JP2019133242A - Information providing device, its method and its program - Google Patents

Abstract

To reduce a useless notification to users of an electronic monetary claim recording institution when an electronic monetary claim recording institution is changed.SOLUTION: An information providing device according to one embodiment of the present invention includes a receiving part to receive a notification including an identifier related to an electronic credit from a recording institution, a provision part to provide an information according to the notification to users related to the electronic credit, and a judgment part to switch the presence or absence of an information provision by the provision part based on the relationship between the identifier and the first identifier.SELECTED DRAWING: Figure 6

Description

  The present invention relates to an information providing apparatus, method, and program.

  In recent years, the Electronic Record Claims Act has been amended, and electronic record claims can be changed to the electronic claim record organization that performs electronic records.

  Densai Net (registered trademark), one of the electronic bond recording institutions, is a so-called "creditor request" as a specification when changing electronic bond recording institutions from other electronic bond recording institutions to Densai Net. The method of requesting occurrence records by “method” was adopted. As described in Non-Patent Document 1, this “creditor claim method” means that a user who becomes a creditor of “Densai” (registered trademark), which is an electronic claim handled by Densai Net, Provide information about the debtor user, etc. to Densai Net via the window financial institution with which you have a usage contract, and request an occurrence record from Densai Net through the window financial institution. This is a method in which the occurrence record is established when the obligor who has received the notification gives consent. Since Densai Net adopted the method of claiming records by creditor billing method as a specification when changing electronic debt recording organization from other electronic debt recording institutions to Densai Net, from Densai Net Through the financial institution, the creditor or debtor is notified of notifications such as notification of acceptance of occurrence records and notification of occurrence records.

Written by Yoshiko Ogi, “Densai Practical Q & A”, General Association of Financial and Financial Situation, July 2013, pages 53-55

  The procedure for changing an electronic bond recording organization from another electronic bond recording organization to Densai Net for electronic claims has been agreed that the creditor and the debtor of the electronic loan will change the electronic bond recording organization This will be started after confirmation by other electronic bond recorders. Therefore, for the creditor and debtor of the electronic claim, the occurrence record acceptance request notification, which is a notification notifying the debtor of the request for acceptance of the occurrence record request, and the notice notifying the creditor that the occurrence record request has been registered. There is no need to notify a certain occurrence record and an occurrence record acceptance result, which is a notification sent to the debtor in response to a consent or denial notice sent from the debtor to Densai Net.

  However, as mentioned above, because Densai Net adopted the creditor billing method as a specification when changing the electronic bond recording institution from other electronic bond recording institutions to Densai Net, Unnecessary notices such as notice of acceptance of occurrence records and notice of occurrence records may be sent to users who become creditors of "Densai" and users who become debtors.

  An object of the present invention is to reduce unnecessary notifications to users of an electronic bond recording organization when the electronic bond recording organization is changed.

  According to an embodiment of the present invention, a receiving unit that receives a notification including an identifier associated with an electronic bond from a recording institution server, a providing unit that provides information according to the notification to a user associated with the electronic bond, An information providing apparatus is provided that includes a determination unit that switches presence / absence of provision of information by the providing unit based on a relationship between the identifier included in the notification and the first identifier.

  Providing information according to the notification performed by the providing unit may be transmitting information corresponding to the notification to the user interface.

  The provision of the information according to the notification performed by the providing unit may be to transmit the information according to the notification to the user's mail address.

  The determination unit may stop providing information according to the notification by the providing unit when the identifier included in the notification includes the first identifier.

  According to one embodiment of the present invention, the notification includes an identifier associated with the electronic bond from the recording institution server, and provides information corresponding to the notification to a user associated with the electronic bond, and is included in the notification An information providing method for switching presence / absence of provision of information based on the relationship between the identifier and the first identifier is provided.

  Providing information according to the notification may be transmitting information according to the notification to the user interface.

  The provision of information according to the notification may be to transmit information according to the notification to the user's mail address.

  When the identifier included in the notification includes the first identifier, provision of information according to the notification may be stopped.

  According to one embodiment of the present invention, a computer provides a receiving unit that receives a notification including an identifier associated with an electronic bond from a recording institution server, and provides information corresponding to the notification to a user associated with the electronic bond And a program for causing the providing unit to function as a determining unit that switches whether information is provided based on a relationship between the identifier and the first identifier included in the notification.

  Providing information according to the notification performed by the providing unit may be transmitting information corresponding to the notification to the user interface.

  The provision of the information according to the notification performed by the providing unit may be to transmit the information according to the notification to the user's mail address.

  The determination unit may stop providing information according to the notification by the providing unit when the identifier included in the notification includes the first identifier.

It is a figure which shows the structure of the information provision system which concerns on one Embodiment of this invention. It is a figure which shows the data of the claim record about the electronic claim which concerns on one Embodiment of this invention. It is a block diagram which shows the information provision function which concerns on one Embodiment of this invention. It is a flowchart which shows the common identifier acquisition process performed in the information provision apparatus which concerns on one Embodiment of this invention. It is a flowchart which shows the information provision process performed in the information provision apparatus 10 in embodiment of this invention. It is a flowchart when a recording organization is changed in the information provision system which concerns on one Embodiment of this invention. It is a flowchart when an electronic bond is generated by the creditor claim method in the information providing system according to an embodiment of the present invention. It is a flowchart when the recording organization is changed in the conventional information providing system.

