JP2013114409A - Transaction system, transaction device and transaction program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an ATM capable of allowing a customer to use a cash card which has been lost and stopped to be used, if the cash card is found after not much time.SOLUTION: An ATM receives a command to cancel a utilization stop setting on a cash card set not to be utilized from a customer, and allows the utilization stop of the cash card to be cancelled on the condition that this cancel command occurs within a period in which the cancel of the utilization stop is possible. Consequently, even if the utilization of the cash card deemed as lost is cancelled in a hurry, the customer can cancel the utilization stop by utilizing the ATM if within a cancellation possible period. Therefore, the customer can search for the cash card with enough time.

Description

  The present invention relates to a transaction system, a transaction apparatus, and a transaction program. For example, the present invention can be applied to an automatic transaction apparatus (ATM; Automated Teller Machine).

  For example, in a withdrawal transaction of an automatic transaction apparatus, at least one of a passbook and a cash card is inserted into the automatic transaction apparatus, and the inserted passbook or cash card (hereinafter, these are sometimes referred to as “transaction media”). ) Is used for authentication. Therefore, there is a possibility that a third party obtains another person's cash card or passbook and executes an illegal transaction.

  When a cash card is lost (or stolen), it is necessary for the financial institution to respond quickly in order to prevent unauthorized transactions. A technology that allows customers to submit a cash card loss report to the automated transaction equipment and immediately start processing related to loss at the financial institution, taking into account the time when the counter service at the branch office is closed. Has already been proposed (see Patent Document 1).

JP 2002-150192 A

  As in the prior art, when a cash card loss report is submitted, the customer cannot obtain a new cash card unless the bank card issuance procedure is executed for the account that issued the loss report. Even if a cash card is found after filing a cash card loss report, the cash card is unusable and a new cash card reissue procedure is required. Reissuance of new cash cards must be done with caution, so it is not possible to do so with automatic transaction equipment. Cannot be issued.

  By delaying the submission of lost reports, you can earn time to search for cash cards, but the risk of unauthorized use increases accordingly. If you submit a lost report, you will not be able to execute the transaction even if you discover the cash card later, and you will not be able to execute the transaction unless you reissue a new cash card. except).

  Therefore, there is a demand for a transaction system, a transaction apparatus, and a transaction program that can make a transaction medium usable when the transaction medium that has been lost and has been discontinued is discovered without much time.

  The first aspect of the present invention relates to a transaction apparatus that accepts a transaction medium possessed by a customer and conducts a transaction with the customer. And (2) command timing discriminating means for discriminating whether or not this cancellation command is a command generated within a period during which cancellation is possible, and (3) It is characterized by having a use cancellation release means for canceling the use stop of the corresponding transaction medium when a release command generated within a period in which the release can be made.

  The second aspect of the present invention relates to a transaction system having a transaction apparatus that accepts a transaction medium possessed by a customer and performs a transaction with the customer, and a host apparatus having the transaction apparatus under its control. (1) As the transaction apparatus, While applying the transaction apparatus according to the first aspect of the present invention, (2) the host apparatus manages information related to the suspension of use of the transaction medium, and provides information that can specify a period in which the transaction can be canceled to the transaction apparatus of the request source It is characterized by providing.

  The transaction program according to the third aspect of the present invention relates to a computer mounted on a transaction apparatus that accepts a transaction medium possessed by a customer and conducts a transaction with the customer. Cancellation command accepting means for accepting a cancel setting cancellation command from a customer, and (2) a command for determining whether or not this cancellation command is a command generated within a period during which cancellation can be performed for transaction cancellation setting related to the cancellation command. It is characterized by functioning as a timing discriminating means, and (3) a use cancellation releasing means for canceling the use cancellation of the corresponding transaction medium when a release command generated within a period during which the release is possible occurs.

  According to the present invention, it is possible to provide a transaction system, a transaction apparatus, and a transaction program that can make a transaction medium usable when the transaction medium that has been lost and is canceled is discovered without much time.

