JP2007257602A5 - - Google Patents
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- JP2007257602A5 JP2007257602A5 JP2006153799A JP2006153799A JP2007257602A5 JP 2007257602 A5 JP2007257602 A5 JP 2007257602A5 JP 2006153799 A JP2006153799 A JP 2006153799A JP 2006153799 A JP2006153799 A JP 2006153799A JP 2007257602 A5 JP2007257602 A5 JP 2007257602A5
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- JP
- Japan
- Prior art keywords
- insurance
- amount
- donation
- contractor
- terminal
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Claims (9)
保険機関が前記端末を介して取得した契約者データ及び保険約款データである、メールアドレス、郵便番号、住所、氏名、性別、年齢、電話番号、自家用車の車種と年式と用途、家族構成、及び保険契約証書番号を含む自動車保険契約データを記憶部に記憶する契約管理手段と、
事故証明に基づいて保険金を支払ったことを表す事故歴を前記契約者データに対応付けて記憶部に記憶する事項証明受け付け手段と、
前記保険機関が処分可能な金額を表す剰余金の使途を寄付金とすることの案内と、前記寄付金の寄付先を選択可能に表示してアンケートを採るリストとを前記保険機関のホームページに掲載し、前記端末から前記ホームページへのアクセスを受付けたとき、前記自動車保険契約データに含まれる個人情報を入力する指示を前記端末に送信し、その指示に対する返信を受付けて前記契約者データを参照し、アクセスしてきた契約者を特定した上で、その特定した契約者の一定期間内の事故歴の有無を検索し、その一定期間内に事故歴の無い前記契約者にアンケート投票権を表示し、前記アンケート投票権に表示される前記リストから選択された前記寄付金の寄付先情報を記憶部に蓄積するアンケート手段と、
を備えることを特徴とするアンケート機能付インターネット自動車保険管理サーバ。 An Internet auto insurance management server with a questionnaire function that customers are communicatively connected to each other through the terminal and the network to operate,
Contractor data and insurance policy data obtained by the insurance organization via the terminal , e-mail address, postal code, address, name, gender, age, telephone number, private car model and year and use, family structure, And contract management means for storing the automobile insurance contract data including the insurance policy certificate number in the storage unit ,
And matters certification receiving unit is stored in the storage unit the history of accidents indicating that was Tsu pay the insurance money is based on the accident proved in association with the subscriber data,
Information on how to use the surplus representing the amount that can be disposed of by the insurance organization as a donation, and a list of questionnaires with selectable recipients of the donation posted on the insurance organization's website When receiving access to the home page from the terminal, the terminal transmits an instruction to input personal information included in the car insurance contract data to the terminal, and receives a reply to the instruction and refers to the contractor data. , After identifying the contractor who has accessed, search for the presence or absence of accident history within a certain period of the identified contractor, and display the questionnaire voting right to the contractor who has no accident history within the certain period, Questionnaire means for storing in the storage unit donation information of the donation selected from the list displayed in the questionnaire voting right;
Internet car insurance management server with a questionnaire function, characterized in that the Ru with a.
前記決算手段は、所定期間にわたって、少なくとも徴収した保険料を含む収入額と少なくとも支払った保険金および諸経費を含む支出額とを算出し、前記収入額から前記支出額を減算して算出した利益データから、前記剰余金を算出すること、 The settlement means calculates an income amount including at least the collected insurance premium and an expenditure amount including at least paid insurance money and various expenses over a predetermined period, and a profit calculated by subtracting the expenditure amount from the income amount. Calculating the surplus from the data;
を特徴とする請求項１に記載のアンケート機能付インターネット自動車保険管理サーバ。 The internet car insurance management server with a questionnaire function according to claim 1.
記憶部は寄付率を記憶しており、 The memory section remembers the donation rate,
前記集計手段は、前記寄付金を、前記収入額に前記寄付率を乗算して算出すること、 The counting means calculates the donation by multiplying the amount of income by the donation rate;
を特徴とする請求項１に記載のアンケート機能付インターネット自動車保険管理サーバ。 The internet car insurance management server with a questionnaire function according to claim 1.
前記集計手段は、前記所定期間にわたって、前記契約者毎に保険料を累計し、その累計した保険料に前記寄付率を乗算して、契約者別累計寄付額を算出し、 The counting means accumulates insurance premiums for each contractor over the predetermined period, multiplies the accumulated insurance premiums by the donation rate to calculate a cumulative donation amount by contractor,
前記表示手段は、前記寄付金と共に前記契約者別累計寄付額を前記端末から閲覧可能なように表示すること、 The display means displays the cumulative donation amount by contractor together with the donation so that it can be viewed from the terminal,
を特徴とする請求項３に記載のアンケート機能付インターネット自動車保険管理サーバ。 The Internet automobile insurance management server with a questionnaire function according to claim 3.
