JP2005004512A - Method for paying amount by pos terminal and amount payment program - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a method and a program for paying an amount by a POS terminal capable of performing settlement advantageous to both of a customer and a store. <P>SOLUTION: The method for paying an amount by the POS terminal is constituted of a step 1 for reading out the price of a commodity and determining a transaction amount, a step 2 for finding out expenses to be generated by the settlement of the transaction amount by cash and expenses to be generated by the settlement by a means other than cash and a step 3 for displaying a message that a benefit corresponding to a difference between the expenses to be generated by the cash settlement and the expenses to be generated by the settlement by the means other than cash is additionally presented in performing the settlement by the means other than cash when the expenses to be generated by the cash settlement is higher than the expenses to be generated by the settlement by the means other than cash. <P>COPYRIGHT: (C)2005,JPO&NCIPI

Description

[0001]
BACKGROUND OF THE INVENTION
The present invention relates to an amount payment method and an amount payment program for a POS terminal.
[0002]
[Prior art]
For example, when a product of 30,000 yen or more is purchased with cash, a stamp tax of 200 yen is generated. Normally, the store bears this stamp tax and pays it as a stamp tax. However, if you purchase a product with the same price of 30,000 yen or more with a credit card, you only pay the fee paid to the credit card company (0.5% of the settlement amount). In some cases, you only have to pay 30000 (yen) x 0.005 = 150 yen.
[0003]
In such a case, the customer will pay the same 30,000 yen, whether paying with cash or paying with a credit card. Therefore, if the customer pays the same 30,000 yen, he wants to choose a more advantageous settlement. Also, as a store, the burden on the store can be reduced by returning it to the customer as a point rather than paying the difference of 200 (yen) -150 (yen) = 50 yen as it is to the customer. Leads to service.
[0004]
In addition, since the technique regarding this kind of POS terminal is a matter which the applicant noticed for the first time, there is no previous similar patent document.
[0005]
[Problems to be solved by the invention]
As mentioned above, when purchasing a product of 30,000 yen or more, the customer still pays the amount, but it is more advantageous for the store to pay with a credit card than to pay with cash. It is. For example, taking the above-mentioned example, a transaction with a credit card is 50 yen less than a cash transaction. However, rather than using this 50 yen as a profit, returning it to the customer as a point leads to customer service and has many advantages.
[0006]
The present invention has been made in view of such problems, and an object of the present invention is to provide an amount payment method and an amount payment program for a POS terminal capable of making an advantageous settlement for both customers and stores.
[0007]
[Means for Solving the Problems]
(1) The invention described in claim 1 is as follows. FIG. 1 is a flowchart showing the principle of the method of the present invention. The present invention determines the transaction amount by reading the price of the product (step 1), and calculates the expenses incurred when making payment by cash payment for the transaction amount and the expenses incurred when making payment by other than cash payment. (Step 2) If the expenses incurred when making a payment by cash payment are higher than the expenses incurred by making a payment by other than cash payment, It is displayed that a privilege equivalent to the difference between the expense generated when performing the payment and the expense generated when performing payment other than cash payment is further given (step 3).
[0008]
If configured in this way, if payment by other than cash payment is advantageous, the customer will make payment by other than cash payment, and the difference from the case of payment by cash will be returned as a privilege, so the store side Transactions can also be expected, and it is possible to provide a POS terminal amount payment method that can make an advantageous settlement for both customers and stores.
(2) The invention described in claim 2 is the step of determining the transaction amount by reading the price of the product, the expense incurred when performing payment by cash payment for the transaction amount, and when performing payment by other than cash payment When paying for non-cash payments, the steps to find out the costs to be incurred and if the costs incurred when making payments by cash payment are higher than those incurred by payments other than cash payment, And a step of displaying that a privilege equivalent to the difference between the expense generated when making a payment by the method and the expense generated when making a payment other than by cash payment is executed by a computer.
[0009]
If configured in this way, if payment by other than cash payment is advantageous, the customer will make payment by other than cash payment, and the difference from the case of payment by cash will be returned as a privilege, so the store side Transactions can also be expected, and it is possible to provide a POS terminal price payment program that can make an advantageous settlement for both customers and stores.
(3) The invention described in claim 3 is characterized in that the display in step 3 is displayed on a display on the customer side.
[0010]
If comprised in this way, it can choose to make payment other than cash payment by the customer side.
