JP2009048363A - Automatic teller machine, and method for migrating transfer information in ic card - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To facilitate migration of transfer information in an old IC card to other IC card. <P>SOLUTION: Whether a reissue flag 16a of IC transfer information 15 in an IC card is on or off is determined (S21). When the reissue flag 16a is on, an IC transfer information migration key display flag is set on (S22). Whether a migration completion flag 16b is on or off is next determined (S25). When the migration completion flag 16b is on, the IC transfer information migration key display flag is set off (S26). When the IC transfer information migration key display flag is on and a transfer information migration is specified, a registration selection screen for migrating transfer information to other IC card is displayed. When desired transfer information is selected by the customer, the selected transfer information is written to the reissued IC card. <P>COPYRIGHT: (C)2009,JPO&INPIT

Description

  The present invention relates to an automatic transaction apparatus used in a financial institution and an IC card transfer information transfer method.

  The use of IC cards is expanding because security against unauthorized reading of card information can be increased compared to magnetic cards. Some IC cards issued by banks and the like have a function of registering data such as a transfer destination.

  An expiration date is set for an IC card integrated with a credit card issued by a bank or the like. A new card is mailed from an issuer (a bank, a credit sales company, etc.) before such a card expires. The user will temporarily hold two cards, the old card and the new card. At present, there is no mechanism for automatically transferring data registered in an IC card to a reissued IC card, so the customer manually re-registers the data registered in the old IC card with another IC card. There is a need.

  In Patent Document 1, when reissuing an IC card, information on the old IC card is stored in a non-volatile memory, the information on the old IC card is cleared, and then the information is copied to the new IC card. Thus, it is described that the IC card is prevented from being issued twice and the loss of information due to a power failure or the like is prevented.

  The invention of Patent Document 1 is for preventing loss of data due to a power failure or the like when copying IC card data in an IC card reader / writer of a single type. It is not intended to transfer the transfer information.

  In Patent Document 2, when a customer operates a transaction button of “IC card transaction” on the “IC card transaction selection screen” displayed on the display unit of the automatic transaction apparatus, the screen is switched to the IC card transaction selection screen. When the “IC card information transfer” button is operated, an IC card insertion guidance screen is displayed. It is described that when a customer inserts a takeover source IC card, the transfer destination information recorded in the takeover source IC card is read and the information is written in the takeover destination IC card.

  In the invention of Patent Document 2, in order to transfer the transfer destination information recorded on the IC card to another IC card, it is necessary to perform screen selection at the customer's own decision and operate the selection button on each screen. The operation for transferring the transfer information to another IC card is complicated.

By the way, when making a transfer using an automatic transaction device, issue a paper transfer ticket to the customer, record the account information of the transfer destination on the transfer ticket, and at the next transfer operation A service is provided that makes it unnecessary to input the bank account information using the bank transfer ticket. Although it is desired to use the IC card transfer destination registration function instead of this paper transfer ticket, at present, the information registered in the IC card can be transferred to another IC card with a simple operation. It was difficult to lose the paper transfer ticket.
Japanese Patent Laid-Open No. 6-2331312 JP 2007-79926 A

  An object of the present invention is to enable transfer of transfer information of an old IC card to another IC card with a simple operation.

  The automatic transaction apparatus according to the present invention includes a reading unit that reads card information recorded on an inserted IC card, an expiration date acquiring unit that acquires an expiration date included in the card information of the IC card, and the IC Reissue information acquisition means for acquiring reissue information indicating whether or not the card has been reissued included in the card information of the card, and whether or not the reissue information is information indicating that the card has been reissued If the information indicates that the card has been reissued, the transfer key display information that determines whether or not to display a screen for transferring the transfer information is set to valid, and the reissued card The information indicating that the transfer key display information is invalid, and the transfer setting information included in the card information indicating whether the transfer information has been transferred or not. A migration information acquisition means to obtain, and whether or not the migration information is information indicating that the migration has been completed, and in the case of information indicating that the migration has been completed, the migration key display information is set to invalid If it is determined that the expiration date acquired by the expiration date acquisition unit has expired among the setting information of No. 2 and the card information read by the reading unit from the IC card, it is registered in the IC card as an old card A screen for transferring the transfer information of the old IC card only when the transfer key display information is valid, and it is determined whether the transfer key display information is valid or invalid. And when the transfer information is instructed when any transfer information is selected and the transfer information of the old IC card is displayed, the selected transfer information is displayed. It writes the re-issued the IC card, comprising a writing means for rewriting the migrated information of the IC card to the migrated.

