JP2018041181A - Car wallet payment system and car wallet payment method - Google Patents

Abstract

PROBLEM TO BE SOLVED: To increase the efficiency of payment for purchases made in a plurality of stores by a customer using an automobile and allow the customer to save the trouble of payment.SOLUTION: Provided is a car wallet payment system 100 configured to include: a storage device 101 for storing a management table 125; and an arithmetic device 104 for collating the identification information acquired from a vehicle with the management table 125 to specify information for the biological authentication of a customer whose identification information relating to the vehicle matches and, when biological authentication based on the biological information read from a customer in the vehicle is successful, accumulating the contents of purchases pertaining to the customer whose biological authentication was successful on occasions of purchase, executing a payment process based on information about a card as payment means when the customer leaves with the vehicle, and notifying an entering-and-leaving controller of an indication for approval of leaving in accordance with completion of payment.SELECTED DRAWING: Figure 2

Description

  The present invention relates to a car wallet payment system and a car wallet payment method, and more specifically, it is possible to improve the payment associated with purchasing at a plurality of stores by a customer using an automobile and to reduce the trouble of payment at the customer. Related to technology.

  Various technologies have been proposed for customers who come to a store by car and make purchases in advance by paying the parking fee in advance.

  Conventional technologies related to such technology include, for example, a power supply facility management server that manages a power supply facility that supplies power to a parked vehicle, and communicates with the power supply facility management server, and pays an electric charge associated with the power supply. And a payment management server that manages payment of goods purchased by the user of the vehicle or payment of the received service, and the power supply facility management server is connected to the user of the power supply facility from the power supply facility. Charging destination acquisition means for acquiring charging destination information including at least one of user identification information for identifying a vehicle, vehicle identification information for identifying the vehicle, and device identification information for identifying a power feeding device when the vehicle receives power feeding Charging information acquisition means for acquiring information related to charging of the electricity bill supplied to the vehicle, charging destination information and information related to charging of the electricity bill. Means for delivering to a payment management server, wherein the payment management server determines a price associated with the purchase of a product or service received by a user corresponding to the billing destination information, and the billing destination information Means for acquiring information related to billing of electricity charges corresponding to the power supply facility management when the electricity bill corresponding to the information related to billing of electricity charges together with the price of the goods or services is paid An information system (see Patent Document 1) having a means for notifying the server of payment has been proposed.

JP 2011-175399 A

  By the way, when a customer makes a purchase at each store in the shopping mall, it is necessary to complete the settlement for each store. Therefore, as the number of tenants in the shopping mall increases and shopping opportunities increase, the frequency of settlement procedures at the customer increases. In addition, as the number of customers visiting the shopping mall increases, the number of customers who are waiting for payment at each store and stay in front of the cash register increases, and the satisfaction of each customer decreases, and the operating efficiency such as the customer turnover rate at each store. Also decreases.

  SUMMARY OF THE INVENTION An object of the present invention is to provide a technique that makes it possible to make payments associated with purchases at a plurality of stores by a customer using an automobile more efficient and reduce the trouble of payments for the customer.

The car wallet settlement system of the present invention that solves the above problem associates information for biometric authentication of a customer who uses a predetermined facility, identification information of the vehicle of the customer, and information of a settlement means used by the customer. A storage device that stores the management table and the identification information of the vehicle acquired from the vehicle that has entered the predetermined area of the facility are collated with the management table, and for biometric authentication of a customer whose identification information matches the vehicle When the biometric authentication based on the process of identifying information, the biometric information read from the customer on the vehicle, and the identified biometric authentication information is successful, the customer at each of the multiple stores in the facility At the time of purchase, biometric authentication based on the biometric information read from the customer is performed, and the contents of the purchase regarding the customer who has succeeded in the biometric authentication are stored in the storage device. When the payment means of the customer and the payment means of the customer are card payments, based on the information of the card as the payment means when the customer leaves the predetermined area with the vehicle or when paying with the purchase, Processing for executing settlement processing according to the contents of the accumulated purchase, and notifying the entry / exit control device in the predetermined area of an instruction to permit exit in the vehicle in response to completion of the settlement processing And an arithmetic unit that executes the processing.

  Further, the car wallet settlement method of the present invention is a management table in which biometric authentication information of a customer who uses a predetermined facility, identification information of the vehicle of the customer, and information of a settlement means used by the customer are associated with each other. An information processing system including a storage device for storing the identification information of the vehicle acquired from the vehicle that has entered the predetermined area of the facility is checked against the management table, and the biometric data of the customer whose identification information is the same for the vehicle When the biometric authentication based on the process for identifying the authentication information, the biometric information read from the customer on the vehicle, and the identified biometric authentication information is successful, each of the plurality of stores in the facility by the customer At the time of purchasing at the customer, biometric authentication based on the biometric information read from the customer is performed, and the details of the purchase are recorded for the customer who succeeded in the biometric authentication. Based on the information stored in the device, and when the customer's payment means is card payment, when the customer leaves the predetermined area with the vehicle or when making a payment associated with the purchase, A process for executing a settlement process in accordance with the contents of the accumulated purchase, and an instruction for permitting the entry / exit control device in the predetermined area to exit the vehicle in response to the completion of the settlement process. And a process of notifying.

  ADVANTAGE OF THE INVENTION According to this invention, the payment accompanying the purchase in the multiple stores by the customer using a car can be made efficient, and the trouble of the payment in the customer can be reduced.

It is a network block diagram including the car wallet payment system in this embodiment. It is a figure which shows the hardware structural example of the car wallet payment system in this embodiment. It is a figure which shows the hardware structural example of the gate in this embodiment. It is a figure which shows the hardware structural example of the shop terminal in this embodiment. It is a figure which shows the hardware structural example of the user terminal in this embodiment. It is a figure which shows the hardware structural example of the parking fee adjustment apparatus in this embodiment. It is a figure which shows the data structural example of the management table of this embodiment. It is a figure which shows the data structural example of the purchase database of this embodiment. It is a figure which shows the example 1 of a flow of the car wallet payment method in this embodiment. It is a figure which shows the example 2 of a flow of the car wallet payment method in this embodiment. It is a figure which shows the example 3 of a flow of the car wallet payment method in this embodiment. It is a figure which shows the example 4 of a flow of the car wallet payment method in this embodiment.

--- Network configuration ---

  Embodiments of the present invention will be described below in detail with reference to the drawings. FIG. 1 is a network configuration diagram including a car wallet settlement system 100 of the present embodiment. A car wallet payment system 100 shown in FIG. 1 is a computer system that makes it possible to efficiently make payments associated with purchases made at a plurality of stores by customers who use automobiles, and to reduce the trouble of payments for the customers.

  In the present embodiment, a shopping mall 20 is assumed as an example of a facility that a customer visits with a vehicle 25 and uses. In this case, the customer visits a store of the shopping mall 20, that is, each tenant 21, and performs purchase activities for goods and services.

  Each of the tenants 21 is provided with a store terminal 300 such as a POS. When an old customer who does not apply the car wallet settlement method of the present embodiment visits the tenant 21 and performs purchasing activities, the store staff operates the store terminal 300 and the credit card handed over by the customer Cash will be used for normal payment procedures for goods and services.

  On the other hand, when a customer to which the car wallet settlement method according to the present embodiment is applied visits the tenant 21 and performs a purchasing activity, the store staff sends a biometric reading sensor 310 provided in the store terminal 300 to the customer. Guide the user to set a predetermined part. The biometric reading sensor 310 performs a sensing operation on a predetermined part of the customer and acquires biometric information data. Further, the store terminal 300 transmits this biometric information data to the car wallet payment system 100.

