JP2004252941A - Automatic transaction device and program therefor - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a means for easily adapting an automatic transaction device to an environment for parallel use of old and new bills. <P>SOLUTION: A main control part in an automatic transaction device having a bill receiving/dispensing part is made to perform a received new bill monitoring step for monitoring the proportion of new bills received in the bill receiving/dispensing part, a stored new bill monitoring step for monitoring the proportion of the new bills stored in a receiving/dispensing box classified by denomination in the bill receiving/dispensing part, a same-denomination old/new bill storing step for storing the old and new bills of one and the same denomination in one and the same receiving/dispensing box classified by denomination, and a bill usage mode switching step for switching a bill usage mode by changing the denomination of the bills to store in the receiving/dispensing box classified by denomination, depending on the proportion of the received new bills and of the stored new bills. <P>COPYRIGHT: (C)2004,JPO&NCIPI

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
The present invention relates to an automatic transaction apparatus such as an automatic transaction apparatus installed in a financial institution or the like, and more particularly to an automatic transaction apparatus used when a current bill is transferred to a new bill and a program therefor.
[0002]
[Prior art]
When the conventional automatic transaction apparatus is used for transactions of different types of banknotes, for example, foreign banknotes, the discrimination unit changes the denomination identification information of the banknotes to be discriminated, and changes the denomination of the banknotes stored in the denomination deposit / export vault to the foreign currency. Automatic transactions are performed by switching to banknotes (for example, see Patent Document 1).
[0003]
[Patent Document 1]
JP 2002-197516 A (page 5
[0034]
(FIGS. 5 and 10)
[0004]
[Problems to be solved by the invention]
However, in the above-described conventional technology, only the handling of banknotes limited to a specific area such as a country or a common currency area is considered and operated by changing denomination identification information that can be appraised. Therefore, in an environment where old and new banknotes of the same denomination are used in parallel, such as when a current banknote (hereinafter referred to as an old banknote) is reprinted and transferred to a new banknote (hereinafter referred to as a new banknote) In order to deal with the transaction by the automatic transaction device, it is necessary to modify or newly manufacture the automatic transaction device, and there is a problem that an early response cannot be achieved.
[0005]
The present invention has been made in order to solve the above problems, and an object of the present invention is to provide means for easily adapting an automatic transaction apparatus to an environment in which an old bill and a new bill are used in parallel.
[0006]
[Means for Solving the Problems]
The present invention, in order to solve the above problems, in an automatic transaction device provided with a banknote deposit and withdrawal unit, a new banknote and an old banknote by switching the banknote operation mode according to the circulation ratio of the new banknote and the old banknote. Is characterized by conducting a transaction using in parallel.
[0007]
In addition, the main control unit of the automatic transaction device having a banknote depositing / dispensing unit, a depositing new banknote monitoring step of monitoring the ratio of new bills deposited in the banknote depositing / dispensing unit, and a denomination / dispensing of the banknote depositing / dispensing unit. A storage new banknote monitoring step of monitoring a ratio of new banknotes stored in the safe, a new denomination banknote storage step of the same denomination storing new banknotes and old banknotes of the same denomination in the same denomination input / output safe, And a banknote operation mode switching step of changing a banknote operation mode by changing a denomination of a banknote to be stored in the denomination deposit / withdrawal safe in accordance with a ratio between a deposited new banknote and a stored new banknote.
[0008]
DESCRIPTION OF THE PREFERRED EMBODIMENTS
An embodiment of an automatic transaction apparatus according to the present invention will be described below with reference to the drawings.
First embodiment
FIG. 1 is a block diagram showing a configuration of an automatic transaction system according to a first embodiment of the present invention, and FIG. 2 is a block diagram showing a main configuration of the automatic transaction device.
[0009]
In FIG. 1, reference numeral 1 denotes a host computer installed in a financial institution, which is connected to an automatic transaction apparatus 2 installed in a store such as a bank branch via a communication network such as a dedicated line or a telephone line. And manages the customer's account based on customer information such as the customer's account number, its password, and account balance.
[0010]
Reference numeral 3 denotes a monitoring information terminal installed in a monitoring center of a financial institution, which is connected to a communication network and collectively manages the processing status and the like of a plurality of automatic transaction devices 2 installed in each store.
The monitoring information terminal 3 may be installed in the same facility as the host computer 1, or may be installed in each prefecture, in each city, or in a wide area where a plurality of these are integrated. In other words, the installation location is not limited
Reference numeral 4 denotes a main control unit of the automatic transaction apparatus 2, which is connected to the host computer 1 and the monitoring information terminal 3 via a communication network by a communication unit 5, and controls each unit in the automatic transaction apparatus 2 to perform transaction control. It also controls data communication and the like.
[0011]
Reference numeral 6 denotes a storage unit that stores a program executed by the main control unit 4, a processing result by the main control unit 4, and the like.
Reference numeral 7 denotes a customer operation unit, which is composed of a combination of a display screen such as a CRT or an LCD and a touch panel and the like, and displays a transaction selection screen and the like, and receives an input from the customer through the touch panel and the like.
[0012]
Reference numeral 8 denotes a card handling unit, which has a function of reading and writing contents recorded on a magnetic stripe of a transaction card such as a customer's cash card inserted and printing a transaction statement.
Reference numeral 9 denotes a passbook handling unit which reads and writes the contents recorded on the magnetic stripe of the inserted customer's passbook, and records transaction contents and the like in the customer's passbook.
[0013]
Reference numeral 10 denotes a bill receiving / dispensing unit which receives bills input by a customer, discriminates, counts, stores, and discharges bills to be paid to the customer.
A coin receiving / dispensing unit 11 receives coins inserted by the customer, discriminates, counts, stores, and discharges coins to be paid to the customer.
[0014]
Reference numeral 12 denotes a clerk operation unit, which is provided on the back side of the automatic transaction apparatus 2 and is configured by a combination of a display screen such as a CRT or an LCD and a touch panel or the like. At the same time, an input such as setting of a transaction mode is received from a clerk using a touch panel or the like.
[0015]
In FIG. 2, reference numeral 21 denotes a banknote pay-in / pay-out port of the banknote pay-in / pay-out section 10, which receives banknotes inserted by customers and collects and discharges banknotes to be paid to customers.
Reference numeral 22 denotes a discriminating unit, in which a plurality of denomination identification information for discriminating the denomination of the carried-in banknote are registered, and the banknote fed out from the banknote pay-in / pay-out port 21 and conveyed by the conveying paths 23a and 23b. And the like, discrimination of true / false, damage, denomination, etc., and counting the number of such discriminations.
[0016]
The transport paths 23a and 23b are transport paths for nipping and transporting a banknote between a pair of belts or a pair of rollers disposed to face each other. The same applies to the transport paths 23c, 23d, 23e, and 23f.
Reference numerals 24a, 24b, and 24c denote denomination-type deposit and withdrawal safes, which have functions of storing denominations set for the respective denominations and feeding out bills to be paid out to customers to the transport path 23c.
[0017]
Reference numeral 25 denotes a replenishment and recovery cassette, which is removably mounted on the automatic transaction apparatus 2 and stores the loaded banknotes by denomination deposit / withdrawal safes 24a, 24b, 24c (hereinafter, collectively referred to as denomination-type deposit / withdrawal safe 24). This is a safe for replenishing the banknotes and collecting the banknotes stored in the denomination deposit / withdrawal safe 24, and for collecting the rejected reject banknotes that could not be stored in the denomination deposit / export safe 24 due to double feeding at the time of replenishment. A replenishment reject storage 26 is provided.
[0018]
Reference numeral 27 denotes a general-purpose storage, which accepts deposits but does not use them for dispensing, that is, banknotes not set in the deposit / withdrawal safe 24 by denomination or genuine bills, unfit for use in dispensing, and heavy deposits. Withdrawal reject banknotes that could not be discriminated by sending or the like are conveyed and stored.
