JP2006048178A - Cellular phone e-mail notification system and method thereof - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a cellular phone e-mail notification system and a method thereof which automatically generate an e-mail nondelivery notice and send it to a business when an e-mail, has been sent to an e-mail address registered by the business, and the information of its nondelivery is returned, and which notify of money-related information by a cellular phone e-mail. <P>SOLUTION: The system comprises an e-mail nondelivery notice generating means by which a first mail address is extracted and a nondelivery notification mail is generated and sent. When an e-mail nondelivery notice is received after that, a final mail address is extracted from the non-delivery e-mail, and a call is made to a cellular phone or a general phone. The system also comprises an information transmitting means that extracts a first mail address and generates an e-mail for reporting an amount of money. <P>COPYRIGHT: (C)2006,JPO&NCIPI

Description

  The present invention ensures that even if the information sent by e-mail from the bank to the mobile phone owned by the accountant of the company does not arrive, the information is securely communicated to the company, and the account of the company The present invention relates to an e-mail notification system and method for notifying financial related information such as balance shortage amount, withdrawal amount, deposit amount, estimated deposit / withdrawal amount, stock price and foreign currency fluctuation amount by e-mail of a mobile phone.

  As a means for notifying a depositor of a shortage of a balance when a personal deposit account runs out of balance, a financial processing system (see Patent Document 1) using a personal computer e-mail is known. In the case of transactions, when managing your own account balance and deposits / withdrawals depending on the circumstances of the company, there are problems with the operational aspects of the company, such as there is no room for checking the personal computer because the person in charge and the administrator are out. There is a problem that the system as described above cannot be fully utilized. There is a need to check financial related information in real time even if the company with the circumstances is out to the person in charge or manager.

  In addition, there are cases where non-delivery information is returned even if a call is made to an e-mail address registered by a customer. In particular, when a company applies for the service, there are a plurality of service users in the company, and the application for user registration is submitted as a normal document. In this case, a person other than the user himself / herself may enter an e-mail address, which is often erroneously entered. Therefore, there is a case where the service registration end notification mail is not received when it is transmitted.

JP 2002-92326 A

  In the present invention, when a bank sends an e-mail to a registered e-mail address of a company and a non-delivery mail is replied, a mobile phone that automatically creates and sends a notice of non-delivery mail to the company To provide an e-mail notification system and method.

  In addition, in order to support the notification of financial related information such as balance management, transactions such as account inquiry and fund transfer on mobile phones are currently limited to personal accounts. In the same way as for the procedure request of, the amount of money to be deducted when the account balance is insufficient when the account balance interrupts the planned balance, the withdrawal amount when the bank account is deducted, Deposit amount when there is more than the planned amount, estimated amount when the estimated amount of money in the account is decided, and fluctuation amount when stock price and foreign currency market price exceed the planned amount etc. (Amount information related to these finances, (Hereinafter referred to as “financial related information”) and providing a mobile phone e-mail notification system and method for notifying such financial related information by e-mail of a mobile phone.

  The first invention of the present application is a mobile phone mail notification system having a user database connected to a mobile phone via a mobile communication network and the Internet, after sending an e-mail to a mobile phone having an initial mail address. When a non-delivery mail is received, the first mail address is extracted from the non-delivery mail, the related data stored in the user database is specified using the mail address as a key, and the last mail address is extracted. When a non-delivery mail is created and transmitted and the non-delivery mail is received again, the last mail address is extracted from the non-delivery mail, and the related data stored in the user database using the mail address as a key Non-delivery mail creation means that identifies phone numbers, extracts phone numbers, and places calls to mobile phones or regular phones It is provided.

  In the second invention of this application, the non-delivery mail includes mail non-delivery information and an initial mail address.

In the third invention of the present application, the first mail address includes a person-in-charge mail address.
In the fourth invention of the present application, the related data includes items such as a company code, an account number, a company name, a mail notification application, and service contents.

  In the fifth invention, the last mail address includes an administrator mail address.

  According to a sixth aspect of the present invention, the last mail address is extracted, a non-delivery guide mail is created and transmitted, and when the address correction mail is received after that, the first mail address is specified and corrected. Features.