  According to the present invention, the reissued IC card sent before the expiration date of the IC card and the old IC card whose expiration date has expired are used to register the old IC card. The transferred information can be transferred to the reissued IC card with a simple operation.

  In the automatic transaction apparatus of the above invention, the display means displays one or more transfer destination registration screens for the transfer information registered in the old IC card and the transfer information registered in the reissued IC card. The transfer information of the old IC card is displayed as selectable transfer data.

  By configuring in this way, necessary transfer information can be transferred to the reissued IC card while confirming both the transfer destination information registered in the reissued IC card and the transfer information registered in the old IC card. Can be migrated.

  In the automatic transaction apparatus according to the above invention, when the transfer key display information is valid, the display means displays a selection screen that displays a transfer selection key that instructs transfer of transfer information. When the selection key is selected, a transfer destination registration selection screen for displaying the transfer information recorded in the old IC card in a selectable manner is displayed.

  By configuring in this way, a screen for transferring the transfer information is displayed only when the transfer key display information is valid and there is a possibility of transferring the transfer information, so a selection screen unnecessary for the customer is displayed. Can be prevented.

  In the automatic transaction apparatus according to the above invention, the first setting means turns on the transition key display information when the reissue information is information indicating that the IC card is a reissued IC card. The second setting means sets the migration key display information to OFF when the migrated information is information indicating that the migration has been completed.

  With this configuration, the IC transfer information transfer key display flag can be turned on only when the IC card has been reissued and transfer information has not been transferred. Thereby, only a customer who needs transfer of transfer information can display a transfer selection screen or a screen for selecting transfer information.

  According to the present invention, transfer information recorded in an old IC card whose expiration date has expired is transferred to the reissued IC card sent before the expiration date of the IC card by a simple operation. be able to.

  Hereinafter, embodiments of the present invention will be described with reference to the drawings. FIG. 1 is a block diagram of an automatic transaction apparatus 1 according to an embodiment. This automatic transaction apparatus is, for example, an automatic teller machine used in a bank or the like.

  The automatic transaction apparatus 1 includes a reading unit 2 that reads data recorded on an IC card, a reissue information acquisition unit 3, a first setting unit 4, a migration information acquisition unit 5, and a second setting unit 6. A display unit 7, a transfer information acquisition unit 8, and a writing unit 9 for writing data to the IC card. The reissue information acquisition unit 3, the migration information acquisition unit 5, the first setting unit 4, the second setting unit 6, and the like are realized as program modules of an application program that performs cash deposit processing and the like.

  The IC card 11 according to the embodiment (see FIG. 2) has a reissue flag (corresponding to the reissue information) indicating whether or not the card has been reissued and a transfer completed indicating whether or not the transfer information has been transferred. A flag (corresponding to the migrated information) is recorded.

  The expiration date acquisition unit 10 of the automatic transaction apparatus 1 acquires the expiration date included in the card information of the IC card 11 read by the reading unit 2. It is determined whether or not the expiration date has expired. If the old IC card has expired, a screen for inserting the reissued IC card is displayed.

  The reissue information acquisition unit 3 acquires a reissue flag included in the card information of the IC card 11 read by the reading unit 2. The first setting unit 4 determines whether the reissue flag is on or off. When the reissue flag is on, the first setting unit 4 determines whether or not to display a screen for transferring the transfer information “IC transfer information transfer”. The key display flag (corresponding to the transition key display information) is set to ON (valid). This is because if the IC card 11 is a reissued card and an old IC card exists, the transfer information registered in the old IC card is likely to be transferred to the reissued card. .

