JP2011128764A - Automated teller machine - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide an automated teller machine 1 including a display operation part 4 to be operated by a customer and performing a transaction by use of a medium, while reliably preventing the medium from being illegally read without monitoring with a simple configuration. <P>SOLUTION: The automated teller machine 1 includes: a display panel 32 displaying predetermined information near a card slot 6 for receiving or returning a card to or from a customer; and a camera part 31 that faces the display panel 32. The automated teller machine 1 displays the information displayed on the display panel 32 and an image acquired by the camera part 31 on the display operation part 4. <P>COPYRIGHT: (C)2011,JPO&INPIT

Description

  The present invention relates to a technique for preventing unauthorized reading of information recorded on a medium in an automatic transaction apparatus that performs transactions using a medium such as a card.

  Conventionally, in this type of device, a camera that protrudes to the customer side above the automatic transaction device, assuming that a reader for illegally reading information recorded on the card can be attached to the card insertion slot by unauthorized modification The installation panel is equipped with a camera, photographing the operation surface of the customer or automatic transaction equipment, swinging the camera according to the progress of the customer's transaction, changing the object to be photographed, detecting distrust or suspicious objects, image difference There has been a technique for extracting and detecting whether there has been unauthorized modification (for example, see Patent Document 1).

  Further, as shown in the sectional view of the automatic transaction apparatus 1 in FIG. 7, the light emitting element 10 and the light receiving element 11 are provided in the vicinity of the card insertion slot 6 of the card processing unit 21, and the unauthorized reading device 2x is provided in the vicinity of the card insertion slot 6. There was a technique to detect if there is no installed.

JP 2008-3874 A

  However, the conventional illegal reading prevention technique disclosed in Patent Document 1 requires a mechanism for driving a camera and a complicated process for detecting a difference between images, which causes an increase in cost. Further, in the case where a suspicious object is not automatically detected from the difference between images, there is a problem that an image must be constantly monitored by an observer.

  Further, in the technology for detecting by the sensor that the unauthorized reading device 2x is attached in the vicinity of the card insertion slot 6, the unauthorized reading device 2x having a hole 2z between the light receiving element and the light emitting element as shown in FIG. When the illegal reading device 2x whose optical axis is bent by an optical path or the like is attached as shown in FIG. 9, the light from the light emitting element 10 is applied to the light receiving element 11 as indicated by the arrow Y as in the normal state. Therefore, there is a problem that it cannot be detected that the illegal reading device 2x is attached.

  The present invention employs the following means in order to solve the aforementioned problems. That is, an automatic transaction apparatus that has a display operation unit operated by a customer and performs a transaction using a medium, and displays a display unit that performs a predetermined display in the vicinity of the medium insertion slot, and acquires an image facing the display unit. Means for displaying the display content of the previous display means and the acquired image obtained by the image acquisition means on the display operation unit.

  According to the power supply control system for an automatic transaction apparatus of the present invention, an automatic transaction apparatus having a display operation unit operated by a customer and performing a transaction using a medium, and performing a predetermined display near the medium insertion slot And an image acquisition means opposite to the display means, and the display contents of the display means and the acquired image by the image acquisition means are displayed on the display operation unit. It is also unnecessary to monitor by the above, and it is possible to reliably prevent unauthorized reading of the medium.

1 is an overview perspective view of an automatic transaction apparatus according to a first embodiment. It is a control system block diagram of the automatic transaction apparatus of Example 1. FIG. It is a block diagram of the automatic transaction apparatus of Example 1. FIG. It is an example of a display screen of the display operation part of the automatic transaction apparatus of Example 1. FIG. It is an example of a display screen of the display operation part of the automatic transaction apparatus of Example 1. FIG. It is an example of the acquisition image by the camera part of the automatic transaction apparatus of Example 1. FIG. It is a block diagram (sectional drawing) of the conventional automatic transaction apparatus. It is explanatory drawing of the illegal reading in the conventional automatic transaction apparatus. It is explanatory drawing of the illegal reading in the conventional automatic transaction apparatus.

  Embodiments of the present invention will be described below with reference to the drawings. Elements common to the drawings are given the same reference numerals.

(Constitution)
(Appearance structure of automatic transaction equipment)
The automatic transaction apparatus 1 according to the first embodiment has an appearance as shown in FIG. 1, and includes a coin deposit / withdrawal port 2, a banknote deposit / withdrawal port 3, a display operation unit 4, a passbook insertion port 5, and a card insertion port 6. Yes.

  The banknote deposit / withdrawal port 3 is an opening through which banknotes are inserted and banknotes are discharged. The bill deposit / withdrawal port 3 is provided with a shutter, and the bill deposit / withdrawal port 3 is opened and closed by driving the shutter.

  When performing a transaction using a card, the card insertion slot 6 is inserted from here and discharged when the transaction ends. The passbook insertion slot 5 is used to insert a passbook used in the transaction from here, and is discharged from here when the transaction ends. The coin deposit / withdrawal port 2 is an opening through which coins are inserted or discharged.

  And the banknote processing part 26 which performs the deposit / withdrawal process of the below-mentioned banknote is provided in the back part of the banknote depositing / withdrawing port 3, and the below-mentioned card processing part 21 is provided in the back part of the card insertion slot 6. It has been.

  In addition, a coin processing unit 25 (to be described later) that performs coin deposit / withdrawal processing is provided at the back of the coin deposit / withdrawal port 2, and a passbook processing unit 23 (to be described later) is provided at the back of the passbook insertion outlet 5. It has been.

  The display operation unit 4 is configured by laminating a transparent touch panel on an LCD or the like, and displays operation guidance and the like, and a customer performs various input operations according to the guidance.

