JP2005276061A - Program, system, and method for settling individual reimbursed expense - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a program, a system, and a method for settling individual reimbursed expense which can reduce workload and cost burden associated with expense settlement processing in a business organization, shorten time for the settlement and refund the amount equivalent to the individual reimbursement to an employee directly. <P>SOLUTION: A prepaid settlement host 204, a prepaid settlement terminal 202, a portable communication terminal 201 and an enterprise accounting system 203 can communicate via a long distance communication network. The prepaid settlement terminal 202 and the portable communication terminal 201 can communicate via a short distance communication line. The prepaid settlement host 204 receives a settlement request from the portable communication terminal 201, and records its history. A state where the settlement processing execution is available is notified to the portable communication terminal 201. The settlement request from the portable communication terminal 201 is received, refundment is executed by increasing balance for the prepaid settlement value, and settlement request history data is updated as the settlement processed. A detail sales notice from the prepaid settlement terminal 202 is received, and the history is recorded. <P>COPYRIGHT: (C)2006,JPO&NCIPI

Description

  The present invention relates to an expense settlement program, an expense settlement system, and an expense settlement method that perform expense settlement, and in particular, when an employee reassigns expenses such as business trip expenses that are originally corporate expenses, the person reimbursement that accounts for the individual reimbursement expenses The present invention relates to an expense settlement program, an individual advance expense settlement system, and an individual advance expense settlement method.

  Conventionally, as a method of settlement between the company and the employee for the personal replacement expense reimbursed by the employee, the history of the personal replacement expense is automatically recorded on the employee's personal IC card, etc. Based on the information, the employee periodically makes a payment request for the personal advance expense to the company, and the individual advance expense is refunded by a method such as an account transfer to the individual employee from the company.

  On the other hand, a prepaid payment system has been proposed and realized as a kind of electronic commerce system that realizes an electronic commerce service in which part of delivery of real currency and securities in commerce is replaced with delivery of electronic currency called electronic value etc. Yes.

  Referring to FIG. 1, in the conventional personal replacement expense settlement method, employee 101 makes a settlement request to company 103 for personal replacement expenses that have been reimbursed for transportation facilities 102. The company 103 pays back the personal advance expenses by transferring the settlement amount to the employee account of the financial institution 104. The employee 101 receives the renewal cash by withdrawing from the account.

  Further, as this kind of personal advance expense settlement system, for example, Patent Literature 1 discloses “Personal Advance Costs settlement system, Personal Advance Costs settlement method, Personal authentication method, program and recording medium”, and Patent Literature 2 discloses “ "Cost settlement method and system using IC card" is disclosed in Patent Document 3, "Cost settlement method, expense settlement system, and expense settlement program".

  Further, as a general settlement system such as a prepaid settlement type using electronic money or the like, for example, Patent Document 4 discloses a “clearing processing system and method”. In this system and method, an airline ticket or the like that is arranged in advance for overseas business trip expenses is paid between a travel agency and a company. Further, Patent Document 5 discloses a “payment system using a non-contact IC chip”. In this system, an agent pays for payment between a customer and a store or the like, and performs prepaid settlement. Patent Document 6 discloses a “fee payment system using a prepaid card having a card ID and barcode information”. In this system as well, the agent pays for the payment between the customer and the store, etc., and the prepaid settlement is performed.

JP 2002-279146 A JP-A-11-250136 JP 2002-31554 A JP 2001-229254 A JP 2002-103863 A JP 2003-108894 A

  In the conventional personal replacement expense settlement method shown in FIG. 1, a company pays back each individual replacement expense to each employee via a financial institution in response to a settlement request from each employee. However, with this method, the burden on the accounting business and the cost burden of the transfer fee are imposed on the company side by periodically collecting the payment request from each employee and transferring it to each employee's financial institution account. There is a problem. In addition, it is inconvenient that it takes time until the refund is made after the personal reimbursement expenses are incurred, the trouble of going to the financial institution after paying the reimbursement (transfer) for the reimbursement from the company side, Depending on the time of day, the financial institution is not open and cannot be withdrawn, so there is a problem that the inconvenience that the payment of the personal replacement expenses is further delayed is on the employee side.

  In the technique disclosed in Patent Document 1, the use history is recorded by the user himself / herself in a memo or the like, and then the user is connected to a PC (Personal Computer) connected to an in-house LAN (Local Area Network). It is a method of making a payment request by manually entering the handwritten content, and it takes time to record and store the usage history. It is necessary to manually enter the payment based on the record and make a payment request. In addition, there is a problem that the place and time at which the settlement request processing can be performed only from a PC connected to the in-house LAN is limited. Also, in order to receive the refunded money, it is necessary to go to a financial institution.

  Furthermore, the technique disclosed in Patent Document 2 is a method in which the user himself / herself records the usage history in a memo, etc., and makes a settlement request by manually inputting the usage history. However, there is a problem that it is incomplete in terms of accuracy because it is necessary to make a settlement request by manually inputting based on the record. Also, in order to receive the refunded money, it is necessary to go to a financial institution.

  The technique disclosed in Patent Document 3 is intended to record a use history on an IC card and make an expense settlement request efficiently. However, since the IC card alone does not have a long-distance communication function, a card reader -It is necessary to bring an IC card to a place where a cost summary device with a writer is installed and perform a settlement request process, and there is a problem that the place where the process can be performed and time are restricted. Further, it merely makes a liquidation request, and does not perform liquidation itself.

  Furthermore, the technology disclosed in Patent Document 4 only processes the settlement of overseas business trip expenses paid by companies to travel agencies. Regarding the settlement of company-employees for expenses that are reimbursed by employees traveling on business trips. No consideration is given. Furthermore, the technique disclosed in Patent Document 5 is such that the payment history is only recorded on the server or the portable terminal, and the processing using the recorded payment history is not performed. In addition, since the technology disclosed in Patent Document 6 is different from the wallet (credit card, etc.) used for payment and the wallet (electronic money) used for receiving (refund), it is confirmed whether or not a refund was actually made. Difficult to do.

  Therefore, the object of the present invention is to reduce the burden on accounting work and cost related to expense settlement processing in a company, to reduce the time required for expense settlement, and to refund the amount equivalent to personal replacement directly to the employee's hand. It is to provide a personal advance expense settlement program, a personal advance expense settlement method, and a personal advance expense settlement system.

  That is, an object of the present invention is to provide an expense settlement program, an expense settlement method, and an expense settlement system that can reduce the labor and cost associated with expense settlement processing.

  Another object of the present invention is to provide an expense settlement program, an expense settlement method, and an expense settlement system that can reduce a time lag until the settlement process is completed.

  Still another object of the present invention is to provide an expense settlement program, an expense settlement method, and an expense settlement system in which employees do not have to be trapped in place and time when making a settlement request, and can make a settlement request for expenses incurred more quickly. It is to be.