  The biometric information data transmitted as described above is preferably a template public biometric authentication platform (reference: http://www.hitachi) developed by the applicant of the present application regarding the biometric information data by the store terminal 300. .co.jp / rd / portal / contents / story / pbi / index.html) is predetermined data (biological information template) processed in accordance with the protocol (hereinafter the same). In this case, each device included in the network 10 is provided with various functions and hardware corresponding to biometric authentication processing and exchange of biometric information between devices, and is appropriately selected according to the protocol in the template public biometric infrastructure. It is assumed that the process is executed.

  In the car wallet settlement system 100, the above-described biometric information data is obtained from the store terminal 300, and this is collated with a management table 125 to be described later, and biometric authentication processing is executed. This biometric authentication process itself is based on existing technology, and is preferably based on the template public biometric authentication platform described above. In addition, the car wallet settlement system 100 returns the result of the above-described biometric authentication process to the store terminal 300.

  In the store terminal 300, if the result of the biometric authentication process indicates that the authentication is successful, the contents of purchase by the customer (specifically, the identification information of the product or service to be purchased and its amount) are stored in the car terminal. Notify the wallet payment system 100. The car wallet settlement system 100 stores the purchase contents in the purchase database 126 in association with the customer.

  In addition, when the above-mentioned customer visits the shopping mall 20, he / she drives the vehicle 25 that has been on the vehicle, passes through the gate 23, and parks in the parking lot 22 inside the gate 23.

For example, the gate 23 detects the presence of the vehicle 25 that is about to enter the parking lot 22 with appropriate sensors (for example, a moving body sensor or an infrared sensor), and outputs an announcement sound or issues a parking ticket. A general procedure operation is executed in the car park, and the license plate of the vehicle is photographed by the digital camera 231 and the vehicle number data read from the photographed image is transmitted to the car wallet settlement system 100. .

  The gate 23 is provided with a living body reading sensor 232. An occupant of the vehicle 25 who intends to pass through the gate 23, that is, the above-described customer, sets his / her predetermined portion on the living body reading sensor 232 when passing through the gate 23. On the other hand, the biometric reading sensor 232 acquires a biometric information data by performing a sensing operation on a predetermined part of the customer. The gate 23 has a function of transmitting this biological information data to the car wallet payment system 100.

  On the other hand, the car wallet settlement system 100 stores the vehicle number data obtained from the gate 23 and the biometric information data in the management table 125 in association with each other.

  As specific examples of the biometric information in the present embodiment, various biometric information such as fingerprints, finger veins, irises, handwriting, palm veins, faces, and voiceprints can be assumed. The car wallet payment system 100, the gate 23, and the store Any appropriate type of biometric information corresponding to the biometric authentication mechanism implemented by the terminal 300 may be used.

  In addition, the gate 23 performs an opening operation of the gate mechanism 235 in response to an instruction for leaving permission from the car wallet settlement system 100 described later regarding the vehicle 25 that is about to leave the parking lot 22 through the gate 23. To do. Of course, when there is no instruction for permission to leave, or when there is an instruction for permission to leave, the gate 23 does not execute the above opening operation, and the vehicle 25 cannot leave.

  It is assumed that the customer finishes the purchasing activity at the shopping mall 20 and heads for the parking lot 22 to get home. At this time, it is the parking fee settlement apparatus 24 that the customer settles the parking fee. The parking fee settlement device 24 reads the parking ticket inserted by the customer into a predetermined interface (issued by the gate 23 when entering the vehicle), and between the parking start time recorded on the parking ticket and the current time. It is a device that calculates and displays parking fees based on time and receives payment from customers.

  However, the parking fee settlement apparatus 24 of the present embodiment is responsible not only for the parking fee settlement function, but also for the settlement of merchandise charges and the like associated with the purchase activity at the shopping mall 20 by the customer. Accordingly, the parking fee settlement apparatus 24 notifies the car wallet settlement system 100 of the completion of the settlement of the parking fee and the product price, and leads to the opening operation of the gate mechanism 235 at the gate 23. The gate 23 may be provided with the function of the parking fee settlement device 24.

  Moreover, the above-mentioned customer may carry user terminals 200, such as a smart phone, as illustrated in FIG. In this case, for example, the user terminal 200 receives a beacon radio wave transmitted by the beacon transmitter 236 (FIG. 3) of the gate 23 and accesses the URL indicated by the beacon radio wave. This URL is the URL of the WEB system provided by the car wallet payment system 100.

  A customer who operates the user terminal 200 views the screen of the above-described WEB system, and sets a predetermined part in the biometric reading sensor 210 of the user terminal 200 in accordance with an instruction on the screen. The biometric reading sensor 210 senses a predetermined part of the customer and acquires biometric information data. The user terminal 200 transmits this biometric information data to the car wallet payment system 100 via the WEB system.

The car wallet settlement system 100 in this case acquires the customer's biometric information data from the gate 23 and stores this biometric information data in the management table 125 in association with the vehicle number data obtained from the gate 23. It will be.
--- Hardware configuration ---

  Further, the hardware configuration of the car wallet payment system 100 is as follows. The car wallet payment system 100 is stored in a storage device 101 composed of an appropriate nonvolatile storage element such as an SSD (Solid State Drive) or a hard disk drive, a memory 103 composed of a volatile storage element such as a RAM, and the storage device 101. The program 102 is executed by reading out the program 102 to the memory 103 and performing overall control of the apparatus itself, and various communication processes such as a CPU for performing various determinations, calculations, and control processes are connected to the network 10 and communication processing with other apparatuses. A communication device 105 is provided.

  The storage device 101 stores at least a management table 125 and a purchase database 126 in addition to the program 102 for implementing functions necessary for the car wallet payment system 100 of the present embodiment. Details of the management table 125 and the purchase database 126 will be described later.

  FIG. 3 shows a hardware configuration example of the gate 23 in the present embodiment. The gate 23 of the present embodiment includes a sensor that detects the presence of the vehicle 25 that is about to enter, a gate mechanism 235 that physically restricts the entry and exit of the vehicle 25, an announcement voice output, and a parking ticket issuing procedure operation. In addition to the parking ticket processing mechanism 234 to be executed, a digital camera 231 that captures the license plate of the vehicle 25, a biological reading sensor 232 that senses biological information of an occupant of the vehicle 25, a computer 233, and a beacon transmitter 236 are provided.

  Among these, the computer 233 has the same configuration as a general computer device such as a storage device 2331, a memory 2333, an arithmetic device 2334, and a communication device 2335. A program 2332 held in the storage device 2331 is a character recognition function for reading a vehicle number from a photographed image by the digital camera 231 and predetermined processing for biometric information data obtained by the biometric reading sensor 232 (according to a biometric authentication protocol). ), A function of transmitting the above-described vehicle number and processed biological information data to the car wallet payment system 100, and a function of controlling the opening operation of the gate mechanism 235 in accordance with an instruction from the car wallet payment system 100 , Is a program that implements.

  The beacon transmitter 236 is a device that transmits a beacon radio wave including information of a predetermined URL toward a predetermined range, for example, every predetermined time. The URL described above is the URL of the WEB system provided by the car wallet payment system 100. This WEB system guides a set of predetermined parts to the living body reading sensor 210 to a customer who is operating the user terminal 200, and sends the living body information data in the living body reading sensor 210 to the car wallet settlement system 100. It becomes.

