JP2012150622A - Automatic transaction device and automatic transaction system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To return a counterfeit note to a well-intended user under predetermined conditions, thereby preventing the user from having a resistance to a device and to stop a transaction in a case of a malicious person, thereby reducing a distribution rate of the counterfeit note in the future.SOLUTION: The automatic transaction device transmits counterfeit note information including the number of a bank note determined to be a counterfeit note, information on the user of the bank note, and the like to a host computer. The automatic transaction device compares the number of the bank note and the information on the user, with a counterfeit note managing database recorded a distribution state of counterfeit notes recorded in the host computer, and a black list database recorded information on the user of the counterfeit note and information for determining whether the user has a malicious intension or not, and transmits a command telegram message on handling of the counterfeit note to the automatic cash transaction device. The automatic transaction device receiving the command telegram message performs a processing according to the content of the command telegram message.

Description

  The present invention relates to an automatic transaction apparatus and an automatic transaction system that can be used in financial institutions.

  Conventionally, various measures have been taken in consideration of the use of counterfeit bills in automatic transaction apparatuses.

  As background art in this technical field, JP-A-2004-318335 (Patent Document 1), JP-A-2004-157624 (Patent Document 2), JP-A-2005-165527 (Patent Document 3), JP-A-2005. -234618 (patent document 4). In the case of the automatic transaction apparatus disclosed in Patent Document 1, the banknote determined to be a fake ticket is returned to the user by being conveyed to the deposit / withdrawal port of the apparatus. Moreover, in the case of the automatic transaction apparatus disclosed by patent document 2, the banknote determined to be a fake note is collect | recovered inside the apparatus, and the user who throws in the fake note is specified. Moreover, in the case of the automatic transaction apparatus disclosed by patent document 3, it is judged that a user is a person who uses a false ticket frequently by calculating the usage frequency of a user's false ticket. In addition, in the case of the automatic transaction apparatus disclosed in Patent Document 4, the transaction of a person who frequently uses counterfeit bills is stopped by collecting the user's cash card into which the counterfeit bill has been inserted a predetermined number of times or more. To do.

JP 2004-318335 A JP 2004-157624 A JP 2005-165527 A JP 2005-234618 A

  If you always return counterfeit tickets, it is desirable to collect counterfeit tickets because the circulation rate of counterfeit tickets will not decrease. In particular, it is necessary to pay attention to the handling of fake tickets in areas where many fake tickets are distributed.

  However, when collecting a counterfeit ticket of a bona fide user (a user who had accidentally possessed a counterfeit ticket), the banknote is recovered against the user's intention. Therefore, there is a possibility that the device has a sense of resistance.

  Therefore, a configuration is adopted in which fake tickets are collected only when a predetermined collection condition is satisfied. In addition, malicious users (persons who check the accuracy of counterfeit bills) are likely to use counterfeit bills repeatedly. For this reason, when the blacklist additional condition is satisfied, which is different from the above collection condition, the counterfeit ticket is collected and the transaction is stopped.

  When there is a banknote determined to be a fake ticket in the automatic transaction apparatus, fake ticket information including the serial number of the fake ticket and user information is transmitted to the host computer. The host computer refers to a database that records the distribution status of the recorded counterfeit tickets (counterfeit management database) and a database that records user information (whether there are malicious purposes, etc.) (blacklist database). An instruction message regarding processing / transaction suspension is transmitted. The automatic transaction apparatus that has received the instruction message collects the counterfeit ticket / returns the counterfeit ticket / stops the transaction according to the content.

  When it is determined that the user is a malicious user based on the contents of the fake ticket management database, the user information is added to the black list database. Furthermore, collection of banknotes used by the user added to the black list database and stop of the transaction are performed.

  According to the present invention, a bona fide user's fake ticket is returned under certain conditions. Therefore, the device can be used without having a sense of resistance. In addition, since the malicious user stops the transaction, it becomes possible to lower the distribution rate of fake tickets in the future.

