JP2017033139A - Ledger sheet reading apparatus, ledger sheet reading method and ledger sheet reading system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a ledger sheet reading apparatus, a ledger sheet reading method and a ledger sheet reading system capable of reducing a load required for checking a ledger sheet.SOLUTION: A ledger sheet reading apparatus 1 comprises: a reading section 2; a control unit 3; and a display unit 4. The reading section 2 reads a ledger sheet. The control unit 3 determines the kind of the ledger sheet based on a piece of image information generated from the read ledger sheet, compares the digit of a transfer amount of the largest number of actual transaction relevant to the ledger sheet kind included in a piece of actual transaction information in which actual financial transaction is recorded and the digit of the transfer amount included in a piece of image information, and displays the comparison result on a display unit 4.SELECTED DRAWING: Figure 1

Description

  The present invention relates to a form reading apparatus, a form reading method, and a form reading system.

  In a financial institution or the like, a form or voucher entered by a customer is taken as an image image into a form reading device, and the form is recognized and recognized. The operator reads the form with an image scanner, OCR (Optical Character Recognition), or the like, so that the contents described in the form can be taken into the form reading device faster than manual input.

  An apparatus that identifies and displays the unit of the most significant digit of the amount entered on the slip is known as a technique for assisting the operator to input the amount entered on the slip. Also, a method is known in which, when a plurality of forms are received from a transaction applicant, the type of the form is checked and compared with a past transaction pattern of the transaction applicant.

JP 2010-3155 A JP 2014-182893 A JP 2011-34524 A

  In the prior art, the unit of the amount indicated on the form was displayed, and the form was checked and compared with the past transaction pattern of the applicant, but the operator checked the read form. May be performed visually, which is a burden on the operator.

  In one aspect, an object of the present invention is to provide a form reading apparatus, a form reading method, and a form reading system that can further reduce the burden on an operator required to check a form.

  In order to achieve the above object, a form reading apparatus as shown below is provided. The form reading apparatus includes a reading unit, a control unit, and a display unit. The reading unit reads a form. The control unit determines the form type based on the image information generated from the read form, and the number of digits of the transfer amount and the image information with the largest number of transaction results related to the form type included in the transaction result information recording the results of the financial transaction. Is compared with the number of digits of the transfer amount included in the, and the comparison result is displayed on the display unit.

  According to one aspect, it is possible to provide a form reading device, a form reading method, and a form reading system that can further reduce the burden on an operator required to check a form.

It is a figure which shows an example of the form reading apparatus of 1st Embodiment. It is a figure which shows an example of the form reading system of 2nd Embodiment. It is a figure which shows an example of the hardware constitutions of the form reading apparatus of 2nd Embodiment. It is a figure which shows an example of the form of 2nd Embodiment. It is a figure which shows an example of the transaction performance table of 2nd Embodiment. It is a figure which shows an example of the form heading table of 2nd Embodiment. It is a figure which shows the flowchart of the form reading process of 2nd Embodiment. It is a figure which shows an example of the form digit number matching result screen of 2nd Embodiment. It is a figure which shows the flowchart of the transaction performance matching process of 2nd Embodiment. It is a figure which shows the flowchart of the 1st matching process of 2nd Embodiment. It is a figure which shows the flowchart of the 2nd matching process of 2nd Embodiment. It is a figure which shows the flowchart of the 3rd matching process of 2nd Embodiment. It is a figure which shows the flowchart of the server process of 2nd Embodiment.

Hereinafter, embodiments will be described in detail with reference to the drawings.
[First Embodiment]
First, the form reading apparatus according to the first embodiment will be described with reference to FIG. FIG. 1 is a diagram illustrating an example of a form reading apparatus according to the first embodiment.

  The form reading apparatus 1 includes a reading unit 2, a control unit 3, and a display unit 4. The form reading apparatus 1 is an apparatus that reads a form, and is, for example, a computer connected to a form reading device such as an image scanner or a camera.

  The reading unit 2 is a unit that reads an image, such as an image scanner, and reads a form. The notation contents of the form include the characters printed on the form, the characters entered on the form, the date of transfer request (year / month / day), transfer account information (transfer account name, transfer account number, etc.), transfer person Information to be shown (transfer requester name, customer code, transfer reference number, etc.).

  The control unit 3 determines the form type based on the image information generated from the read form, and the number of digits of the transfer amount with the largest number of transaction results related to the form type included in the transaction result information in which the results of financial transactions are recorded, The number of digits of the transfer amount included in the image information is compared, and the comparison result is displayed on the display unit 4.

  The display unit 4 can display and output an instruction for prompting reading of the form, image information of the form, a check result of the transfer amount entered in the form, and the like. The display unit 4 includes, for example, a display that can be displayed by an instruction by display output.

  Here, the process of the control unit 3 will be described more specifically. The control unit 3 reads the form and generates image information. The control unit 3 determines the form type based on the generated image information. The control unit 3 refers to definition information in which terms related to transfer are defined, and determines the form type from the image information. The control part 3 requests | requires the transaction performance information etc. containing the performance of a financial transaction from a server apparatus according to the form classification. The server device is accessible to a database or the like that stores transaction result information, and transmits the number of digits of the transfer amount specified from the transaction result information or the transaction result information to the form reading device 1 in response to a request.

