JP2021140585A - Management assist device, management assist system, pogram, and management assist method - Google Patents

Abstract

To provide an art that efficiently prevents disappearance of foreign workers.SOLUTION: A management assist device for foreign workers comprises: an overseas remittance information acquisition unit that acquires information on an overseas remittance by foreign workers; an asset holding information acquisition unit that acquires information on an asset holding of the foreign worker; a non-steady overseas remittance risk detection unit that detects a non-steady overseas remittance using the information on the overseas remittance, and determines a non-steady overseas remittance risk to other country by the foreign worker, using a detection result; a non-steady risk detection unit that detects a non-steady disbursement of the asset holding using information on the asset holding, and determines a non-steady disbursement risk using a detection result; and a disappearance symptom detection unit that detects a disappearance symptom of the foreign worker, using the non-steady overseas remittance risk and the non-steady disbursement risk.SELECTED DRAWING: Figure 1

Description

The present invention relates to a management support device, a management support system, a program, and a management support method.

In recent years, the number of foreign workers working in Japan has been increasing.

In addition, Patent Document 1 discloses a technique relating to a notification system for deposit account information. Specifically, in paragraph [0035], "Next, when the read data determination process (step 53) is performed and it is determined that an illegal event has occurred in the deposit account data 27, the transmission user. Another personal deposit account data is created (step 54). In this step 53, for example, whether or not the total amount deducted from the deposit account in one month exceeds the set amount included in the information reservation data 24. If it exceeds the limit, it is determined that there is a suspicion that an illegal event has occurred in the deposit account data 27. " Further, in paragraph [0039], it is stated that "Next, the deposit account information is transmitted by e-mail 21 to the e-mail address specified by the user (step 62)."

Japanese Unexamined Patent Publication No. 2004-318405

The disappearance of foreign workers in Japan has become a social problem. Some of the disappearing foreign workers are involved in crimes and commit crimes such as illegal employment and buying and selling bank accounts. Therefore, technology to prevent the disappearance of foreign workers is expected.

Patent Document 1 does not contribute to the prevention of the disappearance of foreign workers.

The present invention has been made in view of the above points, and an object of the present invention is to provide a technique for efficiently preventing the disappearance of foreign workers.

The present application includes a plurality of means for solving the above problems, and examples thereof are as follows.

In order to solve the above problems, the management support device according to one aspect of the present invention acquires information on the assets owned by the foreign worker and the overseas remittance information acquisition unit that acquires information on the overseas remittance of the foreign worker. Unsteady overseas remittance is detected using the owned asset information acquisition department and the information on the overseas remittance, and the detection result is used to determine the non-stationary overseas remittance risk to other countries of the foreign worker. An overseas remittance risk detection unit, a non-stationary withdrawal risk detection unit that detects the withdrawal of non-stationary assets held using the information on the assets held and determines the non-stationary withdrawal risk using the detection results. It is characterized by including a disappearance sign detection unit that detects a disappearance sign of the foreign worker by using the non-stationary overseas remittance risk and the non-stationary withdrawal risk.

The overseas remittance information acquisition unit acquires the remittance history of the foreign worker to the overseas remittance account, and the non-stationary overseas remittance risk detection unit has a steady remittance source to the overseas remittance account. If there is a deposit from a non-steady deposit source, it is determined that there is a deposit risk, and if there is a deposit risk, there is a non-steady overseas remittance risk compared to when there is no deposit risk. It may be characterized in that it is determined so that

The overseas remittance information acquisition unit acquires the remittance history from the overseas remittance account owned by the foreign worker, and the non-stationary overseas remittance risk detection unit acquires the remittance destination from the overseas remittance account. If there is a remittance to a remittance destination that is not regular, it is determined that there is a remittance risk, and if there is a remittance risk, there is a non-regular overseas remittance risk compared to when there is no remittance risk. It may be characterized in that it is determined so that

The management support device includes a steady-state information generation unit that generates steady-state withdrawal information, which is information on steady-state withdrawals performed by the foreign worker, and the non-steady-state withdrawal risk detection unit is the foreign labor. When the result of comparing the total balance of the bank account and the electronic money account owned by the person with the withdrawal steady-state information satisfies the predetermined condition, it is determined that there is a balance risk, and when the balance risk is high, It may be characterized in that it is determined that the non-steady withdrawal risk is higher than when it is low.

The non-stationary withdrawal risk detection unit may be characterized in that the withdrawal steady-state information at a time corresponding to the acquisition timing of the total balance is compared with the total balance.

The steady-state information generation unit generates the withdrawal steady-state information including the steady-state total balance, which is the steady-state total balance, and the non-steady-state withdrawal risk detection unit has a smaller total balance than the steady-state total balance. , There is a balance risk when the difference between the steady-state total balance and the total balance is equal to or greater than a predetermined first value and the total balance is equal to or less than a predetermined second value. It may be characterized by determining that.

The management support device includes a prepayment information acquisition unit that acquires prepayment information that is information on the prepayment record for the foreign worker, and the steady-state information generation unit uses the information on the prepayment record to perform a steady-state payment regarding prepayment. When the result of comparing a certain prepayment record included in the prepayment information with the prepayment steady state information is satisfied with a predetermined condition, the non-steady withdrawal risk detection unit generates prepayment steady information which is information. It may be characterized in that it is determined that there is a prepayment risk that exceeds the range of steady prepayment, and that when the prepayment risk is high, the non-steady withdrawal risk is higher than when it is low.

The prepayment information acquisition unit acquires the prepayment information including the prepayment balance, the steady-state information generation unit generates the prepayment steady-state information including the steady-state prepayment balance, and the non-steady-state withdrawal risk detection unit It may be characterized in that the prepayment risk is determined by comparing the steady prepayment balance with the prepayment balance at a certain prepayment period.

The stationary information generation unit generates stationary electronic commerce information including a steady deposit amount into the electronic money account owned by the foreign worker, and the non-stationary withdrawal risk detection unit is in the electronic money account. The deposit amount per unit period of deposit is compared with the stationary electronic commerce information to determine the electronic commerce risk, and the non-stationary withdrawal is performed when there is the electronic commerce risk and when there is no electronic commerce risk. It may be characterized by determining that the risk is high.

The management support device includes a communication unit that communicates with the host company system of the host company of the foreign worker, and a notification generation unit that generates a notification according to the detected risk. The notification generated by the notification generation unit may be transmitted to the receiving company system.

Further, in order to solve the above problems, the foreign worker management support system according to another aspect of the present invention includes a management support device, an overseas remittance management system communicatively connected to the management support device, and the like. It is a management support system for foreign workers having an asset holding management system, and the overseas remittance management system stores information on overseas remittance of foreign workers, and the owned asset management system is said. The management support device stores information on the assets held by foreign workers, and the management support device has an overseas remittance information acquisition unit that acquires information on the overseas remittance from the overseas remittance management system, and the possession from the owned asset management system. The asset holding information acquisition department that acquires information on assets and the information on overseas remittances are used to detect non-routine overseas remittances, and the detection results are used to risk non-routine overseas remittances to other countries. Non-stationary overseas remittance risk detection unit that determines the non-stationary withdrawal risk, detects withdrawals of non-stationary assets held using the information about the assets held, and determines the non-stationary withdrawal risk using the detection results. It is characterized by including a risk detection unit, a disappearance sign detection unit that detects a disappearance sign of the foreign worker by using the non-stationary overseas remittance risk and the non-stationary withdrawal risk.

Further, in order to solve the above-mentioned problems, the program according to another aspect of the present invention is a program for causing the processing unit of the computer to execute the management support method for foreign workers, and is information on the overseas remittance of foreign workers. The procedure for acquiring overseas remittance information to acquire The non-stationary overseas remittance risk detection procedure for determining the non-stationary overseas remittance risk of the foreign worker to another country using Using the non-stationary withdrawal risk detection procedure for determining the non-stationary withdrawal risk using the detection result, the non-stationary overseas remittance risk, and the non-stationary withdrawal risk, the sign of disappearance of the foreign worker can be detected. It is characterized by executing a procedure for detecting a sign of disappearance to be detected.

Further, in order to solve the above-mentioned problems, the foreign worker management support method according to another aspect of the present invention is a foreign worker management support method using a management support device, and the foreign worker's overseas remittance. Unsteady overseas remittance is detected by using the overseas remittance information acquisition procedure for acquiring information about the overseas remittance, the holding asset information acquisition procedure for acquiring the information about the assets held by the foreign worker, and the information about the overseas remittance. Unsteady overseas remittance risk detection procedure for determining the non-stationary overseas remittance risk of the foreign worker to another country using the detection result, and detection of withdrawal of non-stationary owned assets using the information on the owned assets Then, the disappearance of the foreign worker using the non-stationary withdrawal risk detection procedure for determining the non-stationary withdrawal risk using the detection result, the non-stationary overseas remittance risk, and the non-stationary withdrawal risk. It is characterized by having a disappearance sign detection procedure for detecting a sign.

According to the present invention, it is possible to provide a technique for efficiently preventing the disappearance of a foreign worker.

Issues, configurations, and effects other than those described above will be clarified by the description of the following embodiments.