It is a perspective view which shows the external appearance of the automatic transaction apparatus which concerns on embodiment. It is a block diagram which shows the structure of the control system in the automatic transaction apparatus of embodiment. It is a flowchart which shows use stop operation | movement of the transaction medium in the automatic transaction apparatus which concerns on embodiment. It is explanatory drawing which shows an example of the input screen of the PIN code for cancellation | release displayed on the automatic transaction apparatus which concerns on embodiment at the time of use cancellation setting. It is explanatory drawing which shows an example of the confirmation screen of transaction medium use cancellation displayed on the automatic transaction apparatus which concerns on embodiment. It is explanatory drawing which shows the structure of the account record managed on the host computer side which has the automatic transaction apparatus of embodiment. It is a flowchart which shows the arrangement | sequence operation | movement of the releasable time limit which the host computer which has the automatic transaction apparatus of embodiment performs. It is a flowchart which shows use cancellation cancellation operation | movement of the transaction medium in the automatic transaction apparatus which concerns on embodiment. It is explanatory drawing which shows an example of the input screen of the PIN code for cancellation | release displayed on the automatic transaction apparatus which concerns on embodiment at the time of use cancellation setting cancellation | release. It is explanatory drawing which shows an example of the confirmation screen of use cancellation cancellation of the transaction medium displayed on the automatic transaction apparatus which concerns on embodiment. It is explanatory drawing which shows an example of the confirmation screen which cannot cancel cancellation of use of the transaction medium displayed on the automatic transaction apparatus which concerns on embodiment.

(A) Main Embodiment Hereinafter, an embodiment of a transaction system, a transaction apparatus, and a transaction program according to the present invention will be described with reference to the drawings. Here, the transaction apparatus of the embodiment is an automatic transaction apparatus (ATM).

(A-1) Configuration of Embodiment FIG. 1 is a perspective view showing an appearance of an automatic transaction apparatus 1 according to the embodiment. The automatic transaction apparatus 1 includes a display / input unit 12, a banknote deposit / withdrawal port 13, a coin deposit / withdrawal port 14, a card entrance / exit 15, a passbook entrance / exit 16.

  The display / input unit 12 includes a display unit and a touch panel type input unit provided on the upper surface thereof, and performs various inputs by customer operations, and displays operation guidance, messages to customers, and the like. Is.

  The bill deposit / withdrawal port 13 is an opening through which bills are inserted and bills are discharged. The banknote deposit / withdrawal port 13 is provided with a shutter, and the banknote deposit / withdrawal port 13 is opened and closed by driving the shutter.

  The coin deposit / withdrawal port 14 is an opening through which coins are inserted and coins are discharged. The coin deposit / withdrawal port 14 is also provided with a shutter, and the coin deposit / withdrawal port 14 is opened and closed by driving the shutter.

  Card entry / exit 15 inserts a card used for transactions (regardless of recording method such as magnetic card, IC card, etc .; regardless of issuer such as cash card, credit card, etc.), and the card is inserted when the transaction is completed. It is a doorway to be discharged. In addition, the statement slip describing the transaction content may be discharged from the card entrance 15.

  The bankbook entrance / exit 16 is an entrance / exit from which a bankbook used in the transaction is inserted and from which the bankbook is discharged when the transaction ends.

  FIG. 2 is a block diagram illustrating a configuration of a control system in the automatic transaction apparatus 1 according to the embodiment. 2, the automatic transaction apparatus 2 includes a main control unit 20 that controls each unit, a display / input unit 12 described above, a card processing unit 21 that reads and writes information recorded on a card such as a cash card, Voice guidance unit 22 for outputting guidance and the like, passbook processing unit 23 for reading / writing the magnetic stripe of the bankbook and printing control on the bankbook, statement slip processing unit 24 for printing and discharging transaction details on the bill, banknote It has the banknote process part 25 which controls taking in and discharge | emission, and the coin process part 26 which controls taking in and discharge | emission of coins. Moreover, the automatic transaction apparatus 1 has the power supply part 27 which supplies power to each part, the memory part 28 as a memory | storage part of the main-control part 20, and the communication part 29 which communicates with another apparatus.

  The main control unit 20 is mainly composed of a microcomputer, for example, and controls the entire operation of the automatic transaction apparatus 1. The main controller 20 has a built-in timer (may be a soft timer). The memory unit 28 is applied as, for example, a program memory, a working memory, or a setting data memory. The main control unit 20 controls each unit while using the working memory as a memory for temporarily storing information in accordance with the program stored in the program memory and the data set in the setting data memory.

  Examples of programs stored in the memory unit 28 include a transaction medium use cancellation program 28a and a transaction medium use cancellation cancellation program 28b.