  Hereinafter, an embodiment of the present invention will be described with reference to the drawings. The following embodiments are examples of the embodiments of the present invention, and the present invention is not limited to these embodiments. Note that in the drawings referred to in this embodiment, the same portion or a portion having a similar function is denoted by the same reference symbol or a similar reference symbol (a reference symbol simply including A, B, etc. after a number) and repeated. The description of may be omitted.

<Embodiment>
An information providing system 1 including an information providing apparatus 10 according to an embodiment of the present invention will be described in detail with reference to the drawings.

[Overview]
FIG. 1 is a diagram illustrating a configuration of an information providing system 1 including an information providing apparatus 10 according to an embodiment of the present invention. The information providing system 1 includes an information providing apparatus 10, a first recording institution server 20, a second recording institution server 30, a creditor terminal 40, and a debtor terminal 50. The information providing apparatus 10, the first recording institution server 20, the second recording institution server 30, the creditor terminal 40, and the debtor terminal 50 are connected to a network 60 such as the Internet or a communication line.

  The information providing apparatus 10 is an apparatus that provides an information providing service, and is connected to the network 60 and communicates with the first recording institution server 20, the second recording institution server 30, the creditor terminal 40, and the debtor terminal 50. Is possible. The information providing apparatus 10 provides the creditor terminal 40 and the debtor terminal 50 with an information provision process to be described later.

  The first recording agency server 20 is a server owned by the first recording agency. The first recording institution is an electronic receivable recording institution that records the receivable records of the electronic receivables to be changed in the electronic receivable recording organization in the record book. “Debt record” refers to an electromagnetic record created for each electronic bond generated by the occurrence record, and “record book” refers to a storage medium for storing the bond record in the electronic bond record organization.

  The first recording institution server 20 includes a record book in which a claim record for an electronic claim is recorded. When the first recording institution makes a request to change the recording institution from the first recording institution to the second recording institution by the creditor of the electronic receivable whose receivable record is in the record ledger, the first recording institution server 20 (2) The recording organization server 30 is notified of a change in the recording organization indicating that the electronic creditor has received a request from the creditor to change the recording organization from the first recording organization to the second recording organization. Specifically, data such as the record items of the bond record for the electronic bond stored in the first recording institution server 20 is sent to the second recording institution server 30.

  The second recording organization server 30 is a server owned by the second recording organization. The second recording institution is an electronic receivable recording institution that takes over the record items of the receivable records from the first recording institution by changing the electronic receivable recording institution. For example, the second recording agency may be a Densai net. The second recording institution server 30 includes a billing acceptance book, receives a recording institution change notification for the electronic receivable from the first recording institution server 20, and the receivable for the electronic receivable stored in the first recording institution server 20 Record the record items in the claim receptionist. The “billing acceptance list” refers to a storage medium that accepts recording requests.

  The second recording institution server 30 transmits a notification regarding the electronic bond to the information providing apparatus 10. And when the 2nd recording organization server 30 transmits the notification regarding an electronic bond to the information provision apparatus 10, it transmits as a notification containing the identifier linked | related with the electronic bond. This notification includes, for example, notifications such as an occurrence record acceptance request notice, an occurrence record notice, and an occurrence record acceptance result. In the present embodiment, the “identifier associated with the electronic claim” is a character string of “claimer Ref. No” which is one of the data structure items of the record items of the claim record recorded in the claim acceptance book. It shall refer to the whole. The requester Ref. No is a number that is arbitrarily designated by the user in order to associate the user with the electronic bond. The “identifier associated with the electronic bond” may include a “common identifier” described below.

  The second recording institution server 30 tries to change the electronic receivables recording organization in the data of the receivable records when recording the record items of the receivable records for the electronic receivables to be changed in the electronic receivables recording organization. The identifier (commonly referred to as “common identifier” hereinafter) that is commonly assigned to the electronic bond to be included is included. Although there is no particular limitation on the form of the common identifier, in the present embodiment, the fact that part of the character string of “Biller Ref. No” includes the character string “abcdefg” corresponds to the electronic bond corresponding to the bond record. Indicate that it contains a common identifier. In this case, the second recording institution server 30 stores a character string “abcdefg” as a common identifier in advance. Then, when the second recording institution server 30 records the record items of the claim record for the electronic claim to be changed in the electronic claim recording organization in the claim acceptance list, the claimant Ref. A character string “abcdefg” stored as a common identifier is added to No.

  Regarding the second recording institution server 30 attaching a common identifier to the electronic bond, here, the second recording institution server 30 requests the Ref. A case where No is “ABCDEFG” will be described as an example. Ref. When No is “ABCDEFG”, the “identifier associated with the electronic bond” is “ABCDEFG”, and it can be said that the common identifier “abcdefg” is not attached to the electronic bond.

  In addition, Ref. If the second recording institution server 30 attaches a common identifier to an electronic bond whose No is “ABCDEFG”, it can be said that the “identifier associated with the electronic bond” is changed to “ABCDEFG.abcdefg”.