It is the figure which showed the automatic transaction system. It is a flowchart which shows the process of an automatic transaction apparatus. It is the figure which showed the reception screen. It is the figure which showed the transaction selection screen. It is the figure which showed the banknote insertion reception screen. 3 is a flowchart illustrating processing of a host computer in Embodiment 1. It is the figure which showed the data recorded on a fake ticket management database. It is the figure which showed the data recorded on a black list database. It is a figure which shows the data recorded on the fake ticket management database. It is a figure which shows the data recorded on the fake ticket management database. It is a figure which shows the data recorded on the fake ticket management database. It is a figure which shows the data recorded on the fake ticket management database. It is a figure which shows the data recorded on the fake ticket management database. It is a figure which shows the data recorded on the fake ticket management database. It is a figure which shows the data recorded on the fake ticket management database. It is a figure which shows the data recorded on the fake ticket management database. It is the figure which showed the modification of the automatic transaction system.

A: Configuration of Automatic Transaction Device and Automatic Transaction System in the Present Example Hereinafter, an automatic transaction device and an automatic transaction system in the present example will be described with reference to the drawings.
FIG. 1 is a diagram showing an automatic transaction system in the present embodiment.
The automatic transaction system in the present embodiment is composed of a plurality of automatic transaction apparatuses 1, 1, 1,.

  The automatic transaction apparatus 1 includes a card mechanism unit 2 for processing cards used in transactions, a deposit / withdrawal port 3 through which banknotes to be deposited and dispensed banknotes are discharged, and a statement slip mechanism for printing transaction details. 4, operation unit 5 that is a user input unit and transaction guidance display unit, a banknote reading unit 6 that reads a deposited banknote or a banknote to be withdrawn, and a banknote that has been deposited temporarily until the transaction is established. A temporary storage 7 for storing bills, a bill storage 8 for storing banknotes, a reject storage 9 for storing rejected banknotes that have not been reached by the banknote reading unit, a storage unit 10 for recording various data, and a host It is comprised from the line connection part 11 which transmits / receives data with the computer 20, and the control part 15 which controls each part of the automatic transaction apparatus 1. FIG. In this embodiment, the card mechanism unit 2 has a function as a personal information acquisition unit that acquires the personal information of the user. However, even if the personal information is acquired by a mechanism (such as a passbook mechanism unit) other than the card mechanism unit 2. good. The control unit 15 includes a processor (CPU), a memory for storing a control program, a memory for storing data, and the like, and reads screens, detects operations, edits screens, and transmits / receives data to / from the host computer 20. The instructions are given.

  The host computer 20 includes a line connection unit 21 that transmits / receives data to / from another automatic transaction apparatus 1, a fake ticket management database 22 that records the distribution status of fake tickets, a black list database 23 that records malicious user information, And a control unit 24 that controls each unit of the host computer 20. The control unit 24 includes a processor (CPU), a memory for storing a control program, a memory for storing data, and the like, and the user is a malicious user inquiring the counterfeit ticket management database 22 and the blacklist database 23. And instructing whether to send / receive data to / from the automatic transaction apparatus 1.

B: Processing of Automatic Transaction Device and Host Computer Hereinafter, processing in the present embodiment will be described with reference to FIGS.

  FIG. 2 is a flowchart showing the processing of the automatic transaction apparatus 1. The control unit 15 of the automatic transaction apparatus 1 displays the reception screen 300 shown in FIG. 3 on the operation unit 5 (step 100). After detecting that a card has been inserted into the card mechanism unit 2 (step 101: Y), the transaction selection screen 400 shown in FIG. 4 is displayed on the operation unit 5 (step 102). After detecting that the “deposit” key 401 is selected by the user from the transaction selection screen 400 (step 103), the banknote is accepted by the deposit / withdrawal port 3 and the banknote shown in FIG. The input acceptance screen 500 is displayed on the operation unit 5 (step 104). After the banknote is inserted, it is detected that the user has selected the “Done” key 501 (step 105: Y), and then the banknote is conveyed to the banknote reading unit 6 and the banknote counting process is performed (step 106).

  In step 100 to step 102, transaction selection screen 400 is displayed after accepting insertion of a card. However, card insertion may be accepted after displaying transaction selection screen 400 first.

  When a counterfeit note is detected in the counting process (step 107: Y), the counterfeit note information is stored in the storage unit 10 (step 108). The counterfeit ticket information includes the serial number of each counterfeit ticket read by the banknote reader 6, user information (card information, transaction location, date and time, number of counterfeit bills detected, etc.), and the like. The banknotes for which the counting process has been performed are conveyed to the temporary storage 7.

