JP2011243027A - Notification method fo processor, ic card, and processor - Google Patents

Abstract

PROBLEM TO BE SOLVED: To early start an operation screen display and the like which are preferable for users in a processor such as an ATM.SOLUTION: An IC card 10 comprises an EEPROM22 storing an ATR300 which includes communication setting information with an automatic teller machine 100, and the ATR300 includes initial screen information for selecting one of a plurality of output forms (transaction operation screens) which are set in advance as notification output made of at least either of a display or voice that prompts the user to operate the automatic teller machine 100.

Description

  The present invention relates to a processing apparatus notification method, an IC card, and a processing apparatus.

In Patent Document 1, ATM transfers customer attribute information to an information distribution device, and the provided information corresponding to the customer transmitted from the information distribution device is displayed as an image by ATM.
In Patent Document 2, information indicating a predetermined grouping of users is stored in a magnetic card, and in ATM, an operation screen is displayed using information stored in the magnetic card.

JP 2002-109243 A JP 7-239890 A

However, in Patent Document 1, since ATM is premised on an exchange with an information distribution apparatus, it takes time to start displaying an image of provided information corresponding to a customer.
Also, in Patent Document 2, if it takes time until data communication is established due to poor data communication between the ATM and the magnetic card, the operation screen display is delayed accordingly.

  An object of the present invention is to enable an operation screen display or the like preferable for a user to be started early in a processing apparatus such as an ATM.

  In order to solve the problem, the invention according to claim 1 includes an IC card including data communication protocol information with a processing device that prompts the user to perform an operation and performs processing according to the operation performed by the user. In order to select one of a plurality of output forms set in advance as a notification output comprising at least one of a display and a sound for prompting the user to perform an operation on the processing device in a stored ATR (Answer To Reset) When the communication information is to be established between the processing device and the IC card based on the data communication protocol information read from the ATR, the selection information is read from the ATR. A notification method for a processing apparatus, wherein the notification output is performed in any one of the output forms selected from the plurality of output forms based on the read selection information.

  According to a second aspect of the present invention, there is provided a storage unit in which an ATR including data communication protocol information with a processing device that prompts a user to perform an operation and performs a process in accordance with an operation performed by the user is stored. The ATR includes selection information for selecting one of a plurality of output forms set in advance as a notification output including at least one of a display and a sound prompting a user to operate the processing device Is included in the IC card.

  The invention according to claim 3 is a processing device that performs processing by communication with the IC card according to claim 2, and stores a plurality of notification output data corresponding to the plurality of output forms. Based on the first storage unit, the second storage unit that stores the selection information in the ATR, and the selection information stored in the second storage unit, the plurality of units stored in the first storage unit Notification output means for selecting one of the notification output data and performing the notification output according to the output form selected by the selection information based on the selected notification output data. It is the processing apparatus characterized.

  According to the present invention, when communication is to be established between the processing device and the IC card based on the data communication protocol information read from the ATR, the selection information is read from the ATR and based on the read selection information. By performing the notification output according to the selected output form, it is possible to start the notification output preferable for the user at an early stage.

It is a block diagram which shows the structure of the transaction processing system of 1st Embodiment. It is a block diagram which shows the structure of an IC card. It is a figure which shows the structure of ATR. It is a figure explaining initial screen information. It is a flowchart which shows the process in the automatic teller machine at the time of communication establishment with the IC card inserted in the insertion part. It is a flowchart which shows the process in the automatic teller machine from a communication setting (communication establishment) with IC card inserted in the insertion part to transaction processing. It is a figure which shows an example of a normal initial screen. It is a figure which shows an example of an enlarged character initial screen. It is a figure which shows an example of an English initial screen. It is a figure which shows another example of an enlarged character initial screen. It is a flowchart which shows the process of the automatic teller machine in 2nd Embodiment.

(First embodiment)
(Constitution)
The first embodiment is a transaction processing system using an IC card.
FIG. 1 shows a configuration of a transaction processing system 1.
As shown in FIG. 1, the transaction processing system 1 includes an automatic teller machine (ATM) 100 and a host computer 200. The automatic teller machine 100 is installed in a financial institution or a convenience store, and the host computer 200 manages data such as personal information for the automatic teller machine 100 to execute transaction processing. To do. In such a transaction system, the user can make transactions using the automatic teller machine 100 by using a contact IC card (hereinafter simply referred to as an IC card) 10.