It is a figure which shows an example of the functional block of a management support system. It is a figure which shows an example of the data structure of registration information. It is a figure which shows an example of the hardware configuration of the management support device. It is a flowchart which shows an example of the unsteady overseas remittance risk detection processing. It is a figure which shows an example of the data structure of the unsteady overseas remittance risk management information. It is a flowchart which shows an example of the non-stationary withdrawal risk detection processing. It is a figure which shows an example of the data structure of the non-stationary withdrawal risk management information. It is a flowchart which shows an example of disappearance sign detection processing.

Hereinafter, examples of embodiments of the present invention will be described with reference to the drawings. FIG. 1 is a diagram showing an example of a functional block of the management support system 1. The management support system 1 mainly functions to detect signs of disappearance of foreign workers. In the management support system 1, the management support device 100, the receiving company system 200, the prepaid management system 300, the overseas remittance management system 400, the bank account management system 500, and the electronic money management system 600 are connected via the network N. Is connected so that it can communicate with each other.

In FIG. 1, for each management support device 100, one receiving company system 200, a prepaid management system 300, an overseas remittance management system 400, a bank account management system 500, and an electronic money management system 600 are shown. However, the number of each device or each system of the management support system 1 is not limited to the example shown in FIG. Further, one system may also have the functions of another system.

The management support device 100 is an information processing device such as a server computer or a PC (Personal Computer), and is operated by, for example, a foreign worker management support service provider using the management support system 1. As an example, the business operator positions the management support device 100 as a cloud server that can be accessed via the network N, and develops a foreign worker management support service as a cloud service.

The host company system 200, the prepaid management system 300, the overseas remittance management system 400, the bank account management system 500, and the electronic money management system 600 are each one or more server computers, PCs, smartphones, and PDA (Personal Digital). Assistant) or an information processing device such as a tablet terminal.

The management support device 100 acquires information about foreign workers from each connected system as needed. Therefore, the operator of the foreign worker management support service will explain that the consent of the foreign worker has been obtained as necessary when acquiring the information.

The host company system 200 is a business system managed by a host company, which is a company that employs foreign workers. The host company system 200 may be a business system managed by a support organization that supports foreign workers. In that case, the support organization shall be registered by the Commissioner of the Immigration Control and Refuge in the "Act for Partial Revision of the Immigration Control and Refugee Recognition Act and the Ministry of Justice Establishment Act", which was registered under the Specified Skills System for Foreign Workers. The person who received it) may be included. In addition, the support organization may include a supervising organization in the foreign technical intern training program.

The prepayment management system 300 is a business system managed by a prepayment business operator that undertakes prepayment of employee salaries, for example, by contract with a host company. The prepaid business operator pays the foreign worker daily or weekly, for example, based on the attendance information of the foreign worker. Hereinafter, when the prepayment is executed by the prepayment management system 300, the prepayment salary will be paid to the bank account managed by the bank account management system 500, which will be described later.

The overseas remittance management system 400 is a business system managed by an overseas remittance business operator that undertakes overseas remittances by foreign workers. The overseas remittance management system 400 manages, for example, an overseas remittance account owned by a foreign worker, and at the request of the foreign worker, remits the money deposited in the overseas remittance account overseas.

The bank account management system 500 is a business system managed by a banking business operator that manages deposits and withdrawals to and from a bank account owned by a foreign worker. The salary of a foreign worker is credited to a bank account managed by the bank account management system 500.

The electronic money management system 600 is a business system managed by a business operator of an electronic money related business that manages deposits and withdrawals to an electronic money account (hereinafter referred to as "electronic money account") owned by a foreign worker. be. Electronic money is one of the payment methods, and is a method of making payments using digital data instead of cash. The electronic money in the present embodiment corresponds to various payment methods such as a prepaid type and a postpaid type, and may include a virtual currency.

The bank account management system 500 and the electronic money management system 600 function as a holding asset management system for managing the holdings of foreign workers in the present embodiment.

The management support device 100 includes a processing unit 110, a storage unit 130, an input unit 140, an output unit 150, and a communication unit 160. The processing unit 110 comprehensively controls the entire management support device 100. The storage unit 130 stores information necessary for processing by the processing unit 110. The input unit 140 receives input of information from the input device connected via the input IF 14 described later to the management support device 100. The output unit 150 outputs the information stored in the management support device 100 from the output device connected via the output IF 15 described later. The communication unit 160 mediates the transmission and reception of information between the receiving company system 200, the prepaid management system 300, the overseas remittance management system 400, the bank account management system 500, and the electronic money management system 600.

The processing unit 110 includes a registration information acquisition unit 111, a prepaid information acquisition unit 112, an overseas remittance information acquisition unit 113, an owned asset information acquisition unit 114, a stationary information generation unit 115, a balance determination unit 116, and a non-stationary. It includes an overseas remittance risk detection unit 117, a non-stationary withdrawal risk detection unit 118, a disappearance sign detection unit 119, and a notification generation unit 120.

The registration information acquisition unit 111 acquires the registration information of the foreign worker to be processed from the host company system 200. The registration information acquisition unit 111 identifies the accepting company with reference to the target accepting company information 131 described later, and acquires the registration information of the foreign worker from the accepting company system 200 possessed by the accepting company.

The prepayment information acquisition unit 112 acquires prepayment information regarding the prepayment record for foreign workers from the prepayment management system 300. The prepayment information is associated with information indicating the prepayment amount and the prepayment time for the foreign worker who made the prepayment. The prepayment information acquisition unit 112 specifies the prepayment execution timing for the salary payment date from the prepayment timing included in the prepayment information. The prepayment execution timing indicates the relative relationship between the salary payment date and the prepayment date, such as how many days before the prepayment date is the salary payment date. The salary payment date is stated in the foreign worker's registration information.

The overseas remittance information acquisition unit 113 acquires information on overseas remittances of foreign workers from the overseas remittance management system 400. The information acquired by the overseas remittance information acquisition unit 113 includes information on the history of deposits and withdrawals to and from the overseas remittance account held by the foreign worker.

The owned asset information acquisition unit 114 acquires information on the owned assets of foreign workers. The owned asset information acquisition unit 114 acquires bank transaction information indicating the transaction history of the bank account from, for example, the bank account management system 500 as information on the owned assets. Further, the owned asset information acquisition unit 114 acquires electronic money transaction information indicating the transaction history of the electronic money account from, for example, the electronic money management system 600 as information on the owned assets. The owned asset information acquisition unit 114 may acquire information on owned assets such as securities, real estate, and cash owned by foreign workers from, for example, the above-mentioned registration information.

The steady-state information generation unit 115 generates regular withdrawal information, which is information on regular withdrawals made by foreign workers. As an example, the steady-state information generation unit 115 generates steady-state withdrawal information using the total balance acquisition timing and the steady-state total balance, which is the average value of the total balance at the total balance acquisition timing for the past several months. The total balance acquisition timing is information indicating a reference time for generating steady withdrawal information, and indicates, for example, a time relative to the salary payment date.

The details will be described later, but the timing of acquiring the total balance varies depending on the timing of executing the non-stationary withdrawal risk detection process described later. For example, when the timing of executing the non-stationary withdrawal risk detection process is the day after the salary payment date, the stationary information generation unit 115 determines the total balance acquisition timing on the day after the salary payment date. The steady-state information generation unit 115 calculates the total balance on the day following the salary payment date for the past several months, and calculates the average value as the steady-state total balance. That is, the steady-state information generation unit 115 generates the withdrawal steady-state information by using the information indicating the total balance acquisition timing and the steady-state total balance.

In addition, the steady-state information generation unit 115 generates prepayment steady-state information, which is steady-state information regarding prepayment to foreign workers. The steady-state information generation unit 115 generates prepayment steady-state information by using information on a plurality of prepayment results. As an example, the steady-state information generation unit 115 generates prepayment steady-state information including the average prepayment execution timing for the past several months and the average value of the prepayment amount. The steady-state information generation unit 115 determines the prepayment balance, which is the difference between the prepayable amount, which is the amount that can be prepayed to foreign workers at a certain prepayment period, and the prepayment amount that was actually paid at the prepayment period. It may be used to calculate a steady-state prepayment balance and generate prepayment steady-state information.

The balance determination unit 116 determines the total balance of the assets held by the foreign worker. The total balance is the total amount of assets held by foreign workers at this time. The balance determination unit 116 determines the total balance using the information acquired by the owned asset information acquisition unit 114. For example, the balance determination unit 116 determines the balance of the bank account by referring to the bank transaction information of one or more bank accounts held by the foreign worker. Further, the balance determination unit 116 determines the balance of the electronic money account by referring to one or more electronic money transaction information possessed by the foreign worker. The balance determination unit 116 determines the total balance by adding up the balance of the bank account and the balance of the electronic money. The balance determination unit 116 may add the amount of assets held by the foreign worker obtained from the registration information to the balance of the bank account and the balance of the electronic money account as the total balance.

The non-stationary overseas remittance risk detection unit 117 determines that there is a non-stationary overseas remittance risk when a non-stationary overseas remittance is performed. The non-stationary overseas remittance risk detection unit 117 detects the non-stationary overseas remittance using the information on the overseas remittance, and determines the non-stationary overseas remittance risk of the foreign worker to another country using the detection result.