  In a seventh aspect of the invention, the service content includes a set balance interruption notice, an account withdrawal notice, a set balance super-payment notice, a variable amount notice, and an expected deposit / withdrawal notice.

  In the eighth invention, the contents correction mail information includes values corresponding to various service contents.

  According to a ninth aspect of the present invention, in a mobile phone mail notification system comprising a mobile phone, a mobile communication network, and a user database connected via the Internet, an e-mail is transmitted to a mobile phone having an initial mail address and is not delivered afterwards. When the mail is not received, the account number is extracted from the financial related information transmitted from the deposit management server, the related data of the usage database is specified and extracted using the account number as a key, and the specified related data is extracted. When it is determined that there is an e-mail application, information notifying means for extracting a first e-mail address based on the account number and creating an amount notification e-mail is provided.

  According to a tenth aspect of the present invention, the financial related information includes a withdrawal amount, a deposit amount when the deposit is greater than or equal to a planned amount, an estimated deposit / withdrawal amount when an expected deposit / withdrawal amount is determined, and a stock price or a foreign currency market price is greater than or equal to the planned amount It includes the amount of change when it swings.

  An eleventh aspect of the invention is a mobile phone mail notification system comprising a user database connected to a mobile phone via a mobile communication network and the Internet, wherein the mobile phone mail notification system includes a non-delivery mail creating means. If the non-delivery mail is received after the e-mail is transmitted to the mobile phone having the first e-mail address, the first e-mail address is extracted from the non-delivery mail; and Identifying the relevant data stored in the user database as a key, extracting the last email address, creating a non-delivery guide email and sending the email, and receiving the non-delivery email again A last e-mail address is extracted from the non-delivery e-mail; Identifying a relevant data stored in the user database the scan key, and a step of performing the call to the mobile phone by performing the extraction of the telephone number.

  A twelfth aspect of the present invention is a mobile phone mail notification system comprising a user database connected to a mobile phone via a mobile communication network and the Internet, wherein the mobile phone mail notification system includes information notification means. If the information notifying means transmits an e-mail to the mobile phone having the first e-mail address and does not receive a non-delivery e-mail, the step of extracting the account number from the financial related information transmitted from the deposit management server; Identifying and extracting relevant data in the usage database using a number as a key, and extracting the first email address based on the account number if it is determined that there is an email application for the identified relevant data Creating a monetary amount notification mail.

  The mobile phone mail notification system according to the present invention includes a non-delivery mail creating means, so that even if the first mail address is incorrect, the last mobile mail can be contacted again by the last mail address. Even if the e-mail address is not correct, it is possible to make a call to a mobile phone or a general phone different from the above of the company, and the problem of conventional non-delivery e-mail can be surely solved.

  In addition, the mobile phone mail notification system of the present invention is provided with information notification means, so that financial related information corresponding to the set amount selected by the company and the set fluctuation amount of the stock price / foreign currency can be transferred to the company's mobile phone in real time. It is now possible to send financial information that is worth urgently for companies.

Hereinafter, the best mode of the present invention will be described in detail with reference to the drawings.
FIG. 1 is a diagram showing the overall configuration of the system of the present invention. A mobile phone e-mail notification system comprising a server and a database installed in a bank is connected to the Internet via a WEB server. On the other hand, the mobile phone is connected to a gateway server via a mobile communication network, and the gateway server is connected to the Internet. The financial related information transmitted from the mobile phone e-mail notification system is received by the mobile phone via the WEB server, the Internet, the gateway server, and the mobile communication network, and conversely, the content of the financial related information is confirmed from the mobile phone. The ID and password authentication information is sent to the mobile phone e-mail notification system in the reverse flow described above.

  FIG. 2 is a flow chart showing a flow of information indicating what information flows in what order between the mobile phone e-mail notification system and the mobile phone.