  For example, the control unit 3 requests the transaction result information including the transfer destination account number “123” from the server device. The control unit 3 receives transaction result information including the transfer destination account number “123” in the transaction result information. Moreover, the control part 3 receives the number of digits of the transfer amount with the largest number of transaction results specified from the transaction result information. For example, it is assumed that the transaction result information for the transfer destination account number “123” includes one transfer amount “100000 yen” and 10 transfer amounts “50000 yen”. In this case, the server device specifies the number of digits of the transfer amount with the largest transaction record number as “5 digits” and transmits the number of digits of the transfer amount to the control unit 3. In addition, the process which specifies the transfer amount with the largest number of transaction results may be executed by the server device or may be executed by the control unit 3 that has acquired the transaction result information.

  The control unit 3 causes the display unit 4 to display a result of comparing the number of digits specified based on the transaction record information and the number of digits of the transfer amount included in the description content. For example, when the number of digits specified based on the transaction result information is “5 digits” and the number of digits of the transfer amount “5000 yen” included in the written contents of the form is “4 digits” The control unit 3 causes the display unit 4 to display “The digit number comparison result, the number of digits is different. Please check”.

  When the form reading device 1 reads a form, an amount different from the actually entered transfer amount is read as the notation contents of the form depending on the state of the form (such as form noise, bent form, typographical omission). Misrecognition). In addition, in order to correct misrecognized contents, when the operator visually checks the form image data and characters recognized and manually inputs the amount of money, the operator often mistakes the number of digits.

  The form reading device 1 makes a request to search transaction result information based on the notation content of the form, acquires the number of digits of the transfer amount obtained from the transaction result information, and the transfer amount read from the acquired number of digits and the form The result of checking the number of digits is displayed on the display unit 4. As a result, the form reading apparatus 1 can check and display the misrecognition of the form by comparing the transaction result information with the written contents of the form for the transaction recorded in the transaction result information, thereby reducing the labor of the operator. can do. Further, it is possible to reduce errors and oversights of the operator's form check.

In this way, the form reading apparatus 1 can reduce the burden on the operator required for checking the form.
[Second Embodiment]
Next, as a second embodiment, a form reading system that processes form information using a form reading apparatus will be described with reference to FIG. FIG. 2 is a diagram illustrating an example of a form reading system according to the second embodiment.

  As shown in FIG. 2, a form reading system 300 in a financial institution or the like includes a plurality of form reading apparatuses 100 (one of which is shown in FIG. 2). Each form reading apparatus 100 is connected to a server device 200 and a network. 10 is connected.

  The form reading apparatus 100 is an information processing apparatus installed in a financial institution or the like. The form reading apparatus 100 performs character recognition processing on image information (hereinafter also referred to as a form image) obtained from the form by capturing the form, and the information entered in the form by the customer or printed on the form. Information is acquired and transmitted to the server device 200.

  There are a plurality of types of forms read by the form reading apparatus 100 depending on the transaction. For example, there are forms specific to financial institutions corresponding to transactions such as deposits and withdrawals. In addition, there are forms specific to public institutions that are the destination of tax payments, forms with the school name as the transfer destination, such as enrollment fees and tuition fees, and forms dedicated to fee transfers such as electricity, gas, and water charges. . The form reading apparatus 100 reads forms and recognizes the types of these forms.

  The server device 200 is an information processing device that manages customer account information. The server device 200 receives information on the form read by the form reading device 100 and executes transaction processing. For example, the server device 200 executes transaction processing such as cash deposit / withdrawal and transfer between customer accounts.

  Here, an operation when an operator performs an operation on the form reading apparatus 100 in a financial institution or the like will be described. The operator receives a form from the customer and reads a form image from the form using the form reading apparatus 100. The form reading device 100 performs character recognition from the form image, and requests the server device 200 to search for transaction results based on the character recognition. The server device 200 receives a transaction performance search request and transmits the search result to the form reading device 100. The form reading apparatus 100 receives and displays the searched result. The operator confirms the search result with the form reading apparatus 100, and if there is no problem, executes the transaction described in the form.

Next, the hardware configuration of the form reading apparatus according to the second embodiment will be described with reference to FIG. FIG. 3 is a diagram illustrating an example of a hardware configuration of the form reading apparatus according to the second embodiment.
The form reading apparatus 100 includes a control unit 110. The control unit 110 includes a processor 111, a random access memory (RAM) 112, a hard disk drive (HDD) 113, an input / output signal interface 114, a storage medium interface 115, and a communication interface 116. The form reading apparatus 100 is entirely controlled by a processor 111. A RAM 112 and a plurality of peripheral devices are connected to the processor 111 via a bus 117. The processor 111 may be a multiprocessor. The processor 111 is, for example, a central processing unit (CPU), a micro processing unit (MPU), a digital signal processor (DSP), an application specific integrated circuit (ASIC), or a programmable logic device (PLD). Further, the processor 111 may be a combination of two or more elements among CPU, MPU, DSP, ASIC, and PLD.

  The RAM 112 is used as a main storage device of the form reading device 100. The RAM 112 temporarily stores at least part of an OS program and application programs to be executed by the processor 111. The RAM 112 stores various data necessary for processing by the processor 111.

Peripheral devices connected to the bus 117 include an HDD 113, an input / output signal interface 114, a storage medium interface 115, and a communication interface 116.
The HDD 113 magnetically writes and reads data to and from the built-in disk. The HDD 113 is used as an auxiliary storage device of the form reading device 100. The HDD 113 stores an OS program, application programs, and various data. As the auxiliary storage device, a semiconductor storage device such as a flash memory can be used.

  An input device and an output device are connected to the input / output signal interface 114. Examples of the input device include a keyboard 119, a mouse 120, an image scanner 121, and a touch panel. Examples of the output device include a monitor 118, a liquid crystal display, and various panel display devices.

