JP2015513738A - 装置上でセキュアな金融取引を行うための方法、装置及びセキュア要素 - Google Patents

装置上でセキュアな金融取引を行うための方法、装置及びセキュア要素 Download PDF

Info

Publication number
JP2015513738A
JP2015513738A JP2014559044A JP2014559044A JP2015513738A JP 2015513738 A JP2015513738 A JP 2015513738A JP 2014559044 A JP2014559044 A JP 2014559044A JP 2014559044 A JP2014559044 A JP 2014559044A JP 2015513738 A JP2015513738 A JP 2015513738A
Authority
JP
Japan
Prior art keywords
secure element
financial
transaction
data
payment
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
JP2014559044A
Other languages
English (en)
Japanese (ja)
Other versions
JP2015513738A5 (https=
Inventor
セバスチャン フォンテーヌ
セバスチャン フォンテーヌ
リュック ドルチノ
リュック ドルチノ
ヘイス ベンジャミン デュ
ヘイス ベンジャミン デュ
ナンクラ マクシム ド
ナンクラ マクシム ド
グザビエ アルベルティ
グザビエ アルベルティ
Original Assignee
モビーウェイブ インコーポレイテッド
モビーウェイブ インコーポレイテッド
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=49081487&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=JP2015513738(A) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by モビーウェイブ インコーポレイテッド, モビーウェイブ インコーポレイテッド filed Critical モビーウェイブ インコーポレイテッド
Publication of JP2015513738A publication Critical patent/JP2015513738A/ja
Publication of JP2015513738A5 publication Critical patent/JP2015513738A5/ja
Pending legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/353—Payments by cards read by M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3825—Use of electronic signatures
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/388—Payment protocols; Details thereof using mutual authentication without cards, e.g. challenge-response
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Development Economics (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Game Theory and Decision Science (AREA)
  • Human Resources & Organizations (AREA)
  • Operations Research (AREA)
  • Quality & Reliability (AREA)
  • Tourism & Hospitality (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
JP2014559044A 2012-02-29 2013-02-28 装置上でセキュアな金融取引を行うための方法、装置及びセキュア要素 Pending JP2015513738A (ja)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201261604613P 2012-02-29 2012-02-29
US61/604,613 2012-02-29
PCT/CA2013/000185 WO2013126996A1 (en) 2012-02-29 2013-02-28 Method, device and secure element for conducting a secured financial transaction on a device

Publications (2)

Publication Number Publication Date
JP2015513738A true JP2015513738A (ja) 2015-05-14
JP2015513738A5 JP2015513738A5 (https=) 2016-04-14

Family

ID=49081487

Family Applications (1)

Application Number Title Priority Date Filing Date
JP2014559044A Pending JP2015513738A (ja) 2012-02-29 2013-02-28 装置上でセキュアな金融取引を行うための方法、装置及びセキュア要素

Country Status (10)

Country Link
US (10) US9892403B2 (https=)
EP (5) EP4120169A1 (https=)
JP (1) JP2015513738A (https=)
KR (3) KR102158055B1 (https=)
CN (1) CN104145285B (https=)
AU (4) AU2013225577B2 (https=)
BR (1) BR112014020775A2 (https=)
CA (2) CA2860987C (https=)
RU (1) RU2639690C2 (https=)
WO (1) WO2013126996A1 (https=)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2017536603A (ja) * 2015-04-24 2017-12-07 華為技術有限公司Ｈｕａｗｅｉ Ｔｅｃｈｎｏｌｏｇｉｅｓ Ｃｏ．，Ｌｔｄ． モバイル支払い装置および方法