  FIG. 4 shows a hardware configuration example of the store terminal 300 of the present embodiment. The store terminal 300 of the present embodiment includes a biometric reading sensor 310 in addition to an existing configuration (not shown) such as a POS provided in a conventional store terminal.

  The living body reading sensor 310 performs a sensing operation on a predetermined part set by a customer and acquires biological information data.

The store terminal 300 has the same configuration as a general computer device such as a storage device 301, a memory 303, an arithmetic device 304, and a communication device 305. In addition, the program 302 held in the storage device 301 performs a sensing operation control function in the above-described biometric reading sensor 310 and predetermined processing (according to a biometric authentication protocol) on biometric information data obtained by the sensing operation. The tenant 21 by the customer according to the function to perform, the function to transmit the processed biometric information data to the car wallet payment system 100, and the result of the biometric authentication process notified from the car wallet payment system 100 regarding the customer This is a program that implements a function for notifying the car wallet payment system 100 of the purchase contents at

  FIG. 5 shows a hardware configuration example of the user terminal 200 of the present embodiment. The user terminal 200 of the present embodiment includes a living body reading sensor 210, a short-range wireless communication unit 211, and a digital camera 212 in addition to the configuration of a general computer terminal. Specifically, a smartphone equipped with the biometric reading sensor 210, the short-range wireless communication unit 211, and the digital camera 212 can be assumed (of course, the type of terminal is not limited to this).

  The user terminal 200 has the same configuration as a general computer device such as a storage device 201, a memory 203, an arithmetic device 204, an input device 205, an output device 206, and a communication device 207. The communication device 207 is a network interface card that supports the network 10 protocol.

  The program 202 stored in the storage device 201 controls the short-range wireless communication unit 211 described above to receive a beacon radio wave transmitted from the gate 23 and activates a predetermined browser 220 to Access to the URL indicated by the beacon radio wave, display the corresponding WEB system screen on the output device 206, and set a predetermined part in the biometric reading sensor 210 for the customer (user terminal operator) via the screen A function for instructing to do so, a control function for sensing operation in the biometric reading sensor 210, a function for performing predetermined processing (according to a biometric authentication protocol) on biometric information data obtained by the sensing operation, and this processed The biometric information data is transmitted to the car wallet settlement system 100 via the above-mentioned WEB system. Function and that is a program that implements.

  FIG. 6 shows a hardware configuration example of the parking fee settlement apparatus 24 in the present embodiment. The parking fee settlement apparatus 24 according to the present embodiment includes a biometric reading sensor 241, a beacon transmitter 242, a computer 233 that senses the biometric information of a customer who is about to perform a settlement process, and an appropriate announcement voice to the customer. A parking ticket processing mechanism 244 that executes reading of a parking ticket and the like.

  Among these, the computer 243 has the same configuration as a general computer device such as a storage device 2431, a memory 2433, an arithmetic device 2434, an input device 2435, an output device 2436, and a communication device 2437. The program 2432 held in the storage device 2431 reads the value of the parking start time from the parking ticket read by the parking ticket processing mechanism 244, compares this with the current time, and specifies the parking time by calculating the difference time. And a function for calculating a predetermined parking fee according to this and the parking fee is displayed on the output device 2436 and the parking fee based on the settlement means (eg, credit card or cash) set by the customer in the input device 2435. A function for performing a settlement process, a function for performing predetermined processing (according to a biometric authentication protocol) on biometric information data obtained by the biometric reading sensor 232, and the above-described processed biometric information data to the car wallet settlement system 100 In accordance with the function to send and the instruction from the car wallet payment system 100, the product price associated with the purchasing activity by the customer The settlement process and the ability to perform in the same manner as described above parking fee settlement of a program that implements.

The beacon transmitter 242 is a device that transmits a beacon radio wave including information on a predetermined URL toward a predetermined range, for example, every predetermined time. The URL described above is the URL of the WEB system provided by the car wallet payment system 100. This WEB system guides a set of predetermined parts to the living body reading sensor 241 to a customer who is operating the user terminal 200, and transmits the living body information data in the living body reading sensor 241 to the car wallet settlement system 100. It becomes.
--- Data structure example ---

  Next, tables used by the car wallet settlement system 100 of this embodiment will be described. FIG. 7 shows an example of the management table 125 in this embodiment.

  This management table 125 stores the biometric authentication information of the customer who uses the shopping mall 20, the identification information of the vehicle 25 of the customer, and the information on the payment means used by the customer in association with each other. It is.

  The data structure is, for example, the name, address, contact information, biometric information data template (information for biometric authentication), the vehicle number of the customer's vehicle 25, obtained in advance with respect to the customer, using the customer's ID as a key, Information on payment means such as credit card, debit card, electronic money card, or cash used by the customer at the shopping mall 20, and whether the customer currently visited the shopping mall 20 and checked in at the gate 23 (described later) It is a collection of records in which values such as status of rejection are associated.

  A customer whose record is registered in the management table 125 is a customer who has performed a predetermined registration procedure in advance prior to a visit to the shopping mall 20. A description of the information storage method associated with the registration procedure will be omitted, but the same method as a general user registration procedure may be adopted as appropriate.

  Further, in the record of the management table 125, the vehicle number of the vehicle 25 may be associated with the templates of a plurality of customers and information on the settlement means. Further, it is preferable that the vehicle number in the record of the management table 125 is also associated with the attribute value of the corresponding vehicle 25 as illustrated in FIG. For example, attribute values such as private vehicles used by individual customers and commercial vehicles such as sightseeing buses and taxis temporarily used by an unspecified number of passengers are applicable.

  FIG. 8 shows an example of the purchase database 126 of this embodiment. This purchase database 126 is a database in which the contents of each purchase are accumulated when a customer performs a purchase activity in each tenant 21 of the shopping mall 20.

The data structure is a value indicating whether or not the customer is a payment executor using the customer ID as a key, a true payment executor when the customer is not a payment executor (get on the same vehicle 25 as the customer) Other customers who have been purchasing (e.g., the parent or grandparent of the customer), the ID of the tenant 21 in which the customer has made a purchase activity, the ID of the product to be purchased by the tenant 21, the purchase price, and the purchase date and time , And a collection of records composed of data such as settlement not completed. Of these, the value for which payment has not been completed will be described later.
--- Flow example 1 ---

  Hereinafter, the actual procedure of the car wallet settlement method in the present embodiment will be described with reference to the drawings. Various operations corresponding to the car wallet payment method described below are realized by a program that the car wallet payment system 100 reads into a memory or the like and executes. And this program is comprised from the code | cord | chord for performing the various operation | movement demonstrated below.

  FIG. 9 is a diagram showing a flow example 1 of the car wallet settlement method in the present embodiment. Here, first, a process executed by the car wallet settlement system 100 when a customer who wants to visit the shopping mall 20 performs the registration procedure will be described.

  The above-mentioned customer operates his / her user terminal 200 (or a predetermined registration terminal or the like installed in the shopping mall 20) and accesses the car wallet payment system 100.

  In this case, the car wallet settlement system 100 displays a registration procedure screen on the user terminal 200 via the network 10 (s100). This registration procedure screen has an interface for accepting input of information such as a customer's name, address, contact information, vehicle number, vehicle attributes, payment means such as a credit card scheduled to be used in the shopping mall 20, and driver's license information. Contains. The customer inputs information according to the above-described interface on the registration procedure screen.