FIG. 2 shows the configuration of the IC card 10.
As illustrated in FIG. 2, the IC card 10 includes a communication interface 11, a coprocessor 12, a CPU (Central Processing Unit) 13, and a storage unit 20.
The communication interface 11 performs communication control with the automatic teller machine 100 (an IC card interface of the automatic teller machine 100). The co-pro 12 is a processing unit dedicated to encryption. The CPU 13 performs various processes in the IC card 10. The storage unit 20 stores data and programs necessary for various processes. As shown in FIG. 2, the storage unit 20 includes a RAM (Random Access Memory) 21 for reading and writing temporary data, an EEPROM (Electronically Erasable and Programmable Read Only Memory) 22 for mainly storing data, and A ROM (Read Only Memory) 23 in which programs and the like are stored is included.

  When the IC card 10 having such a configuration establishes communication with the automatic teller machine 100 (communication initial stage), it responds to a reset (reset transmission) from the automatic teller machine 100 with a reset response. A process of returning ATR (Answer To Reset) to the automatic teller machine 100 is performed. Upon receipt of the ATR, the automatic teller machine 100 establishes communication with the IC card 10 based on the received information of the ATR and starts transaction processing.

FIG. 3 shows the data structure of the ATR 300.
As shown in FIG. 3, the ATR 300 of the contact IC card includes a format byte 301, an interface byte 302, a historical byte (historical character, management information byte) 303, and a check byte 304. In the interface byte 302, communication setting information necessary for communication with the automatic teller machine 100 is stored. For example, the communication setting information includes communication protocol information and communication rate information.

  In this embodiment, initial screen information (“00” to “03”) is stored in the historical byte 303. The historical byte 303 can store unique data. In this embodiment, initial screen information is stored in the historical byte 303. This initial screen information includes a plurality of output forms (a plurality of types of transaction operation screens, etc.) preset as a notification output including at least one of a display and a voice prompting the user to operate the automatic teller machine 100. It becomes the selection information for selecting either.

FIG. 4 shows initial screen information (“00” to “03”) stored in the historical byte 303.
As shown in FIG. 4, when the output is a standard screen display, the historical screen 303 stores initial screen information of “00”. When the output is an enlarged character screen display, the historical screen 303 stores initial screen information of “01”. When the output is voice guidance guidance, initial screen information of “02” is stored in the historical byte 303. When the output is displayed in English, the historical screen 303 stores initial screen information “03”.

Any of these initial screen information is stored in the historical byte 303 when the IC card 10 is issued. In the IC card 10, the ATR 300 in which such initial screen information is stored in the historical byte 303 is stored in the EEPROM 22.
On the other hand, as shown in FIG. 1, the cash dispenser 100 includes an operation unit 120, an insertion unit 111, an IC card interface 112, a host computer interface 113, an arithmetic processing unit 130, a database 140, an output processing unit 114, And a speaker 115.

The operation unit 120 includes a monitor 121 for displaying contents prompting the user to operate the automatic teller machine 100 (contents that can be operated by the user) and the like, and an input unit 122 for inputting user instruction contents. Have For example, the operation unit 120 is a touch panel. The operation unit 120 outputs input information to the input unit 122 to the arithmetic processing unit 130.
The IC card interface 112 writes and reads data to and from the IC card 10 inserted in the insertion unit 111. Therefore, the IC card interface 112 has an IC card reader / writer.

The host computer interface 113 communicates with the host computer 200 via communication means. Examples of the communication means include a communication network such as a LAN (Local Area Network) and the Internet.
The arithmetic processing unit 130 performs various processes in the automatic teller machine 100. As a configuration for that purpose, the arithmetic processing unit 130 of this embodiment includes a main processing unit 131, a transaction processing unit 132, and a storage unit 133.

The main processing unit 131 performs main processing for causing the automatic teller machine 100 to function. For example, when the main processing unit 131 starts communication with the IC card 10 inserted into the insertion unit 111, the main processing unit 131 performs processing for activating the IC card 10. Examples of the activation process include a power supply process and a reset process (reset transmission process).
The transaction processing unit 132 performs transaction processing such as deposit and transfer. The transaction processing unit 132 exchanges data with the host computer 200 as necessary in transaction processing. The host computer 200 manages personal information such as the balance of the user (customer), name, and transaction history by the database 201. Further, the transaction processing unit 132 outputs an output command to the output processing unit 114 as necessary in the transaction processing. Here, the output command is a command for causing the automatic teller machine 100 to display a transaction operation screen that is a notification output of information that can be operated by the user.

