JP2021157825A5 - - Google Patents
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- JP2021157825A5 JP2021157825A5 JP2021101824A JP2021101824A JP2021157825A5 JP 2021157825 A5 JP2021157825 A5 JP 2021157825A5 JP 2021101824 A JP2021101824 A JP 2021101824A JP 2021101824 A JP2021101824 A JP 2021101824A JP 2021157825 A5 JP2021157825 A5 JP 2021157825A5
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- 238000000034 method Methods 0.000 claims 10
- 230000000694 effects Effects 0.000 claims 9
- 230000005540 biological transmission Effects 0.000 claims 6
- 235000012054 meals Nutrition 0.000 claims 6
- 235000005911 diet Nutrition 0.000 claims 3
- 230000000378 dietary effect Effects 0.000 claims 3
- 238000013507 mapping Methods 0.000 claims 1
- 238000002620 method output Methods 0.000 claims 1
- 238000003672 processing method Methods 0.000 claims 1
Claims (11)
前記複数の電子決済手段のうち前記ユーザが利用する電子決済手段を選択させるために、前記電子決済手段出力情報を前記ユーザのユーザ端末に送信する送信部と、
前記ユーザ端末から、前記複数の電子決済手段のうち前記ユーザが利用する電子決済手段の選択を受け付ける決済手段受付部と、
前記ユーザから前記店舗に対する代金の支払いの際、前記ユーザ端末又は前記店舗における店舗端末から、前記支払いの決済要求を受け付ける要求受付部と、
前記決済要求に応じて、前記選択された前記電子決済手段で前記支払いの決済をするための処理を行う決済処理部と、
前記ユーザにヘルスケアサービスを提供するための外部システム、並びに前記ユーザの身体の状態を示す身体データ、前記ユーザの活動量を示す活動データ、及び前記ユーザが摂取した食事を示す食事データを記録するヘルスケアデータ記録部の少なくともいずれか一つと接続して、前記ユーザの前記身体データ、前記活動データ、及び前記食事データの少なくともいずれか一つを取得するヘルスケアデータ取得部と、
前記ユーザ決済手段対応情報に基づいて、前記ヘルスケアデータ取得部で取得されたデータ及び前記ユーザに関するユーザ情報のうち少なくとも一つを、前記支払いが行われた前記店舗が属する前記事業者の事業者サーバに提供するデータ提供部と、を備える、
統合決済サーバ。 The user refers to the first storage unit that stores the user payment means correspondence information indicating the correspondence relationship between the user and the electronic payment means of each of the plurality of businesses having stores that sell products or provide services to the user. An output information generation unit that generates output information of electronic payment means indicating a plurality of electronic payment means corresponding to
A transmission unit that transmits the electronic payment means output information to the user terminal of the user in order to select the electronic payment means to be used by the user from the plurality of electronic payment means.
A payment means receiving unit that accepts selection of an electronic payment means used by the user from the plurality of electronic payment means from the user terminal.
A request receiving unit that receives a payment request for payment from the user terminal or the store terminal at the store when the user pays the price to the store.
A payment processing unit that performs processing for payment of the payment by the selected electronic payment means in response to the payment request.
An external system for providing a health care service to the user, physical data indicating the physical condition of the user, activity data indicating the amount of activity of the user, and meal data indicating the meal consumed by the user are recorded. A health care data acquisition unit that connects to at least one of the health care data recording units and acquires at least one of the physical data, the activity data, and the dietary data of the user.
Based on the user payment means correspondence information, at least one of the data acquired by the healthcare data acquisition unit and the user information about the user is the business operator of the business operator to which the store to which the payment is made belongs. It has a data provider that provides it to the server.
Integrated payment server.
