JP2005038209A - Money terminal, terminal control method, and terminal control program - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To control an application built in a terminal device having an electronic money function by using information received from an electronic money terminal. <P>SOLUTION: A cellular phone 7 stores operation information selected by using trade information. The cellular phone 7 selects the operation information by using the trade information received from the electronic money terminal or trade information stored as log data, and using the selected operation information, the application is operated. In this way, for example, information corresponding to a trader who has carried out payment can be presented by the cellular phone 7 or an alarm can be given when a value residual amount is reduced. <P>COPYRIGHT: (C)2005,JPO&NCIPI

Description

  The present invention relates to a money terminal or the like, for example, a portable terminal device such as a mobile phone having an electronic money processing function.

With the spread of electronic money, commercial transactions using electronic money have been actively conducted.
In commercial transactions using electronic money, money is represented by electronic information having an exchange value equivalent to money called value, and the value is transferred by increasing or decreasing the money represented by the electronic information.
The value is stored in, for example, a plastic card (hereinafter referred to as an electronic money card) incorporating a non-contact type IC chip. The value stored in the electronic money card can be operated by performing short-range wireless communication with a terminal device (hereinafter referred to as an electronic money terminal) installed at a cash register of a store.

  The electronic money terminal normally communicates with the non-contact type IC chip offline to process value, and temporarily stores such information. Then, these pieces of information are periodically transmitted to the electronic money server by batch processing. The electronic money server collects and manages these pieces of information from the electronic money terminal.

In recent years, various businesses that provide services that combine the popular mobile phone and electronic payment methods have been proposed.
As such a thing, there exists a goods sales method and goods sales system currently disclosed by the following literature, for example.

JP2002-269466

  In this business model, a product is ordered on a mobile phone, and the user is guided to the store using the location information of the mobile phone and the location information of the store. Payments at stores are settled electronically through financial institutions.

In general, a digital mobile phone can incorporate various applications that provide useful services to users.
Examples of such application software include browser software for connecting a mobile phone to the Internet, game software for playing games on the mobile phone, schedule management software for supporting schedule management, and kana-kanji conversion software for performing kana-kanji conversion. There are various things.
However, it has not been done to control these applications using electronic money transactions.

In order to achieve the above object, according to the present invention, in the invention described in claim 1, a money terminal used for settlement of a transaction, the money storage means for storing the money amount as electronic information, Transaction information receiving means for receiving transaction information including transaction amount information from the information transmitting device, addition / subtraction means for adding / subtracting the amount of the stored monetary value using the transaction amount information, and predetermined operation on the money terminal Operation information storage means for storing operation information to be performed, selection means for selecting the stored operation information using the received transaction information, and operation means for performing an operation using the selected operation information. Provided is a money terminal characterized by comprising.
According to a second aspect of the present invention, the operation information is presentation information for presenting predetermined information to the user, and the operation means sends the predetermined information to the user using the presentation information selected by the selection means. The money terminal according to claim 1 is provided.
According to a third aspect of the present invention, the operation information is a program for causing the money terminal to perform a predetermined operation, and the operation unit performs a predetermined operation using the program selected by the selection unit. A money terminal according to claim 1 is provided.
According to a fourth aspect of the present invention, the transaction information includes identification information set for the transaction information transmitting device, and the selection means selects operation information previously associated with the identification information. The money terminal according to claim 1, claim 2, or claim 3 is provided.
According to a fifth aspect of the present invention, the identification information is used to identify a business operator that has installed the transaction information transmission device, and the selection means selects operation information associated with the business operator. A money terminal according to any one of claims 1 to 4 is provided.
The invention according to claim 6 comprises transaction information storage means for storing the received transaction information, wherein the selection means selects the operation information using the transaction information stored in the transaction information storage means. A money terminal according to any one of claims 1 to 5 is provided.
According to a seventh aspect of the present invention, there is provided the money terminal according to the sixth aspect, further comprising transaction information presenting means for presenting transaction information stored in the transaction information storage means to a user.
The invention according to claim 8 is provided with money amount presentation means for presenting the money amount stored in the money amount storage means, according to any one of claims 1 to 7. The money terminal described in 1. is provided.
The invention according to claim 9 is a terminal control method performed in a money terminal used for settlement of a transaction, wherein the money terminal includes an amount storage means, a transaction information reception means, an operation information storage means, An amount storage step for storing the amount of money value as electronic information in the amount storage means; and from the transaction information transmitting device, the transaction information receiving means includes transaction amount information. A transaction information receiving step for receiving transaction information, an addition / subtraction step for adding / subtracting the amount of the stored monetary value by the addition / subtraction means using the transaction amount information, and a predetermined amount for the money terminal by the operation information storage means An operation information storage step for storing operation information for causing the operation to be performed; a selection step for selecting the stored operation information using the received transaction information by the selection means; In serial operation means, to provide a terminal control method characterized in that it is composed, the operation step of performing an operation using the selected operation information.
In a tenth aspect of the present invention, in a money terminal constituted by a computer used for settlement of a transaction, an amount storage function for storing the amount of money value as electronic information, and a transaction amount information from a transaction information transmitting device. A transaction information receiving function for receiving transaction information including, an addition / subtraction function for adding / subtracting the amount of the stored monetary value using the transaction amount information, and an operation for storing operation information for causing the money terminal to perform a predetermined operation Provided is a terminal control program that realizes an information storage function, a selection function for selecting the stored operation information using the received transaction information, and an operation function for performing an operation using the selected operation information.

  The operation of the application can be controlled using information related to the transaction using electronic money.

  The operation of the application is controlled using information received from the electronic money terminal.

DESCRIPTION OF EXEMPLARY EMBODIMENTS Hereinafter, preferred embodiments of the invention will be described in detail with reference to the drawings.
(1) Outline of Embodiment FIG. 1 is a diagram for explaining the outline of the present embodiment.
The mobile phone 7 has an electronic money processing function in addition to the function as a telephone, and can store a value (electronic information representing a monetary value that can be used as electronic money). The mobile phone 7 can perform settlement by subtracting a value by performing short-range wireless communication with an electronic money terminal 8 installed at a cash register of a member store.
The electronic money terminal 8 is a terminal device used at a member store operated by a business operator A, business operator B,. There may be one member store operated by each business operator, or a plurality of member stores such as chain stores.

When the user makes a settlement at any of the electronic money terminals 8 using the mobile phone 7, transaction information is transmitted from the electronic money terminal 8 to the mobile phone 7 at that time. This transaction information includes information related to transactions such as an addition / subtraction command for adding / subtracting the amount of payment, a date, a terminal ID set in the electronic money terminal 8 and the like.
From the terminal ID, the mobile phone 7 can identify which company the electronic money terminal 8 belongs to.

  This association between the terminal ID and the business operator is performed by associating the terminal ID of each electronic money terminal 8 with the business operator in the mobile phone 7, and collating the terminal ID received from the electronic money terminal 8 with this, It can be configured to identify the business operator, or if the business code is specified in the terminal ID, the business code is associated with the business operator inside the mobile phone 7. In addition, it is possible to extract the business operator code from the terminal ID received from the electronic money terminal 8 and specify the business operator.

The mobile phone 7 incorporates an application that performs an operation set for each business operator. When the user makes a payment at the electronic money terminal 8, the mobile phone 7 identifies the business operator from the terminal ID, Perform the action set for the operator.
For example, as shown in FIG. 1, when payment is made at a member store (for example, a chain store of a coffee shop) operated by the operator A, an advertisement of the member store is displayed on the mobile phone 7, or When shopping at a member store (for example, a supermarket) operated by the person B and earning points, the fact that points have been earned is displayed and a predetermined sound is generated to notify the user that points have been earned. be able to.
In addition to displaying a predetermined screen and generating sound, a predetermined program such that, when shopping at a member store operated by a predetermined operator, game software is activated and a user can play a game. It is also possible to execute.

(2) Details of Embodiment FIG. 2 is a diagram illustrating an example of the configuration of the electronic money operation system 1 according to the present embodiment.
The electronic money operation system 1 includes a mobile phone 7, an electronic money server 2, the Internet 4, a base station 5, a telephone line network 6, an electronic money card 15, electronic money terminals 8, 8, 8,.
The electronic money server 2 is installed in an electronic money center 101 that is an organization that manages the operation of electronic money.