  The migration information acquisition unit 5 acquires a migration flag included in the card information. The second setting unit 6 determines whether the transfer completed flag is on or off, and when the transfer completed flag is on and the transfer information has been transferred, the IC transfer information transfer key display flag is set to off. When the transfer completion flag is off, the state of the IC transfer information transfer key display flag set by the first setting unit 4 is held.

  The display unit 7 determines whether the IC transfer information transfer key display flag is on or off. When the IC transfer information transfer key display flag is on, a screen for transferring the transfer information of the old IC card (for example, , Transfer information transfer confirmation screen and transfer destination registration selection screen).

When a transfer information transfer key that instructs transfer of transfer information is selected on the transfer confirmation screen, the transfer information acquisition unit 8 acquires transfer information registered in the old IC card.
When the above-described transfer information transfer key is operated, the display unit 7 switches the display screen to the transfer destination registration selection screen, and displays a plurality of transfer destinations read from the old IC card so as to be selectable on the screen. In this screen, when a specific transfer destination is selected and the enter key is operated, the writing unit 9 writes the selected transfer destination into the reissued IC card 11 and simultaneously the data write destination IC card 11. Rewrite the migrated flag to ON.

  As described above, the reissue flag and the migrated flag are stored in the IC card 11, the state of these flags is determined, and the IC transfer information transfer key display flag is set to ON or OFF, thereby transferring the transfer information. A screen for transferring transfer information (a screen for displaying a transfer information transfer key and a transfer destination registration selection screen) can be displayed only for a customer who may perform the transfer. Then, a plurality of transfer destination selection screens recorded on the old IC card are displayed, and the customer selects an arbitrary transfer destination from among them, so that the old IC card is re-issued to the reissued IC card 11. Transfer information can be transferred easily.

Here, the configuration and data structure of the IC card 11 according to the embodiment will be described with reference to FIG.
The IC card 11 incorporates a processing device 13 having a CPU, a ROM for recording an OS, a RAM, and an EEPROM on which an IC application including programs and data is mounted. The IC card 11 is provided with a magnetic stripe 12.

  In the magnetic stripe 12, magnetic stripe data 12a having the same format as the magnetic card issued by the bank is recorded. In addition to the bank name and account number, information indicating whether or not a card has been reissued may be recorded in the magnetic stripe 12.

  The ROM of the processing device 13 stores an OS, an application program for cash card (AP), and the like, and the RAM stores data, IC cash card information 14 and IC transfer information 15.

  As shown in FIG. 2, the IC cash card information 14 includes magnetic stripe data, PAN (primary account number), PAN sequence number, expiration date, card authentication data, and the like. The version number of the IC card 11 may be stored as the PAN sequence number depending on the specifications of the bank or the like.

The IC transfer information 15 includes reissue information 16, a plurality of recipient information 17, and client information 18.
The reissue information 16 includes a reissue flag 16a indicating whether or not the IC card 11 has been reissued and a migrated flag 16b indicating whether or not the IC transfer information 15 has been migrated. In the reissue flag 16a, for example, “1” is set when the IC card is reissued, and “0” is set when the IC card is not reissued. In the initial state, the transfer flag 16b is set to data indicating that transfer information has not been transferred, for example, “0”. When the transfer of the IC transfer information 15 is completed, “1” is set. The

  The payee information 17 includes a transfer destination financial institution code, a transfer destination financial institution name, a transfer destination branch code, a transfer destination branch name, a transfer destination item, a transfer destination account number, a payee name, and the like. The client information 18 includes a client name, a client telephone number, and the like.

Next, processing when the IC transfer information 15 recorded in the old IC card is transferred to the reissued IC card 11 will be described with reference to the flowcharts of FIGS.
Initially, with reference to FIG.6 and FIG.7, the external appearance and internal structure of an automatic transaction apparatus (ATM) are demonstrated.