[0019]
Reference numeral 28 denotes a forgotten collection box, in which forgotten banknotes that have not been received by the banknote pay-in / pay-out port 21 even after a lapse of a predetermined time are conveyed and collected.
The operation of the above configuration will be described.
The operation of the transaction by the automatic transaction apparatus 2 according to the present embodiment is the same as the operation of the transaction by the normal automatic transaction apparatus, and the description thereof will be omitted.
[0020]
In this embodiment, a Japanese banknote will be described as an example, but the same applies to a foreign banknote.
Further, the automatic transaction apparatus 2 of the present embodiment has seven types of old and new 10,000, 5,000, 2,000, and 1,000 yen bills and new 10,000, 5,000, and 1,000 yen bills by reprinting. Conduct transactions with customers in an environment where bills are used in parallel.
[0021]
In addition, denomination identification information for identifying these seven types of bills is registered in the discriminating unit 22, thereby enabling a transaction in which a new bill and an old bill are used in parallel.
Note that a new banknote of the same denomination as the old banknote (including banknotes of the same value accompanying devaluation (denomination) of monetary units) is a banknote deposit / withdrawal port 21, a discriminating unit 22, a denomination deposit / withdrawal safe 24, etc. The shape is set so that it can be handled at the same time.
[0022]
In this embodiment, as the operation mode of the automatic transaction apparatus 2, four types of banknote operation modes are provided: a new / old banknote mixed mode, a new banknote small amount mode, a new banknote high volume mode, and a new banknote mode.
In the new and old bill mixing mode, payment and withdrawal in a transaction are performed by mixing new and old bills.
[0023]
The operation will be described below with reference to FIG.
The banknote deposit / withdrawal safe 24 of the banknote deposit / withdrawal unit 10 includes new and old banknotes of 10,000 yen (hereinafter referred to as new and old banknotes) in banknote-specific banknotes 24a and 24b, and new and old banknotes in banknote-specific banknote deposit / withdrawal 24c. It is set so as to store 1,000-yen banknotes (hereinafter referred to as new and old 1,000 notes). In this manner, new and old banknotes of the same denomination are stored in the same denomination safe 24.
[0024]
The replenishment and collection cassette 25 is loaded with replenished new and old thousands and old and new thousands of bills, and is mounted on the automatic transaction apparatus 2.
When the customer mixes new and old banknotes into the banknote pay-in / pay-out port 21 for depositing or the like, the main control unit 4 detects this and feeds out the inserted banknotes from the banknote pay-in / pay-out port 21 to transport the banknote 23a. , 23b to the discriminating unit 22.
[0025]
The discrimination unit 22 discriminates the conveyed banknotes such as authenticity, correctness, new / old, denomination, etc., and transfers the discrimination result to the main control unit 4.
When the banknote identified based on the identification result is both a genuine note and a genuine note, the main control unit 4 conveys the banknote from the discrimination unit 22 to the denomination-type safe 24 via the conveyance path 23c, If the banknote is a new and old banknote, it is transported to and stored in the denomination safe 24a or 24b.
[0026]
When the bill is a 2,000-yen bill (hereinafter referred to as 2,000 bills), a new and old 5,000-yen bill (hereinafter, referred to as new and old 5,000 bills) or an unfit bill, the banknote is passed through the denomination deposit / withdrawal safe 24 and transported along the transport path. It is conveyed to and stored in the general-purpose storage 27 by 23e.
If the banknote is an abnormal banknote that cannot be used for counterfeit or foreign banknote transactions, the main control unit 4 reverses the transport paths 23b and 23a to convey the abnormal banknote to the banknote pay-in / pay-out port 21 and return it to the customer. .
[0027]
When dispensing the amount requested by the customer, change, etc., the main controller 4 feeds out the required number of new and old banknotes corresponding to the required amount from the denomination deposit / withdrawal safe 24, respectively, the transport path 23c, the discriminator 22, the transport path 23b. , 23a to the bill receiving / dispensing port 21 and deliver it to the customer.
[0028]
At this time, withdrawal reject banknotes due to double feeding or the like are transported from the discrimination unit 22 to the general-purpose storage 27 via the transport paths 23b, 23a, 23d, and 23e and stored.
When there is a banknote that has been left behind in the banknote pay-in / pay-out port 21, the banknote is conveyed to the forgotten collection box 28 via the transport paths 23a and 23b, the discriminator 22, and the transport paths 23c and 23e, and collected.
[0029]
When replenishing the banknotes to the automatic transaction apparatus 2, that is, when the clerk presses the "replenishment" button from the work selection screen displayed on the screen of the clerk operation unit 12 to compensate for the shortage of funds in the automatic transaction apparatus 2, Upon detecting this, the main control unit 4 feeds out the banknote from the mounted replenishment and collection cassette 25, and conveys the banknote to the discrimination unit 22 by the conveyance paths 23a and 23b. They are mixed and transported to and stored in each of the denomination-type safes 24.
[0030]
Also, when the storage amount detection sensor of the denomination-specific safe 24 has issued near-end information for notifying that the stored bills are running short, the main control unit 4 which has detected this indicates that the replenishment and recovery cassette 25 And transports the bill to the discriminating section 22 through the transport paths 23a and 23b, and transports and stores the new bill of the corresponding denomination to the corresponding denomination deposit / exit safe 24 via the transport path 23c.
[0031]
At this time, if the discrimination result in the discriminating unit 22 is not the corresponding denomination, the denomination is returned to the replenishment and recovery cassette 25 via the transport paths 23c, 23d, and 23f, and is stored again.
Further, the rejected banknotes due to double feeding or the like are conveyed to the rejection storage 26 of the replenishment and collection cassette 25 via the conveyance path 23c and collected.
[0032]
When collecting bills from the automated teller machine 2, that is, when the clerk presses the "collection" button from the job selection screen displayed on the screen of the clerk operation unit 12 to remove bills from the automated teller machine 2, Upon detecting this, the main control unit 4 feeds out the new and old banknotes stored in the denomination deposit / withdrawal safe 24 and stores them in the general-purpose storage 27 through the transport path 23c, the discriminating unit 22, and the transport paths 23b, 23a, 23d, and 23f. The bills fed out are transported to the replenishment and recovery cassette 25 by the transport paths 23e and 23c, the discriminating section 22, and the transport paths 23b, 23a, 23d and 23f to be collected.
[0033]
Further, when the storage amount detection sensor of the denomination-specific safe 24 issues near-full information for notifying that there is no more room for the banknotes that can be stored, the main control unit 4 which detects this informs the denomination-specific safe 24. , And is conveyed to the replenishment / recovery cassette 25 by the transport path 23c, the discriminating section 22, and the transport paths 23b, 23a, 23d, and 23f to be collected.
[0034]
As described above, the new and old banknote mixed mode is a banknote operation mode that is useful in the introduction period in which there are relatively many old banknotes in circulation.
Next, in the new banknote small amount mode, payment in a transaction is performed by mixing new and old banknotes, and payment is performed only by new banknotes.
[0035]
The operation will be described below with reference to FIG.
The denomination / receipt bank 24 is set so that the denomination / receipt bank 24a stores old banknotes (including 2,000 bills) and 5,000 new bills and is not used when dispensing. It is set so that a new ten thousand ticket is stored in the input / output safe 24b, and a new thousand ticket is stored in the denomination-specific safe 24c. The refill / recovery cassette 25 is loaded with renewed new tickets and new 1,000 tickets, and is mounted on the automatic transaction apparatus 2.
[0036]
When the customer mixes new and old banknotes and inserts them into the banknote pay-in / pay-out port 21, the main control unit 4 determines whether the banknotes that have been discriminated based on the discrimination results of the banknotes in the same manner as in the new and old banknote mixed mode are old banknotes or new banknotes. If it is a 5,000 ticket, it goes to the denomination safe 24a. If the banknote is a new one, it goes to the denomination bank 24b. If the banknote is a new one, it goes to the denomination bank 24c. In the case of, it is transported to the general-purpose storage 27 and stored. If the bill is an abnormal bill, it is returned to the customer in the same manner as in the new / old bill mixed mode.