[0011]
In the present invention, the display in the step 3 is displayed on a display on the operator side.
[0012]
If comprised in this way, it can be inquired from the operator side whether the payment other than cash payment or cash payment is made to the customer.
[0013]
DETAILED DESCRIPTION OF THE INVENTION
Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings. FIG. 2 is a block diagram showing a hardware configuration example for executing the method of the present invention. In the figure, reference numeral 10 denotes a POS terminal. In the POS terminal 10, reference numeral 30 denotes a product registration processing unit. A CPU 11 controls the operation of the POS terminal 10. The CPU 11 is connected to each component via the bus 1. 12 is an operator display for an operator, 13 is a bar code scanner device for reading a bar code indicating a product code from a product, 14 is an operator keyboard for an operator, and 15 is an operator input / output for controlling these components 12 to 14 It is a processing unit.
[0014]
Reference numeral 16 denotes a customer display for the customer (customer), 17 denotes a touch panel device for the customer to input various information, and 18 denotes a customer side input / output processing unit for controlling these components 16 and 17. Reference numeral 19 denotes a thermal printer that prints on a receipt, and reference numeral 20 denotes a receipt issuing unit that controls the thermal printer 19. Reference numeral 21 denotes a PLU file that stores a table in which product codes of all products are associated with product prices, and 22 is a stamp tax table that stores a stamp tax amount corresponding to the amount of money.
[0015]
In the merchandise registration processing unit 30, 31 scans the bar code of the merchandise, obtains price information of the merchandise from the PLU file 21, calculates the subtotal of the purchased merchandise, calculates the consumption tax, and adds the subtotal and the consumption tax. It is a totaling part that calculates the total. A stamp tax / card fee comparison unit 32 calculates a card fee and a stamp tax, and compares the card fee with the stamp tax.
[0016]
33 displays a settlement method advantageous to both the store and the customer on the customer display 16 on the customer side, and inquires of the customer whether to make a cash payment or a credit card payment, either a cash payment button or a credit card payment button. This is a customer inquiry unit having a function of selecting the button and acquiring the type of the selected button. 34 calculates the point according to the subtotal of the purchased product, and calculates the point corresponding to the amount of (stamping tax-credit card fee) when the customer selects a settlement method advantageous to both the store and the customer. A point calculation unit for adding to the points corresponding to the subtotal of the purchased product. The operation of the apparatus configured as described above will be described as follows.
[0017]
3 and 4 are flowcharts showing a first example of the operation of the present invention, and mainly show the operation on the POS terminal (electronic register) side. The operator scans the barcode attached to the product with the barcode scanner device 13 (S1). The read barcode is notified to the totaling unit 31, and the totaling unit 31 searches the PLU file 21 to obtain price information corresponding to the barcode (S2). Next, the CPU 11 registers the transaction details in a memory (not shown) (S3). Next, the CPU 11 checks whether or not the transaction details have been registered (S4). If not completed, the process returns to step S1 to read the barcode of the product.
[0018]
When the transaction details registration is completed, the totaling unit 31 performs subtotal calculation, consumption tax calculation, and total calculation of subtotal and consumption tax (S5). Next, the CPU 11 reads the stamp tax corresponding to the subtotal from the stamp tax table 22 (S6). FIG. 5 is a diagram showing an example of a stamp tax table. As shown in the figure, it is determined that 0 yen is less than 29999 yen, 200 yen from 30,000 yen to 100,000 yen, 400 yen from 100,000 to 200,000 yen. If it is more than that, the stamp tax will be higher. The maximum is 200,000 yen.
[0019]
Next, the CPU 11 calculates a fee for credit card payment (S7). The fee at the time of credit card payment is 0.5%, for example. Next, the stamp tax / card fee comparison unit 32 checks whether or not the stamp tax is higher than the fee at the time of credit card payment (S8). If the stamp tax is lower than the credit card payment fee, normal settlement processing is performed (S9).
[0020]
When the stamp tax is higher than the credit card payment fee, the stamp tax / card fee comparison unit 32 requests the customer display 16 to display a payment method selection screen (S10). The customer inquiry unit 33 displays a payment method selection screen on the customer display 16 via the customer side input / output processing unit 18 (S11). The customer inquiry section 33 displays on the customer display 16 that a privilege (for example, points) equivalent to (stamping tax-credit payment fee) is attached when paying credit (S12).