More specifically, the non-stationary overseas remittance risk detection unit 117 refers to the deposit history, determines whether or not the deposit source to the overseas remittance account is a regular deposit source, and from the non-steady deposit source. If there is a deposit of, it is judged that there is a deposit risk. As an example, a deposit source that retroactively makes a plurality of deposits within a predetermined period is determined to be a steady deposit source. In addition, the non-stationary overseas remittance risk detection unit 117 considers that there is a remittance risk when there is a withdrawal from the assets held by a foreign worker to an overseas remittance account other than the overseas remittance account that is regularly used. judge. The unsteady overseas remittance risk detection unit 117 determines that when there is a deposit risk or remittance risk, the non-stationary overseas remittance risk is higher than when there is no remittance risk.

The unsteady overseas remittance risk detection unit 117 may set a numerical value indicating the risk for each of the deposit risk and the remittance risk. The non-stationary overseas remittance risk detection unit 117 may determine a numerical value indicating the deposit risk according to, for example, the deposit amount from the non-stationary remittance source. Further, the non-stationary overseas remittance risk detection unit 117 may determine a numerical value indicating the remittance risk according to, for example, the amount of money withdrawn to the non-stationary remittance destination.

In addition, the unsteady overseas remittance risk detection unit 117 treats each detected risk as having disappeared when a certain period of time has passed from the time of determination. For example, the non-stationary overseas remittance risk detection unit 117 deletes the record indicating the risk included in the non-stationary overseas remittance risk management information 132 described later. The unsteady overseas remittance risk detection unit 117 treats each detected risk as having disappeared even when a reset instruction is received by the receiving company system 200. For example, the non-stationary overseas remittance risk detection unit 117 deletes the corresponding record of the non-stationary overseas remittance risk management information 132.

Transient withdrawal risk detection unit 118 determines the degree of non-stationary withdrawal risk according to the degree of non-stationary withdrawal when non-stationary withdrawal is made from the assets held by foreign workers. do. The non-stationary withdrawal risk detection unit 118 detects non-stationary withdrawals from owned assets using the information acquired by the holding asset information acquisition unit 114, and uses the detection results to determine the degree of non-stationary withdrawal risk. judge.

More specifically, the unsteady withdrawal risk detection unit 118 considers that there is a balance risk when the result of comparing the total balance determined by the balance determination unit 116 with the withdrawal steady state information satisfies a predetermined condition. judge. For example, the unsteady withdrawal risk detection unit 118 determines the steady total balance at the timing corresponding to the acquisition timing of the total balance by the balance determination unit 116 using the withdrawal steady information. The unsteady withdrawal risk detection unit 118 determines the balance risk by comparing the total balance determined by the balance determination unit 116 with the steady total balance. For example, the unsteady withdrawal risk detection unit 118 determines the balance when the total balance determined by the balance determination unit 116 is smaller than the steady total balance and the difference between them is equal to or greater than a predetermined first value. When the total balance determined by unit 116 is equal to or less than a predetermined second value, it is determined that there is a balance risk.

The unsteady withdrawal risk detection unit 118 may set a numerical value indicating the risk for the balance risk. For example, the unsteady withdrawal risk detection unit 118 calculates the value of the balance risk by multiplying the difference between the total balance determined by the balance determination unit 116 and the steady total balance and the absolute value of the total balance by a predetermined coefficient. You may.

In addition, the non-stationary withdrawal risk detection unit 118 determines the prepayment risk that exceeds the range of the regular prepayment when the result of comparing a certain prepayment record included in the prepayment information with the prepayment steady state information satisfies a predetermined condition. Judge that there is. For example, the non-stationary withdrawal risk detection unit 118 determines that there is a prepayment risk when the prepayment execution timing related to a certain prepayment record included in the prepayment information is earlier than the regular prepayment execution timing by a certain period or more. do. Further, for example, the unsteady withdrawal risk detection unit 118 considers that there is a prepayment risk when the prepayment amount related to a certain prepayment record included in the prepayment information is more than a certain amount more than the prepayment amount included in the prepayment regular information. judge.

The unsteady withdrawal risk detection unit 118 may set a numerical value indicating the risk for the prepaid risk as well as the balance risk. For example, with respect to the prepayment amount at the prepayment execution timing, a numerical value indicating the prepayment risk may be calculated by using the difference from the steady prepayment amount.

The non-stationary withdrawal risk detection unit 118 determines that when the balance risk or prepayment risk is high, the non-stationary withdrawal risk is higher than when it is low.

In addition, the unsteady withdrawal risk detection unit 118 treats each detected risk as having disappeared when a certain period of time has passed from the time of determination. For example, the non-stationary withdrawal risk detection unit 118 deletes the record indicating the risk included in the non-stationary withdrawal risk management information 133, which will be described later. The non-stationary withdrawal risk detection unit 118 treats each detected risk as having disappeared even when a reset instruction is received by the receiving company system 200. For example, the non-stationary withdrawal risk detection unit 118 deletes the corresponding record of the non-stationary withdrawal risk management information 133.

The disappearance sign detection unit 119 detects the disappearance sign of a foreign worker by using the non-stationary overseas remittance risk and the non-stationary withdrawal risk. The disappearance sign detection unit 119 determines that the higher the risk of unsteady overseas remittance, the higher the risk of disappearance. Similarly, the disappearance sign detection unit 119 determines that the higher the non-stationary withdrawal risk, the higher the disappearance risk. The disappearance sign detection unit 119 determines that there is a disappearance sign when the disappearance risk is above a certain level.

The notification generation unit 120 generates notifications according to the risks detected by the non-stationary overseas remittance risk detection unit 117, the non-stationary withdrawal risk detection unit 118, and the disappearance sign detection unit 119. In addition, the notification generation unit 120 generates a notification indicating that there is a disappearance sign when the disappearance sign detection unit 119 determines that there is a disappearance sign. The notification generated by the notification generation unit 120 is transmitted to the host company system 200 of the host company of the foreign worker related to the detected risk or disappearance sign. The notification may be transmitted to an information processing device (not shown) possessed by a foreign worker determined to be at risk.

The storage unit 130 stores the target receiving company information 131, the unsteady overseas remittance risk management information 132, and the unsteady withdrawal risk management information 133. The target host company information 131 is information that identifies the host company that is the target of support by the management support system 1, and includes, for example, the identification information of the host company and the address of the contact.

The non-stationary overseas remittance risk management information 132 is information generated by the non-stationary overseas remittance risk detection process described later, and includes information indicating the deposit risk detected by the non-stationary overseas remittance risk detection unit 117 and the remittance risk. Includes information to be shown. The non-stationary withdrawal risk management information 133 is information generated by the non-stationary withdrawal risk detection process, and is information indicating the prepaid risk detected by the non-stationary withdrawal risk detection unit 118 and information indicating the balance risk. And, including.

The receiving company system 200 includes a processing unit 210, a storage unit 220, and a communication unit 230. The processing unit 210 comprehensively controls the entire host company system 200. The storage unit 220 stores information necessary for processing by the processing unit 210. The communication unit 230 mediates the transmission and reception of information with the management support device 100.

The processing unit 210 of the receiving company system 200 includes a notification output unit 211 and a reset receiving unit 212. The notification output unit 211 outputs the notification notified by the notification generation unit 120 of the management support device 100 and transmitted to the receiving company system 200. The reset reception unit 212 accepts a reset input operation for the determination result of the risk or disappearance sign included in the notification. When the reset reception unit 212 receives the reset input operation, the reset reception unit 212 generates a reset instruction including information indicating the input risk of the reset or the sign of disappearance, and transmits the reset instruction to the management support device 100.

The storage unit 220 of the host company system 200 stores the registration information 221. The registration information 221 is information registered about a foreign worker employed by a host company having a host company system 200. The registration information 221 will be described later.

The prepayment management system 300 includes a processing unit 310, a storage unit 320, and a communication unit 330. The processing unit 310 comprehensively controls the entire prepaid management system 300. The storage unit 320 stores information necessary for processing by the processing unit 310. The communication unit 330 mediates the transmission and reception of information with the management support device 100.

The processing unit 310 of the prepayment management system 300 includes a prepayment execution unit 311. The prepayment execution unit 311 deposits a predetermined prepayment amount into a bank account managed by the bank account management system 500 according to an instruction from the receiving company system 200. The prepaid execution unit 311 may directly pay the prepaid amount of money to the foreign worker by using the predetermined withdrawal terminal device. When the prepayment execution unit 311 executes the prepayment, the prepayment execution unit 311 records the information regarding the executed prepayment in the prepayment information 321.

The prepayment information 321 is stored in the storage unit 320 of the prepayment management system 300. The prepayment information 321 includes, for example, identification information that identifies a foreign worker who has made a prepayment of salary, a prepayable amount, a prepayment amount, and a prepayment timing.

The overseas remittance management system 400 includes a processing unit 410, a storage unit 420, and a communication unit 430. The processing unit 410 comprehensively controls the entire overseas remittance management system 400. The storage unit 420 stores information necessary for processing by the processing unit 410. The communication unit 430 mediates the transmission and reception of information with the management support device 100.

