JP2018013856A - Unsecured funding system supporting game shop by buying undetermined future sales credit - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an unsecured funding system that makes undetermined future sales credit into bonds on the basis of a gross profit based on special gift management information on a game shop and supports the improvement of a cash flow of the game shop without collateral.SOLUTION: A host server managed by a business operator of a funding system affiliated game shop and connected with a hall computer installed in a game shop is connected with a system center server used by a funding business operator via a communication network. The host server transmits a period-based special gift pay-out amount and a period-based special gift purchase amount to the system server. The system server determines whether a ratio of the special gift pay-out amount to the special gift purchase amount is within a prescribed range, sets purchase bonds of future sales credit by using a gross profit based on a special gift pay-out amount in a prescribed period of the game shop, multiplies, by a prescribed number of days, predicted daily redemption money calculated from a gross profit based on a special gift pay-out amount in a period in the previous year corresponding to a bond object period to calculate a predicted preparation amount for redemption money payment, and notifies the host server of it.SELECTED DRAWING: Figure 2

Description

  The present invention relates to an unsecured funding system that supports an amusement shop that purchases unconfirmed future sales receivables, and more specifically, bonds a portion of the gross profit of an amusement shop that is expected to occur in the future. The present invention relates to an unsecured funding system that supports amusement stores that purchase unconfirmed future sales receivables.

As a measure to improve the cash flow of stores, credit cards that are unsecured and not affected by short-term fluctuations in sales by unsecured future credit receivables based on sales results for a certain period of credit card settlement A funding system for member stores has been proposed. Thereby, in a store, it is possible to secure a sufficient amount of liquid funds at hand without being affected by fluctuations in sales (see Patent Document 1).
Even in the management of amusement stores that manage amusement arcades such as pachinko and pachislot machines, it is necessary to regularly secure liquidity funds on hand in order to switch to popular gaming machines. However, at the amusement shops that mainly pay cash, the funding based on the sales results of the above-mentioned credit card settlement cannot be used effectively.

In addition, in amusement stores that manage amusement halls such as pachinko and pachislot machines, they are connected to in-store gaming machines and are called hall computers to understand gaming machine information such as the operating status and setting status of gaming machines and sales information. Management equipment based on tripartite management has been introduced to make the management of amusement stores transparent.
However, there is no such game store management system linked with the funding system, and a system linked with the funding system is required to secure a sufficient amount of liquid funds at hand. Also, at the amusement store, it was difficult to set an index that could determine the scale of sales, such as the sales results of credit card payments, making it difficult to link with the funding system using future receivables at the amusement store. .

International Patent Publication No. 2014/024520

  The present invention has been made in view of the above-described conventional problems, and the object of the present invention is to convert an amusement store's uncertain future sales receivables into bonds, thereby supporting an unsecured cash flow improvement of the amusement store. It is to provide an unsecured funding system.

In the game store, the game media acquired by the player playing the game table is exchanged for a general prize or a special prize. Special prizes are valuables, and a player can have special prizes purchased in cash at a prize exchange performed by an operator different from the amusement shop.
As for the distribution route of special prizes, the amusement shop first purchases special prizes from a prize wholesaler and provides them as prizes to the players, who bring valuable special prizes to the prize exchange for sale and cash The prize exchange office sells special prizes purchased from players to the prize wholesalers as antiques, and the prize wholesalers sell special prizes purchased from the prize exchange offices to the amusement shops.

In Japan, it is forbidden by law to purchase prizes provided to customers by amusement stores themselves, and three stores (amusement stores, prize exchanges, and gift wholesalers) on the distribution route for special prizes have different business entities. During this period, regular business activities are required, and the distribution of special prizes is clear.
In addition, it is generally said that more than 90% of the prizes that can be redeemed out of prizes that are paid out at prize exchange counters at amusement shops, and if there is a shortage of special prizes, the operation of the amusement shop will be hindered. If the stock of special prizes becomes excessive, the operating efficiency of the amusement store will deteriorate, so the management of special prizes will be extremely important at the amusement store. Since the sales data is reflected in a real way, the sales situation of the amusement shop can be almost accurately grasped by grasping the state of the receipt and withdrawal of the special prize.
According to the present invention, the gross profit of an amusement store based on the amount of special premiums paid is used as a target for converting sales receivables expected to occur in the future.