Families Citing this family (158)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20250099420A (ko) 2007-09-24 2025-07-01 애플 인크. 전자 장치 내의 내장형 인증 시스템들
US8600120B2 (en) 2008-01-03 2013-12-03 Apple Inc. Personal computing device control using face detection and recognition
US20100114768A1 (en) 2008-10-31 2010-05-06 Wachovia Corporation Payment vehicle with on and off function
US8638385B2 (en) 2011-06-05 2014-01-28 Apple Inc. Device, method, and graphical user interface for accessing an application in a locked device
US9002322B2 (en) 2011-09-29 2015-04-07 Apple Inc. Authentication with secondary approver
US9830596B2 (en) * 2011-11-01 2017-11-28 Stripe, Inc. Method for conducting a transaction between a merchant site and a customer's electronic device without exposing payment information to a server-side application of the merchant site
KR102158055B1 (ko) 2012-02-29 2020-09-21 모비웨이브 시스템즈 유엘씨 디바이스로 보안 금융 거래를 행하는 방법, 디바이스 및 보안 요소
US8639619B1 (en) 2012-07-13 2014-01-28 Scvngr, Inc. Secure payment method and system
GB201212878D0 (en) 2012-07-20 2012-09-05 Pike Justin Authentication method and system
US8898769B2 (en) 2012-11-16 2014-11-25 At&T Intellectual Property I, Lp Methods for provisioning universal integrated circuit cards
WO2014143776A2 (en) 2013-03-15 2014-09-18 Bodhi Technology Ventures Llc Providing remote interactions with host device using a wireless device
US9374344B1 (en) 2013-03-29 2016-06-21 Secturion Systems, Inc. Secure end-to-end communication system
US9317718B1 (en) 2013-03-29 2016-04-19 Secturion Systems, Inc. Security device with programmable systolic-matrix cryptographic module and programmable input/output interface
US9355279B1 (en) 2013-03-29 2016-05-31 Secturion Systems, Inc. Multi-tenancy architecture
US9798899B1 (en) 2013-03-29 2017-10-24 Secturion Systems, Inc. Replaceable or removable physical interface input/output module
US9524399B1 (en) * 2013-04-01 2016-12-20 Secturion Systems, Inc. Multi-level independent security architecture
US10592890B2 (en) * 2014-09-03 2020-03-17 Intel Corporation Methods and arrangements to complete online transactions
US8770478B2 (en) 2013-07-11 2014-07-08 Scvngr, Inc. Payment processing with automatic no-touch mode selection
US9898642B2 (en) 2013-09-09 2018-02-20 Apple Inc. Device, method, and graphical user interface for manipulating user interfaces based on fingerprint sensor inputs
US9036820B2 (en) 2013-09-11 2015-05-19 At&T Intellectual Property I, Lp System and methods for UICC-based secure communication
US10181117B2 (en) 2013-09-12 2019-01-15 Intel Corporation Methods and arrangements for a personal point of sale device
DE102013016119B4 (de) * 2013-09-27 2023-07-20 Giesecke+Devrient Mobile Security Gmbh Verfahren zur Bezahlung
US9124573B2 (en) 2013-10-04 2015-09-01 At&T Intellectual Property I, Lp Apparatus and method for managing use of secure tokens
US9208300B2 (en) 2013-10-23 2015-12-08 At&T Intellectual Property I, Lp Apparatus and method for secure authentication of a communication device
US9240994B2 (en) 2013-10-28 2016-01-19 At&T Intellectual Property I, Lp Apparatus and method for securely managing the accessibility to content and applications
US9240989B2 (en) 2013-11-01 2016-01-19 At&T Intellectual Property I, Lp Apparatus and method for secure over the air programming of a communication device
US9313660B2 (en) 2013-11-01 2016-04-12 At&T Intellectual Property I, Lp Apparatus and method for secure provisioning of a communication device
US10410216B2 (en) 2014-04-29 2019-09-10 Mastercard International Incorporated Methods and systems for verifying individuals prior to benefits distribution
US9713006B2 (en) * 2014-05-01 2017-07-18 At&T Intellectual Property I, Lp Apparatus and method for managing security domains for a universal integrated circuit card
US10929843B2 (en) * 2014-05-06 2021-02-23 Apple Inc. Storage of credential service provider data in a security domain of a secure element
US9424568B2 (en) * 2014-05-29 2016-08-23 Apple Inc. Financial-transaction notifications
US9324067B2 (en) 2014-05-29 2016-04-26 Apple Inc. User interface for payments
US9967401B2 (en) 2014-05-30 2018-05-08 Apple Inc. User interface for phone call routing among devices
WO2015183366A1 (en) 2014-05-30 2015-12-03 Apple, Inc. Continuity
US20170118328A1 (en) * 2014-07-15 2017-04-27 Sony Corporation Information processing device, state control device, information processing method, state control method, and program
US20160026997A1 (en) * 2014-07-25 2016-01-28 XPressTap, Inc. Mobile Communication Device with Proximity Based Communication Circuitry
KR102288630B1 (ko) * 2014-07-28 2021-08-11 삼성전자 주식회사 전자장치의 카드 처리장치 및 방법
US10339293B2 (en) 2014-08-15 2019-07-02 Apple Inc. Authenticated device used to unlock another device
WO2016033677A1 (en) * 2014-09-02 2016-03-10 Ian Lo Systems and methods for implementing a point-of-sale device using a smartphone or tablets without hardware add-ons
GB2533333A (en) * 2014-12-16 2016-06-22 Visa Europe Ltd Transaction authorisation
US11501285B2 (en) * 2014-12-19 2022-11-15 Verizon Patent And Licensing Inc Remote activation of hardware secure element/secure environment
US20180018661A1 (en) * 2015-01-27 2018-01-18 Ent. Services Development Corporation Lp Virtual point of sale
US20160224973A1 (en) 2015-02-01 2016-08-04 Apple Inc. User interface for payments
US11188919B1 (en) 2015-03-27 2021-11-30 Wells Fargo Bank, N.A. Systems and methods for contactless smart card authentication
EP3086254A1 (en) * 2015-04-22 2016-10-26 Gemalto Sa Method of managing applications in a secure element when updating the operating system
CN105591672A (zh) * 2015-04-30 2016-05-18 中国银联股份有限公司 基于nfc的通信方法和装置
GB201520741D0 (en) 2015-05-27 2016-01-06 Mypinpad Ltd And Licentia Group Ltd Authentication methods and systems
US10817878B2 (en) 2015-06-09 2020-10-27 Mastercard International Incorporated Systems and methods for verifying users, in connection with transactions using payment devices
US20160364703A1 (en) * 2015-06-09 2016-12-15 Mastercard International Incorporated Systems and Methods for Verifying Users, in Connection With Transactions Using Payment Devices
US10096007B2 (en) 2015-06-26 2018-10-09 Worldpay, Llc System and method for payment platform self-certification for processing financial transactions with payment networks