(Internal configuration of automatic transaction equipment)
As shown in FIG. 2, the automatic transaction apparatus according to the first embodiment includes a main control unit 20 that controls each unit, which will be described later, a display operation unit 4 that functions as the display operation unit, and a cash card. A card processing unit 21 that performs read / write of recorded information, a voice guide unit 22 that outputs guidance by voice or buzzer, a passbook processing unit 23 that performs read / write of the magnetic stripe of the passbook and print control to the passbook, A statement slip processing unit 24 that prints and outputs a statement slip of transaction contents, a coin deposit / withdrawal safe (not shown), a coin processing unit 25 that controls coin deposit / withdrawal, a bill deposit / withdrawal safe (not shown) And a banknote processing unit 26 that includes a banknote storage and performs banknote deposit and withdrawal control.

  Furthermore, a power supply unit 27 that supplies power to each unit, a memory unit 28 that functions as a storage unit of the main control unit 20 and stores programs and control parameters, and an interface unit that controls an interface with a host computer (not shown) 29.

  FIG. 3 shows an AA cross section of FIG. As shown in the figure, the automatic transaction apparatus according to the first embodiment has a display panel 32 as a display means composed of an LCD or the like on the upper and lower sides of the card insertion slot 6 on the front side of the card processing unit 21, opposite to the display panel 32. The camera unit 31 as an image acquisition unit is arranged.

  Here, the angle of view of the camera unit 31 is arranged so that the card insertion slot 6 and the display panel 32 are reflected simultaneously, and the card insertion slot 6 and the display panel 32 reflected in the camera unit 31 are arranged as shown in FIG. The information is displayed on the display operation unit 4.

  In addition, if the installation angle of the camera unit 31 is such that the gap between the front end of the card insertion slot 6 and the lower end of the character display area of the display panel 32 is reduced, there is an area where the unauthorized reading device 2x can be installed without hiding characters. Because it decreases, it becomes easier to detect unauthorized modifications.

(Operation)
With the above configuration, the automatic transaction apparatus according to the first embodiment operates as follows. This operation will be described below with reference to display screen examples of the display operation unit 4 shown in FIGS. In the following example, the description is given as an example in which the characters “ABCDE” are displayed on the display panel 32. However, other characters may be displayed, and an image or the like may be displayed.

  First, when the customer stands in front of the automatic transaction apparatus 1, the automatic transaction apparatus 1 displays the image 100g acquired by the camera unit 31 and the display panel 32 on the display operation unit 4, as shown in FIG. Character string information and guidance text 100c are displayed.

  For example, as the guidance sentence 100c, “Check if the above characters are correctly visible on the left screen. If it is not displayed or displayed differently, there is a possibility that an unauthorized reading device 2x, etc. is attached. "Please call an attendant."

  And when it is correctly displayed as a comparison result input means for inputting a comparison result between the character string displayed on the display panel 32 and the image 100g acquired by the camera unit 31 below the guidance sentence 100c. The button 100a to be pressed and the button 100b to be pressed when a different display is displayed are displayed.

  Then, the customer confirms the screen 100g according to the guidance text, and presses either the “correctly displayed” button 100a or the “different display / invisible” button 100b.

  The automatic transaction apparatus 1 detects these operations, continues the transaction operation when the “correctly displayed” button 100a is pressed, and presses the “different display / invisible” button 100b. Displays the screen of FIG. 5, stops the processing, and calls an attendant. At this time, it is better to guide the staff by calling them by voice guidance or the like.

  By the way, the image 100g acquired by the camera unit 31 becomes an image as shown in FIG. 6A when the unauthorized reading device 2x having a hole as shown in FIG. 8 is attached, and the optical axis as shown in FIG. 6 is an image as shown in FIG. 6B, the customer can easily determine that “different display or invisible”.

  If the display content on the display panel 32 is changed at an arbitrary timing such as for each transaction, it becomes difficult to imitate the display content, so that the unauthorized reading device 2x can be more reliably prevented from being attached. .

  In the above description of the embodiment, detection of the unauthorized reading device 2x attached to the card insertion slot 6 has been described. However, an unauthorized reading device is attached to the passbook insertion slot 5 and information recorded in the passbook can be read illegally. The present invention can be easily applied to prevent this.

(Effect of Example 1)
As described above, according to the automatic transaction apparatus of the first embodiment, the display unit that performs a predetermined display in the vicinity of the medium insertion slot, and the image acquisition unit that faces the display unit, the display content of the display unit, Since the image acquired by the image acquisition means is displayed on the display / operation unit, it is possible to reliably prevent unauthorized reading of the medium with a simple configuration and without monitoring by a monitor.

  As described above, the present invention can be widely used for an automatic transaction apparatus such as an automatic teller machine that performs transactions using a medium such as a card.

DESCRIPTION OF SYMBOLS 1 Automatic transaction apparatus 2x Unauthorized reading device 4 Display operation part 5 Passbook insertion slot 6 Card insertion slot 20 Main control part 21 Card processing part 22 Voice guidance part 23 Passbook processing part 28 Memory part 31 Camera part 32 Display panel 6a Card insertion slot Image 32a Display panel image

Claims (4)

An automatic transaction apparatus having a display operation unit operated by a customer and performing a transaction using a medium,
In the vicinity of the medium insertion opening, provided with a display means for performing a predetermined display, and an image acquisition means facing the display means,
An automatic transaction apparatus characterized in that the display content of the display means and the image acquired by the image acquisition means are displayed on the display operation unit.   The automatic transaction apparatus according to claim 1, further comprising a comparison result input unit configured to input a comparison result between the display content and the acquired image in the display operation unit.   2. The automatic transaction apparatus according to claim 1, wherein the display content of the display means is a predetermined character or image.   2. The automatic transaction apparatus according to claim 1, wherein the display content of the display means is changed at a predetermined timing.

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