  As shown in FIGS. 6 and 7, the automatic transaction apparatus 21 includes a CIP (Card Reader Printer) unit 31 having a front card insertion slot 22, a bankbook unit 32 having a bankbook insertion / discharge slot 23, and a bill insertion / It has a bill / coin counting unit 33 having a discharge port 24 and a coin insertion / discharge port 25, a clerk operation unit 34, a control unit 35, a customer operation panel 26 for operation and display, and a vein sensor 27. .

  The CIP unit 31 includes an IC card reader / writer 36 that reads / writes the magnetic stripe and IC of the IC card 11, a receipt printer 37 that records transactions on receipts, and a journal printer 38 that prints transaction records on journal paper. And have.

  The bankbook unit 32 records a transaction on the page of the bankbook and turns the page as necessary. The clerk operation unit 34 performs operations for status display, when a failure occurs, at the time of inspection, and the like for clerk operation. The bill / coin counting unit 33 performs discrimination, counting, and storing of the inserted bill / coin, and counting and discharging of the requested bill / coin.

The control unit 35 has an ATM application 40 that communicates with the host 39 to control the operation of the automatic transaction apparatus 21 and an authentication library 41 for authentication.
Next, the processing operation of the automatic transaction apparatus 21 will be described with reference to the flowcharts of FIGS. The following processing is executed by the control unit 35 of the automatic transaction apparatus.

  When the customer waiting screen is displayed (FIG. 3, S11), when the transfer key is selected by the customer, a card insertion screen is displayed (S12). When the IC card 11 is inserted, the magnetic stripe data (MS) 12a of the IC card 11 and the IC cash card information 14 are read to determine whether or not the expiration date in the IC cash card information 14 has expired. If the old IC card has expired, a screen for inserting the reissued card is displayed to request insertion of the card (S13).

  It is determined whether reissue information of the IC card 11 is recorded in the magnetic stripe data 12a (S14). Depending on the specifications of the user (bank) of the automatic transaction apparatus, card reissue information may be recorded in the magnetic stripe data 12a. Therefore, in step S14, the presence or absence of reissue information is determined.

  When the reissue information is recorded (S14, YES), the process proceeds to step S15, and the IC transfer information transfer key display flag is turned on. The IC transfer information transfer key display flag is a flag that determines whether or not to display a registration screen for transferring transfer information. This IC transfer information transfer key display flag is stored in a memory or the like inside the automatic transaction apparatus.

Next, the IC transfer information 15 is read from the IC card 11 (S16), and it is determined whether or not the IC transfer information 15 is mounted on the IC card 11 (S17).
When the IC transfer information 15 is mounted on the IC card 11 (S17, YES), the process proceeds to step S19, and the IC transfer information transfer key display flag is turned on.

When the IC transfer information 15 is not mounted (S17, NO), the process proceeds to step S18, and the IC transfer information shift key display flag is turned off.
The processes in steps S16 to S19 determine whether or not there is a storage area for storing the IC transfer information 15 in the IC card 11. If such a storage area does not exist, transfer of the transfer information is performed. Since there is no need to perform this process, the IC transfer information transfer key display flag is turned off.

  Next, it is determined whether or not there is a reissue flag 16a in the IC transfer information 15 (S20). If the reissue flag 16a is present (S20, YES), the process proceeds to step S21 to determine whether the reissue flag 16a is on or off.

  When the reissue flag 16a is on (S21, ON), the process proceeds to step S22, and the IC transfer information transfer key display flag is turned on. On the other hand, when the reissue flag 16a is off (S21, OFF), the process proceeds to step S23, and the IC transfer information transfer key display flag is turned off.