  As for the method in which the second recording institution server 30 attaches a common identifier to the electronic bond, the administrator of the second recording institution server 30 operates the second recording institution server 30 to attach the common identifier to the electronic receivable. Alternatively, the second recording institution server 30 may discriminate the electronic receivable to change the electronic bond recording institution according to some algorithm, and automatically attach a common identifier to the electronic receivable. That is, in the present embodiment, the administrator of the second recording institution server 30 operates the second recording institution server 30 to request the Ref. The character string “abcdefg” may be added to No., or the second recording institution server 30 discriminates the electronic receivable to change the electronic bond recording institution according to some algorithm, and automatically requests the electronic receivable Ref. A character string “abcdefg” may be added to No.

  FIG. 2 is a diagram showing an example of the data 200 of the record items of the claim record for a certain electronic claim stored in the second recording institution server 30. The data 200 includes a record number assigned to each electronic bond, information indicating the creditor of the electronic bond, information indicating the debtor of the electronic bond, the amount of the electronic bond, the claimant Ref. No. is associated. The information indicating the creditor and the information indicating the debtor may include, for example, a name, an address, a settlement account, a user number of the second recording organization, and the like.

  On the other hand, the second recording institution server 30 also records the record items of the claim record in the claim acceptance list even when it receives the notification of the occurrence record request by the so-called creditor claim method. In this case, the common identifier is not attached to the electronic bond corresponding to the bond record. In the present embodiment, the second recording institution server 30 that has received the notification of the occurrence record request by the creditor claim method, the claimant Ref. The character string “abcdefg” is not added to No.

  The creditor terminal 40 and the debtor terminal 50 are information processing apparatuses having a communication function. The creditor terminal 40 indicates an information processing device used by the creditor of the electronic credit, and the debtor terminal 50 indicates an information processing device used by the debtor of the electronic credit. Examples of the creditor terminal 40 and the debtor terminal 50 include a personal computer, a tablet terminal, and a smartphone. A web browser may be installed in the creditor terminal 40 and the debtor terminal 50, or may have an electronic mail communication function.

  The creditors who use the creditor terminal 40 and the debtors who use the debtor terminal 50 are users of the first recording organization and the second recording organization, respectively. The creditor who uses the creditor terminal 40 and the debtor who uses the debtor terminal 50 provide information corresponding to the notification regarding the first electronic bond issued by the first recording institution server 20 or the second recording institution server 30. Receive via device 10. That is, the first recording institution server 20 or the second recording institution server 30 stores information of the information providing apparatus 10 as a direct destination of the notification relating to the first electronic bond. Send a notification containing information indicating the debtor. And the information provision apparatus 10 which received this provides the information according to the received notification to a creditor or a debtor according to the information which shows a creditor or a debtor. The “providing” includes that the information providing apparatus 10 transmits information to the creditor or debtor interface or transmits it to the creditor or debtor mail address. The creditor or debtor can use the creditor terminal 40 or the debtor terminal 50 to access the interface and display the information transmitted by the information providing apparatus 10 on the creditor terminal 40 or the debtor terminal 50. Further, the creditor or debtor may use the creditor terminal 40 or the debtor terminal 50 to receive information transmitted from the information providing apparatus 10 to the debtor or creditor's mail address as an email.

  Further, the creditor using the creditor terminal 40 and the debtor using the debtor terminal 50 transmit a notification directed to the first recording institution server 20 or the second recording institution server 30 through the information providing apparatus 10. can do. That is, the creditor terminal 40 or the debtor terminal 50 sends a notification including information indicating the first recording institution server 20 or the second recording institution server 30 as a provision destination to the information providing apparatus 10 and receives the information. 10 can send the content corresponding to the received notification to the first recording institution server 20 or the second recording institution server 30 in accordance with the provision destination information included in the received notification.

[Hardware Configuration of Information Providing Device 10]
As illustrated in FIG. 1, the information providing apparatus 10 includes a control unit 11, a storage unit 12, and a communication unit 13.

  The control unit 11 includes an arithmetic processing circuit such as a CPU (Central Processing Unit). The control unit 11 causes the CPU to execute the program stored in the storage unit 12 and causes the information providing apparatus 10 to realize a function corresponding to the program.

  The storage unit 12 is a storage device configured by a memory device such as a hard disk or a semiconductor memory. The storage unit 12 may include a ROM (Read only memory). The storage unit 12 stores various programs executed by the control unit 11. The program stored in the storage unit 12 includes, for example, a program for realizing information providing processing described later. Each program may be provided in a state stored in a computer-readable recording medium such as a magnetic recording medium, an optical recording medium, a magneto-optical recording medium, or a semiconductor memory. Each program may be downloaded to the information management apparatus via the network 60.

  The communication unit 13 is connected to the network 60 under the control of the control unit 11 and transmits / receives information to / from external devices such as the first recording institution server 20, the second recording institution server 30, the creditor terminal 40, and the debtor terminal 50. Do.

[Functional configuration of information providing apparatus 10]
FIG. 3 is a block diagram showing an information providing function of the information providing apparatus 10 according to the embodiment of the present invention. In this embodiment, the identifier input unit 101 and the identifier storage unit 103 are included in the information providing apparatus 10. However, the identifier input unit 101 and the identifier storage unit 103 are connected to the information providing apparatus 10 through the network 60. It may be an external input device and a storage device.