The mobile phone 7 has a non-contact type IC chip having the same function as that used in the electronic money card 15 in addition to the Internet connection function, and communicates with the electronic money terminal 8 to add a value ( (Referred to as charging) and subtraction (settlement).
In addition, the mobile phone 7 can communicate with the electronic money server 2 and add / subtract values via the Internet 4.

Here, the value is a concept corresponding to money in the operation of electronic money, and is money information that represents the amount of money value as electronic data. When issuing value, the corresponding amount of money is collected from the user and distributed according to the amount of payment to the stores that have settled with the value, so that the correspondence between the value and the actual money is taken. .
Further, in this embodiment, the member store system is adopted, and a business operator who performs payment by value in the electronic money operation system 1 is registered in the electronic money center 101 in advance.
In addition, the member store may belong to a specific company (for example, a specific fast food company, a family restaurant, a supermarket), or may be a single retail store.

  The electronic money card 15 has a built-in antenna for communication between the contactless IC chip and the electronic money terminal 8, and can add and subtract values in the same manner as the mobile phone 7. Electric power for driving the non-contact type IC chip is supplied from the electronic money terminal 8 by radio.

The base station 5 can wirelessly communicate with the mobile phone 7 and connects the mobile phone 7 to the telephone line network 6 or the Internet 4.
The telephone line network 6 is a so-called public line network, and terminal devices such as telephones and fax machines can be connected to each other. By connecting the mobile phone 7 to the telephone network 6, the base station 5 can provide a call service to the user.

The Internet 4 is a network that connects server devices and terminal devices. A server device that provides various services is connected to the Internet 4. By connecting the mobile phone 7 to the Internet 4, the service provided by these server devices can be used by the mobile phone 7.
In FIG. 2, the electronic money server 2 is described as a server device connected to the Internet 4, but there are other server devices that provide various services.

The electronic money server 2 is a server device operated by the electronic money center 101.
The electronic money server 2 is connected to electronic money terminals 8, 8, 8,... (Hereinafter referred to as electronic money terminal 8) via a communication line, and collects information on the value issuance status and usage status from these electronic money terminals 8. And is stored as history information.

In addition to being able to know the value issuance status and usage status from these history information, for example, it is possible to issue points using these history information.
For example, when payment is made at a member store operated by operator A, one point is issued for every ¥ 100, and one point is issued for every ¥ 200 at member stores operated by operator B. Can also be set.

Furthermore, the electronic money server 2 has established a service site on the Internet 4, and on this site, value addition / subtraction with respect to the mobile phone 7 and the electronic money card 15 and various services related to electronic money are provided. In addition, e-mail can be transmitted to and received from the mobile phone 7.
When the electronic money server 2 performs value addition / subtraction processing on the electronic money card 15 via the Internet 4, the user connects a personal computer or the like equipped with a reader / writer for the electronic money card 15 to the Internet 4. Is used as a terminal for accessing the electronic money card 15.

The electronic money terminal 8 is a terminal device for accessing a contactless IC card installed in a member store, and is a dedicated machine configured for electronic money business. Each electronic money terminal 8 belongs to a business operator that operates a member store.
The electronic money terminal 8 includes a reader / writer unit with a built-in antenna. By transmitting and receiving radio waves using this antenna, wireless communication between the non-contact IC chip of the mobile phone 7 and the electronic money card 15 and short distances is possible. It can be carried out.

The electronic money terminal 8 wirelessly communicates with the mobile phone 7 and the electronic money card 15 and transmits transaction information to them. Then, with the addition / subtraction command included in the transaction information, the mobile phone 7 can be charged by adding a value, or the value can be subtracted to make a settlement.
Then, the electronic money terminal 8 temporarily stores information regarding these processes, and transmits the information to the electronic money server 2 later by batch processing.
The electronic money terminal 8 constitutes an information transmission apparatus or an instruction transmission apparatus that transmits an addition / subtraction instruction for adding / subtracting a predetermined amount to the mobile phone 7.

  As described above, the electronic money terminal 8 does not need to access the electronic money server 2 when communicating with the mobile phone 7 or the electronic money card 15 to process the value, so that the value processing can be performed at high speed.

Each electronic money terminal 8 is assigned a unique terminal ID, and in the electronic money server 2, an operator, a member store, and a terminal ID are associated with each other.
Therefore, the electronic money server 2 can know in which member store the value was used from the terminal ID of the electronic money terminal 8 for which the value was settled.

In addition, when the mobile phone 7 communicates with the electronic money terminal 8 to make payment or charge, the terminal ID is transmitted from the electronic money terminal 8 to the mobile phone 7 as part of the transaction information, and the mobile phone 7 becomes the electronic money terminal. 8 can be recognized.
In the present embodiment, it is assumed that the operator ID is included in the terminal ID, and the mobile phone 7 can identify the operator to which the electronic money terminal 8 belongs from the operator code of the terminal ID.
Alternatively, when the terminal ID does not include the operator code, the mobile phone 7 includes a database in which the terminal ID of each electronic money terminal 8 is associated with the operator, and is configured to directly specify the operator from the terminal ID. It is also possible to do.
In any case, the terminal ID constitutes identification information for identifying the business operator.

The overall configuration of the electronic money operation system 1 has been described above, but this is an example of a conceptual configuration, and there are various modifications.
For example, in addition to the electronic money terminal 8 installed at a member store, there are a terminal device dedicated for settlement incorporated in a vending machine or a terminal device dedicated for charging installed in a plaza or the like.

There is also a type in which a removable storage medium for storing information related to value processing is installed in the electronic money terminal 8 and a person in charge goes out to collect it. Information relating to value processing is read from the collected storage medium and input to the electronic money server 2.
Further, there is a type in which the electronic money terminal 8 wirelessly transmits information related to value processing, is received by a receiving device, and is transmitted to the electronic money server 2. In this case, it is possible to communicate with a plurality of electronic money terminals 8 with a single receiving device.

FIG. 3 is a diagram showing an example of the appearance of the mobile phone 7. The mobile phone 7 includes a telephone antenna 19, a speaker 20, a display 21, a keyboard 22, and a microphone 23. Further, although not shown, an electronic sound generator that emits a ringing tone is also provided.
The telephone antenna 19 is an antenna for performing wireless communication with the base station 5.
The speaker 20 is a device that generates an audio by converting an analog electric signal.
In the present embodiment, when payment is made at the electronic money terminal 8, it is possible to output voice or music (payment melody) associated with the business to which the electronic money terminal 8 belongs.
In addition, the electronic sound generator can emit a payment melody.

The display 21 is a display device for displaying characters and images, and is configured by, for example, a liquid crystal display or a plasma display.
When the display 21 accesses the electronic money terminal 8, the display 21 displays a screen (consisting of images, characters, symbols, etc.) corresponding to the electronic money terminal 8, or a screen or electronic provided by the server device at the service site You can display the mail text.
Further, as will be described later, the mobile phone 7 includes an electronic money function unit that performs value processing, and can display information related to electronic money, such as an electronic money function unit ID and a value balance.

The keyboard 22 is input means composed of character keys, function keys, and the like. A user can input characters and numbers by pressing a character key, and can create an e-mail or input characters on a screen provided by a website.
Further, by pressing a predetermined function key, a predetermined function such as clicking a selection item displayed on the display 21 to select it or controlling the operation of the mobile phone 7 can be exhibited.
The microphone 23 is a device that acquires sound and converts it into an analog electric signal.

FIG. 3 shows an example of an advertisement screen that is displayed when a payment is made at the electronic money terminal 8 of a member store that is a hamburger chain store.
On this screen, a hamburger image is displayed together with a thank you word “Thank you for using it.” This impresses the user with this hamburger chain store.
This advertisement screen is displayed for a certain time (for example, 10 seconds) and then automatically deleted.
In addition, a voice such as “Thank you” can be output from the speaker 20 when an advertisement is displayed.