[0037]
When dispensing the amount requested by the customer or the like, the main control unit 4 feeds out the required number of new bills corresponding to the required amount from the denomination deposit / withdrawal safes 24b and 24c, respectively, to the customer in the same manner as the above-mentioned new and old bill mixed mode. Hand over. In the case of dispensing reject banknotes and forgotten banknotes, the description is omitted because it is the same as in the above-mentioned new / old banknote mixed mode.
[0038]
When the clerk presses the "replenishment" button, the main control unit 4 draws out the new banknote from the replenishment and collection cassette 25 and deposits the new banknote by denomination in the same manner as in the above-mentioned new and old banknote mixed mode. To be stored. When near-end information at this time is detected, and in the case of a bill that is not a corresponding denomination and a rejected bill, the description is omitted because it is the same as in the above-mentioned new and old bill mixed mode.
[0039]
When the clerk presses the "collection" button, the main control unit 4 feeds out the banknotes stored in the denomination deposit / withdrawal safe 24a and the general-purpose storage 27 and replenishes and collects the cassette 25 in the same manner as in the above-mentioned new and old banknote mixed mode. To be collected. When it is necessary to collect new banknotes in the other denomination-type safes 24b and 24c, an instruction from a staff member is detected and the banknotes are similarly collected. When near-full information is detected, the operation is the same as in the above-mentioned new and old banknote mixed mode, and a description thereof will be omitted.
[0040]
In this way, in the new bill small amount mode, the circulation of new bills proceeds to some extent, the shortage of supply of new bills to financial institutions is resolved, and old bills are actively collected to replace new bills with old bills. This is a useful banknote operation mode during the turnover period.
Next, the new banknote mass mode allows a mixture of new and old banknotes to be paid in a transaction, and dispenses with only new banknotes.
[0041]
The operation will be described below with reference to FIG.
The denomination-specific deposit and withdrawal safe 24 is set so that a new ten thousand ticket is stored in the denomination-specific deposit and withdrawal safes 24a and 24b, and a new thousand ticket is stored in the denomination-specific deposit and withdrawal safe 24c. The refill / recovery cassette 25 is loaded with renewed new tickets and new 1,000 tickets, and is mounted on the automatic transaction apparatus 2.
[0042]
When the customer mixes new and old banknotes into the banknote pay-in / pay-out slot 21, the main control unit 4 determines whether new banknotes or new 1000s are discriminated based on the discrimination results of the banknotes in the same manner as in the above-mentioned new and old banknote mixed mode. The vouchers are conveyed and stored in the denomination safe 24, respectively, and when the banknote is an old banknote, a new 5,000 banknote, or an unfit banknote, the general-purpose storage 27. When the bill is an abnormal bill, the main control unit 4 returns the bill to the customer in the same manner as in the above-described new / old bill mixed mode.
[0043]
When dispensing the amount requested by the customer or the like, the main control unit 4 feeds out the required number of new banknotes corresponding to the required amount from the denomination deposit / withdrawal safe 24, and delivers them to the customer in the same manner as in the above-mentioned new and old banknote mixed mode. In the case of dispensing reject banknotes and forgotten banknotes, the description is omitted because it is the same as in the above-mentioned new / old banknote mixed mode.
[0044]
When the clerk presses the "replenishment" button, the main control unit 4 draws out the new banknote from the replenishment and collection cassette 25 and deposits the new banknote by denomination in the same manner as in the new and old banknote mixed mode described above. , 24c.
When near-end information is detected at this time, and in the case of a bill that is not a corresponding denomination and a rejected bill, the description is omitted because it is the same as in the above-mentioned new and old bill mixed mode.
[0045]
When the clerk presses the “collection” button, the main control unit 4 feeds out the banknotes stored from the denomination deposit / withdrawal safe 24 or the general-purpose storage 27 and replenishes and collects the cassettes in the same manner as in the above-mentioned new / old banknote mixed mode. 25 and collected. When near-full information is detected, the operation is the same as that in the above-mentioned new and old bill mixed mode, and the description thereof will be omitted.
[0046]
As described above, the new banknote mass mode is a banknote operation mode that is useful in the late period when the number of new banknotes circulating becomes relatively large due to the replacement of new banknotes and the number of old banknotes decreases.
Finally, in the new bill mode, payment and withdrawal in a transaction are performed using only new bills.
[0047]
The operation will be described below with reference to FIG.
The denomination deposit / withdrawal safe 24 and the replenishment / recovery cassette 25 are set in the same manner as in the above-mentioned new banknote mass mode.
When the customer mixes new and old banknotes into the banknote pay-in / pay-out slot 21, the main control unit 4 determines whether new banknotes or new 1000s are discriminated based on the discrimination results of the banknotes in the same manner as in the above-mentioned new and old banknote mixed mode. The bills are conveyed and stored in the denomination deposit / withdrawal safe 24, respectively, and when the bill is a new 5,000 bill or a damaged bill, the bill is conveyed to the general-purpose storage 27. If the bill is an old bill or an abnormal bill, it is returned to the customer in the same manner as in the above-mentioned new / old bill mixed mode.
[0048]
When the old banknote is returned, the customer inserts a new banknote in possession.
The other operations are the same as those in the above-described new banknote mass mode, and the description thereof will be omitted.
[0049]
As described above, the new banknote mode is a useful banknote operation mode after the end of the period in which the transition to the new banknote is almost completed, and if the old banknote is to be deposited, the operation is not hindered even if the old banknote is returned without being accepted. .
The switching of each of the above-mentioned bill operation modes is performed by a staff member in accordance with the circulation ratio between the new bill and the old bill at each of the introduction period, the replacement period, the late period, and the end period when shifting from the old bill to the new bill. 12 to select an appropriate bill operation mode.
[0050]
Here, the operation of switching the bill operation mode will be described by taking as an example the switching from the new and old bill mixed mode to the new bill small amount mode.
The automatic transaction apparatus 2 performs transactions in the new and old bill mixed mode during the introduction period of new bills.
[0051]
The clerk determines the switching to the new banknote small amount mode in consideration of the distribution ratio of the new banknotes, the amount of the new banknotes supplied to the financial institution, and the like, and changes the “banknote operation mode” from the work selection screen (not shown) of the clerk operation unit 12. Select “Switch”.
Upon detecting this, the main control unit 4 displays a bill operation mode selection screen as shown in FIG. 7 on the screen of the attendant operation unit 12, for example.
[0052]
On the bill operation mode selection screen, a message prompting the selection button to be pressed and a display of the currently executed bill operation mode, and a `` new and old bill mixed '' button for setting the new and old bill mixed mode as a selection button, a new button "New banknote small amount" button to set to small banknote mode, "new banknote large amount" button to set to new banknote mode, "new banknote" button to set to new banknote mode, and switching of banknote operation mode A "Cancel" button is displayed to cancel the operation.
[0053]
In the present embodiment, the attendant selects the new bill small amount mode from the screen of the attendant operation unit 12 and presses the “new bill small amount” button on the touch panel.
When the "cancel" button is pressed, the main control unit 4 terminates the switching operation of the banknote operation mode, and continues the transaction in the banknote operation mode that has been executed so far (the same applies hereinafter).
[0054]
The main control unit 4, which has recognized the pressed selection button based on the position signal from the touch panel or the like, displays a bill operation mode switching confirmation screen shown in FIG. 8 on the screen of the attendant operation unit 12.
On the bill operation mode switching confirmation screen, a word indicating the procedure of the bill operation mode to be switched and the confirmation operation, a `` confirm '' button for confirming the switching of the bill operation mode, and a button for canceling the switching to the bill operation mode. A "Cancel" button is displayed.