  Although the host computer having the automatic transaction apparatus 1 according to the embodiment is not shown, the host computer includes a main control unit, a memory unit, a communication unit, and a database such as an account database or a customer database. Is provided.

(A-2) Operation | movement of embodiment Next, operation | movement of the automatic transaction apparatus 1 which concerns on embodiment is demonstrated, referring drawings. In the following, first, the operation for stopping the use of a transaction medium will be described.

  FIG. 3 is a flowchart showing a transaction medium use stop operation in the automatic transaction apparatus 1 according to the embodiment. FIG. 3 shows a procedure for canceling the use of the customer in reverse.

  Customers who have lost or stolen at least one of their cash cards and bankbooks, or have been stolen, have gone to a small store that has only an ATM corner that does not have a counter. When it does, operation for canceling use of a transaction medium is performed with respect to any automatic transaction apparatus 1 which exists there.

  For example, as the transaction start screen of the automatic transaction apparatus 1, the main control unit 20 displays a screen including a “card / passbook use stop procedure” button, and the customer operates the “card / passbook use stop procedure” button. Then (step 101), the transaction medium use cancellation program 28a (consisting of steps 102 to 107) is executed. Here, the transaction start screen is not limited to a one-screen configuration, and may be a multi-screen configuration, and a “card / passbook use cancellation procedure” button is included in the standby screen (the first screen of the transaction start screen). However, the screen may be switched by switching tabs or scrolling, and a “card / passbook use cancellation procedure” button may be included in a transaction start screen that is turned over several screens.

  First, the main control unit 20 causes the display / input unit 12 to display a screen for selecting a transaction medium to be canceled (step 102), and information on the transaction medium that the customer wants to cancel according to this screen display. Is taken and written into a buffer memory provided in the memory unit 28. Here, for the selection of the transaction medium, for example, “cash card”, “passbook” and “cash card & passbook” are selected as candidates.

  Thereafter, the main control unit 20 takes in the account information for canceling the use of the selected transaction medium, and writes it into the buffer memory provided in the memory unit 28 (step 103). For example, the main control unit 20 displays the account information input screen on the display / input unit 12 and takes in the account information. Instead, when the selected transaction medium is “cash card” or “passbook”, the other transaction medium is urged to be inserted into the card entrance 15 or the passbook entrance 16 and the reading operation from the inserted transaction medium is performed. You may make it obtain account information. The account information includes an account number, an account type, and the name of the established head office.

  Next, the main control unit 20 displays a password input screen on the display / input unit 12, and authenticates the customer based on the password entered by the customer (step 104). The password entered at this time is also written into a buffer memory provided in the memory unit 28. The authentication at this time may be performed by the automatic transaction apparatus 1 taking out a password from a host computer of a financial institution (not shown) and comparing it with the entered password based on the input account information. Even if the automatic transaction apparatus 1 makes an authentication request including the personal identification number and account information input to the host computer, and the automatic transaction apparatus 1 captures the result of authentication by the host computer. good.

  When the customer can be authenticated as described above, the main control unit 20 asks for the input of the release code necessary for releasing the transaction medium use suspension state, and the release code as shown in FIG. Is displayed on the display / input unit 12, the release code entered by the customer is taken in and written in the buffer memory provided in the memory unit 28 (step 105). In the example shown in FIG. 4, a number different from the password associated with the account is requested to be entered as the release password, but the input of the password associated with the account is allowed. good. Moreover, although the information for cancellation | release has shown what is a PIN code, you may make it apply other than a PIN code. For example, a question “Please enter your mother's date of birth” from the automatic transaction apparatus 1 may be sent to the customer and input, and the input date may be used as the release information. In addition, data that is read from a living body and extracted features may be obtained as release information. Furthermore, a plurality of release information may be taken in.

  On the above-described input screen for the release password, a button for selecting the suspension of permanent use of the transaction medium may also be displayed so that the customer does not intend to release the suspension. . When this button is operated, the process immediately proceeds to step 107 described later. This is because, when it is clear that the transaction medium has been stolen, it is considered that some customers do not require the cancellation of the use suspension state.