  The input / output signal interface 114 transmits a signal transmitted from the keyboard 119 or the mouse 120 to the processor 111. Note that the mouse 120 is an example of a pointing device, and other pointing devices can also be used. Examples of other pointing devices include a touch panel, a tablet, a touch pad, and a trackball.

  The output device displays an image on the monitor screen according to a command from the processor 111. Examples of the monitor 118 include a display device using a CRT (Cathode Ray Tube) and a liquid crystal display device.

  The storage medium interface 115 reads and writes data recorded on the storage medium 122 using magnetism, laser, or the like. The storage medium interface 115 may read data recorded in a storage medium such as a semiconductor memory. The storage medium 122 includes, for example, an optical disk, a semiconductor memory such as a flash memory, and the like. An optical disc is a portable recording medium on which data is recorded so that it can be read by reflection of light. Optical discs include DVD (Digital Versatile Disk), DVD-RAM, CD-ROM (Compact Disc-Read Only Memory), CD-R (Recordable) / RW (ReWritable), and the like.

  The storage medium interface 115 can also be used as a communication interface for connecting peripheral devices to the form reading apparatus 100. For example, a memory device or a memory reader / writer can be connected to the storage medium interface 115. The memory device is a recording medium equipped with a communication function with the storage medium interface 115. The memory reader / writer is a device that writes data to the memory card or reads data from the memory card. A memory card is a card-type recording medium.

  The communication interface 116 is connected to the network 10. The communication interface 116 transmits / receives data to / from other computers or communication devices via the network 10. The network 10 may be a wired network or a wireless network.

  With the hardware configuration described above, the processing functions of the form reading apparatus 100 according to the second embodiment can be realized. The form reading apparatus 1 shown in the first embodiment can also be realized by the same hardware configuration as the form reading apparatus 100 shown in FIG. The server device 200 can also be realized by the same hardware configuration as the form reading device 100 shown in FIG.

  The form reading apparatus 100 realizes the processing functions of the second embodiment by executing a program recorded on a computer-readable recording medium, for example. A program describing the processing contents to be executed by the form reading apparatus 100 can be recorded in various recording media. For example, a program to be executed by the form reading apparatus 100 can be stored in the HDD 113. The processor 111 loads at least a part of the program in the HDD 113 into the RAM 112 and executes the program. In addition, a program to be executed by the form reading apparatus 100 can be recorded on a portable recording medium such as an optical disk, a memory device, or a memory card. The program stored in the portable recording medium becomes executable after being installed in the HDD 113 under the control of the processor 111, for example. The processor 111 can also read and execute the program directly from the portable recording medium.

Next, the form will be described with reference to FIG. FIG. 4 is a diagram illustrating an example of a form according to the second embodiment.
The form 400 is an example of a form used for transfer in a financial institution or the like. The form 400 includes print fields 401 and 410 in which characters are printed, and item fields 402, 403, 404, 405, 406, 407, 408, 409, and 411 in which items and entry fields corresponding to the items are associated with each other. Including. Here, a form in the case where Kotaro Ototaro transfers the entrance fee of 350,000 yen to C University using the form 400 will be described.

  A printed part 401 is a part that displays that the form 400 is a form for which a transfer is requested. The item column 402 is a column for entering a transfer request date. An example is shown in which “March 2, 2015” is entered in the item column 402 as the request date. An item column 403 is a column for entering a transfer destination financial institution. An example in which “bank A and B branch” is entered in the item column 403 as the financial institution name is shown. The item column 404 is a column for entering the account type of the transfer destination. An example in which “normal” is entered as the account type in the item column 404 is shown. The item column 405 is a column for entering the account number of the transfer destination. An example in which “123456” is entered as the account number in the item column 405 is shown. The item column 406 is a column for entering the account name of the transfer destination. In the item column 406, an example is shown in which “Side Daigaku” is entered in the reading of the account name of the transfer destination and “C University” is entered in the account name.

  The item column 407 is a column for entering a reference number (examination number). An example in which “1111” is entered as an examination number in the item column 407 is shown. Note that the form 400 is an example of a form to which the entrance fee is transferred, so that the examination number is entered as the reference number so that the payer of the entrance fee can be identified. The item column 408 is a column for entering the name of the transfer requester. The item column 408 shows an example in which “Kono Otsutaro” is entered in the name of the name of the transfer client (transfer name of the transfer client), and “Taro Kono” is entered in the name. The item column 409 is a column for entering the transfer amount. An example in which “¥ 350,000” is entered in the item column 409 as the transfer amount is shown. The print portion 410 is a portion indicating that the bank name for processing the transfer procedure is “D bank”. The item column 411 is a column for entering the branch number of the bank that handles the transfer procedure. An example in which “888” is entered as the branch number in the item column 411 is shown.

The form 400 is character-recognized by the form reading apparatus 100 with respect to the characters in the printed portion, the items in the item column, and the entered contents.
Next, the transaction result table will be described with reference to FIG. FIG. 5 is a diagram illustrating an example of a transaction performance table according to the second embodiment.

  The transaction record table 500 is a table that stores history information related to transaction records. Here, an example is shown in which transaction history information is stored in the transaction record table 500. Transaction performance table 500 may be stored in a database accessible by server device 200 or may be stored in HDD 113 of server device 200.

  The transaction record table 500 includes a transfer requester name reading, a form type, a transfer destination store number, a transfer destination account number, a transfer amount, and a transaction date. The transfer client name reading is the reading assigned to the client name entered in the form. The form type is identification information for identifying the form type. The form type will be described later with reference to FIG.