  The identifier input unit 101 receives an input of a common identifier, which is an identifier attached to the electronic bond in common by the second recording authority server 30 that has received the recording authority change notification from the first recording authority server 20 for the electronic bond. In the present embodiment, a character string “abcdefg” is input. The input method of the common identifier is not particularly limited, and the identifier input unit 101 receives a notification of what the character string to be the common identifier is from the second recording institution server 30 via the network 60 and extracts the common identifier. The method may be used, or the administrator of the second recording institution server 30 transmits the common identifier to the administrator of the information providing apparatus 10 by some method such as document, verbal, or mail, and manages the information providing apparatus 10 A method in which a person inputs the common identifier to the identifier input unit may be used.

  The identifier storage unit 103 stores the common identifier received by the identifier input unit 101. Further, the identifier storage unit 103 may store a common identifier in advance.

  The receiving unit 105 receives a notification about the first electronic bond from the second recording institution server 30. The notification regarding the first electronic bond includes an identifier associated with the first electronic bond. In the present embodiment, the notification relating to the first electronic bond is the first electronic bond claimant Ref. No is included. This notification includes, for example, an occurrence record acceptance request notice, an occurrence record notice, and an occurrence record acceptance result. In addition, the notification includes information indicating the creditor or debtor of the first electronic bond as the destination.

  The determination unit 107 acquires the common identifier from the identifier storage unit 103, and the providing unit 109 determines whether the providing unit 109 is based on the relationship between the common identifier and the identifier associated with the first electronic bond included in the notification received by the reception unit 105. Whether to provide information corresponding to the notification received by the receiving unit 105 to the creditor or debtor of the first electronic bond is switched. In the present embodiment, the determination unit 107 acquires a character string “abcdefg” that is a common identifier from the identifier storage unit 103, and the claimant Ref. Ref. Is an identifier associated with the first electronic bond included in the received notification. It is determined whether the character string of No includes the character string “abcdefg”. If it is determined that the information is not included, the determining unit 107 causes the providing unit 109 to provide information corresponding to the notification received by the receiving unit 105 to the creditor or debtor of the first electronic bond, and determines that the information is included. , Do not let me provide.

  For example, the claimant Ref. When “No” is “ABCDEFG”, the determination unit 107 determines the claimant Ref. It is determined that the character string of No does not include the character string “abcdefg”. Therefore, the determination unit 107 causes the providing unit 109 to provide the creditor or debtor of the first electronic bond with information corresponding to the notification received by the receiving unit 105. On the other hand, the requester Ref. When No is “abcdefg.ABCDEFG”, the determination unit 107 determines the claimant Ref. It is determined that the character string of No includes the character string “abcdefg”. Therefore, the determination unit 107 causes the providing unit 109 to provide the creditor or debtor of the first electronic bond with information corresponding to the notification received by the receiving unit 105.

  The providing unit 109 provides information corresponding to the notification received by the receiving unit 105 to the creditor or debtor of the first electronic bond. That is, the providing unit 109 transmits information corresponding to the notification received by the receiving unit 105 to the creditor or debtor interface of the first electronic bond, or to the creditor or debtor email address. .

  Whether the providing unit 109 provides information corresponding to the notification received by the receiving unit 105 to the creditor or debtor of the first electronic bond is determined by the determination of the determination unit 107 as described above.

[Common identifier acquisition processing]
Subsequently, a common identifier acquisition process in the information providing apparatus 10 will be described.

  FIG. 4 is a flowchart showing a common identifier acquisition process executed in the information providing apparatus 10 according to the embodiment of the present invention. This process is executed when the information providing apparatus 10 is activated.

  First, the information providing apparatus 10 receives, in the identifier input unit 101, a common identifier, which is an identifier attached to the electronic bond in common by the second recording institution server 30 that has received the recording institution change notification from the first recording institution server 20. Wait until it is input (step S101; No). In the present embodiment, the information providing apparatus 10 stands by until a character string “abcdefg” is input to the identifier input unit 101.

  When the common identifier is input to the identifier input unit 101 (step S101; Yes), the identifier storage unit 103 stores the identifier (step S103), and the identifier acquisition process ends. In this embodiment, when the character string “abcdefg” is input to the identifier input unit 101, the identifier storage unit 103 stores the character string “abcdefg”, and the identifier acquisition process ends.

  By performing this identifier acquisition processing, the identifier storage unit 103 of the information providing apparatus 10 has the same electronic information as the second recording institution server 30 that has received the recording institution change notification from the first recording institution server 20 for the electronic bond. A common identifier, which is an identifier attached to the bond record data of the bond, is stored. When the identifier storage unit 103 stores a common identifier in advance, the common identifier acquisition process described here may not be performed.

[Information provision processing]
Subsequently, an information providing process in the information providing apparatus 10 will be described.

  FIG. 5 is a flowchart showing the information providing process executed in the information providing apparatus 10 according to the embodiment of the present invention. This process is executed when the identifier acquisition process is completed in the information providing apparatus 10.

  First, the information providing apparatus 10 waits until the receiving unit 105 receives a notification from the second recording institution server 30 about the first electronic bond including information indicating the creditor or the debtor as the transfer destination (Step S201; No). This “notification about the first electronic bond” includes, for example, a notification such as an occurrence record acceptance request notice, an occurrence record notice, and an occurrence record acceptance result.