  Another object of the present invention is to provide an expense settlement program, an expense settlement method, and an expense settlement system that eliminates the need for an employee to go to a financial institution and can immediately use the consideration as soon as the settlement is completed. It is.

  Another problem of the present invention is that an employee can use a personal mobile communication terminal loaned from a company or personal or business / private distinction, an expense settlement program with improved convenience, an expense settlement method, And providing an expense settlement system.

  According to the present invention, in the personal advance expense settlement program for performing the personal advance expense settlement between the company and the employee using the prepaid settlement value, the prepaid settlement host (204) and the prepaid settlement installed at the place where the prepaid settlement is accepted. A terminal (202), a portable communication terminal (201) carried by an employee, and a corporate accounting system (203) provided in the company, the prepaid payment host (204), the prepaid payment terminal (202), Each of the mobile communication terminal (201) and the corporate accounting system (203) can communicate with each other via a long-distance communication network. The prepaid payment terminal (202) and the mobile communication terminal (201) An individual reimbursement expense settlement program applied to a system capable of communicating via a short-range communication line. As a configuration applied to the prepaid payment host (204), a settlement request from the mobile communication terminal (201) is received via the telecommunications network, and personal authentication is performed to identify an individual and a affiliation. A settlement request receiving unit (42) for receiving a settlement request, a settlement history recording means (49) for recording a settlement history relating to a settlement request received by the settlement request receiving unit (42), and further, a settlement process can be executed. A settlement notification transmission unit (43) for notifying the mobile communication terminal (201) via the telecommunications network together with access destination information for settlement processing execution, and a settlement processing request from the mobile communication terminal (201). A payment settlement process is performed via the long-distance communication network, and a payment settlement process is performed through the long-distance communication network. The settlement process execution unit (44) for updating the record of the corresponding settlement request history data recorded in () to the settlement process completed, and the sales statement notification from the prepaid settlement terminal (202) via the long-distance communication network A sales history receiving unit (48) for receiving and further using a sales history recording means (50) for recording a history of sales details received by the sales specification receiving unit (48). An expense settlement program is obtained.

  As a configuration applied to the prepaid payment host (204), the settlement request history recorded in the settlement history recording means (49) is further tabulated for each individual and affiliation (company) every predetermined period, and the enterprise accounting system A settlement request specification transmission unit (45) that transmits to (203) via the telecommunications network, and an approval notification that receives an approval notification for the settlement request from the enterprise accounting system (203) via the telecommunications network. The history recorded as being settled in the receiver (46) and the settlement history recording means (49) is tabulated every fixed period, and the telecommunications network is set as the settlement performance details in the corporate accounting system (203). A settlement result statement transmission unit (47) that transmits the settlement notification, and the settlement notification transmission unit (43), the approval notification reception unit (46) sends an approval notification to the corporate accounting system ( 03), and the mobile communication terminal (201) is notified through the long-distance communication network together with access destination information for executing the check-out process, after the data is received via the long-distance communication network. It may be.

  According to the present invention, in the personal advance expense settlement program for performing the personal advance expense settlement between the company and the employee using the value for the prepaid settlement, the prepaid settlement host (204) and the prepaid installed at the place where the prepaid settlement is accepted. A payment terminal (202), a portable communication terminal (201) carried by an employee, and a corporate accounting system (203) provided in a company, the prepaid payment host (204), and the prepaid payment terminal (202) The portable communication terminal (201) and the corporate accounting system (203) can communicate with each other via a long-distance communication network, and the prepaid payment terminal (202) and the portable communication terminal (201) Is a personal reimbursement expense settlement program applied to systems that can communicate via short-range communication lines. As a configuration applied to the mobile communication terminal (201), the mobile communication terminal (201) includes a prepaid payment unit (12) that performs a prepaid payment process with the prepaid payment terminal (202) via the short-range communication line. The history recording means (13) for recording the history of prepaid payment, the date, the amount, the expense item, whether it is unsettled, and the remaining value, and the history of the unsettled portion recorded by the history recording means (13) Checking out the business usage history from among them, inputting incidental information necessary for the payment request to the company as required, and sending it to the prepaid payment host (204) via the telecommunications network A request transmission unit (17), a payment notification reception unit (16) that receives a payment notification from the prepaid payment host (204) via the long-distance communication network and requests execution of a payment process; The prepaid residual value is updated via the short-distance communication line at the time of prepaid payment, or via the long-distance communication network at the time of the payment processing execution request, and the unpaid amount recorded by the history recording means (13). And a history remaining value update unit (14) for updating the history to the account that has been settled after the settlement process is completed.

  Further according to the present invention, in the personal advance expense settlement program for performing the personal advance expense settlement between the company and the employee using the prepaid settlement value, the prepaid settlement host (204) and the prepaid installed at the place where the prepaid settlement is accepted. A payment terminal (202), a portable communication terminal (201) carried by an employee, and a corporate accounting system (203) provided in a company, the prepaid payment host (204), and the prepaid payment terminal (202) The portable communication terminal (201) and the corporate accounting system (203) can communicate with each other via a long-distance communication network, and the prepaid payment terminal (202) and the portable communication terminal (201) Is a personal reimbursement expense reimbursement program applied to systems that can communicate via short-range communication lines. Thus, the configuration applied to the prepaid payment terminal (202) includes a prepaid payment section (22) that performs payment processing with the mobile communication terminal (201) via the short-range communication line. , Sales record means (23) for recording the history of prepaid payment date / time, amount, expense item and whether or not the payment has been received, and further, no payment has been received from the history recorded by the sales record means (23). The sales totaling unit (24) that updates the history recorded by the sales recording means (23) after receiving the value to the value received, and the result totaled by the sales totaling unit (24) And a sales statement transmission unit (26) that transmits the prepaid payment host (204) to the prepaid payment host (204) via the telecommunications network.

  Further, according to the present invention, in the personal advance expense settlement program for performing the personal advance expense settlement between the company and the employee using the prepaid settlement value, the prepaid settlement host (204) and the place for accepting the prepaid settlement are installed. A prepaid payment terminal (202), a portable communication terminal (201) carried by an employee, and a corporate accounting system (203) provided in a company, the prepaid payment host (204), and the prepaid payment terminal (202 ), The portable communication terminal (201), and the enterprise accounting system (203) can communicate with each other via a long-distance communication network, and the prepaid payment terminal (202) and the portable communication terminal (201). Is a personal reimbursement expense reimbursement program applied to a system that can communicate via a short-range communication line. Therefore, as a configuration applied to the corporate accounting system (203), a payment request specification receiving unit (32) that receives the payment request details of each employee from the prepaid payment host (204) via the long-distance communication network. ), And the settlement request detail recorded by the settlement history recording means (35) is recorded using the settlement history recording means (35) for recording the settlement history regarding the settlement request details received by the settlement request detail receiving unit (32). Is approved for the unsettled history, and the approved settlement details are transmitted to the prepaid settlement host (204) via the telecommunications network and recorded in the settlement history recording means (35). An approval notification transmission unit (33) for updating the corresponding settlement history to be approved, and settlement from the prepaid settlement host (204) to the mobile communication terminal (201) A payment result statement receiving unit (34) for receiving a result statement for the completion of processing via the long-distance communication network and updating the corresponding payment history recorded in the payment history recording means (35) to the payment completed; A personal reimbursement expense clearing program characterized by having

  Furthermore, according to the present invention, as a configuration applied to the corporate accounting system, a personal advance expense settlement program further having a configuration applied to the prepaid payment host can be obtained.