  On the other hand, the user terminal 200 receives an input of information by a customer via the above registration procedure screen, and further outputs a message to set the predetermined part of the customer in the biometric reading sensor 210 (s101). The customer recognizes this message and sets his / her predetermined portion on the biometric reading sensor 210.

  In this case, the user terminal 200 causes the living body reading sensor 210 to perform the sensing operation for the predetermined part of the customer described above, and acquires the customer's biological information data (s102).

  Further, the user terminal 200 outputs a message for presenting an identity confirmation document such as a driver's license or passport to the above-mentioned customer, and for example, the image acquisition by the digital camera 212 for the document presented by the customer, A process for reading identity verification information (eg, name, address, contact information, license number, passport number, etc.) in the corresponding document is performed (s103). Note that it may be assumed that the above-described identity verification document includes a storage medium such as an IC chip, or the identity verification document itself is such a storage medium, and the user terminal 200 also includes a reader unit such as an IC chip. In that case, the user terminal 200 may directly read the identification information from the storage medium.

  In addition, the user terminal 200 transmits the information received from the user in s101, the biometric information data obtained in s102, and the identity confirmation information obtained in s103 to the car wallet payment system 100 (s104).

  Note that the biometric information data transmitted from the user terminal 200 to the car wallet payment system 100 as described above is preferably a template public biometric authentication infrastructure (reference: http: developed by the applicant of the present application). //www.hitachi.co.jp/rd/portal/contents/story/pbi/index.html) is predetermined data (biological information template) processed according to the protocol.

  The car wallet payment system 100 receives the information received from the user in s101 described above, the biometric information data obtained in s102, and the identity verification information obtained in s103 from the user terminal 200, and among these, the user receives the information in s101. The received information and the biological information data obtained in s102 are stored in the management table 125 (s105).

At the time of this storage, the car wallet settlement system 100 generates a record using, for example, the customer ID generated by incrementing the value of the numerical part in the order of storage, and the customer's name, contact information, and biometric are stored in the record. Each value of the information template, vehicle number, vehicle attribute, and settlement means (credit card information) is stored.

  Here, the data referred to as the biometric information template corresponds to the biometric information data obtained by the biometric reading sensor 210 of the user terminal 200 by the user terminal 200 itself or the car wallet payment system 100 in accordance with the template public biometric authentication platform. The data is obtained by processing with a predetermined algorithm.

  Next, the car wallet payment system 100 determines whether the information received from the user in s101 matches the identity verification information obtained in s103 (s106). In this case, the car wallet settlement system 100 uses the customer's name, address, contact information, and driver's license information for the information entered by the user in s101 and the identity verification information obtained from the identity verification document in s103 ( Alternatively, it is determined whether each item of the passport number) matches.

  As a result of the above determination, if it is determined that the information does not match for any item (s106: n), the car wallet payment system 100 deletes the information stored in s105 and requests re-registration. Is returned to the user terminal 200, and the process is returned to s100 (s107).

  On the other hand, as a result of the above-described determination, when it is determined that the information is the same for each item (s106: y), the car wallet settlement system 100 ends the process.

With the above flow, the information required for applying the car wallet settlement method of the present embodiment is collected for each customer who visits the shopping mall 20 and performs purchasing activities, and the management table 125 is configured.
--- Flow example 2 ---

  Next, the process related to the check-in procedure for the customer who is the object of the registration procedure in the above flow example 1 to actually get on the vehicle 25 to visit the shopping mall 20 and register the settlement executor is shown in FIG. This will be explained based on. FIG. 10 is a diagram showing a flow example 2 of the car wallet settlement method in the present embodiment.

  Here, it is assumed that the customer described above has driven the vehicle 25 that has been on board and has arrived at the gate 23 at the parking lot entrance of the shopping mall 20.

  The gate 23 senses the presence of the approaching vehicle 25 with appropriate sensors, and executes a general procedure operation in a parking lot such as an announcement voice output and a parking ticket issuance by the parking ticket processing mechanism 234. At the same time, the license plate of the vehicle 25 is photographed with the digital camera 231 (s200).

  The gate 23 reads the vehicle number from the photographed image by a predetermined character recognition algorithm, and transmits the value of the vehicle number to the car wallet settlement system 100 (s201).

It is assumed that the gate 23 is announced to set a predetermined part on the living body reading sensor 232 of the gate 23 in parallel with the photographing at s200 described above. The customer who has heard this announcement sets his / her predetermined portion on the living body reading sensor 232 of the gate 23. Here, the person who sets the predetermined part is the executor of the settlement accompanying the purchase activity in the current shopping mall 20 among the occupants in the vehicle 25. Therefore, even in the above-mentioned announcement, the contents such as “please set a predetermined part of the person who makes payment in this shopping in the biometric reading sensor” are transmitted.

  In the biometric reading sensor 232, the gate 23 performs a sensing operation on a predetermined part of the customer to acquire biometric information data, and transmits this to the car wallet settlement system 100 (s202).

  In the above-described example, the form in which the customer sets a predetermined part on the biometric reading sensor 232 of the gate 23 is shown, but a form using the user terminal 200 carried by the customer can also be assumed. In this case, the gate 23 transmits a beacon radio wave by the beacon transmitter 236.

  In such a configuration, the user terminal 200 receives the beacon radio wave transmitted by the beacon transmitter 236 described above by the short-range wireless communication unit 211 and accesses the URL indicated by the beacon radio wave. As described above, this URL is the URL of the WEB system provided by the car wallet payment system 100.

  A customer who operates the user terminal 200 views the screen of the above-described WEB system, and sets a predetermined part in the biometric reading sensor 210 of the user terminal 200 in accordance with an instruction on the screen. The biometric reading sensor 210 senses a predetermined part of the customer and acquires biometric information data. The user terminal 200 transmits this biometric information data to the car wallet payment system 100 via the WEB system. That is, the same processing as in the above s202 is performed.

  Next, the car wallet settlement system 100 receives the vehicle number of the vehicle 25 that the customer has boarded and the biological information data of the customer transmitted from the gate 23 (s203).

  In addition, the car wallet settlement system 100 searches the management table 125 using the vehicle number value obtained in s203 as a key, and identifies a record that matches the vehicle number value among the records (s204). As already mentioned, a situation in which a plurality of customers are linked to one vehicle 25, such as linking all family members to one private car or linking all tour tourists to a sightseeing bus. Can occur in a record of the management table 125. Therefore, the number of records specified in s204 is not limited to one, and there may be a plurality of records.

  Subsequently, the car wallet settlement system 100 executes a biometric authentication process by collating the biometric information template indicated by the record specified in s204 with the biometric information data obtained in s203 (s205). For this biometric authentication process itself, for example, a technique based on the above-described template public biometric authentication platform may be appropriately employed.

  As a result of the biometric authentication process described above, when the authentication of the customer designated as the payment executor fails (s206: n), the car wallet payment system 100 returns a predetermined error message to the gate 23 (s207), and the process is performed. finish. In this case, in response to the error message, the gate 23 outputs an announcement such as “Check-in failed. Please set the registered part correctly.” And the gate mechanism 235. To complete the processing (or return to s202 of the flow).

  On the other hand, as a result of the above-described biometric authentication process, when the authentication of the customer designated as the settlement executor is successful (s206: y), the car wallet settlement system 100 specifies the settlement means of the customer in the management table 125 ( s208).