前記コンピュータに、
保険機関が前記端末を介して取得した契約者データ及び保険約款データである、メールアドレス、郵便番号、住所、氏名、性別、年齢、電話番号、自家用車の車種と年式と用途、家族構成、及び保険契約証書番号を含む自動車保険契約データを記憶部に記憶させる契約管理ステップ、
事故証明に基づいて保険金を支払ったことを表す事故歴を前記契約者データに対応付けて記憶部に記憶させる事故証明受付ステップ、
前記保険機関が処分可能な金額を表す剰余金の使途を寄付金とすることの案内と、前記寄付金の寄付先を選択可能に表示してアンケートを採るリストとを前記保険機関のホームページに掲載させ、前記端末から前記ホームページへのアクセスを受付けたとき、前記自動車保険契約データに含まれる個人情報を入力する指示を前記端末に送信させ、その指示に対する返信を受付けて前記契約者データを参照させ、アクセスしてきた契約者を特定した上で、その特定した契約者の一定期間内の事故歴の有無を検索させ、その一定期間内に事故歴の無い前記契約者にアンケート投票権を前記ホームページに表示させ、前記アンケート投票権に表示される前記リストから選択された前記寄付金の寄付先情報を記憶部に蓄積させるアンケートステップ、
を実行させることを特徴とするプログラム。 What program der of the order to realize the Internet automobile insurance management server with a questionnaire function by using a computer that the customer is communicatively connected via the terminal and the network to operate,
In the computer,
Contractor data and insurance policy data obtained by the insurance organization via the terminal , e-mail address, postal code, address, name, gender, age, telephone number, private car model and year and use, family structure, And a contract management step for storing the automobile insurance contract data including the insurance policy number in the storage unit ,
Accident proof accepting step of Ru stored in the storage unit the history of accidents indicating that was Tsu pay the insurance money is based on the accident proved in association with the subscriber data,
Information on how to use the surplus representing the amount that can be disposed of by the insurance organization as a donation, and a list of questionnaires with selectable recipients of the donation posted on the insurance organization's website When receiving access to the homepage from the terminal, the terminal transmits an instruction to input personal information included in the car insurance contract data to the terminal, and receives a reply to the instruction to refer to the contractor data. , After identifying the contractor who has accessed, search the presence or absence of accident history of the identified contractor within a certain period, and the questionnaire voting right to the contractor who has no accident history within the certain period on the homepage A questionnaire step of causing the storage unit to store donation destination information of the donation selected from the list displayed in the questionnaire voting right,
A program characterized by having executed .
前記決算ステップで、所定期間にわたって、少なくとも徴収した保険料を含む収入額と少なくとも支払った保険金及び諸経費を含む支出額とを算出させ、前記収入額から前記支出額を減算して算出した利益データから、前記剰余金を算出させること、 Profit calculated by subtracting the amount of expenditure from the amount of income, including the amount of income including at least the insurance premiums collected and the amount of expenditure including insurance money paid and various expenses, over the predetermined period in the settlement step. Calculating the surplus from the data;
を特徴とする請求項５に記載のプログラム。 The program according to claim 5.
記憶部に寄付率を記憶させておき、 Remember the donation rate in the memory,
前記集計ステップで、前記収入額に前記寄付率を乗算して前記剰余金を算出させること、 Calculating the surplus by multiplying the amount of income by the donation rate in the counting step;
を特徴とする請求項５に記載のプログラム。 The program according to claim 5.
前記集計ステップで、前記所定期間にわたって、前記契約者毎に保険料を累計させ、その累計させた保険料に前記寄付率を乗算して契約者別累計寄付額を算出させ、 In the counting step, over the predetermined period, the insurance premium is accumulated for each contractor, and the cumulative contribution amount is calculated by multiplying the accumulated insurance premium by the donation rate,
前記表示ステップで、前記剰余金と共に前記契約者別累計寄付額を前記端末から閲覧可能なように表示させること、 Displaying the accumulated donation amount by contractor together with the surplus so that it can be viewed from the terminal in the display step;
を特徴とする請求項７に記載のプログラム。 The program according to claim 7.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2006153799A JP4214158B2 (en) | 2006-02-24 | 2006-06-01 | Internet car insurance management server with questionnaire function, its program and recording medium |
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2006048689 | 2006-02-24 | ||
| JP2006153799A JP4214158B2 (en) | 2006-02-24 | 2006-06-01 | Internet car insurance management server with questionnaire function, its program and recording medium |
Publications (3)
| Publication Number | Publication Date |
|---|---|
| JP2007257602A JP2007257602A (en) | 2007-10-04 |
| JP2007257602A5 true JP2007257602A5 (en) | 2008-04-24 |
| JP4214158B2 JP4214158B2 (en) | 2009-01-28 |
Family
ID=38631736
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP2006153799A Expired - Fee Related JP4214158B2 (en) | 2006-02-24 | 2006-06-01 | Internet car insurance management server with questionnaire function, its program and recording medium |
Country Status (1)
| Country | Link |
|---|---|
| JP (1) | JP4214158B2 (en) |
Families Citing this family (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US9875508B1 (en) | 2004-11-19 | 2018-01-23 | Allstate Insurance Company | Systems and methods for customizing insurance |
| US10282785B1 (en) | 2004-11-19 | 2019-05-07 | Allstate Insurance Company | Delivery of customized insurance products and services |
| US7774217B1 (en) | 2004-11-19 | 2010-08-10 | Allstate Insurance Company | Systems and methods for customizing automobile insurance |
| JP5809407B2 (en) * | 2010-01-04 | 2015-11-10 | 剱持 昭司 | Distribution system for donation votes and transfer system with transfer function for demerit vote |
| CN103824154A (en) * | 2014-02-08 | 2014-05-28 | 刘文书 | Vehicle on-line accident solution method and system |
| JP6325156B1 (en) * | 2017-07-27 | 2018-05-16 | 直純 松本 | Point donation system |
| CN115335846A (en) * | 2020-03-31 | 2022-11-11 | 索尼集团公司 | Server device, terminal device, information processing program, and information processing method |
| JP2023066159A (en) * | 2021-10-28 | 2023-05-15 | キュブライト株式会社 | Online system, program, and storage medium |
-
2006
- 2006-06-01 JP JP2006153799A patent/JP4214158B2/en not_active Expired - Fee Related
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