CN105718813A (zh) * 2015-08-25 2016-06-29 深圳市证通电子股份有限公司 金融智能终端及其安全机制
CN105245339B (zh) * 2015-09-01 2018-09-11 青岛丰华时代信息技术有限公司 一种通过金融ic卡进行交易签名及加密传输的方法
US11283774B2 (en) 2015-09-17 2022-03-22 Secturion Systems, Inc. Cloud storage using encryption gateway with certificate authority identification
US9794064B2 (en) 2015-09-17 2017-10-17 Secturion Systems, Inc. Client(s) to cloud or remote server secure data or file object encryption gateway
US9330383B1 (en) 2015-09-23 2016-05-03 Square, Inc. Message dispatcher for payment system
US10248940B1 (en) 2015-09-24 2019-04-02 Square, Inc. Modular firmware for transaction system
KR20170041465A (ko) * 2015-10-07 2017-04-17 삼성전자주식회사 결제 서비스 제공 방법 및 이를 구현한 전자 장치
US10708236B2 (en) 2015-10-26 2020-07-07 Secturion Systems, Inc. Multi-independent level secure (MILS) storage encryption
US20180365682A1 (en) * 2015-11-30 2018-12-20 Simsec Hong Kong Limited Multi-scheme payment mobile device and system
CN108475376A (zh) 2015-12-28 2018-08-31 莫比威孚公司 在设备上认证用户的系统和方法
PH22016000048U3 (en) * 2016-01-13 2016-03-28 C Valencia Renato A system for proximate and/or remote electronic transaction authorization based on user authentication and/or biometric identification
FR3046864B1 (fr) * 2016-01-18 2018-11-16 Proton World International N.V. Controle d'applications dans un terminal mobile
US10108412B2 (en) 2016-03-30 2018-10-23 Square, Inc. Blocking and non-blocking firmware update
US11113688B1 (en) 2016-04-22 2021-09-07 Wells Fargo Bank, N.A. Systems and methods for mobile wallet provisioning
FR3051064B1 (fr) * 2016-05-09 2018-05-25 Idemia France Procede de securisation d'un dispositif electronique, et dispositif electronique correspondant
DK179186B1 (en) 2016-05-19 2018-01-15 Apple Inc REMOTE AUTHORIZATION TO CONTINUE WITH AN ACTION
CN114693289A (zh) 2016-06-11 2022-07-01 苹果公司 用于交易的用户界面
US10621581B2 (en) 2016-06-11 2020-04-14 Apple Inc. User interface for transactions
DK201670622A1 (en) 2016-06-12 2018-02-12 Apple Inc User interfaces for transactions
US11010765B2 (en) 2016-06-29 2021-05-18 Square, Inc. Preliminary acquisition of payment information
US10417628B2 (en) 2016-06-29 2019-09-17 Square, Inc. Multi-interface processing of electronic payment transactions
US10817869B2 (en) 2016-06-29 2020-10-27 Square, Inc. Preliminary enablement of transaction processing circuitry
FR3053548B1 (fr) * 2016-06-30 2019-07-19 Ingenico Group Procede d'authentification de donnees de paiement, dispositifs et programmes correspondants.
US11651343B2 (en) * 2016-07-06 2023-05-16 PowerPay, LLC Systems and method for payment transaction processing with payment application driver
US9842330B1 (en) 2016-09-06 2017-12-12 Apple Inc. User interfaces for stored-value accounts
DK179471B1 (en) 2016-09-23 2018-11-26 Apple Inc. IMAGE DATA FOR ENHANCED USER INTERACTIONS
US10496808B2 (en) 2016-10-25 2019-12-03 Apple Inc. User interface for managing access to credentials for use in an operation
EP3319000A1 (en) * 2016-11-02 2018-05-09 Skeyecode Method for securing a transaction performed from a non-secure terminal
US10679201B2 (en) * 2016-11-04 2020-06-09 Nxp B.V. Personal point of sale (pPOS) device that provides for card present E-commerce transaction
EP3321838B1 (en) * 2016-11-14 2019-07-17 Giesecke+Devrient Mobile Security GmbH Java card platform and applet security
US11341489B1 (en) 2016-12-19 2022-05-24 Amazon Technologies, Inc. Multi-path back-end system for payment processing
US10380579B1 (en) * 2016-12-22 2019-08-13 Square, Inc. Integration of transaction status indications
US11625708B2 (en) 2017-01-03 2023-04-11 Soo Hyang KANG System and method for customer initiated payment transaction using customer's mobile device and card
US10769602B2 (en) 2017-01-03 2020-09-08 Soo Hyang KANG System and method for customer initiated payment transaction using customer's mobile device and card
US11244296B2 (en) * 2017-01-23 2022-02-08 Mastercard International Incorporated Method and system for authentication via a trusted execution environment
US10621590B2 (en) * 2017-02-22 2020-04-14 Square, Inc. Line-based chip card tamper detection
US11514418B2 (en) * 2017-03-19 2022-11-29 Nxp B.V. Personal point of sale (pPOS) device with a local and/or remote payment kernel that provides for card present e-commerce transaction
CN107040523B (zh) * 2017-03-21 2020-09-11 百富计算机技术（深圳）有限公司 交易数据传输方法、装置和电子设备
US11556936B1 (en) * 2017-04-25 2023-01-17 Wells Fargo Bank, N.A. System and method for card control
US11431836B2 (en) 2017-05-02 2022-08-30 Apple Inc. Methods and interfaces for initiating media playback
US10992795B2 (en) 2017-05-16 2021-04-27 Apple Inc. Methods and interfaces for home media control
US12526361B2 (en) 2017-05-16 2026-01-13 Apple Inc. Methods for outputting an audio output in accordance with a user being within a range of a device
CN111343060B (zh) 2017-05-16 2022-02-11 苹果公司 用于家庭媒体控制的方法和界面
US20180365679A1 (en) * 2017-06-19 2018-12-20 Nxp B.V. Merchant authenication to vehicle based personal point of sale (ppos) device that provides for card present e-commerce transaction
AU2018297067A1 (en) * 2017-07-03 2020-02-20 Gp Network Asia Pte. Ltd. Processing payments
KR102185854B1 (ko) 2017-09-09 2020-12-02 애플 인크. 생체측정 인증의 구현
KR102389678B1 (ko) 2017-09-09 2022-04-21 애플 인크. 생체측정 인증의 구현
US20190114606A1 (en) * 2017-10-13 2019-04-18 Nxp B.V. Personal point of sale (ppos) with dynamic payment kernel configuration for card present e-commerce and in vehicle transaction
US20190122214A1 (en) * 2017-10-19 2019-04-25 Synchrony Bank Control plane implemented by a mobile device and providing improved security
US10848467B2 (en) 2017-12-06 2020-11-24 Mastercard International Incorporated Systems and methods for securing a laptop computer device
US10742412B2 (en) * 2018-01-29 2020-08-11 Micro Focus Llc Separate cryptographic keys for multiple modes
JP7082689B2 (ja) * 2018-02-13 2022-06-08 華為技術有限公司 カードホルダー及び携帯端末
US11232444B2 (en) * 2018-02-27 2022-01-25 Coolbitx Ltd. Digital asset transaction method
US10373417B1 (en) * 2018-03-01 2019-08-06 Verifone, Inc. Systems, methods and devices for detecting unauthorized devices at transaction devices
FR3081246B1 (fr) * 2018-05-18 2020-11-06 Ingenico Group Procede de realisation d'une transaction, terminal, serveur et programme d'ordinateur correspondant
US11620623B2 (en) 2018-05-31 2023-04-04 Nxp B.V. Merchant transaction mirroring for personal point of sale (pPOS) for card present e-commerce and in vehicle transaction