  When the payment means specified in s208 is a credit card (s209: y), the car wallet payment system 100 requests a validity check from a predetermined system of a credit card company, for example, and acquires the check result ( s210).

  On the other hand, when the payment means specified in s208 is not a credit card (s209: n), the car wallet payment system 100 shifts the process to s212.

  When the confirmation result obtained in s210 described above indicates the validity of the credit card (s211: y), the car wallet payment system 100 determines whether the above-mentioned customer, that is, the payment executor, in the management table 125. It is specified that there is no problem in the registered contents, “y”, that is, a checked-in value is set in the check-in column in the record of the customer in the management table 125 (s212), and this is notified to the gate 23. In this case, the gate 23 announces the success of the check-in and opens the gate mechanism 235.

  On the other hand, when the confirmation result obtained in s210 described above indicates that the credit card is invalid (s211: n), the car wallet payment system 100 determines the payment means registered for the customer. A message indicating that it is invalid is returned to the gate 23, and the processing is terminated. In this case, in response to this message, the gate 23 outputs an announcement such as “Please confirm the expiration date of the registered credit card and register again.” And the gate mechanism 235. An opening operation is performed and the process is terminated.

Regardless of whether the above check-in is successful or not, if the normal parking procedure such as issuing a parking ticket and confirming receipt thereof is completed, the gate mechanism 235 is opened in the gate 23. Accordingly, in any case, the vehicle 25 that has obtained the approach path by opening the gate mechanism 235 enters the parking lot 22 by the customer's driving and is parked. However, the car wallet settlement method of the present embodiment is not applied to customers who have failed to check in, and settlement is performed as usual.
--- Flow example 3 ---

  Next, customers who have passed through the check-in shown in the flow example 2 (including passengers in the vehicle 25 may include customers who have not passed through check-in, i.e., those who are not payment performers) from the parking lot 22 to the shopping mall 20 A process that occurs when the tenant 21 performs shopping (purchasing activity) will be described with reference to the drawings.

  FIG. 11 is a diagram showing a flow example 3 of the car wallet settlement method in the present embodiment. Assume that the above-mentioned customer finds a desired product in a certain tenant 21 and goes to a store cash register to purchase the product. In this case, the store staff at the store cash register performs a normal checkout operation such as reading a barcode with a POS reader or the like for the product brought by the customer.

  The store terminal 300 acquires each value of the product ID and the amount of the product in accordance with the barcode reading for the product (s300).

  Further, the above-described store staff guides the customer to set a predetermined part on the biometric reading sensor 310 provided in the store terminal 300.

  The store terminal 300 acquires the biological information data by performing a sensing operation on the predetermined part of the customer in the biometric reading sensor 310 in which the predetermined part is set (s301).

  Further, the store terminal 300 uses the product ID, the amount, the purchase date and time, the customer's biometric information data obtained in s300 and s301, and the tenant ID of the tenant 21 as the car wallet settlement. It transmits to the system 100 (s302).

  On the other hand, the car wallet settlement system 100 receives the product ID, the amount, the tenant ID, the purchase date and time, and the customer's biometric information data of the above-described product from the store terminal 300, and the customer is based on the biometric information data. It is determined whether it has been registered in the management table 125 (s303).

  As a result of the above-described determination, when it is determined that the customer is an unregistered customer (s304: n), the car wallet payment system 100 indicates that the general payment processing should be performed for the customer. (S305), the process is terminated. In this case, in the store terminal 300, a normal settlement procedure for the price of goods or services is performed by a credit card or cash handed by the customer by an operation by the store staff.

  On the other hand, if it is determined that the customer is a registered customer as a result of the above determination (s304: y), the car wallet payment system 100 determines whether the customer has been checked in (s306). Specifically, it is determined whether or not the check-in field is “y”, that is, the check-in has been completed in the customer record that has already been specified in the determination of s303.

  As a result of the above determination, when it is determined that the customer has not checked in (s307: n), the car wallet payment system 100 determines that the payment executor among passengers of the vehicle 25 on which the customer has boarded is It is determined whether the check-in has been completed (s308). Specifically, the value in the vehicle number column is read from the record of the customer in the management table 125, and “y” is set in the check-in column among other records having the same vehicle number value. That is, the presence or absence of the record of the settlement executor is determined.

  As a result of the above determination, when it is found that the passenger who is the passenger is not checked in (s309: n), the car wallet payment system 100 shifts the processing to s305. That is, it returns to the store terminal 300 that general payment processing should be performed for the customer (s305), and the processing ends.

  On the other hand, as a result of the determination described above, when it is determined that the payment performer who is the passenger is already checked in (s309: y), the car wallet payment system 100 obtains the tenant ID and product ID obtained in s303. , The amount of money, the purchase date and time, the customer ID of the customer (specified in the management table 125 according to the determination in s303), and the record including the customer ID of the settlement executor (specified in the management table 125 according to the determination in s307). It is generated and stored in the purchase database 126 (s310).

  As the record generated and stored here, for example, the record of the customer ID “c0002” in the purchase database 126 of FIG. 8 can be assumed. In this record, since the customer is not a payment executor, the value in the payment executor column is “n”, and the true payment executor column is the customer ID “c0001” of the payment executor identified in the determination of s307 described above. Since the payment executor is responsible for the payment associated with the purchase by the customer, “n” is set in the value of the payment not completed column. Further, the tenant ID of the tenant that the customer has purchased is “s0107”, the product ID of the product is “p0007”, the purchase price is “¥ 12,507”, and the purchase date is “2016/8/01 12:16”. "

  Such a record relating to the passenger of the settlement executor is generated every time a purchasing activity is performed by the passenger and is stored in the purchase database 126.

  On the other hand, as a result of the determination in s306 described above, if it is determined that the customer is checking in (s307: y), the car wallet payment system 100 specifies that the customer is a payment executor, The vehicle attribute of the vehicle 25 regarding the customer is specified by the management table 125 (s311).

  If the vehicle attribute is found to be “commercial vehicle” as a result of the above-described specific determination (s312: y), the car wallet payment system 100 executes a payment process for the purchase activity of the customer (s313).

  Specifically, the car wallet payment system 100 determines the tenant based on the tenant ID, the product ID, and the amount of money obtained in s303 for the customer who is the payment executor who visited using a commercial vehicle. 21. A general credit card settlement process related to the purchase price of the purchased product at 21 is executed with an appropriate credit card system or the like, and the settlement unsettled value in the purchase database 126 is set to “y”.

  With regard to tourists who visit the shopping mall 20 using a sightseeing bus, the payment method is preliminarily credit card based on the fact that the connection with the sightseeing bus is only temporary and the individual customer cannot be identified by vehicle. Only specified. Therefore, the car wallet settlement system 100 performs a settlement process using a credit card for the purpose of quick and reliable price collection in the above-described s312.

  On the other hand, when it is determined that the vehicle attribute is “in-house vehicle” (s312: n) as a result of the above-described specific result, the car wallet settlement system 100 obtains the tenant ID, product ID, amount, and A record including the purchase date and time, the customer ID of the customer (identified by the management table 125 according to the determination in s303), and the customer ID of the settlement executor (which is the customer ID of the customer) is generated, and this is stored in the purchase database. It stores in 126 (s314).