[0055]
The clerk presses the "confirm" button to confirm the bill operation mode to be switched. The main control unit 4 that has detected the signal that the “confirmation” button is pressed displays the bill collection confirmation screen shown in FIG. 9 on the screen of the attendant operation unit 12 in order to switch the setting of the denomination deposit / exit safe 24 to the new bill small amount mode. indicate.
[0056]
On the bill collection confirmation screen, a message indicating that the bill is to be collected in the replenishment collection cassette 25 and a word indicating the procedure of the decision operation, and a “confirm” button for confirming the execution of bill collection and to stop switching to the bill operation mode. "Cancel" button is displayed.
The attendant presses the "confirm" button to confirm execution of bill collection.
[0057]
The main control unit 4 that has detected the signal that the “confirmation” button is pressed is stored in the denomination deposit / withdrawal safe 24 or the like in the same manner as described in the case of the collection performed by the clerk in the new / old banknote mixed mode. New and old bills are collected in the replenishment and collection cassette 25.
When the collection of the old and new bills in the replenishment and collection cassette 25 is completed, the main control unit 4 displays a bill replenishment request screen shown in FIG.
[0058]
The banknote replenishment request screen confirmed that the collection of the banknote was completed, the request to load the replenishment and collection cassette 25 with new banknotes, the wording indicating operational precautions for the new banknote operation mode, and the display contents. A "Confirm" button is displayed for inputting a message.
[0059]
The attendant checks the displayed contents and presses the “confirm” button, and attaches the replenishment and collection cassette 25 loaded with the new bill to the automatic transaction apparatus 2.
Upon detecting this, the main control unit 4 displays a bill replenishment confirmation screen shown in FIG.
[0060]
On the bill replenishment confirmation screen, a message indicating replenishment of bills from the replenishment collection cassette 25 to the denomination deposit / withdrawal safe 24, a word indicating the procedure of the decision operation, and a "confirmation" button for confirming execution of bill replenishment and canceling replenishment are cancelled. "Cancel" button is displayed.
The attendant presses the "confirm" button to confirm execution of bill replenishment.
[0061]
If the “cancel” button is pressed for reasons such as a mistake in the replenishment / recovery cassette 25 to be mounted by the clerk, the main control unit 4 prompts the clerk operation unit 12 to prompt the user to mount the replenishment / recovery cassette 25. The words are displayed and the process stands by until the refill / collection cassette 25 is mounted.
[0062]
The main control unit 4 that has detected the signal that the “confirmation” button is pressed, sends the denominations to the denomination deposit / withdrawal safes 24 b and 24 c in the same manner as described in the case of the replenishment performed by the staff in the small bill mode. To store new banknotes.
When the replenishment from the replenishment collection cassette 25 is completed, the main control unit 4 displays a bill operation mode switching end screen shown in FIG.
[0063]
On the bill operation mode switching end screen, a message indicating that storage of the bills in the denomination / receipt safe 24 has been completed, a display of the bill operation mode for newly starting operation, and a confirmation of input of confirmation of the display contents are displayed. A Confirm button is displayed.
The attendant checks the displayed contents and presses the "confirm" button, and the main control unit 4 detects this and ends the operation of switching the bill operation mode.
[0064]
In this way, the switching to the new banknote small amount mode is completed, and the denomination deposit / withdrawal safe 24 and the like are set to the new banknote small amount mode.
The same applies to the case of switching to another bill operation mode. In this case, for example, when switching is possible without changing the setting of the denomination deposit / withdrawal safe 24, for example, switching from the new banknote mass mode to the new banknote mode, the banknote using the replenishment and collection cassette 25 is used. The execution of collection and replenishment may be omitted.
[0065]
As described above, in the present embodiment, it is possible to discriminate between a new bill and an old bill by the discriminating unit to enable transactions by using new and old bills in parallel, and to switch the bill operation mode according to the circulation ratio of the new bill. By doing so, it is not necessary to make a major remodeling of the automatic transaction apparatus, it is possible to easily adapt to the environment in which the old bill and the new bill are used in parallel, and the transition to the new bill can be performed smoothly. It is possible to quickly respond to new bills.
[0066]
In addition, new and old banknotes of the same denomination are stored in the same denomination deposit / withdrawal safe, which eliminates the need for additional denomination / receipt vaults and prevents the automatic transaction equipment from becoming larger. Can be simplified.
Also, a new and old bill mixed mode, a new bill small amount mode, a new bill large amount mode and a bill operation mode including a new bill mode are provided, and by selecting and setting this according to the circulation ratio of the new bill, the old bill is set. It is possible to take an appropriate operation form according to each time when shifting from a banknote to a new banknote, and it is possible to perform transactions by using new and old banknotes in parallel according to the demands of financial institutions and customers.
[0067]
Further, the bill operation mode is switched and displayed on the attendant operation unit so as to be selectable, so that the bill operation mode can be switched immediately and the burden on the attendant can be reduced.
Second embodiment
FIG. 13 is a flowchart showing the banknote operation mode switching process of the second embodiment, and FIG. 14 is a banknote operation mode switching determination criterion of the second embodiment.
[0068]
The configuration of the present embodiment is the same as that of the automatic transaction apparatus 2 and the banknote pay-in / pay-out section 10 shown in FIGS. 1 and 2 of the first embodiment.
The same parts as those in the first embodiment are denoted by the same reference numerals, and description thereof will be omitted.
[0069]
In the storage unit 6 of the automatic transaction apparatus 2 of the present embodiment, in addition to the normal “business execution program”, a “banknote operation mode switching program” for automatically switching the banknote operation mode of the first embodiment and FIG. The banknote operation mode switching determination reference shown in FIG. 14 is stored in advance.
[0070]
In the storage unit 6, in addition to the above, a deposited banknote storage area for accumulating and storing the number of new and old banknotes to be stored in the denomination deposit / withdrawal safe 24 for use in dispensing among the deposited banknotes, A stored banknote recording area for recording the number of new banknotes and old banknotes used for dispensing stored in the denomination deposit / withdrawal bank 24, and a new banknote deposit ratio per day based on these accumulated values and recorded values. A new bill history storage area for storing the history of the new bill storage ratio is secured.
[0071]
In FIG. 14, the banknote operation mode switching determination criterion is a new banknote deposit ratio as an index for representing the distribution ratio of new banknotes and a new banknote as an index for representing the supply ratio of new banknotes to financial institutions or the like. Based on the storage ratio, a combination of reference values of the respective indexes corresponding to the respective bill operation modes is set and created.
[0072]
Note that the new banknote deposit ratio in the new and old banknote mixed mode does not have a specific reference value because the distribution ratio of new banknotes does not usually exceed the supply ratio of new banknotes to financial institutions. In this case, the reference value may be a value substantially equal to the new bill storage ratio.
[0073]
Further, each reference value is not limited to the reference value illustrated in FIG. 14, but is desirably set in accordance with the actual situation of a financial institution or the like operating the bill operation mode of the present embodiment.
Further, the index for representing the distribution ratio and the supply ratio of the new banknote is not limited to the new banknote deposit ratio and the new banknote storage ratio exemplified above, but may be the country or region where the banknote operation mode of the present embodiment is operated. It is desirable to set the index according to the environment.
[0074]
The operation of the above configuration will be described.
The automatic transaction apparatus 2 according to the present embodiment stores bills in which new and old bills of the same denomination shown in FIG. Then, the operation of the new and old banknote mixed mode by the "banknote operation mode switching program" is started.
[0075]
Further, seven kinds of denomination identification information are registered in the discrimination unit 22 as in the first embodiment.
Hereinafter, the banknote operation mode switching process by the “banknote operation mode switching program” of the present embodiment will be described with reference to the flowchart shown in FIG.
[0076]
S1, at the start of the financial institution, etc., the staff of the financial institution turns on the power to the automatic transaction device 2 by the clerk operation unit 12, and starts the "business execution program" stored in the storage unit 6 of the automatic transaction device 2. I do.