US11170085B2 (en) 2018-06-03 2021-11-09 Apple Inc. Implementation of biometric authentication
CN109240655B (zh) 2018-08-01 2020-10-09 百富计算机技术（深圳）有限公司 一种基于emv的中间件的实现方法、终端设备
US10860096B2 (en) 2018-09-28 2020-12-08 Apple Inc. Device control using gaze information
US11100349B2 (en) 2018-09-28 2021-08-24 Apple Inc. Audio assisted enrollment
KR20210066798A (ko) 2018-10-02 2021-06-07 캐피탈 원 서비시즈, 엘엘씨 비접촉식 카드의 암호화 인증을 위한 시스템 및 방법
EP3648034A1 (en) * 2018-10-29 2020-05-06 MasterCard International Incorporated Non-default payment application selection during emv-compliant payment transaction method
CN109327722A (zh) * 2018-12-07 2019-02-12 江苏和乔科技股份有限公司 一种具有pos机功能的遥控器
US10990969B2 (en) 2018-12-21 2021-04-27 Square, Inc. Point of sale (POS) systems and methods for dynamically processing payment data based on payment reader capability
US11049095B2 (en) 2018-12-21 2021-06-29 Square, Inc. Point of sale (POS) systems and methods with dynamic kernel selection
US10762196B2 (en) 2018-12-21 2020-09-01 Square, Inc. Point of sale (POS) systems and methods with dynamic kernel selection
US11494769B2 (en) 2019-01-10 2022-11-08 Mastercard International Incorporated System, methods and computer program products for identity authentication for electronic payment transactions
TR201900444A2 (tr) * 2019-01-11 2019-03-21 Kartek Kart Ve Bilisim Teknolojileri Ticaret Anonim Sirketi Güvenlikli ödeme alıcı cihaz için bir yöntem
US10791460B2 (en) * 2019-01-30 2020-09-29 Visa International Service Association Terminal type identification in interaction processing
US11138583B2 (en) 2019-02-08 2021-10-05 Mastercard International Incorporated Non-default application selection during a transaction
EP3948736A4 (en) 2019-03-27 2023-01-18 Xard Group Pty Ltd Security hierarchy on a digital transaction processing unit (dtpu)
DE112020002601T5 (de) * 2019-05-31 2022-02-17 Apple Inc. System und verfahren zum betreiben einer verbrauchervorrichtung als zahlungsvorrichtung
US11010121B2 (en) 2019-05-31 2021-05-18 Apple Inc. User interfaces for audio media control
KR102436985B1 (ko) 2019-05-31 2022-08-29 애플 인크. 오디오 미디어 제어를 위한 사용자 인터페이스
US11928666B1 (en) 2019-09-18 2024-03-12 Wells Fargo Bank, N.A. Systems and methods for passwordless login via a contactless card
WO2021055664A1 (en) * 2019-09-19 2021-03-25 Mastercard International Incorporated Simulated contactless payment cards providing multiple temporary profiles and corresponding credentials
GB201916441D0 (en) 2019-11-12 2019-12-25 Mypinpad Ltd Computer-implemented system and method
US11328294B2 (en) * 2019-11-14 2022-05-10 Horus Foster, Inc. Anonymous peer-to-peer near-field communication system
US20220129886A1 (en) * 2019-12-13 2022-04-28 Xiaonan Du System and method for isolated management of digital assets
WO2021114445A1 (zh) * 2019-12-13 2021-06-17 杜晓楠 数字资产异地管理系统和方法
US11055683B1 (en) * 2020-04-02 2021-07-06 Capital One Services, Llc Computer-based systems involving fingerprint or biometrically-activated transaction cards and methods of use thereof
US20230214834A1 (en) * 2020-05-08 2023-07-06 Felix Payment Systems Ltd. Systems and methods for centralized authentication of financial transactions
TR202007461A2 (tr) * 2020-05-13 2020-06-22 Kartek Kart Ve Bilisim Teknolojileri Ticaret Anonim Sirketi Rafta hazir ti̇cari̇ ci̇hazlar i̇çi̇n temassiz ödeme kabul edebi̇len güvenli̇ mobi̇l ödeme ve arka ofi̇s uygulama çözümü
US11816194B2 (en) 2020-06-21 2023-11-14 Apple Inc. User interfaces for managing secure operations
US11956347B2 (en) 2020-06-30 2024-04-09 Samsung Electronics Co., Ltd. Method and apparatus with mobile payment and verification
US12450591B1 (en) 2020-09-16 2025-10-21 Wells Fargo Bank, N.A. Systems and methods for contactless card activation via unique activation codes
US11392291B2 (en) 2020-09-25 2022-07-19 Apple Inc. Methods and interfaces for media control with dynamic feedback
US11423392B1 (en) 2020-12-01 2022-08-23 Wells Fargo Bank, N.A. Systems and methods for information verification using a contactless card
EP4264460B1 (en) 2021-01-25 2025-12-24 Apple Inc. Implementation of biometric authentication
US12210603B2 (en) 2021-03-04 2025-01-28 Apple Inc. User interface for enrolling a biometric feature
WO2022198323A1 (en) * 2021-03-23 2022-09-29 Royal Bank Of Canada Protocol and gateway for communicating secure transaction data
US12216754B2 (en) 2021-05-10 2025-02-04 Apple Inc. User interfaces for authenticating to perform secure operations
EP4334811B1 (en) 2021-06-06 2025-11-19 Apple Inc. User interfaces for audio routing
US11847378B2 (en) 2021-06-06 2023-12-19 Apple Inc. User interfaces for audio routing
ES2932418A1 (es) * 2021-07-07 2023-01-18 Uxpayments S L Sistema y metodo de comunicacion segura por proximidad para transacciones digitales
US20230013352A1 (en) * 2021-07-19 2023-01-19 Apple Inc. User input during an electronic data transfer
EP4123536A1 (en) 2021-07-22 2023-01-25 Deutsche Telekom AG Method and system for configuring a mobile point-of-sales application
EP4123543A1 (en) * 2021-07-22 2023-01-25 Deutsche Telekom AG Method and system for operating a mobile point-of-sales application
EP4123539A1 (en) * 2021-07-22 2023-01-25 Deutsche Telekom AG Methods and system for operating a mpos application, using a sim
US11784956B2 (en) 2021-09-20 2023-10-10 Apple Inc. Requests to add assets to an asset account
FR3129757A1 (fr) * 2021-11-26 2023-06-02 Orange Procédé d’établissement d’une transaction entre un objet communicant et un module de contrôle de la transaction associé à un dispositif de fourniture de bien(s) ou de service(s)
FR3130489B1 (fr) * 2021-12-14 2024-08-30 St Microelectronics Rousset Transaction NFC
US12563299B2 (en) 2022-04-04 2026-02-24 Apple Inc. User interfaces for camera sharing
CN115021911B (zh) * 2022-05-31 2024-11-29 支付宝(杭州)信息技术有限公司 数据的处理方法、装置及设备
EP4488910A3 (en) * 2022-07-15 2025-01-15 Mastercard International Incorporated Contactless transaction
US12615491B2 (en) 2022-09-06 2026-04-28 Apple Inc. Interfaces for device interactions
US12387211B2 (en) * 2023-09-29 2025-08-12 Visa International Service Association System and method using resource provider application on mobile device as an access device
WO2025114740A1 (en) * 2023-11-27 2025-06-05 Dapio Ltd Electronic payment system