  When the receiving unit 105 receives a notification about the first electronic bond including information indicating the creditor or the debtor as the transfer destination from the second recording institution server 30 (Step S201; Yes), the information providing apparatus 10 determines the determination unit 107. Acquires the common identifier from the identifier storage unit 103, and provides the notification received by the receiving unit 105 by the providing unit 109 based on the relationship between the identifier associated with the first electronic bond included in the notification received by the receiving unit 105. Whether to provide the corresponding information to the creditor or debtor of the first electronic bond is switched. (Step S203).

  In the present embodiment, when the information providing apparatus 10 receives the notification about the first electronic bond including information indicating the creditor or the debtor as the transfer destination from the second recording institution server 30 in step S203, The determination unit 107 acquires the character string “abcdefg” from the identifier storage unit 103, and the character string “abcdefg” is the requester Ref. It is determined whether it is included in the character string of No. Then, the character string “abcdefg” is added to the requester Ref. When not included in the character string of No, the determination unit 107 causes the providing unit 109 to provide information corresponding to the notification received by the receiving unit 105 to the creditor or debtor of the first electronic bond, and is included Shall not provide this provision.

  Of course, this method is not necessarily used to switch whether the providing unit 109 provides information corresponding to the notification received by the receiving unit 105 to the creditor or the debtor of the first electronic bond performed by the determination unit 107 in step S203. You don't have to rely on it. For example, the character string “abcdefg” indicates the requester Ref. If it is not included in the character string of No, the determination unit 107 includes the provision unit 109 without providing the creditor or the debtor of the first electronic bond with the information corresponding to the notification received by the reception unit 105. In some cases, this provision may be performed. In addition, the character string “abcdefg” indicates the requester Ref. If it matches the character string of No, the determination unit 107 causes the providing unit 109 to provide information corresponding to the notification received by the receiving unit 105 to the creditor or the debtor of the first electronic bond, and when the information does not match May not provide this provision.

  When the determination unit 107 determines that the common identifier is not attached to the notification received by the reception unit 105 (step S203; No), the providing unit 109 accepts a credit as a transfer destination included in the notification received by the reception unit 105. The information corresponding to the received notification is provided to the creditor or debtor of the first electronic credit based on the information indicating the creditor or debtor (step S205), and the process returns to step S201. In this embodiment, the character string “abcdefg” is determined by the determination unit 107 so that the requester Ref. If it is determined that it is not included in the character string of No, the providing unit 109 receives the credit of the first electronic bond based on the information indicating the creditor or the debtor as the transfer destination included in the notification received by the receiving unit 105 The information corresponding to the received notification is provided to the party or the debtor, and the receiver 105 waits until the receiving unit 105 receives the notification about the first electronic bond including the information from the second recording institution server 30 again.

  When determining unit 107 determines that the common identifier is attached to the notification received by receiving unit 105 (step S203; Yes), providing unit 109 is a creditor terminal of the notification first electronic bond received by receiving unit 105. 40 or the debtor terminal 50 (step S207), and the process returns to step S203. In the present embodiment, the determination unit 107 determines that the character string “abcdefg” is the requester Ref. If it is determined that the information is included in the character string of No, the providing unit 109 does not provide information corresponding to the notification received by the receiving unit 105 to the creditor or debtor of the first electronic bond, and the receiving unit 105 again 2 Wait until a notification about the first electronic bond including information is received from the recording institution server 30.

[Recording organization change]
Next, a process when the recording organization is changed in the information providing system 1 including the information providing apparatus 10 will be described. In this description, the provision of information provided from the information providing device 10 to the creditor or debtor is transmitted to the creditor or debtor interface, the creditor uses the creditor terminal 40, and the debtor Assume that the debtor terminal 50 is used to access and display.

  FIG. 6 is a flowchart when the recording organization is changed in the information providing system 1 having the above-described configuration and including the information providing apparatus 10 that performs the above-described operation.

  First, a recording organization change notification for the first electronic bond is sent from the first recording organization server 20 to the second recording organization server 30 (step S301). This recording organization change notification includes information related to the record items of the claim record for the first electronic claim stored in the first recording organization server 20. In addition, the first recording authority confirms that the creditor of the first electronic claim and the obligor have agreed to change the electronic claim recording authority. The first recording agency operating the server 20 performs an operation to send a recording agency change notification from the first recording agency server to the second recording agency server 30.

  The second recording institution server 30 that has received the recording institution change notification records the record items of the claim record for the first electronic receivable stored in the first recording institution server 20 based on the information included in the recording institution change notification. It records in the bill acceptance book (step S303). In this step S303, the second recording institution server 30 attaches a common identifier, which is an identifier commonly attached to the electronic receivable to be changed, to the first electronic receivable. That is, the requester Ref. A character string “abcdefg” is added to No. This process may be performed manually by the second recording agency operating the second recording agency server 30 or may be automatically performed by the second recording agency server 30.

  Next, the second recording institution server 30 sends an occurrence record approval request notification for the first electronic bond with the common identifier to the information providing apparatus 10 (step S305). That is, the requester Ref. Of the data of the generated record acceptance request notification sent from the second recording institution server 30 to the information providing apparatus 10 in step S305. No includes the character string “abcdefg”.

  The information providing apparatus 10 that has received the generation record acceptance request notification performs the information providing process described with reference to FIG. 5 (step S307). In this example, since the common identifier is attached to the generated record approval request notification received by the information providing apparatus 10, the information providing apparatus 10 does not send the generated record approval request notification to the debtor terminal 50.