The processing unit 410 of the overseas remittance management system 400 includes a remittance execution unit 411. The remittance execution unit 411 remits a specified amount of money from the overseas remittance account to the overseas remittance destination account.

The storage unit 420 of the overseas remittance management system 400 stores the overseas remittance account information 421. The overseas remittance account information 421 is information on the transaction history of the overseas remittance account held by the foreign worker. The overseas remittance account information 421 includes information indicating a deposit source when a deposit is made to the overseas remittance account, a deposit amount, and a deposit timing. Further, for example, the overseas remittance account information 421 includes information indicating the balance, a remittance destination account when the overseas remittance is performed, a remittance amount, and a remittance time.

The bank account management system 500 includes a processing unit 510, a storage unit 520, and a communication unit 530. The processing unit 510 comprehensively controls the entire bank account management system 500. The storage unit 520 stores information necessary for processing by the processing unit 510. The communication unit 530 mediates the transmission and reception of information with the management support device 100.

The processing unit 510 of the bank account management system 500 includes a deposit / withdrawal management unit 511. The deposit / withdrawal management department 511 executes deposits and withdrawals to the bank account of the foreign worker.

The storage unit 520 of the bank account management system 500 stores the bank transaction information 521. The bank transaction information 521 includes the transaction history of the bank account held by the foreign worker. The bank transaction information 521 includes information indicating the deposit amount, the deposit source, the deposit timing, the withdrawal amount, the withdrawal destination, the withdrawal timing, and the balance to the bank account.

The electronic money management system 600 includes a processing unit 610, a storage unit 620, and a communication unit 630. The processing unit 610 comprehensively controls the entire electronic money management system 600. The storage unit 620 stores information necessary for processing of the processing unit 610. The communication unit 630 mediates the transmission and reception of information with the management support device 100.

The processing unit 610 of the electronic money management system 600 includes a deposit / withdrawal management unit 611. The deposit / withdrawal management department 611 executes deposits and withdrawals to the electronic money account owned by the foreign worker.

The storage unit 620 of the electronic money management system 600 stores the electronic money transaction information 621. The electronic money transaction information 621 includes a transaction history of an electronic money account owned by a foreign worker. The electronic money transaction information 621 includes information indicating the deposit amount, the deposit source, the deposit timing, the withdrawal amount, the withdrawal destination, the withdrawal timing, and the balance to the electronic money account.

FIG. 2 is a diagram showing an example of the data structure of the registration information 221. The registration information 221 includes, for example, a worker ID 221a, a prepaid management system ID 221b, an overseas remittance account information 221c, a bank account information 221d, and an electronic money information 221e.

The worker ID 221a is identification information that identifies a foreign worker employed by the host company. The prepayment management system ID 221b is identification information of the prepayment management system 300 that can be used by foreign workers. The overseas remittance account information 221c is information including identification information of the overseas remittance management system 400 that can be used by foreign workers, identification information for identifying the overseas remittance account, and a regular remittance destination to the overseas remittance account. be.

The bank account information 221d is information including the identification information of the bank account management system 500 used by the foreign worker and the identification information for identifying the bank account. The electronic money information 221e is information including identification information of the electronic money management system 600 that manages electronic money used by foreign workers and identification information of the electronic money account.

The registration information 221 does not have to include all the above-mentioned information for one foreign worker. For example, for a foreign worker who does not have electronic money, the electronic money information 221e may not be included. Further, for example, when one foreign worker has a plurality of electronic money accounts, a plurality of electronic money information 221e is associated with the foreign worker. In that case, the electronic money account information is registered for each of the identification information of the plurality of electronic money management systems 600. Further, as described above, when the foreign worker has assets held such as securities and real estate, the registration information 221 may include information on the assets held.

FIG. 3 is a diagram showing an example of the hardware configuration of the management support device 100. The management support device 100 includes an arithmetic unit 11, a memory 12, an external storage device 13, an input IF (Interface) 14, an output IF 15, a communication IF 16, and a storage medium driving device 17, and each component is composed of. It is connected by a bus.

The arithmetic unit 11 is an arithmetic unit such as a CPU (Central Processing Unit), and executes processing according to a program recorded in the memory 12 or the external storage device 13. In the management support device 100, processing is performed by the arithmetic unit 11 that operates according to the program read on the memory 12 or the external storage device 13. The processing unit 110 realizes each function when the arithmetic unit 11 executes a program.

The memory 12 is a storage device such as a RAM (Random Access Memory) or a flash memory, and functions as a storage area for temporarily reading programs and data. The external storage device 13 is a writable and readable storage medium such as an HDD (Hard Disk Drive), a CD-R (Compact Disc-Recordable), a DVD-RAM (Digital Versatile Disk-Random Access Memory), and a storage media drive. Equipment, etc. The function of the storage unit 130 is realized by the memory 12 or the external storage device 13. The function of the storage unit 130 may be realized by a storage device connected via the communication IF 16.

The input IF 14 is an interface for receiving an input operation from an operator, and is connected to an input device such as a touch panel, a keyboard, a mouse, or a microphone. The output IF 15 is an interface for outputting information to an output device such as an LCD (Liquid Crystal Display) display built in the management support device 100.

The communication IF 16 is an interface for connecting the management support device 100 to the network N, and is connected to a communication device such as a LAN (Local Area Network) card. The storage medium drive device 17 is a device that inputs and outputs information from a portable medium 18 such as a CD (Compact Disk) or a DVD (Digital Versatile Disk).

The processing of each component of the management support device 100 may be executed by one hardware or may be executed by a plurality of hardware. Further, the processing of each component of the management support device 100 may be realized by one program or may be realized by a plurality of programs.

Since the hardware configurations of the receiving company system 200, the prepaid management system 300, the overseas remittance management system 400, the bank account management system 500, and the electronic money management system 600 are the same as those of the management support device 100, the description thereof will be omitted.

FIG. 4 is a flowchart showing an example of the unsteady overseas remittance risk detection process. The processing of this flowchart is periodically executed, for example, in the management support device 100.

First, the unsteady overseas remittance risk detection unit 117 identifies the target foreign worker (step S01). Specifically, the non-stationary overseas remittance risk detection unit 117 refers to the target receiving company information 131 and identifies the receiving company that is the target of the non-stationary overseas remittance risk detection process. The non-stationary overseas remittance risk detection unit 117 requests the host company system 200 of the identified host company for the registration information 221 of the foreign worker employed by the host company. As a result of the request, the Transient Overseas Remittance Risk Detection Unit 117 acquires registration information 221 including identification information of one or more foreign workers employed by the target host company. The unsteady overseas remittance risk detection unit 117 identifies the foreign worker to be processed from the acquired identification information of the foreign worker.

Next, the registration information acquisition unit 111 acquires the registration information 221 of the target foreign worker and the overseas remittance account information 421 (step S02). Specifically, the registration information acquisition unit 111 identifies the record of the registration information 221 including the identification information of the foreign worker specified in step S01.

Further, the overseas remittance information acquisition unit 113 uses the identification information of the foreign worker and the overseas remittance account information 221c included in the record of the registration information 221 identified for the foreign worker, and uses the overseas remittance management system 400. Requests overseas remittance account information 421. As a result of the request, the registration information acquisition unit 111 acquires the overseas remittance account information 421 of the target foreign worker.

Next, the unsteady overseas remittance risk detection unit 117 refers to the overseas remittance account information 421 and the registration information 221 (step S03). Specifically, the unsteady overseas remittance risk detection unit 117 refers to the overseas remittance account information 221c included in the record of the foreign worker registration information 221 specified in step S02. In addition, the non-stationary overseas remittance risk detection unit 117 refers to the overseas remittance account information 421 acquired in step S02, and determines the source of the deposit when the overseas remittance account is credited within a predetermined period retroactively from the present. Extract the information to be shown. Further, the unsteady overseas remittance risk detection unit 117 refers to the overseas remittance account information 421 acquired in step S02, and information indicating the remittance destination when the remittance is made from the overseas remittance account within a predetermined period retroactively from the present. Is extracted.

Next, the unsteady overseas remittance risk detection unit 117 determines whether or not the overseas remittance account information 421 contains a deposit from a non-stationary remittance source (step S04). Specifically, the unsteady overseas remittance risk detection unit 117 identifies the steady deposit source included in the overseas remittance account information 221c. The unsteady overseas remittance risk detection unit 117 determines whether or not there is another deposit source other than the steady deposit source among the deposit sources extracted in step S03.

For example, the non-stationary overseas remittance risk detection unit 117 determines that when there is a deposit from an unknown deposit source to the overseas remittance account, there is a deposit from a non-stationary deposit source. In addition, the non-stationary overseas remittance risk detection unit 117 will not be a regular deposit source if it is not registered as a regular deposit source even if it is a cash deposit from the foreign worker himself or a deposit by bank transfer. It may be determined that there is a deposit from.

The non-stationary overseas remittance risk detection unit 117 determines that there is a deposit risk when it is determined that the overseas remittance account information 421 has a deposit from a non-stationary remittance source (when “YES” in step S04). Step S05). As described above, the unsteady overseas remittance risk detection unit 117 may calculate a numerical value indicating the deposit risk. When the non-stationary overseas remittance risk detection unit 117 determines that there is no payment from the non-stationary remittance source in the overseas remittance account information 421 (when “NO” in step S04), the process proceeds to step S06.