  As the record generated and stored here, for example, the record of the customer ID “c0001” in the purchase database 126 of FIG. 8 can be assumed. In this record, since the customer is a payment executor, the value of the payment executor column is “y”, the value of the true payment executor column is no value, and the payment associated with the purchase by the customer is incomplete. The value is set to “n”. Further, the tenant ID of the tenant that the customer has purchased is “s2010”, the product ID of the product is “p1234”, the purchase amount is “¥ 1,350”, and the purchase date is “2016/8/01 11:31”. "

  With the above flow, the purchase history is accumulated in the purchase database 126 for each customer who visited each tenant 21 of the shopping mall 20 and performed a purchase activity.

It is to be noted that, with the execution of s313 described above, it is determined whether the payment means of the customer who is the payment executor is a credit card. If the payment means is a credit card, the payment associated with the purchase activity by the payment executor is immediately executed. You may do that.
--- Flow example 4 ---

  Next, as shown in the above flow example 3, the customer who is the settlement executor who has performed the purchasing activity moves from each tenant 21 of the shopping mall 20 to the parking lot 22 and is on his way home. Each process that occurs when the customer who is the settlement executor returns home will be described with reference to the drawings.

  FIG. 12 is a diagram showing a flow example 4 of the car wallet settlement method in the present embodiment. Here, the customer (payment execution person) who has finished shopping and returned to the parking lot 22 sets his / her predetermined portion in the living body reading sensor 241 at the parking fee settlement device 24 attached to the parking lot 22. Assume that the checkout process is started. Of course, instead of the parking fee settlement apparatus 24, a predetermined apparatus corresponding to the car wallet settlement method of the present embodiment may be used, and the type of apparatus is not limited. Alternatively, the user terminal 200 carried by the customer receives a beacon radio wave transmitted from a predetermined device such as the above-described parking fee settlement device 24, displays a settlement processing screen provided by the above-described WEB system, and performs settlement processing. It is good also as a structure which starts. In this case, the customer may set his / her predetermined part on the living body reading sensor 210 of the user terminal 200 in accordance with the information displayed on the settlement processing screen and start the settlement process.

  In any case, the customer's biological information data is transmitted to the car wallet settlement system 100 from the parking fee settlement apparatus 24, the user terminal 200, or the like.

  The car wallet payment system 100 receives the above-described biometric information data, performs the collation with the biometric information template of each record in the management table 125 based on this, and obtains the customer ID of the customer from the record that has been successfully collated. Specify (s400).

  Next, the car wallet payment system 100 uses the customer ID obtained in s400 as a key to acquire each value of the payment execution field and the payment incomplete field of the customer in the purchase database 126 (s401).

  Of the values obtained in s401, when the value of “settlement executor” is “n”, that is, when it is determined that the customer is not a settlement executor (s402: n1), the car wallet settlement system 100 ends the process. To do.

  On the other hand, when it is found out that the value of “settlement executor” is “y” and the value of the unpaid column is “y” among the values obtained in s401 (s402: y). The car wallet payment system 100 specifies that the payment processing has been completed for the customer and other customers who are passengers of the customer, and for the gate 23, the vehicle number of the customer's vehicle 25 (which can be specified by the management table 125). The exit permission instruction is notified (s403), and the process ends.

  In this case, the gate 23 receives the above-described exit permission instruction, and approaches the approach of the vehicle 25 indicating the vehicle number included in the exit permission instruction, each of the vehicle number determination by the digital camera 231 photographing the number plate and character recognition. , And the opening operation of the gate mechanism 235 is executed as the vehicle 25 approaches.

  On the other hand, when it is found that the value of “settlement executor” is “y” among the values obtained in s401 described above and the value of the unpaid column is “n” (s402: n2). The car wallet payment system 100 specifies that the payment processing has not been completed for the customer and another customer who is a passenger, and determines whether the payment means of the customer who is the payment executor is a credit card or not in the management table 125. A determination is made based on the value in the means column (s404).

  As a result of the determination, if it is determined that the payment method of the customer is not a credit card (s405: n), the car wallet payment system 100 uses the cash for purchase activities by the customer and each customer who is the passenger. The above-mentioned parking fee settlement apparatus 24 is notified that the settlement process should be performed (s406).

This notification includes the purchase details (at least the purchase history of the customer who is the settlement executor and each passenger who is the passenger, that is, the corresponding record in the purchase database 126 whose value in the settlement not yet completed column is “n”. , Tenant ID, product ID, purchase amount, and purchase date and time) information is included as payment information. In response to this notification, the parking fee settlement device 24 displays the total value of each purchase amount as a settlement amount on the output device 2436, and accepts a settlement operation such as cash input from the customer who performs the settlement via the input device 2435. As soon as this settlement is completed, parking ticket settlement processing, such as a return operation of the parking ticket in which the settlement information is entered by the parking ticket processing mechanism 244, is executed.

  In this case, when the car wallet settlement system 100 receives a notification that the cash settlement has been completed from the parking fee settlement apparatus 24 (s407: y), the car wallet settlement system 100 shifts the processing to the above-described s403. At this time, the car wallet settlement system 100 sets “y” as the unsettled value of the corresponding record in the purchase database 126.

  On the other hand, as a result of the above determination, if it is determined that the payment means of the customer is a credit card (s405: y), the car wallet payment system 100 will check the purchase history of the customer and each customer who is the passenger. That is, information of purchase contents (at least a tenant ID, a product ID, a purchase price, and a purchase date and time) indicated by a record in the purchase database 126 having a value of “n” in the settlement incomplete column is used as information for settlement. Based on the extracted information, the credit card settlement process using the credit card of the customer as the settlement executor described above is executed with an appropriate credit card system or the like (s408).

  In addition, the car wallet payment system 100 shifts the processing to the above-described s403 upon completion of the above-described credit card payment processing. At this time, the car wallet settlement system 100 sets “y” as the unsettled value of the corresponding record in the purchase database 126.

According to the above flow, the customer who is the settlement executor can efficiently process the purchasing activity not only by the customer but also by the passenger of the vehicle 25 and the settlement associated therewith without any trouble.
--- Other examples ---

  In addition, other configurations different from the above-described form in which the customer parks a vehicle in the parking lot of a specific commercial facility and applies the car wallet settlement method only for the situation where purchasing activities are performed at the commercial facility. Can be assumed.

  For example, even if a customer parks a vehicle in a parking lot of a certain commercial facility, the car wallet also relates to purchasing activities at other facilities in the vicinity (regardless of whether there is a capital relationship with the aforementioned commercial facility). The form which applies a payment method can be assumed.

  In this case, the car wallet settlement system 100 acquires the purchase history data at the other facility described above from the predetermined device at the other facility, and accumulates it in the purchase database 126. In addition, the car wallet settlement system 100 executes the above-described flow example 4 based on the purchase histories relating to the respective other facilities stored in the purchase database 126.

  In addition, the parking lot in this case is not limited to a parking lot of a specific commercial facility, but can assume various parking lots such as a coin parking lot, a privately managed parking lot, and a temporary parking lot such as a public facility.

  Although the best mode for carrying out the present invention has been specifically described above, the present invention is not limited to this, and various modifications can be made without departing from the scope of the invention.

According to the present embodiment, it is possible to make payments associated with purchases at a plurality of stores by customers using automobiles more efficient, and to reduce the trouble of payments at the customers.

  At least the following will be clarified by the description of the present specification. That is, in the car wallet settlement system according to the present embodiment, when the settlement unit of the customer is cash, the arithmetic unit pays the customer when the customer leaves the predetermined area by a vehicle. It is good also as performing the payment process based on cash.