FIG. 4A is a conceptual diagram showing an example of a functional configuration of the mobile phone 7.
Note that the mobile phone 7 is provided with a call mode for making a call and an application mode that uses an application built in the mobile phone 7, and the user can select one using the function buttons. Yes.
As a part of the functions provided by this application, a function for connecting to the Internet 4 is prepared.

Note that FIG. 4A illustrates functions when the mobile phone 7 is operated in the application mode.
As shown in FIG. 4A, the mobile phone 7 includes a telephone function unit 10 that provides a call function and an Internet connection function, an electronic money function unit 12 that has a value processing function, and an interface unit that connects the two. 11.
As will be described later, the telephone function unit 10 and the electronic money function unit 12 are composed of different hardware and are connected by the interface unit 11.

The telephone function unit 10 includes an application unit 26 that provides application functions, and the user can use these functions by starting the mobile phone 7 in an application mode.
The application unit 26 presents information associated with the accessed electronic money terminal 8, displays a game, displays received e-mail, edits e-mail to be transmitted, displays photographic images (the mobile phone 7 includes a camera). In addition to having a function to be used offline, a function to be used online such as a browser function and transmission / reception of e-mail is also provided.

When the browser function of the application unit 26 is used, the application unit 26 receives an input of URL (Uniform Resource Locators) from the user, and connects the mobile phone 7 to the service site specified by the URL.
That is, by inputting the URL of the service site of the electronic money server 2, the mobile phone 7 can be connected to the service site of the electronic money server 2, and the user can use the mobile phone 7 to perform various services provided by this site. Can be used.

Further, the application unit 26 can communicate with the electronic money function unit 12 via the interface unit 11, or mediates communication between the electronic money server 2 and the electronic money function unit 12, or the electronic money function unit 12. Can be displayed on the display 21 (FIG. 3).
Further, when mediating communication between the electronic money server 2 and the electronic money function unit 12, the application unit 26 selects and extracts information to be transmitted to the electronic money function unit 12 from the information received from the electronic money server 2. And sent to the electronic money function unit 12.
Further, the application unit 26 selects and extracts information to be transmitted to the electronic money server 2 from the information received from the electronic money function unit 12, and transmits it to the electronic money server 2.

The interface unit 11 is an interface that mediates transmission / reception of information between the telephone function unit 10 and the electronic money function unit 12.
As will be described later, the electronic money function unit 12 is configured by a non-contact type IC chip, and the interface unit 11 provides an interface suitable for the specification of the non-contact type IC chip.
The interface unit 11 decrypts the data (encrypted) transmitted from the electronic money server 2 and outputs the decrypted data to the electronic money function unit 12, and encrypts the data output from the electronic money function unit 12. And an encryption function for outputting to the telephone function unit 10. Thus, security can be improved by encrypting data transmitted and received between the electronic money server 2 and the mobile phone 7.

The electronic money function unit 12 includes a value processing unit 28 that performs information processing related to value, a log data storage unit 29 that stores information related to value, and a terminal communication unit 31 that performs wireless communication with the electronic money terminal 8.
The value processing unit 28 is a functional unit that accepts input of various commands related to value processing and performs value processing according to the commands.
A command for adding or subtracting a value can be input from the electronic money terminal 8 or the electronic money server 2.
Further, commands relating to processing in which the value balance does not change, such as balance inquiry, can be input from the application unit 26 offline.

The addition command is a command for adding the balance of value stored in the log data storage unit 29, and the amount of value to be added can be set by a parameter. When the value processing unit 28 executes the addition command, the value processing unit 28 writes the value into the log data storage unit 29 by the amount specified by the parameter.
The subtraction command is a command for subtracting the value balance stored in the log data storage unit 29, and the amount of value can be set as a parameter. When executing the subtraction command, the value processing unit 28 subtracts the value in the log data storage unit 29 by the amount specified by the parameter.

Thus, the value processing unit 28 can execute the addition command to charge the electronic money function unit 12, and the subtraction command can be executed to perform settlement.
In addition to the amount of money, various types of information can be set for the parameters attached to the command. For example, a terminal ID that specifies the electronic money terminal 8, a member store ID that specifies a member store, a processing date and time, and the like are conceivable, and these pieces of information are stored in the log data storage unit 29 together with the value amount.

The log data storage unit 29 is a functional unit that stores log data related to value. This log data is a record of value processing history such as value addition and subtraction. By referring to the log data, it is possible to know the current value balance, the history of past value processing, and the like.
The contents to be recorded as log data include the date and time of processing, the type of processing, and the value of the value if the value changes due to the processing (for example, if the value is added, If the value is subtracted, the value of the subtracted value is accessed. If the value is processed by accessing the electronic money terminal 8, the terminal ID of the electronic money terminal 8, the current value balance, and the member store where the electronic money terminal 8 is installed are specified. There is information such as member store ID.
Information that needs to be provided from the outside, such as the terminal ID and the member store ID, is included in the transaction information transmitted from the electronic money terminal 8.

  The terminal communication unit 31 is a functional unit that performs wireless communication with the electronic money terminal 8. The electronic money terminal 8 includes a reader / writer unit 8a with a built-in antenna for wireless communication with a non-contact type IC chip. The terminal communication unit 31 communicates with the reader / writer unit 8a, and It mediates information exchange of the electronic money function unit 12.

The mobile phone 7 is configured as described above, and various commands can be input to the value processing unit 28 from the electronic money server 2 or the electronic money terminal 8.
Then, by transmitting an addition command and a subtraction command from the electronic money server 2 to the electronic money function unit 12, the electronic money center 101 (FIG. 2) can remotely control the value balance of the electronic money function unit 12.

When payment is made with the electronic money terminal 8 when the mobile phone 7 is in the call mode, for example, after temporarily switching to the application mode and displaying an advertisement screen, the mode is returned to the call mode. Can be configured.
Alternatively, a predetermined operation may be performed after the user switches to the application mode.

  As described above, the value is electronic information representing the monetary value amount, the log data storage unit 29 constitutes the amount storage unit for storing the value, and the value processing unit 28 executes the command (addition / subtraction). The amount update means is configured to update the amount of value by executing a command. Further, the terminal communication unit 31 constitutes a receiving unit that receives a command and a terminal ID.

FIG. 4B is a diagram for explaining each component for controlling the operation of the application by the provider code among the functional units constituting the application unit 26.
These components are composed of components such as an operation unit 110, an operation file specifying unit 113, an operation file database 120, an operation parameter specifying unit 116, and an operation parameter database 122.
Hereinafter, these components will be described.

  The operation parameter specifying unit 116 extracts the business operator code from the terminal ID received by the mobile phone 7 from the electronic money terminal 8, and uses this to specify the business operator. Then, the operation parameter database 122 is searched for an operation parameter corresponding to this business operator and is output to the operation file specifying unit 113.

The operation parameter database 122 stores the operator code and the operation parameter in association with each other, and can search the operation parameter using the operator code as a key.
The operation parameter is information for specifying an operation file for operating the operation unit 110.

The operation file specifying unit 113 receives the operation parameter from the operation parameter specifying unit 116 and uses this to search for an operation file from the operation file database 120. Then, the searched operation file is output to the operation unit 110.
In the operation file database 120, operation parameters and operation files are stored in association with each other, and the operation files can be searched using the operation parameters as keys.

The operation file is a file storing information for causing the operation unit 110 to perform a predetermined operation.
For example, when a predetermined advertisement screen is displayed on the operation unit 110, the advertisement screen data is included, and when voice is output, the voice data is included. In addition, an operation file can be used as a program, and the operation unit 110 can perform an operation (such as a game) defined by the program.

The operation unit 110 receives an operation file from the operation file specifying unit 113 and performs a predetermined operation using the operation file.
The operation unit 110 performs an operation according to the operation file acquired from the operation file specifying unit 113.
The operation unit 110 reproduces the operation file if the operation file is image data or sound data, and executes it if the operation file is a program.

  In this embodiment, as an example, the operation parameter and the operation file are separated, and the operation file is specified from the operation parameter. However, the present invention is not limited to this. For example, image data to be reproduced as the operation parameter, Audio data or a program to be executed may be included, and the operation parameter may be directly output from the operation parameter specifying unit 116 to the operation unit 110.