  An unsecured funding system according to an aspect of the present invention made to achieve the above object includes a host server of an operator of a funding system affiliated game store connected to a hall computer installed in a game store, and a funding An unsecured funding system that is connected to a system center server of an operator via a communication network and supports the purchase of uncertain future sales receivables of the funding system member amusement store, wherein the host server Based on the purchase amount of special prizes that can be sold at the prize exchange sent from the hall computer and the daily payout amount, the amount of special prizes paid and special prize purchases for each specified period are accumulated, and special prizes by period From the hall computer, the special prize amount accumulating section for calculating the payout amount and the special prize purchase amount by period Gross profit is calculated by calculating the gross profit based on the amount of special prize payout for each specified period from the received prize exchange rate and special prize payout amount and accumulating the gross profit amount based on the special prize payout amount for each specified period The system center server has a ratio of the special prize payout amount and the special prize purchase price based on the period-specific special prize payout amount and the period-specific special prize purchase price received from the host server. A special prize amount determination unit for determining whether or not the value is within a predetermined range, and a target period for converting the sales receivables expected to occur in the future to the funding system member amusement store into a bond, Using the gross profit by period based on the amount, multiply the gross profit corresponding to the period to be converted into bonds by the bond ratio and set the face value of the purchased bonds for future sales receivables and save them in the database And a bond pattern setting unit for notifying the host server, and multiplying a predetermined number of days by a daily forecast redemption amount calculated from gross profit based on the amount of special premiums paid in the previous fiscal year corresponding to the bond target period. And a reserve calculation unit for calculating a planned reserve amount for redemption payment, storing it in a database, and notifying the host server.

  The system center server calculates the gross profit amount based on the daily special prize payout amount by totaling the gross profit amount based on the special prize payout amount of the funding system member amusement shop after the start date of the period to be converted into bonds. Multiply this by the bond ratio and set the daily repayment amount of the bond, save these in the database, and accumulate the daily repayment amount. If the face value of the bond is determined to match the face value of the bond, the end of redemption of the bond is notified to the host server, and the target A redemption management unit for notifying the host server of an extension of the redemption period of the bond when it is determined that the accumulated redemption amount and the face value of the bond do not match even after the bond period has elapsed; Is preferred.

  The host server calculates a gross profit amount based on a daily special prize payout amount after the start date of the period to be converted into a bond, and multiplies the gross profit amount based on the daily special prize payout amount by the bond ratio. A reserve setting unit that calculates a daily redemption amount of the bond, compares the daily predicted redemption amount notified from the system center server with the daily redemption amount, and sets a payment condition for the next reserve It is preferable to have.

According to the unsecured funding system that supports the purchase of unconfirmed future sales receivables at the amusement store of the present invention, it is uncertain based on gross profit based on the amount of special premiums paid for a predetermined period not limited to a specific settlement system The future receivables will be converted into bonds to raise funds for the affiliated funding system of the funding system. The affiliated game shop of the funding system is not affected by fluctuations in gross profit due to seasonal fluctuations. It becomes possible to secure a sufficient amount of liquidity funds, which can be used for replacement of new machines, etc., so that the cash flow can be afforded.
In addition, since the bond redemption method is fixed-rate repayment for gross profit, it is difficult for member companies of the Funding System to redeem due to fluctuations in gross profit such as a temporary decrease in gross profit. Can be avoided.

It is a figure for demonstrating the scheme of the unsecured funding system by purchase of the undecided future sales receivable by one Embodiment of this invention. It is a block diagram for demonstrating the structure of the unsecured funding system by purchase of the undecided future sales receivable by one Embodiment of this invention. It is a block diagram for demonstrating the structure of the host server shown in FIG. It is a block diagram for demonstrating the structure of the system center server shown in FIG.

Hereinafter, a specific example of an embodiment for implementing an unsecured funding system that supports the purchase of uncertain future sales receivables of a funding system member amusement shop of the present invention will be described in detail with reference to the drawings.
FIG. 1 is a diagram for explaining a scheme of an unsecured funding system by purchasing future sales receivables according to this embodiment.
This scheme is based on the premise that a contract for transferring a receivable purchase price is concluded between an operator of a funding system member amusement store 10 and a funding operator 30.
The flow of this scheme will be described with reference to FIG. The funding system member amusement shop 10 sells undetermined future sales receivables to the funding company 30 as bonds.
The funding company 30 pays a bond purchase price for future sales receivables to the funding system member amusement store 10. As a result, the funding system member amusement shop 10 secures necessary liquidity funds without collateral.