The storage unit 133 includes a ROM, a RAM, and the like, and stores data and programs used by the arithmetic processing unit 130 for processing. For example, the arithmetic processing unit 130 stores the ATR 300 transmitted from the IC card 10 when establishing communication with the IC card 10 in the storage unit 133 (for example, RAM).
The database 140 of the automatic teller machine 100 stores data necessary for transaction processing in the automatic teller machine 100. In this embodiment, the database 140 stores various data for display output by the monitor 121 and sound output by the speaker 115. As shown in FIG. 1, in this embodiment, the database 140 stores normal image data 141, enlarged character notation image data 142, and foreign language notation image data 143 as data to be displayed and output by the monitor 121. ing. In addition, the database 140 stores voice guidance data 144 for the visually impaired as data for outputting sound by the speaker 115.

  The normal image data 141 is image data for displaying a transaction operation screen on the monitor 121 for normal use (for example, a normal person such as a healthy Japanese person) during transaction processing. The enlarged character notation image data 142 is image data for enlarging characters, symbols and the like displayed on the transaction operation screen based on the normal image data 141 and displaying them on the monitor 121. The foreign language notation image data 143 is image data for causing the monitor 121 to display characters displayed on the transaction operation screen based on the normal image data 141 in a foreign language such as English. The visually impaired person's voice guidance data 144 is voice data for outputting voice guidance for the visually impaired person to the speaker 115.

  The output processing unit 114 performs output processing (display output processing and audio output processing) by the monitor 121, the speaker 115, and the like based on various data stored in the database 140 in response to an output command from the arithmetic processing unit 130. . Further, when the ATR 300 is stored in the storage unit 133, the output processing unit 114 displays the transaction operation screen based on the initial screen information ("00" to "03") in the historical byte 303 of the ATR 300, etc. I do.

5 and 6 show processing in the automatic teller machine 100 having the above-described configuration. The process shown in FIG. 5 is a process at the time of establishing communication with the IC card 10 inserted into the insertion unit 111.
As shown in FIG. 5, first, in step S <b> 1, in the automatic teller machine 100, the main processing unit 131 sends a reset transmission to the IC card 10 inserted in the insertion unit 111 via the IC card interface 112. Do. When the ATR 300 is transmitted from the IC card 10 in response to the reset transmission, in the subsequent step S2, the output processing unit 114 displays the initial screen information (stored in the main processing unit 131 stored in the historical byte 303 of the ATR 300). The initial screen information stored in the unit 133).

In subsequent step S3, the output processing unit 114 determines whether or not there is no initial screen information (initial screen information is “00”). If the output processing unit 114 determines that there is no initial screen information, the process proceeds to step S6. If the output processing unit 114 determines that there is initial screen information (when initial screen information = “01”, “02”, or “03”), the process proceeds to step S4.
In step S4, the output processing unit 114 determines whether or not the initial screen information is “01”. If the output processing unit 114 determines that the initial screen information is “01”, the process proceeds to step S7. If the output processing unit 114 determines that the initial screen information is not “01”, the process proceeds to step S5.

In step S5, the output processing unit 114 determines whether or not the initial screen information is “02”. If the output processing unit 114 determines that the initial screen information is “02”, the process proceeds to step S8. If the output processing unit 114 determines that the initial screen information is not “02”, that is, if the initial screen information is “03”, the process proceeds to step S9.
In step S6, the output processing unit 114 performs normal initial screen display as output processing. Specifically, the output processing unit 114 causes the monitor 121 to display a normal transaction start operation screen (normal initial screen) using the normal image data 141 stored in the database 140.

In step S7, the output processing unit 114 performs enlarged character initial screen display as output processing. Specifically, the output processing unit 114 causes the monitor 121 to display a transaction start operation screen (enlarged character initial screen) composed of enlarged characters using the enlarged character notation image data 142 stored in the database 140. .
In step S8, the output processing unit 114 performs initial screen display with voice guidance as output processing. Specifically, the output processing unit 114 uses the voice guidance data 144 for visually impaired persons stored in the database 140 to output voice transaction guidance from the speaker 115. At this time, the output processing unit 114 causes the monitor 121 to display a normal transaction start operation screen (normal initial screen) using the normal image data 141 stored in the database 140.

In step S9, the output processing unit 114 performs initial English screen display as an output process. Specifically, the output processing unit 114 uses the foreign language notation image data 143 stored in the database 140 to cause the monitor 121 to display a transaction start operation screen (English initial screen) composed of English characters.
7 to 9 show an example of a transaction start operation screen displayed on the monitor 121 by the processes of steps S6 to S9.

FIG. 7 shows an example of the normal initial screen 120a. As shown in FIG. 7, the normal initial screen 120 a is displayed in Japanese characters in a normal size, such as “deposit”, “withdrawal”, “entry through”, “transfer”, “balance inquiry”, Also, tradeable items such as “others” are displayed.
FIG. 8 shows an example of the enlarged character initial screen 120a. As shown in FIG. 8, on the enlarged character initial screen 120a, “deposit”, “withdrawal”, “account entry”, “transfer”, “balance inquiry”, and “ Transactional items such as “others” are displayed.

