JP2004258826A - Tradable coupon issuing/price paying system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a tradable coupon issuing/price payment system for issuing a gift certificate to a customer linked with service points, and for enabling a merchandise seller having received the gift certificate to perform the price receiving processing for the gift certificate. <P>SOLUTION: A card for a customer stores the number of points, and a card for a seller stores ID information for specifying a seller. A tradable coupon issuing/collecting device is provided with: a card reading/writing means; an issuing tradable coupon calculating means for calculating the tradable coupon which can be issued according to the number of points; a display means; an input means for inputting the tradable coupon information whose issue is desired by the customer; an issued tradable coupon conveying means for conveying the coupon to a coupon taking-out part; a collected exchange ticket for money carrying means; a tradable coupon characteristics reading means for deciding the authenticity of the coupon; a tradable coupon classification identifying means for discriminating the sum of each tradable coupon; a payment sum calculating means for calculating a payment adjustment sum from the tradable coupon information; and a control means for making the storage means store the calculated payment adjustment sum by associating it with ID information read by the reading/writing means. <P>COPYRIGHT: (C)2004,JPO&NCIPI

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
According to the present invention, a consumer card, a seller card, and a voucher issuance and collection device containing vouchers that can be issued are issued to a voucher issuance process to a consumer. The present invention relates to a cash voucher issuance and payment system for performing a payment process based on a received voucher.
[0002]
Conventionally, as a customer service by a product seller who sells various products, a membership card is issued to the customer in advance, and a service point corresponding to the sales amount is given to the customer. Are used to provide customer services such as price discounts and various benefits. (For example, Patent Document 1, Patent Document 2)
In these customer services, the membership card system manages the addition and storage of service points for each customer and the usage status, so it is necessary to install a card reader / writer at member stores that provide these services. For shopping streets with many small stores, some stores are not profitable in terms of cost and are reluctant to introduce point service, and the pace of the entire shopping street is unified and the entire shopping street Is difficult to activate.
[0003]
For this reason, in parallel with the service points in the membership card system, gift certificates that can be used in stores where card readers / writers are not installed are issued, etc., and the entire shopping district is activated to attract customers to the shopping district. However, the issue of how to issue gift certificates to customers and how to perform the payment process at the store that acquired those gift certificates instead of the price can be considered. There's a problem.
[0004]
[Patent Document 1]
JP 2000-99832A
[Patent Document 2]
JP-A-2002-09636
[0005]
[Problems to be solved by the invention]
The present invention has been made in view of the above-described problems, and an object of the present invention is to enable a gift certificate to be issued to a customer in conjunction with a service point, and to provide a gift certificate instead of a price. A cash voucher issuance and payment system is provided, in which a merchandise seller at a store receiving such a gift voucher can easily perform a payment for a gift voucher at any time.
[0006]
[Means for Solving the Problems]
In order to achieve the above object, the cash voucher issuing and settlement system of the present invention issues a voucher to a consumer by using a card for a consumer, a card for a seller, and a voucher issuance / collection device containing a voucher that can be issued. A voucher issuance and payment system that performs processing and also performs a payment process based on a voucher received by the seller instead of the price from the consumer, wherein the consumer card has a point number calculated according to the transaction amount. ID information for specifying a seller is stored in the seller card, and the voucher issuance and collection device reads a card that reads information stored in the consumer card and the seller card. Writing means, issued voucher calculation means for calculating an issuable voucher according to the number of points read by the card reading / writing means, and issuable voucher calculated by the issued voucher calculation means Display means for displaying information, input means for inputting the voucher information that the consumer desires to issue, and a voucher issued to transport the voucher corresponding to the voucher information input by the input means from the voucher storage unit to the voucher take-out unit. Conveying means, collection ticket conveyance means for inserting the voucher brought by the seller into the apparatus, and ticket type identification means having a type discrimination function for discriminating the amount of each voucher conveyed by the collection gold conveyance means. A settlement amount calculating unit for calculating a payment settlement amount from the note information based on the ticket type identification unit; and a payment adjustment amount calculated by the settlement amount calculation unit, the ID information read by the card reading and writing unit. And control means for storing the information in the storage means in association with each other.
[0007]
In the cash voucher issuance and settlement system of the present invention, the cash voucher issuance and collection device includes communication means for communicating with a management server communicably connected via a communication network, and the management server includes And a settlement amount information database in which ID information for specifying a user and the settlement amount are stored in association with each other.