  When the reissue flag 16a stored in the IC card 11 is turned on by the above processing and the inserted IC card is a reissued card, the IC transfer information transfer key display flag is turned on to transfer information. A screen for migrating can be displayed. Further, when the reissue flag 16 is off and the inserted IC card is not a reissued card, there is no need to transfer the transfer information, so the IC transfer information transfer key display flag is turned off to transfer the transfer information. Do not display the screen for

  Next, it is determined whether or not the migrated flag 16b is present in the IC transfer information 15 (S24). If there is the migrated flag 16b (S24, YES), the process proceeds to step S25 to determine whether the migrated flag 16b of the IC transfer information is on or off. In the initial state, the migrated flag 16b of the reissued IC card 11 is set to off, and when the transfer information is migrated to the reissued IC card 11, the migrated flag 16b is rewritten to on. .

When the transferred flag 16b of the IC transfer information 15 is on (S25, YES), the process proceeds to step S26, and the IC transfer information transfer key display flag is turned off.
When step S24 is NO, after step S25 or S26, it progresses to step S27, and it is discriminate | determined whether an IC transfer information transfer key display flag is ON or OFF. When the IC transfer information transfer key display flag is OFF (S27, OFF), a conventional transfer process that does not include transfer information transfer process or the like is executed.

  When the IC transfer information transfer key display flag is on (S27, ON), the process of step S28, S29 or S30 is executed. Note that the processes in steps S28 to S30 are not all included in the program, and one of the processes in steps S28 to S30 is selected according to the specifications of the bank or the like that is the user of the automatic transaction apparatus. Included in the program.

  In the process of step S28, four keys of “transfer card”, “input each time”, “IC transfer information”, and “transfer IC transfer information” are displayed as selection keys on the transfer method selection screen. When the customer makes a transfer using a paper transfer card, the “transfer card” key is selected. When a customer inputs a transfer destination individually, an “input each time” key is selected. When using the transfer information registered in the IC card 11, the “IC transfer information” key is selected. When copying the IC transfer information from the old IC card to the new IC card 11, the “transfer IC transfer information” key is selected.

The process of step S29 is a process for displaying an IC transfer information transfer confirmation screen, and displays three keys of “IC transfer information transfer”, “no transfer”, and “next time”.
When copying the IC transfer information from the old card to the new card, the “transfer IC transfer information” key is selected. When not transferring the transfer information of the old card, select the “Do not transfer” key. To transfer the transfer information for the next and subsequent transactions, select the “next and subsequent” key.

The process of step S30 is a process for displaying the transfer transaction end screen, and displays three keys “transfer”, “do not transfer”, and “next time”.
When the transition key is selected on the selection screen in FIG. 3, the process proceeds to the flowchart (2) in FIG. In step S31 of FIG. 4, a new card return screen is displayed. This process is a process in the case where two IC cards cannot be simultaneously held in the apparatus due to the hardware structure of the automatic transaction apparatus. In the case where two IC cards can be held in the automatic transaction apparatus 1 Therefore, the process of step S31 is not necessary.

  Next, an old card insertion screen is displayed (S32). If it is detected that the IC card is inserted, the information recorded in the magnetic stripe (MS) 12 of the inserted IC card is read to determine whether the information has been read normally (S33).

  If the information of the magnetic stripe 12 cannot be read normally (S33, NO), the process proceeds to step S34, whether or not the magnetic stripe 12 is destroyed, that is, magnetism is detected from the magnetic stripe 12, and a reading error occurs. It is determined whether or not. When magnetism is not detected from the magnetic stripe 12, it is determined that the card is not a target card, and the IC card is returned (S34 '). When magnetism is detected from the magnetic stripe 12 and a reading error has occurred (S34, YES), the routine proceeds to step 41.

  If the data of the magnetic stripe 12 can be normally read (S33, YES), the process proceeds to step S35, and it is determined whether or not the inserted card is an IC card according to the data content of the magnetic stripe 12. When it is determined that the card is not an IC card (S35, NO), the process proceeds to step S40, and the card is returned. Also, the account number is extracted from the information read from the magnetic stripe 12, and compared with the account number of the new card inserted previously, it is determined whether or not the account numbers match. It can be determined that the card is the same user as the card.