  When the password for unlocking is taken in, the main control unit 20 calculates a time limit for canceling the use suspension state of the transaction medium, writes it in the buffer memory provided in the memory unit 28, and displays a confirmation screen as shown in FIG. Is displayed on the display / input unit 12, and the operation of the “confirm” button by the customer is accepted (step 106). On the confirmation screen as shown in FIG. 5, for example, a screen requesting confirmation of the use suspension state, which also refers to the cancellation of the use suspension state (including the releasable time limit), is displayed. Further, for example, the releasable time limit is a time range after a predetermined time has elapsed since the “card / passbook use cancellation procedure” was performed. Although FIG. 5 shows the case where the releasable time limit is determined in units of days, the releasable time limit may be determined by other methods such as date and time. In the above description, the automatic transaction apparatus 1 automatically sets the releasable deadline. However, the customer may input the deadline, or the automatic transaction apparatus 1 displays a plurality of candidates. The cancelable time limit may be selected from the above. “No time limit” may also be recognized as a releasable time limit, and may indicate that the customer does not intend to cancel the use suspension. Moreover, when a cash card and a passbook are selected as the use suspension transaction medium, a different releasable time limit may be provided.

  When the “Confirm” button is operated, the main control unit 20 displays various information stored in the buffer memory provided in the memory unit 28 (account information, transaction medium for canceling use, security code for cancellation, releasable A use cancellation request including a time limit) is transmitted to a host computer (not shown), and the host computer performs setting to cancel the use of the transaction medium requested to be used in response to the use stop request (step 107).

  FIG. 6 is an explanatory diagram showing a configuration of information (account record) related to one account managed on the host computer side. In the case of this embodiment, the account record is provided with a field for discontinuing use of the transaction medium, a field for a PIN code for cancellation, and a field for a time limit for cancellation.

  For example, the host computer has a releasable time limit processing routine as shown in FIG. 7 as one of the processing routines in daily scheduled processing.

  As shown in FIG. 7, the host computer (the main control unit) targets one account record (step 150), and whether or not the releasable time limit is set (description) in the releasable time limit field in the account record. It is determined whether or not (step 151). If it is an account record for which the releasable time limit is not set, the host computer confirms that the releasable time limit arranging process for all the account records has not been completed, and sets the processing target to another account record (step 154, 155), the process returns to the determination of the cancelable deadline.

  When the releasable time limit is set (description) in the current account record to be processed, the host computer determines whether or not the current date and time exceeds the set releasable time limit (step 152). . If the current date and time do not exceed the set releasable deadline, the host computer confirms that the releasable time limit processing for all account records has not been completed, and sets the processing target to another account record. (Steps 154 and 155), the process returns to the determination of setting the cancelable deadline.

  When the current date and time exceed the set releasable time limit, the host computer executes a process for making a loss notification regarding the transaction medium submitted. That is, it is impossible to cancel use cancellation (step 153). After that, it is confirmed that the releasable time limit rearranging process for all the account records has not been completed, and the processing target is changed to another account record (steps 154 and 155), and the process returns to the above-described releasable time limit setting determination. In step 153, for example, a lost report submission flag is also set (description) in the field of the releasable time limit.

  When the releasable time limit arrangement process for all account records is completed, the host computer ends the series of processes shown in FIG.

  The information on the use stop transaction medium set in the use stop transaction medium field of the account record is appropriately referred to in various transactions. For example, when a customer inserts at least one of a cash card or a passbook into the automatic transaction apparatus 1 and requests the host computer to confirm the account in a withdrawal transaction, the host computer uses the suspension transaction medium in the field of the suspension transaction medium. It confirms whether the medium is set, and when it is set, returns information on the use-discontinued transaction medium to the automatic transaction apparatus 1, and the automatic transaction apparatus 1 inserts the transaction inserted for the current transaction. If the medium (cash card or passbook) is a discontinued transaction medium, the transaction is rejected at that time.

  FIG. 8 is a flowchart showing a cancel operation for canceling the use of a transaction medium in the automatic transaction apparatus 1 according to the embodiment. The flow shown in FIG. 8 shows a procedure for canceling use cancellation by a customer when viewed in reverse.

  The customer can cause the automatic transaction apparatus 1 to execute an operation for canceling the use cancellation setting when a transaction medium in which the use cancellation is set for the automatic transaction apparatus 1 is found.

  For example, as a transaction start screen of the automatic transaction apparatus 1, the main control unit 20 displays a screen including a “card / passbook use cancellation cancellation procedure” button. When operated (step 201), the transaction medium use cancellation program 28b (consisting of steps 202 to 209) is executed. Here, the transaction start screen is not limited to a one-screen configuration, and may have a plurality of screen configurations. A “card / passbook use cancellation cancellation procedure” button is provided on the standby screen (the first screen of the transaction start screen). It is not included, and the screen may be switched by switching the tab or scrolling, and a “card / passbook cancellation cancellation procedure” button may be included in the transaction start screen that is turned over several screens.