前記登録された前記支払い方法が第１識別コードを用いるコード決済による方法の場合、前記決済手段受付部が前記電子決済手段の選択を受け付けた際に、前記選択された前記電子決済手段における前記事業者を識別するための事業者識別情報を含む前記第１識別コードを生成するコード生成部、をさらに備え、
前記送信部は、前記生成された前記第１識別コードを示す第１コード情報を、前記電子決済手段の選択を受け付けた前記ユーザ端末に送信し、
前記決済要求は、前記ユーザ端末で出力されて前記店舗端末で読み取られた前記第１識別コードの前記事業者識別情報を含み、
前記要求受付部は、前記店舗端末から前記決済要求を受け付け、
前記決済処理部は、前記第１識別コードの前記事業者識別情報が示す事業者と前記決済要求の要求元の店舗が属する前記事業者とが一致する場合、前記コード決済による前記支払いの決済をするための処理を行う、
請求項１に記載の統合決済サーバ。 A registration reception unit that accepts registration of payment methods that can be used by the user for the price from the user terminal of the user.
When the registered payment method is a method by code payment using the first identification code, the above-mentioned thing in the selected electronic payment means when the payment means reception unit accepts the selection of the electronic payment means. Further, a code generation unit for generating the first identification code including the business identification information for identifying the trader is provided.
The transmission unit transmits the first code information indicating the generated first identification code to the user terminal that has received the selection of the electronic payment means.
The payment request includes the business identification information of the first identification code output by the user terminal and read by the store terminal.
The request receiving unit receives the payment request from the store terminal and receives the payment request.
When the business operator indicated by the business operator identification information of the first identification code and the business operator to which the store requesting the payment request belongs match, the payment processing unit setstles the payment by the code payment. Do the processing to do,
The integrated payment server according to claim 1 .
前記登録された前記支払い方法が第２識別コードを用いるコード決済による方法の場合、前記第２識別コードは、前記店舗端末が生成する識別コードであって、前記事業者を識別するための事業者識別情報を含み、
前記決済要求は、前記店舗端末から前記ユーザ端末で読み取られた前記第２識別コードの前記事業者識別情報を含み、
前記要求受付部は、前記ユーザ端末から前記決済要求を受け付け、
前記決済処理部は、前記第２識別コードの前記事業者識別情報が示す事業者と前記選択された前記電子決済手段の事業者とが一致する場合、前記コード決済による前記支払いの決済をするための処理を行う、
請求項１に記載の統合決済サーバ。 A registration reception unit that accepts registration of payment methods that can be used by the user for the price from the user terminal of the user.
When the registered payment method is a method by code payment using a second identification code, the second identification code is an identification code generated by the store terminal and is a business operator for identifying the business operator. Includes identification information
The payment request includes the business identification information of the second identification code read by the user terminal from the store terminal.
The request receiving unit receives the payment request from the user terminal, and receives the payment request.
In order to settle the payment by the code payment when the business operator indicated by the business operator identification information of the second identification code and the business operator of the selected electronic payment means match. To process,
The integrated payment server according to claim 1 .
前記支払いが行われた前記店舗が属する前記事業者の事業者サーバから、前記店舗での商品販売又は役務提供による売上の内容を示す売上データを取得する売上データ取得部と、
前記決済データと前記売上データとが所定の結合条件を満たす場合、前記決済データと前記売上データとを結合させて、決済売上結合データを生成するデータ結合部と、
前記決済売上結合データを、前記事業者サーバに提供するデータ提供部と、をさらに備える、
請求項１から３のいずれか一項に記載の統合決済サーバ。 The payment processing unit generates payment data indicating the payment content of the payment, and generates payment data.
A sales data acquisition unit that acquires sales data indicating the contents of sales by selling goods or providing services at the store from the business server of the business to which the store to which the payment has been made belongs.
When the settlement data and the sales data satisfy a predetermined combination condition , a data combination unit that combines the settlement data and the sales data to generate settlement sales combination data, and a data combination unit.
A data providing unit that provides the settlement sales combined data to the business operator server is further provided.