  According to the present invention, it is also possible to obtain a personal advance expense settlement program having a configuration applied to at least two of the prepaid payment host, the mobile communication terminal, the prepaid payment terminal, and the enterprise accounting system. .

  The first effect of the present invention is that the refund of the personal replacement expense to each employee (the mobile communication terminal having the prepaid payment function) is between the prepaid payment host side and the mobile communication terminal by the company or the expense settlement agent. By using data communication, the company can collect all expenses from the expense clearing agent or the accounting department of the company that operates the prepaid payment host instead of paying the individual advance expenses individually by bank transfer etc. Since it is settled only by paying, it is possible to reduce the labor and cost related to the expense settlement process.

  The second effect is the process from the settlement request to the refund of the personal replacement expense between the company and the employee. Since the processing is performed only by data communication without actually exchanging cash, after the settlement request, The time lag until the settlement process is completed is remarkably shortened.

  The third effect is that it is possible to make a payment request via communication, so that employees do not have to be trapped in place and time when making a payment request, and can make a payment request for expenses that have occurred more quickly. It is.

  The fourth effect is that personal replacement expenses are refunded in the form of a prepaid residual value increase directly to a mobile communication terminal having a prepaid payment function at hand, so it is necessary for employees to go out to financial institutions. This means that the compensation can be used immediately as soon as the settlement is completed.

  The fifth effect is that a mobile communication terminal that has been lent by a company or has a personal prepaid payment function because it is possible to make a payment request by designating only the business use from the history recorded each time it is used Can be used without distinction for business / private use, and convenience is improved.

  As described above, according to the present invention, it is possible to specify the amount of business use from the automatically recorded usage history, request settlement from anywhere by long-distance communication, and increase the residual value of the prepaid payment value. You can refund (receive) the replacement expenses directly.

  Hereinafter, a personal advance expense settlement program, an individual advance expense settlement method, and an individual advance expense settlement system according to the present invention will be described with reference to the drawings.

  Referring to FIG. 2, the personal reimbursement expense clearing system includes a portable communication terminal 201 having a prepaid payment function carried by an employee, a prepaid payment terminal 202 installed at a place that accepts prepaid payment such as transportation, and a corporate accounting. It has a system 203 and a prepaid payment host 204.

  Referring to FIG. 7, in the personal payment expense settlement program and method, first, an employee pays a personal payment expense to prepaid payment terminal 202 using portable communication terminal 201 having a prepaid payment function. As a result, the consideration is subtracted from the prepaid residual value of the mobile communication terminal 201 and the usage history is recorded. Thus, whenever a prepaid settlement occurs, the prepaid residual value is reduced and the usage history is recorded.

  Next, in order to make a payment request for the paid expense, the mobile communication terminal 201 accesses the prepaid payment host 204 via communication, specifies the expense for business use from the recorded usage history, and prepaid payment host. The settlement request is registered in 204. At this time, if necessary, information supplementing the usage history can be input and registered together.

  Next, in the prepaid settlement host 204, the registered settlement request history is totaled for each company, and the settlement request details are notified to the company by means of e-mail or the like. Then, after the approval processing on the corporate accounting system 203 side, a return approval notification is similarly transmitted from the corporate accounting system 203 to the prepaid payment host 204 by means such as e-mail.

  Next, a settlement notice is sent from the prepaid payment host 204 to the portable communication terminal 201 having a prepaid payment function for each employee by means of e-mail or the like. Then, from the mobile communication terminal side having the prepaid payment function, the settlement process is started by accessing the access destination described in the received notification through communication, and the prepaid residual value update information is received from the return prepaid payment host 204 side. Then, the residual value record on the mobile communication terminal 201 side having the prepaid payment function is updated based on the information, whereby the settlement process is completed.

  At this time, the fact that the payment has been completed on the prepaid payment host 204 side is recorded as a payment result.

  Next, the settlement account details are notified from the prepaid payment host 204 to the corporate accounting system 203 by means of e-mail or the like, and in response to this, the corporate side of the expense clearing agent operating the prepaid payment host or the corporate accounting The payment for payment for all employees is paid to the department in cash.

  Finally, the prepaid payment host 204 receives a detailed notice of the sales amount by the prepaid payment from each prepaid payment terminal 202, and accordingly, the expense clearing agent operating the prepaid payment host or the accounting department of the company, etc. Payment for sales performance is paid in cash to prepaid merchants.

  Hereinafter, a personal advance expense settlement program, an individual advance expense settlement method, and an individual advance expense settlement system according to an embodiment of the present invention will be described with reference to the drawings.

  2 and 3, a mobile communication terminal 201 having a prepaid payment function includes a wireless or wired short-range communication unit 11 with a prepaid payment terminal 202, and a prepaid for performing a payment process by the short-range communication unit 11. A settlement unit 12, a history recording unit 13 for recording the history of prepaid settlement date / time, amount, expense item, unpaid and residual value, wireless or wired long-distance communication unit 15 from the prepaid settlement host 204, Using this long-distance communication means 15, the history for business use is designated from the unsettled history recorded by the history recording means 13, and the accompanying information necessary for the settlement request to the company is specified if necessary. The settlement request transmission unit 17 that inputs and transmits to the prepaid settlement host 204 and the settlement payment notification from the prepaid settlement host 204 using the long-distance communication means 15. The settlement notification receiving unit 16 that requests execution of the settlement process and the short-range communication unit 11 at the time of the prepaid settlement, or the long-distance communication unit 15 at the time of the settlement process execution request is used to update the prepaid residual value. The history recording unit 13 includes a history remaining value update unit 14 that updates the history of “unsettled” recorded to “settled” after completion of the settlement process.

  Referring to FIGS. 2 and 4, the prepaid payment terminal 202 includes a wireless or wired short-range communication means 21 with a portable communication terminal 201 having a prepaid payment function, and a prepaid payment process performed by the short-range communication means 21. The payment unit 22, the sales recording means 23 for recording the history of prepaid payment date / time, amount, expense item, and whether or not the consideration has been received, and “no consideration received” from the history recorded by the sales recording means 23. A sales totaling unit 24 that aggregates the history and updates the history recorded by the sales recording unit 23 after receiving the price to “value received”; a wireless or wired long-distance communication unit 25 to the prepaid settlement host 204; A sales statement transmitting unit 26 that transmits the results totaled by the sales totaling unit 24 by the long-distance communication unit 25 to the prepaid settlement host 204; There.