Although not shown, the application unit 26 includes an operation information update unit for updating operation information (operation parameters and operation files), and downloads the latest operation parameters and operation files from the electronic money server 2. The operation parameter database 122 and the operation file database 120 are updated.
The electronic money server 2 is configured to transmit the operation information in association with the business operator code of the electronic money terminal 8, and the operation information update unit operates the operation parameter database so that the correspondence relationship with the business operator code can be obtained. 122 and the operation file database 120 are updated.

In addition, both the operation parameter and the operation file may be updated. When the operation parameter is not changed and only the operation file is updated, only the operation file may be updated. Similarly, only the operation parameter may be updated without updating the operation file.
This update work is automatically performed when the user connects the mobile phone 7 to the service site of the electronic money server 2, for example.

  As described above, the action file database 120 and the action file database 120 constitute action information storage means storing action contents, and the action file specifying unit 113 and action file specifying part 113 are selections for selecting action contents. The operation unit 110 constitutes operation means that operates according to the operation content. Moreover, the operation information update means constitutes an update means.

In the present embodiment, a mobile phone 7 is used as an example of a money terminal. However, the money terminal is not limited to the mobile phone 7 and has the same function as the electronic money function unit 12. A money terminal can also be configured with the above-described devices, for example, an electronic money card 15, a PDA (Personal Digital Assistant), a portable personal computer, a wristwatch, or the like.
Moreover, the electronic money function part 12 can also be comprised using a contact-type IC chip.
In the case of the electronic money card 15, a display device such as a liquid crystal display can be provided on the card surface, and an advertisement screen can be displayed on the display device.

FIG. 5 is a diagram illustrating an example of a hardware configuration of the mobile phone 7.
The telephone function unit 10 includes a telephone antenna 40, a base station communication unit 41, a telephone control unit 200, a storage unit 45, a display unit 46, an operation unit 47, a digital signal processing unit 48, a voice input / output unit 49, and the like. .
The telephone antenna 40 radiates radio waves to the base station 5 (FIG. 2) or absorbs radio waves radiated from the antenna of the base station 5. Thereby, the mobile phone 7 can wirelessly communicate with the base station 5, and can perform a telephone call via the base station 5 and communication with the electronic money server 2 via the Internet 4.

The base station communication unit 41 is a functional unit for driving the telephone antenna 40, and amplifies a signal transmitted from the telephone antenna 40 or amplifies a signal received from the base station 5 and provides it to the telephone control unit 200. And so on.
The telephone control unit 200 includes a CPU (Central Processing Unit) 42, a ROM (Read Only Memory) 43, a RAM (Random Access Memory) 44, and the like.

The CPU 42 is a central processing unit that executes a predetermined program and performs various types of information processing, and can cause the telephone function unit 10 to function as a mobile phone having an Internet connection function.
The CPU 42 functions as a telephone or functions as a terminal of the Internet 4 by executing a program stored in the ROM 43, RAM 44, or storage unit 45.

The ROM 43 is a read-only memory that is readable by the CPU 42 and stores programs executed by the CPU 42, parameters, and the like.
The ROM 43 stores, for example, an OS that is a basic program for the CPU 42 to operate.
The RAM 44 is a readable / writable memory that provides a working area to the CPU 42 when the CPU 42 operates.

The storage unit 45 is a memory readable and writable by the CPU 42 that stores programs and data used by the CPU 42. For example, a flash memory or an EEPROM (Electrically Erasable and Programmable ROM) is used.
In the present embodiment, the storage unit 45 stores an application program 45 a for realizing an application function in the CPU 42.
The application program 45a may be installed in advance when the mobile phone 7 is sold, or the user may download and install it from the electronic money server 2 or the like after purchasing the mobile phone 7.
It is also possible to update the application program 45a by downloading and installing the latest version of the program from the electronic money server 2 or the like.

When the application program 45a is executed by the CPU 42, the application unit 26 (FIG. 4) is configured in software.
Although not shown, the storage unit 45 stores a telephone number and an e-mail address registered by the user, a kana-kanji conversion program, and other information.

The display unit 46 is a functional unit that displays character information and images on the display 21 (FIG. 3).
In the call mode, a list of telephone numbers registered by the user is displayed so as to be selectable, the strength of the radio wave transmitted from the base station 5, the telephone number entered by the user, or the other party who made the call Displays information used for a call, such as a telephone number.

In the application mode, a screen provided by the application program 45a is displayed. In this case, the contents displayed on the display unit 46 include, for example, a screen set for each business operator displayed by the operation unit 110, a browser screen, or an e-mail.
The operation unit 47 includes a keyboard 22, converts a user's key operation into an electrical signal, and inputs it to the CPU 42.

The voice input / output unit 49 includes a microphone 23 and a speaker 20, converts voice received by the microphone 23 into an analog signal, converts an analog signal into voice, and outputs the voice from the speaker 20.
The user can convert his / her voice from the microphone 23 into an electric signal and input it to the telephone function unit 10, and can also convert the voice signal output by the telephone function unit 10 into voice and listen to it from the speaker 20. .
In addition, from the speaker 20, voice (for example, payment melody) set for each business operator can be output by the operation unit 110.

The digital signal processing unit 48 is a functional unit that converts audio data from an analog signal to a digital signal, or from a digital signal to an analog signal at a high speed, and is configured using, for example, a DSP (Digital Signal Processor). . It also compresses and decompresses audio data.
The microphone 23 and the speaker 20 use analog signals, while the other functional units of the telephone function unit 10 use digital signals. Therefore, when the audio signal is input, the digital signal processing unit 48 converts the analog signal output from the microphone 23 into a digital signal and further compresses it. When the audio signal is output, the digital signal processing unit 10 outputs the audio signal. The digital signal to be decompressed is converted into an analog signal and output to the speaker 20.

The electronic money function unit 12 includes a terminal antenna 35, a terminal communication unit 31, an IC control unit 300, a storage unit 36, and the like. Among these, the components except the terminal antenna 35 are housed in one IC chip.
Further, the IC control unit 300 and the telephone control unit 200 are connected by the interface unit 11.
In the present embodiment, the electronic money function unit 12 is built in the mobile phone 7, but is not limited to this and can be detachable.

The terminal antenna 35 performs radio wave communication with an antenna disposed in the reader / writer unit 8a (FIG. 4) of the electronic money terminal 8.
The terminal communication unit 31 not only drives the terminal antenna 35 but also amplifies signals to be transmitted and received.
The IC control unit 300 includes a CPU 32, a ROM 33, a RAM 34, and the like.
The CPU 32 is a central processing unit that performs value processing by executing programs stored in the ROM 33, the RAM 34, the storage unit 36, and the like.

The ROM 33 is a read-only memory provided so that the CPU 32 can read it. The ROM 33 stores, for example, an OS that is a basic program for operating the CPU 32.
In addition, a unique IC chip ID is assigned to each IC chip at the manufacturing stage of the IC chip, and this IC chip ID is also stored in the ROM 33.
The IC chip ID is not changed after shipment from the factory, and generally cannot be read by the user.
The RAM 34 is a readable / writable memory that provides a working area to the CPU 32 when the CPU 32 operates.

The storage unit 36 is, for example, a storage medium that includes a flash memory, an EEPROM, or the like, and is arranged so that the CPU 32 can read and write. The storage unit 36 can store application programs and other data.
In the present embodiment, the storage unit 36 has an electronic money area 36a for storing a program and data for causing the CPU 32 to exhibit the electronic money function.
The electronic money area 36a further includes a program area 36b for storing programs and a log data area 36c for storing log data.

A value processing program for causing the CPU 32 to realize the value processing function is installed in the program area 36b. When the value processing program is executed by the CPU 32, the value processing unit 28 and the log data storage unit 29 (FIG. 4) are configured in software.
In order to manage information when using the electronic money service, a unique electronic money function unit ID is assigned to each IC chip in which the value processing program is installed. This electronic money function unit ID is stored in the program area 36b. Is remembered.
In addition, key information for the electronic money terminal 8 to authenticate the electronic money function unit 12 is also stored in the program area 36b.