  The main control unit 20 causes the display / input unit 12 to display a screen for inserting the transaction medium for canceling the use suspension into the automatic transaction apparatus 1 (step 202), and the transaction medium inserted by the customer according to the screen display. Accept, take in information (account information, etc.) from the transaction medium and write it into a buffer memory provided in the memory unit 28.

  After that, the main control unit 20 sends a use suspension status request including the account information obtained from the inserted transaction medium and the type of the inserted transaction medium to the host computer. Whether or not use of the transaction medium is set, or if use is set, the automatic transaction apparatus 1 sends a response including whether or not the release setting is made and the release possible time limit to the automatic transaction apparatus 1 In response, the main control unit 20 determines the status related to the cancellation of use based on the contents of the reply (steps 203 and 204). Although omitted in FIG. 8, regarding the account specified by the customer as the account related to the transaction medium to be canceled, the main control unit 20 determines that the transaction medium is not canceled. Is displayed.

  When the releasable time limit for the transaction medium to be revoked is not defined (negative result at step 203), or when the releasable time limit is defined but the current date and time does not exceed the releasable time limit (step The main control unit 20 causes the display / input unit 12 to display an input screen for the release code number as shown in FIG. 9, fetches the release code number input by the customer, and stores the memory unit 28. Then, the release password managed by the host computer is taken out from the host computer and the input password is confirmed (step 205).

  Prior to the input of the confirmation password, the authentication code may be entered by inputting a password for customer authentication. In addition, as described above, when the information for customer authentication (general password or biometric feature information) is applied as the information for release, if authentication can be performed with the input information for customer authentication, What is necessary is just to consider that it may confirm that cancellation cancellation may be performed.

  When the customer's intention to cancel the use cancellation can be confirmed based on the input of the confirmation password, the main control unit 20 causes the display / input unit 12 to display a final confirmation screen for the use cancellation setting as shown in FIG. , Accepting the operation of the “confirm” button on the screen by the customer, requesting the host computer to cancel the suspension of use of the corresponding transaction medium, and canceling the automatic transaction apparatus according to the cancellation completion notification from the host computer The transaction medium inserted in 1 is returned (steps 206 and 207). For example, the host computer cancels the setting for canceling the use of the transaction medium by changing the fields of the transaction medium for discontinuing use of the account record related to the corresponding account, the field for the release secret code number, and the field for the releasable period to blank .

  If the releasable time limit is defined and the current date and time exceeds the releasable time limit (positive result in step 204), the main control unit 20 cancels the use cancellation setting as shown in FIG. Display a confirmation screen that allows the customer to confirm that the transaction cannot be performed on the display / input unit 12, accept the operation of the “confirm” button on the screen by the customer, and enter the transaction medium inserted in the automatic transaction apparatus 1 Return them (steps 208 and 209).

  With the processing of FIG. 8 as described above, the customer can cancel the suspension of use of the transaction medium if it is within the releasable time limit, and therefore can search for the transaction medium until the releasable time limit. .

(A-3) Effect of Embodiment According to the above-described embodiment, when a lost transaction medium is discovered without much time, the transaction medium can be used.

  The customer can cancel and cancel the use of the cash card or passbook from the automatic transaction apparatus 1, and the customer can obtain a period for safely searching for the lost cash card or passbook. If a lost cash card or passbook is found, the customer can cancel the use and continue using it, so the reissue procedure becomes unnecessary.

(B) Other Embodiments In the description of the above-described embodiment, various modified embodiments have been referred to. However, the following modified embodiments can be given.

  In the above embodiment, the transaction medium that has been set to be canceled using the automatic transaction apparatus 1 has been shown to be able to cancel the use cancellation. However, the teller at the counter uses the teller terminal to set the use cancellation. The automatic transaction apparatus 1 may be configured to cancel the cancellation of the use of the transaction medium that has been performed.

  In the above embodiment, the host computer stores and manages the releasable time limit. However, the host computer stores and manages the date and time when the host computer has been set to stop use, and the automatic transaction apparatus 1 or the host computer is required. It is also possible to calculate and obtain a releasable deadline at.