  A person in charge of a company with an account at a bank makes an application with the bank by bringing a document describing the necessary items such as company name, account number, and details of the service to be applied to the application form for the mobile phone e-mail notification system. (Step S1). The bank is responsible for responding to the person in charge of the company that has notified the company to confirm the service contents after storing the information on the application form in the user database from an input terminal such as a keyboard. An e-mail is transmitted to the e-mail address (hereinafter referred to as “first mail address”) (step S2). The first e-mail address can be arbitrarily selected without being limited to the person in charge of the company, and any person can be selected as long as it is a recipient who will send a non-delivery mail guide when there is a non-delivery mail. Is clear. The description of the electronic mail to be transmitted first is that if there is an error, the service content of the electronic mail is corrected and a reply is requested.

  When a non-delivery mail is received (step S3), an administrator e-mail address (hereinafter referred to as “last e-mail address”) is extracted from the user database, and a non-delivery guidance e-mail is transmitted to the address (step S3). S4). The last e-mail address can be arbitrarily selected without being limited to the manager of the company, and if the second non-delivery mail is sent, the recipient can be selected as long as the non-delivery mail guide is sent. It is clear that it is also good. The contents of the non-delivery guidance e-mail is that the first e-mail address is incorrect and a reply of the corrected e-mail is requested.

  When the mobile phone e-mail notification system receives an address correction mail from the mobile phone (step S5), the first mail address stored in the user database is corrected or a non-delivery mail is received (step S5). To extract the phone number of the administrator from the user database and automatically call the administrator, notify the non-delivery of the e-mail and contact the correct e-mail address of the person in charge and the administrator by e-mail or telephone A request to do so is transmitted (step S6). When the correct e-mail address is communicated by e-mail from the mobile phone (step S7), the corresponding e-mail address in the user database is overwritten and stored.

  When there is an interruption of the set balance, an excessive payment of the set amount occurs, or a change in the set price of stock price / foreign currency occurs, an e-mail is sent to the company's mobile phone each time and The estimated entry / exit amount obtained by obtaining the estimated entry / exit amount from the past history is transmitted, for example, by e-mail to the mobile phone of the company on the first business day of each month (step S8). The account withdrawal notification is generally made at a predetermined time two business days before the withdrawal. If the person in charge of the company wants to confirm the details of the contents notified by e-mail, log in to the bank's homepage, enter the ID and password, and send it to the mobile phone e-mail notification system. If is confirmed, a menu screen is displayed and the detailed contents can be viewed (step S10).

  FIG. 3 is a diagram showing the contents of the various financial related information displayed on the display screen of the mobile phone. 1. Is a set balance interruption notification. For example, since the company ABC has set the set balance to 1 million, the set balance interruption notification is sent to the mobile phone by e-mail because the set balance is below the set balance. A current account balance amount of 9 million can be notified. 2. This is an account withdrawal notification, and is notified when there is a withdrawal at a predetermined time two business days before the withdrawal date. 3. This notification is a super-payment notification of the set amount. For example, since the set amount is set to 500,000, since there were two more deposits, the respective deposit amounts are notified. 4). This notification is a predicted deposit / receipt amount notification, and on the first business day of each month, the mobile phone is notified of the estimated deposit / withdrawal amount from the past history. In addition, the stock price / foreign currency set change amount notification is also notified to the mobile phone when the set change amount is exceeded.

  FIG. 4 is a diagram showing a file structure stored in the user database as an example. The file structure in the figure above shows the company code, account number, company name, etc., and if there is no application for e-mail notification, “1” is not selected and “0” is selected by the service company. “1” is stored in each column of the contents. The service content includes a balance interruption code, a withdrawal code, a super-payment code, an expected deposit / withdrawal amount, and a variable amount code. The file structure in the figure below includes columns for company code, person-in-charge email address, manager email address, manager telephone number, balance interruption amount, and super deposit amount. The file configuration is not limited to this embodiment, and for example, it may be configured by two files instead of one file. Hereinafter, the file is referred to as a mail address file.

  FIG. 5 is a functional block diagram of the mobile phone e-mail notification system according to the embodiment of the present invention. The mobile phone e-mail notification system (1) includes a server (2) and a user database (3), and the server (2) includes a non-delivery mail creation means (4) and an information notification means (5). . Non-delivery mail sent from the bank to the company's mobile phone is received by the non-delivery mail creation means (4) of the server (2). The non-delivery mail creation means (4) creates non-delivery guidance information and carries it. It has a function to send to the phone.