  Referring to FIGS. 2 and 6, the prepaid payment host 204 includes a wireless or wired long-distance communication means 41 with the mobile communication terminal 201 and the prepaid payment terminal 202 having a prepaid payment function, and mobile communication having a prepaid payment function. A payment request reception unit 42 for identifying and receiving a person who belongs to a payment request from the terminal 201 by personal authentication and receiving the payment request; a payment history recording means 49 for recording a payment request history received by the payment request reception unit 42; A settlement notification transmitter 43 that notifies the mobile communication terminal 201 having a prepaid settlement function that the settlement process can be executed by the long-distance communication means 41 together with access destination information for the settlement process execution, and a mobile communication terminal 201 having a prepaid settlement function. Receiving the settlement process from the telecommunications means, and paying back with the prepaid residual value increase The settlement process execution unit 44 for updating the record of the corresponding settlement request history data recorded in the settlement history recording unit 49 to “settlement processing completed” and the long-distance communication unit 41 from the prepaid settlement terminal 202 And a sales history recording unit 50 for recording a history of the sales details received by the sales specification receiving unit 48.

  Referring to FIG. 2 and FIG. 5, the corporate accounting system 203 includes a wireless or wired long-distance communication means 31 with the prepaid payment host 204, and the individual payment request from the prepaid payment host 204 by the long-distance communication means 31. The settlement request detail receiving unit 32 that receives the details, the settlement history recording unit 35 that records the history of the details received by the settlement request detail receiving unit 32, and “unsettled” among the details recorded by the settlement history recording unit 35. Approval determination is performed on the history of minutes, the details of the approval are transmitted to the prepaid payment host 204 by the long-distance communication means 31, and the corresponding settlement history recorded in the settlement history recording section 35 is updated to “approved”. Notification transmission unit 33 and prepaid payment host 204 to mobile communication terminal 201 having a prepaid payment function by long-distance communication means 31 Calculation process receives a minute actual line item has been completed, and a settlement actual line item receiving unit 34 updates the "already settled" the appropriate settlement history recorded in the settlement history recording unit 35.

  2 and 6 again, the prepaid settlement host 204 further aggregates the settlement request history recorded in the settlement history recording means 49 for each individual and affiliation (company) every fixed period, and the long-distance communication means 41. The payment request statement transmission unit 45 for transmitting to the corporate accounting system 203 by the mobile communication system, the approval notification receiving unit 46 for receiving the approval notification for the payment request from the corporate accounting system 203 by the long-distance communication means 41, and the payment history recording unit 49. It has a settlement result detail transmission unit 47 that aggregates the history recorded as “processed” every certain period and transmits it to the company accounting system 203 as a settlement result detail by the long-distance communication means 41. In addition, the settlement notice transmitting unit 43 indicates that the settlement process can be performed by the long-distance communication unit 41 to the mobile communication terminal 201 having the prepaid settlement function after the approval notification receiving unit 46 receives the approval notification. Notification with access destination information.

  Hereinafter, an expense settlement program and an expense settlement method according to an embodiment of the present invention will be described with reference to the drawings. This example is a case where an employee uses a train as a transportation facility during a business trip.

  With reference to FIGS. 2 to 6 and FIG. 7, in the personal reimbursement expense settlement program and method according to the embodiment of the present invention, first, the employee goes through the ticket gate using the portable communication terminal 201 having the prepaid payment function. Get on and get off. That is, using the mobile communication terminal 201, the short-distance communication is performed to the prepaid payment terminal 202 via the short-distance communication means 11, and the personal replacement expense which is a train fare is paid. As a result, the consideration is subtracted from the prepaid residual value of the mobile communication terminal 201 and the usage history is recorded. Thus, whenever a prepaid settlement occurs, the prepaid residual value is reduced and the usage history is recorded.

  More specifically, the prepaid payment unit 12 of the mobile communication terminal 201 has at least the short-range communication means 11 between the short-distance communication means 21 of the prepaid payment terminal 202 in which the short-range communication means 21 is built in the ticket gate. In addition, communication is performed via a short-distance communication line (for example, a communication line including a low-power radio wave line), and a prepaid payment process is performed with the prepaid payment unit 22 of the prepaid payment terminal 202. At this time, the mobile communication terminal 201 records the history of the prepaid payment date / time, amount, expense item, whether it is unsettled, and the remaining value in the history recording means 13. On the other hand, the prepaid payment terminal 202 records, in the sales recording means 23, each history of prepaid payment date / time, amount, expense item, and whether or not the payment has been received.

  The short-distance communication line in the present invention includes a wireless or non-contact type utilizing electromagnetic waves, a light utilizing type, a wired type or a contact type, or a combination of both.

  Next, in order to make a payment request for the paid expense, the mobile communication terminal 201 accesses the prepaid payment host 204, designates the personal use expense for business use from the recorded use history, and prepaid The settlement request is registered in the settlement host 204. At this time, it is also possible to input information supplementing the usage history as necessary and register it together.

  More specifically, the settlement request transmission unit 17 of the mobile communication terminal 201 designates the business usage history from the unsettled history recorded by the history recording means 13, and sends it to the company as necessary. After the incidental information necessary for the settlement request is input, the long-distance communication means 41 of the prepaid payment host 204 and the long-distance communication network 15 (for example, communication including a mobile phone line, the Internet, a fixed telephone line) Communication is made via the network), access is made, personal use expenses for business use are designated from the recorded use history, and a settlement request is made to the prepaid payment host 204. The payment request receiving unit 42 of the prepaid payment host 204 receives the payment request from the mobile communication terminal 201, performs personal authentication, and identifies and identifies the individual and the affiliation. At this time, it is also possible to input information supplementing the usage history as necessary and register it together.

  The long-distance communication network in the present invention is a cellular phone line, the Internet, a fixed telephone line, and a wireless or non-contact type using electromagnetic waves and light, a wired type or a contact type, or both A local communication network including a combination of these may be included in part.

  Next, in the prepaid settlement host 204, the registered settlement request history is totaled for each company, and the settlement request details are notified to the company accounting system 203 by means such as e-mail. Then, after the approval processing on the corporate accounting system 203 side, a return approval notification is similarly transmitted from the corporate accounting system 203 to the prepaid payment host 204 by means such as e-mail.

  More specifically, the settlement request statement transmission unit 45 of the prepaid settlement host 204 aggregates the settlement request history recorded in the settlement history recording means 49 for each individual and affiliated company for a certain period of time, and sends it to the corporate accounting system 203. The distance communication means 41 and the long distance communication network, for example, are transmitted to at least a part by means such as e-mail via a fixed telephone line and the Internet. On the other hand, the payment request details receiving unit 32 of the corporate accounting system 203 receives the payment request details of each employee from the prepaid payment host 204 via the long-distance communication network and the long-distance communication means 31. The corporate accounting system 203 records the payment history related to the payment request details received by the payment request details receiving unit 32 in the payment history recording means 35. Further, the approval notification transmission unit 33 of the corporate accounting system 203 makes an approval determination on the unsettled history of the settlement request details recorded by the settlement history recording means 35, and sends the approved settlement request details to the prepaid settlement host 204. The information is transmitted by means of e-mail or the like via the long-distance communication means 31 and the long-distance communication network, and the corresponding payment history recorded in the payment history recording means 35 is updated to approved. The approval notification receiving unit 46 of the prepaid payment host 204 receives an approval notification for the settlement request from the corporate accounting system 203 via the long-distance communication network and the long-distance communication means 41.