  The transfer destination store number is a number (store number) for identifying the head office or branch of the transfer destination financial institution. The transfer destination account number is a number for specifying the account of the transfer destination. The transfer amount is the amount transferred to the transfer destination account. The transaction date is the date on which the transfer process was performed.

  Note that these pieces of information are examples of information stored in the transaction record table 500, and may include a transfer destination financial institution name, a transfer destination account name, a transfer destination account type, a transfer request source account number, and the like.

Next, the form heading table will be described with reference to FIG. FIG. 6 is a diagram illustrating an example of a form heading table according to the second embodiment.
The form heading table 510 is information in which a heading (a term relating to transfer) obtained by character recognition from a form is associated with a form type for identifying the form. The form heading table 510 is definition information in which terms relating to transfer are defined, and is information that is referred to for determining the form type. The form heading table 510 may be stored in advance in the HDD 113 or the like of the form reading apparatus 100, or may be input by a system administrator.

  A heading is a character (term) used to identify a form in the written contents of a form. In other words, it is a character used to identify a form among characters obtained by character recognition of a form image. is there. Characters acquired by recognizing the form image include characters that have recognized the printed portion, characters that have recognized the items in the item column, and characters that have recognized the entry contents in the item column. The headings may include not only characters but also numbers, symbols, figures, and the like. The heading includes a first heading and a second heading. If the form cannot be distinguished only by the first heading, the form is distinguished by a second heading different from the first heading. The form heading table 510 includes a first heading and a second heading, but these are examples, and other headings may be included.

  The form type is a code for identifying a form. The form heading table 510 includes three types of form types “1”, “2”, and “3”, but these are examples, and other form types may be included.

  The form of the form type “1” is a form including a term for identifying a transfer to a specific account periodically throughout the year. For example, the form header includes a “transfer request form” and forms other than the form types “2” and “3”. As a process using the form type “1”, there is a transfer process such as a rent or a fixed telephone charge. The transfer process such as rent and fixed telephone is a transfer process that is assumed to be transferred from a specific transfer person with the same amount every month to a specific transfer destination. Moreover, not only a rent and a fixed telephone, but also a form used for regular purchase of a predetermined article is included.

  The form type “2” is a form used when it is assumed that the same amount is transferred from a plurality of transfer persons to a specific transfer destination in a predetermined period. In other words, the form of the form type “2” is a form including a term for identifying transfer of a predetermined transfer amount to a specific account from an unspecified number of transfer persons. For example, a process using a form type “2” includes a school entrance fee transfer process and a car tax transfer process. The school entrance fee is transferred to the same bank account (school entrance fee transfer account) from the same transfer amount (admission procedure period) from multiple transfer persons (entrance procedures). This is a transfer process that is assumed to be a transfer process. In addition, the transfer process for payment of automobile tax is for multiple transfer persons (car owners with the same use and displacement) for a given period (tax payment period) for the same transfer destination (transfer account of public institutions, etc.) Therefore, the transfer process is assumed to be a transfer process of the same amount.

  The form type “3” is a form that is used when it is assumed that a specific transfer person periodically makes a transfer with an amount that varies depending on the time, to a specific transfer destination. In other words, the form type “3” is a form including a term for identifying transfer of the transfer amount depending on the time for a specific account. For example, as a transfer process in which a form of the form type “3” is used, there is a transfer process such as an electricity bill. Transfers such as electricity charges, gas charges, and water charges vary depending on the individual and the amount varies depending on the season, but it is assumed that the transfer amount will be the same number of digits compared to the transfer fee in the same month last year. Is a transfer process. In addition, the amount of money transferred to the payer is different for each payer, but if there is no significant change in the payer's income, the transfer amount of the same number of digits compared to the payer's own pay amount during the previous payment period It is a transfer process that is supposed to be.

Next, a form reading process according to the second embodiment will be described with reference to FIG. FIG. 7 is a flowchart illustrating the form reading process according to the second embodiment.
The form reading process is a process in which the form reading apparatus 100 reads a form, checks the number of digits of the amount described in the form based on the transaction results, displays the checked result, and transmits the form recognition result to the server apparatus 200. It is. The form reading process is a process executed by the control unit 110 (processor 111) of the form reading apparatus 100.

[Step S11] The control unit 110 scans a form and reads a form image.
[Step S12] The control unit 110 performs image recognition and character recognition on the form image. Specifically, the control unit 110 extracts ruled lines from the form image, and recognizes characters and amounts of the form based on the extracted ruled lines. Further, the control unit 110 extracts a form heading from the recognized characters.

  [Step S13] The control unit 110 executes transaction result matching processing. The transaction result matching process is a process of checking the number of digits of the form by matching the number of digits of the transfer amount based on the transaction result acquired from the server device 200 and the number of digits of the transfer amount described in the form. The transaction record matching process will be described later with reference to FIG.

  [Step S14] The control unit 110 determines whether or not the result of the transaction record matching process is “no transaction record”. The control unit 110 proceeds to step S15 when the result of the transaction record matching process is “no transaction record”, and proceeds to step S17 when the result is other than “no transaction record”.

  [Step S15] The control unit 110 receives a visual check result of the form from the operator. For example, the control unit 110 receives the result of the visual check from the keyboard 119 or the mouse 120. When the control unit 110 receives the visual check result of the form from the operator, the control unit 110 displays on the monitor 118 “the result of the form headline search, not applicable. Enter the result of the visual check of the form.” You may display the screen which receives input, such as an amount of money.