Next, the non-stationary overseas remittance risk detection unit 117 refers to the bank transaction information 521, the electronic money transaction information 621, and the registration information 221 to see if the overseas remittance account information 421 includes remittance to a non-stationary remittance destination. It is determined whether or not (step S06). Specifically, the unsteady overseas remittance risk detection unit 117 refers to the bank transaction information 521 acquired in step S02, and when withdrawals are made from the bank account within a predetermined period retroactively from the present, the withdrawal destination. Extract the information that indicates. Similarly, the non-stationary overseas remittance risk detection unit 117 refers to the electronic money transaction information 621 acquired in step S02, and when there is a withdrawal from the electronic money account within a predetermined period retroactively from the present, the withdrawal destination. Extract the information that indicates.

The unsteady overseas remittance risk detection unit 117 issues the assets held in the registration information 221 as possessed by a foreign worker, for example, when information indicating the withdrawal destination after cashing can be obtained. Information indicating the gold tip may be extracted. Further, the unsteady overseas remittance risk detection unit 117 refers to the overseas remittance account information 221c included in the record of the registration information 221 specified in step S02.

In addition, the unsteady overseas remittance risk detection unit 117 identifies a stationary remittance destination included in the overseas remittance account information 221c. The unsteady overseas remittance risk detection unit 117 determines whether or not there is another remittance destination other than the regular remittance destination among the remittance destinations extracted in step S03.

When the non-stationary overseas remittance risk detection unit 117 determines that the overseas remittance account information 421 includes remittance to a non-stationary remittance destination (when “YES” in step S06), the non-stationary overseas remittance risk detection unit 117 Determines that there is a remittance risk (step S07). As described above, the unsteady overseas remittance risk detection unit 117 may calculate a numerical value indicating the remittance risk. When the non-stationary overseas remittance risk detection unit 117 determines that there is no remittance to a non-stationary remittance destination in the overseas remittance account information 421 (when “NO” in step S06), the process proceeds to step S08.

Next, the non-stationary overseas remittance risk detection unit 117 generates the non-stationary overseas remittance risk management information 132 (step S08). The non-stationary overseas remittance risk detection unit 117 generates non-stationary overseas remittance risk management information 132 by using the information indicating the deposit risk and the information indicating the remittance risk. If the non-stationary overseas remittance risk detection unit 117 determines in step S05 that there is no remittance risk and that there is no remittance risk in step S07, the process of step S08 is not performed and the process proceeds to step S09. You may.

FIG. 5 is a diagram showing an example of the data structure of the unsteady overseas remittance risk management information 132. The non-stationary overseas remittance risk management information 132 includes a worker ID 132a, a deposit risk 132b, a remittance risk 132c, and a processing time 132d.

The worker ID 132a is identification information of a foreign worker. The deposit risk 132b is information indicating the deposit risk when it is determined in step S05 of FIG. 4 that there is a deposit risk. The remittance risk 132c is information indicating the remittance risk when it is determined in step S08 of FIG. 4 that there is a remittance risk. The processing time 132d is information indicating the time when the deposit risk and the remittance risk are determined.

The explanation is returned to FIG. Next, the unsteady overseas remittance risk detection unit 117 determines whether or not there is a non-stationary overseas remittance risk (step S09). For example, when the non-stationary overseas remittance risk detection unit 117 determines that there is neither a deposit risk nor a remittance risk, it determines that there is no non-stationary overseas remittance risk. That is, when the non-stationary overseas remittance risk detection unit 117 determines that there is at least one of the deposit risk and the remittance risk, it determines that there is a non-stationary overseas remittance risk.

When the non-stationary overseas remittance risk detection unit 117 determines that there is only one of the deposit risk and the remittance risk, the non-stationary overseas remittance risk is determined to be "medium". When the non-stationary overseas remittance risk detection unit 117 determines that there is both a deposit risk and a remittance risk, it determines that the non-stationary overseas remittance risk is about “high”. As an example, the risk of unsteady remittance is represented by stepwise information that indicates the extent of the risk.

When the deposit risk and the remittance risk are expressed numerically, the non-stationary overseas remittance risk detection unit 117 calculates the numerical value indicating the non-stationary overseas remittance risk by using the deposit risk and the remittance risk. Can be done. For example, the non-stationary overseas remittance risk detection unit 117 adds the deposit risk and the remittance risk to obtain the non-stationary overseas remittance risk. The unsteady overseas remittance risk detection unit 117 may determine the degree of the unsteady overseas remittance risk by using a predetermined reference value for the numerical values indicating the deposit risk and the remittance risk.

In addition, the method for determining the risk of unsteady overseas remittance is not limited to the above example.

When the non-stationary overseas remittance risk detection unit 117 determines that there is a non-stationary overseas remittance risk (when “YES” in step S09), the notification generation unit 120 outputs a notification (step S10). Specifically, the notification generation unit 120 generates a notification according to the detected risk and transmits it to the host company system 200 of the host company that employs the target foreign worker. The notification includes the worker ID of the foreign worker and information indicating the degree of non-stationary overseas remittance risk or information indicating the numerical value of non-stationary overseas remittance risk. After that, the processing unit 110 ends the processing of this flowchart.

When the non-stationary overseas remittance risk detection unit 117 determines that there is no non-stationary overseas remittance risk (when “NO” in step S09), the processing unit 110 ends the processing of this flowchart.

According to this embodiment, the management support device 100 can detect unsteady overseas remittance. If a foreign worker plans to disappear, he may remit his assets abroad as a preparatory step. Therefore, the detection of unsteady overseas remittances contributes to the detection of signs of disappearance.

In addition, the non-stationary overseas remittance risk detection unit 117 periodically refers to the non-stationary overseas remittance risk management information 132, and deletes the record of the non-stationary overseas remittance risk management information 132 after a certain period of time has passed from the processing time 132d. You may.

In addition, the host company that receives the notification may conduct a hearing with, for example, a foreign worker whose risk has been detected, and it may be determined that there is no sign of disappearance. In that case, the reset reception unit 212 of the host company system 200 can accept the reset operation for the detected risk. When the management support device 100 receives the information indicating that the reset operation has been performed, the non-stationary overseas remittance risk detection unit 117 identifies the risk subject to the reset operation, and the non-stationary overseas remittance corresponding to the risk is identified. Delete the record of risk management information 132.

FIG. 6 is a flowchart showing an example of unsteady withdrawal risk detection processing. The processing of this flowchart is, for example, periodically executed in the management support device 100.

Since the process of step S21 is the same as the process of step S01 shown in FIG. 4, the description thereof will be omitted.

Next, the unsteady withdrawal risk detection unit 118 acquires the registration information 221 of the target foreign worker, the prepaid information 321 and the bank transaction information 521, and the electronic money transaction information 621 (step S22). Specifically, the registration information acquisition unit 111 identifies the record of the registration information 221 including the identification information of the foreign worker identified in step S21. Further, the owned asset information acquisition unit 114 requests the bank account management system 500 for the bank transaction information 521 by using the identification information of the foreign worker and the bank account information 221d included in the record of the registration information 221. do. As a result of the request, the registration information acquisition unit 111 acquires the bank transaction information 521 of the target foreign worker.

Further, the prepayment information acquisition unit 112 uses the identification information of the foreign worker and the prepayment management system ID 221b included in the record of the registration information 221 identified for the foreign worker to the prepayment management system 300. Request prepayment information 321. As a result of the request, the prepaid information acquisition unit 112 acquires the prepaid information 321 of the target foreign worker.

Further, the owned asset information acquisition unit 114 uses the identification information of the foreign worker and the electronic money information 221e included in the record of the registration information 221 identified for the foreign worker to the electronic money management system 600. On the other hand, electronic money transaction information 621 is requested. As a result of the request, the registration information acquisition unit 111 acquires the electronic money transaction information 621 of the target foreign worker.

Next, the steady-state information generation unit 115 generates prepaid steady-state information (step S23). Specifically, the steady-state information generation unit 115 extracts records of a period retroactive by a predetermined period from the present among the records included in the prepaid information 321 acquired in step S22. The prepayment information acquisition unit 112 specifies the prepayment execution timing for each of the extracted records of the prepayment information 321. The steady-state information generation unit 115 specifies the average prepayment execution timing by using the prepayment execution timing associated with the extracted record. In addition, the steady-state information generation unit 115 calculates the average value of the prepayment amount by using the prepayment amount included in the extracted record.

The steady-state information generation unit 115 may calculate the steady-state prepayment balance using the prepayment balance included in the extracted prepayment information 321 record and use it as the prepayment steady-state information. In addition, if the prepaid information 321 acquired from the prepaid management system 300 does not include the prepaid amount, the steady-state information generation unit 115 can request the receiving company system 200 for the prepaid amount. In that case, the steady-state information generation unit 115 can calculate the prepayment balance by using the prepayable amount acquired from the receiving company system 200 and the prepayment amount included in the prepayment information 321.