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2004227055A (ja) * 2003-01-20 2004-08-12 Mitsubishi Electric Corp サービス提供装置及び移動体通信装置及び決済システム及び決済方法及び決済プログラム

Family Cites Families (151)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2168514A (en) 1984-12-12 1986-06-18 Ibm Security module
US5892900A (en) * 1996-08-30 1999-04-06 Intertrust Technologies Corp. Systems and methods for secure transaction management and electronic rights protection
US5933812A (en) 1995-04-12 1999-08-03 Verifone Inc. Portable transaction terminal system
US7472394B1 (en) 2000-07-07 2008-12-30 Paymentech, L.P. System and method for programming point of sale devices
FR2825495B1 (fr) 2001-05-31 2003-09-26 Schlumberger Systems & Service Terminal electronique de paiement, carte a puce adaptee a un tel terminal et procede de chargement d'une cle secrete dans un tel terminal
US7152783B2 (en) 2001-07-10 2006-12-26 Smart Card Integrators, Inc. Combined card reader and bill acceptor
US8500018B2 (en) 2010-10-13 2013-08-06 Square, Inc. Systems and methods for financial transaction through miniaturized card reader with decoding on a seller's mobile device
US8235287B2 (en) 2010-10-13 2012-08-07 Square, Inc. Read head device with slot configured to reduce torque
US8302860B2 (en) 2010-10-13 2012-11-06 Square, Inc. Read head device with narrow card reading slot
US9582795B2 (en) 2002-02-05 2017-02-28 Square, Inc. Methods of transmitting information from efficient encryption card readers to mobile devices
US7240830B2 (en) 2002-02-15 2007-07-10 Telefonaktiebolaget Lm Ericsson (Publ) Layered SIM card and security function
US20060032905A1 (en) 2002-06-19 2006-02-16 Alon Bear Smart card network interface device
EP1629442A1 (en) 2003-06-04 2006-03-01 Zingtech Limited Transaction processing
US7269732B2 (en) 2003-06-05 2007-09-11 Sap Aktiengesellschaft Securing access to an application service based on a proximity token
WO2005001670A2 (en) 2003-06-30 2005-01-06 Selvanathan Narainsamy Transaction verification system
USD505421S1 (en) 2003-11-06 2005-05-24 Compagnie Industrielle Et Financiere D'ingenierie-Ingenico Societe Anonyme Electronic payment terminal
US8027918B2 (en) 2004-08-30 2011-09-27 Google Inc. Micro-payment system architecture
US7844255B2 (en) * 2004-12-08 2010-11-30 Verifone, Inc. Secure PIN entry device for mobile phones
US20110071949A1 (en) 2004-09-20 2011-03-24 Andrew Petrov Secure pin entry device for mobile phones
US20060064391A1 (en) 2004-09-20 2006-03-23 Andrew Petrov System and method for a secure transaction module
RU2301449C2 (ru) * 2005-06-17 2007-06-20 Закрытое Акционерное Общество "Интервэйл" Способ осуществления многофакторной строгой аутентификации держателя банковской карты с использованием мобильного телефона в среде мобильной связи при осуществлении межбанковских финансовых транзакций в международной платежной системе по протоколу спецификации 3-d secure (варианты) и реализующая его система
JP2007004522A (ja) 2005-06-24 2007-01-11 Renesas Technology Corp 記憶装置
DE102005031629A1 (de) 2005-07-06 2007-01-11 Giesecke & Devrient Gmbh System mit mehreren elektronischen Geräten und einem Sicherheitsmodul
WO2007010333A1 (en) 2005-07-20 2007-01-25 Hani Girgis Host security module using a collection of smartcards
US7699233B2 (en) 2005-11-02 2010-04-20 Nokia Corporation Method for issuer and chip specific diversification
US20070106564A1 (en) 2005-11-04 2007-05-10 Utiba Pte Ltd. Mobile phone as a point of sale (POS) device
GB0525635D0 (en) 2005-12-16 2006-01-25 Innovision Res & Tech Plc Chip card and method of data communication
US8275312B2 (en) 2005-12-31 2012-09-25 Blaze Mobile, Inc. Induction triggered transactions using an external NFC device
JP2009539163A (ja) 2006-05-29 2009-11-12 エヌエックスピー ビー ヴィ 通信システム、トランザクションを開始する方法、基地局、およびトランスポンダ
US20070299774A1 (en) 2006-06-22 2007-12-27 First Data Corporation System and method for card not present transactions
US7949572B2 (en) 2006-06-27 2011-05-24 Google Inc. Distributed electronic commerce system with independent third party virtual shopping carts
US7958544B2 (en) 2006-07-21 2011-06-07 Google Inc. Device authentication
RU2436254C2 (ru) * 2006-09-07 2011-12-10 Нокиа Корпорейшн Управление информацией, относящейся к приложениям для защищенных модулей
KR100822802B1 (ko) 2006-09-21 2008-04-18 삼성전자주식회사 안테나를 내장한 심카드 및 그것을 포함하는 시스템
KR101386472B1 (ko) * 2007-08-27 2014-04-18 엘지전자 주식회사 비접촉 모듈을 구비한 휴대단말시스템
US8055545B2 (en) 2007-08-31 2011-11-08 4361423 Canada Inc. Apparatus and method for conducting secure financial transactions
US20090069049A1 (en) 2007-09-12 2009-03-12 Devicefidelity, Inc. Interfacing transaction cards with host devices
WO2009039419A1 (en) * 2007-09-21 2009-03-26 Wireless Dynamics, Inc. Wireless smart card and integrated personal area network, near field communication and contactless payment system
EP2043016A1 (en) 2007-09-27 2009-04-01 Nxp B.V. Method, system, trusted service manager, service provider and memory element for managing access rights for trusted applications
EP2048594A1 (en) * 2007-10-09 2009-04-15 Vodafone Holding GmbH Method for communication, communication device and secure processor
US20090103730A1 (en) * 2007-10-19 2009-04-23 Mastercard International Incorporated Apparatus and method for using a device conforming to a payment standard for access control and/or secure data storage
AU2008316230B2 (en) 2007-10-24 2013-10-31 2859824 Ontario Limited Method and system for effecting secure communication over a network
SK50042008A3 (sk) 2008-01-04 2009-09-07 Logomotion, S. R. O. Spôsob a systém autentifikácie najmä pri platbách, identifikátor totožnosti a/alebo súhlasu
US8756161B2 (en) 2008-02-11 2014-06-17 Accenture Global Services Limited Customer initiated payment method using mobile device
US20090222383A1 (en) 2008-03-03 2009-09-03 Broadcom Corporation Secure Financial Reader Architecture
EP2098985A3 (en) 2008-03-03 2012-11-07 Broadcom Corporation Secure financial reader architecture
SK288721B6 (sk) 2008-03-25 2020-01-07 Smk Kk Spôsob, zapojenie a nosič na vykonávanie opakovaných operácií na klávesnici mobilného komunikačného zariadenia
ES2386164T3 (es) 2008-03-27 2012-08-10 Motorola Mobility, Inc. Método y aparato para la selección automática de una aplicación de comunicación de campo cercano en un dispositivo electrónico
US8713655B2 (en) * 2008-04-21 2014-04-29 Indian Institute Of Technology Method and system for using personal devices for authentication and service access at service outlets