[Step S16] The control unit 110 transmits the visual check result received in step S15 to the server device 200, and ends the process.
[Step S <b> 17] The control unit 110 displays, on the monitor 118, the check result of the number of digits of the transfer amount described in the form based on the result of the transaction record matching process. A display example of the monitor 118 will be described later with reference to FIG.

  [Step S18] Based on the transaction result matching process result, the control unit 110 determines whether or not there is a difference between the number of digits of the transfer amount described in the form and the number of digits of the transfer amount based on the transaction result. The control unit 110 proceeds to step S19 when there is no difference in the number of digits, and proceeds to step S21 when there is a difference in the number of digits.

  [Step S19] The control unit 110 receives an input for recognizing the amount obtained by recognizing the form. For example, the control unit 110 receives an input for approving the amount from the keyboard 119 or the mouse 120.

[Step S20] The control unit 110 transmits the amount approved in step S19 to the server device 200 and ends the process.
[Step S21] The control unit 110 accepts an input for recognizing the form and correcting the acquired amount. For example, the control unit 110 receives the corrected amount from the keyboard 119, the mouse 120, or the like.

[Step S22] The control unit 110 transmits the amount received and corrected in step S21 to the server apparatus 200, and ends the process.
Next, the form digit number matching result screen of the second embodiment will be described with reference to FIG. FIG. 8 is a diagram illustrating an example of a form digit number matching result screen according to the second embodiment.

  The form digit number matching result screen 600 is an example of a screen displayed on the monitor 118 in step S17 of the form reading process. The form digit number matching result screen 600 allows the operator to check the transfer amount recognized from the form and the result of the transaction result matching process. The form digit number matching result screen 600 includes displays 601, 602, 603, 604, 605, and 606.

  A display 601 includes a transfer destination financial institution name (phonetic) recognized from the form, an account type, and an account number. A display 602 includes a transfer destination account name recognized from the form. A display 603 is a display including the name (reading) of the client recognized from the form. A display 604 is a display including the transfer amount recognized from the form. A display 605 is a display based on the result of the transaction result matching process. For example, the display 605 is a display of “the result of reconciliation with the transaction result and the number of digits of the transfer amount may be different. Please check”. A display 605 is a display including a confirmation display of the number of digits of the transfer amount based on the result of the transaction result matching process and a display for calling attention to the operator.

  A display 606 is a display including a search condition and a search result obtained by searching the transaction record table 500 in the transaction record matching process. For example, the display 606 is a display indicating that “the same transfer destination, headline [examination number] has the highest number of transfers of [350,000 yen]”. The search condition and the search result obtained by searching the transaction result table 500 serve as an index for determining the validity of the transfer amount of the form. The form digit match result screen 600 allows the operator to check whether the number of digits is appropriate for the read transfer amount of the form. These displays 601 to 606 are merely examples, and it is not necessary to display all of them on the screen.

  The form digit number matching result screen 600 includes buttons 607 and 608 corresponding to selectable processes. In the example of the form digit number matching result screen 600, buttons 607 for image confirmation and buttons 608 for amount correction are displayed. The form reading apparatus 100 detects that a button has been pressed via the input / output signal interface 114, and performs processing corresponding to each button. For example, when the button 607 for image confirmation is pressed, the form reading apparatus 100 displays a form image on the monitor 118. When the button 608 for correcting the amount is pressed, the form reading apparatus 100 displays a screen for inputting the amount to be corrected on the monitor 118.

Next, the transaction performance matching process of 2nd Embodiment is demonstrated using FIG. FIG. 9 is a diagram illustrating a flowchart of transaction result matching processing according to the second embodiment.
The transaction result reconciliation process is a process of checking the number of digits of the form by reconciling the number of digits of the transfer amount based on the transaction result and the number of digits of the transfer amount described in the form. The transaction result matching process is a process executed by the control unit 110 (processor 111) of the form reading apparatus 100 in step S13 of the form reading process.

  [Step S31] The control unit 110 determines whether or not the character recognized in step S12 corresponds to a headline included in the form headline table 510. The control unit 110 proceeds to step S32 when the recognized character corresponds to the headline included in the form heading table 510, and proceeds to step S15 when the recognized character does not correspond to the headline.

  [Step S32] The control unit 110 determines the form type based on the headline of the form. The control unit 110 proceeds to step S33 when the form type is “1”, proceeds to step S34 when the form type is “2”, and proceeds to step S35 when the form type is “3”.

  [Step S33] The control unit 110 executes the first matching process and ends the process. The first matching process is a process of checking the number of digits of the amount by matching the amount described in the form determined as the form type “1” with the amount based on the transaction result. The first matching process will be described later with reference to FIG.

  [Step S34] The control unit 110 executes the second matching process, and ends the process. The second matching process is a process of checking the number of digits of the amount by matching the amount described in the form determined as the form type “2” with the amount based on the transaction result. The second matching process will be described later with reference to FIG.

  [Step S35] The control unit 110 executes the third matching process and ends the process. The third matching process is a process of checking the number of digits of the amount by matching the amount described in the form determined as the form type “3” with the amount based on the transaction result. The third matching process will be described later with reference to FIG.

Next, the first matching process of the second embodiment will be described with reference to FIG. FIG. 10 is a diagram illustrating a flowchart of the first matching process according to the second embodiment.
The first matching process is a process of checking the amount by matching the amount described in the form determined to be the form type “1” with the amount based on the transaction record. The first matching process is a process executed by the control unit 110 (processor 111) of the form reading apparatus 100 in step S33 of the transaction result matching process.