[0008]
BEST MODE FOR CARRYING OUT THE INVENTION
FIG. 1 is a configuration diagram of a voucher issuing and settlement system according to an embodiment of the present invention, FIG. 2 is a system block diagram of a voucher issuing and settlement system according to an embodiment of the present invention, FIG. 3 is a plan view of a voucher, and FIG. 5 and FIG. 6 are flowcharts showing a processing procedure of the cash voucher issuing and settlement system according to the embodiment of the present invention.
[0009]
First, the cash voucher issuing and settlement system according to the embodiment of the present invention issues a cash voucher 6 such as a gift voucher to a consumer 4 who is a customer as shown in FIG. And a management server communicably connected to the voucher issuance / recovery device 1 via the communication network 2 having a function of performing a settlement process based on the voucher 6 received from the customer instead of the payment. The system is configured so that the processing of issuing and collecting cash vouchers can be performed centrally.
It is preferable that the voucher issuance / recovery device 1 be installed in a plurality of different places where the consumer 4 and the merchandise seller 5 can easily use, so that voucher processing can be easily performed.
For example, when the cash voucher issuance and collection device 1 is installed in a railway station yard, around a station, a station building, or the like, it is convenient and easy to use, so security is high and security is high, which is preferable.
[0010]
By registering the membership in advance for the consumer 4 who uses the system, a consumer card 7 in which ID information for identifying the consumer is stored in the storage means is issued, and the issuing process of the cash voucher 6 is performed. By using the consumer card 7 at the time of performing, a voucher is issued.
The storage means of the consumer card 7 stores the number of points given to the consumer as a service point at the time of purchasing the product.
In addition, the merchandise seller 5 also performs member registration in advance, so that the merchandise seller's card 8 in which ID information for specifying the merchandise seller is stored in the storage means is issued, and when the cash voucher 6 is settled, By using the merchandise seller's card 8, cash voucher settlement processing can be performed.
As the consumer card 7 or the merchandise seller card 8, a storage medium such as an IC card 9 having storage means as shown in FIG. 4 is used.
[0011]
As shown in FIG. 1, the voucher issuance and collection device 1 includes a card slot 23 for putting in and out the consumer card 7 or the merchandise card 8, a cash slot 24 for putting in and out the gold note 6, The issued note storage unit 19a for storing the issued note to be issued to the inside of the note issuing and collecting apparatus 1 and the set of notes issued and collected by the merchandise seller from the consumer. And a collected gold note storage section 19b for storing.
[0012]
As shown in FIG. 2, the cash voucher issuance and collection device 1 has a card reader for reading information stored in the storage means of the consumer card 7 or the merchandise seller card 8, for example, the number of points or ID information. Writing means 9, display means 10 for displaying issueable note information, input means 11 for inputting the note information that a consumer desires to issue, and a note corresponding to the note information input by the input means 11. Issuance voucher transport means 12 for transporting the voucher to the voucher entry / exit section 24; collection voucher transport means 13 for transporting the voucher 6 brought by the merchandise seller 5 for settlement of the price to the inside of the voucher issuance / recovery device 1; A bill type discriminating unit 14 having a bill type discriminating function for discriminating the amount of each bill conveyed to the inside of the bill issuing and collecting apparatus 1 by the bill conveying means 13, and a payment settlement amount based on the bill information based on the bill type identifying unit 14. Settlement amount calculating means 15 for calculating; issuing note calculating means 16 for calculating a note which can be issued according to the number of points read by the card reading / writing means 9; and for determining whether the note is genuine. The voucher characteristic reading means 17, which is a means for reading a predetermined collation image or the like, the storage means 18, the communication means 20 for communicating with the management server 3 via the communication network 2, and the consumer card 7 A point processing unit 31 for processing a point to be stored and a control unit 21 are provided.
[0013]
FIG. 3 shows a gift certificate as an example of the cash voucher 6, but the ticket type identification means 13 uses a design display 6a such as a picture or pattern displayed on the cash voucher 6 or a display of the ticket number 6b. The amount of the cash voucher 6 is determined.
[0014]
A communication unit 20 that communicates with the management server 3 via the communication network 2 manages the ID information read by the card reading / writing unit 9 and the voucher characteristic information read by the voucher characteristic reading unit 17 via the communication network 2. The payment amount is transmitted to the server 3 and the payment amount information calculated by the payment amount calculation means 18 is transmitted to the management server 3.