  When it is confirmed that the e-mail transmitted from the mobile phone e-mail notification system has arrived at the e-mail address designated by the company, the information notifying means (5) sends the set balance interruption notice, the account withdrawal notice, the set balance exceeded Of each notification information of payment notification, variable amount notification and expected amount payment notification, specify the service content information selected by the company and send an email to the email address (specify these financial related information The mail to be transmitted is hereinafter referred to as “amount notification mail”).

  FIG. 6 is a diagram showing extraction of the first mail address based on mail non-delivery information. The non-delivery mail creating means (4) automatically determines that the mail is non-delivery based on the mail non-delivery information <550 Invalid recipient> which means unknown destination address, and extracts the first mail address <wakakusa>.

  FIG. 7 is a flowchart showing a flow of processing information by the non-delivery mail creating means (4) shown in the functional block diagram of FIG. After the information on the application form created by the company is stored in the user database from an input terminal such as a keyboard, the company will notify the company of the first e-mail address. An e-mail with the first mail address added is created (step S1) and transmitted (step S2).

Whether or not a non-delivery mail is received after the e-mail transmission is checked (step S3). If NO, the process proceeds to (1). If the non-delivery mail is YES, the destination address is unknown as described in FIG. The mail non-delivery information <550 Invalid recipient> is automatically determined as mail non-delivery and the first mail address is extracted (step S4).
Using the extracted first mail address as a key, related data related to the first mail address is specified from the mail address file stored in the user database (step S5). The last mail address is extracted from the identified related data (step S6).

  The last e-mail address extracted in the fixed sentence is added and a non-delivery guidance e-mail is created (step S7) and transmitted (step S8). Since the initial e-mail address is unknown in the standard sentence, it is described that the correct e-mail address is requested. It is checked whether or not an address correction mail or non-delivery mail has been received after the e-mail transmission (step S9). If NO, the process proceeds to (1). If YES, that is, if an address correction mail or non-delivery mail has been received. The last e-mail address is extracted from the sender's e-mail address (step S10), the related data stored in the usage database is specified using the last e-mail address as a key (step S11). The first mail address is specified and corrected (step S12). If it is a non-delivery mail, the administrator telephone number is extracted (step S12) and the call is made (step S13), and the information notification processing means (5) This process ends.

  FIG. 8 is a flowchart showing the flow of information processing by the information notification means (5) shown in the functional block diagram of FIG. The information notification means (5) receives financial related information from a deposit management server that manages a deposit account. The financial related information means information obtained by, for example, a deposit management server in which an expected amount of money is calculated from a past history, and the amount and an account number are combined. The account number is extracted from the information (step S21), the related data in the usage database is specified using the account number as a key, and the data is extracted (step S22). (NO in step S23), the process ends if NO, and if YES, the values of various codes in the service contents of the mail address file are extracted (step S24).

  It is determined whether or not the value of the various extracted codes is “1” (step S25). If the code value is “0”, the process is terminated, and the code value is “1”. ", The amount data of the balance discount amount, the withdrawal amount, the super-payment amount, the variable amount, and the expected amount of money in and out of the financial related information sent from the deposit management server are extracted (step S26). Each amount data extracted is stored in the user database (step S27), the first mail address is extracted based on the account number (step S28), and an amount notification mail is created (step S29). A mail is transmitted (step S30).

  The contents of the amount notification mail are as shown in FIG. 3, the destination is the first mail address, and the subject is the notification, for example, the type of notification such as the set balance interruption notification Is created, the standard text corresponding to various notifications is stored in the user database, the standard text corresponding to the service content value of the email address file is extracted, and the above destination, subject, and amount data Is inserted into the fixed sentence to create an amount notification mail.

It is the figure which showed the whole structure of the system of this invention. It is a flowchart which shows the flow of the information which showed what kind of information flows in what order between a mobile telephone e-mail notification system and a mobile telephone. It is a figure which shows the content of the said various financial related information displayed on the display screen of a mobile telephone. It is a figure which shows the file structure stored in the user database. It is a functional block diagram of a mobile phone e-mail notification system. It is a figure which shows extraction of the first mail address by mail non-delivery information. It is the flowchart figure which showed the flow which a non-delivery mail preparation means (4) processes information. It is the flowchart figure which showed the flow which an information notification means (5) processes information.