  [Step S41] The control unit 110 transmits a request for searching the transaction record table 500 to the server device 200 with the first search condition for the transaction record of the transfer requester. The first search condition is a condition for searching the transaction result table 500 for the form type “1”. For example, the first search condition includes the form type “1”, the transfer requester name recognized from the form image, the transfer destination account number, and the due date condition based on the transaction date described in the form (for example, one year before the transaction date) It is information including. Note that these are examples of search keywords included in the first search condition, and may include a transfer destination store number or the like.

[Step S <b> 42] The control unit 110 receives the search result from the server device 200 using the first search condition.
[Step S43] The control unit 110 determines whether or not the transaction result table 500 has a transaction result that matches the first search condition in the search result received in step S42. The control unit 110 proceeds to step S44 when there is no transaction record matching the first search condition, and proceeds to step S45 when there is a transaction record.

[Step S44] The control unit 110 sets “no transaction record” as a result of the first matching process.
[Step S45] The control unit 110 extracts the most transaction record from the search result received in step S42, and specifies the number of digits of the transfer amount of the most transaction record. In other words, the control unit 110 can identify the transfer amount and the number of digits with the largest number of transfers for past transactions with the same transfer requester name and the same transfer destination account number (first search condition). For example, the control unit 110 specifies the amount and the number of digits transferred to the same bank account number with the same transfer requester name in the past one year (date condition included in the first search condition) such as rent and fixed telephone charge. it can. The rent and the fixed telephone fee are only examples of the transfer process, and any process may be used as long as the transfer is made from the same transfer person to the same transfer destination account number a plurality of times.

  Note that the server apparatus 200 may execute the process of extracting the most transaction record from the search result and specifying the number of digits of the transfer amount of the most transaction record. When the server device 200 specifies the number of digits of the transfer amount of the most transaction record, the form reading device 100 receives the number of digits of the transfer amount of the most transaction result from the server device 200.

  [Step S46] The control unit 110 collates the number of digits of the transfer amount that recognized the form image with the number of digits specified in step S45. In other words, the number of digits of the transfer amount entered in the form is compared with the number of digits based on the transaction result specified in step S45.

  [Step S47] The control unit 110 determines whether or not there is a difference in the number of digits as a result of the match in step S46. The control unit 110 proceeds to step S48 when there is a difference in the number of digits, and proceeds to step S49 when there is no difference in the number of digits.

Note that the determination condition as to whether or not there is a difference in the number of digits is an example of the determination condition, and the determination condition may be whether the money amount is within a predetermined threshold from the transfer amount of the most transaction results. .
[Step S48] The control unit 110 determines that the “difference in the number of digits” exists and the amount and the number of digits of the most frequent transaction specified in step S45 as the result of the first matching process.

[Step S49] The control unit 110 determines that “digits match” as a result of the first matching process.
Next, the second matching process of the second embodiment will be described with reference to FIG. FIG. 11 is a diagram illustrating a flowchart of the second matching process according to the second embodiment.

  The second matching process is a process of checking the amount by matching the amount described in the form determined as the form type “2” with the amount based on the transaction record. The second matching process is a process executed by the control unit 110 (processor 111) of the form reading apparatus 100 in step S34 of the transaction result matching process.

  [Step S51] The control unit 110 transmits a request for searching the transaction record table 500 to the server device 200 with the second search condition for transaction records other than the transfer requester. The second search condition is a condition for searching the transaction result table 500 for the form type “2”. For example, the second search condition is information including a form type “2”, a transfer destination account number recognized from the form image, and a due date condition based on the transaction date described in the form (for example, the previous three months from the transaction date). . The date condition included in the second search condition is not limited to the previous three months, but can be set according to the form headline or the search keyword. For example, when “entrance fee” is included in the headline of the form, the admission fee transfer period of this year can be set as the due date condition. Note that these are examples of search keywords included in the second search condition, and may include a transfer destination store number or the like.

[Step S52] The control unit 110 receives the search result from the server device 200 using the second search condition.
[Step S53] The control unit 110 determines whether or not the transaction result table 500 has a transaction result that matches the second search condition in the search result received in step S52. The control unit 110 proceeds to step S54 when there is no transaction record matching the second search condition, and proceeds to step S55 when there is a transaction record.

[Step S54] The control unit 110 sets “no transaction record” as a result of the second matching process.
[Step S55] The control unit 110 extracts the most transaction record from the search result received in step S52, and specifies the number of digits of the transfer amount of the most transaction record. In other words, the control unit 110 can specify the transfer amount and the number of digits with the largest number of transfers for past transactions in the same transfer destination account number (second search condition) in the transaction results other than the transfer requester. For example, the control unit 110 has been transferred to the same bank account number in a transaction other than the transfer requester (other person) in the past month (date condition included in the second search condition) such as entrance fee and tuition fee. You can specify the amount and number of digits. Note that the entrance fee and tuition fee are merely examples of the transfer process, and any transfer process may be used from a plurality of transfer persons to the same bank account number at a predetermined time.

  Note that the server apparatus 200 may execute the process of extracting the most transaction record from the search result and specifying the number of digits of the transfer amount of the most transaction record. When the server device 200 specifies the number of digits of the transfer amount of the most transaction record, the form reading device 100 receives the number of digits of the transfer amount of the most transaction result from the server device 200.

  [Step S56] The control unit 110 collates the number of digits of the transfer amount that recognized the form image with the number of digits specified in step S55. In other words, the number of digits of the transfer amount entered in the form is compared with the number of digits based on the transaction result specified in step S55.

