KR20100088419A

KR20100088419A - Method for intermediating trasaction of real estate

Info

Publication number: KR20100088419A
Application number: KR1020090007622A
Authority: KR
Inventors: 정우성
Original assignee: 주식회사 우리은행
Priority date: 2009-01-30
Filing date: 2009-01-30
Publication date: 2010-08-09

Abstract

PURPOSE: A real estate transaction method for paying transactional charge according to real-estate registration is provided to safely protect the cost of a buyer by checking whether to register the real-estate of a seller in case of payoff of debt. CONSTITUTION: Contract information according to the real estate contract and personal information are stored(S10). The cost is entrusted from a buyer of the real estate. The contract information about the time limit of registration transfer is checked. It is checked whether the real estate registration is transferred to the seller(S20). The cost is paid to the seller after confirming the personal information(S40).

Description

How to broker a real estate transaction {METHOD FOR INTERMEDIATING TRASACTION OF REAL ESTATE}

The present invention relates to a real estate transaction brokerage method, and more particularly, to a real estate transaction brokerage method for paying the transaction price according to whether or not the registration of the real estate at the conclusion of the real estate transaction contract.

In general, real estate transactions are made between buyers and sellers through real estate agents offline, and recently, real estate transactions are also carried out through the Internet due to the spread of the Internet.

Real estate transaction sites using the Internet provide a large number of visitors with real estate sales, leasing, and sales information classified by region and type, and induce them to make a contract through a real estate agency when a demand candidate arises, And service providers such as contracts by sharing information with each other.

These real estate transaction sites are usually provided to buyers, who are connected to receive information from a number of real estate agencies registered as members, so that the buyers can visit the off-line agency directly to confirm the sale. The transaction then takes place in a contract with the seller.

Offline real estate transactions also provide information to buyers, and brokers transactions between buyers and sellers when buyers wish to trade.

As such, a real estate transaction online or through an offline real estate transaction, such as the Internet, is concluded between the buyer and the seller by a real estate agent, and the buyer's rights are transferred to the buyer when the buyer pays both the middle and the balance. .

The above-described technology is described for understanding the background of the present invention, and does not mean a conventional technology well known in the art.

In the conventional online real estate transaction, when a contract is concluded between the seller and the buyer as described above, the seller performs the transfer of the registration of the property, even though the buyer has paid the price when the seller fulfills the obligations between the seller and the buyer. If you do not have a problem that is difficult to protect the price.

The present invention was devised to improve the above-mentioned problems, and when the debt is fulfilled according to the real estate transaction contract, the buyer is entrusted with the price of the seller to check whether the transfer is carried out before registering the real estate and pay the seller according to the result. The purpose is to provide a real estate transaction brokerage method.

Another object of the present invention can protect the price of the buyer by paying the price according to whether the real estate registration transfer.

The configuration of the present invention, which is invented to achieve the above-described object, is as follows.

Real estate transaction intermediation method of the present invention stores the contract information and personal information according to the real estate contract, and taking the money from the buyer of the real estate contract, checking the contract information to check the deadline before the real estate registration, real estate registration And checking whether the property is transferred to the buyer before the time limit before the real estate registration, and when the real estate registration is transferred to the buyer, checking the personal information and paying the price to the seller.

The contract information is characterized in that the contract details described in the contract made during the real estate contract and the electronic documented contract.

The electronic documented contract is a document file or an image file for the contract.

According to the present invention constituted as described above, when the debt is fulfilled according to the real estate transaction contract, the buyer is entrusted with the price of the buyer and checks whether or not the transfer is carried out before the registration of the real estate, and pays the price to the seller according to the result, thereby securely paying the price of the buyer. I can protect it.

Hereinafter, a real estate transaction brokerage method according to an embodiment of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram of a real estate transaction brokerage system according to an embodiment of the present invention.

Real estate transaction brokerage system according to an embodiment of the present invention, as shown in Figure 1, the seller terminal 10, the buyer terminal 20, the communication network 30, the intermediary device 40 and the legal server 50 do.

The seller terminal 10 and the buyer terminal 20 transmit various kinds of information input by the seller and the buyer to the intermediary device 40 through the communication network 30, and transmit the information from the intermediary device 40 through the communication network 30. Receive and provide various information.

The seller terminal 10 and the buyer terminal 20 are various devices capable of processing various information and transmitting and receiving data through the communication network 30. Such devices may include personal computers, portable terminals, mobile phones, and the like.

The seller and the buyer enter the contract information by using the terminals 10 and 20, which include the contract documented electronically so that the contract and the actual contract facts described in the contract can be confirmed.

Here, the electronic documented contract is a document file created at the conclusion of the contract between the seller and the buyer or an image file generated by scanning the output of the contract.

The communication network 30 is a wired / wireless communication network that transmits and receives various information, and includes both a normal internet network and a mobile communication network.

The intermediate apparatus 40 includes a main server 42, a contract information DB 44, and a personal information DB 46.