  In the above-described embodiment, the information related to the transaction medium whose use has been canceled has been shown to be managed in the account record. However, in addition to the account database, the information regarding the transaction medium whose use has been canceled is managed by providing a use cancellation database. Anyway.

  In the above embodiment, the cash card and passbook can be used and canceled in one procedure. However, only the procedure that separates the use of the cash card and the bankbook is allowed. Similarly, it may be permitted only by a procedure that separates the cancellation of the cancellation of use of the cash card and the cancellation of use of the bankbook. Further, even if the use cancellation of the cash card and the passbook is permitted in one procedure, the cancellation of the use of the cash card and the cancellation of the use stop of the passbook may be permitted only in a separate procedure.

  In the above-described embodiment, once the releasable time limit cannot be changed, extension of the releasable time limit (extension operation) may be permitted.

  In the above-described embodiment, the cancellation period is determined uniformly. However, the cancellation period determination method may be changed according to the customer or the like. For example, the length from the current date and time to the cancellation deadline may be changed between the “normal” account and the “current” account. In addition, for example, the length from the current date to the releasable time limit may be changed depending on the account balance of less than 5 million yen, 5 million or more and less than 100 million yen, or 100 million yen or more. Depending on the balance, it may not be allowed to cancel use cancellation at all.

  In the above-described embodiment, the cancellation of the use suspension of the transaction medium has been shown from any automatic transaction apparatus. However, the automatic transaction apparatus that can cancel the use stop may be limited. . For example, the automatic transaction apparatus that can cancel the use suspension may be limited to the automatic transaction apparatus that has performed the setting operation to cancel the use of the transaction medium, and the automatic transaction apparatus that has performed the setting operation is set. You may restrict | limit to the automatic transaction apparatus of a store, Furthermore, you may make it restrict | limit to the automatic transaction apparatus set to the main branch which opened the account. In the case of the first and second restriction methods, it is necessary to include the specific information of the automatic transaction apparatus that has been set in the management information related to the suspension of use.

  In the above embodiment, the transaction apparatus is an automatic transaction apparatus (ATM). However, other transaction apparatuses may be used. For example, it may be a currency exchange device or a passbook bookkeeping machine. Further, for example, the technical idea of the present invention can be applied to the use and cancellation of a membership card for an airline ticketing machine.

  DESCRIPTION OF SYMBOLS 1 ... Automatic transaction apparatus (ATM), 12 ... Display / input part, 20 ... Main control part, 27 ... Power supply part, 28 ... Memory part, 28a ... Transaction medium use cancellation program, 28b ... Transaction medium use cancellation cancellation program, 29 ... communication department.

Claims (5)

In a transaction device that accepts a transaction medium owned by a customer and conducts a transaction with the customer
Cancellation command accepting means for accepting a command to cancel the use suspension setting for a transaction medium that has been set to cancel the use,
For the transaction cancellation setting related to the cancellation command, the cancellation command is command timing determination means for determining whether or not the command is generated within a period during which cancellation is possible,
A transaction apparatus comprising: a use cancellation canceling unit that cancels the use stop of the corresponding transaction medium when a cancel command generated within a period during which cancellation is possible occurs.   The use cancellation canceling means cancels the use cancellation of the corresponding transaction medium on the condition that the release information is acquired from the customer and the correctness of the acquired cancellation information is confirmed. The transaction device described in 1.   The transaction apparatus according to claim 1, further comprising a use stop setting unit configured to perform use stop setting related to a transaction medium. In a transaction system having a transaction device that accepts a transaction medium possessed by a customer and performs a transaction with the customer, and a host device under the transaction device,
While applying the transaction apparatus in any one of Claims 1-3 as the said transaction apparatus,
A transaction system, characterized in that the host device manages information related to the suspension of use of a transaction medium and provides information that can specify a period in which the transaction can be canceled to a requesting transaction device. A computer installed in a transaction device that accepts transaction media owned by the customer and conducts transactions with the customer,
Cancellation command accepting means for accepting a command to cancel the use suspension setting for a transaction medium that has been set to cancel the use,
For the transaction cancellation setting related to the cancellation command, the cancellation command is command timing determination means for determining whether or not the command is generated within a period during which cancellation is possible,
A transaction program that functions as a cancellation cancellation means for canceling the cancellation of use of a corresponding transaction medium when a cancellation command is generated within a period during which cancellation is possible.

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