and also from the financial institution. , It may have a step of sending the purchase price of the goods purchased from the wholesaler based on the sales total data of each store regarding the wholesaler.

Further, there may be a step of transmitting tax data from the sales totaling institution to the accounting institution used by each store based on the sales totaling data.

According to the store management system and the store management method of the present invention, the store can simultaneously view the sales data of cash payment and electronic payment, and can improve the efficiency of paperwork in the store.

In addition, sales of cash settlement and electronic settlement can be deposited in the store account at an early stage and can be cashed at an early stage, so that the burden of fund management at the store can be reduced.

Furthermore, the cash collection and delivery company does not need to obtain a considerably large amount of money for a long period of time, and can achieve high profitability in the cash collection and delivery business.

It is a conceptual diagram of one Embodiment of the store management system of this invention. It is a conceptual diagram of another embodiment of the store management system of this invention. It is a conceptual diagram of another embodiment of the store management system of this invention. It is the data and the cash processing diagram of the cash settlement and the electronic settlement in the conventional store management system. It is a conceptual diagram of a conventional store management system.

Hereinafter, preferred embodiments of the store management system of the present invention will be described in detail with reference to the drawings.

As shown in FIG. 1, the store management system 101 of the present invention cooperates with a user 1, a store 2, a cash collection / delivery company 3, a card issuing company 4, a sales totaling institution 5, and a financial institution 6. It is made up of.

When the user 1 purchases the product or service with cash M (01), when paying the price of the product or service, the clerk of the store 2 calculates the price of the product or service by the cash register and then uses it. Receive cash M from person 1 and return the change.

The cash M stored in the cash register is input and processed by the store manager or the person in charge of the store 2 into the money processing machine installed in the store 2 on the same day, and cash sales data is generated in the money processing machine (02). Will be done.

Then, the cash sales data by cash settlement is aggregated in the money processing machine on the same day or the next day, and is transmitted (03) to the data processing server installed in the cash collection and delivery company 3 together with the store information data.

Next, the cash sales data is processed by the data processing server installed in the cash collection and delivery company 3, and is transmitted (04) to the data processing server installed in the sales totaling institution 5 as cash settlement confirmed sales data.

When the user 1 purchases a product or service using an electronic medium C such as a credit card, a debit card, or electronic money (05), the clerk of the store 2 first uses the product or service when paying for the product or service. By bringing the electronic medium C presented by the person 1 close to the electronic payment terminal installed in the store 2, the personal information data stored in the electronic medium C is read.

As a result, the personal information data of the electronic medium C is transmitted as credit inquiry data to the data processing server of the card issuing company 4, and the card issuing company 4 inquires whether the presented electronic medium C is appropriate or not. ..

If the electronic medium C is appropriate and can be used, if the clerk of the store 2 writes the price of the product or service in the electronic payment terminal, the price of the product or service is stored in the electronic payment terminal as electronic sales data. To.

Then, the electronic sales data by the electronic payment is aggregated in the electronic payment terminal on the same day or the next day, and is transmitted (06) to the data processing server of the card issuing company 4 together with the personal information data and the store information data.

Next, the electronic sales data is processed by the data processing server installed in the card issuing company 4, and is transmitted (07) to the data processing server installed in the sales totaling institution 5 as electronic payment confirmed sales data.

In the data processing server of the sales aggregation institution 5, the cash settlement confirmed sales data and the electronic settlement confirmed sales data are aggregated for each store (08,09), and as the confirmed sales aggregation data on the same day or the next day, respectively. It is transmitted to the store and is transmitted (10) to the deposit / withdrawal processing server installed in the financial institution 6 together with the store information data.

As a result, the financial institution 6 totals the cash settlement confirmed sales data by cash settlement at each store 2 received from the money processor and the electronic settlement confirmed sales data by electronic settlement at each store 2 received from the card issuing company 4. , For example, after a few days, the sales amount corresponding to the fixed sales total data is transferred to the bank account of each store 2 (11).