  FIG. 9 shows an example of the English initial screen 120a. As shown in FIG. 9, the English initial screen 120a is displayed in English characters of normal size, such as “Deposit”, “Drawer”, “Fill out”, “Transfer”, “Balance inquiry”, and Transactional items such as “DEPOSIT”, “WITHDRAWAL”, “PASSBOOK UPDATE”, “MONEY TRANSFER”, “BALANCE INQUIRY”, and “OTHER” indicating the contents of “Other” are displayed.

FIG. 6 shows a series of processing from communication setting (communication establishment) to transaction processing with the IC card 10 inserted in the insertion unit 111. The process shown in FIG. 6 is a process performed in parallel with the process shown in FIG. 5 or after the process shown in FIG.
As shown in FIG. 6, first, in step S21, the main processing unit 131 (for example, the communication processing unit therein) transmits the ATR 300 from the IC card 10 in response to reset transmission (processing in step S1 shown in FIG. 5). Then, the communication setting information stored in the interface byte 302 of the transmitted ATR 300 is read.

In subsequent step S22, the main processing unit 131 sets communication with the IC card 10 (establishes communication) based on the communication setting information read in step S21. That is, the main processing unit 131 starts communication with the IC card 10 with the communication protocol and communication rate of the communication setting information.
In subsequent step S23, the transaction processing unit 132 performs transaction processing by the communication established with the IC card 10 in step S21. Specifically, the transaction processing unit 132 selects an application ID from the IC card 10, reads information such as a customer ID and an account number, and inputs the read customer ID and application ID and the user to the input unit 122. Transaction processing is executed based on the input information. At this time, the transaction processing unit 132 executes authentication of the card by communication with the host computer 200 as necessary, or individual such as a balance of a user (customer) managed by the host computer 200, a name, etc. Transaction processing using information.

  For example, when an input corresponding to the transaction start operation screen displayed on the monitor 121 is input to the input unit 122, the transaction processing unit 132 starts transaction processing according to the input information in step S23. That is, for example, when the “drawable” (“WITHDRAWAL”) tradeable item on the transaction start operation screen is selected, the transaction processing unit 132 performs authentication by communication with the host computer 200 as necessary, and the like. Transaction processing for withdrawal using the balance, name, etc. of the user (customer) managed by the host computer 200 is performed.

(Operation, action, etc.)
The automatic teller machine 100 activates the IC card 10 when the IC card 10 is inserted into the insertion unit 111. That is, in the automatic teller machine 100, the main processing unit 131 performs power supply processing and reset processing. At this time, the main processing unit 131 transmits a reset signal to the IC card 10 as a reset process (step S1). The activated IC card 10 transmits the ATR 300 stored in the EEPROM 22 to the automatic teller machine 100.

  In the automatic teller machine 100, the output processing unit 114 performs output processing of the monitor 121 and the speaker 115 based on the initial screen information stored in the historical byte 303 of the ATR 300 transmitted from the IC card 10 ( Steps S3 to S9).

  That is, the output processing unit 114 performs normal initial screen display by the monitor 121 when there is no initial screen information (when the initial screen information is “00”). In addition, when the initial screen information is “01”, the output processing unit 114 displays an enlarged character initial screen on the monitor 121. In addition, when the initial screen information is “02”, the output processing unit 114 performs initial screen display with voice guidance using the monitor 121 and the speaker 115. Further, when the initial screen information is “03”, the output processing unit 114 displays the English initial screen by the monitor 121.

  As a result, if “01” is stored in the historical byte 303 of the ATR 300 of the IC card 10 whose owner is an elderly person when the IC card 10 is registered, the elderly person automatically deposits the IC card 10 in cash. The transaction can be started on the transaction start operation screen displaying the enlarged character only by inserting it into the insertion unit 111 of the machine 100.

  Further, if “02” is stored in the historical byte 303 of the ATR 300 of the IC card 10 whose owner is visually impaired when the IC card 10 is registered, the visually impaired person automatically deposits the IC card 10 in cash. The transaction can be started on the transaction start operation screen to which the voice guidance is added only by being inserted into the insertion unit 111 of the payment machine 100.

  Further, if “03” is stored in the historical byte 303 of the ATR 300 of the IC card 10 whose owner is an English-speaking foreigner when the IC card 10 is registered, the foreigner can automatically cash the IC card 10 in cash. The transaction can be started on the transaction start operation screen displayed in English only by inserting the deposit machine 100 into the insertion unit 111.