S2, When the business execution program is started, the main control unit 4 of the automatic transaction apparatus 2 starts execution of a normal transaction process in the set banknote operation mode (new and old banknote mixed mode in this step), and in parallel with this. Then, execution of the bill operation mode switching process by the "bill operation mode switching program" is started.
[0077]
That is, the main control unit 4 waits in a withdrawal waiting state of waiting for the transfer of a bill or change delivery start signal from the normal transaction processing, and proceeds to step S6 when the delivery start signal is transferred. If the delivery start signal has not been transferred, the process proceeds to step S3.
[0078]
S3, the main control unit 4 waits in a replenishment instruction waiting state to wait for detection of a replenishment instruction signal by pressing a “replenishment” button by the attendant or transmitting near-end information from the denomination / receipt safe 24, and has detected the replenishment instruction signal. Then, the process proceeds to step S6. If the replenishment instruction signal has not been detected, the process proceeds to step S4.
[0079]
S4, the main control unit 4 stands by in a payment waiting state waiting for the transfer of the bill deposit signal from the normal transaction processing, and proceeds to step S5 when the bill deposit signal is transferred. When the bill deposit signal is not transferred, the standby in steps S2, S3 and S4 is continued.
[0080]
S5, the main control unit 4, which recognizes the customer's deposit by the bill deposit signal, receives the transfer of the discrimination result by the discriminating unit 22 by the normal transaction processing, and based on this, a new bill for each denomination to use for dispensing. And the number of old bills (in the example of FIG. 3, thousands and thousands of bills) are counted, and the accumulated number of new and old bills deposited in the previous transaction stored in the deposited bill storage area of the storage unit 6 Is added for each denomination, and the deposit ratio of each new denomination of banknotes is monitored.
[0081]
S6, the main control unit 4 determines whether the banknotes used for dispensing by the discriminating unit 22 are output when the banknotes are fed from the denomination and deposit bank 24, that is, when the dispensing process is performed by the normal transaction process. , The number of new and old bills for each denomination is counted based on the transfer.
[0082]
When banknotes are stored in the denomination deposit / withdrawal vault 24, that is, when a deposit process by a normal transaction process or a replenishment process by a clerk is performed, the discrimination result is received by the discrimination unit 22 and based on the denomination, Count the number of new and old bills for each.
Then, the main control unit 4 updates the number of new bills and old bills for each denomination for each denomination to be used for dispensing recorded in the stored banknote recording area of the storage unit 6 based on the above counting result. Monitor the storage ratio of each new bill.
[0083]
S7, the main control unit 4 determines the end of the normal transaction processing based on the time and the like while continuing to monitor the deposit ratio and the withdrawal ratio of the new banknote as described above. Returning to S2, the above-mentioned waiting is continued, and when the normal transaction processing is completed, the process proceeds to step S8.
[0084]
S8, the main control unit 4 ends the normal transaction processing for one day, ends the “business execution program”, and proceeds to step S9.
S <b> 9, the main control unit 4 records the accumulated value of the number of new and old banknotes deposited for one day stored in the deposited banknote storage area of the storage unit 6 for each denomination, and the stored banknote recording area. Of the number of new banknotes and old banknotes remaining in the denomination / receipt safe 24 for each denomination is read, and the cumulative number of new banknotes with respect to the cumulative number of deposited banknotes for each denomination deposited based on this is read. For each day denomination, which is the ratio of the denominations, and for each day denomination, which is the ratio of the recorded value of the new banknote to the number of banknotes stored for each denomination stored in the denomination deposit / withdrawal safe 24. Is calculated.
[0085]
S10, the main controller 4 proceeds to step S13 if the new banknote storage ratio of all denominations to be used for dispensing is a predetermined ratio, for example, 90% or more, based on the calculated new banknote storage ratio for each denomination. , 90%, the process proceeds to step S11.
S11, the main control unit 4 refers to the history of the new banknote storage ratio stored in the new banknote history storage area of the recording unit 6, and determines that the state where the new banknote storage ratio is less than 90% is a predetermined number of times, for example, seven times. If it is continuous, the process proceeds to step S12. If it is less than 7, the current banknote operation mode setting is maintained, and the process proceeds to step S20.
[0086]
S12, the main control unit 4 switches the setting of the bill operation mode to the new and old bill mixed mode and sets it, and displays this on the screen of the attendant operation unit 12 or the screen of a management terminal (not shown) installed in the store. .
In the present embodiment, the setting of the current banknote operation mode is the new and old banknote mixed mode, so the setting of the banknote operation mode does not change.However, for example, the setting of the current banknote operation mode is switched to the new banknote small amount mode by the steps described later. If it has been changed, this step returns to the old and new banknote mixed mode and is set.
[0087]
In this case, the main control unit 4 pays out the denomination set in the denomination deposit / withdrawal safe 24a shown in FIG. After changing the setting of the denomination to the setting of the new and old banknote mixed mode shown in FIG. 3, the banknotes are paid out again from the replenishment and collection cassette 25, and the old ten thousand and old ten thousand notes are transferred to the respective denomination deposit and withdrawal vaults 24, respectively. The bills and the 2,000 bills are stored in the general-purpose storage and / or replenishment reject storage 26 to prepare for the operation of the new and old bill mixed mode.
[0088]
In addition, the bill is loaded into the replenishment and recovery cassette 25 by referring to the current bill operation mode displayed on the screen of the staff operation unit 12 or the screen of the management terminal.
S13, the main controller 4 proceeds to step S16 if the new banknote deposit ratios of all denominations to be used for dispensing based on the calculated new banknote deposit ratios for each denomination are equal to or higher than a predetermined ratio, for example, 90%. , 90%, the process proceeds to step S14.
[0089]
S14, the main control unit 4 refers to the history of the new banknote deposit ratio stored in the new banknote history storage area of the recording unit 6, and determines that the state where the new banknote deposit ratio is less than 90% is a predetermined number of times, for example, seven times. If it is continuous, the process proceeds to step S15. If it is less than seven times, the current banknote operation mode setting is maintained and the process proceeds to step S20.
[0090]
S15, the main control unit 4 switches the setting of the banknote operation mode to the new banknote small amount mode and sets it, and displays this on the screen of the attendant operation unit 12 or the screen of a management terminal (not shown) installed in the store. .
Thus, in this embodiment, the setting of the bill operation mode is switched from the current new and old bill mixed mode to the new bill small amount mode.
[0091]
In this case, the main control unit 4 pays out new and old vouchers and new and old 1,000 vouchers set in the denomination / receipt vault 24 shown in FIG. Is changed to the setting of the new banknote small amount mode shown in FIG. 4, the banknotes are fed out from the replenishment and collection cassette 25 again, and new banknotes and new banknotes are transferred to the denomination deposit / withdrawal safes 24b and 24c, respectively. The tickets are stored in the denomination deposit / withdrawal safe 24a to prepare for the operation of the small amount of new bill mode.
[0092]
In addition, the bill is loaded into the replenishment and recovery cassette 25 by referring to the current bill operation mode displayed on the screen of the staff operation unit 12 or the screen of the management terminal.
If the current setting of the banknote operation mode has been switched to the new banknote high-volume mode in a later-described step, the process returns to the new banknote low-volume mode in this step and is set.
[0093]
In this case, the main control unit 4 pays out the new voucher set in the denomination deposit / withdrawal safe 24a shown in FIG. 5 and collects it in the replenishment and collection cassette 25, and sets the denomination of the denomination deposit / withdrawal safe 24 in FIG. After changing to the setting of the new bill small amount mode shown in the figure, the banknotes are fed out from the replenishment and collection cassette 25 again, and the new bills in the denomination deposit / withdrawal safe 24b are stored so as to have the prescribed amount, thereby preparing for the operation of the new bill small amount mode.
[0094]
The loading of the banknotes into the replenishment and collection cassette 25 is performed in the same manner as described above.