  After completion of the bill counting process (step 109: Y), the control unit 15 of the automatic transaction apparatus 1 transmits a message including the fake ticket information to the host computer 20 via the line connection unit 11 (step 110). . If a counterfeit note is not detected in the bill counting process, after a normal telegram is transmitted, it enters a standby state for receiving an instruction telegram from the host computer 20 (step 111). If the instruction message from the host computer 20 cannot be received within a predetermined time and a time-out occurs (step 112: N, step 113: Y), the fake ticket stored in the temporary storage 7 is loaded into the deposit / withdrawal port 3 And return the fake ticket to the user (step 116). At this time, the distribution of the genuine note and the counterfeit is performed by reading the serial number determined to be a counterfeit by the banknote reading unit 6. In addition, when a time-out occurs, it is possible to transport the fake ticket stored in the temporary storage 7 to the reject store 9 and collect the fake ticket inside the automatic transaction apparatus.

  If the instruction message is received from the host computer 20 within a predetermined time (step 112: Y), if the instruction message is a fake ticket collection instruction (step 115: Y), the instruction message is stored in the temporary storage 7 The counterfeit ticket is conveyed to the reject store 9 and the counterfeit ticket is collected inside the automatic transaction apparatus 1 (step 116). On the other hand, if the content of the instruction message is an instruction to return a fake ticket (step 115: N), the fake ticket stored in the temporary storage 7 is transported to the deposit / withdrawal port 3 and the fake ticket is returned to the user (step). 114).

  The genuine note stored in the temporary storage 7 can be selected to be stored inside the automatic transaction apparatus 1 or returned to the user separately from the fake ticket. When stored inside the automatic transaction apparatus 1, the genuine note stored in the temporary storage 7 is conveyed to the banknote reading unit 6 and then stored in the banknote storage 8 corresponding to the denomination. On the other hand, when returning a genuine note to the user, the genuine note stored in the temporary storage 7 is conveyed to the deposit / withdrawal port 3.

  FIG. 6 is a flowchart showing the processing of the host computer 20. Initially, the control unit 24 of the host computer 20 is in a reception standby state for data transmitted from the automatic transaction apparatus 1 (step 200). When a telegram including counterfeit information is received via the line connection unit 21 (step 201: Y), the counterfeit information is analyzed and the counterfeit ticket management database 22 is updated (step 202).

  FIG. 7 is a diagram showing data recorded in the fake ticket management database 22. Specifically, a fake ticket number 2201, a fake ticket user ID 2202, a fake ticket usage date and time 2203, a fake ticket usage location 2204, a fake ticket indicating the number of times a fake ticket has been inserted in a single deposit transaction The number of retry attempts 2205, the number of times a counterfeit ticket has been collected 2206, the number of counterfeit ticket detections 2207 indicating the number of counterfeit tickets detected by one insertion, the status of recovery / return of counterfeit tickets 2208, etc. Is done.

  Note that when calculating the number of counterfeit ticket insertion retries 2205, whether the same user has received a counterfeit ticket multiple times in one deposit transaction or multiple deposit transactions, This is determined using the use date 2203 of the fake ticket. For example, for the fake ticket (No. 2201 “LA20228”) in FIG. 7, the time from the first use date 2203 “D01” to the third use date 2203 “D03” is a predetermined time (eg, within 5 minutes). Therefore, it is determined that they are the same deposit transaction, and the counterfeit ticket insertion retry count 2205 is set to “1”, “2”, and “3”, respectively. On the other hand, since the time from the third use date 2203 “D03” to the fourth use date 2203 “D04” greatly exceeds the predetermined time, it is determined that there is another deposit transaction after the fourth, and the number of counterfeit ticket insertion retries 2205 is set to “1”.

  After updating the fake ticket management database 22, the control unit 24 of the host computer 20 refers to the data in the blacklist database 23 (step 203).

  FIG. 8 is a diagram showing data recorded in the blacklist database 23. Specifically, the user ID 2301 of the counterfeit ticket, the user name 2302, the total number of counterfeit ticket collections 2303 indicating the number of times the user has recovered counterfeit tickets, the latest use date and time 2304 of the counterfeit ticket, and the blacklist Registration / non-registration 2305, registration reason 2306 for registration in the black list, and the like are recorded in the black list database 23.