The IC chip constituting the electronic money function unit 12 may incorporate the electronic money area 36a in advance when the mobile phone 7 is sold, or the electronic money area 36a is formed after the mobile phone 7 is purchased. You may comprise as follows.
When the electronic money 36a is incorporated after the purchase of the mobile phone 7, a function for installing the electronic money function in the IC chip is incorporated in the application unit 26, and when the user executes this, the electronic money is incorporated in the IC chip. Install the feature. At that time, the electronic money server 2 issues an electronic money function unit ID.

In any case, it is assumed that the user registers with the electronic money server 2 after purchasing the mobile phone 7.
As a result of user registration, the user's personal information and electronic money function ID are registered in the electronic money server 2. Among these, the personal information is input by the user, and the electronic money function ID is automatically registered.

FIG. 6 is a conceptual diagram showing an example of a functional configuration of the electronic money server 2.
The electronic money server 2 includes a service site unit 56, a user registration unit 57, an authentication unit 58, a transaction processing unit 59, an operation information providing unit 60, various other function units, a user information database 53, a transaction information database 54, and operation information. The database 55 is composed of various other databases.

In the present embodiment, the electronic money server 2 performs all processes related to electronic money. However, the present invention is not limited to this, and a system in which a plurality of server devices are combined may be used.
For example, a combination of server devices such as a Web server that has established a service site for electronic money, an authentication server that performs user authentication, a transaction processing server that performs transaction processing, and a provision server that provides operation parameters to the mobile phone 7 is configured. You can also.

The service site unit 56 is a functional unit that operates a website related to electronic money services on the Internet 4.
The user can access the service site by inputting the URL of the service site from the mobile phone 7 or other terminals.

Upon receiving access (connection means) from the mobile phone 7, the service site unit 56 transmits screen data for displaying the main menu screen on the mobile phone 7.
On the main menu screen, items of services provided by the service site are displayed so as to be selectable, and the user can select desired items.

Service items include, for example, user registration, changes to user registration information, value charging, payment processing using value, and other electronic money usage, as well as campaign notifications and acceptance of inquiries from users. In addition, various services such as a subscription to a point service provided by a member store (a point service that allows points to be paid at the member store and a service corresponding to the point can be received) are prepared.
When the user selects any of these items, in the electronic money server 2, a corresponding functional unit is activated.
Further, the service site unit 56 can create and send an electronic mail related to an electronic money service.

The user registration unit 57 is a functional unit that performs processing related to user information such as new user registration, registration cancellation, and registration content change.
The user information is stored in the user information database 53, and the user registration unit 57 performs these processes by updating the user information database 53.
In the present embodiment, it is assumed that the electronic money server 2 provides various services to an authenticated registered user.

The authentication unit 58 is a functional unit that authenticates a user when a registered user uses the service site.
Authentication is performed using a user password, IC chip ID, electronic money function unit ID, or the like preset by the user.
The user password is input and transmitted from the mobile phone 7 by the user, and the IC chip ID and electronic money function unit ID are read by the telephone function unit 10 from the electronic money function unit 12 and transmitted to the electronic money server 2 at the time of authentication. To do.

The transaction processing unit 59 acquires history information (charge, settlement, balance inquiry, etc.) regarding value processing performed on the mobile phone 7 or the electronic money card 15 from the electronic money terminal 8 and records it in the transaction information database 54. It is a functional part.
The information recorded by the transaction processing unit 59 includes information related to processing performed by the electronic money terminal 8 as well as information performed by the electronic money server 2 via the Internet 4.

The operation information providing unit 60 (operation content transmitting means) is a functional unit that provides operation information such as operation parameters and operation files to the mobile phone 7.
When the mobile phone 7 accesses the service site unit 56, the operation information providing unit 60 communicates with the mobile phone 7 and checks whether the operation parameters and operation files stored in the mobile phone 7 are the latest.
If there is an unsuccessful operation parameter or operation file stored in the mobile phone 7 or there is an unstored operation parameter or operation file, the latest information is retrieved from the operation information database 55. Obtain it and send it to the mobile phone 7.
In the mobile phone 7, the operation information and the operation file are updated to the latest one by the operation information update unit.

The operation information database 55 (operation content storage means) is a database that stores business codes in association with operation parameters, and is managed by the electronic money center 101 so that the latest operation parameters and operation files can be provided to the mobile phone 7. Has been.
When there is a new request from an operator regarding an advertisement screen or the like, the electronic money center 101 generates an operation file so that the application unit 26 operates according to the request, and updates the operation information database 55.

FIG. 7 is a diagram illustrating an example of a logical configuration of user information stored in the user information database 53.
The user information includes items related to personal information such as an electronic money function unit ID, user name, user password, issuer, address, occupation (not shown), telephone number, credit number, etc., e-mail address of the mobile phone 7, IC chip ID. Items related to hardware such as are also stored. The IC chip ID is transmitted and stored in the mobile phone 7 at the time of user registration.

In the item of electronic money function part ID, the electronic money function part ID of the mobile phone 7 or the electronic money card 15 is stored.
The electronic money function unit ID is assigned for each contactless IC chip of the electronic money card 15 or the mobile phone 7, and the electronic money function unit 12 can be specified by this ID. The electronic money server 2 organizes information related to value processing using the electronic money function unit ID.
The user name item stores a name entered by the user at the time of registration. In the figure, katakana names are shown, but in addition, names in kanji are also stored.
The user password item stores a password used by the authentication unit 58 to authenticate the user, which is set by the user at the time of registration.

Information specifying the issuer is stored in the issuer item.
The issuer is selected by the user from a plurality of issuers at the time of user registration.
An issuer is an issuer that issues a value, and there are a plurality of issuers for business management reasons. The issued value can be used in any electronic money terminal 8 regardless of the issuer.
The address and other personal information are input by the user at the time of registration.

FIG. 8 is a diagram illustrating an example of a logical configuration of transaction information stored in the transaction information database 54.
The transaction information includes items such as an electronic money function unit ID, charge record, and settlement record.
In the item of the electronic money function unit ID, an electronic money ID read by the electronic money terminal 8 from the mobile phone 7 (or the electronic money card 15) during wireless communication is stored. When communicating with the electronic money server 2 via the Internet 4, the electronic money server 2 reads from the mobile phone 7.

In the item of charge record, the terminal ID of the electronic money terminal 8 that performed the charge, the date and time when the charge was performed, the amount of the charged value, and the like are recorded.
When the electronic money server 2 is charged via the Internet 4, the chip ID of the mobile phone 7 is recorded instead of the terminal ID.
In the item of the payment record, the terminal ID of the electronic money terminal 8 that performed the payment process, the date and time when the payment process was performed, the amount of the value that was subjected to the payment process, and the like are stored.
In addition, when settlement using value is performed using the electronic money server 2 via the Internet 4, the IC chip ID of the mobile phone 7 is recorded as the terminal ID.

Although not shown, the electronic money server 2 includes a database in which a terminal ID and a member store in which the electronic money terminal 8 specified by the terminal ID is installed are stored in association with each other. It is possible to identify which electronic money terminal 8 is installed in which cash register.
For this reason, when the user performs charging or settlement at the electronic money terminal 8, it is possible to know which cash register at which member store has been charged or settled.

  By analyzing the transaction information stored in the transaction information database 54, the cash collected from the issuer is distributed to the merchants that settled with the value, and the counterfeit electronic money card 15 is monitored. It is possible to collect information that can be used for data mining and to perform data mining such as market research by simultaneously recording products purchased by the user.

FIG. 9 is a diagram illustrating an example of a logical configuration of the operation information database 55.
The operation information database 55 is composed of an operator code, an operation parameter, an operation file, and other items.
In the business code item, a business code for identifying the business is stored. The business operator registered in this item is a business operator who provides the service (operates an application in accordance with the electronic money terminal 8) among business enterprises participating in the electronic money operation system 1.
A business operator who performs this service applies to the electronic money center 101 in advance and registers it in the operation information database 55.

In the operation parameter item, an operation parameter corresponding to the business operator code is stored.
The creation date and time is attached to the operation parameter. Therefore, by comparing with the creation date and time of the operation parameter stored on the mobile phone 7 side, it is possible to confirm whether or not the operation parameter stored in the mobile phone 7 is the latest.
The mobile phone 7 sends the creation date and time of the operation parameter stored in the mobile phone 7 to the electronic money server 2, thereby determining whether or not the electronic money server 2 needs to update this operation parameter. It can be performed.