[0015]
The management server 3 also includes a voucher characteristic information database 25, a payment amount information database 26, a communication unit 27 for communicating with the voucher issuance and collection device 1 via the communication network 2, a voucher payment amount processing unit 28, A collation unit 28, a voucher settlement amount processing unit 29, and a control unit 30 are provided.
In addition, in the settlement amount information database 26, in addition to the name, address, telephone number, etc. of the merchandise seller, ID information that is stored in the storage means of the merchandise seller card 8 and specifies each merchandise seller, The payment amount to be paid to the merchandise seller based on the voucher collected from the seller is stored in association with the payment amount.
[0016]
In addition, the voucher characteristic information database 25 of the management server 3 is a database in which verification information for performing authenticity determination of the voucher is registered in advance, and the verification means 28 reads the voucher characteristic reading of the voucher issuance and collection device 1. It has a function of collating the voucher characteristic information read by the means 17 and transmitted to the management server 3 with the voucher characteristic information registered in the voucher characteristic information database 25 to determine the authenticity of the voucher.
[0017]
In addition, the merchandise seller inserts the voucher for which payment is settled into the voucher issuing and collecting device 1 by inserting the seller card 8 into the voucher issuing and collecting device 1 and operating the voucher issuing and collecting device 1 by himself. Then, the ID information specifying the merchandise seller and the total amount information of the collected vouchers are transmitted from the voucher issuing / collecting device 1 to the management server 3. The voucher settlement amount processing means 29 of the management server 3 receives the received information. It has a function of associating the ID information with the total amount information of the collected vouchers and storing the information in the settlement amount information database 26.
[0018]
Next, a processing procedure of the cash voucher issuing and settlement system according to the embodiment of the present invention will be described with reference to the flowcharts of FIGS.
First, a description will be given of a processing procedure in a case where a consumer uses the consumer card 7 to receive a voucher from the balance point number of service points stored in the storage means of the consumer card 7.
[0019]
First, by inserting the consumer card 7 from the card slot 23 of the cash voucher issuing and collecting apparatus 1, ID information for identifying each consumer stored in the consumer card 7 by the card reading / writing means 9 and , The number of balance points is read. (Step S1)
[0020]
Next, a voucher that can be issued is calculated by the issued voucher calculation means 16 based on the read balance point number. (Step S2)
The display unit 10 displays the voucher information that can be issued. (Step S3)
The consumer inputs from the input unit 11 the issuance desired information such as the type and the number of the vouchers to be issued from the issuable voucher information displayed on the display unit 10. (Step S4)
[0021]
The issuance ticket transporting means 12 transports a voucher corresponding to the type and amount of money desired to be issued from the vouchers stored in the issuance voucher storage unit 19a to the voucher access unit 24, so that the consumer can receive the vouchers. To do. (Step S5)
Next, the point processing means 31 calculates the number of points obtained by subtracting the number of points corresponding to the currently issued voucher from the number of balance points read from the consumer card 7. (Step S6)
Then, the calculated point number is written into the storage means of the consumer card 7 by the card reading / writing means 9 and ejected from the card slot 23 so as to be able to be taken out. (Step S7)
Through the above processing, the consumer 4 can receive a voucher 6 such as a gift certificate using the number of points accumulated in the storage means of the consumer card 7.
[0022]
Next, a processing procedure in the case where the merchandise seller uses the merchandise seller card 8 to settle the voucher obtained from the customer instead of the price will be described with reference to FIG.
First, by inserting the merchandise seller's card 8 from the card slot 23 of the cash voucher issuance and collection device 1, an ID for specifying each seller stored in the merchandise seller's card 8 by the card reading / writing means 9. The information is read. (Step S8)
[0023]
Next, the merchandise seller sets a cash voucher for settlement in the cash voucher issuing / collecting unit 24 of the cash voucher issuance / collection device 1, and the collected cash voucher conveying means 13 conveys the cash voucher into the device. (Step S9)
Next, the voucher characteristics are read by the voucher characteristics reading means 17, and the voucher characteristics information is transmitted to the management server 3 via the communication network 2. (Step S10)
In the management server 3, the received voucher characteristic information is collated by the collation means 28 with collation voucher characteristic information registered in the voucher characteristic information database 25, and the authenticity of the voucher is determined. (Step S11)
[0024]
The result information of the authenticity determination is transmitted from the management server 3 to the cash voucher issuance / recovery device 1 via the communication network 2, and if it is determined to be counterfeit, the collected money voucher transport means 13 sends the cash voucher in / out section 24. The voucher is returned to. (Step S12)
If the result of the authenticity determination is genuine, the amount of each note transported by the collected note transporting means 13 is determined by the note type identifying means 14 of the note issuing and collecting apparatus 1 and the settlement is performed. The payment calculation amount is calculated by the amount calculation unit 15 from the voucher information based on the ticket type identification unit 14. (Step S13)
[0025]
Next, the payment settlement amount calculated by the settlement amount calculation unit 15 is stored in the storage unit 18 in association with the ID information read by the card reading / writing unit 9. (Step S14)
Further, by transmitting the payment settlement amount and the ID information to the management server 3 via the communication network 2, the settlement amount information database 26 stores the payment settlement amount and the ID information in association with each other. (Step S15)
After these processes are completed, the merchandise seller's card 8 is ejected from the card slot 23 so as to be taken out. (Step S16)
By the above processing, the merchandise seller can always perform the settlement processing of the voucher using the nearest voucher issuance / recovery device 1 at a convenient time.