  When the blacklist registration presence / absence 2305 corresponding to the user ID 2301 is “present” (step 204: Y), the control unit 24 of the host computer 20 determines that the user is a malicious user, and thus the automatic transaction apparatus 1 The bills stored in the temporary storage 7 are unconditionally collected inside the apparatus. At this time, the total number of counterfeit ticket collection 2303 and the latest use date and time 2304 of the counterfeit ticket in the black list database 23 are updated (step 205), and a message including a counterfeit card recovery instruction is set via the line connection unit 21 (step 206) ), And transmits the message to the automatic transaction apparatus 1 (step 207).

  When the blacklist registration presence / absence 2305 corresponding to the user ID 2301 is “None” (step 204: N), it is determined whether or not the user information is recorded in the blacklist database 23 (step 208). . When the user ID 2301 is not recorded in the black list database 23 (step 208: Y when the user uses a fake ticket for the first time), the user information is newly added to the black list database 23 (step 209). . At this time, since there is a possibility that the user has used a fake ticket in good faith, the blacklist registration presence / absence 2305 is “None” and the blacklist registration reason 2306 is “None”.

  When the user ID 2301 is recorded in the black list database 23 (step 208: N), or when user information is newly added to the black list database 23 (step 209), the control unit 24 of the host computer 20 Then, the counterfeit ticket information recorded in the counterfeit ticket management database 22 is searched (step 210), and it is determined whether or not the contents of the counterfeit ticket information and the collection conditions for recovering the counterfeit ticket into the automatic transaction apparatus match. (Step 211). The collection conditions will be described in detail later.

  If the contents of the fake ticket information and the collection conditions do not match (step 211: N), that is, if a fake ticket is returned to the user, a message including a fake ticket return instruction is set via the line connection unit 21. (Step 212), the message is transmitted to the automatic transaction apparatus 1 (Step 207).

  On the other hand, when the contents of the counterfeit ticket information match the collection conditions (step 211: Y), that is, when the counterfeit ticket is collected inside the automatic transaction apparatus 1, the data recorded in the black list database 23 is further used. Then, it is determined whether or not the user is registered in the black list (step 213). When the blacklist registration condition is met (step 213: Y), the blacklist registration presence / absence 2305 corresponding to the user ID 2301 is changed from “No” to “Yes”, and the blacklist registration reason 2306 is changed from “No”. Change to the appropriate one. The blacklist registration conditions will be described later in detail.

  After the above processing is completed, the total number of counterfeit ticket collections 2303 and the latest use date / time 2304 of the counterfeit ticket in the black list database 23 are updated (step 214), and the counterfeit ticket recovery instruction and counterfeit ticket recovery instruction are transmitted via the line connection unit 21 Is set (steps 215 and 206), and the message is transmitted to the automatic transaction apparatus 1 (step 207).

C: Collection Conditions and Black List Registration Conditions Hereinafter, the false ticket collection conditions and the black list registration conditions will be described in detail based on the data recorded in the fake ticket management database 22 shown in FIGS.

(1) When the number of times the same user has inserted the same counterfeit exceeds the specified number of times FIG. 9 is data showing a case where the number of times the same user has inserted the same counterfeit ticket exceeds the specified number of times. is there. If the person with the user ID 2202 “A01” is inserted the specified number of times (5 times in the case shown in FIG. 12) for the same counterfeit ticket (No. 2201 “LA20228”), the counterfeit ticket is transferred to the automatic transaction apparatus. 1 is collected inside. At this time, for the person with the user ID 2202 “A01”, 1 is added to the collection total 2206, which is the number of times the counterfeit ticket has been collected.

  In the case shown in FIG. 9, the same counterfeit note is inserted five times at the same place P1, but if it is inserted five times even in different places, the counterfeit note is placed inside the automatic transaction apparatus 1. To recover.

  In this case, even if the same user inserts the same counterfeit ticket multiple times, if the number of times the counterfeit ticket is inserted within a certain period is small, the user is not necessarily a malicious user. . Therefore, the blacklist registration presence / absence 2305 in the blacklist database 23 is not changed from “none” to “present”.