WO2009129749A1 (zh) 2008-04-24 2009-10-29 北京爱奥时代信息科技有限公司 手机支付方法、系统及终端
EP2124177A1 (en) * 2008-05-21 2009-11-25 Johnson Controls Technology Company Method and device for communication between an automobile and a point of sale
US8662401B2 (en) 2008-07-25 2014-03-04 First Data Corporation Mobile payment adoption by adding a dedicated payment button to mobile device form factors
KR101671789B1 (ko) 2008-08-29 2016-11-02 에스에무케이 가부시키가이샤 비접촉 통신을 위한 제거가능한 카드, 이의 활용 및 제조 방법
US8332931B1 (en) 2008-09-04 2012-12-11 Marvell International Ltd. Processing commands according to authorization
WO2010032214A2 (en) 2008-09-18 2010-03-25 David Denoon-Stevens Communication network
SK288757B6 (sk) * 2008-09-19 2020-05-04 Smk Kk Systém a spôsob bezkontaktnej autorizácie pri platbe
SK50862008A3 (sk) 2008-09-19 2010-06-07 Logomotion, S. R. O. Systém na elektronické platobné aplikácie a spôsob autorizácie platby
US9098845B2 (en) 2008-09-19 2015-08-04 Logomotion, S.R.O. Process of selling in electronic shop accessible from the mobile communication device
SK288747B6 (sk) 2009-04-24 2020-04-02 Smk Kk Spôsob a systém bezhotovostnej platobnej transakcie, najmä s použitím bezkontaktného platobného prostriedku
US20160210491A9 (en) 2008-09-30 2016-07-21 Apple Inc. Systems and methods for secure wireless financial transactions
US20100078472A1 (en) 2008-09-30 2010-04-01 Apple Inc. Group peer-to-peer financial transactions
US20100082485A1 (en) 2008-09-30 2010-04-01 Apple Inc. Portable point of purchase devices and methods
US8131645B2 (en) 2008-09-30 2012-03-06 Apple Inc. System and method for processing media gifts
US20100078471A1 (en) 2008-09-30 2010-04-01 Apple Inc. System and method for processing peer-to-peer financial transactions
US20100082490A1 (en) 2008-09-30 2010-04-01 Apple Inc. Systems and methods for secure wireless transactions
US10380573B2 (en) 2008-09-30 2019-08-13 Apple Inc. Peer-to-peer financial transaction devices and methods
SK288641B6 (sk) 2008-10-15 2019-02-04 Smk Corporation Spôsob komunikácie s POS terminálom, frekvenčný konventor k POS terminálu
EP2182493A1 (en) * 2008-11-04 2010-05-05 Gemalto SA Remote user authentication using NFC
US20100148928A1 (en) 2008-12-15 2010-06-17 Mobile Payment Skins Llc Payment skin with contactless chip
US8225997B1 (en) 2008-12-22 2012-07-24 Sprint Communications Company L.P. Single transit card to multiple rider trip methods and architecture
EP2852070B1 (en) * 2009-01-26 2019-01-23 Google Technology Holdings LLC Wireless communication device for providing at least one near field communication service
EP2396756A4 (en) 2009-02-10 2012-07-25 4361423 Canada Inc METHOD AND SYSTEMS FOR IMPLEMENTING TRADE ACTIONS THROUGH A COMMUNICATION DEVICE
EP2401838B1 (en) 2009-02-19 2013-12-11 SecureKey Technologies Inc. System and methods for online authentication
EP2221984A1 (en) 2009-02-23 2010-08-25 Motorola, Inc. Wireless communication device for providing at least one near field communication service
SK500092009A3 (sk) 2009-02-27 2010-09-07 Logomotion, S. R. O. Počítačová myš na zapojenie na prenos údajov, najmä pri elektronických platbách, spôsob prenosu údajov
KR101789113B1 (ko) 2009-05-03 2017-10-23 에스에무케이 가부시키가이샤 휴대폰과 같은 이동 통신 디바이스를 이용하는 지불 단말기；자동 이체 지불 트랜잭션의 방법
EP2430620A1 (en) 2009-05-14 2012-03-21 Logomotion, s.r.o. Contactless payment device, method of contactless top-up of electronic money on a payment device
US20100306076A1 (en) * 2009-05-29 2010-12-02 Ebay Inc. Trusted Integrity Manager (TIM)
US9436955B2 (en) 2009-06-10 2016-09-06 Square, Inc. Methods for transferring funds using a payment service where financial account information is only entered once with a payment service and need not be re-entered for future transfers
CN101923754B (zh) * 2009-06-17 2013-06-26 中国工商银行股份有限公司 基于银行智能卡实现快速支付的系统
SK288521B6 (sk) 2009-07-08 2017-12-04 Smk Corporation Spôsob a systém zadávania PIN kódu pri bezhotovostných platbách, nosič PIN kódu
US8655733B2 (en) 2009-08-27 2014-02-18 Microsoft Corporation Payment workflow extensibility for point-of-sale applications
US10454693B2 (en) * 2009-09-30 2019-10-22 Visa International Service Association Mobile payment application architecture
CN102598046A (zh) 2009-10-13 2012-07-18 平方股份有限公司 通过小型化读卡器进行金融交易的系统和方法
EP2320395A1 (en) 2009-11-05 2011-05-11 Multos International Pty Ltd. Method for providing data during an application selection process
SK288555B6 (sk) 2009-11-14 2018-05-02 Smk Corporation Spôsob a systém na prenos dát z transpondera do čítačky, najmä pri platobných aplikáciách s mobilným komunikačným zariadením
FR2955683B1 (fr) 2010-01-25 2012-08-17 Ingenico Sa Terminal de paiement electronique portatif adapte a executer des programmes non-certifies
US8788418B2 (en) * 2010-03-02 2014-07-22 Gonow Technologies, Llc Portable E-wallet and universal card
EP2363825B1 (fr) 2010-03-04 2016-04-27 Inside Secure Procédé pour conduire une transaction au moyen d'un dispositif NFC
SI23227A (sl) 2010-03-10 2011-05-31 Margento R&D D.O.O. Brezžični mobilni transakcijski sistem in postopek izvedbe transakcije z mobilnim telefonom
US8811892B2 (en) * 2010-04-05 2014-08-19 Mastercard International Incorporated Systems, methods, and computer readable media for performing multiple transactions through a single near field communication (NFC) tap
KR101138283B1 (ko) * 2010-04-22 2012-04-24 비씨카드(주) 모바일 결제 방법 및 시스템
WO2011146778A1 (en) 2010-05-19 2011-11-24 Mophie, Inc. Electronic wallet accessory for mobile device
CN102971760B (zh) 2010-06-29 2017-09-08 瑞典爱立信有限公司 用于建立通信的方法、服务器、商户设备以及计算机可读存储介质
FR2962571B1 (fr) * 2010-07-08 2012-08-17 Inside Contactless Procede d'execution d'une application securisee dans un dispositif nfc
CN101950453A (zh) 2010-07-19 2011-01-19 福建联迪商用设备有限公司 一种基于新型手机支付终端的支付方法
SK500342010A3 (sk) 2010-07-30 2012-03-02 Logomotion, S. R. O. System and method of cashless payment when purchasing through TV channel
CN201805475U (zh) 2010-08-31 2011-04-20 恩门科技股份有限公司 结合感应式读卡功能的行动装置
CN101976402A (zh) 2010-09-08 2011-02-16 无锡中星微电子有限公司 手机支付系统及方法
US10929832B2 (en) * 2011-09-06 2021-02-23 Barclays Execution Services Limited Method and system for electronic wallet access
WO2012044885A2 (en) 2010-09-30 2012-04-05 Google Inc. Social advertising
US20120095871A1 (en) 2010-10-13 2012-04-19 Jack Dorsey Method for conducting on-line purchases using a mobile device and a payment service