The operation file corresponding to the operation parameter is stored in the operation file item.
The date and time of creation is attached to the operation file, and it is possible to determine whether or not to update the operation parameter on the mobile phone 7 side.

FIG. 10 is a diagram illustrating an example of a hardware configuration of the electronic money server 2.
The electronic money server 2 includes a CPU 65, a ROM 66, a RAM 67, a communication control unit 68, a storage unit 69, an input / output unit 73, and the like connected by a bus line 72.

The CPU 65 performs information processing according to a predetermined program, and controls the electronic money server 2 as a whole.
The ROM 66 is a read-only memory, and stores basic programs and parameters for operating the electronic money server 2.
The RAM 67 is a readable / writable memory, and provides a working memory for the CPU 65, loads and stores programs and data stored in the storage unit 69, and the like.

The communication control unit 68 is a functional unit that communicates with the mobile phone 7 via the Internet 4 and the base station 5 and communicates with the electronic money terminal 8 via a communication line.
The CPU 65 can receive information related to transactions using the electronic money card 15 and the mobile phone 7 from the electronic money terminal 8 via the communication control unit 68, and transmit various commands to the mobile phone 7. Can do.

  The storage unit 69 is configured by, for example, a hard disk or other nonvolatile memory, and includes a program storage unit 70 that stores various programs, a data storage unit 71 that stores data, and the like.

  The program storage unit 70 authenticates an OS that is a basic program for causing the electronic money server 2 to function, a service site program for operating a service site, a registration program for performing user registration, and a user. Authentication program, transaction processing program for performing transaction processing, operation parameter providing program for providing operation parameters stored in the mobile phone 7, and other programs are stored.

When these programs are executed by the CPU 65, the service site unit 56, the user registration unit 57, the authentication unit 58, the transaction processing unit 59, and the operation information providing unit 60 are configured in software.
The data storage unit 71 stores a user information database 53, a transaction information database 54, an operation information database 55, and other databases.
The input / output unit 73 includes an interface that can be connected to a terminal via a network.
The electronic money server 2 can be accessed from an external terminal device via the input / output unit 73.

  Hereinafter, an operation example of the operation unit 110 will be described with reference to FIG. Each figure shows a screen displayed on the display 21 of the mobile phone 7 after making a payment at the electronic money terminal 8 using the mobile phone 7.

FIG. 11A is a point notification screen displayed when a payment is made at a member store that provides a point service in which points are issued to the user by making a payment with the value.
Conventionally, even when points are issued by use of value, the user is not particularly notified on the spot.
In the present embodiment, when payment is made at the electronic money terminal 8, the mobile phone 7 displays that the point has been issued, and the user can know that the point has been issued by the payment.

Further, a URL for connecting to the electronic money server 2 is attached to the point notification screen. When the user selects this URL, the mobile phone 7 is connected to the electronic money server 2. When the electronic money server 2 is connected from the mobile phone 7, the current point balance of the user is calculated and transmitted to the mobile phone 7.
The mobile phone 7 displays the point balance received from the electronic money server 2 so that the user can know the current point balance.
As described above, when the points are managed by the server device, the point balance confirmation URL can be embedded in the point notification screen so that the user can check the point balance.

In FIG. 11B, when payment is made with value, a thank-you screen is displayed, and the payment melody of the member store is output from the mobile phone 7 as voice.
In this way, by outputting a combination of the screen and sound, it is possible to give a strong impression of the member store to the user.

FIGS. 11C and 11D show examples in which a game can be played on the mobile phone 7 when payment is made with value.
When the user makes a payment at the electronic money terminal 8 using the mobile phone 7, the Janken game program is activated, and the user can play the Janken game on the cellular phone 7.
When the user selects one of “GO”, “CHOKI”, and “PAR” displayed on the screen, the operation unit 110 generates a random number, and the mobile phone 7 side also selects “GO”, “CHOKI”, One of the “pa” is selected to determine whether the user is winning or losing.

FIG. 11D shows a screen displayed when the user loses in the Janken game.
The user can freely set his / her name (“Tom” in the example in the figure) and can be stored in the mobile phone 7. The mobile phone 7 issues a message such as “Tom's loss” to the user using the name set by the user.
Further, the mobile phone 7 stores the winning / losing results up to the present, and updates the winning / losing results every time the user plays the Janken game. In the example shown in the figure, the user has won five times and the mobile phone 7 has won three times.

Thus, by storing the game win / loss results, it is possible to provide the user with a service corresponding to the win / loss results. In the example in the figure, a present can be obtained when the user wins 10 times.
In this way, by providing entertainment to the user in connection with settlement, the customer can be effectively enclosed.

FIGS. 11E, 11 </ b> F, and 11 </ b> G are diagrams illustrating an example in which a character (in this case, a plant) grows on the screen every time payment is made with a value.
The mobile phone 7 stores the number of settlements made by the electronic money terminal 8, and a state in which plant buds appear as shown in FIG. 11 (e) is displayed while the number is small.
As the number of settlements increases, the plant grows into a seedling as shown in FIG. 11 (f), and when the number of settlements further increases, the plant's flowers bloom as shown in FIG. 11 (g).
The user starts shopping at a member store operated by this business in order to grow the character.

FIG. 12 is a flowchart for explaining a procedure for performing an operation according to the terminal ID received from the electronic money terminal 8 on the mobile phone 7.
First, when payment is made at the electronic money terminal 8 using the mobile phone 7, information necessary for payment, such as the electronic money function unit ID of the mobile phone 7, is transmitted from the mobile phone 7 to the electronic money terminal 8 (steps). 5).

The electronic money terminal 8 records the information transmitted from the mobile phone 7 and generates a subtraction command for subtracting the value corresponding to the payment amount, and transmits it to the mobile phone 7 together with the terminal ID (step 55). .
The mobile phone 7 receives these subtraction commands, terminal IDs, etc. (step 10).

The mobile phone 7 executes this subtraction command, subtracts the value stored in the mobile phone 7 by the payment amount (step 15), and transmits a subtraction processing completion notification to the electronic money terminal 8 (step 20). .
The electronic money terminal 8 receives this subtraction process completion notification and confirms that the subtraction process is completed in the mobile phone 7 (step 60).

On the other hand, in the mobile phone 7, the operation parameter specifying unit 116 (FIG. 4B) extracts the business operator code from the terminal ID, and further searches and specifies the operation parameter in the operation parameter database 122 (step 25).
Next, the operation file specifying unit 113 searches the operation file database 120 using this operation parameter, and specifies the operation file (step 30).
Next, the operation unit 110 executes a predetermined operation using the operation file (step 35).

FIG. 13 is a flowchart for explaining a procedure for updating operation information (operation parameters, operation files) stored in the mobile phone 7.
The operation information stored in the mobile phone 7 is updated when the user connects the mobile phone 7 to the service site of the electronic money server 2.
First, the mobile phone 7 connects to the service site of the electronic money server 2 (step 105).

Then, in the electronic money server 2, the operation information providing unit 60 requests update information of the operation information from the mobile phone 7 (step 130).
The update information is information for determining whether the operation information stored in the mobile phone 7 is the latest, such as the operation parameters stored in the mobile phone 7 and the creation date and time of the operation file.
Here, the creation date is used as the update information.

In the cellular phone 7, the update information request is received, and the operation information update unit acquires the operation parameters and the operation file creation date and time from the operation parameter database 122 and the operation file database 120, and transmits them to the electronic money server 2 (step S). 110).
In the electronic money server 2, the operation information providing unit 60 acquires the operation parameters and the operation file creation date / time from the mobile phone 7, and compares them with the operation parameters stored in the operation parameter database 55 and the operation file creation date / time. Then, it is determined whether or not the operation information stored in the mobile phone 7 is the latest.

Then, the operation parameter and the operation file that are determined to be not the latest, and the operation parameter and the operation file that are not stored in the mobile phone 7 are to be updated.
In this way, the operation information providing unit 60 specifies operation information that needs to be updated (step 135).