  That is, a transaction start operation screen can be displayed for each user, and each user can start a transaction on the transaction start operation screen. Further, for example, registration of the initial screen information to the IC card 10 (historical byte 303 of the ATR 300) is performed by an application of the owner of the IC card 10.

  On the other hand, in the automatic teller machine 100, the main processing unit 131 communicates with the IC card 10 based on the communication setting information stored in the interface byte 302 of the ATR 300 transmitted from the IC card 10. Settings are made (step S21, step S22). In the automatic teller machine 100, the transaction processing unit 132 inputs to the input unit 122 the user corresponding to the customer ID, application ID, and transaction start operation screen read from the ID card 10 by established communication. Transaction processing is executed based on the input information (step S23).

  In the present embodiment, the automatic teller machine 100 is used as the processing device. In addition, initial screen information is used as selection information. Further, a database 140 (for example, a hard disk) is used as the first storage unit. Further, the storage unit 133 is used as the second storage unit. Further, a monitor 121 and a speaker 115 are used as notification output means.

(Effect of this embodiment)
In the present embodiment, the automatic teller machine 100 reads and reads the initial screen information from the ATR 300 when attempting to establish communication with the IC card 10 based on the communication setting information read from the ATR 300. The transaction start operation screen selected based on the initial screen information is displayed.

  Thereby, the automatic teller machine 100 can start the display of the transaction start operation screen preferable for the user or the output of the voice guidance at an early stage. That is, the automatic teller machine 100 can display a transaction start operation screen at the initial stage when the IC card 10 is inserted, such as when communication with the IC card 10 is established, or can output voice guidance. Since the automatic teller machine 100 can select a transaction start operation screen or voice guidance according to the initial screen information stored in the ATR 300, the transaction start operation screen display or voice guidance output is provided for each user. It can be carried out.

Moreover, in the automatic teller machine 100, since the transaction start operation screen is selected based on the initial screen information in the ATR 300 transmitted from the IC card 10 before the communication is established, the communication with the IC card is not performed. Even when it takes time until communication is established due to poor conditions or the like, the transaction start operation screen can be displayed without being affected by such influence.
Moreover, since the cash dispenser 100 can automatically display the transaction start operation screen for each user without requiring any operation from the user, it is highly convenient for the user.

  In addition, since the processing for selecting the transaction start operation screen and the voice guidance is completed within the automatic teller machine 100, the system of the host computer 200 to which the automatic teller machine 100 is connected and the database 121 are connected. The transaction start operation screen and voice guidance can be selected without any renewal. In addition, since it is possible to select a transaction start operation screen and voice guidance only by an easy system change such as a system change of the automatic teller machine 100, it is possible to suppress a load of system repair.

In addition, since the selection of the transaction start operation screen and the voice guidance is realized by using a part of the ATR 300 of the IC card 10, in addition to the corresponding application, another application installed in the IC card 10 or an existing application Applications exist and do not affect the use of those applications.
In addition, since a part of the ATR 300 of the IC card 10 is used, information is not written to a unique file belonging to the application, and therefore there is no need to additionally generate a unique file.

  Further, since the initial screen information is stored in the historical byte 303 of the ATR 300 as identification information (“00” to “03”) having a small amount of information, it is possible to set many patterns of initial screen information. That is, for example, if the initial screen setting information is expressed in units of 1 byte, 254 types of initial screen setting information from 0x01-0xFF can be set.

(Modification of the first embodiment)
In the modification of the first embodiment, a plurality of voice guidances for prompting the user to operate the automatic teller machine 100 are prepared, and any one of the plurality of voice guidances is determined based on the initial screen information. You can also choose. Moreover, in the modification of 1st Embodiment, the transaction start operation screen with the some audio | voice guidance which consists of the display and audio | voice which prompt the user to operate the automatic teller machine 100 is prepared, and the initial screen information is Based on this, any one of a plurality of transaction start operation screens with voice guidance can be selected.

  Moreover, in the modification of 1st Embodiment, it is not limited to the automatic teller machine 100, but the IC card 10 which urges the user to perform an operation according to the operation performed by the user is used. The present invention can be applied to another possible processing device, that is, a processing device that exchanges information with the IC card 10 and that prompts the user to operate at that time. For example, the present invention can be applied to a game machine at a game center or a point issuing system in a store.

  Further, the transaction start operation screen that can be selected based on the initial screen information is not limited to the output form described above. For example, in the modified example of the first embodiment, the transaction start operation screen is not limited to the one displayed in English, but can be displayed in Korean, Chinese, French, or the like. Moreover, in the modification of 1st Embodiment, based on initial screen information, it can also be set as the transaction start operation screen for color weak persons, and in this case, the transaction start operation of the display used as the color scheme which a color weak person can identify easily It can also be a screen.