The method of generating the prepaid steady-state information generated by the steady-state information generation unit 115 is not limited to the above-mentioned method. The steady-state information generation unit 115 may generate reference information in order to determine whether or not a certain prepaid process is steady.

Next, the unsteady withdrawal risk detection unit 118 refers to the prepayment information 321 and the prepayment steady state information (step S24). Specifically, the unsteady overseas remittance risk detection unit 117 refers to the prepayment information 321 acquired in step S22, and when there is a prepayment record within a predetermined period retroactively from the present, the prepayment execution timing and the prepayment amount And identify. Further, the unsteady withdrawal risk detection unit 118 refers to the prepaid steady-state information generated in step S23.

Next, the unsteady withdrawal risk detection unit 118 compares the prepayment stationary information with the prepayment information 321 and determines whether or not it is out of the regular prepayment range (step S25). Specifically, the transient withdrawal risk detection unit 118 performs steady prepayment when the result of comparing the prepayment information 321 within the predetermined period specified in step S24 and the prepayment steady information satisfies a predetermined condition. It is determined that it is out of the range of.

For example, the unsteady withdrawal risk detection unit 118 satisfies the condition when the prepayment execution timing included in the prepayment information 321 within the predetermined period is a certain period or more before the prepayment execution timing included in the prepayment steady state information. Is determined. Further, for example, the unsteady withdrawal risk detection unit 118 determines that the condition is satisfied when the prepayment amount included in the prepayment information 321 within the predetermined period is more than a certain amount more than the prepayment amount included in the prepayment steady state information. do.

The unsteady withdrawal risk detection unit 118 may compare the prepayment balance included in the prepayment information 321 within the predetermined period specified in step S24 with the steady prepayment balance included in the prepayment steady-state information. For example, when the prepayment balance within a predetermined period is less than a certain amount or more than the regular prepayment balance, it is determined that the condition is satisfied as if the prepayment amount is larger than usual.

In addition, the non-stationary withdrawal risk detection unit 118 compares the number of regular prepayments with the number of prepayments included in the prepayment information 321 within a predetermined period, and determines whether or not it is out of the range of regular prepayments. You may. In that case, the steady-state information generation unit 115 specifies the number of prepayments using the prepayment record included in the prepayment information 321 and generates the prepayment steady-state information using the average number of prepayments per unit period (for example, one month). For example, the unsteady withdrawal risk detection unit 118 specifies the number of prepayments per unit period included in the prepayment information 321 within a predetermined period, and satisfies the condition when the number of prepayments is greater than the number of prepayments included in the prepayment regular information. You may judge.

When the non-stationary withdrawal risk detection unit 118 compares the prepayment stationary information and the prepayment information 321 and determines that the prepayment is out of the regular prepayment range (when “YES” in step S25), the non-stationary withdrawal is unsteady withdrawal. The risk detection unit 118 determines the degree of prepaid risk (step S26). Specifically, the unsteady withdrawal risk detection unit 118 determines the degree of prepayment risk based on the result of comparing the prepayment information 321 within a predetermined period with the prepayment steady state information. For example, the unsteady withdrawal risk detection unit 118 calculates a numerical value indicating the prepaid risk by using a predetermined method, and determines the degree of the prepaid risk by using a predetermined reference value for the numerical value.

The non-stationary withdrawal risk detection unit 118 compares the prepayment stationary information with the prepayment information 321 and determines that it is not outside the range of the steady prepayment (when “NO” in step S25), the process proceeds to step S27. Transition.

Next, the steady-state information generation unit 115 generates withdrawal steady-state information (step S27). Specifically, the stationary information generation unit 115 selects a record of a period retroactive by a predetermined period from the present among the records included in the bank transaction information 521 and the electronic money transaction information 621 acquired in step S22. Extract. In addition, the regular information generation unit 115 inquires of the receiving company system 200 about the salary payment date of the target foreign worker, and determines the total balance acquisition timing from the relative relationship between the present and the salary payment date.

The record extracted by the steady-state information generation unit 115 is a record of owned assets for a predetermined period from the present, and there is one or more total balance acquisition timings that periodically arrive within the period. That is, in the record extracted by the steady-state information generation unit 115, the balance at the timing of acquiring the total balance once or a plurality of times is recorded.

The steady-state information generation unit 115 extracts the total balance at each of the determined total balance acquisition timings from the extracted records, and calculates the steady-state total balance using the extracted total balance. The steady-state information generation unit 115 may use the information on the owned assets included in the registration information 221 in calculating the steady-state total balance.

The method of generating the withdrawal steady-state information generated by the steady-state information generation unit 115 is not limited to the above-mentioned method. The steady-state information generation unit 115 may generate reference information in order to determine whether or not a certain withdrawal process is steady.

Next, the balance determination unit 116 determines the current total balance (step S28). Specifically, the balance determination unit 116 determines the current total balance by referring to the bank transaction information 521 and the electronic money transaction information 621 acquired in step S22. Information on owned assets included in registration information 221 may be used to determine the total balance.

Next, the unsteady withdrawal risk detection unit 118 compares the total balance with the withdrawal steady-state information, and determines whether or not a predetermined condition is satisfied (step S29). Specifically, the unsteady withdrawal risk detection unit 118 compares the steady total balance included in the withdrawal steady information generated in step S27 with the total balance determined in step S28, and satisfies a predetermined condition. Judge whether or not. In the non-stationary withdrawal risk detection unit 118, for example, the current total balance is smaller than the steady total balance included in the withdrawal status information, and the difference between the steady total balance and the current total balance is predetermined. When it is equal to or more than the first value and the absolute value of the current total balance is equal to or less than the predetermined second value, it is determined that the condition is satisfied.

The conditions are not limited to the above example. For example, the unsteady withdrawal risk detection unit 118 may determine that the condition is satisfied only when the total balance is equal to or less than the second value.

When the non-stationary withdrawal risk detection unit 118 compares the total balance with the steady withdrawal method and determines that a predetermined condition is satisfied (when “YES” in step S29), the non-stationary withdrawal risk detection unit 118 Determines the degree of balance risk (step S30). Specifically, the unsteady withdrawal risk detection unit 118 determines the degree of the balance risk based on the result of comparing the current total balance with the withdrawal steady state information. For example, the unsteady withdrawal risk detection unit 118 calculates a numerical value indicating the balance risk using a predetermined method, and determines the degree of the balance risk by using a predetermined reference value for the numerical value.

The non-stationary withdrawal risk detection unit 118 compares the total balance with the withdrawal steady-state information, and when it is determined that the condition is not satisfied (when “NO” in step S29), the process proceeds to step S31.

Next, the non-stationary withdrawal risk detection unit 118 generates the non-stationary withdrawal risk management information 133 (step S31). The non-stationary withdrawal risk detection unit 118 generates non-stationary withdrawal risk management information 133 by using the information indicating the prepayment risk and the information indicating the balance risk. If the unsteady withdrawal risk detection unit 118 determines in step S25 that there is no prepayment risk and in step S29 that there is no balance risk, the process proceeds to step S32 without performing the process of step S31. You may.

FIG. 7 is a diagram showing an example of the data structure of the transient withdrawal risk management information 133. The non-stationary withdrawal risk management information 133 includes a worker ID 133a, a prepaid risk 133b, a balance risk 133c, and a processing time 133d.

The worker ID 133a is identification information of a foreign worker. The prepayment risk 133b is information indicating the degree of the prepayment risk determined in step S26 of FIG. The balance risk 133c is information indicating the degree of the balance risk determined in step S30 of FIG. The processing time 133d is information indicating the time when the prepaid risk and the balance risk are determined.

The explanation is returned to FIG. Next, the non-stationary withdrawal risk detection unit 118 determines whether or not there is a non-stationary withdrawal risk (step S32). For example, the non-stationary withdrawal risk detection unit 118 determines that there is no non-stationary withdrawal risk when it is determined that there is neither a prepaid risk nor a balance risk. That is, when the non-stationary withdrawal risk detection unit 118 determines that there is at least one of the prepaid risk and the balance risk, it determines that there is a non-stationary withdrawal risk.

For example, the unsteady withdrawal risk detection unit 118 has a non-stationary withdrawal risk of “high” when the degree of prepaid risk is “high” and the degree of balance risk is “high”. Is determined to be. The unsteady withdrawal risk detection unit 118 is non-existent when either the prepaid risk or the balance risk is "high" and the other is "medium", "low", or "no risk". Determine that the steady withdrawal risk is "medium". The non-stationary withdrawal risk detection unit 118 determines that the non-stationary withdrawal risk is “no risk” when both the prepaid risk and the balance risk are “no risk”. As described above, as an example, the unsteady overseas remittance risk is represented by stepwise information indicating the degree of risk.

The unsteady withdrawal risk detection unit 118 can calculate a numerical value indicating the unsteady withdrawal risk by using the prepayment risk and the balance risk. For example, the non-stationary withdrawal risk detection unit 118 adds a numerical value indicating the prepaid risk and a numerical value indicating the withdrawal risk to obtain a non-stationary withdrawal risk. The unsteady withdrawal risk detection unit 118 may determine the degree of the unsteady withdrawal risk by using a predetermined reference value for the numerical value indicating the unsteady withdrawal risk.