If it is determined to be an IC card (S35, YES), the process proceeds to step S36, and the cash card information recorded on the IC card is read.
In the next step S37, an expiration date is extracted from the cache card information read from the IC card, and it is determined from this expiration date whether the expiration date of the card has expired. If the IC card has not expired (S37, NO), it is determined that the card is not an old card, and the process proceeds to step S40 to return the IC card. When the inserted IC card has expired, it is determined that the old IC card has been inserted. In this embodiment, whether or not the inserted IC card is an old IC card is determined based on whether or not the expiration date of the IC card has passed. Also, since the new card is usually mailed before the old card expires, there are two valid cards and both can be used until the old card expires. Even in such a case, if the expiration date expires within a predetermined period, for example, within two months, it can be determined as an old card. If the IC card has a function of reissuing an expired IC card, the card is reissued.

When the IC card has expired (S37, YES), the process proceeds to step S38, where it is determined whether or not the card has been issued by the bank.
When the inserted IC card is not a card issued by the bank (S38, NO), the process proceeds to step S40, and the inserted card is returned.

  When the inserted old IC card is a bank card (S38, YES), the process proceeds to step S39, where the account number read from the old IC card is the account number of the new IC card 11 read before that time. Is determined. If the account numbers do not match (S39, NO), the process proceeds to step S40 described above.

  When the account numbers of the old IC card and the new IC card 11 match (S39, YES), the process proceeds to step S41, and the IC transfer information registered in the old IC card is read and saved. In this saving process, the read IC transfer information is temporarily stored in the memory of the automatic transaction apparatus.

  Next, it is determined whether or not the IC transfer information is registered in the old IC card (S42). When the IC transfer information is not registered (S42, NO), the process proceeds to step S43, and the old IC card is returned.

  When the IC transfer information is registered in the old IC card (S42, YES), the process proceeds to step S44 to display the old card return screen and return the card. When the customer receives the old IC card, a new card insertion screen is displayed (S45).

  When a new IC card 11 is inserted while the new card insertion screen is displayed, it is determined whether or not the card is an IC card (S46). When the inserted card is an IC card (S46, YES), the process proceeds to step S47, and the IC cash card information 14 recorded in the new IC card 11 is read. In the next step S48, it is determined whether or not the current date and time is within the expiration date of the read IC cash card information 14. If it is outside the expiration date, the process proceeds to step S51 and the card is returned.

If it is within the expiration date (S48, YES), the process proceeds to step S49, and it is determined whether or not the card is issued by the bank.
When the inserted IC card is not a card issued by the bank (S49, NO), the process proceeds to step S51, and the card is returned.

  If the inserted new IC card is a bank card (S49, YES), the process proceeds to step S50, and it is determined whether or not the account number matches the account number of the first inserted IC card. . If the account numbers do not match (S50, NO), the process proceeds to step S51, and the card is returned.

  On the other hand, when the account numbers match (S50, YES), the process proceeds to step S52, and the input of a password is requested. The process of step S52 is a process in the case where the bank system is a system that requires the input of a password at the time of transfer of IC transfer information, and is not required in a system that does not require the input of the password.

  FIG. 5 is a flowchart (3) of the IC transfer information migration process. When the input of the password is completed in step S52 in FIG. 4, the process in step S53 in FIG. 5 is executed. In this process, the transfer information of the new IC card 11 is read. In the next step S54, a transfer destination registration selection screen is displayed. In the process of step S54, the transfer destination data registered in the old IC card and the transfer destination data registered in the new IC card 11 are all displayed with selection numbers and the “select” key. Is displayed.

  When it is detected that the customer has operated the “select” key after selecting the transfer destination data number to be transferred on the transfer destination selection screen, the transfer destination registration confirmation screen is displayed in the next step S55. This transfer destination registration confirmation screen displays the transfer destination data selected by the customer, a “return” key for redoing the selection, and a “confirm” key for confirming the selection result.

When it is detected that the “confirm” key has been operated by the customer on the transfer destination registration confirmation screen, the process proceeds to step S56, and the client registration selection screen is displayed. In the process of step S56, the client data of each transfer destination data registered in the old IC card is displayed with a serial number.