  Next, a payment notice is notified from the prepaid payment host 204 to the employee's mobile communication terminal 201 by means of e-mail or the like. Then, the settlement process is started by accessing the access destination described in the received notification from the mobile communication terminal 201 via communication, and the prepaid residual value update information is received from the return prepaid payment host 204 side. The settlement process is completed by updating the residual value record on the mobile communication terminal 201 side based on the above. At this time, the fact that the payment has been completed on the prepaid payment host 204 side is recorded as a payment result.

  More specifically, the prepaid payment host 204 records the settlement history relating to the settlement request received by the settlement request receiving unit 42 in the settlement history recording means 49. Further, the settlement notice transmission unit 43 of the prepaid settlement host 204 sends an e-mail to the mobile communication terminal 201 via the long-distance communication means 41 and the long-distance communication network together with the access destination information for the settlement process execution to the effect that the settlement process can be performed. Etc. are notified. The settlement notice receiving unit 16 of the mobile communication terminal 201 receives a settlement notice from the prepaid payment host 204 via the long-distance communication network and the long-distance communication means 15 and executes the settlement process by the long-distance communication means 15 and the long-distance communication. Request via the network. The payment processing execution unit 44 of the prepaid payment host 204 receives the payment processing request from the mobile communication terminal 201 via the long-distance communication network and the long-distance communication means 41, and stores the remaining payment value for the mobile communication terminal 201. The refund settlement process with the increased price is performed via the long-distance communication means 41 and the long-distance communication network, and the record of the corresponding settlement request history data recorded in the settlement history recording means 49 is updated to the settlement process completed.

  Next, the payment details are notified from the prepaid payment host 204 to the corporate accounting system 203 by means of e-mail or the like, and in response to the expense clearing agent operating the prepaid payment host 204 from the company side. , Payment for all employees is paid in cash.

  More specifically, the settlement result detail transmission unit 47 of the prepaid settlement host 204 totals the history recorded as settlement processing in the settlement history recording means 49 at regular intervals, and stores it in the company accounting system 203 as the settlement result details. It is transmitted by means such as electronic mail via the long-distance communication means 41 and the long-distance communication network. The settlement result details receiving unit 34 of the corporate accounting system 203 receives the results details for the settlement processing from the prepaid payment host 204 to the mobile communication terminal 201 via the long-distance communication network and the long-distance communication means 31. Then, the relevant settlement history recorded in the settlement history recording means 35 is updated to the settlement completed. Then, from the side of the company that operates the corporate accounting system 203, the payment settlement consideration for all employees is paid in cash to the expense clearing agent that operates the prepaid payment host 204.

  Finally, the prepaid payment host 204 receives a detailed notice of the sales amount by the prepaid payment from each prepaid payment terminal 202 by means of e-mail or the like, and from the expense clearing agent operating the prepaid payment host 204, each transportation facility, etc. The sales performance consideration is paid in cash to the prepaid payment merchants.

  More specifically, the sales totaling unit 24 of the prepaid payment terminal 202 totals the history that has not been received from the history recorded by the sales recording unit 23 and recorded by the sales recording unit 23 after receiving the price. Update history to paid. The sales statement transmission unit 26 of the prepaid payment terminal 202 transmits the results totaled by the sales totaling unit 24 to the prepaid payment host 204 by means of e-mail or the like via the long distance communication means 25 and the long distance communication network. Then, an expense settlement agent operating the prepaid payment host 204 pays the sales performance consideration in cash to a prepaid payment member store such as a transportation facility operating the prepaid payment terminal 202.

  Note that each part of the prepaid payment host 204, the portable communication terminal 201, the prepaid payment terminal 202, and the corporate accounting system 203 can be configured by a software program recorded on a recording medium or the like.

  Further, the personal expense reimbursement method according to the present invention can be executed by the apparatus and system for personal expense reimbursement according to the present invention and the operation by the program, but the personal expense reimbursement method according to the present invention is limited to these. Instead, it may be executed by other means.

  Although the embodiments of the present invention have been described above, the present invention is not limited to these embodiments, and various modifications can be made within the technical scope described in the claims. Needless to say.

It is a figure for demonstrating the conventional personal advance expense adjustment method. It is a figure which shows the basic composition of the personal advance expense settlement system by this invention. It is a block diagram which shows the structure of the program applied to the portable communication terminal and / or terminal in the personal payment expense settlement system shown in FIG. It is a block diagram which shows the structure of the program applied to the prepaid payment terminal and / or terminal in the personal advance expense settlement system shown in FIG. It is a block diagram which shows the structure of the program applied to the corporate accounting system and / or system in the personal advance expense settlement system shown in FIG. It is a block diagram which shows the structure of the program applied to the prepaid payment host and / or host in the personal advance expense settlement system shown in FIG. It is a figure which shows the flow of the personal replacement expense settlement program and method by the Example of this invention.

Explanation of symbols

DESCRIPTION OF SYMBOLS 11 Near field communication means 12 Prepaid payment part 13 History recording means 14 History residual value update part 15 Long distance communication means 16 Settlement notification receiving part 17 Settlement request transmission part 21 Short distance communication means 22 Prepaid payment part 23 Sales recording means 24 Sales total Unit 25 long-distance communication means 26 sales details transmission unit 31 long-distance communication means 32 settlement request details reception unit 33 approval notification transmission unit 34 settlement result details reception unit 35 settlement history recording means 41 long-distance communication means 42 settlement request reception unit 43 settlement Notification transmission unit 44 Settlement process execution unit 45 Settlement request details transmission unit 46 Approval notification reception unit 47 Settlement result details transmission unit 48 Sales details reception unit 49 Settlement history recording means 50 Sales history recording means 201 Portable communication terminal 202 Prepaid payment terminal 203 Companies Accounting system 204 Prepaid payment host

Claims (21)