WO2012051067A1 (en) 2010-10-13 2012-04-19 Square, Inc. Read head device with slot configured to reduce torque
US8616056B2 (en) 2010-11-05 2013-12-31 Analog Devices, Inc. BAW gyroscope with bottom electrode
US8831677B2 (en) * 2010-11-17 2014-09-09 Antony-Euclid C. Villa-Real Customer-controlled instant-response anti-fraud/anti-identity theft devices (with true-personal identity verification), method and systems for secured global applications in personal/business e-banking, e-commerce, e-medical/health insurance checker, e-education/research/invention, e-disaster advisor, e-immigration, e-airport/aircraft security, e-military/e-law enforcement, with or without NFC component and system, with cellular/satellite phone/internet/multi-media functions
JP5641323B2 (ja) 2010-11-29 2014-12-17 ソニー株式会社 通信装置、通信方法、およびプログラム
FR2968433B1 (fr) 2010-12-07 2016-06-24 Cie Ind Et Financiere D'ingenierie Ingenico Dispositif de paiement electronique apte a recevoir et maintenir un telephone portable.
US8196131B1 (en) 2010-12-17 2012-06-05 Google Inc. Payment application lifecycle management in a contactless smart card
US8235289B2 (en) 2010-12-23 2012-08-07 Verifone, Inc. Point of sale terminal for engagement with a mobile communicator
USD659138S1 (en) 2010-12-23 2012-05-08 Verifone, Inc. Card reader for mobile communicator
US20130006782A1 (en) 2011-01-03 2013-01-03 Aron Schwarzkopf Apparatus and systems of a computerized bill presenter system
WO2012114260A1 (en) 2011-02-21 2012-08-30 Logomotion, S.R.O. A mobile communication device for contactless payments, a payment method
US20120238206A1 (en) 2011-03-14 2012-09-20 Research In Motion Limited Communications device providing near field communication (nfc) secure element disabling features related methods
US9204398B2 (en) 2011-03-21 2015-12-01 Nokia Technologies Oy Method and apparatus for battery with secure element
KR101264365B1 (ko) * 2011-05-12 2013-05-13 (주)이컴앤드시스템 암호화 바코드를 데이터 전송 매체로 이용하는 보안 결제 시스템 및 그 방법
EP2530661A1 (de) 2011-05-31 2012-12-05 Avance Pay AG Elektronisches System zur raschen und sicheren Abwicklung von Transaktionen mit mobilen Geräten
US20130006872A1 (en) 2011-06-29 2013-01-03 Chandoor Madhuri Near-field communication based payment methods
WO2013007630A1 (de) * 2011-07-08 2013-01-17 Mega-Tel Ag/Sa System, verfahren und mobiles gerät zur durchführung von bezahlvorgängen
KR101831404B1 (ko) 2011-08-11 2018-02-22 엘지전자 주식회사 이동 단말기 및 이동 단말기의 결제 방법
WO2013040684A1 (en) 2011-09-22 2013-03-28 Securekey Technologies Inc. Systems and methods for contactless transaction processing
US9183490B2 (en) 2011-10-17 2015-11-10 Capital One Financial Corporation System and method for providing contactless payment with a near field communications attachment
US9064253B2 (en) 2011-12-01 2015-06-23 Broadcom Corporation Systems and methods for providing NFC secure application support in battery on and battery off modes
US20160019531A1 (en) 2012-02-16 2016-01-21 Dave Gormley A method of processing a card present, card payment transaction
KR102158055B1 (ko) 2012-02-29 2020-09-21 모비웨이브 시스템즈 유엘씨 디바이스로 보안 금융 거래를 행하는 방법, 디바이스 및 보안 요소
US8602304B2 (en) 2012-04-06 2013-12-10 Square, Inc. Housing for adapting mobile electronic device for payment system
US9058172B2 (en) 2012-07-02 2015-06-16 Square, Inc. Method for conserving power using a wireless card reader
US20140019367A1 (en) 2012-07-13 2014-01-16 Apple Inc. Method to send payment data through various air interfaces without compromising user data
CN102867255A (zh) * 2012-07-27 2013-01-09 郑州信大捷安信息技术股份有限公司 多操作系统平台和移动支付设备的网银u盾及其工作方法
US9003496B2 (en) 2012-09-07 2015-04-07 Nxp B.V. Secure wireless communication apparatus
CN102930435A (zh) * 2012-09-19 2013-02-13 中国联合网络通信集团有限公司 移动支付认证方法及系统
EP2750091A1 (en) 2012-12-27 2014-07-02 Gemalto SA Method for controlling a contactless transaction
US9286049B2 (en) 2013-03-26 2016-03-15 Google Inc. Systems, methods, and computer program products for managing service installation
EP2819107A1 (en) 2013-06-25 2014-12-31 Nxp B.V. Security token and transaction authorization system
EP2821472B1 (en) 2013-07-02 2018-08-29 The Procter and Gamble Company Liquid cleaning and/or cleansing composition
US8770478B2 (en) 2013-07-11 2014-07-08 Scvngr, Inc. Payment processing with automatic no-touch mode selection
US9184801B2 (en) 2013-07-12 2015-11-10 Apple Inc. Apparatus and methods for near-field communication based device configuration and management
EP2827291A1 (en) 2013-07-19 2015-01-21 Gemalto SA Method for securing a validation step of an online transaction
US10510073B2 (en) 2013-08-08 2019-12-17 Visa International Service Association Methods and systems for provisioning mobile devices with payment credentials
WO2015038551A1 (en) 2013-09-10 2015-03-19 Visa International Service Association Mobile payment application provisioning and personalization on a mobile device
US11037131B2 (en) 2013-11-15 2021-06-15 Apple Inc. Electronic receipts for NFC-based financial transactions
EP2876592A1 (en) 2013-11-21 2015-05-27 Gemalto SA Method to operate a contactless mobile device as a low cost secured point-of-sale
FR3020167B1 (fr) 2014-04-18 2020-11-20 Compagnie Ind Et Financiere Dingenierie Ingenico Dispositif de traitement de donnees en provenance de carte a memoire sans contact, methode et programme d'ordinateur correspondant
US9424568B2 (en) 2014-05-29 2016-08-23 Apple Inc. Financial-transaction notifications
US9400977B2 (en) 2014-05-29 2016-07-26 Apple Inc. User device enabling access to payment information in response to mechanical input detection
US10496975B2 (en) 2014-07-23 2019-12-03 Square, Inc. Point of sale system with secure and unsecure modes
US10228751B2 (en) 2014-08-06 2019-03-12 Apple Inc. Low power mode
EP3016342B1 (en) 2014-10-30 2019-03-06 Nxp B.V. Mobile device, method for facilitating a transaction, computer program, article of manufacture
US9286494B1 (en) 2014-11-20 2016-03-15 Square, Inc. Card reader having discriminator contact
FR3038429B1 (fr) 2015-07-03 2018-09-21 Ingenico Group Conteneur de paiement, procede de creation, procede de traitement, dispositifs et programmes correspondants
US9330383B1 (en) 2015-09-23 2016-05-03 Square, Inc. Message dispatcher for payment system
FR3042894B1 (fr) 2015-10-27 2018-10-12 Ingenico Group Procede de securisation de traitement de donnees transactionnelles, terminal et programme d'ordinateur correspondant