  When it is detected that the “select” key is operated after the customer selects a specific client on the client registration screen, the client registration confirmation screen is displayed in the next step S57. On the client registration confirmation screen, the selected client name, a “return” key, and a “confirm” key are displayed.

  If it is detected on the client registration confirmation screen that the “confirm” key is operated, the process proceeds to step S58 to execute host transmission / reception processing. This processing is processing for transmitting information for personal identification (such as a personal identification number) to the host device and receiving information on the confirmation result. Note that this host transmission / reception process is not required in a system that does not need to check a personal identification number for identification.

  In the next step S59, an IC writing screen is displayed. In the process of step S59, the transfer information of the selected old IC card is written to the new IC card 11, and when the data writing is completed, the migration flag 16b is rewritten to ON.

In the next step S60, a new card return screen is displayed, and the IC card 11 whose transfer information has been transferred is returned. When the customer receives the IC card 11, the transaction ends.
In the above embodiment, the reissue flag and the migrated flag are stored in the IC card 11, the state of these flags is determined, and the IC transfer information migration key display flag is set to ON or OFF, A screen for transferring transfer information (for example, a transfer information transfer confirmation screen for displaying a transfer information transfer key and a transfer destination registration selection screen) may be displayed only to customers who may transfer the transfer information. It becomes possible.

  Thus, when the IC card 11 is inserted into the insertion slot of the automatic transaction apparatus 1, the screen for transferring the transfer information only when the IC card is a reissued card and the transfer of the transfer information is incomplete. Is displayed. After the customer operates the transfer information transfer key on the displayed screen, the customer transfers the desired transfer information to the reissued IC card by selecting an arbitrary transfer destination on the transfer destination registration selection screen. can do. The customer can transfer the transfer destination data registered in the old IC card to the reissued IC card 11 with a simple operation. Since the transfer of registered bank transfer data is simplified, the use of an IC card can be promoted instead of a paper bank transfer ticket.

  Further, when the inserted IC card is not a reissued card or when the transfer information has been transferred, the screen for transferring the transfer information is not displayed, so that the troublesomeness of displaying an unnecessary operation screen can be eliminated. .

  Furthermore, since both the transfer destination data registered in the old IC card and the transfer destination data registered in the reissued IC card are displayed on the transfer destination registration selection screen, the customer can reissue the reissued IC. While confirming the transfer destination data registered in the card 11, transfer destination data to be transferred can be selected.

In the embodiment described above, an example in which the reissue flag 16a and the migrated flag 16b are recorded on the IC card 11 has been described. However, the data may be recorded in a data format other than the flag.
The screen displayed when the IC transfer information transfer key display flag is ON is not limited to the IC transfer information transfer confirmation screen, the transfer information registration selection screen, etc., as described in the embodiment. Any display format screen can be used as long as the screen can be used.

It is a block diagram of the automatic transaction apparatus of an embodiment. It is a figure which shows the data structure of the IC card of embodiment. Flow chart of IC transfer information migration processing according to the embodiment (1) Flow chart of IC transfer information migration processing of the embodiment (2) Flowchart (3) of the IC transfer information migration process of the embodiment It is an external view of an automatic transaction apparatus. It is a figure which shows the structure of an automatic transaction apparatus.

Explanation of symbols

11 IC card 12 magnetic stripe 12a magnetic stripe data 14 IC cash card information 15 IC transfer information 16 reissue information 16a reissue flag 16b migrated flag

Claims (9)