The integrated payment server according to any one of claims 1 to 3.
請求項４に記載の統合決済サーバ。 The output information generation unit is uncombined data output information indicating at least one of the payment data and the sales data that were not combined by the data combination unit to the administrator of the integrated payment server. Generates uncombined data output information provided with a combined designation receiving means that accepts a designation to combine the uncombined payment data and sales data from the administrator.
The integrated payment server according to claim 4 .
前記送信部は、前記利用明細出力情報を前記ユーザ端末に送信する、
請求項４又は５に記載の統合決済サーバ。 The output information generation unit refers to a second storage unit that stores industry information indicating the business type of the business operator, and outputs payment usage details in the payment processing unit for each user based on the payment data. It is the usage statement output information for the purpose, and the usage statement output information whose output can be adjusted for each industry is generated.
The transmission unit transmits the usage details output information to the user terminal.
The integrated payment server according to claim 4 or 5 .
前記出力情報生成部は、前記商品役務識別情報を含み前記事業者が販売する商品又は提供する役務の内容を示す商品役務情報を記憶する第３記憶部を参照して、前記利用明細及び前記決済売上結合データに基づき、前記決済の利用明細と前記商品又は役務の内容を対応付けて出力するための決済商品役務対応付け出力情報を生成し、
前記送信部は、前記決済商品役務対応付け出力情報を前記ユーザ端末に送信する、
請求項６に記載の統合決済サーバ。 The sales data includes the product / service identification information for identifying the product or service to be sold, and the output information generation unit includes the product / service identification information and contains the content of the product or service provided by the business operator. With reference to the third storage unit that stores the indicated product / service information, the settlement product for outputting the usage details of the settlement and the contents of the goods or services in association with each other based on the usage details and the settlement sales combined data. Generates service mapping output information and
The transmission unit transmits the payment product service association output information to the user terminal.
The integrated payment server according to claim 6 .
前記送信部は、前記店舗端末で出力するために、前記商品等入力手段出力情報を前記店舗端末に送信する、
請求項７に記載の統合決済サーバ。 The output information generation unit refers to the third storage unit that stores the product / service information, and when the user pays the price generated by selling the product or providing the service to the store, the store clerk tells the product, etc. Product, etc. input means output information provided with product, etc. input means that accepts the input of
The transmission unit transmits the product or the like input means output information to the store terminal in order to output the product at the store terminal.
The integrated payment server according to claim 7 .
前記ヘルスケアデータ取得部により取得したデータが所定の条件を満たす場合、前記ユーザに、前記支払いに利用可能な特典を付与する特典付与部と、をさらに備える、
請求項１から８のいずれか一項に記載の統合決済サーバ。 Each of the plurality of businesses is an industry related to the user's healthcare,
When the data acquired by the healthcare data acquisition unit satisfies a predetermined condition, the user is further provided with a privilege granting unit that grants the privilege that can be used for the payment.
The integrated payment server according to any one of claims 1 to 8.