[0026]
In the cash voucher issuance settlement system of the present invention, as one of the settlement methods, cash is stored in the cash voucher issuance and collection device 1 so that cash corresponding to the cash voucher collected on the spot is transferred to the merchandise seller. It may be.
In addition, by providing a function as a so-called kiosk terminal to the cash voucher issuance and collection device 1, various types of information may be provided.
[0027]
【The invention's effect】
As described above, the cash voucher issuance and settlement system of the present invention can issue a voucher such as a gift voucher in conjunction with a service point to a customer who is a consumer. There is an effect that the merchandise seller at the store that has received the gift certificate can easily perform the payment settlement processing of the gift certificate at any time.
[Brief description of the drawings]
FIG. 1 is a configuration diagram of a cash voucher issuing and settlement system according to an embodiment of the present invention.
FIG. 2 is a system block diagram of a cash voucher issuing and settlement system according to the embodiment of the present invention.
FIG. 3 is a plan view of a cash voucher.
FIG. 4 is a plan view of the IC card.
FIG. 5 is a flowchart showing a processing procedure of the cash voucher issuing and settlement system according to the embodiment of the present invention.
FIG. 6 is a flowchart showing a processing procedure of the cash voucher issuing and settlement system according to the embodiment of the present invention.
[Explanation of symbols]
REFERENCE SIGNS LIST 1 cash voucher issuance / collection device 2 communication network 3 management server 4 consumer 5 merchandise seller 6 voucher 7 consumer card 8 merchandise seller card 9 card reading / writing means 10 display means 11 input means 12 issued money transfer means 13 Collected note identification means 14 Ticket type identification means 19a Issued note storage section 19b Collected note storage sections 20, 27 Communication means 21, 30 Control means 23 Card entry / exit section 24 Ticket entry / exit section 25 Cash note characteristic information database 26 Payment amount information data Base 28 Matching means 29 Voucher settlement amount processing means 31 Point processing means

Claims (2)

Consumer cards, seller cards, and a voucher issuance and collection device containing vouchers that can be issued are used to issue vouchers to consumers, and to vouchers received by sellers instead of payments from consumers. A voucher issuing payment system that performs payment processing based on
The number of points calculated according to the transaction amount is stored in the consumer card,
ID information for specifying the seller is stored in the seller card,
The voucher issuance and collection device includes a card reading and writing unit that reads information stored in the consumer card and the seller card, and can be issued according to the number of points read by the card reading and writing unit. Issued voucher calculating means for calculating a voucher, display means for displaying issuable voucher information calculated by the issued voucher calculating means, input means for inputting voucher information desired by a consumer, and the input means Issued voucher transporting means for transporting a voucher according to the voucher information inputted in the voucher from the voucher storage unit to the voucher take-out unit, collection voucher transporting means for inserting the voucher brought by the seller into the device, and transportation of the recovered voucher A bill characteristic reading unit for determining the authenticity of the bill transported by the unit; a bill type identifying unit having a bill type determining function of determining an amount of each bill transported by the collected bill transport unit; A settlement amount calculating unit for calculating a payment settlement amount from the note information based on the bill type identification unit; and a payment settlement amount calculated by the settlement amount calculation unit in association with ID information read by the card reading / writing unit. Control means for storing in the storage means,
A voucher issuing and settlement system characterized by the following. The voucher issuance and collection device has communication means for communicating with a management server communicably connected via a communication network, and the management server stores ID information for specifying a merchandise seller and a settlement amount. 2. The cash voucher issuance and settlement system according to claim 1, further comprising a settlement amount information database stored in association therewith.

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