When the non-stationary withdrawal risk detection unit 118 determines that there is a non-stationary overseas remittance risk (when “YES” in step S32), the notification generation unit 120 outputs a notification (step S33). Specifically, the notification generation unit 120 generates a notification according to the detected risk and transmits it to the host company system 200 of the host company that employs the target foreign worker. The notification includes the worker ID of the foreign worker and information indicating the degree of non-stationary withdrawal risk or information indicating the numerical value of the non-stationary withdrawal risk.

After that, the processing unit 110 ends the processing of this flowchart.

When the non-stationary withdrawal risk detection unit 118 determines that there is no non-stationary overseas remittance risk (when “NO” in step S32), the processing unit 110 ends the processing of this flowchart.

According to this embodiment, the management support device 100 can detect unsteady withdrawals. If a foreign worker plans to disappear, he may monetize as much of his assets as possible as a preparatory step. Therefore, the detection of transient withdrawals contributes to the detection of signs of disappearance.

In addition, the non-stationary withdrawal risk detection unit 118 periodically refers to the non-stationary withdrawal risk management information 133 in the same manner as the processing of the non-stationary overseas remittance risk detection unit 117, and a certain period of time starts from the processing time 133d. The record of the unsteady withdrawal risk management information 133 that has passed may be deleted.

Further, as with the non-stationary overseas remittance risk, the reset reception unit 212 of the receiving company system 200 can accept the reset operation for the detected risk for the non-stationary withdrawal risk. When the management support device 100 receives the information indicating that the reset operation has been performed, the unsteady withdrawal risk detection unit 118 identifies the risk to be the target of the reset operation. For example, the non-stationary withdrawal risk detection unit 118 deletes the record of the non-stationary withdrawal risk management information 133 corresponding to the risk.

In the present embodiment, the non-stationary withdrawal risk detection unit 118 determines the prepayment risk by using the prepayment information 321 acquired by the prepayment information acquisition unit 112 from the prepayment management system 300. The information regarding the prepayment acquired by the prepayment information acquisition unit 112 is not limited to the information acquired from the prepayment management system 300. For example, the prepayment information acquisition unit 112 may refer to the bank transaction information 521 acquired from the bank account management system 500 and acquire information including the prepayment amount and the prepayment timing as the prepayment information.

Further, in the present embodiment, the balance risk is determined by comparing the total balance of the foreign worker's bank account, electronic money account, and registered assets with the regular total balance. That is, the balance risk was determined so as to detect the balance of the bank account, the balance of the electronic commerce account, and the unsteady monetization from the registered assets. This is because foreign workers who are planning to disappear tend to monetize the balance of their bank accounts and e-commerce accounts.

On the other hand, there is a possibility that the balance of the bank account will be transferred to the electronic money account and disappear together with a medium such as a prepaid card that uses electronic money. In the non-stationary withdrawal risk detection process, it is possible to detect even non-stationary electronic commerce.

In that case, for example, the stationary information generation unit 115 generates stationary electronic money conversion information from the information indicating the payment to the electronic money transaction information 621. The stationary information generation unit 115 extracts, for example, records of a period retroactive by a predetermined period from the present among the records included in the electronic money account information acquired for the target foreign worker. The steady-state information generation unit 115 calculates the average value of the deposit amount per unit period (for example, one month) as the steady-state electronic commerce amount by using the deposit amount to the electronic money account included in the extracted record.

Further, the non-stationary withdrawal risk detection unit 118 compares the electronic commerce amount per unit period included in the electronic commerce transaction information 621 with the stationary electronic commerce amount, and when a predetermined condition is satisfied, the non-stationary withdrawal risk detection unit 118 is non-stationary. It is determined that there is a risk of conversion to electronic commerce, assuming that there has been a conversion (charge) into electronic commerce. As for the electronic commerce risk, a numerical value may be calculated in the same manner as other risks. The non-stationary withdrawal risk detection unit 118 determines the non-stationary withdrawal risk by using the electronic monetization risk as well as the prepaid risk and the balance risk.

FIG. 8 is a flowchart showing an example of disappearance sign detection processing. The processing of this flowchart is, for example, periodically executed in the management support device 100.

Since the process performed in step S41 is the same as the process performed in step S01 shown in FIG. 4, the description thereof will be omitted.

In step S42, the unsteady overseas remittance risk detection process shown in FIG. 4 is executed for the foreign worker identified in step S41. In step S43, the unsteady withdrawal risk detection process shown in FIG. 6 is executed for the foreign worker identified in step S41.

Next, the disappearance sign detection unit 119 refers to the non-stationary overseas remittance risk management information 132 and the non-stationary withdrawal risk management information 133 (step S44). Specifically, the disappearance sign detection unit 119 refers to the unsteady overseas remittance risk management information 132 generated in the process of step S42. Further, the disappearance sign detection unit 119 refers to the non-stationary withdrawal risk management information 133 generated in the process of step S43.

Next, the disappearance sign detection unit 119 determines whether or not there is a disappearance sign or a risk of disappearance (step S45). Specifically, the disappearance sign detection unit 119 determines whether or not there is a disappearance sign or a risk of disappearance by using the non-stationary overseas remittance risk and the non-stationary withdrawal risk. The disappearance sign detection unit 119 determines that there is a disappearance sign when the disappearance risk is above a certain level. As an example, when the risk of unsteady overseas remittance is about "high" and the risk of unsteady withdrawal is about "high", it is determined that the risk of disappearance exceeds a certain level and there is a sign of disappearance.

In addition, in the disappearance sign detection unit 119, either one of the non-stationary overseas remittance risk and the non-stationary withdrawal risk is "high", and the other is "medium", "low", or "no risk". If this is the case, it is determined that there is a risk of disappearance that does not exceed the level used for predicting disappearance. The disappearance sign detection unit 119 determines that the disappearance risk is “no risk” when both the non-stationary overseas remittance risk and the non-stationary withdrawal risk are “no risk”. As described above, the risk of disappearance is represented by, for example, stepwise information indicating the degree of risk. Regarding the display of the disappearance risk in the host company system 200, it is desirable to display it in an easy-to-understand manner, for example, by indicating the low risk step by step by the number of stars.

The disappearance sign detection unit 119 can numerically calculate the disappearance risk by using the numerical value indicating the unsteady overseas remittance risk and the numerical value indicating the non-stationary withdrawal risk. For example, the disappearance sign detection unit 119 adds the non-stationary overseas remittance risk and the non-stationary withdrawal risk to obtain the disappearance risk. In that case, the disappearance sign detection unit 119 may determine the degree of disappearance sign and disappearance risk by using a predetermined reference value for the disappearance risk.

When the disappearance sign detection unit 119 determines that there is a disappearance sign or disappearance risk (when “YES” in step S45), the notification generation unit 120 generates a notification (step S46). The notification generation unit 120 generates a notification including the disappearance sign or the disappearance risk determined in step S45, and transmits the notification to the host company system 200 of the host company that employs the target foreign worker. The notification includes the worker ID of the foreign worker and information indicating that a sign of disappearance has been detected, information indicating the degree of disappearance risk, or information indicating a numerical value of disappearance risk. After that, the processing unit 110 ends the processing of this flowchart.

When the disappearance sign detection unit 119 determines that there is no disappearance sign or disappearance risk (when “NO” in step S45), the processing unit 110 ends the processing of this flowchart.

In the present embodiment, the unsteady overseas remittance risk detection process shown in FIG. 4 and the unsteady withdrawal risk detection process shown in FIG. 6 are executed at the time of the disappearance sign detection process. The execution timing of the remittance risk detection process and the unsteady withdrawal risk detection process is not limited to this. For example, when executing the disappearance sign detection process, at least one of the unsteady overseas remittance risk detection process in step S42 and the unsteady withdrawal risk detection process in step S43 may not be performed. In that case, in step S44, the disappearance sign detection unit 119 sets the latest record of the management information related to the processing that has not been performed among the non-stationary overseas remittance risk management information 132 and the non-stationary withdrawal risk management information 133. refer.

As described above, according to the present embodiment, the sign of disappearance and the risk of disappearance can be efficiently detected. This can contribute to the prevention of the disappearance of foreign workers.

Although each embodiment of the present invention has been described above, the present invention is not limited to one example of the above-described embodiment, and includes various modifications. For example, an example of the above-described embodiment has been described in detail for the sake of clarity of the present invention, and the present invention is not limited to those having all the configurations described here. Further, it is possible to replace a part of the configuration of one example of a certain embodiment with the configuration of another example. It is also possible to add the configuration of another example to the configuration of one example of one embodiment. Further, it is possible to add / delete / replace a part of the configuration of one example of each embodiment with another configuration. Further, each of the above configurations, functions, processing units, processing means and the like may be realized by hardware by designing a part or all of them by, for example, an integrated circuit. In addition, the control lines and information lines in the figure show what is considered necessary for explanation, and do not necessarily show all of them. You can think of almost all configurations as interconnected.