(2) When the number of times that different users have inserted the same counterfeit exceeds the specified number of times FIG. 10 is data showing a case where the number of times that different users have inserted the same counterfeit has exceeded the specified number of times. When the same counterfeit note (No. 2201 “QB51275”) is inserted a specified number of times (in the case of FIG. 13, 20 times), the counterfeit note is collected inside the automatic transaction apparatus 1. At this time, for the person who has the ID 2202 “Z01” of the user who inserted the counterfeit ticket for the 20th time, 1 is added to the accumulated number 2206.

  In this case, it is considered that the users are different because counterfeit tickets are distributed, and it is possible to prevent excessive distribution of counterfeit tickets by collecting the fully distributed counterfeit tickets in the automatic transaction apparatus 1. . However, since it is unknown whether the user is a malicious user, the blacklist registration presence / absence 2305 in the blacklist database 23 is not changed from “none” to “present”.

(3) When the same user inserts the same counterfeit ticket within the specified time exceeds the specified number of times FIG. 11 shows that the number of times the same user inserts the same counterfeit ticket within the specified time is the specified number of times. This data indicates the case where the number is exceeded. If the person with the user ID 2202 “A01” is inserted the specified number of times (5 times in the case shown in FIG. 14) for the same counterfeit ticket (Serial No. 2201 “HZ76259”), the counterfeit ticket is transferred to the automatic transaction apparatus. 1 is collected inside. At this time, 1 is added to the collection total 2206 as the number of times the counterfeit ticket is collected.

  The above processing is the same as in the case of (1), but the time between the date and time 2203 “D6” when the first bill is inserted and the date and time 2203 “D10” when the bill is inserted the fifth time is a specified time (for example, 30 If it is less than (min), there is a high possibility that the user has put in a fake ticket for the purpose of testing. Accordingly, since the user is considered a malicious user, the blacklist registration presence / absence 2305 of the blacklist database 23 corresponding to the user ID 2202 “A01” is changed from “none” to “present”.

(4) When the number of times that different users have inserted the same counterfeit ticket within the specified time exceeds the specified number of times Figure 12 shows the number of times that a different user has inserted the same counterfeit ticket within the specified time exceeds the specified number of times. This data shows the case. When the same counterfeit ticket (Serial No. 2201 “SM35102”) is inserted a specified number of times (20 times in the case shown in FIG. 15), the counterfeit ticket is collected inside the automatic transaction apparatus 1. At this time, for the person whose ID 2202 is “Z01” of the user who inserted the counterfeit ticket for the fifth time, 1 is added to the cumulative total 2206.

  The above processing is the same as in the case of (2), but the time between the date and time 2203 “D21” when the first bill is inserted and the date and time 2203 “D40” when the bill is inserted 20th is specified time (eg, past) 3090 days), even if the users are different, there is a possibility that a plurality of users conspire and put in a fake ticket for the purpose of testing. Accordingly, since the plurality of users are considered to be malicious users, the blacklist registration presence / absence 2305 of the blacklist database 23 corresponding to the user ID 2202 “A01” “B01”. Change to “Yes”.

(5) Case where the same user collects the counterfeit ticket within the specified time The data shown in FIG. 13 shows the case where the same user collects the counterfeit ticket within the specified time. The person with the user ID 2202 “E01” has been collected 10 times within a specified period (eg, within the past 90 days) before using the fake ticket (serial number 2201 “GP55431”).

  At this time, since it is highly possible that the user is a malicious user, the counterfeit ticket is collected inside the automatic transaction apparatus 1, and the collected total 2206 is set for the person with the user ID 2202 “E01”. Add one. Further, the blacklist registration presence / absence 2305 of the blacklist database 23 corresponding to the user ID 2202 “E01” is changed from “none” to “present”.

(6) Case where a specified number or more of counterfeits are inserted at a time FIG. 14 is data showing a case where a specified number or more of counterfeits are inserted at a time. The counterfeit ticket detection number 2207 of the counterfeit ticket “GGL543Q” is “100”. This is because the person whose user ID is 2202 “Y01” includes 100 counterfeit tickets (number 2201 “GGL543Q”). Indicates that the ticket has been deposited at once.