[0021]
FIG. 6 shows an example of a customer display screen. As shown in the figure, the message “Do you have a credit card? If you purchase with a credit card, you will receive 5 points in addition to the purchase points.” Is displayed. By performing such display, the customer can select to pay by credit card. In addition, the said privilege is not restricted to a point, The other thing can be used.
[0022]
Next, a payment method (credit card or cash) is selected (S13). As shown in FIG. 6, a credit card button 40 and a cash button 41 are displayed on the customer display 16. In this case, since credit card payment is recommended, the credit card button 40 is highlighted.
[0023]
The CPU 11 checks whether or not the payment method is credit according to which of these buttons is pressed (S14). When cash is selected as the payment method, settlement with cash and point addition are performed (S15). Point addition is performed by the point calculator 34.
[0024]
When card payment is selected as the payment method, settlement by credit card is performed (S16). Then, the point calculation unit 34 adds a point equivalent to (payment tax-credit fee) to a point equivalent to the payment amount (S17). At this time, the points for each customer are stored in the memory. Finally, the receipt issuing unit 20 issues a receipt with the thermal printer 19, and the transaction ends (S18).
[0025]
Thus, according to the present invention, when payment by credit is advantageous, the customer performs payment by credit card, and the difference from the case of payment by cash is returned as a point. Transactions can also be expected, and it is possible to provide a POS terminal amount payment method that can make an advantageous settlement for both customers and stores.
[0026]
FIG. 7 is a block diagram showing another hardware configuration example for executing the method of the present invention. The same components as those in FIG. 2 are denoted by the same reference numerals. Compared with FIG. 2, the customer display 16, the touch panel device 17, and the customer side input / output processing unit 18 for operation by the customer are omitted in the block diagram of FIG. 7. In the figure, reference numeral 30 'denotes a product registration processing unit. In the merchandise registration processing unit 30 ′, 35 displays a settlement method advantageous to both the store and the customer on the display 12 on the operator side, and asks the customer whether to pay cash or credit. This is an operator inquiry section for matching. Other configurations are the same as those in the block diagram shown in FIG. The operation of the apparatus configured as described above will be described as follows.
[0027]
8 and 9 are flowcharts showing a second example of the present invention. In this embodiment, the operator is inquired of the customer whether to pay by credit card or cash. The operator scans the barcode attached to the product with the barcode scanner device 13 (S1). The read barcode is notified to the totaling unit 31, and the totaling unit 31 searches the PLU file 21 to obtain price information corresponding to the barcode (S2). Next, the CPU 11 registers the transaction details in a memory (not shown) (S3). Next, the CPU 11 checks whether or not the transaction details have been registered (S4). If not completed, the process returns to step S1 to read the barcode of the product.
[0028]
When the transaction details registration is completed, the totaling unit 31 performs subtotal calculation, consumption tax calculation, and total calculation of subtotal and consumption tax (S5). Next, the CPU 11 reads the stamp tax corresponding to the subtotal from the stamp tax table 22 (S6). As described above, the stamp tax table 22 is configured as shown in FIG.
[0029]
Next, the CPU 11 calculates a fee for credit card payment (S7). The fee at the time of credit card payment is 0.5%, for example. Next, the stamp tax / card fee comparison unit 32 checks whether or not the stamp tax is higher than the fee at the time of credit card payment (S8). If the stamp tax is lower than the credit card payment fee, normal settlement processing is performed (S9).
[0030]
If the stamp tax is higher than the credit card payment fee, the operator inquiry unit 35 displays a payment method screen on the operator display 12 via the operator side input / output processing unit 15 (S10). FIG. 10 is a diagram showing an example of an operator display screen. For example, as shown in the figure, “Payment with a credit card is advantageous. If you purchase with a credit card, you will receive 5 points in addition to the points you purchased. Please ask the customer how to pay. Is displayed.
[0031]
In this way, the operator can inquire of the customer whether to pay by credit or cash.
[0032]
Based on this screen display, the operator asks the customer whether to pay by credit card or cash. In this case, in the case of credit payment, the customer is notified that points equivalent to (payment tax-credit payment fee) are added to points equivalent to the payment amount.
[0033]
The operator side input / output processing unit 15 waits for which button of credit payment or cash payment is pressed (S11). The operator presses a credit payment key or a cash payment key from the operator keyboard 14. Then, it is checked whether or not the credit payment key is pressed (S12). If the credit payment key is not pressed, cash settlement and point addition are performed (S13).