As described above, in the present embodiment, when switching the setting of the banknote operation mode, by adding a predetermined number of consecutive times to the conditions for switching, the alternation of the setting of the banknote operation mode is given a hysteresis, so that the banknote operation mode is switched every day. Is prevented from switching.
[0095]
S16, the main control unit 4 proceeds to step S19 if the new banknote deposit ratio of all denominations to be used for dispensing based on the calculated new banknote deposit ratio for each denomination is a predetermined ratio, for example, 98% or more. , 98%, the process proceeds to step S17.
S17, the main control unit 4 refers to the history of the new bill deposit ratio stored in the new bill history storage area of the recording unit 6, and determines that the state where the new bill deposit ratio is less than 98% is a predetermined number of times, for example, seven times. If it is continuous, the process proceeds to step S18. If it is less than seven times, the current banknote operation mode setting is maintained and the process proceeds to step S20.
[0096]
S18, the main control unit 4 switches the setting of the banknote operation mode to the new banknote mass mode and sets it, and displays this on the screen of the attendant operation unit 12 or the screen of a management terminal (not shown) installed in the store. .
As a result, when the current bill operation mode setting is the new bill small amount mode, the mode is switched to the new bill large amount mode.
[0097]
In this case, the main control unit 4 pays out the old banknotes and the new 5,000 bills set in the denomination / receipt safe 24a shown in FIG. Is changed to the setting of the new banknote mass mode shown in FIG. 5 to prepare for the operation of the new banknote mass mode.
[0098]
In addition, the bill is loaded into the replenishment and recovery cassette 25 by referring to the current bill operation mode displayed on the screen of the staff operation unit 12 or the screen of the management terminal.
If the current banknote operation mode is set to the new banknote mode, the mode is returned to the new banknote mass mode.
[0099]
In this case, the main control unit 4 changes the setting of the deposit denomination so that the denomination set in each denomination deposit / withdrawal bank 24 is kept as it is, and in the new bill mode, the deposit by the rejected old bill is allowed. I do.
S19, the main control unit 4 switches the setting of the bill operation mode to the new bill mode and sets it, and displays this on the screen of the attendant operation unit 12 or the screen of a management terminal (not shown) installed in the store.
[0100]
In this case, the main control unit 4 keeps the denomination set in each denomination deposit / withdrawal bank 24 as it is, and sets the deposit denomination so as to reject the deposit by the old banknote which is allowed in the new banknote mass mode. change.
S20, the main control unit 4 stores the new banknote deposit ratio and the new banknote storage ratio for each denomination in the new banknote history storage area, and thereafter erases the data in the deposited banknote storage area and the stored banknote recording area to operate the banknote. The mode switching process ends.
[0101]
In this case, the new banknote deposit ratio and the new banknote storage ratio stored in the new banknote history storage area each day are maintained by a backup power supply or the like even after the automatic transaction apparatus 2 is turned off. Is configured.
The operations of daily replenishment and collection by the attendant and other daily processes after the end of the normal transaction process of the automatic transaction apparatus 2 are the same as in the normal case.
[0102]
Further, the termination of the banknote operation mode switching process of the automatic transaction apparatus 2 may be performed after the switching to the new banknote mode is performed in step S19 or after a certain number of times, for example, 30 consecutive times, This processing may be continuously performed.
[0103]
Further, when the replenishment / recovery cassette 25 becomes full in steps S12, S15, and S18, a staff member is informed of an alarm or a display on a management terminal or the like to request replacement of the replenishment / recovery cassette 25.
In the present embodiment, the predetermined number of times has been described as seven days, that is, seven times in consideration of fluctuations in the type of business of the customer due to the day of the week. It is desirable that the setting be made in accordance with the actual situation of the financial institution or the like where the device 2 is installed. The same applies to the fixed number of times in the case of the above discontinuation.
[0104]
Although the banknote operation mode has been described as being operated in such a manner that the banknotes are operated alternately according to the distribution ratio of new banknotes, etc., the operation may be such that once switched, the operation may not be restored. May be set and operated separately.
Further, it has been described that the calculation of the new banknote deposit ratio and the new banknote storage ratio and the determination of the switching of the banknote operation mode are performed every day, but may be performed every week, every month, or every predetermined time. You may.
[0105]
Further, the calculation of the new banknote storage ratio has been described as calculating the ratio of the banknotes remaining in the denomination deposit / withdrawal bank 24. However, the calculation may be performed based on the accumulated value of the banknotes stored in the denomination / receipt bank 24. It may be.
As described above, in this embodiment, in addition to the effects of the first embodiment, the automatic transaction device automatically switches the banknote operation mode based on the banknote operation mode switching determination criterion. And the burden of monitoring the distribution ratio of new bills can be reduced.
[0106]
In addition, since the automatic transaction device automatically switches the banknote operation mode, when the distribution ratio of new banknotes is unevenly distributed in a region, it is possible to correct regional disparity, and the new banknotes in that region can be corrected. It is possible to operate the automatic transaction apparatus according to the distribution ratio.
[0107]
Furthermore, by changing the operation mode of the banknotes with hysteresis and changing them, it is possible to prevent confusion of customers and clerks due to the frequent switching of the banknote operation modes in the short term, and to avoid unnecessary confusion. Prevention beforehand and stable operation of the automatic transaction apparatus can be achieved.
[0108]
It should be noted that new banknote information such as the new banknote deposit ratio and the new banknote storage ratio shown in the second embodiment is transmitted to the monitoring information terminal so as to be centrally managed, and the monitoring information terminal performs regional management based on the new banknote information. It is also possible to judge the overall situation, to instruct the automatic transaction apparatus to switch the banknote operation mode, and to have the automatic transaction apparatus perform the operation of changing the denomination such as the denomination-type deposit / exit safe shown in the second embodiment. Good.
[0109]
This can prevent a different operation for each store or each automatic transaction apparatus, and is particularly effective for setting the banknote operation mode after the late period.
The setting of the banknote operation mode is performed by using a part or all of the setting by the staff in the first embodiment, the automatic setting by the automatic transaction device in the second embodiment, and the setting by the monitoring information terminal in combination. However, this does not impair the effects of the present invention.
[0110]
Third embodiment
It is necessary to promote the circulation of new banknotes at the same time as in the new and old banknote mixed mode of the first embodiment, that is, at the introduction period when there are relatively many old banknotes in circulation, at the request of the government or the like. In such a case, a description will be given of one mode of the new and old banknote mixed mode in which a new banknote is paid out with priority at the time of payment.
[0111]
FIG. 15 is a block diagram showing a main configuration of the automatic transaction apparatus according to the third embodiment.
The same parts as those in the first embodiment are denoted by the same reference numerals, and description thereof will be omitted. In FIG. 15, reference numerals 31a, 31b, and 31c denote temporary holding units (hereinafter, these are collectively referred to as temporary holding unit 31), and are temporary holding units provided in the ordinary automatic transaction apparatus 2. The denomination safes 24a, 24b, and 24c are provided above the denomination safes 24a, 24b, and 24c. The banknotes of the denominations set in the respective denomination safes 24a, 24b, and 24c are accumulated and temporarily stored, and the temporarily stored banknotes are transported. It has a function of dispensing to the road 23c and a function of discharging to the respective denomination safes 24a, 24b, 24c.
[0112]
The operation of the above configuration will be described.
The operation of this embodiment is basically the same as the operation of the new and old banknote mixed mode of the first embodiment, but when a customer demands money, change, or the like is to be paid out, the new banknote is paid out with priority. For this purpose, the following operation is performed.
[0113]
In the mixed mode of new and old banknotes of the present embodiment, payment in a transaction is performed by mixing new and old banknotes, and withdrawal is performed with priority given to new banknotes as described above. Withdrawal of banknotes is allowed.
The operation will be described below with reference to FIG.