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2004227055A (ja) * 2003-01-20 2004-08-12 Mitsubishi Electric Corp サービス提供装置及び移動体通信装置及び決済システム及び決済方法及び決済プログラム

Non-Patent Citations (2)

* Cited by examiner, † Cited by third party
Title
"ＥＭＶコンタクトレスの仕様策定により端末認証試験に対応", CARDWAVE, vol. 第22巻／第3号, JPN6016047262, 20 March 2009 (2009-03-20), pages 27, ISSN: 0003457749 *
黒川 誠: "ＩＣクレジットシステムを実現するＥＭＶレベル２ミドルウェア", ＮＥＣ技報, vol. 第59巻／第1号, JPN6016047259, 28 February 2006 (2006-02-28), pages 59 - 62, ISSN: 0003457748 *

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2017536603A (ja) * 2015-04-24 2017-12-07 華為技術有限公司Ｈｕａｗｅｉ Ｔｅｃｈｎｏｌｏｇｉｅｓ Ｃｏ．，Ｌｔｄ． モバイル支払い装置および方法
US11429950B2 (en) 2015-04-24 2022-08-30 Huawei Technologies Co., Ltd. Mobile payment apparatus and method

Also Published As

Publication number Publication date
EP2820601A4 (en) 2015-09-23
US10504102B2 (en) 2019-12-10
US20190156320A1 (en) 2019-05-23
US20180144334A1 (en) 2018-05-24
US11397936B2 (en) 2022-07-26
AU2023202531A1 (en) 2023-05-11
CN112801656A (zh) 2021-05-14
AU2018256522B2 (en) 2020-12-03
CA2860987C (en) 2015-11-24
CN104145285B (zh) 2021-05-04
US11756021B2 (en) 2023-09-12
US20190156323A1 (en) 2019-05-23
AU2018256522A1 (en) 2018-11-22
US10558971B2 (en) 2020-02-11
WO2013126996A1 (en) 2013-09-06
KR20200083666A (ko) 2020-07-08
US11132665B2 (en) 2021-09-28
KR20140137400A (ko) 2014-12-02
US9892403B2 (en) 2018-02-13
CA2881429A1 (en) 2013-09-06
EP3965042A1 (en) 2022-03-09
KR102088451B1 (ko) 2020-03-12
AU2013225577A1 (en) 2014-09-25
AU2021201388A1 (en) 2021-03-18
US20140324698A1 (en) 2014-10-30
US20240303625A1 (en) 2024-09-12
EP4120169A1 (en) 2023-01-18
US10504101B2 (en) 2019-12-10
US20190156321A1 (en) 2019-05-23
BR112014020775A2 (pt) 2019-09-24
RU2639690C2 (ru) 2017-12-21
EP4167166A1 (en) 2023-04-19
US20190156322A1 (en) 2019-05-23
US20190156324A1 (en) 2019-05-23
US20200286068A1 (en) 2020-09-10
RU2014138935A (ru) 2016-04-20
EP2820601A1 (en) 2015-01-07
KR20200030120A (ko) 2020-03-19
EP2820601B1 (en) 2021-10-27
CA2860987A1 (en) 2013-09-06
EP4131113A1 (en) 2023-02-08
AU2013225577B2 (en) 2018-08-09
KR102130726B1 (ko) 2020-08-05
CN104145285A (zh) 2014-11-12
US11301835B2 (en) 2022-04-12
KR102158055B1 (ko) 2020-09-21
CA2881429C (en) 2017-05-02
US20160132861A1 (en) 2016-05-12

Similar Documents

Publication Publication Date Title
US20240303625A1 (en) Method, device, add-on and secure element for conducting a secured financial transaction on a device
US20140358796A1 (en) Methods and Apparatus for Performing Local Transactions
CA3127381C (en) Terminal type identification in interaction processing
JP2015525383A (ja) 取引を行うためのシステム及び方法
CN112801656B (en) Method, device and security element for conducting a secure financial transaction on a device
Pourghomi et al. Cloud-based NFC Mobile Payments

Legal Events

Date Code Title Description
A521 Request for written amendment filed

Free format text: JAPANESE INTERMEDIATE CODE: A523

Effective date: 20160226

A621 Written request for application examination

Free format text: JAPANESE INTERMEDIATE CODE: A621

Effective date: 20160226

A977 Report on retrieval

Free format text: JAPANESE INTERMEDIATE CODE: A971007

Effective date: 20161124

A131 Notification of reasons for refusal

Free format text: JAPANESE INTERMEDIATE CODE: A131

Effective date: 20161212

A601 Written request for extension of time

Free format text: JAPANESE INTERMEDIATE CODE: A601

Effective date: 20170221

A601 Written request for extension of time

Free format text: JAPANESE INTERMEDIATE CODE: A601

Effective date: 20170511

A521 Request for written amendment filed

Free format text: JAPANESE INTERMEDIATE CODE: A523

Effective date: 20170612

A02 Decision of refusal

Free format text: JAPANESE INTERMEDIATE CODE: A02

Effective date: 20171010