  [Step S57] The control unit 110 determines whether or not there is a difference in the number of digits as a result of the match in step S56. The control unit 110 proceeds to step S58 when there is a difference in the number of digits, and proceeds to step S59 when there is no difference in the number of digits.

[Step S58] The control unit 110 determines that the “difference in the number of digits” exists and the amount of money and the number of digits specified in step S55 as the result of the second matching process.
[Step S59] The control unit 110 determines that “digits match” as a result of the second matching process.

Next, the third matching process of the second embodiment will be described with reference to FIG. FIG. 12 is a diagram illustrating a flowchart of the third matching process according to the second embodiment.
The third matching process is a process of checking the amount by matching the amount described in the form determined as the form type “3” with the amount based on the transaction result. The third matching process is a process executed by the control unit 110 (processor 111) of the form reading apparatus 100 in step S35 of the transaction result matching process.

  [Step S61] The control unit 110 transmits a request for searching the transaction record table 500 to the server device 200 with the third search condition for the transaction record of the transfer requester. The third search condition is a condition for searching the transaction record table 500 for the form type “3”. For example, the third search condition includes the form type “3”, the transfer requester name name and the transfer destination account number recognized from the form image, and the due date condition based on the transaction date described in the form (for example, the same month of the previous year of the transaction date). It is information to include. The date condition included in the third search condition is not limited to the same month of the previous year, and may be set according to the form headline or search keyword, or the previous month, even month, or odd month may be set. For example, if “tax” is included in the headline of the form, the tax transfer period of the previous year can be set as the due date condition.

Note that these are examples of search keywords included in the third search condition, and may include a transfer destination store number or the like.
[Step S <b> 62] The control unit 110 receives the search result from the server device 200 using the third search condition.

  [Step S63] The control unit 110 determines whether or not the transaction result table 500 has a transaction result that matches the third search condition in the search result received in step S62. The control unit 110 proceeds to step S64 when there is no transaction record matching the third search condition, and proceeds to step S65 when there is a transaction record.

[Step S64] The control unit 110 sets “no transaction record” as a result of the third matching process.
[Step S65] The control unit 110 extracts the most transaction record from the search result received in step S62, and specifies the number of digits of the transfer amount of the most transaction record. In other words, the control unit 110 can specify the transfer amount and the number of digits with the largest number of transfers for past transactions with the same transfer requester name and the same transfer destination account number (third search condition). For example, the control unit 110 calculates the number of digits of money transferred to the same bank account number in the same month of the previous year (date conditions included in the third search condition) such as water charges and electricity charges. Can be identified. Water charges and electricity charges are merely examples of the transfer process, and any process may be used as long as the transfer from the same transfer person to the same transfer destination account number is accompanied by a charge with a change in the amount of money.

  Note that the server apparatus 200 may execute the process of extracting the most transaction record from the search result and specifying the number of digits of the transfer amount of the most transaction record. When the server device 200 specifies the number of digits of the transfer amount of the most transaction record, the form reading device 100 receives the number of digits of the transfer amount of the most transaction result from the server device 200.

  [Step S66] The control unit 110 collates the number of digits of the transfer amount that recognized the form image with the number of digits specified in step S65. In other words, the number of digits of the transfer amount entered in the form is compared with the number of digits based on the transaction result specified in step S65.

  [Step S67] The control unit 110 determines whether or not there is a difference in the number of digits as a result of the match in step S66. The control unit 110 proceeds to step S68 when there is a difference in the number of digits, and proceeds to step S69 when there is no difference in the number of digits.

Note that the determination condition as to whether or not there is a difference in the number of digits is an example of the determination condition, and the determination condition may be whether the money amount is within a predetermined threshold from the transfer amount of the most transaction results. .
[Step S <b> 68] The control unit 110 determines that the “difference in the number of digits” exists and the number of digits of the amount of money of the most frequent transaction specified in step S <b> 65 as a result of the third matching process.

[Step S69] The control unit 110 determines that “digits match” as a result of the third matching process.
Next, server processing according to the second embodiment will be described with reference to FIG. FIG. 13 is a diagram illustrating a flowchart of server processing according to the second embodiment.

  The server process is a process of searching the transaction result table 500 based on the search condition received from the form reading device 100 by the server apparatus 200 and transmitting the search result, and storing the form process in the transaction result table 500. The server process is a process executed by the control unit 110 (processor 111) of the server device 200.

[Step S71] The server apparatus 200 receives a search request including any of the first search condition, the second search condition, and the third search condition from the form reading apparatus 100.
[Step S72] The server device 200 searches the transaction record table 500 according to the received search condition.

  [Step S73] The server device 200 transmits the search result to the form reading device 100. Note that the server device 200 may execute a process of extracting the most transaction record from the search result and specifying the number of digits of the transfer amount of the most transaction record. When the server device 200 specifies the number of digits of the transfer amount of the most transaction record, the server device 200 transmits the number of digits of the transfer amount of the most transaction record to the form reading device 100.

  Note that the server apparatus 200 may store the search condition, the search result, and the transfer amount and the number of digits of the most frequent transaction identified from the search result in the digit number management table. The server device 200 may transmit the transfer amount and the number of digits stored in the digit number management table as a response to the search request in response to the same search request as the search condition searched in the past. Further, the server device 200 may distribute the digit number management table to the form reading device 100, and the form reading device 100 may check the number of digits using the digit number management table. In this way, by storing the search results and the like in the digit number management table, the server apparatus 200 can omit the search execution for the same search request as the search condition searched in the past, and can reduce the load.