The cash collection / delivery company 3 periodically patrols each store 2 every predetermined number of days to collect cash (12) from the money processing machine of each store 2 and distribute change.
Then, the cash collection / delivery company 3 remits (13) the cash collected from each store 2 to the account of the financial institution 6 via the deposit / withdrawal processing server installed in the financial institution 6.

On the other hand, the card issuing company 4 collects the sales proceeds from the electronic payment from the user 1 from the bank account of the user 1 several days after the sales are generated by the electronic payment, for example, 15 days later (14).
Then, the card issuing company 4 remits (15) the sales proceeds collected from the user 1 to the account of the financial institution 6 via the deposit / withdrawal processing server installed in the financial institution 6.

Further, the sales totaling organization 5 transmits (16) the fixed sales totaling data obtained by totaling the cash settlement confirmed sales data and the electronic payment confirmed sales data to each store 2 on the same day or the next day.
As a result, each store 2 can browse and confirm the fixed sales total data of the day by the terminal device as appropriate.

The store management system 101 of the present invention has the above-described configuration, and based on the aggregation result of the sales aggregation institution 5, the store 2 can be accessed from the account of the financial institution 6 at an early stage, for example, a few days later. Since the proceeds from cash settlement and electronic settlement are simultaneously remitted to the bank account, each store 2 can cash the proceeds at an early stage, and the burden of fund management at the store 2 can be significantly reduced.

Further, since the store manager or the like of each store 2 can simultaneously receive sales data by cash payment and electronic payment on the same day or the next day, it is possible to extremely improve the efficiency of paperwork such as accounting processing in store 2. ..

In addition, since the proceeds from cash settlement and electronic settlement are simultaneously remitted from the account of the financial institution 6 to the bank account of each store 2, the cash collection and delivery company 3 needs to obtain a considerably large amount of money for a long period of time. It is possible to increase the profitability of cash collection and delivery business.

Further, as the store management system of the present invention, the store management system 201 as shown in FIG. 2 may be configured.

As shown in FIG. 2, the store management system 201 is formed by linking the store management system 101 with the wholesaler 7.

In this store management system 201, the sales totaling organization 5 transmits the sales totaling data of each store related to the wholesaler 7 to the wholesaler 7 based on the purchase price data of the products purchased from the wholesaler 7 and the sales totaling data. (17).

Then, the financial institution 6 remits (18) the purchase price of the product purchased from the wholesaler 7 to the wholesaler 7 based on the sales total data of each store related to the wholesaler.

According to this, each store 2 can save the trouble of remittance of the purchase price of the product purchased from the wholesaler 7, and can also predict the purchase quantity of the product from the wholesaler 7.

Further, the sales totaling organization 5 transmits various tax data, for example, data related to various tax forms, to each store 2 based on the sales total data (19).

According to this, each store 2 can aggregate daily sales data of goods or services and acquire various tax data, for example, data related to various tax forms, without any particular accounting treatment.

Further, as the store management system of the present invention, the store management system 301 as shown in FIG. 3 may be configured.

As shown in FIG. 3, the store management system 301 is formed by linking the store management system 101, the wholesaler 7, and the accounting institution 8.

In this store management system 301, the sales totaling institution 5 provides various tax data, for example, various tax data to the accounting institution 8 used by each store 2, for example, a tax accountant, a certified accountant, an audit corporation, etc., based on the sales totaling data. Send data on tax forms (20).

According to this, each store 2 aggregates daily sales data of goods or services and provides various tax data, for example, data related to various tax forms, to an accounting institution 8 such as a tax accountant without any particular accounting treatment. can do.

In the above embodiment, the case of electronic payment using an electronic medium C such as a credit card, a debit card, or electronic money has been taken as an example, but mobile payment using a mobile device such as a mobile phone or a smartphone, that is, a QR code [Registered trademark], code payments such as barcodes, carrier payments paid with mobile phone charges, etc. can also be included.