The funding system member amusement store 10 pays the funding company 30 the bond redemption amount of the sold bond.
The payment of bond redemption starts from the start date of the period to be converted into a bond, and the face value of the bond purchased by the funding operator 30 matches the accumulated redemption amount redeemed by the funding operator 30. Can continue.

The payment of the bond redemption money is paid to the funding company 30 every predetermined period according to the actual value of gross profit based on the special prize payout amount of the funding system member amusement shop 10 in the period to be converted into bonds.
The operator of the funding system member amusement store 10 deposits a reserve for redemption payment in the payment account for the bond redemption payment, and is based on the amount of special premiums paid by the funding system member amusement store 10 The amount of redemption set according to the actual value of gross profit is paid to the funding company 30.

FIG. 2 is a block diagram for explaining the configuration of an unsecured funding system that supports the purchase of unconfirmed future sales receivables of the funding system member amusement store 10 according to the present embodiment.
As shown in FIG. 2, the funding system according to the present embodiment has a host server 100 managed by a business operator of the funding system member amusement store 10 connected to the hall computer 200 installed in the funding system member amusement store 10. And the system center server 300 used by the funding carrier 30 are communicably connected via a communication network such as a public line network or a dedicated line.
Each of the host server 100 and the system center server 300 is communicably connected to a transaction bank of a funding system member amusement store 10 (not shown), a transaction bank of a funding company 30, and the like via a communication network.

The funding system according to the present embodiment is implemented by concluding a purchase price transfer contract between a company of the funding system member game store 10 and the funding company 30.
The host server 100 managed by the operator of the funding system member amusement store 10 calculates a special prize amount by multiplying the special prize payout amount by the exchange price of the special prize, and the special prize payout amount and the special prize purchase for each predetermined period. The amount is accumulated, and the special prize payout amount by period and the special premium purchase price by period are calculated.
The host server 100 calculates the gross profit amount by period using the calculated special prize payout amount by period and the premium exchange rate (delay rate) by period.
The host server 100 transmits to the center server 300 data required for the period-specific special prize payout amount, period-specific special prize purchase amount, period-specific premium exchange rate, period-specific gross profit, and funding application.

The center server 300 of the funding company 30 receives the funding application data from the host server 100, checks whether there is a special achievement purchase record, and the ratio of the special prize payout amount and the special premium purchase price is within a predetermined range. It is determined whether or not.
The check on the existence of special prize purchase record is to check whether the special prize is purchased through a legitimate (legal) route. The ratio of the special prize payout amount to the special prize purchase amount during the specified period and its transition Is checked as an index to grasp the management status of amusement stores, especially the fluctuation of the number of customers.
The center server 300, together with a message requesting a consultation with the funding company, when there is a shortage in the purchase results data of the special prize or when the ratio of the special prize payout amount and the special prize purchase price is out of the predetermined range. A funding hold notification is sent to the host server 100. Upon receipt of the funding hold notification, the business operator of the funding system member amusement store 10 discusses with the funding business operator, reapplies after replenishing materials, dealing with other conditions regarding funding, etc.
If the ratio between the special prize payout amount and the special prize purchase amount is within a predetermined range, the system center server 300 determines the face value and target period of the future trade receivable purchase bond based on the funding application data transmitted from the host server 100. A bond pattern of future sales receivables such as is set and notified to the host server 100.
The system center server 300 also multiplies the daily forecast redemption amount calculated from the gross profit based on the amount of special premiums paid in the previous fiscal year corresponding to the period for bond conversion by a predetermined number of days to pay the redemption amount. The planned preparation amount is calculated and notified to the host server 100.