[0034]
If the credit payment key is pressed, settlement by credit card is performed (S14). Next, the point calculation unit 34 adds points equivalent to (payment tax-credit payment fee) to points equivalent to the payment amount (S15). This result is stored in a memory (not shown). Finally, the receipt issuance unit 20 issues a receipt by the thermal printer 19 (S16).
[0035]
As described above, according to this embodiment, the customer is notified by credit card when payment by credit is advantageous by notifying the customer from the credit card or cash. Since the difference between payment and cash payment is paid as a point, the store side can also expect the next transaction, and the amount payment method of the POS terminal that can make payments advantageous to both customers and stores Can be provided.
[0036]
Each sequence described above can be stored as software and executed by a computer. In this way, if credit settlement is advantageous, the customer will pay by credit card, and the difference from the case of cash settlement will be returned as a point, so the store will also expect the next transaction In addition, it is possible to provide a POS terminal price payment program capable of making an advantageous settlement for both customers and stores.
[0037]
In the above-described embodiment, the case of payment by credit card is taken as an example of settlement by other than cash payment. However, the present invention is not limited to this, and other methods can be used. For example, payment by a David card can be considered.
[0038]
【The invention's effect】
As described above, according to the present invention, the following effects can be obtained.
(1) According to the invention described in claim 1, when payment by other than cash payment is advantageous, the customer makes payment by other than cash payment, and the difference from the case of payment by cash is returned as a privilege. The store side can also expect the next transaction, and can provide an amount payment method for the POS terminal that can make an advantageous settlement for both the customer and the store.
(2) According to the invention described in claim 2, when payment other than cash payment is advantageous, the customer performs payment other than cash payment, and the difference from the case of cash payment is returned as a privilege. The store side can also expect the next transaction, and can provide a POS terminal price payment program that can make an advantageous settlement for both the customer and the store.
(3) According to the invention described in claim 3, it is possible to select payment by other than cash payment on the customer side.
[0039]
As described above, according to the present invention, it is possible to provide an amount payment method and an amount payment program for a POS terminal capable of making an advantageous settlement for both a customer and a store.
[Brief description of the drawings]
FIG. 1 is a flowchart showing the principle of the method of the present invention.
FIG. 2 is a block diagram showing a configuration example of hardware for executing the method of the present invention.
FIG. 3 is a flowchart showing a first example of the operation of the present invention.
FIG. 4 is a flowchart showing a first example of the operation of the present invention.
FIG. 5 is a diagram showing an example of a stamp tax amount table;
FIG. 6 is a diagram showing an example of a customer display screen.
FIG. 7 is a block diagram showing another hardware configuration example for executing the method of the present invention.
FIG. 8 is a flowchart showing a second example of the operation of the present invention.
FIG. 9 is a flowchart showing a second example of the operation of the present invention.
FIG. 10 is a diagram showing an example of an operator display screen.
[Explanation of symbols]
1 bus 10 POS terminal 11 CPU
12 operator display 13 bar code scanner device 14 operator keyboard 15 operator side input / output processing unit 16 customer display 17 touch panel device 18 customer side input / output processing unit 19 thermal printer 20 receipt issuing unit 21 PLU file 22 stamp tax table

Claims (3)

Determine the transaction amount by reading the price of the product (Step 1)
Find the expenses incurred when making payment by cash payment for the transaction amount and the expenses incurred when making payment by other than cash payment (Step 2),
Occurred when making a payment by cash payment when making a payment by non-cash payment if the expense incurred when making a payment by cash payment is higher than the expense incurred by a payment by non-cash payment A message indicating that a privilege equivalent to the difference between the expense and the expense incurred when making a settlement other than cash payment is given (step 3).
The amount payment method of the POS terminal characterized by the above-mentioned. Reading the price of the product and determining the transaction amount;
Asking for the costs incurred when making a cash payment for the transaction amount, and for the costs incurred when making a non-cash payment,
Occurred when making a payment by cash payment when making a payment by non-cash payment if the expense incurred when making a payment by cash payment is higher than the expense incurred by a payment by non-cash payment A step of displaying that a privilege equivalent to the difference between the expense and the expense incurred when making a payment other than cash payment is given,
Is executed by a computer. 2. The POS terminal price payment method according to claim 1, wherein the display in step 3 is displayed on a display on the customer side.

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