In addition, although the electronic sales data by electronic payment is transmitted from the electronic payment terminal to each card issuing company 4, it is transmitted to each card issuing company 4 via the payment agency that makes a collective contract with each card issuing company 4. The form may be adopted.

In addition, as long as it does not deviate from the gist of the present invention, it goes without saying that the store management system and the store management method of the present invention also include various modified embodiments.

1 User 2 Store 3 Cash collection and delivery company 4 Card issuer 5 Sales totaling institution 6 Financial institution 7 Wholesaler 8 Accounting institution

Claims (6)

A money processing machine installed in a store that stores cash, which is sales, and sends cash sales data to the server of a cash collection and delivery company.
An electronic payment terminal installed in a store that sends electronically-paid sales data together with personal information data and store information data to the server of the card company.
The cash settlement sales data received from the money processing machine installed in the cash collection and delivery company is aggregated for each store, and the cash settlement confirmed sales data is generated based on this aggregation result.
A server that sends data to the data collection server of the sales aggregation organization, and
It is installed in the card issuing company and processes sales data, personal information data, and store information data received from the electronic payment terminal, aggregates each store on the same day, and confirms electronic payment based on the aggregated results. A server that generates sales data and sends it to the data collection server of the sales aggregation institution,
The cash settlement confirmed sales data received from the server installed in the cash collection and delivery company installed in the sales aggregation institution and the electronic settlement confirmed sales data received from the server installed in the card issuing company are totaled, and the sales confirmed aggregation data is stored in the store. A data collection server that aggregates each data and sends it to the deposit / withdrawal processing server of a financial institution,
A deposit / withdrawal processing server installed at a financial institution that remits sales to each store's account on the same day based on sales confirmation data.
A store management system characterized by being composed of. The sales totaling organization sends to the wholesaler the sales totaling data of each store related to the wholesaler based on the purchase price data of the products purchased from the wholesaler and the sales totaling data.
The store management system according to claim 1, wherein the financial institution has a function of remittance of the purchase price of a product purchased from the wholesaler based on the sales total data of each store related to the wholesaler. The store management system according to claim 1 or 2, wherein the sales totaling institution has a function of transmitting tax data to an accounting institution used by each store based on the sales totaling data. The step of sending sales data by cash settlement from the money processing machine installed in the store to the server of the cash collection and delivery company,
A step to send the electronic payment data from the electronic payment terminal installed in the store to the server of the card issuing company together with the personal information data and the store information data.
On the server installed in the cash collection and delivery company, the sales data by cash settlement received from the money processor is aggregated for each store, and the cash settlement confirmed sales data is generated based on the aggregated result, and the sales aggregation organization Steps to send to the data collection server and
On the server installed in the card issuing company, the sales amount data by electronic payment received from the electronic payment terminal is aggregated for each store, and the electronic payment confirmed sales data is generated based on the aggregated result, and the sales aggregation organization Steps to send to the data collection server and
In the data collection server installed in the sales aggregation institution, the step of totaling the cash settlement confirmed sales data and the electronic settlement confirmed sales data, totaling the sales confirmation aggregation data for each store, and sending it to the deposit / withdrawal processing server of the financial institution. When,
From the deposit / withdrawal processing server installed in the financial institution, the step of sending the sales confirmation aggregate data to the account of each store, and
A store management method characterized by having. Based on the purchase price data of the products purchased from the wholesaler and the sales total data from the sales totaling institution, the sales totaling data of each store related to the wholesaler is transmitted to the wholesaler, and the wholesaler wholesales from the financial institution. The store management method according to claim 4, wherein the store management method includes a step of transferring the purchase price of a product purchased from a wholesaler based on the sales total data of each store related to the trader. The store management method according to claim 4 or 5, wherein the store management organization has a step of transmitting tax data from the sales totaling institution to an accounting institution used by each store based on the sales totaling data.

Images