The funding system member amusement shop 10 sells undetermined future sales receivables as bonds to the funding company 30 at the face value of the bonds in accordance with the fixed bond pattern of the future sales receivables. Pay the bond purchase price of future sales receivables to the funding system member amusement store 10.
The host server 100 transmits the aggregate data of the daily gross profit based on the special prize payout amount to the system center server 300 after the start date of the period to be converted into bonds, and the system center server 300 receives the received daily special prize payout. The daily redemption amount of the bond purchase bond is calculated by multiplying the gross profit based on the amount by the bond ratio, and notifies the host server 100 of it.

The system center server 300 multiplies the calculated daily predicted repayment amount by a predetermined number of days to calculate a scheduled preparation amount for repayment payment and notifies the host server 100 of it.
The operator of the funding system member amusement store 10 prepares a reserve for the redemption payment of the bond purchase bond in the payment account based on the planned reserve amount notified from the system center server 300, and calculates the calculated bond purchase. The redemption amount of the bond is paid to the funding company 30 every predetermined period.
The host server 100 of the operator of the funding system member amusement store 10 calculates the gross profit amount based on the daily special prize payout amount after the start date of the bond period, and the gross profit based on the daily special prize payout amount. Multiply high by the bond ratio to calculate the daily redemption amount of the bond purchase bond, compare the daily predicted redemption amount notified from the system center server 300 with the daily redemption amount, Set payment conditions for the next reserve to correct the shortage.

The system center server 300 calculates the daily redemption amount of the bond purchase bond based on the gross profit based on the daily special prize payout amount, stores this in the database, and accumulates the calculated daily redemption amount. It is determined whether or not the obtained daily redemption amount accumulated value matches the face value of the bond purchase bond.
If the system center server 300 determines that the accumulated daily redemption amount and the face value of the bond purchase bond match, the system center server 300 notifies the host server 100 of the completion of the redemption of the bond purchase bond, and the target bond conversion period has elapsed. However, if it is determined that the accumulated redemption amount does not match the face value of the bond purchase bond, the host server 100 is notified of the extension of the redemption period of the bond purchase bond.

(Host server)
FIG. 3 is a block diagram for explaining the configuration of the host server 100 shown in FIG.
The host server 100 of this embodiment in FIG. 3 is connected to a hall computer 200 that is managed by a business operator of the funding system member amusement shop 10 and manages the sales and equipment settings of the amusement shop. In-store information section 120 that receives amusement store operation information from the computer 200, a special prize amount accumulating section 140 that calculates a special prize payout amount by period and a special prize purchase price by period, and a high gross profit based on the special prize payout amount The gross profit high accumulation totaling unit 160 that performs the calculation of, the reserve setting unit 180 that sets the deposit redemption reserve condition, and the host server communication unit 190 that communicates with the system server 300 via the communication network .
The host server 100 can be configured using a commercially available PC (personal computer) or the like.

  The amusement store database 110 includes amusement store operation information database 112 that stores amusement facility operation information from the hall computer 200, amusement store information including sales information such as game media sales and prize exchange status, purchase / inventory information such as prizes, and the like. Special premium amount information database 114 for storing special premium amount information including special premium amount paid by period and special premium purchase amount by period calculated based on the special premium management information, and special premium payout amount by day and period The gross profit amount information database 116 for storing the gross profit amount information based on the amount of the special prize including the gross profit amount, and the bond redemption database 118 for storing the bond redemption information and the bond redemption reserve information.

  The amusement store information unit 120 receives game equipment operation information, game media sales, sales information such as prize exchange status, and purchase inventory information such as prizes from the hall computer 200, stores them in the amusement store operation information database 112, As for the premium exchange rate (play rate) value, which is the ratio of the paid-out game media amount to the purchased game media amount, the daily value and the average value for each predetermined period are totaled and stored in the game shop operation information database 112. .

The special prize amount accumulating unit 140, based on the special prize management information including the special premium purchase amount and the daily payout amount received from the hall computer 200, the special prize amount multiplied by the special premium exchange price. Is calculated.
The special prize amount accumulating unit 140 calculates the daily special prize payout amount by multiplying the daily payout amount of each special prize having a different exchange price by the exchange price. Further, the daily special prize payout amount is accumulated to calculate a special prize payout amount by period, which is a special prize payout amount for each predetermined period.
The special prize amount accumulating unit 140 calculates the special prize purchase price by multiplying the purchase price of each special prize with a different exchange price from the prize wholesaler by the exchange price, and accumulates the special prize purchase price for each predetermined period. To calculate the special premium purchase price by period.
The special prize amount accumulating unit 140 stores the calculated daily special prize payout amount, the period-specific special prize payout amount, and the period-specific special prize purchase amount in the special prize amount information database 114.