In the personal advance expense settlement program that uses the value for prepaid payment to settle the personal advance expense between the company and the employee,
It has a prepaid payment host (204), a prepaid payment terminal (202) installed at a place where prepaid payment is accepted, a portable communication terminal (201) carried by an employee, and a corporate accounting system (203) provided in the company. The prepaid payment host (204) and the prepaid payment terminal (202), the portable communication terminal (201), and the corporate accounting system (203) can communicate with each other via a long-distance communication network. And the prepaid payment terminal (202) and the mobile communication terminal (201) are personal replacement expense settlement programs applied to a system capable of communicating via a short-range communication line,
As a configuration applied to the prepaid payment host (204),
A settlement request receiving unit (42) that receives a settlement request from the mobile communication terminal (201) via the long-distance communication network, performs identity authentication and identifies an individual and a affiliation, and
Using a settlement history recording means (49) for recording a settlement history relating to a settlement request received by the settlement request receiving unit (42),
A settlement notification transmitter (43) for notifying the mobile communication terminal (201) via the long-distance communication network together with access destination information for settlement processing execution that the settlement processing can be performed;
A settlement processing request from the mobile communication terminal (201) is received via the long-distance communication network, and a refund settlement processing is performed via the long-distance communication network by performing a refund settlement process by increasing the residual value of the prepaid settlement value. A settlement process execution unit (44) for updating the record of the corresponding settlement request history data recorded in the recording means (49) to the settlement process;
A sales statement receiving unit (48) for receiving a sales statement notification from the prepaid payment terminal (202) via the telecommunications network;
A personal replacement expense settlement program characterized by using a sales history recording means (50) for recording a history of sales details received by the sales specification receiving unit (48). As a configuration applied to the prepaid payment host (204),
The settlement request history recorded in the settlement history recording means (49) is totaled for each individual and affiliation (company) at regular intervals and sent to the corporate accounting system (203) via the telecommunications network. A statement transmission unit (45);
An approval notification receiving unit (46) for receiving an approval notification for a settlement request from the corporate accounting system (203) via the telecommunications network;
The settlement record details collected by the settlement history recording means (49), which are recorded as being settled, are transmitted at regular intervals and sent to the enterprise accounting system (203) as the settlement record details via the telecommunications network. A transmission unit (47),
The settlement notice transmitting unit (43) settles that the settlement process can be executed after the approval notification receiving section (46) receives the approval notification from the corporate accounting system (203) via the telecommunications network. The personal replacement expense clearing program according to claim 1, wherein the mobile communication terminal (201) is notified through the long-distance communication network together with access destination information for processing execution. In the personal advance expense settlement program that uses the value for prepaid payment to settle the personal advance expense between the company and the employee,
It has a prepaid payment host (204), a prepaid payment terminal (202) installed at a place where prepaid payment is accepted, a portable communication terminal (201) carried by an employee, and a corporate accounting system (203) provided in the company. The prepaid payment host (204) and the prepaid payment terminal (202), the portable communication terminal (201), and the corporate accounting system (203) can communicate with each other via a long-distance communication network. And the prepaid payment terminal (202) and the mobile communication terminal (201) are personal replacement expense settlement programs applied to a system capable of communicating via a short-range communication line,
As a configuration applied to the mobile communication terminal (201),
A prepaid payment unit (12) that performs a prepaid payment process with the prepaid payment terminal (202) via the short-range communication line;
Using a history recording means (13) for recording the history of prepaid payment date / time, amount, expense item, unsettled, and residual value,
A history of business use is designated from the history of unsettled records recorded by the history recording means (13), and incidental information necessary for a settlement request to a company is input if necessary, and the prepaid settlement A settlement request transmitter (17) for transmitting to the host (204) via the telecommunications network;
A settlement notice receiving unit (16) that receives a settlement notice from the prepaid settlement host (204) via the telecommunications network and requests execution of a settlement process;
The prepaid residual value is updated via the short-distance communication line at the time of prepaid payment, or via the long-distance communication network at the time of the payment processing execution request, and the unpaid amount recorded by the history recording means (13). And a history remaining value update unit (14) for updating the history to the account that has been settled after completion of the settlement process. In the personal advance expense settlement program that uses the value for prepaid payment to settle the personal advance expense between the company and the employee,
It has a prepaid payment host (204), a prepaid payment terminal (202) installed at a place where prepaid payment is accepted, a portable communication terminal (201) carried by an employee, and a corporate accounting system (203) provided in the company. The prepaid payment host (204) and the prepaid payment terminal (202), the portable communication terminal (201), and the corporate accounting system (203) can communicate with each other via a long-distance communication network. And the prepaid payment terminal (202) and the mobile communication terminal (201) are personal replacement expense settlement programs applied to a system capable of communicating via a short-range communication line,
As a configuration applied to the prepaid payment terminal (202),
A prepaid payment unit (22) that performs a payment process with the mobile communication terminal (201) via the short-range communication line;
Sales record means (23) for recording the history of prepaid payment date and time, amount, expense item and whether or not the payment has been received,
Sales aggregation for collecting the history that has not been received from the history recorded by the sales recording means (23), and updating the history recorded by the sales recording means (23) to the payment received after receiving the consideration. Part (24);
A personal account expense settlement comprising: a sales statement transmission unit (26) for transmitting the results aggregated by the sales aggregation unit (24) to the prepaid settlement host (204) via the long-distance communication network. program. In the personal advance expense settlement program that uses the value for prepaid payment to settle the personal advance expense between the company and the employee,
It has a prepaid payment host (204), a prepaid payment terminal (202) installed at a place where prepaid payment is accepted, a portable communication terminal (201) carried by an employee, and a corporate accounting system (203) provided in the company. The prepaid payment host (204) and the prepaid payment terminal (202), the portable communication terminal (201), and the corporate accounting system (203) can communicate with each other via a long-distance communication network. And the prepaid payment terminal (202) and the mobile communication terminal (201) are personal replacement expense settlement programs applied to a system capable of communicating via a short-range communication line,
As a configuration applied to the corporate accounting system (203),
A payment request statement receiving unit (32) for receiving a payment request statement of each employee from the prepaid payment host (204) via the telecommunications network;
Using a settlement history recording means (35) for recording a settlement history relating to the settlement request details received by the settlement request statement receiving unit (32),
The approval history is determined for the unsettled history of the settlement request details recorded by the settlement history recording means (35), and the approved settlement request details are transmitted to the prepaid settlement host (204) via the telecommunications network. And an approval notification transmission unit (33) for updating the payment history recorded in the payment history recording means (35) to approved,
The actual details for the payment processing from the prepaid payment host (204) to the mobile communication terminal (201) are received via the telecommunications network and recorded in the payment history recording means (35). A personal reimbursement expense settlement program, comprising: a settlement result statement receiving unit (34) that updates a settlement history corresponding to the settlement history.   The personal advance expense settlement program which further has the structure applied to the said prepaid payment host of Claim 1 or 2 as a structure applied to the said corporate accounting system.   The prepaid payment host according to claim 1 or 2, the mobile communication terminal according to claim 3, the prepaid payment terminal according to claim 4, and the corporate accounting system according to claim 5 or 6. A personal advance expense settlement program having a configuration applied to at least any two of the above. In the prepaid payment host (204) applied to the personal advance expense settlement system for performing the personal advance expense settlement between the company and the employee using the value for the prepaid settlement,