  At this time, since the user uses a large amount of counterfeit tickets, there is a high possibility that the user is using the counterfeit ticket while recognizing it. Accordingly, since the user is likely to be a malicious user, the counterfeit ticket is collected inside the automatic transaction apparatus 1, and the collected total 2206 is set to the banknote for the person with the user ID 2202 “Y01”. (“100” is added in the case of FIG. 17). Further, the blacklist registration presence / absence 2305 of the blacklist database 23 corresponding to the user ID 2202 “E01” is changed from “none” to “present”.

(7) When a counterfeit ticket that has been collected before is reintroduced (the same user)
FIG. 15 is data showing a case where a user who has inserted a counterfeit has used the counterfeit when a counterfeit ticket that has been collected before is input again. The fake ticket (Serial No. 2201 “BS1034V”) is once collected in the automatic transaction apparatus 1 when the number of times of insertion is the fifth, but for some reason, the person with the user ID 2202 “A01” It has been re-entered. Since such a false ticket needs to be collected again in the automatic transaction apparatus 1, it is unconditionally collected in the automatic transaction apparatus 1.

  At this time, since the user who inserted the counterfeit ticket has used the counterfeit ticket, the user is considered a malicious user, so the black list database 23 corresponding to the user ID 2202 “A01” is used. The blacklist registration presence / absence 2305 is changed from “No” to “Yes”.

(8) When a counterfeit ticket that has been collected before is inserted again (different users)
FIG. 16 is data showing a case where the user who inserted the counterfeit ticket has never used the counterfeit ticket when the counterfeit ticket that has been collected before is input again. The fake ticket (Serial No. 2201 “XM81284”) was once collected inside the automatic transaction apparatus 1 when it was inserted for the 20th time. It is what I input. Since such a false ticket needs to be collected again in the automatic transaction apparatus 1, it is unconditionally collected in the automatic transaction apparatus 1.

  At this time, the user who inserted the counterfeit ticket has never used the counterfeit ticket, and it is unlikely that the user is a malicious user. Therefore, the blacklist registration presence / absence 2305 in the blacklist database 23 corresponding to the user ID 2202 “Z01” is not changed from “none” to “present”.

  The fake ticket collection conditions and blacklist registration conditions are merely examples, and it is possible to add or delete the fake ticket collection conditions and blacklist registration conditions according to the distribution status of fake tickets. At this time, the addition and deletion of the fake ticket collection condition and the blacklist registration condition are performed by input means (for example, a keyboard) connected to the host computer 20. Further, even if the user ID is once registered in the black list, the black list registration presence / absence 2305 is changed from “present” to “none” after a predetermined period (eg, one year) has elapsed. User transactions may be resumed.

  By adopting the above-described configuration, a bona fide user's counterfeit ticket can be returned under certain conditions. Further, in the case of a malicious user's counterfeit ticket, it is unconditionally collected inside the apparatus and the transaction is stopped, so that the counterfeit ticket distribution rate can be lowered in the future.

  In the above embodiment, the host computer 20 processes the retrieval of counterfeit information and the determination of the collection / return of counterfeits, but the automatic transaction apparatus 1 may perform the processing. At this time, as shown in FIG. 17, it is set as the structure provided with the fake ticket management file 10a and the black list file 10b memorize | stored in the memory | storage part 10. FIG. Further, the host computer 20 needs to receive the contents recorded in the fake ticket management file 10a and the black list file 10b and synchronize with the data in the fake ticket management database 22 and the black list database 23. Data synchronization may be performed periodically in units of time, or may be performed when data is transmitted / received between the automatic transaction apparatus 1 and the host computer 20. At this time, the addition and deletion of the fake ticket collection condition and the blacklist registration condition are performed via the operation unit 5 of the automatic transaction apparatus 1.