[0114]
The banknote deposit / withdrawal vault 24 of the banknote deposit / withdrawal unit 10 stores new and old banknotes in the banknote deposit / withdrawal safes 24a and 24b as well as the new and old banknotes in the banknote deposit / withdrawal vault 24c as in the new and old banknote mixed mode of the first embodiment. Although it is set to be stored, each denomination deposit / withdrawal bank 24 is operated so as to mainly store new banknotes, and when old banknotes need to be withdrawn, storage of old banknotes is allowed. It is operated.
[0115]
The banknotes to be temporarily stored in the temporary storage unit 31 are 2,000, old and new 5,000, and unfit bills that are stored in the general-purpose storage 27 in the temporary storage unit 31a. Is set to accumulate new and old 1,000 tickets in the temporary holding unit 31c.
Further, the replenishment and collection cassette 25 is loaded with new and old ten thousand bills and old and new thousand bills for replenishment as in the new and old bill mixed mode of the first embodiment, and is mounted on the automatic transaction apparatus 2.
[0116]
When the customer mixes new and old banknotes and inserts them into the banknote deposit and withdrawal port 21, the main control unit 4 conveys the inserted banknotes to the discrimination unit 22 in the same manner as in the new and old banknote mixed mode of the first embodiment, When the bills discriminated on the basis of the discrimination result in the discrimination unit 22 are genuine bills, the bills are transported from the discrimination unit 22 to the temporary storage unit 31 via the transport path 23c, and the bills are 2,000 bills or old and new bills. If the bill is a new or old bill, it is conveyed to the temporary holding unit 31b, if the bill is a new or old bill, it is transported to the temporary holding unit 31c and the bill is accumulated.
[0117]
If the banknote is an abnormal banknote that cannot be used for counterfeit or foreign banknote transactions, the main control unit 4 reverses the transport paths 23b and 23a to convey the abnormal banknote to the banknote pay-in / pay-out port 21 and return it to the customer. .
Then, when the payment transaction or the like is completed, the main control unit 4 stores the banknotes accumulated in the temporary holding unit 31 as follows.
[0118]
That is, when all the banknotes accumulated in the temporary holding units 31b and 31c are discriminated by the discriminating unit 22 as new banknotes, the main control unit 4 releases these banknotes to the respective denomination deposit / withdrawal safes 24b and 24c. And store it.
When all the discrimination results include the old banknotes or old banknotes, the temporary storage units 31b, 31c temporarily accumulate the banknotes in the banknote pay-in / pay-out port 21 via the transport paths 23c, 23b, 23a, and then convey again to the discrimination unit 22 to discriminate the old and new. If the discriminated banknote is a new one thousand or a new one thousand banknotes, the banknote is again conveyed to the temporary holding part 31b or 31c and stored in the respective denomination deposit / withdrawal safe 24 via the respective temporary holding part 31.
[0119]
If the discriminated bill is an old one thousand or an old one thousand, it is transported from the discrimination unit 22 to the replenishment and recovery cassette 25 via the transport paths 23c23d and 23f and stored.
The 2,000 notes, the old and new 5,000 notes, and the damaged notes accumulated in the temporary holding section 31a are fed out from the temporary holding section 31a to the transport path 23c, conveyed to the general-purpose temporary holding section 31 via the transport path 23e, and accumulated.
[0120]
When the deposit transaction or the like is not established, the main control unit 4 transports the banknotes accumulated in the temporary holding unit 31 to the banknote pay-in / pay-out port 21 and returns them to the customer.
In this manner, the inserted new-in and out-of-kind vaults 24 store the newly-sent and newly-purchased bills.
[0121]
In this case, when the number of new tickets stored in the denomination-specific safe 23b exceeds the predetermined number, new and old tickets are temporarily stored in the temporary storage unit 31a, and 2,000 and 5,000 old and new tickets are stored in the temporary storage unit 31b. Alternatively, the setting may be changed so as to accumulate unfit bills. In other words, when there are a plurality of denomination deposit / withdrawal safes 24 for storing the same banknotes, the same operation can be performed by stacking the banknotes to be stored in the general-purpose storage 27 in any of the temporary storage units 31. Can be.
[0122]
When dispensing the customer's requested amount of money, change, etc., the main controller 4 pays out the required number of bills from the denomination deposit / withdrawal safe 24 in the same manner as in the new / old bill mixed mode of the first embodiment, and the bill deposit / withdrawal port. Discharge to 21 and hand over to customer. In this case, a new bill is delivered to the customer since a new 1,000-note and a new, new-note are stored in each denomination-type deposit / withdrawal safe 24.
[0123]
The operation in the case of dispensing rejected banknotes and forgotten banknotes due to double feeding or the like is the same as the operation in the case of the new and old banknote mixed mode of the first embodiment, and therefore the description thereof will be omitted.
The operation when replenishing banknotes to the automatic transaction apparatus 2 is the same as the operation in the case of the new and old banknote mixed mode of the first embodiment. The paper money is conveyed to the temporary storage unit 31 and stored in the denomination safes 24 for each denomination, and the old banknotes are stored again in the replenishment and collection cassette 25.
[0124]
The operation of replenishment when the denomination-specific deposit / withdrawal safe 24 issues near-end information is the same as above.
The operation when the banknotes are collected from the automatic transaction apparatus 2 and when the denomination-specific deposit / withdrawal safe 24 issues near-full information are the same as the operations in the case of the new and old banknote mixed mode of the first embodiment, and therefore the description thereof is omitted. .
[0125]
As described above, new banknotes are dispensed to customers in the new and old banknote mixed mode. There may be a situation where the number of bills is insufficient and new bills cannot be dispensed.
That is, when the above-mentioned money type deposit / withdrawal safe 24 has issued near-end information, the main control unit 4 uses the withdrawal recorded in the storage unit 6 described in, for example, steps S5 and S6 of the second embodiment. The number of new and old banknotes for each denomination is referred to, and if it is determined that the new and / or new bills do not exist in the replenishment and collection vault 25 or are very small, the replenishment and collection vault 25 The banknotes to be replenished to the denomination deposit / withdrawal vault 24 are switched to new and old one thousand notes and new / old ten thousand notes, that is, returned to the state of the new / old bill mixed mode of the first embodiment, and the denomination deposit / withdrawal vaults 24a and 24b are stored in the same manner as above. The old banknotes and denomination deposit / withdrawal safe 24c allow replenishment of respective bills by allowing the mixture of old 1,000 tickets, and perform withdrawal transactions while permitting the mixture of old and new tickets.
[0126]
Then, when a large amount of new banknotes are inserted at the time of the deposit transaction, when it is determined that sufficient new banknotes for the withdrawal transaction or the like have been stored in the denomination deposit / withdrawal safe 24, the new banknotes according to the present embodiment are again applied. The new and old banknote mixed mode in which the priority is paid out is executed.
In this case, it is assumed that the old banknotes are mixed with the dispensed banknotes. However, the dispensing may be continued in a state in which the mixed banknotes are allowed to be mixed. May be conveyed and stored, and only new banknotes may be dispensed.
[0127]
In any case, as described in the second embodiment, it is possible to return to the initial state of the present embodiment by daily replenishment, collection operations, and the like by a clerk, which is normally performed, and new banknotes are given priority. The new and old bill mixing mode for dispensing can be continued.
Note that the switching to the dispensing in which the old banknotes are allowed to be mixed may be performed based on the judgment of the attendant.
[0128]
As described above, one mode of the new and old bill mixed mode according to the present embodiment is a bill operation mode useful for promoting the circulation of new bills during the introduction period.
In the case of setting the new and old bill mixed mode in which the new bill is preferentially dispensed according to the present embodiment, in the switching of each bill operating mode described in the first embodiment, the staff operation unit 12 causes the bill operating mode shown in FIG. When displaying the selection screen, a `` new banknote priority dispensing '' button may be provided near the `` new and old banknote mixed '' button for setting the new and old banknote mixed mode, and the clerk may select After selecting the “new and old bills mixed” button, a next screen for selecting “normal mode” and “new bill priority dispensing mode” may be displayed and selected.