The contract information DB 44 stores various contract information concluded between the seller and the buyer.

Such contract information includes, as noted above, the contractual details and electronically documented contracts.

The contract described in the contract includes all the necessary matters for the conclusion of a normal contract. Among the contract information, the contract contained in the contract includes information about the seller and the buyer, such as name, address, social security number, contact information, etc., the indication of the real estate, the contents of the contract such as payment, due date, etc.

The personal information DB 46 stores the personal information of the seller and the buyer. Seller's and buyer's personal information includes name, address, social security number and contact information (cell phone number, home phone number, e-mail address, etc.).

When the contract information is input from the seller terminal 10 and the buyer terminal 20, the main server 42 stores the contract information in the contract information DB 42. The personal information of the seller and the buyer is received and stored in the personal information DB 46.

When such contract information and personal information are stored, it is checked whether or not to transfer the registration of the real estate until the time limit before the real estate registration is expired. That is, before the time limit before the real estate registration, elapses, each time a predetermined time elapses or at a specific time, the legal server 50 is connected to check whether the real estate is registered.

In this case, if the real estate registration transfer has been performed before the date before the real estate registration has elapsed, the contract information is checked, the price to be paid in accordance with the real estate registration transfer is checked, and the price is paid to the seller.

On the other hand, when the default is not registered or the payment is made, the seller and the buyer are notified of the above matters by e-mail or mobile phone number through the communication network so that they can know the process of real estate transaction.

For reference, transmitting an SMS to a seller and a buyer through an internet network, or sending an SMS text message or a color mail to a mobile terminal by accessing a mobile communication network is a currently employed technology. Omit the description.

The legal server 50 is provided in a court or registry to record and manage various legal matters for various legal cases such as real estate registration transfer.

2 is a flow chart of a real estate transaction brokerage method according to an embodiment of the present invention.

In the real estate transaction brokerage method according to an embodiment of the present invention, the first seller and the buyer enter into a contract for a specific real estate.

Thereafter, the contract information is input through the communication network 30 using the respective terminals 10 and 20. That is, the seller and the buyer use the seller terminal 10 and the buyer terminal 20 to input and transmit contract information and personal information including contract matters and electronic documented contracts.

In addition, the buyer deposits a price to be paid by the real estate registration transfer to the main server 42.

When the contract information and personal information are input through the communication network 42 and the price to be paid in accordance with the registration is entrusted to a specific account, the main server 42 stores the contract information in the contract information DB 44, and the individual The information is stored in the personal information DB 46 (S10).

Thereafter, among the information on the contract stored in the contract information DB 44, the real estate information and the real estate registration transfer deadline are checked, and the real estate registration transfer is checked before the real estate registration transfer deadline elapses (S20, S22).

Here, the method of checking whether the real estate registration is implemented before the time limit before the real estate registration is performed by accessing the legal server 50 before the time limit before the real estate registration has elapsed, whenever a certain time elapses, or at a specific time of day. A request is made to transfer the registration of real estate, and the current real estate registration information provided from the legal server 50 is checked to check whether the real estate registration has been transferred to the buyer.

This process is performed repeatedly until the deadline before the registration of real estate has passed.

On the other hand, if the real estate registration is not transferred until the deadline for transferring the real estate registration, the personal information of the seller and the buyer is checked in the personal information DB 46, and the real estate registration is registered to the seller and the buyer through e-mail or SMS. Notify that the transfer has not been transferred and the contract is invalid (S24).

On the other hand, if the real estate registration is transferred before the time limit before real estate registration, the contract information DB 44 checks the price to be paid according to the real estate registration transfer (S30), and pays the price to the seller's account (S40).

Thereafter, the seller and the buyer are notified that the real estate registration transfer and payment have been completed, so that the transfer of the rights of the real estate is completed (S50).

In the present embodiment, the seller and the buyer concluded a contract, and then the contract information is described as an example of transmitting to the main server 42, but the technical scope of the present invention is not limited thereto.

For example, it may be possible for a seller and a buyer to visit an institution having a main server 42 directly, for example, a bank, etc., to enter into a contract with the institution and deposit the money into a specific account of the bank.

Although the present invention has been described with reference to the embodiments shown in the drawings, it is merely exemplary and various modifications and equivalent other embodiments are possible to those skilled in the art. Will understand. Therefore, the true technical protection scope of the present invention will be defined by the claims.

10: seller terminal 20: buyer terminal

30: network 40: intermediary system

50: legal server

Claims

Storing contract information and personal information according to the real estate contract and entrusting the money from the buyer of the real estate contract;

Checking the contract information to check the deadline for transferring the real estate registration, and checking whether the real estate register is transferred to the buyer before the time limit for transferring the real estate registration; And

If the real estate registration is transferred to the buyer, checking the personal information and paying the price to the seller.

The method of claim 1, wherein the contract information is a contract item described in a contract prepared at the time of the real estate contract and the electronic documented contract.

The method of claim 2, wherein the electronic documented contract is a document file or an image file of the contract.