DESCRIPTION OF SYMBOLS 1 Automatic transaction apparatus 2 Card mechanism part 3 Deposit / withdrawal port 4 Details slip mechanism part 5 Operation part (input and display part)
6 Banknote reading unit 7 Temporary storage 8 Banknote storage 9 Reject storage 10 Storage unit 10a Counterfeit bill management file 10b Black list file 11 Line connection unit 15 of automatic cash transaction apparatus Control unit 20 of automatic cash transaction apparatus Host computer 21 Host computer Line connection unit 22 counterfeit ticket management database 23 blacklist database 24 control unit of host computer

Claims (13)

A deposit / withdrawal port for storing banknotes for deposit / withdrawal;
A personal information acquisition unit for acquiring personal information of users;
In the automatic teller machine provided with the bill reading part which reads the serial number of the bill inserted into the deposit / withdrawal port and determines the authenticity of the bill,
When it is determined that the banknote is a fake ticket in the banknote reading unit, the serial number of the banknote determined to be a counterfeit and the personal information of the user acquired in the personal information acquisition unit are transmitted to the host device,
The first information regarding the handling of the banknote determined to be the fake ticket, determined based on the serial number of the banknote and the personal information of the user, and determined based on the personal information of the user, Receiving from the host device an instruction message comprising: second information indicating whether or not to stop the transaction of the user;
An automatic transaction apparatus that controls handling of banknotes determined to be counterfeit and transaction of the user based on the instruction message. The automatic transaction apparatus according to claim 1,
The said personal information acquisition part is a card mechanism part which processes the card | curd used for transaction, The automatic transaction apparatus characterized by the above-mentioned. The automatic transaction apparatus according to either claim 1 or 2,
The automatic transaction apparatus characterized in that the first information includes either collecting the banknote determined to be a fake ticket inside the automatic transaction apparatus or returning it to a deposit / withdrawal port. The automatic transaction apparatus according to claim 3,
A reject storage for storing banknotes determined not to reach a predetermined standard in the banknote reading unit;
In the case where the first information includes collecting the banknote in the automatic transaction apparatus, the automatic transaction apparatus stores the banknote determined to be the fake bill in the reject box. The automatic transaction apparatus according to any one of claims 1 to 4,
When the higher-level device determines that the user is a malicious user from the serial number of the banknote and the personal information of the user, the second information stops the transaction of the user. Is included in the automatic transaction apparatus. A host device connected to the automatic transaction device according to claim 1,
It was determined to be the counterfeit ticket, which was determined based on the serial number of the banknote determined by the automatic transaction apparatus and the personal information of the user, and the serial number of the banknote and the personal information of the user. A first database that stores information relating to the handling of banknotes in association with each other;
A second database for storing the user's personal information in association with second information including information for determining whether or not the user is a malicious user;
Have
A host device that refers to the first database and the second database and transmits an instruction message including the first information and the second information to the automatic transaction device. The host device according to claim 6,
The higher-level device characterized in that the first information includes either collecting the banknote determined to be a fake ticket inside the automatic transaction apparatus or returning it to a deposit / withdrawal port. A host device according to claim 6 or 7,
When it is determined from the serial number of the banknote and the personal information of the user that the user is a malicious user, the banknote determined to be the fake ticket in the first information is stored inside the automatic transaction apparatus. And the second information includes the fact that the transaction of the user is stopped. A host device according to any one of claims 6 to 8,
A host device comprising means for adding or deleting a condition for judging the first information from the serial number of the banknote and personal information of the user. The automatic transaction apparatus according to claim 1,
It has a storage unit that records various data,
The storage unit
A first area for storing the serial number of the banknote and the user's personal information and the first information in association with each other, and whether or not to stop the transaction of the user's personal information and the user. An automatic transaction apparatus comprising a second area for storing second information in association with the second information. The automatic transaction apparatus according to claim 10,
An automatic transaction apparatus comprising means for adding or deleting a condition for determining the first information from the first information. A host apparatus connected to the automatic transaction apparatus according to any one of claims 10 to 11,
It was determined to be the counterfeit ticket, which was determined based on the serial number of the banknote determined by the automatic transaction apparatus and the personal information of the user, and the serial number of the banknote and the personal information of the user. A first database that stores information relating to the handling of banknotes in association with each other;
A second database for storing the personal information of the user in association with the second information including information for determining whether or not the user is a malicious user;
A host apparatus, wherein the first information and the second information are transmitted to the automatic transaction apparatus. A host device according to claim 12,
Receiving the content stored in the storage unit of the automatic transaction apparatus;
A host apparatus that synchronizes with contents stored in the first database and the second database.

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