  Further, in the modification of the first embodiment, the output processing unit 114 is not limited to the output processing based on the initial screen information, and the arithmetic processing unit 130 is initialized by the main processing unit 131, the transaction processing unit 132, and the like. Processing can also be performed based on screen information. In this case, the arithmetic processing unit 130 outputs an output command based on the initial screen information (an output command for the selected transaction start operation screen) to the output processing unit 114. Then, the output processing unit 114 performs an output process for displaying a transaction start operation screen on the monitor 121 using the normal image data 141 and the enlarged character notation image data 142 of the database 140 based on the output command.

  Moreover, in the modification of 1st Embodiment, selection of the transaction start operation screen which changed the transaction possible item can also be performed as selection of the transaction start operation screen based on initial screen information. For example, as shown in FIG. 10, when the initial screen information is “01”, the output processing unit 114 displays the “transfer” available transaction items displayed on the normal initial screen (normal transaction start operation screen). Without this, the initial screen display of enlarged characters can be performed. Thereby, it can prevent that an elderly person performs transfer transfer accidentally.

(Second Embodiment)
(Constitution)
In the second embodiment, the transaction operation screen can be selected based on the initial screen information even when an IC card is inserted after performing an operation for the automated teller machine. ing. That is, in the second embodiment, even when an IC card is inserted in the middle of a transaction process, a transaction operation screen in the middle of the transaction process can be selected based on the initial screen information. .

Therefore, in the second embodiment, the output processing unit 114 performs output processing based on the initial screen information and the output command from the transaction processing unit 132.
FIG. 11 shows a processing procedure of the automatic teller machine 100 in the second embodiment.
As shown in FIG. 11, first, in step S <b> 41, the main processing unit 131 determines whether or not the IC card 10 is inserted in the insertion unit 111. For example, whether or not the IC card 10 is inserted is determined by a sensor or the like. If the main processing unit 131 determines that the IC card 10 is inserted in the insertion unit 111, the main processing unit 131 proceeds to step S42. If the main processing unit 131 determines that the IC card 10 is not inserted into the insertion unit 111, the main processing unit 131 skips steps S42 to S44 and proceeds to step S45.

  In subsequent step S42, the main processing unit 131 determines whether or not reset transmission has been completed. That is, the main processing unit 131 determines whether communication between the IC card interface 112 and the IC card 10 has already been established. When determining that the reset transmission has been completed, the main processing unit 131 skips step S43 and proceeds to step S44. If the main processing unit 131 determines that reset transmission has not been completed, that is, immediately after the IC card 10 is inserted into the insertion unit 111 and communication with the IC card 10 has not been established, step S43 is performed. Proceed to

In step S43, the main processing unit 131 performs reset transmission to the IC card 10 inserted in the insertion unit 111 via the IC card interface 112, as in step S1.
When the ATR 300 is transmitted from the IC card 10 in response to the reset transmission, in the subsequent step S44, as in step S2, the output processing unit 114 displays the initial screen information stored in the historical byte 303 of the ATR 300. Is read.

In subsequent step S45, the transaction processing unit 132 determines whether or not there is an input operation (an input operation to the input unit 122 by the user) on the transaction operation screen. When it is determined that there is an input operation on the transaction operation screen, the transaction processing unit 132 proceeds to step S46.
In step S46, the transaction processing unit 132 executes transaction processing based on the input operation (input information input to the input unit 122) on the transaction operation screen in step S45. Here, if the IC card 10 is inserted into the insertion unit 111 (“Yes” in step S41), that is, if communication is established with the IC card 10, the transaction is performed. The processing unit 132 reads the customer ID and application ID from the IC card 10 and executes the transaction process using the read customer ID and application ID.

  In such transaction processing, the transaction processing unit 132 outputs an output command of a transaction operation screen for proceeding with transaction processing to the output processing unit 114 as necessary. That is, when the transaction process cannot proceed without an input operation by the user (for example, an input operation for selecting a bank, an input operation for an amount of money, or an input operation for a password), the transaction processing unit 132 proceeds with the transaction process. For this purpose, an output command for a transaction operation screen (for example, a bank selection screen, an amount input screen, or a password input screen) necessary for the output is output to the output processing unit 114.

  In subsequent step S <b> 47, the output processing unit 114 determines whether or not the transaction processing screen 132 has received a transaction operation screen output command necessary for proceeding with the transaction processing. If the output processing unit 114 determines that the output command is from the transaction processing unit 132, the process proceeds to step S48. If the output processing unit 114 determines that the output command is not from the transaction processing unit 132, the output processing unit 114 proceeds to step S56.