The gross profit amount accumulating unit 160 calculates the gross profit amount based on the special prize payout amount. The calculation of the gross profit based on the special prize payout amount is performed in the premium exchange rate (ratio of paid game media to purchased game media; payout rate) value and the special prize amount information database 114 stored in the game shop operation information database 112. Use the stored special prize payout amount.
The calculation of gross profit based on the special prize payout amount is obtained by dividing the special prize payout amount by the premium exchange rate to obtain the game media sales amount based on the special prize payout amount, and subtracting the special prize payout amount therefrom.
The calculation of gross profit is based on the amount of special premiums paid out. Since premiums other than special premiums vary in purchase unit price and game media withdrawal rate, calculation for all types of premiums is complicated. Special prizes that are said to occupy about 95% of the payout prizes are used.
The gross profit amount accumulating unit 160 stores the calculated value of gross profit amount based on the daily and period-specific special prize payout amount in the gross profit amount information database 116.

The reserve setting unit 180 multiplies the daily gross profit based on the amount of special premiums calculated by the gross profit cumulative accumulation unit 160 after the start date of the period to be converted into a bond into the bond ratio, The daily repayment amount is calculated, the daily predicted repayment amount notified from the system center server 300 is compared with the calculated daily repayment amount, the excess / deficiency is judged, and the payment condition for the next reserve is set.
That is, if the sales are strong and the gross profit increases, the repayment speed of the bond will be accelerated compared with the period based on the calculation of the daily forecast redemption amount. If the height decreases, the redemption rate of the bond will slow down, so the next redemption reserve will be reduced.

  The host server communication unit 190 is connected to the hall computer 200 installed in the funding system member game store 10, the system server 300 of the funding company 30, the main bank (not shown) of the funding system member game store 10, and the like. Manages all communications, including connection, mail server operations, FTP processing, telephone, fax, and leased line communication processing including LAN.

The hall computer 200 connected to the host server 100 is installed in the funding system member amusement shop 10 and is preferably managed by a system management company 20 entrusted by the company of the funding system member amusement shop 10. It is.
The hall computer 200 is connected to an in-store gaming facility and receives facility operation information and sales information from the in-store gaming facility such as a gaming machine or a game medium lending device.
In addition, the hall computer 200 is input with setting information of the gaming machine, information on prize exchange and inventory, and the hall computer 200 is provided with the gaming machine information such as the operating status and setting status of the gaming machine, the gaming machine individual and the total in the store. Aggregate sales information such as sales and gift exchange status, and manage aggregated data.

(System center server)
FIG. 4 is a block diagram for explaining the configuration of the system center server 300 shown in FIG.
In FIG. 4, a system center server 300 is used as a server of the funding company 30, and is connected to the host server 100 of the funding system member amusement store 10 via a communication network such as a public line network / dedicated line. Unit 305, database 310, bond pattern setting unit 320, and redemption management unit 330.
The system center server 300 can be configured using a commercially available PC (personal computer) or the like.

  The communication unit 305 is connected to the host server 100 of the funding system member amusement store, the hall computer 200, the main bank (not shown) of the funding company, etc., mail processing, FTP processing, telephone, FAX, And general communication including private line communication processing including LAN.

  The database 310 is a funding system member game store database 311 that stores funding system member game store information, a game table that stores game table setting information including a set payout rate and a payout exchange rate of the funding system member game store. The setting information database 312, the special prize management information database 313 for storing special prize management information including the purchase amount and the daily payout amount of the special prize of the funding system member amusement shop, the special prize payout amount of the funding system member amusement shop Gross profit record database 314 for storing gross profit record data, daily gross profit database 315 for storing gross profit data based on the daily special prize payout amount of a funding system member game shop, special prize dispensing Bonding setting conditions corresponding to the amount / special prize purchase ratio, With a bond of database 316 to save the bonds of information such as the technique store desired bond conditions.