[0129]
Further, in the automatic banknote operation mode switching process (FIG. 13) by the automatic transaction apparatus 2 in the second embodiment, the new and old banknote mixed mode to be executed first is executed according to the first embodiment or the request of the country or the like. The new and old banknote mixed mode in the example is set and executed.
[0130]
Alternatively, the new and old banknote mixed mode to be executed first is set to the new and old banknote mixed mode of the first embodiment, and the new and old banknote mixed mode of the present embodiment is used when returning from the small amount of new banknote mode to the new and old banknote mixed mode in step S12. Alternatively, an appropriate storage ratio may be set, and a determination routine similar to that in steps S10 to S12 may be added and switched.
[0131]
When the temporary holding section 31 shown in the present embodiment is installed in the first and second embodiments, the banknotes are transferred to the banknote safe 24 during the operation of the first and second embodiments. If the storage is performed via the temporary storage section 31 or the like, the same effects as in the first and second embodiments can be obtained.
[0132]
Although the banknotes stored in the general-purpose storage 27 at the time of deposit have been described as being accumulated in the temporary storage 31a or the like, the general-purpose storage 27 is provided with a general-purpose temporary storage at the upper part of the general-purpose storage 27. Banknotes may be accumulated and temporarily stored, and the temporarily stored banknotes may be released to the general-purpose storage 27 when payment is established.
[0133]
As described above, in the present embodiment, in addition to the effects of the first and second embodiments, in the introduction period of a new banknote, new banknotes are preferentially dispensed, and when a shortage of new banknotes occurs. By allowing a mixture of old banknotes and dispensing, it is possible to promote the circulation of new banknotes from the introduction period of new banknotes, and to operate the banknotes smoothly even when new banknotes are insufficient. be able to.
[0134]
In addition, the efficiency of the dispensing process in the dispensing transaction can be improved by re-discriminating the banknotes temporarily held at the time of depositing the banknotes and storing the new banknotes in the denomination and deposit safe in advance.
In addition, when dispensing new banknotes with priority, the discriminating unit in the case of withdrawal processing discriminates old and new banknotes, transports the new banknotes to the banknote deposit and withdrawal port and hands over to the customer, and old banknotes are replenished and collected cassettes You may make it accommodate in.
[0135]
As a result, even in an automatic transaction apparatus not equipped with a temporary holding unit, it is possible to realize a new and old bill mixed mode in which new bills are dispensed with priority.
In each of the above-described embodiments, the automatic transaction apparatus to which the present invention is applied has been described as an example of an automatic transaction apparatus. However, the automatic transaction apparatus is not limited to the automatic transaction apparatus, but may be an unmanned contract machine, a multimedia terminal, an automatic ticket vending machine. The present invention may be applied to any automatic transaction apparatus that needs to perform transactions with customers using new and old banknotes in parallel.
[0136]
In this case, the settings of the denomination banknote deposit / withdrawal safe and the like are set in conformity with the configuration of each automatic transaction apparatus.
[0137]
【The invention's effect】
As described above, the present invention makes it possible to discriminate between a new bill and an old bill by the discrimination unit, enables transactions by parallel use of new and old bills, and switches the bill operation mode according to the circulation ratio of the new bill. This makes it possible to easily adapt to the environment in which the old bill and the new bill are used in parallel, facilitate the transition to the new bill, and realize the correspondence to the new bill at an early stage. The effect is obtained.
[Brief description of the drawings]
FIG. 1 is a block diagram showing a configuration of an automatic transaction system according to a first embodiment of the present invention.
FIG. 2 is a block diagram showing a main configuration of the automatic transaction apparatus according to the first embodiment.
FIG. 3 is an explanatory diagram showing the setting of a new and old bill mixing mode according to the first embodiment;
FIG. 4 is an explanatory diagram showing a setting of a new bill small amount mode of the first embodiment.
FIG. 5 is an explanatory diagram showing a setting of a large amount of new banknotes mode of the first embodiment.
FIG. 6 is an explanatory diagram showing a setting of a new banknote mode in the first embodiment.
FIG. 7 is a display example of a bill operation mode selection screen according to the first embodiment.
FIG. 8 is a display example of a bill operation mode switching confirmation screen according to the first embodiment.
FIG. 9 is a display example of a bill collection confirmation screen according to the first embodiment.
FIG. 10 is a display example of a bill replenishment request screen according to the first embodiment.
FIG. 11 is a display example of a bill replenishment confirmation screen according to the first embodiment.
FIG. 12 is a display example of a bill operation mode switching end screen according to the first embodiment.
FIG. 13 is a flowchart illustrating a banknote operation mode switching process according to the second embodiment.
FIG. 14 is a criterion for switching between bill operation modes according to the second embodiment.
FIG. 15 is a block diagram showing a main configuration of an automatic transaction apparatus according to a third embodiment.
FIG. 16 is an explanatory diagram showing a setting of a new and old bill mixed mode according to the third embodiment.
[Explanation of symbols]
1 Host computer
2 automatic transaction equipment
3 monitoring information terminal
4 Main control unit
5 Communication unit
6 storage unit
7 Customer operation department
8 Card handling department
9 Passbook handling department
10 Bill Deposit / Payment Department
11 coin deposit and withdrawal department
12 Staff operation section
21 Banknote deposit / withdrawal slot
22 Identification Division
23a, 23b, 23c, 23d, 23e, 23f transport path
24a, 24b, 24c Deposit safes
25 Replenishment collection cassette
26 Replenishment reject warehouse
27 General-purpose storage
28 Forgotten Collection Box
31a, 31b, 31c Temporary holding unit

Claims (8)

In an automatic transaction device equipped with a banknote deposit and withdrawal unit,
An automatic transaction apparatus for performing a transaction in which a new bill and an old bill are used in parallel by switching a bill operation mode in accordance with a distribution ratio of a new bill and an old bill. In claim 1,
The automatic transaction device, wherein the bill operation mode includes a new and old bill mixed mode, a new bill small amount mode, a new bill large amount mode, and a new bill mode. In claim 1 or claim 2,
An automatic transaction apparatus provided with a clerk operation unit, wherein switching of the bill operation mode is selected and set from a plurality of bill operation modes displayed on the clerk operation unit. In claim 1, claim 2, or claim 3,
An automatic transaction apparatus connected to a monitoring information terminal, wherein switching of the bill operation mode is set from the monitoring information terminal. In Claim 1 to Claim 3 or Claim 4,
The main control unit is characterized in that the switching of the bill operation mode is automatically switched and set according to the ratio of new bills to be deposited in the bill depositing / dispensing unit and the ratio of stored new bills. Automatic transaction equipment. In claim 1 to claim 4 or claim 5,
An automatic transaction apparatus wherein a banknote deposit / withdrawal safe is provided in the banknote depositing / dispensing section, and a new banknote and an old banknote of the same banknote type are stored in the same banknote deposit / withdrawal safe. In claim 2 to claim 5 or claim 6,
An automatic transaction apparatus wherein a new bill is preferentially dispensed when dispensing in the new and old bill mixed mode. In the main control unit of the automatic transaction device equipped with a banknote deposit and withdrawal unit,
A deposit new banknote monitoring step of monitoring a ratio of a new banknote to be deposited in the banknote depositing / dispensing unit,
A stored new banknote monitoring step of monitoring the percentage of new banknotes stored in the banknote deposit / withdrawal safe of the banknote deposit / withdrawal unit,
A new and old bill storage step of storing the same denomination new and old bills in the same denomination deposit and withdrawal safe,
A banknote operation mode switching step of changing the denomination of the banknote stored in the denomination deposit / withdrawal safe and switching the banknote operation mode according to the ratio of the deposited new banknote and the stored new banknote. Trading equipment program.

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