It has a prepaid payment host (204), a prepaid payment terminal (202) installed at a place where prepaid payment is accepted, a portable communication terminal (201) carried by an employee, and a corporate accounting system (203) provided in the company. The prepaid payment host (204) and the prepaid payment terminal (202), the portable communication terminal (201), and the corporate accounting system (203) can communicate with each other via a long-distance communication network. The prepaid payment terminal (202) and the portable communication terminal (201) are prepaid payment host (204) applied to a personal payment expense adjustment system applied to a system capable of communicating via a short-range communication line. ) And
A settlement request receiving unit (42) that receives a settlement request from the mobile communication terminal (201) via the long-distance communication network, and performs identity authentication to identify an individual and a affiliation;
A payment history recording means (49) for recording a payment history related to the payment request received by the payment request receiving unit (42);
A settlement notification transmitter (43) for notifying the mobile communication terminal (201) via the long-distance communication network together with access destination information for settlement processing execution that the settlement processing can be performed;
A settlement processing request from the mobile communication terminal (201) is received via the long-distance communication network, and a refund settlement processing is performed via the long-distance communication network by performing a refund settlement process by increasing the residual value of the prepaid settlement value. A settlement process execution unit (44) for updating the record of the corresponding settlement request history data recorded in the recording means (49) to the settlement process;
A sales statement receiving unit (48) for receiving a sales statement notification from the prepaid payment terminal (202) via the telecommunications network;
A prepaid settlement host comprising sales history recording means (50) for recording a history of sales details received by the sales specification receiving unit (48). The settlement request history recorded in the settlement history recording means (49) is totaled for each individual and affiliation (company) at regular intervals and sent to the corporate accounting system (203) via the telecommunications network. A statement transmission unit (45);
An approval notification receiving unit (46) for receiving an approval notification for a settlement request from the corporate accounting system (203) via the telecommunications network;
The settlement record details collected by the settlement history recording means (49), which are recorded as being settled, are transmitted at regular intervals and sent to the enterprise accounting system (203) as the settlement record details via the telecommunications network. A transmission unit (47),
The settlement notice transmitting unit (43) settles that the settlement process can be executed after the approval notification receiving section (46) receives the approval notification from the corporate accounting system (203) via the telecommunications network. The prepaid payment host according to claim 8, wherein the prepaid settlement host notifies the portable communication terminal (201) via the telecommunications network together with access destination information for processing execution. In the mobile communication terminal (201) applied to the personal advance expense settlement system that performs the personal advance expense settlement between the company and the employee using the prepaid payment value,
It has a prepaid payment host (204), a prepaid payment terminal (202) installed at a place that accepts prepaid payment, a portable communication terminal (201) carried by an employee, and a corporate accounting system (203) provided in the company. The prepaid payment host (204) and the prepaid payment terminal (202), the portable communication terminal (201), and the corporate accounting system (203) can communicate with each other via a long-distance communication network. Yes, the prepaid payment terminal (202) and the portable communication terminal (201) can be communicated via a short-distance communication line. The portable communication terminal (201 ) And
A prepaid payment section (12) for performing a prepaid payment process with the prepaid payment terminal (202) via the short-range communication line;
History recording means (13) for recording the history of prepaid payment date and time, amount, expense item, whether unpaid and residual value;
A history of business use is designated from the history of unsettled records recorded by the history recording means (13), and incidental information necessary for a settlement request to a company is input if necessary, and the prepaid settlement A settlement request transmitter (17) for transmitting to the host (204) via the telecommunications network;
A settlement notice receiving unit (16) that receives a settlement notice from the prepaid settlement host (204) via the telecommunications network and requests execution of a settlement process;
The prepaid residual value is updated via the short-distance communication line at the time of prepaid payment, or via the long-distance communication network at the time of the payment processing execution request, and the unpaid amount recorded by the history recording means (13). And a history residual value update unit (14) for updating the history to a value that has been settled after the settlement process is completed. In the prepaid payment terminal (202) applied to the personal advance expense settlement system that performs personal advance expense settlement between the company and the employee using the value for prepaid settlement,
It has a prepaid payment host (204), a prepaid payment terminal (202) installed at a place where prepaid payment is accepted, a portable communication terminal (201) carried by an employee, and a corporate accounting system (203) provided in the company. The prepaid payment host (204) and the prepaid payment terminal (202), the portable communication terminal (201), and the corporate accounting system (203) can communicate with each other via a long-distance communication network. Yes, the prepaid payment terminal (202) and the mobile communication terminal (201) are prepaid payment terminals (202) applied to a personal payment expense adjustment system applied to a system capable of communicating via a short-range communication line. ) And
A prepaid payment unit (22) for performing payment processing with the mobile communication terminal (201) via the short-range communication line;
Sales record means (23) for recording the history of prepaid payment date and time, amount, expense item and whether or not the payment has been received;
Sales aggregation for collecting the history that has not been received from the history recorded by the sales recording means (23), and updating the history recorded by the sales recording means (23) to the payment received after receiving the consideration. Part (24);
A prepaid payment terminal, comprising: a sales statement transmitting unit (26) for transmitting the results totaled by the sales totaling unit (24) to the prepaid payment host (204) via the long-distance communication network. In the corporate accounting system (203) applied to the personal advance expense settlement system for performing the personal advance expense settlement between the company and the employee using the value for prepaid settlement,
It has a prepaid payment host (204), a prepaid payment terminal (202) installed at a place where prepaid payment is accepted, a portable communication terminal (201) carried by an employee, and a corporate accounting system (203) provided in the company. The prepaid payment host (204) and the prepaid payment terminal (202), the portable communication terminal (201), and the corporate accounting system (203) can communicate with each other via a long-distance communication network. Yes, the prepaid payment terminal (202) and the mobile communication terminal (201) can be communicated via a short-range communication line, and the corporate accounting system (203 ) And
A payment request statement receiving unit (32) for receiving a payment request statement of each employee from the prepaid payment host (204) via the telecommunications network;
A payment history recording means (35) for recording a payment history related to the payment request details received by the payment request details receiving unit (32);
The approval history is determined for the unsettled history of the settlement request details recorded by the settlement history recording means (35), and the approved settlement request details are transmitted to the prepaid settlement host (204) via the telecommunications network. And an approval notification transmission unit (33) for updating the payment history recorded in the payment history recording means (35) to approved,
The actual details for the payment processing from the prepaid payment host (204) to the mobile communication terminal (201) are received via the telecommunications network and recorded in the payment history recording means (35). A corporate accounting system comprising: a settlement result statement receiving unit (34) for updating a corresponding settlement history to a settlement.   A corporate accounting system having the configuration of the prepaid payment host according to claim 8 or 9.   The prepaid payment host according to claim 8 or 9, the mobile communication terminal according to claim 10, the prepaid payment terminal according to claim 11, and the corporate accounting system according to claim 12 or 13. An individual reimbursement expense settlement system having at least any two of the above. In the personal payment expense settlement method, which uses the value for prepaid payment to settle personal payment expenses between companies and employees,