[Step S74] The server device 200 receives the check result or recognition result of the form from the form reading device 100.
[Step S75] Based on the received result, the server apparatus 200 stores the transfer person name, form type, transfer destination account number, transfer amount, transaction date, and the like in the transaction record table 500.

  In this way, the form reading apparatus 100 can check the transfer amount and the number of digits based on the transaction results and prompt the operator to confirm even if an error occurs in the character recognition of the form. When the form reading device 100 checks the form based on the transaction result, the burden on the operator who checks the form due to the visual check is reduced. Further, the form reading apparatus 100 displays the form digit number matching result on the screen and alerts the difference in the number of digits when inputting the correction of the character recognition result, thereby reducing input mistakes and oversights by the operator. .

  In this way, the form reading apparatus 100 can reduce the burden on the operator required for checking the form. Further, the form reading apparatus 100 can improve the convenience of the operator who checks the form by displaying the result of matching the number of form digits.

  The above processing functions can be realized by a computer. In that case, a program describing the processing contents of the functions that the form reading apparatus 1, the form reading apparatus 100, and the server apparatus 200 should have is provided. By executing the program on a computer, the above processing functions are realized on the computer. The program describing the processing contents can be recorded on a computer-readable recording medium. Examples of the computer-readable recording medium include a magnetic storage device, an optical disk, a magneto-optical recording medium, and a semiconductor memory. The magnetic storage device includes a hard disk device (HDD), a flexible disk (FD), a magnetic tape, and the like. Optical discs include DVD, DVD-RAM, CD-ROM / RW, and the like. Magneto-optical recording media include MO (Magneto-Optical disk).

  When distributing the program, for example, a portable recording medium such as a DVD or a CD-ROM in which the program is recorded is sold. It is also possible to store the program in a storage device of a server computer and transfer the program from the server computer to another computer via a network.

  The computer that executes the program stores, for example, the program recorded on the portable recording medium or the program transferred from the server computer in its own storage device. The computer reads the program from its own storage device and executes processing according to the program. The computer can also read the program directly from the portable recording medium and execute processing according to the program. In addition, each time a program is transferred from a server computer connected via a network, the computer can sequentially execute processing according to the received program.

  In addition, at least a part of the processing functions described above can be realized by an electronic circuit such as a DSP, ASIC, or PLD.

DESCRIPTION OF SYMBOLS 1 Form reading apparatus 2 Reading part 3 Control part 4 Display part 10 Network 100 Form reading apparatus 110 Control part 111 Processor 112 RAM
113 HDD
114 I / O Signal Interface 115 Storage Medium Interface 116 Communication Interface 117 Bus 118 Monitor 119 Keyboard 120 Mouse 121 Image Scanner 122 Storage Medium 200 Server Device 300 Form Reading System

Claims (12)

A reading unit for reading a form;
The form type is determined based on the image information generated from the read form, and the transaction number related to the form type included in the transaction result information in which the record of the financial transaction is recorded is the number of digits of the transfer amount and the image information. A control unit for comparing the number of digits of the included transfer amount and displaying the comparison result on the display unit;
A form reading apparatus having The controller is
Refer to definition information in which terms related to transfer are defined, and determine the form type from the image information.
The form reading apparatus according to claim 1. The transaction performance information is
Including information indicating the transfer person, bank account information, transfer amount and transaction date,
The form reading apparatus according to claim 1. The image information is
Including information indicating the transfer person, transfer destination account information, transfer request date, and information described in the form,
The form reading apparatus according to claim 1. The controller is
A form that includes terms used to identify transfers to a specific account regularly throughout the year is determined as the first form type.
The form reading apparatus according to claim 2. The controller is
A form that includes a term for identifying a transfer of a predetermined transfer amount for a specific account from an unspecified number of transfer persons is determined as a second form type.
The form reading apparatus according to claim 2. The controller is
A form that includes a term for identifying a transfer to a specific account for a transfer amount that depends on the time is determined as the third form type.
The form reading apparatus according to claim 2. The controller is
When the form type is the first form type, transaction result information including information indicating the transfer person, the transfer destination account information, and a period of one year from the transfer request date is acquired.
The form reading device according to claim 4 or 5. The controller is
When the form type is the second form type, transaction result information including the transfer destination account information and a period according to the image information from the transfer request date is acquired.
The form reading device according to claim 4 and 6. The controller is
When the form type is the third form type, transaction result information including information indicating the transfer person, the transfer destination account information, and the period of the same month of the previous year as the transfer request date is acquired.
The form reading apparatus according to claim 4 and 7. A form reading method in a form reading apparatus including a reading unit, a display unit, and a control unit,
The reading unit is
Read the form,
The controller is
The form type is determined based on the image information generated from the read form, and the transaction number related to the form type included in the transaction result information in which the record of the financial transaction is recorded is the number of digits of the transfer amount and the image information. Compare the number of digits of the included transfer amount and display the comparison result on the display unit.
Form reading method. A form reading system including a form reading device and a server device,
The server device
A receiving unit that receives a transmission request for transaction result information that records the result of a financial transaction from the form reading device;
A transmission unit for transmitting the transaction record information to the form reading device;
The form reading device comprises:
A reading unit for reading a form;
A form type is determined based on the image information generated from the read form, a transmission request for the transaction record information is transmitted to the server apparatus, the transaction record information is received from the server apparatus, and included in the transaction record information A control unit that compares the number of digits of the transfer amount with the largest number of transaction results related to the form type and the number of digits of the transfer amount included in the image information, and causes the display unit to display the comparison result;
Form reading system.

Images