  In step S48, the output processing unit 114 determines whether or not the initial screen information in the ATR 300 is read in step S44. That is, the output processing unit 114 determines whether or not the IC card 10 is inserted. If the output processing unit 114 determines that the initial screen information in the ATR 300 is being read, the process proceeds to step S49. If the output processing unit 114 determines that the initial screen information in the ATR 300 has not been read, that is, if the IC card 10 has not yet been inserted, the process proceeds to step S52.

  In step S49, the output processing unit 114 determines whether or not there is no initial screen information read in step S44 (initial screen information is “00”). If the output processing unit 114 determines that there is no initial screen information, the process proceeds to step S52. If the output processing unit 114 determines that there is initial screen information (when initial screen information = “01”, “02”, or “03”), the process proceeds to step S50.

In step S50, the output processing unit 114 determines whether or not the initial screen information is “01”. If the output processing unit 114 determines that the initial screen information is “01”, the process proceeds to step S53. If the output processing unit 114 determines that the initial screen information is not “01”, the process proceeds to step S51.
In step S51, the output processing unit 114 determines whether or not the initial screen information is “02”. If the output processing unit 114 determines that the initial screen information is “02”, the process proceeds to step S54. If the output processing unit 114 determines that the initial screen information is not “02”, that is, if the initial screen information is “03”, the process proceeds to step S55.

In step S52, the output processing unit 114 performs normal screen display corresponding to the output command of the transaction operation screen as output processing. Specifically, the output processing unit 114 uses the normal image data 141 stored in the database 140 to cause the monitor 121 to display a transaction operation screen corresponding to the transaction operation screen output command. Then, the process proceeds to step S56.
For this reason, the database 140 stores normal image data 141 for forming a transaction operation screen (normal screen display) for each stage of transaction processing, including a transaction start operation screen as an initial screen. Has been.

In step S53, the output processing unit 114 performs enlarged character screen display corresponding to the output command of the transaction operation screen as output processing. Specifically, the output processing unit 114 uses the enlarged character notation image data 142 stored in the database 140 to cause the monitor 121 to display a transaction operation screen corresponding to the operation screen output command. Then, the process proceeds to step S56.
For this reason, the database 140 includes expanded character notation image data for forming a transaction operation screen (enlarged character screen display) for each stage of transaction processing, including a transaction start operation screen that is an initial screen. 142 is stored.

  In step S54, the output processing unit 114 performs screen display with voice guidance corresponding to the output command of the transaction operation screen as output processing. Specifically, the output processing unit 114 uses the voice guidance data 144 for the visually impaired person stored in the database 140 to cause the speaker 115 to output voice transaction guidance according to the output command of the operation screen. At this time, the output processing unit 114 uses the normal image data 141 stored in the database 140 to cause the monitor 121 to display a transaction operation screen corresponding to the operation screen output command. Then, the process proceeds to step S56.

In step S55, the output processing unit 114 performs an English screen display corresponding to the output command of the transaction operation screen as an output process. Specifically, the output processing unit 114 uses the foreign language notation image data 143 stored in the database 140 to cause the monitor 121 to display a transaction operation screen corresponding to the transaction operation screen output command. Then, the process proceeds to step S56.
For this reason, the database 140 includes a foreign language notation image data 143 for forming a transaction operation screen (English screen display) for each stage of transaction processing, including a transaction start operation screen as an initial screen. Is remembered.

  In step S56, the transaction processing unit 132 determines whether or not the transaction processing has ended. That is, the transaction processing unit 132 determines whether the transaction has been completed or the transaction has been interrupted. When the transaction processing unit 132 determines that the transaction processing is completed, the transaction processing unit 132 ends the processing illustrated in FIG. If the transaction processing unit 132 determines that the transaction processing has not ended, the transaction processing unit 132 starts the process again from step S41.

(Operation, action, etc.)
The automatic teller machine 100 that performs the processing as described above, even if the IC card 10 is not inserted into the insertion unit 111, when there is an input operation on the transaction operation screen, the transaction is performed based on the input operation. Processing is executed (step S41, step S45, step S46). And the automatic teller machine 100 performs the display (normal screen display) of the transaction operation screen required in order to advance transaction processing as needed (step S47, step S48, step S52).