  According to this, even a customer who does not have a credit card, a debit card, or an electronic money card as a payment means can perform a purchasing activity corresponding to the car wallet payment method of this embodiment. As a result, it is possible to make payments associated with purchases at a plurality of stores by customers using automobiles more efficient, and to reduce the trouble of payments for the customers.

  The storage device stores, in the management table, one or a plurality of customer biometric authentication information and payment means information in association with the vehicle identification information, and the computing device includes: In the process of specifying the biometric authentication information, the identification information of the vehicle acquired from the vehicle that has entered the predetermined area is collated with the management table, and the identification information for the vehicle matches one or more customers Biometric information read from a customer who is a settlement executor among one or a plurality of customers on the vehicle in the process of identifying the biometric authentication information and storing the purchase contents in a storage device; When the biometric authentication based on the specified one or more biometric authentication information is successful, the one or more customers who are on the vehicle respectively At the time of purchase at each store, biometric authentication based on biometric information read from the customer who makes the purchase is performed, and if the biometric authentication is successful, the contents of the purchase are stored in a storage device for the customer who is the settlement executor. In the case of the payment processing, when the payment means of the customer who is the payment execution person is card payment, when the customer leaves the predetermined area by the vehicle or the payment accompanying the purchase, It is also possible to execute a settlement process according to the stored purchase contents based on the information.

  According to this, for example, when several family members ride together in one vehicle and come to a shopping mall or the like, the payment means of the person who performs the current payment (payment execution person) regarding the purchase made by each family at each store It becomes possible to make a settlement collectively. Eventually, regardless of the number of customers who visit the store using the same car, the settlement associated with the purchase at each of the plurality of stores by each customer can be made more efficient, thereby making it possible to further reduce the burden of settlement for the customers.

  Further, in the car wallet settlement system according to the present embodiment, the storage device temporarily uses biometric authentication information of a customer who uses the predetermined facility and the customer temporarily visits the predetermined facility in the management table. The identification information of the predetermined vehicle and the information on the settlement means used by the customer are stored in association with each other, and the arithmetic device enters the predetermined area during the process of specifying the biometric authentication information. The identification information of the vehicle acquired from the predetermined vehicle is collated with the management table, and the biometric authentication information of the customer whose identification information matches with the vehicle is specified, and the purchase content is stored in the storage device. In the process, the biometric authentication based on the biometric information read from the customer who is on the predetermined vehicle and the specified biometric authentication information is successful, and the customer When the predetermined settlement means is already registered in the management table, the biometric authentication based on the biometric information read from the customer is performed at the purchase opportunity at each of the plurality of stores in the facility by the customer, and the biometric authentication is performed. Information on the predetermined settlement means is stored in the storage device with respect to successful customers, and when the settlement processing is performed, when the customer leaves the predetermined area with the predetermined vehicle or when the settlement is accompanied by the purchase. In response to the completion of the payment process of each customer who gets on the predetermined vehicle in the process of performing the payment process according to the contents of the accumulated purchase based on the It is good also as notifying the instruction | indication which permits leaving with the said vehicle with respect to the entrance / exit control apparatus.

  According to this, for example, when a large number of people ride on a commercial vehicle such as a sightseeing bus or taxi and come to a shopping mall or the like, this implementation is carried out regarding purchases made by customers who are passengers of the commercial vehicle at each store. Purchasing activity corresponding to the form of car wallet settlement method becomes possible. Also, in this case, by limiting the payment means used for the customer who is not always uniquely associated with the vehicle to a predetermined payment means such as a credit card, problems such as omission of payment collection related to purchases can be avoided in advance. You can also. As a result, it is possible to increase the efficiency of payment associated with purchases at a plurality of stores by the customer corresponding to the attributes of the vehicle used for visiting the store, and to reduce the trouble of payment for the customer.

  Further, in the car wallet settlement method of the present embodiment, when the information processing system performs the settlement process, and the customer settlement means is cash, when the customer exits the vehicle from the predetermined area, A settlement process based on cash to be paid may be executed.

  Further, in the car wallet settlement method according to the present embodiment, the information processing system includes one or a plurality of customer biometric authentication information and settlement means for the vehicle identification information in the management table of the storage device. In the process of storing the information in association with each other and specifying the biometric authentication information, the identification information of the vehicle acquired from the vehicle that has entered the predetermined area is checked against the management table, and the identification information about the vehicle In the process of identifying the matching biometric authentication information of one or more customers and storing the purchase contents in a storage device, it is a settlement executor among the one or more customers on the vehicle. If the biometric authentication based on the biometric information read from the customer and the identified one or more biometric authentication information is successful, In the case of a purchase opportunity at each of a plurality of stores in the facility by each of a plurality of customers, biometric authentication based on biometric information read from the customer making the purchase is performed, and if the biometric authentication is successful, the customer who is the settlement executor The contents of the purchase are stored in a storage device, and when the payment processing of the customer who is the payment executor is a card payment, when the customer leaves the predetermined area by a vehicle or the payment of the purchase At this time, it is possible to execute a settlement process according to the contents of the stored purchase based on the information of the card as the settlement means.

  Further, in the car wallet settlement method according to the present embodiment, the information processing system includes, in the management table of the storage device, information for biometric authentication of a customer who uses the predetermined facility, and the customer visits the predetermined facility. Storing the identification information of the predetermined vehicle temporarily used and the information of the settlement means used by the customer in association with each other, and entering the predetermined area in the process of specifying the biometric authentication information, In the process of collating the identification information of the vehicle acquired from the predetermined vehicle with the management table, specifying the biometric authentication information of the customer with the same identification information regarding the vehicle, and storing the purchase contents in the storage device Succeeding in biometric authentication based on the biometric information read from the customer on the predetermined vehicle and the specified biometric authentication information, and When the payment means is already registered in the management table, the customer who performs biometric authentication based on the biometric information read from the customer at the time of purchase at each of the plurality of stores in the facility by the customer and succeeds in the biometric authentication The content of the purchase is stored in a storage device, and based on the information of the predetermined payment means, when the customer leaves the predetermined area from the predetermined area or at the time of payment accompanying the purchase, during the payment process. Entry / exit control in the predetermined area in response to the completion of the payment processing of each customer who gets on the predetermined vehicle in the processing of executing the payment processing according to the contents of the accumulated purchase and notifying the instruction The device may be notified of an instruction to permit exit from the vehicle.

10 Network 20 Shopping mall (facility)
21 Tenant (Store)
22 Parking lot (predetermined area)
23 Gate (entrance / exit control device)
231 Digital camera 232 Biological reading sensor 233 Computer 2331 Storage device 2332 Program 2333 Memory 2334 Computing device 2335 Communication device 234 Parking ticket processing mechanism 235 Gate mechanism 236 Beacon transmitter 24 Parking fee settlement device 241 Biological reading sensor 242 Beacon transmitter 243 Computer 2431 Storage device 2432 Program 2433 Memory 2434 Computing device 2435 Input device 2436 Output device 2437 Communication device 244 Parking ticket processing mechanism 25 Vehicle 100 Car wallet settlement system 101 Storage device 102 Program 103 Memory 104 Computing device 105 Communication device 125 Management table 126 Purchasing database 200 User terminal 201 Storage device 202 Program 203 Memory 204 Arithmetic device 205 Power unit 206 output unit 207 communication unit 210 biometric reading sensor 211 short-range wireless communication unit 212 digital camera 300 shop terminal 301 storage device 302 program 303 memory 304 calculation unit 305 communication unit 310 biometric reading sensor

Claims (8)