  In step S303, the second recording institution server 30 records the record items of the claim record for the first electronic claim in the claim acceptance book, and then performs the generation record acceptance process (step S309). This occurrence record acceptance process is a process that treats the occurrence record acceptance request notification performed in step S305 as having been accepted from the debtor terminal 50. This process may be performed manually by the second recording agency operating the second recording agency server 30 or may be automatically performed by the second recording agency server 30.

  The second recording institution server 30 performs the generation record acceptance processing in step S309, then records the record items of the claim record for the first electronic bond in the record original book, and establishes the occurrence record (step S311).

  After step S309, the second recording institution server 30 sends an occurrence record notification with the common identifier attached to the information providing apparatus 10 (step S313). The information providing apparatus 10 that has received the occurrence record notification performs the information providing process described with reference to FIG. 5 (step S315). In this example, since the common identifier is attached to the occurrence record notification received by the information providing apparatus 10, the information provision apparatus 10 does not send the occurrence record notice to the creditor terminal 40.

  When the procedure for transferring the electronic bond is completed after the above-described change process of the recording facility for the electronic bond is completed in the information providing system 1 including the information providing apparatus 10, the procedure is performed in the second recording agency server 30. A new record corresponding to the above is newly created, and the newly created record may not have a common identifier. In the present embodiment, for example, when the electronic credit is assigned after the processing of changing the recording authority for the electronic claim is completed, the assignment record is created in the second recording institution server 30 and the transfer requester Ref of the assignment record is created. . No may not include the character string “abcdefg”, which is a common identifier. By doing so, the information providing apparatus 10 notifies the creditor terminal 40 or the debtor terminal 50 of notifications such as an occurrence record acceptance request notification and an occurrence record notification while performing the change process of the recording institution for the electronic bond. The information providing apparatus 10 can send a notice about the electronic bond to the creditor terminal 40 or the debtor terminal 50 after the change process of the recording institution for the electronic bond is completed without sending it. .

  In the present embodiment, it is assumed that when the second recording institution takes over the record items of the receivable record from another recording institution by changing the electronic receivable recording institution, the generated record acceptance result is not sent to the information providing apparatus 10. Therefore, in the present embodiment, as shown in FIG. 6, the second recording institution server 30 does not send a notification of the generated record acceptance result to the information providing apparatus 10.

  Unlike the present embodiment, when the second recording institution server 30 sends a notification of the generated record acceptance result to the information providing apparatus 10, for example, after step S309, the second recording institution server 30 has a common identifier. The attached generation record acceptance result is sent to the information providing apparatus 10. The information providing apparatus 10 that has received the generation record acceptance result performs the information providing process described with reference to FIG. In this example, since the common identifier is attached to the generated record acceptance result received by the information providing apparatus 10, the information providing apparatus 10 does not send the generated record acceptance result to the creditor terminal 40.

[Creditors claim method]
Next, processing when an electronic bond is generated by the creditor billing method in the information providing system 1 including the information providing apparatus 10 will be described. In this description, the provision of information provided from the information providing device 10 to the creditor or debtor is transmitted to the creditor or debtor interface, and the creditor uses the creditor terminal 40 for the interface. The debtor is displayed using the debtor terminal 50.

  FIG. 7 is a flowchart when an electronic bond to be recorded by the second recording organization is generated by the creditor billing method in the information providing system 1 having the above-described configuration and including the information providing apparatus 10 that performs the above-described operation. It is.

  First, an occurrence record request for the first electronic bond is sent from the creditor terminal 40 to the information providing apparatus 10 (step S401). Since the generated record request includes information indicating the second recording institution server 30 as a providing destination, the information providing apparatus 10 sends the generated record request to the second recording institution server 30 (step S403).

  The second recording institution server 30 that has received the occurrence record request for the first electronic claim from the information providing apparatus 10 records the record items of the claim record for the first electronic claim in the claim acceptance list (step S405). This process may be performed manually by the second recording agency operating the second recording agency server 30 or may be automatically performed by the second recording agency server 30.

  Next, the second recording institution server 30 sends an occurrence record acceptance request notification to the information providing apparatus 10 (step S407). This occurrence record approval request notification includes information indicating the debtor terminal 50 as a providing destination, but does not include a common identifier unlike the case of changing the recording organization.

  The information providing apparatus 10 that has received the generation record acceptance request notification performs the information providing process described with reference to FIG. 5 (step S409). In this example, since the common identifier is not included in the generated record acceptance request notification received by the information providing apparatus 10, the information providing apparatus 10 designates the debtor as a transfer destination included in the received generated record approval request notification. According to the information shown, an occurrence record approval request notification for the first electronic bond is transmitted to the debtor interface (step S411), and the debtor displays the interface on the debtor terminal 50.

  When the debtor receives an occurrence record approval request notification for the first electronic claim from the information providing device 10, the debtor using the debtor terminal 50 gives a notice of acceptance when accepting the occurrence of the first electronic claim, If there is an objection, a notice of denial is sent from the debtor terminal 50 to the information providing apparatus 10 (step S413). The approval notification and the rejection notification include information indicating the second recording institution server 30 as a transfer destination. In this example, it is assumed that the debtor accepts the generation of the first electronic bond and sends it from the debtor terminal 50 to the information providing apparatus 10.