Further, the functional configurations of the management support device 100, the receiving company system 200, the prepaid management system 300, the overseas remittance management system 400, the bank account management system 500, and the electronic money management system 600 are provided in order to facilitate understanding. It is classified according to the main processing contents. The invention of the present application is not limited by the method of classifying the components and the name. As shown above, the number of configurations of the management support device 100, the receiving company system 200, the prepaid management system 300, the overseas remittance management system 400, the bank account management system 500, and the electronic money management system 600 is further increased depending on the processing content. It can also be classified into the components of. It can also be categorized so that one component performs more processing.

1: Management support system, 100: Management support device, 110/210/310/410/510/610: Processing department, 111: Registration information acquisition department, 112: Prepaid information acquisition department, 113: Overseas remittance information acquisition department, 114 : Owned asset information acquisition unit, 115: Constant information generation unit, 116: Balance determination unit 117: Non-stationary overseas remittance risk detection unit, 118: Non-stationary withdrawal risk detection unit 119: Disappearance sign detection unit, 120: Notification Generation unit, 130/220/320/420/520/620: Storage unit, 131: Target receiving company information, 132: Non-stationary overseas remittance risk management information, 133: Non-stationary withdrawal risk management information, 140: Input unit, 150: Output unit, 160/230/330/430/530/630: Communication unit, 200: Accepting company system, 211: Notification output unit, 212: Reset reception unit, 221: Registration information, 300: Prepaid management system, 311 : Prepaid Execution Department, 321: Prepaid Information, 400: Overseas Remittance Management System, 411: Remittance Execution Department, 421: Overseas Remittance Account Information, 500: Bank Account Management System, 511.611: Deposit and Withdrawal Management Department, 521: Bank Transactions Information, 600: Electronic money management system, 621: Electronic money transaction information, 11: Arithmetic device, 12: Memory, 13: External storage device, 14: Input IF, 15: Output IF, 16: Communication IF, 17: Storage medium Drive, 18: Media, N: Network

Claims (13)

The Overseas Remittance Information Acquisition Department, which acquires information on overseas remittances of foreign workers,
The Owned Asset Information Acquisition Department, which acquires information on the owned assets of the foreign workers,
A non-stationary overseas remittance risk detection unit that detects non-stationary overseas remittance using the information on overseas remittance and determines the non-stationary overseas remittance risk of the foreign worker to another country using the detection result.
A non-stationary withdrawal risk detection unit that detects withdrawals of non-stationary assets held using the information on the assets held and determines the risk of non-stationary withdrawal using the detection results.
A disappearance sign detection unit that detects a disappearance sign of the foreign worker by using the non-stationary overseas remittance risk and the non-stationary withdrawal risk.
A management support device for foreign workers, which is characterized by being equipped with. The foreign worker management support device according to claim 1.
The overseas remittance information acquisition department acquires the payment history to the overseas remittance account owned by the foreign worker, and obtains the history of payment to the overseas remittance account.
The non-stationary overseas remittance risk detection unit determines whether or not the deposit source to the overseas remittance account is a regular deposit source, and if there is a deposit from a non-steady deposit source, there is a deposit risk. As well as judging that
A management support device for foreign workers, characterized in that when there is a deposit risk, it is determined that the non-stationary overseas remittance risk is higher than when there is no deposit risk. The foreign worker management support device according to claim 1 or 2.
The overseas remittance information acquisition department acquires the remittance history from the overseas remittance account owned by the foreign worker, and obtains the remittance history.
The non-stationary overseas remittance risk detection unit determines whether or not the remittance destination from the overseas remittance account is a regular remittance destination, and if there is a remittance to a non-steady remittance destination, there is a remittance risk. As well as judging that
A management support device for foreign workers, characterized in that when there is a remittance risk, it is determined that the non-stationary overseas remittance risk is higher than when there is no remittance risk. The foreign worker management support device according to any one of claims 1 to 3.
It is equipped with a steady-state information generation unit that generates regular withdrawal information, which is information on regular withdrawals performed by the foreign worker.
The unsteady withdrawal risk detection unit has a balance risk when the result of comparing the total balance of the bank account and the electronic money account owned by the foreign worker with the withdrawal steady information satisfies a predetermined condition. As well as judging that
A management support device for foreign workers, characterized in that when the balance risk is high, the non-stationary withdrawal risk is determined to be higher than when the balance risk is low. The foreign worker management support device according to claim 4.
The non-stationary withdrawal risk detection unit is a management support device for foreign workers, characterized in that the withdrawal steady-state information at a time corresponding to the acquisition timing of the total balance is compared with the total balance. The foreign worker management support device according to claim 4 or 5.
The steady-state information generation unit generates the withdrawal steady-state information including the steady-state total balance, which is the steady-state total balance.
In the non-stationary withdrawal risk detection unit, the total balance is smaller than the steady total balance, the difference between the steady total balance and the total balance is equal to or more than a predetermined first value, and the above. A management support device for foreign workers, characterized in that it is determined that there is a risk of the balance when the total balance is equal to or less than a predetermined second value. The foreign worker management support device according to any one of claims 4 to 6.
It is equipped with a prepaid information acquisition department that acquires prepaid information, which is information on the prepaid results for the foreign workers.
The steady-state information generation unit generates prepayment steady-state information, which is steady-state information about prepayment, by using the information about the prepayment record.
When the result of comparing a certain prepayment record included in the prepayment information with the prepayment steady state information satisfies a predetermined condition, the non-steady withdrawal risk detection unit exceeds the prepayment risk beyond the regular prepayment range. As well as determining that there is
A management support device for foreign workers, characterized in that when the prepayment risk is high, the non-stationary withdrawal risk is determined to be higher than when the prepayment risk is low. The foreign worker management support device according to claim 7.
The prepayment information acquisition unit acquires the prepayment information including the prepayment balance, and
The steady-state information generation unit generates the prepayment steady-state information including the steady-state prepayment balance.
The non-stationary withdrawal risk detection unit determines the prepayment risk by comparing the steady prepayment balance with the prepayment balance at a certain prepayment period. .. The foreign worker management support device according to any one of claims 4 to 8.
The stationary information generation unit generates stationary electronic commerce information including a steady deposit amount into the electronic money account of the foreign worker.
The non-stationary withdrawal risk detection unit compares the deposit amount per unit period deposited in the electronic money account with the stationary electronic money conversion information to determine the electronic money conversion risk, and at the same time, determines the electronic money conversion risk.
A management support device for foreign workers, characterized in that it is determined that the risk of non-stationary withdrawal is higher when there is the risk of electronic monetization than when there is no risk. The foreign worker management support device according to any one of claims 1 to 9.
The communication department that communicates with the host company system of the host company of the foreign worker,
It is equipped with a notification generator that generates notifications according to the detected risk.
The communication unit is a management support device for foreign workers, characterized in that the notification generated by the notification generation unit is transmitted to the receiving company system. A management support system for foreign workers having a management support device, an overseas remittance management system, and an asset management system that are communicably connected to the management support device.
The overseas remittance management system stores information on overseas remittances of foreign workers.
The owned asset management system stores information on the owned assets of the foreign worker.
The management support device is
The overseas remittance information acquisition department that acquires information on the overseas remittance from the overseas remittance management system,
The owned asset information acquisition department that acquires information on the owned assets from the owned asset management system,
A non-stationary overseas remittance risk detection unit that detects non-stationary overseas remittance using the information on overseas remittance and determines the non-stationary overseas remittance risk of the foreign worker to another country using the detection result.
A non-stationary withdrawal risk detection unit that detects withdrawals of non-stationary assets held using the information on the assets held and determines the risk of non-stationary withdrawal using the detection results.
A disappearance sign detection unit that detects a disappearance sign of the foreign worker by using the non-stationary overseas remittance risk and the non-stationary withdrawal risk.
A management support system for foreign workers, which is characterized by being equipped with. It is a program that causes the computer processing department to execute the management support method for foreign workers.
Overseas remittance information acquisition procedure to acquire information on overseas remittance of foreign workers,
The procedure for acquiring information on owned assets to acquire information on the assets held by foreign workers, and
The non-stationary overseas remittance risk detection procedure for detecting non-stationary overseas remittance using the information on overseas remittance and determining the non-stationary overseas remittance risk for the foreign worker to another country using the detection result,
A non-stationary withdrawal risk detection procedure that detects withdrawals of non-stationary assets held using the information on the assets held and determines the risk of non-stationary withdrawal using the detection results.
A disappearance sign detection procedure for detecting a disappearance sign of the foreign worker using the non-stationary overseas remittance risk and the non-stationary withdrawal risk.
A program characterized by executing. It is a management support method for foreign workers using a management support device.
Overseas remittance information acquisition procedure to acquire information on overseas remittance of foreign workers,
The procedure for acquiring information on owned assets to acquire information on the assets held by foreign workers, and
The non-stationary overseas remittance risk detection procedure for detecting non-stationary overseas remittance using the information on overseas remittance and determining the non-stationary overseas remittance risk for the foreign worker to another country using the detection result,
A non-stationary withdrawal risk detection procedure that detects withdrawals of non-stationary assets held using the information on the assets held and determines the risk of non-stationary withdrawal using the detection results.
A disappearance sign detection procedure for detecting a disappearance sign of the foreign worker using the non-stationary overseas remittance risk and the non-stationary withdrawal risk.
A method of supporting the management of foreign workers, which is characterized by having.

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