Explanation of symbols

1 Mobile phone mail notification system
2 Server 3 User database 4 Non-delivery mail creation means 5 Information notification means

Claims (12)

In a mobile phone mail notification system having a user database connected to a mobile phone via a mobile communication network and the Internet,
When a non-delivery mail is received after sending an e-mail to a mobile phone having the first e-mail address, the first e-mail address is extracted from the non-delivery mail and stored in the user database using the e-mail address as a key Identify the relevant data, extract the last mail address, create and send a non-delivery mail, and when the non-delivery mail is received again, extract the last mail address from the non-delivery mail and send the mail A mobile phone comprising a non-delivery mail creating means for identifying related data stored in the user database using an address as a key, extracting a telephone number, and calling a mobile phone or a general phone Email notification system.   The mobile phone mail notification system according to claim 1, wherein the non-delivery mail includes mail non-delivery information and an initial mail address.   The mobile phone mail notification system according to claim 1, wherein the first mail address includes a person-in-charge mail address.   2. The mobile phone mail notification system according to claim 1, wherein the related data includes items such as a company code, an account number, a company name, an application for mail notification, and service contents.   The mobile phone mail notification system according to claim 1, wherein the last mail address includes an administrator mail address.   The first mail address is extracted and a non-delivery guide mail is created and transmitted, and when an address correction mail is received thereafter, the first mail address is specified and corrected. Mobile phone mail notification system as described in.   7. The mobile phone mail notification system according to claim 6, wherein the service content includes a set balance interruption notification, an account withdrawal notification, a set balance super-payment notification, a variable amount notification, and an expected deposit / withdrawal amount notification.   The mobile phone mail notification system according to claim 6 or 7, wherein the content correction mail information includes values corresponding to various service contents. In a mobile phone mail notification system having a user database connected to a mobile phone via a mobile communication network and the Internet,
When an e-mail is transmitted to a mobile phone having the first e-mail address and a non-delivery e-mail is not received, an account number is extracted from financial related information transmitted from the deposit management server, and the use database is set using the account number as a key. An information notification means for extracting and generating an amount notification email by extracting the first email address based on the account number when it is determined that there is an email application for the specified related data A mobile phone mail notification system comprising:   The financial related information includes the withdrawal amount, the deposit amount when the deposit is more than the planned amount, the estimated deposit and withdrawal amount when the expected deposit and withdrawal amount of the account is determined, and the fluctuation amount when the stock price and the foreign currency market price exceed the scheduled amount The mobile phone mail notification system according to claim 9, comprising: In a mobile phone mail notification system having a user database connected to a mobile phone via a mobile communication network and the Internet,
The mobile phone mail notification system includes a non-delivery mail creation means, and when the non-delivery mail creation means receives a non-delivery mail after sending an e-mail to a mobile phone having an initial mail address, the non-delivery mail Extracting the first email address from,
Identifying relevant data stored in the user database using the email address as a key;
Extracting the last e-mail address, creating a non-delivery guidance e-mail and sending the e-mail;
If a non-delivery email is received again, extracting the last email address from the non-delivery email; and
Identifying relevant data stored in the user database using the email address as a key;
A mobile phone mail notification method comprising: extracting a telephone number and performing a call to the mobile phone. In a mobile phone mail notification system having a user database connected to a mobile phone via a mobile communication network and the Internet,
The mobile phone mail notification system includes an information notification means, and when the information notification means transmits an e-mail to a mobile phone having the first mail address and does not receive a non-delivery mail, it is transmitted from the deposit management server. Extracting an account number from the obtained financial related information;
Identifying and extracting relevant data in the usage database using the account number as a key;
A mobile phone e-mail notification, comprising: a step of extracting a first e-mail address based on the account number and creating a monetary notification e-mail when it is determined that there is an e-mail application for the specified related data Method.

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