Next, the electronic money server 2 transmits the operation information to be updated to the mobile phone 7 (step 140), and the mobile phone 7 receives the information (step 115).
Then, the operation information update unit of the mobile phone 7 updates the operation parameters and the operation file stored in the operation parameter database 122 and the operation file database 120 using the received operation information (step 120).

In the embodiment described above, the following effects can be obtained.
(1) When payment is made at the electronic money terminal 8 using the mobile phone 7, the mobile phone 7 can be made to perform an operation corresponding to the electronic money terminal 8.
(2) The operation of the mobile phone 7 can be changed for each electronic money terminal 8.
(3) Since an operation file for causing the mobile phone 7 to operate is stored in the mobile phone 7 in advance, a predetermined operation is performed on the mobile phone 7 only by communication between the electronic money terminal 8 and the mobile phone 7. There is no need to access the server device online.

(4) In an offline payment type electronic money operation system like the electronic money operation system 1 (that is, when the mobile phone 7 makes a payment at the electronic money terminal 8, the electronic money terminal 8 does not access the electronic money server 2). When implementing a point campaign, the user did not know that points were issued at the time of settlement (because points are issued when the points are counted in the electronic money server 2). In the embodiment, when the user makes a settlement, a notification that the points have been issued can be made.

(5) The process of transmitting the terminal ID from the electronic money terminal 8 to the mobile phone 7 at the time of settlement is also performed in the conventional system. Therefore, the conventional electronic money terminal 8 can be used as it is. Then, in order to control the operation of the application by the electronic money terminal 8 as in the present embodiment, it is only necessary to install necessary software on the mobile phone 7.

In this embodiment, the operation of the application unit 26 is set for each business operator. However, the present invention is not limited to this, and the electronic money terminals 8 are grouped by other methods, and the operation is set for each group. Alternatively, the operation may be set for each electronic money terminal 8, and even for the electronic money terminal 8 belonging to the same business operator, the operation may be set for each member store. You can also.
In the present embodiment, the operation of the mobile phone 7 is controlled at the time of settlement. However, the present invention is not limited to this, and a predetermined operation is performed on the mobile phone 7 even when the mobile phone 7 is charged with value. It can also be configured.
Furthermore, in the present embodiment, the application unit 26 is configured to perform a predetermined operation when the electronic money terminal 8 is used for payment. For example, the mobile phone 7 is connected to the electronic money server 2 for payment. The application unit 26 can be operated in the same manner when payment is made via the network.

  Further, according to the present embodiment, an amount storage means for storing the monetary value amount as electronic information, and a reception means for receiving identification information set for the command transmission apparatus together with an addition / subtraction instruction from the instruction transmission apparatus, An amount update unit that executes the received addition / subtraction instruction to update the stored amount, an operation content storage unit that stores the identification information and a predetermined operation content in association with each other, and an association with the received identification information The money terminal can be provided, comprising: an operation means for obtaining a predetermined operation content from the operation content storage means and performing a predetermined operation in accordance with the acquired operation content (first configuration) ).

In the first configuration, the operation content stored in the operation content storage means is configured to be at least one of presentation of at least one of a character, a symbol, an image, and a sound, or execution of a predetermined program. (Second configuration).
In the first configuration or the second configuration, the operation content is stored in the operation content receiving unit using the received operation content and the operation content receiving unit that receives the identification information correspondingly. An update means for updating the operation content can also be provided (third configuration).
In the first configuration, the second configuration, or the third configuration, an operation content transmitting unit that transmits the operation content stored in the operation content storage unit so that the corresponding identification information can be specified is provided. It can also be configured.

  Further, according to the present embodiment, an amount storage means for storing the monetary value amount as electronic information, and a reception means for receiving identification information set for the instruction transmission apparatus together with an addition / subtraction instruction from the instruction transmission apparatus, A money amount update means for executing the received addition / subtraction instruction to update the stored money amount, an operation content storage function for storing identification information and predetermined operation content in association with each other, and the reception Providing a terminal operation program for acquiring an operation content associated with the identification information obtained from the operation content stored by the operation content storage function and realizing an operation function for performing a predetermined operation in accordance with the acquired operation content it can.

  In addition, according to the present embodiment, the identification information set in the command transmission device is received from the command transmission device together with the addition / subtraction command for updating the monetary value amount stored in the amount storage means, and is associated with the identification information. An operation content providing server that provides the operation content of the operation to a terminal device that performs the operation, and stores the operation content in association with identification information of the connection means connected to the terminal device and the command transmission device Operation content storage means and operation content transmission means for transmitting at least one of the stored operation contents to the terminal device connected by the connection means so that corresponding identification information can be specified. It is possible to provide a characteristic operation content providing server.

  In addition, according to the present embodiment, the identification information set in the command transmission device is received from the command transmission device together with the addition / subtraction command for updating the monetary value amount stored in the amount storage means, and is associated with the identification information. An operation content method for providing operation content of the operation to a terminal device that performs the operation, comprising: connection means; operation content storage means for storing operation content in association with identification information of the command transmission device; In a computer comprising content transmitting means, at least one of operation steps stored in the operation content storage means in a connection step of connecting with the terminal device with the connection means, and a terminal device connected with the connection means Operation content transmitting step for transmitting the operation content by the operation content transmitting means so that corresponding identification information can be specified. It is possible to provide a.

  In addition, according to the present embodiment, the identification information set in the command transmission device is received from the command transmission device together with the addition / subtraction command for updating the monetary value amount stored in the amount storage means, and is associated with the identification information. An operation content providing program for realizing a function for providing the operation content of the operation to a terminal device that performs the operation by a computer, which is associated with the connection function for connecting to the terminal device and the identification information of the command transmission device An operation content storage function for storing the operation content, and an operation content transmission function for transmitting at least one of the stored operation contents to the terminal device connected by the connection means so that corresponding identification information can be specified. The operation content providing program for realizing the above can be provided.

(Modification 1)
In this modification, operation information is exchanged between a plurality of mobile phones 7.
Here, a case where one mobile phone 7 is the mobile phone 7a, the other mobile phone 7 is the mobile phone 7b, and the operation information is transmitted from the mobile phone 7a to the mobile phone 7b will be described.
The terminal communication unit 31 (FIG. 4) of the mobile phone 7a can transmit and receive data to and from the terminal communication unit 31 of the mobile phone 7b in addition to the function of transmitting and receiving data to and from the reader / writer unit 8a of the electronic money terminal 8. it can.
The terminal communication unit 31 constitutes operation content transmission means.

This can be realized by holding the mobile phone 7a and the mobile phone 7b close to each other and performing wireless communication between the terminal communication unit 31 of the mobile phone 7a and the terminal communication unit 31 of the mobile phone 7b.
In this case, the terminal communication unit 31 of the mobile phone 7a performs the same operation as the reader / writer unit 8a of the electronic money terminal 8 with respect to the mobile phone 7b.

As described above, the mobile phone 7a and the mobile phone 7b are arranged, and the operation information (operation parameters and operation files) stored in the application unit 26 can be transmitted from the mobile phone 7a to the mobile phone 7b. The operation information to be transmitted can be selected. Also, one of the operation parameter and the operation file can be transmitted.
In addition, when transmitting the operation information to the mobile phone 7b, the operation information is transmitted so as to be able to specify the correspondence relationship to which operator code is associated. For example, it can be realized by transmitting a corresponding business operator code together.

The mobile phone 7b receives the operation information from the mobile phone 7a, and the operation information update unit of the mobile phone 7b updates the operation file database 120 and the operation parameter database 122 using these pieces of information.
Conversely, the operation information can be transmitted from the mobile phone 7b to the mobile phone 7a.
In this modification, the operation information is transferred using wireless communication by the terminal communication unit 31. However, for example, the operation information can also be transmitted by infrared communication or communication via a telephone line. is there.

Thus, by transferring the operation information between the mobile phone 7a and the mobile phone 7b, for example, the following can be performed.
(1) Implementation of a battle game between characters A character stored in the mobile phone 7a and a character stored in the mobile phone 7b can be made to fight while wirelessly communicating between the mobile phone 7a and the mobile phone 7b.
(2) Character exchange Thereby, the character memorize | stored in the mobile telephone 7a and the character memorize | stored in the mobile telephone 7b can be exchanged.