  Then, when the IC card 10 is inserted into the insertion unit 111, the automatic teller machine 100 performs a reset transmission to the IC card 10, and the ATR 300 transmitted from the IC card 10 in response to the reset transmission. The initial screen information in the historical byte 303 is read (step S44), and communication with the IC card 10 is established based on the communication setting information in the interface byte 302 of the ATR 300. Then, when there is an input operation on the transaction operation screen, the automatic teller machine 100 executes transaction processing based on the input operation (step S41, step S45, step S46). At this time, the automatic teller machine 100 displays a transaction operation screen necessary for proceeding with the transaction process as necessary (steps S47 to S55).

  At this time, when there is no initial screen information (when the initial screen information is “00”), the automatic teller machine 100 performs normal screen display corresponding to the output command of the transaction operation screen (steps S49 and S52). . Further, when the initial screen information is “01”, the automatic teller machine 100 displays an enlarged character screen corresponding to the output command of the transaction operation screen (step S50, step S53). Moreover, when the initial screen information is “02”, the automatic teller machine 100 performs screen display with voice guidance corresponding to the output command of the transaction operation screen (steps S51 and S54). Further, when the initial screen information is “03”, the automatic teller machine 100 displays an English screen corresponding to the output command of the transaction operation screen (steps S51 and S55).

  As described above, the automatic teller machine 100 according to the second embodiment can proceed with the transaction process according to the input operation on the transaction operation screen even when the IC card 10 is not inserted into the insertion unit 111. . The transaction operation screen at this time is a normal transaction operation screen. The automatic teller machine 100 transmits the IC card 10 from the IC card 10 when establishing the communication with the IC card 10 when the IC card 10 is inserted into the insertion unit 111 even at the stage where the transaction process proceeds. The transaction operation screen corresponding to the initial screen information obtained from the ATR 300 can be displayed.

Thus, in 2nd Embodiment, it is not limited to a transaction start operation screen (initial screen), About the transaction operation screen in the middle of transaction processing, ATR300 of IC card 10 inserted in the insertion part 111 is also shown. It can be displayed based on the initial screen information of the historical byte 303.
For example, in the automatic teller machine 100 installed in a convenience store, when the user can select a bank even before the IC card 10 is inserted, the IC card 10 is inserted after the user selects the bank. When inserted, the transaction operation screen of the bank is displayed based on the initial screen information.

(Modification of the second embodiment)
In the modified example of the second embodiment, the output processing unit 114 is not limited to performing output processing based on the initial screen information and the output command from the transaction processing unit 132, and the main processing unit 131, the transaction processing unit 132, and the like. Thus, the arithmetic processing unit 130 can perform processing based on the initial screen information. In this case, the arithmetic processing unit 130 outputs an output command (output command for the selected transaction operation screen) based on the initial screen information to the output processing unit 114. Then, the output processing unit 114 performs output processing for displaying the transaction operation screen on the monitor 121 using the normal image data 141 and the enlarged character notation image data 142 of the database 140 based on the output command.

  DESCRIPTION OF SYMBOLS 1 Transaction processing system, 10 IC card, 11 Communication interface, 20 Storage part, 22 EEPROM, 100 Automatic teller machine, 112 IC card interface, 114 Output processing part, 115 Speaker, 120 Operation part, 122 Input part, 121 Monitor, 130 arithmetic processing unit, 131 main processing unit, 132 transaction processing unit, 133 storage unit, 140 database, 141 normal image data, 142 enlarged character notation image data, 143 foreign language notation image data, 144 voice guidance for visually impaired Data, 200 host computer, 300 ATR, 302 interface byte, 303 historical byte

Claims (3)

The ATR (Answer To Reset) stored in the IC card including data communication protocol information with the processing device that prompts the user to perform an operation in accordance with the operation performed by the user is stored in the processing device. Storing selection information for selecting any one of a plurality of output forms set in advance as a notification output composed of at least one of a display and a sound prompting the user to perform an operation;
When trying to establish communication between the processing device and the IC card based on the data communication protocol information read from the ATR, the selection information is read from the ATR,
A notification method for a processing apparatus, wherein the notification output is performed in any one of the output forms selected from the plurality of output forms based on the read selection information. A storage unit storing ATR including data communication protocol information with a processing device that prompts the user to perform an operation and performs processing according to the operation performed by the user,
The ATR includes selection information for selecting one of a plurality of output forms set in advance as a notification output composed of at least one of a display and a sound prompting the user to operate the processing device. IC card characterized by A processing device that performs processing by communication with the IC card according to claim 2,
A first storage unit for storing a plurality of notification output data corresponding to the plurality of output forms;
A second storage unit for storing the selection information in the ATR;
Based on the selection information stored in the second storage unit, select any one of the plurality of notification output data stored in the first storage unit, and select the selected notification output data. Based on the notification output means for performing the notification output according to the output form selected by the selection information,
A processing apparatus comprising:

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