ユーザと、当該ユーザに商品販売又は役務提供を行う店舗を有する複数の事業者それぞれの電子決済手段との対応関係を示すユーザ決済手段対応情報を記憶する第１記憶機能を参照して、前記ユーザに対応する複数の電子決済手段を示す電子決済手段出力情報を生成する出力情報生成機能と、
前記複数の電子決済手段のうち前記ユーザが利用する電子決済手段を選択させるために、前記電子決済手段出力情報を前記ユーザのユーザ端末に送信する送信機能と、
前記ユーザ端末から、前記複数の電子決済手段のうち前記ユーザが利用する電子決済手段の選択を受け付ける決済手段受付機能と、
前記ユーザから前記店舗に対する商品販売又は役務提供により生じた代金の支払いの際、前記ユーザ端末又は前記店舗における店舗端末から、前記支払いの決済要求を受け付ける要求受付機能と、
前記決済要求に応じて、前記選択された前記電子決済手段で前記支払いの決済をするための処理を行う決済処理機能と、を実現させ、
前記ユーザにヘルスケアサービスを提供するための外部システム、並びに前記ユーザの身体の状態を示す身体データ、前記ユーザの活動量を示す活動データ、及び前記ユーザが摂取した食事を示す食事データを記録するヘルスケアデータ記録部の少なくともいずれか一つと接続して、前記ユーザの前記身体データ、前記活動データ、及び前記食事データの少なくともいずれか一つを取得するヘルスケアデータ取得機能と、
前記ユーザ決済手段対応情報に基づいて、前記ヘルスケアデータ取得機能で取得されたデータ及び前記ユーザに関するユーザ情報のうち少なくとも一つを、前記支払いが行われた前記店舗が属する前記事業者の事業者サーバに提供するデータ提供機能部と、を実現させる、
サーバプログラム。 On the server computer,
The user refers to the first storage function for storing user payment means correspondence information indicating the correspondence relationship between the user and the electronic payment means of each of a plurality of businesses having stores that sell products or provide services to the user. An output information generation function that generates output information for electronic payment methods that indicate multiple electronic payment methods corresponding to
A transmission function for transmitting the output information of the electronic payment means to the user terminal of the user in order to select the electronic payment means to be used by the user from the plurality of electronic payment means.
A payment means reception function that accepts a selection of an electronic payment means used by the user from the plurality of electronic payment means from the user terminal.
A request reception function that accepts a payment request for payment from the user terminal or the store terminal at the store when the user pays the price generated by selling goods or providing services to the store.
In response to the payment request, a payment processing function for performing payment for payment by the selected electronic payment means is realized.
An external system for providing a health care service to the user, physical data indicating the physical condition of the user, activity data indicating the amount of activity of the user, and meal data indicating the meal consumed by the user are recorded. A health care data acquisition function that connects to at least one of the health care data recording units and acquires at least one of the physical data, the activity data, and the dietary data of the user.
Based on the user payment means correspondence information, at least one of the data acquired by the healthcare data acquisition function and the user information about the user is the business operator of the business operator to which the store to which the payment is made belongs. Realize the data provision function part provided to the server,
Server program.
ユーザと、当該ユーザに商品販売又は役務提供を行う店舗を有する複数の事業者それぞれの電子決済手段との対応関係を示すユーザ決済手段対応情報を記憶する第１記憶機能を参照して、前記ユーザに対応する複数の電子決済手段を示す電子決済手段出力情報を生成し、
前記複数の電子決済手段のうち前記ユーザが利用する電子決済手段を選択させるために、前記電子決済手段出力情報を前記ユーザのユーザ端末に送信し、
前記ユーザ端末から、前記複数の電子決済手段のうち前記ユーザが利用する電子決済手段の選択を受け付け、
前記ユーザから前記店舗に対する商品販売又は役務提供により生じた代金の支払いの際、前記ユーザ端末又は前記店舗における店舗端末から、前記支払いの決済要求を受け付け、
前記決済要求に応じて、前記選択された前記電子決済手段で前記支払いの決済をするための処理を行い、
前記ユーザにヘルスケアサービスを提供するための外部システム、並びに前記ユーザの身体の状態を示す身体データ、前記ユーザの活動量を示す活動データ、及び前記ユーザが摂取した食事を示す食事データを記録するヘルスケアデータ記録部の少なくともいずれか一つと接続して、前記ユーザの前記身体データ、前記活動データ、及び前記食事データの少なくともいずれか一つを取得し、
前記ユーザ決済手段対応情報に基づいて、前記取得されたデータ及び前記ユーザに関するユーザ情報のうち少なくとも一つを、前記支払いが行われた前記店舗が属する前記事業者の事業者サーバに提供する、
決済処理方法。 The server computer
The user refers to the first storage function for storing user payment means correspondence information indicating the correspondence relationship between the user and the electronic payment means of each of a plurality of businesses having stores that sell products or provide services to the user. Generates electronic payment method output information indicating multiple electronic payment methods corresponding to
In order to select the electronic payment means to be used by the user from the plurality of electronic payment means, the electronic payment means output information is transmitted to the user terminal of the user.