(3) Appearance of child characters between characters.
This generates new motion information from the motion information of the mobile phone 7a and the mobile phone 7b, and generates a new character based on the content.
For example, a child character born from a character stored in the mobile phone 7a and a character stored in the mobile phone 7b can appear, and the child character can be trained by operating the mobile phone 7a and the mobile phone 7b.

(Modification 2)
In the present modification, the application unit 26 is provided with a log confirmation unit 27 that confirms log data stored in the log data storage unit 29. Then, the operation of the application is controlled using the log data stored in the log data storage unit 29.
The electronic money function unit 12 stores, as information about the electronic money function unit 12, an issuer identifier, an electronic money number, a deposit limit, a usage limit, and the like.
The log data storage unit 29 includes, for example, value balance, log type (payment log, usage log, present payment log, recovery payment log, invalid log, etc.), transaction serial number, transaction date / time, transaction amount, and transaction time. The balance, transaction terminal ID, etc. are stored.

Thus, by controlling the application using the log data stored in the log data storage unit 29, for example, the following can be performed.
(1) Present value balance and transaction history.
This is to display on the display 21 transaction information such as the balance of the value stored in the electronic money function unit 12 and at what member store and for what and how much it is purchased, or output it by voice. It is.

(2) Check the log data periodically and display the latest information on the display 21.
This is set so that the log check unit 27 periodically checks the log data storage unit 29. For example, the application unit 26 stores the advertisement in the log data storage unit 29 such as an advertisement of a member store that has made the most recent purchase. The latest information is displayed.
(3) Periodically check the value balance and issue an alarm when the balance is low.
In this case, a confirmation amount is set in the application unit 26 in advance. This amount can also be configured to be set by the user.
Then, when the log confirmation unit 27 periodically checks the value balance and falls below the confirmation amount, the application unit 26 issues an alarm with an image (such as a character becoming hungry) or voice, and prompts the user to charge.

(4) Lock the set amount value.
For example, if 500 yen is set as the amount to lock, the value can be used freely until the value balance reaches 500 yen, but if the balance is 500 yen, it can be used unless the lock is released. Can not.
(5) When the log confirmation unit 27 is monitored by the log data storage unit 29 and the transaction serial number is updated or the transaction date / time of the latest log data is updated, the application unit 26 determines that the transaction by value has been performed. For example, a thank-you is displayed or output by voice.

(6) The log confirmation unit 27 monitors the value usage amount, and the application unit 26 adds points according to the value usage amount. The points are accumulated in a storage device provided in the mobile phone 7.
When the points reach a predetermined value, the application unit 26 displays a coupon screen or a lottery application screen, or grows the character.
(7) The log confirmation unit 27 confirms the latest transaction date and time, and the application unit 26 changes the screen to be displayed on the display 21 according to the time from the latest transaction date and time (the character is hungry or planted) Etc.)

(8) The log confirmation unit 27 acquires the transaction date / time, transaction serial number, and transaction amount, and the application unit 26 performs present lottery and fortune-telling based on these values or a combination thereof. Further, the electronic money server 2 can be configured to perform lottery or fortune telling.
(9) The log confirmation unit 27 confirms the transaction amount. If the transaction amount exceeds a certain amount, the application unit 26 generates an event.
Thereby, for example, it is possible to apply for a present campaign with a usage of 5000 yen or more, and a privilege such as a value present can be provided to the user with a usage of 10,000 or more.

(10) The log confirmation unit 27 identifies the log type (charge, settlement, other (present payment, etc.)), and the application unit 26 thereby performs screen display and audio output.
(11) The log confirmation unit 27 identifies the value issuer, and the application unit 26 outputs a message (advertisement, guidance, thanks, etc.) associated with the issuer.
(12) The log confirmation unit 27 acquires the settlement amount for each member store, and the application unit 26 displays the total amount for each member store.

  It can be applied to a terminal device such as a mobile phone having an electronic money function.

It is a figure for demonstrating the outline | summary of this Embodiment. It is the figure which showed an example of the structure of the electronic money operation system of this Embodiment. It is the figure which showed an example of the external appearance of a mobile telephone. It is a figure for demonstrating the functional structure of a mobile telephone. It is the figure which showed an example of the hardware-like structure of a mobile telephone. It is the conceptual diagram which showed an example of the functional structure of an electronic money server. It is the figure which showed an example of the logical structure of a user information database. It is the figure which showed an example of the logical structure of a transaction information database. It is the figure which showed an example of the logical structure of an operation information database. It is the figure which showed an example of the hardware constitutions of an electronic money server. It is a figure for demonstrating the operation example of an operation | movement part. It is a flowchart for demonstrating the procedure which performs the operation | movement according to terminal ID with a mobile telephone. It is a flowchart for demonstrating the procedure which updates operation | movement information. It is a figure for demonstrating the modification 2. FIG.

Explanation of symbols

DESCRIPTION OF SYMBOLS 1 Electronic money operation system 2 Electronic money server 4 Internet 5 Base station 6 Telephone line network 7 Mobile phone 8 Electronic money terminal 15 Electronic money card 26 Application part 101 Electronic money center 110 Operation part 113 Operation file specification part 116 Operation parameter specification part 120 Operation file database 122 Operation parameter database

Claims (10)

A currency terminal used for settlement of transactions,
Amount storage means for storing the amount of monetary value as electronic information,
Transaction information receiving means for receiving transaction information including transaction amount information from the transaction information transmitting device;
Addition / subtraction means for adding / subtracting the amount of the stored monetary value using the transaction amount information;
Operation information storage means for storing operation information for causing the money terminal to perform a predetermined operation;
A selection means for selecting the stored operation information using the received transaction information;
An operation means for performing an operation using the selected operation information;
A currency terminal characterized by comprising: The operation information is presentation information for presenting predetermined information to the user,
The money terminal according to claim 1, wherein the operation unit presents predetermined information to the user using the presentation information selected by the selection unit. The operation information is a program for causing the money terminal to perform a predetermined operation,
The money terminal according to claim 1, wherein the operation unit performs a predetermined operation using a program selected by the selection unit. The transaction information includes identification information set for the transaction information transmitting device,
The money terminal according to claim 1, wherein the selection unit selects operation information associated with the identification information in advance. Using the identification information, specify the business operator that has installed the transaction information transmitting device,
The money terminal according to any one of claims 1 to 4, wherein the selection means selects operation information associated with the business operator. Comprising transaction information storage means for storing the received transaction information;
6. The money terminal according to claim 1, wherein the selection unit selects the operation information using transaction information stored in the transaction information storage unit.   7. The money terminal according to claim 6, further comprising transaction information presenting means for presenting transaction information stored in the transaction information storage means to a user.   The money terminal according to any one of claims 1 to 7, further comprising money amount presentation means for presenting the money amount stored in the money amount storage means. A terminal control method performed at a money terminal used for settlement of a transaction,
The money terminal comprises money amount storage means, transaction information reception means, operation information storage means, selection means, and operation means,
An amount storage step of storing the amount of money value as electronic information in the amount storage means;
Transaction information receiving step for receiving transaction information including transaction amount information by the transaction information receiving means from a transaction information transmitting device;
Using the transaction amount information, an addition / subtraction step of adding / subtracting the amount of the stored monetary value by the addition / subtraction means;
An operation information storage step of storing operation information for causing the money terminal to perform a predetermined operation in the operation information storage means;
A selection step of selecting the stored operation information using the received transaction information by the selection means;
An operation step of performing an operation using the selected operation information in the operation means;
A terminal control method comprising: In a money terminal composed of computers used for settlement of transactions,
Amount storage function for storing the monetary value as electronic information,
A transaction information receiving function for receiving transaction information including transaction amount information from the transaction information transmitting device;
An addition / subtraction function for adding / subtracting the amount of the stored monetary value using the transaction amount information;
An operation information storage function for storing operation information for causing the money terminal to perform a predetermined operation;
A selection function for selecting the stored operation information using the received transaction information;
An operation function for performing an operation using the selected operation information;
A terminal control program that realizes

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