  The bond pattern setting unit 320 includes a reception unit 321 that receives funding application information from the host server 100 of the funding system member amusement store, a special prize amount determination unit 322 that determines a special prize payout amount / special prize purchase rate ratio, Bond face value setting unit 323 for setting the face value and redemption start date of future trade receivables purchased bonds, bond purchase price setting unit 324 for setting bond purchase price from funding system member amusement stores, and funding system member amusement store A bond pattern notification unit 325 for notifying the pattern is provided.

Upon receipt of a new funding application from the host server 100, the receiving unit 321 acquires member store information such as a member store code and setting condition information such as a desired bond conversion period and a desired bond conversion amount, and a funding system. The data is stored in the member game store database 311.
The reception unit 321 relates to data on the amount of special prizes paid by period, the amount of special premiums purchased by period, the premium exchange rate by period, the gross profit exchange rate by period, and the amount of special prizes purchased from the host server 100. Data is acquired and stored in the game machine setting information database 312, the special prize management information database 313, and the gross profit record database 314.

The special prize amount determination unit 322 checks whether or not the received special prize purchase record is complete and the ratio of the special prize payout amount and the special prize purchase amount based on the special prize payout amount by period and the special prize purchase amount by period. Is determined to be within a predetermined range.
The ratio between the special prize payout amount and the special prize purchase price is determined, for example, by determining whether the monthly ratio, the fluctuation range, and the yearly ratio are within a preset range.
The check for the presence of special prize purchase results is to confirm whether the special prize has been purchased through a legitimate (legal) route. In addition, the ratio of the special prize payout amount and the special prize purchase amount in the predetermined period and the transition check thereof are for grasping the management status of the amusement shop, in particular, the stability of the number of customers.
The special prize amount determination unit 322 stores the determination value and the determination result in the funding system affiliated game store database 311, and if the determination value of the special prize payout amount / special prize purchase amount ratio is within a preset range, A determination pass notification is transmitted to the bond face value setting unit 323, and when it is outside the preset range, a funding hold notification requesting consultation with the funding company is transmitted to the host server 100.

When the bond face value setting unit 323 receives the determination pass notification from the special prize amount determination unit 322, the bond face value setting unit 323 uses the desired bond conversion period and the gross profit data by period stored in the database 310, Calculate gross profit based on the amount of special premiums paid in the previous year corresponding to the period.
Subsequently, the bond face value setting unit 323 divides the gross profit amount based on the previous year's special prize payout amount corresponding to the desired bond conversion period by the desired bond conversion amount of the funding system member amusement store 10 to obtain a special bond for the previous year. Calculate the ratio of the desired bond amount to the gross profit amount based on the amount paid out.

If the ratio of the desired bond amount to the gross profit amount based on the calculated amount of special premiums for the previous year is greater than 1, that is, the gross profit amount based on the amount of special gifts paid for the previous fiscal year of the desired bond conversion period If the average period is exceeded, the calculation period is extended to calculate the gross profit based on the corresponding amount of special premiums paid for the previous year and the ratio of the desired bond amount to the gross profit based on the amount of special premiums paid for the previous year. The calculation is repeated until the ratio of the desired bond amount to the gross profit amount based on the amount of special premiums paid out in the previous year becomes smaller than 1.
In the above calculation, it is preferable to extend the calculation target period in units of one month, and the bond conversion target period is preferably within one year.

When the target period setting unit 323 finds a target period in which the ratio of the desired bond amount to gross profit based on the amount of special premiums paid out in the previous fiscal year is less than 1, it sets that period as the target period for bond generation, The value obtained by dividing the face value of the future trade receivables purchased bond by the gross profit based on the amount of special premiums paid in the previous fiscal year corresponding to the period to be converted into bonds. These are set and stored in the database 310.
The redemption start date is not particularly limited as long as it is after the day after the start date of the bond conversion target period, but it is preferable that the redemption start date be the month following the start month of the bond conversion target period in correspondence with the setting of the redemption reserve.