Reading means for reading card information recorded on the inserted IC card;
Expiration date acquisition means for acquiring an expiration date included in the card information of the IC card;
Reissue information acquisition means for acquiring reissue information included in the card information of the IC card and indicating whether the card has been reissued;
It is determined whether or not the reissue information is information indicating that the card has been reissued. If the information indicates that the card has been reissued, whether or not to display a screen for transferring transfer information Transition key display information for determining whether or not it is information indicating that the card is not a reissued card, first setting means for invalidating the transition key display information;
Transferred information acquisition means for acquiring transferred information included in the card information indicating whether or not the transfer information has been transferred,
It is determined whether or not the migrated information is information indicating that it has been migrated, and when the information indicates that it has been migrated, a second setting unit that invalidates the migration key display information;
Transfer that acquires the transfer information registered in the IC card as an old card when it is determined that the expiration date acquired by the expiration date acquisition means has expired among the card information read by the reading means from the IC card Information acquisition means;
Determining whether the transition key display information is valid or invalid, and a display means for displaying a screen for transferring the transfer information of the old IC card only when the transition key display information is valid;
When any transfer information is selected and the transfer information is instructed in a state where the transfer information of the old IC card is displayed, the selected transfer information is written in the reissued IC card, and An automatic transaction apparatus comprising writing means for rewriting the migrated information of the IC card to migrated.   When the transfer key display information is valid, the display means displays one or more transfers of the transfer information registered in the old IC card and the transfer information registered in the reissued IC card. The automatic transaction apparatus according to claim 1, wherein the automatic transaction apparatus is displayed on a pre-registration screen and the transfer information of the old IC card is selectably displayed as transfer data.   The display means displays a selection screen for displaying a selection key for instructing transfer of transfer information when the transfer key display information is valid, and when the transfer selection key is selected on the selection screen, 2. The automatic transaction apparatus according to claim 1, wherein a transfer destination registration selection screen for displaying transfer information recorded in an old IC card so as to be selectable is displayed.   When the transition key display information is valid, when the magnetic stripe of the inserted old IC card has been destroyed, or when the expiration date recorded on the old IC card has expired, The automatic transaction apparatus according to claim 1, wherein transfer information of the old IC card is transferred to the reissued IC card. The first setting means sets the transition key display information to ON when the reissue information is information indicating that the IC card is a reissued IC card,
The automatic transaction apparatus according to claim 3, wherein the second setting means sets the transfer key display information to off when the transferred information is information indicating that transfer has been completed. A transfer information transfer method for transferring transfer information registered in an IC card to another IC,
Reading card information recorded on the inserted IC card;
Obtaining reissue information included in the card information of the IC card indicating whether the card has been reissued;
It is determined whether or not the reissue information is information indicating that the card has been reissued. If the information indicates that the card has been reissued, whether or not to display a screen for transferring transfer information A first setting step of setting the transition key display information to be invalid and setting the transition key display information to invalid when the information indicates that the card is not a reissued card;
Acquiring transferred information indicating whether or not the transfer information has been transferred included in the card information;
Determining whether or not the migrated information is information indicating that the migration has been completed, and in the case of information indicating that the migration has been completed, a second setting step of setting the migration key display information to be invalid;
Obtaining transfer information registered in the old IC card;
Determining whether the transfer key display information is valid or invalid, and displaying a screen for transferring the transfer information of the old IC card only when the transfer key display information is valid;
When any transfer information is selected and the transfer information is instructed in a state where the transfer information of the old IC card is displayed, the selected transfer information is written in the reissued IC card, and An IC card transfer information migration method in which a computer executes the step of rewriting the migrated information of the IC card to migrated.   The display step displays the transfer information registered in the old IC card and the transfer information registered in the reissued IC card on one or more transfer destination registration screens, and the old IC card 7. The IC card transfer information transfer method according to claim 6, wherein the transfer information is displayed as transfer data in a selectable manner.   When the transition key display information is valid, when the magnetic stripe of the inserted old IC card has been destroyed, or when the expiration date recorded on the old IC card has expired, 7. The IC card transfer information transfer method according to claim 6, wherein the old IC card transfer information is transferred to the reissued IC card. In the first setting step, when the reissue information is information indicating that the IC card is a reissued IC card, the transition key display information is set to ON,
7. The IC card transfer information transfer method according to claim 6, wherein the second setting step sets the transfer key display information to OFF when the transferred information is information indicating that the transfer has been completed.