  The information providing apparatus 10 that has received the notification of consent from the debtor terminal 50 sends a notification of consent to the second recording institution server 30 (step S415).

  The second recording institution server 30 that has received the notification of consent from the information providing apparatus 10 sends a notification of the generated record consent result indicating that the notice of consent has been received to the information providing apparatus 10 (step S417). The notification of the occurrence record acceptance result includes information indicating the debtor terminal 50 as a providing destination, but does not include a common identifier. The information providing apparatus 10 that has received the notification of the generation record acceptance result performs the information providing process described with reference to FIG. 5 (step S419). In this example, since the occurrence record notification received by the information providing apparatus 10 does not include a common identifier, the information providing apparatus 10 transmits a notification of the occurrence record acceptance result to the debtor interface (step S421), The person causes the debtor terminal 50 to display the interface.

  The second recording institution server 30 that has received the notification of acceptance from the information providing apparatus 10 records the record items of the claim record for the first electronic claim in the record book, and establishes the occurrence record (step S423).

  After step S423, the second recording institution server 30 sends an occurrence record notification to the information providing apparatus 10 (step S425). This occurrence record notification includes information indicating the creditor terminal 40 as a transfer destination, but does not include a common identifier. The information providing apparatus 10 that has received the occurrence record notification performs the information providing process described with reference to FIG. 5 (step S427). In this example, since the occurrence record notification received by the information providing apparatus 10 does not include a common identifier, the information providing apparatus 10 transmits the occurrence record notification to the creditor's interface (step S429). Causes the creditor terminal 40 to display the interface.

  As described above, the information providing apparatus 10 receives the generated record approval request notification, the generated record notification, and the generated record approval result when the electronic claim is generated by the creditor billing method, unlike when the recording organization is changed. Can be sent to the debtor or debtor.

  FIG. 8 is a flowchart when the recording agency is changed in the information providing system 1 including the conventional information providing apparatus 70 instead of the information providing apparatus 10. In this description, the provision of information provided from the information providing device 70 to the creditor or debtor is transmitted to the creditor or debtor interface, and the creditor uses the creditor terminal 40 for the interface. The debtor is displayed using the debtor terminal 50.

  First, a recording organization change notification for the first electronic bond is sent from the first recording institution server 20 to the second recording institution server 30 (step S501). The recording organization change notification is made after the first recording organization confirms that the creditor of the first electronic claim and the debtor have agreed to change the electronic claim recording organization. The second recording institution server 30 that has received the recording institution change notification records the record items of the claim record for the first electronic claim stored in the first recording institution server 20 in the claim acceptance list (step S503).

  Next, the second recording institution server 30 sends an occurrence record acceptance request notification to the information providing apparatus 70 (step S505).

  The information providing apparatus 70 that has received the occurrence record approval request notification transmits the occurrence record approval request notification to the debtor interface (step S507), and the debtor causes the debtor terminal 50 to display the interface.

  In step S503, the second recording institution server 30 records the record matter of the first electronic claim in the claim acceptance book, and then performs the generation record acceptance process (step S509). Record items are recorded in the record original book, and the occurrence record is established (step S511). This occurrence record acceptance process is a process that treats the occurrence record acceptance request notification performed in step S507 as if there was an acceptance notice from the debtor terminal 50.

  After step S511, the second recording institution server 30 sends an occurrence record notification to the information providing apparatus 70 (step S513). The information providing apparatus 70 that has received the occurrence record notification transmits the occurrence record notification to the creditor's interface (step S515), and the creditor causes the creditor terminal 40 to display the interface.

  As described above, in the present embodiment, when the second recording institution takes over the record items of the receivable record from another recording institution by changing the electronic receivable recording institution, the generated record approval result is sent to the information providing apparatus 70. There is no specification. Therefore, in the present embodiment, as shown in FIG. 8, the second recording institution server 30 does not send a notification of the generated record acceptance result to the information providing apparatus 70.

  Unlike the present embodiment, when the second recording institution server 30 sends a notification of the generation record acceptance result to the information providing apparatus 10, for example, after step S509, the second recording institution server 30 sends the generation record acceptance result notification. The result notification is sent to the information providing apparatus 70. The information providing device 70 that has received the notification of the occurrence record acceptance result transmits the notification of the occurrence record acceptance result to the debtor interface, and the debtor causes the debtor terminal 50 to display the interface.

  As described above, when the recording organization is changed in the information providing system 1 including the conventional information providing apparatus 70 instead of the information providing apparatus 10, the generated record acceptance request notification (step S507) and the generated record notification (step S515) is sent to the creditor or debtor. However, in advance, the recording organization change notification in step S501 indicates that it has been agreed that the creditor who is the user of the creditor terminal 40 and the debtor who is the user of the debtor terminal 50 are to change the recording organization. Since it is performed after confirmation, the occurrence record acceptance request notification (step S507) and the occurrence record notification (step S515) are useless notifications for creditors and debtors.