A storage device that stores a management table in which biometric authentication information of a customer who uses a predetermined facility, identification information of the customer's vehicle, and information on a payment method used by the customer are associated with each other;
Processing for identifying identification information of the vehicle acquired from the vehicle that has entered the predetermined area of the facility with the management table, and identifying the biometric authentication information of the customer whose identification information matches with respect to the vehicle;
When biometric authentication based on the biometric information read from the customer on the vehicle and the specified biometric authentication information is successful, the customer purchases at each of a plurality of stores in the facility. A process of performing biometric authentication based on biometric information read from and storing the purchase content in a storage device for a customer who has succeeded in biometric authentication;
When the customer's payment means is card payment, the accumulated purchase contents based on the information of the card as the payment means when the customer leaves the predetermined area by the vehicle or when payment is made with the purchase Processing to execute a settlement process according to
A processing unit that performs a process of notifying an entry / exit control device in the predetermined area of an instruction to permit exit in the vehicle in response to the completion of the settlement process;
Car wallet payment system characterized by including. The arithmetic unit is
In the case of the payment process, when the payment means of the customer is cash, when the customer leaves the predetermined area by a vehicle, the payment process based on the cash paid by the customer is executed.
The car wallet settlement system according to claim 1. The storage device
In the management table, one or a plurality of customer biometric authentication information and settlement means information are stored in association with the vehicle identification information,
The arithmetic unit is
In the process of specifying the biometric authentication information, the identification information of the vehicle acquired from the vehicle that has entered the predetermined area is collated with the management table, and the identification information for the vehicle matches one or more customers Identify biometric authentication information for
In the process of accumulating the contents of the purchase in the storage device, the biometric information read from the customer who is the settlement executor among the one or more customers on the vehicle, and the specified one or more biometric authentications When the biometric authentication based on the business information is successful, the biometric information read from the customer who makes the purchase at the time of the purchase at each of the plurality of stores in the facility by each of the one or more customers who have been on the vehicle. If the biometric authentication is performed and the biometric authentication is successful, the contents of the purchase are stored in a storage device with respect to the customer who is the settlement executor,
In the case of the payment processing, when the payment means of the customer who is the payment execution person is card payment, the information of the card as the payment means is included when the customer leaves the predetermined area by a vehicle or at the time of payment accompanying the purchase. Based on the accumulated purchase content, the settlement process is executed.
The car wallet settlement system according to claim 1. The storage device
In the management table, information for biometric authentication of a customer who uses the predetermined facility, identification information of a predetermined vehicle that the customer temporarily uses for a visit to the predetermined facility, and information on settlement means used by the customer; Are stored in association with each other.
The arithmetic unit is
In the process of specifying the biometric authentication information, the identification information of the vehicle that has entered the predetermined area and acquired from the predetermined vehicle is checked against the management table, and the biometrics of the customer whose identification information matches with respect to the vehicle. Identify authentication information,
In the process of accumulating the contents of the purchase in the storage device, the biometric authentication based on the biometric information read from the customer on the predetermined vehicle and the specified biometric authentication information has succeeded, and the customer When the predetermined settlement means has already been registered in the management table, the biometric authentication based on the biometric information read from the customer was successfully performed at the occasion of purchase by the customer at each of the plurality of stores in the facility, and the biometric authentication was successful. Store the contents of the purchase in relation to the customer in the storage device,
In the payment process, when the customer leaves the predetermined area with the predetermined vehicle or when making a payment accompanying the purchase, a payment process according to the contents of the accumulated purchase based on the information of the predetermined payment means is performed. Run,
In the process of notifying the instruction, in response to the completion of the settlement process of each customer who rides on the predetermined vehicle, an instruction to allow the vehicle to leave is notified to the entry / exit control device in the predetermined area. To do,
The car wallet settlement system according to claim 1. An information processing system including a storage device that stores a management table that associates biometric authentication information of a customer who uses a predetermined facility, identification information of the customer's vehicle, and information on a payment method used by the customer. ,
Processing for identifying identification information of the vehicle acquired from the vehicle that has entered the predetermined area of the facility with the management table, and identifying the biometric authentication information of the customer whose identification information matches with respect to the vehicle;
When biometric authentication based on the biometric information read from the customer on the vehicle and the specified biometric authentication information is successful, the customer purchases at each of a plurality of stores in the facility. A process of performing biometric authentication based on biometric information read from and storing the purchase content in a storage device for a customer who has succeeded in biometric authentication;
When the customer's payment means is card payment, the accumulated purchase contents based on the information of the card as the payment means when the customer leaves the predetermined area by the vehicle or when payment is made with the purchase Processing to execute a settlement process according to
In response to the completion of the settlement process, a process for notifying an entry / exit control device in the predetermined area of an instruction to permit exit in the vehicle;
Car wallet settlement method characterized by executing. The information processing system is
In the case of the payment process, when the payment means of the customer is cash, when the customer leaves the predetermined area by a vehicle, a payment process based on cash paid by the customer is executed.
The car wallet settlement method according to claim 5. The information processing system is
In the management table of the storage device, the biometric authentication information of one or a plurality of customers and the information of payment means are stored in association with the vehicle identification information,
In the process of specifying the biometric authentication information, the identification information of the vehicle acquired from the vehicle that has entered the predetermined area is collated with the management table, and the identification information for the vehicle matches one or more customers Identify biometric authentication information for
In the process of accumulating the contents of the purchase in the storage device, the biometric information read from the customer who is the settlement executor among the one or more customers on the vehicle, and the specified one or more biometric authentications When the biometric authentication based on the business information is successful, the biometric information read from the customer who makes the purchase at the time of the purchase at each of the plurality of stores in the facility by each of the one or more customers who have been on the vehicle. If the biometric authentication is performed and the biometric authentication is successful, the contents of the purchase are stored in a storage device with respect to the customer who is the settlement executor,
In the case of the payment processing, when the payment means of the customer who is the payment execution person is card payment, the information of the card as the payment means is included when the customer leaves the predetermined area by a vehicle or at the time of payment accompanying the purchase. Based on the accumulated purchase content, the settlement process is executed.
The car wallet settlement method according to claim 5. The information processing system is
In the management table of the storage device, information for biometric authentication of a customer who uses the predetermined facility, identification information of a predetermined vehicle that the customer temporarily uses to visit the predetermined facility, and the customer uses Store the payment method information in association with each other,
In the process of specifying the biometric authentication information, the identification information of the vehicle that has entered the predetermined area and acquired from the predetermined vehicle is checked against the management table, and the biometrics of the customer whose identification information matches with respect to the vehicle. Identify authentication information,
In the process of accumulating the contents of the purchase in the storage device, the biometric authentication based on the biometric information read from the customer on the predetermined vehicle and the specified biometric authentication information has succeeded, and the customer When the predetermined settlement means has already been registered in the management table, the biometric authentication based on the biometric information read from the customer was successfully performed at the occasion of purchase by the customer at each of the plurality of stores in the facility, and the biometric authentication was successful. Store the contents of the purchase in relation to the customer in the storage device,
In the payment process, when the customer leaves the predetermined area with the predetermined vehicle or when making a payment accompanying the purchase, a payment process according to the contents of the accumulated purchase based on the information of the predetermined payment means is performed. Run,
In the process of notifying the instruction, in response to the completion of the settlement process of each customer who rides on the predetermined vehicle, an instruction to allow the vehicle to leave is notified to the entry / exit control device in the predetermined area. To
The car wallet settlement method according to claim 5.

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