It has a prepaid payment host (204), a prepaid payment terminal (202) installed at a place where prepaid payment is accepted, a portable communication terminal (201) carried by an employee, and a corporate accounting system (203) provided in the company. The prepaid payment host (204) and the prepaid payment terminal (202), the portable communication terminal (201), and the corporate accounting system (203) can communicate with each other via a long-distance communication network. And the prepaid payment terminal (202) and the mobile communication terminal (201) are personal replacement expense settlement methods applied to a system capable of communicating via a short-range communication line,
As a process applied to the prepaid payment host (204),
A settlement request receiving step (42) for receiving a settlement request from the mobile communication terminal (201) via the long-distance communication network and performing identity authentication to identify an individual and a affiliation;
A settlement history recording step (49) for recording a settlement history relating to the settlement request accepted in the settlement request acceptance step (42);
A settlement notification sending step (43) for notifying the mobile communication terminal (201) via the long-distance communication network together with access destination information for settlement processing execution that the settlement processing can be performed;
A settlement processing request from the mobile communication terminal (201) is received via the long-distance communication network, and a refund settlement processing is performed via the long-distance communication network by performing a refund settlement process by increasing the residual value of the prepaid settlement value. A settlement process execution step (44) for updating the record of the corresponding settlement request history data recorded in the recording step (49) to a settlement process;
A sales statement receiving step (48) for receiving a sales statement notification from the prepaid payment terminal (202) via the telecommunications network;
And a sales history recording step (50) for recording a history of the sales details received in the sales specification receiving step (48). As a process applied to the prepaid payment host (204),
The settlement request history recorded in the settlement history recording step (49) is totaled for each individual and affiliation (company) at regular intervals and sent to the corporate accounting system (203) via the telecommunications network. Statement transmission step (45);
An approval notification receiving step (46) for receiving an approval notification for a settlement request from the corporate accounting system (203) via the telecommunications network;
The settlement record details collected in the settlement history recording step (49) are recorded every certain period and sent to the corporate accounting system (203) as the settlement record details via the telecommunications network. A transmission step (47),
In the settlement notification transmission step (43), after the approval notification is received from the corporate accounting system (203) via the long-distance communication network in the approval notification reception step (46), it is settled that the settlement processing can be executed. 16. The personal reimbursement expense settlement method according to claim 15, wherein the mobile communication terminal (201) is notified via the long-distance communication network together with access destination information for processing execution. In the personal payment expense settlement method, which uses the value for prepaid payment to settle personal payment expenses between companies and employees,
It has a prepaid payment host (204), a prepaid payment terminal (202) installed at a place where prepaid payment is accepted, a portable communication terminal (201) carried by an employee, and a corporate accounting system (203) provided in the company. The prepaid payment host (204) and the prepaid payment terminal (202), the portable communication terminal (201), and the corporate accounting system (203) can communicate with each other via a long-distance communication network. And the prepaid payment terminal (202) and the mobile communication terminal (201) are personal replacement expense settlement methods applied to a system capable of communicating via a short-range communication line,
As a process applied to the mobile communication terminal (201),
A prepaid payment process (12) for performing a prepaid payment process with the prepaid payment terminal (202) via the short-range communication line;
A history recording step (13) for recording the history of prepaid payment date and time, amount, expense item, whether unpaid and residual value;
A history for business use is designated from the history of unsettled records recorded in the history recording step (13), and incidental information necessary for a settlement request to a company is input as required, and the prepaid settlement A settlement request transmission step (17) for transmitting to the host (204) via the telecommunications network;
A settlement notice receiving step (16) for receiving a settlement notice from the prepaid settlement host (204) via the telecommunications network and requesting execution of a settlement process;
The prepaid residual value is updated via the short-distance communication line at the time of prepaid payment, or via the long-distance communication network at the time of the settlement processing execution request, and the unpaid amount recorded in the history recording step (13). And a history remaining value update step (14) for updating the history to a state where the account has been settled after completion of the settlement process. In the personal payment expense settlement method, which uses the value for prepaid payment to settle personal payment expenses between companies and employees,
It has a prepaid payment host (204), a prepaid payment terminal (202) installed at a place where prepaid payment is accepted, a portable communication terminal (201) carried by an employee, and a corporate accounting system (203) provided in the company. The prepaid payment host (204) and the prepaid payment terminal (202), the portable communication terminal (201), and the corporate accounting system (203) can communicate with each other via a long-distance communication network. And the prepaid payment terminal (202) and the mobile communication terminal (201) are personal replacement expense settlement methods applied to a system capable of communicating via a short-range communication line,
As a process applied to the prepaid payment terminal (202),
A prepaid payment process (22) for performing a payment process with the mobile communication terminal (201) via the short-range communication line;
Sales record process (23) for recording the history of prepaid payment date and time, amount, expense item and whether or not the payment has been received,
Total sales that have not been received from the history recorded in the sales recording step (23), and the history that has been recorded in the sales recording step (23) is updated to the price received after receiving the price. Step (24);
And a sales details sending step (26) for sending the results totaled in the sales counting step (24) to the prepaid settlement host (204) via the long-distance communication network. Method. In the personal payment expense settlement method, which uses the value for prepaid payment to settle personal payment expenses between companies and employees,
It has a prepaid payment host (204), a prepaid payment terminal (202) installed at a place where prepaid payment is accepted, a portable communication terminal (201) carried by an employee, and a corporate accounting system (203) provided in the company. The prepaid payment host (204) and the prepaid payment terminal (202), the portable communication terminal (201), and the corporate accounting system (203) can communicate with each other via a long-distance communication network. And the prepaid payment terminal (202) and the mobile communication terminal (201) are personal replacement expense settlement methods applied to a system capable of communicating via a short-range communication line,
As a process applied to the corporate accounting system (203),
A payment request statement receiving step (32) for receiving a payment request statement of each employee from the prepaid payment host (204) via the telecommunications network;
Using a settlement history recording step (35) for recording a settlement history relating to the settlement request details received in the settlement request details receiving step (32),
Approval determination is performed on the unsettled history of the settlement request details recorded in the settlement history recording step (35), and the approved settlement request details are transmitted to the prepaid settlement host (204) via the telecommunications network. And an approval notification transmission step (33) for updating the payment history recorded in the payment history recording step (35) to approved,
The actual details of the payment processing from the prepaid payment host (204) to the mobile communication terminal (201) completed are received via the telecommunications network and recorded in the payment history recording step (35). A personal reimbursement expense settlement method, comprising: a settlement result detail receiving step (34) for updating a settlement history corresponding to the settlement history.   17. The personal advance expense settlement method further comprising a step applied to the prepaid payment host according to claim 15 or 16, as a step applied to the business accounting system. The prepaid payment host according to claim 15 or 16, the portable communication terminal according to claim 17, the prepaid payment terminal according to claim 18, and the corporate accounting system according to claim 19 or 20. An individual reimbursement expense reimbursement method comprising a step applied to at least one of the above.

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