  On the other hand, when the recording organization is changed in the information providing system 1 including the information providing apparatus 10 according to the present invention, the generation record acceptance request notification (step S507) and the generation record notification, which are useless notifications for the creditor and the debtor. (Step S515) and the like are not sent to the creditor and debtor. In addition, when an occurrence record request is made by the creditor claim method, when the information providing apparatus 10 receives a notification without a common identifier from the second recording institution server 30, the information providing process described with reference to FIG. And send the notice to the creditor or debtor. Accordingly, when the information providing apparatus 10 is used, when an occurrence record request is made by the creditor claim method, the occurrence record acceptance request notice, the occurrence record notice, and the occurrence record acceptance result are sent to the creditor or the debtor while recording. When the institution is changed, it is possible to process not to send the occurrence record acceptance request notice, the occurrence record notice, and the occurrence record acceptance result to the creditor or debtor.

<Modification>
In the embodiment, the second recording institution server 30 is a requester Ref. No. is added with a character string “abcdefg” as a common identifier. No is a number originally designated by the user. Therefore, in the processing when an electronic bond is generated by the creditor billing method, when an occurrence record request for the electronic bond is sent from the creditor terminal 40 to the information providing apparatus 10 (step S401 in FIG. 7), the electronic bond It is possible that a common identifier is attached to. In this case, when the processing proceeds and the information providing apparatus 10 receives the generated record acceptance request notification from the second recording institution server 30 and performs the information providing process (step S409 in FIG. 7), the information providing apparatus 10 informs the debtor. Do not provide notification of request for approval of occurrence records for the electronic claims. That is, step S411 in FIG. 7 is not performed.

  In order to prevent this, the information providing apparatus 10 may provide the creditor with a notification indicating an error when receiving an occurrence record request including the common identifier from the creditor terminal 40. Although there is no particular limitation on the wording of the notification that displays the error, for example, “Character string“ abcdefg cannot be included in claimant Ref. No ”may be used. At this time, the information providing apparatus 10 does not send the generated record request to the second recording agency server 30. Therefore, the subsequent processing is not performed.

  Further, when the information providing apparatus 10 receives the occurrence record request including the common identifier from the creditor terminal 40, the notification received in the subsequent information providing processing (step S409, step S419, and step S427 in FIG. 7) is the common identifier. Even if included, information corresponding to the notice may be provided to the creditor or debtor. When the information providing device 10 receives the request for the generated record including the common identifier, the information providing device 10 stores the record number of the electronic bond targeted by the generated record request, and receives the notification including the record number in the subsequent information providing process. In this case, regardless of whether the notification includes a common identifier, information corresponding to the notification may be provided to the creditor or the debtor. At this time, processing when an electronic bond is generated by the creditor claim method described with reference to FIG. 7 is performed.

  Of course, other operational effects that are different from the operational effects brought about by the above-described embodiments will be apparent from the description of the present specification or can be easily predicted by those skilled in the art. It is understood that this is brought about by the present invention.

DESCRIPTION OF SYMBOLS 1 ... Information provision system, 10 ... Information provision apparatus, 11 ... Control part, 12 ... Memory | storage part, 13 ... Communication part, 20 ... 1st recording organization server, 30 ... Second recording institution server, 40 ... creditor terminal, 50 ... debtor terminal, 60 ... network, 70 ... information providing device, 101 ... identifier input unit, 103 ... identifier Storage unit, 105 ... receiving unit, 107 ... determination unit, 109 ... providing unit, 200 ... data

Claims (12)

A receiving unit for receiving a notification including an identifier associated with the electronic bond from the recording institution server;
A providing unit for providing information corresponding to the notification to a user associated with the electronic bond;
An information providing apparatus comprising: a determination unit that switches presence / absence of provision of information by the providing unit based on a relationship between an identifier included in the notification and a first identifier.   The information provision apparatus according to claim 1, wherein the provision of information according to the notification performed by the provision unit is to transmit information according to the notification to the user interface.   The information providing apparatus according to claim 1, wherein the provision of the information according to the notification performed by the providing unit is to transmit the information according to the notification to the mail address of the user.   4. The information providing apparatus according to claim 1, wherein the determination unit stops providing information according to the notification by the providing unit when an identifier included in the notification includes a first identifier. 5. Receive a notification from the registrar server containing the identifier associated with the electronic bond,
Providing information corresponding to the notification to a user associated with the electronic bond,
An information providing method for switching presence / absence of provision of the information based on a relationship between an identifier included in the notification and a first identifier.   The information providing method according to claim 5, wherein providing information according to the notification is transmitting information according to the notification to the user interface.   The information provision method according to claim 5, wherein the provision of information according to the notification is to transmit the information according to the notification to an email address of the user.   The information provision method according to any one of claims 5 to 7, wherein provision of information according to the notification is stopped when the identifier included in the notification includes a first identifier. Computer
A receiving unit for receiving a notification including an identifier associated with the electronic bond from the recording institution server;
A providing unit for providing information corresponding to the notification to a user associated with the electronic bond;
The program for functioning as a determination part which switches the presence or absence of the provision of the information by the provision part based on the relationship between the identifier contained in the notification and the first identifier.   The program according to claim 9, wherein provision of information according to the notification performed by the providing unit is to transmit information according to the notification to the user interface.   The program according to claim 9, wherein the provision of information according to the notification performed by the providing unit is to transmit information according to the notification to an email address of the user.   The program according to any one of claims 9 to 11, wherein the determination unit stops providing information according to the notification by the providing unit when an identifier included in the notification includes a first identifier.

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