The period to be converted into bonds is not particularly limited, but it is usually set to one year, and the target period is 3 months, 6 months, etc. for the purpose of procuring liquidity funds at hand during the busy season. May be set. In addition, it is preferable to set the period for bond formation in units of months for ease of bond formation and redemption management.
There are no particular restrictions on the rate of bond-fixing, but it is usually 10-30%, and the rate of bond-fixing also corresponds to the rate of bond redemption of the gross profit of stores during the period to be converted into bonds. In order to prevent a shortage of funds, it is preferable to set an upper limit on the bond ratio, and the upper limit of the bond ratio is a value corresponding to 50% of the actual fixed gross profit of the previous fiscal year corresponding to the period to be fixed. It is preferable to do.

The bond purchase price setting unit 324 sets the bond purchase price from the funding system member amusement store by subtracting the commission and interest from the face value of the future bond receivable purchase bond, for example, the redemption on the day following the start date of the bond period A start date is set and stored in the database 310.
The bond face value, bond ratio and bond redemption ratio, redemption start date, and purchase price set by the bond face value setting section 323 and bond purchase price setting section 324 and stored in the database 310 are the bond pattern notification section 325. To the host server 100 via the communication unit 305.

Next, functions and operations of the redemption management unit 330 of the system center server 300 according to the present embodiment will be described.
The redemption management unit 330 for redemption management of future trade receivables purchased bonds, the redemption target selection unit 331 for selecting the redemption target gross profit data, the redemption amount setting unit 332 for calculating the daily redemption amount, the end of redemption and the redemption period A reimbursement status determination unit 333 for determining the extension of the reimbursement, a reimbursement notification unit 334 for notifying the redemption amount, redemption end and redemption period extension, and a reserve calculation unit 335 for calculating and notifying a planned reserve amount for redemption payment .

When a loan purchase price transfer contract is concluded between the funding system member amusement store 10 and the funding company 30, and the period for the conversion of the future sales bond purchase bond into a bond is started, the system center server 300 includes a fan. Daily gross profit data based on the amount of special premiums paid out at the amusement store after the start of the period for bond conversion is transmitted from the host server 100 of the gaming system member amusement store.
The system center server 300 uses the redemption target selection unit 331 of the redemption management unit 330 to calculate the redeemable gross profit data and the redemption target final gross profit data based on the daily gross profit data based on the special prize payout amount of the amusement store. These are selected as non-redeemable gross profit data and these data files are stored in the database 310.

  The selection of gross profit data subject to redemption is based on accumulating the transaction amount of daily gross profit data after the start of the period to be converted into bonds at the funding system member amusement stores in order of time series, regardless of settlement and payment timing. The gross profit data when the amount multiplied by the bond redemption ratio is equal to or greater than the bond face value is used as the final gross profit data to be redeemed, and the accumulated amount multiplied by the bond redemption ratio is less than the bond face value. The profit data is used as the gross profit data subject to redemption, and the gross profit data after the final gross profit data is used as non-redemption gross profit data.

The redemption amount setting unit 332 calculates the redemption ratio (same rate as the bond ratio) to the daily gross profit based on the redemption target gross profit data and the redemption target final gross profit data selected by the redemption target selection section 331. Multiply it to set the daily redemption amount and save it in the database 310.
For the final gross profit data subject to redemption, the transaction amount corresponding to the amount of redemption amount equal to the bond face value is set as the redemption target transaction amount so that the redemption amount and bond face value are the same.

When the daily redemption amount set by the redemption amount setting unit 332 includes the final gross profit data subject to redemption, the redemption status determination unit 333 that determines the end of redemption ends the redemption of the bond, If the final gross profit data for redemption is not included in the daily redemption amount, the redemption period will be extended.
The extension of the redemption period will continue until the daily redemption amount includes the final gross margin data to be redeemed.

The redemption notification unit 334 determines whether the redemption amount set by the redemption amount setting unit 332 and whether or not the redemption status is determined by the redemption status determination unit 333 and whether or not the redemption period has been extended. Is notified via the communication unit 305 as a daily redemption amount notification.
The daily redemption amount notification notified from the redemption notification unit 334 to the host server 100 of the funding system member amusement store 10 via the communication unit 305 is a daily redemption amount, whether or not the redemption of the bond has ended, and an extension of the redemption period. In addition to the presence / absence, it includes the face value of bonds receivable for future purchases of receivables, the ratio of bond bonds, the period for bond bonds, the redemption start date, the cumulative redemption amount including redemption on the day, and the remaining redemption amount.