From the user terminal, the selection of the electronic payment means used by the user from the plurality of electronic payment means is accepted.
When the user pays the price generated by selling goods or providing services to the store, the payment request for the payment is received from the user terminal or the store terminal in the store.
In response to the payment request, the electronic payment means selected is processed to settle the payment.
An external system for providing a health care service to the user, physical data indicating the physical condition of the user, activity data indicating the amount of activity of the user, and meal data indicating the meal consumed by the user are recorded. By connecting to at least one of the health care data recording units, at least one of the physical data, the activity data, and the dietary data of the user is acquired.
Based on the user payment means correspondence information, at least one of the acquired data and the user information about the user is provided to the business server of the business to which the store to which the payment has been made belongs.
Payment processing method.
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| JP2021101824A JP7153770B2 (en) | 2020-07-09 | 2021-06-18 | Integrated payment server, terminal program, server program, and payment processing method |
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| JP2020118345A JP2021057016A (en) | 2020-07-09 | 2020-07-09 | Integrated settlement server, terminal program, server program and settlement processing method |
| JP2021101824A JP7153770B2 (en) | 2020-07-09 | 2021-06-18 | Integrated payment server, terminal program, server program, and payment processing method |
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| JP7245874B2 (en) * | 2021-07-30 | 2023-03-24 | 楽天グループ株式会社 | Information provision system, information provision method, and program |
| JP7223107B1 (en) | 2021-12-14 | 2023-02-15 | ＰａｙＰａｙ株式会社 | Application program, information providing method, and information providing device |
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| JP2001344545A (en) * | 2000-03-29 | 2001-12-14 | Ibm Japan Ltd | Processing system, server, processing terminal, communication terminal, processing method, data managing method, processing performing method and program |
| JP2002251469A (en) * | 2001-02-26 | 2002-09-06 | Matsushita Electric Ind Co Ltd | Service point applicator of health supporting service |
| JP2003123014A (en) * | 2001-10-11 | 2003-04-25 | Tokico Ltd | Settlement system for gas station |
| JP4511910B2 (en) * | 2004-11-24 | 2010-07-28 | Ｎｅｃインフロンティア株式会社 | Advertisement distribution apparatus and advertisement distribution method |
| JP5104017B2 (en) * | 2007-04-26 | 2012-12-19 | 沖電気工業株式会社 | Credit card payment system, management server and mobile terminal program |
| US20120303438A1 (en) | 2011-05-23 | 2012-11-29 | Microsoft Corporation | Post paid coupons |
| JP5708344B2 (en) * | 2011-07-26 | 2015-04-30 | セイコーエプソン株式会社 | Self-order system, self-order system control method and program |
| US9864988B2 (en) | 2012-06-15 | 2018-01-09 | Visa International Service Association | Payment processing for qualified transaction items |
| JP5957337B2 (en) * | 2012-08-14 | 2016-07-27 | 株式会社Ｎｔｔドコモ | Server and method for distributing coupons |
| JP6907529B2 (en) * | 2016-12-26 | 2021-07-21 | 大日本印刷株式会社 | Information processing equipment, programs, information processing systems and information processing terminals |
| JP6930460B2 (en) * | 2018-03-05 | 2021-09-01 | オムロン株式会社 | Payment processing system, information processing device, payment method, information code display method, and program |
| JP6527282B1 (en) * | 2018-09-27 | 2019-06-05 | 株式会社メルカリ | INFORMATION PROCESSING METHOD, INFORMATION PROCESSING DEVICE, AND INFORMATION PROCESSING PROGRAM |
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