  The reserve calculation unit 335 that calculates the planned reserve amount for redemption payment and notifies the host server 100 of the scheduled reserve amount is calculated from the gross profit based on the amount of special premiums paid in the previous fiscal year corresponding to the period to be converted into bonds. Multiply the next predicted redemption amount by a predetermined number of days to calculate the scheduled preparation amount for redemption payment, store it in the database 310 and notify the host server 100.

  The embodiments of the present invention have been described above with reference to the drawings. However, the present invention is not limited to the above-described embodiments, and various modifications can be made without departing from the technical scope of the present invention. Is possible.

DESCRIPTION OF SYMBOLS 10 Funding system member game store 20 System management company 30 Funding company 100 Host server 110 Game shop database 112 Game shop operation information database 114 Special prize amount information database 116 Gross profit information database 118 Bond redemption database 120 In-store information section 140 Special prize amount accumulating unit 160 Gross profit accumulating unit 180 Reserve setting unit 190 Host server communication unit 200 Hall computer 300 System center server 305 System center server communication unit 310 Database database 311 Funding system affiliated game store database 312 Game Stand setting information database 313 Special prize management information database 314 Gross profit record database 315 Daily gross profit database 316 Bonding database 317 Redemption information database 320 Bonding pattern setting unit 321 Reception unit 322 Special prize amount determination unit 323 Bond face value setting unit 324 Bond purchase price setting unit 325 Bonding pattern notification unit 330 Redemption management unit 331 Redemption target selection unit 332 Redemption amount setting section 333 Redemption status determination section 334 Redemption notification section 335 Reserve calculation section

Claims (3)

A host server of a company affiliated with a funding system connected to a hall computer installed in the amusement store and a system center server of the funding operator are connected via a communication network, and An unsecured funding system that supports the purchase of uncertain future receivables,
The host server is
Based on the daily payout amount and purchase amount of special prizes that can be sold at the prize exchange sent from the hall computer, the special prize payout amount and special prize purchase amount for each predetermined period are accumulated, A special prize amount accumulating section that calculates the amount of premiums paid and the amount of special prizes purchased by period;
Calculate the gross profit based on the special prize payout amount from the premium exchange rate and the special prize payout amount sent from the hall computer, and calculate the gross profit by period by accumulating the gross profit amount based on the special prize payout amount for each predetermined period. And a gross profit cumulative calculation section to calculate,
The system center server is
A special prize amount for determining whether or not the ratio of the special prize payout amount and the special prize purchase amount is within a predetermined range based on the special prize payout amount by period and the special prize purchase amount by period received from the host server. A determination unit;
Set a target period for bondable sales receivables expected to occur in the funding system member amusement stores in the future, and use the gross profit by period based on the amount of special premiums paid out. A fixed amount pattern setting unit that multiplies the fixed amount and sets the face value of the purchased bonds of future sales receivables, stores them in the database, and notifies the host server;
Multiply the daily forecast redemption amount calculated from the gross profit based on the amount of special premiums paid out in the previous fiscal year corresponding to the period to be converted into bonds to calculate the planned reserve amount for redemption payment, An unsecured funding system comprising: a reserve calculation unit that saves in a database and notifies the host server. The system center server is
Calculate the gross profit based on the daily special prize payout amount by summing up the gross profit amount based on the special prize payout amount of the funding system member amusement stores after the start date of the bond period Multiply the percentage to set the daily redemption amount for the bond, save it in the database,
Determining whether or not the accumulated daily repayment amount obtained by accumulating the daily repayment amount matches the face value of the bond;
If it is determined that the accumulated daily redemption amount and the face value of the bond match, the end of redemption of the bond is notified to the host server,
If it is determined that the accumulated redemption amount and the face value of the bond do not match even after the target bond period has elapsed, a redemption management unit that notifies the host server of an extension of the redemption period of the bond The unsecured funding system according to claim 1, comprising: The host server is
Calculate the gross profit based on the daily special prize payout amount after the start date of the period to be converted into bonds, and multiply the gross profit based on the daily special prize payout amount by the bond ratio to calculate the bond date. It has a reserve setting unit that calculates a next redemption amount, compares the daily predicted redemption amount notified from the system center server with the daily redemption amount, and sets a payment condition for the next reserve. Unsecured funding system.

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