JP2004013415A - Electronic value management device - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide an electronic value management device which can manage electronic value by items corresponding to user settings. <P>SOLUTION: The device is equipped with a folder setting part 101 where parameters of a transfer amount, use permission time, use inhibition time, a use upper-limit value, a use permission amount, a use inhibition amount, etc., are set for downloaded electronic money (electronic value) by respective folders of spending money, a rent, food expenses, a savings bank, balance, etc., an input part 105 for inputting setting change indications of the folders and parameters and electronic money to be stored in the electronic money storage part 103, an electronic money management part 107 which controls the folder setting part 101, electronic money storage part 103, and a display part 109, and the display part 109 which displays the electronic money stored in the electronic money storage part 103 by the folders. <P>COPYRIGHT: (C)2004,JPO

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
The present invention relates to an electronic value management device that can manage electronic values for each item according to user settings.
[0002]
[Prior art]
2. Description of the Related Art A technology that enables purchase of a product and entry to a venue using a mobile terminal such as a mobile phone that can store electronic values such as electronic money and electronic tickets has become a reality. By using this technology, the user can simply transmit electronic value from the mobile terminal, for example, to purchase juice at a vending machine or enter a concert hall.
[0003]
In order for the user to use such technology, it is necessary to previously store the electronic value in the mobile terminal, but the supply source may be a bank or a convenience store. For example, as disclosed in Japanese Patent Application Laid-Open No. 2000-306232, an electronic money (electronic money), an electronic ticket, various types of personal information, and the like are sent from a management center to a mobile phone. It is considered that data is managed separately for each data type. That is, with the technology described in this publication, it is considered that folders are provided for each data type, such as a folder for electronic money, a folder for electronic tickets, and a folder for various personal information, and management is performed on a folder basis. Can be
[0004]
[Problems to be solved by the invention]
However, in the above-described conventional technology, electronic values are managed in folders prepared for each data type. For example, an electronic money folder merely indicates the balance, and the electronic money folder only indicates the balance. As described above, detailed management according to the purpose of use cannot be performed by the setting of the user. Also, it is not possible to restrict the use of each folder. Therefore, according to the user setting, the electronic value can be divided and managed in units smaller than the data type, and the use of the electronic value can be restricted or displayed for each unit. A value management device has been desired.
[0005]
The present invention has been made in view of the above-described conventional circumstances or needs, and has as its object to provide an electronic value management device capable of managing electronic values for each item according to user settings.
[0006]
[Means for Solving the Problems]
In order to achieve the above object, an electronic value management device according to the present invention is an electronic value management device that manages an electronic value for each item according to a user setting, wherein an electronic value received from outside is set by a user. Folder setting stipulating means for stipulating assignment to each of a plurality of items, and electronic value management means for allocating at least a part of the electronic value to each item according to the setting specified by the folder setting stipulating means when receiving the electronic value. Electronic value storage means for storing the electronic value assigned by the electronic value management means for each item. Therefore, the electronic value can be managed for each item according to the user setting.
[0007]
Further, in the electronic value management device according to the present invention, the folder setting defining means defines an absolute amount of the electronic value assigned by the electronic value managing means or a ratio to the electronic value received from the outside for each item.
[0008]
Further, the electronic value management device according to the present invention includes display means for displaying the electronic value of each item stored in the electronic value storage means. Therefore, the user can check the possession status of the electronic value for each item.
[0009]
Further, in the electronic value management device according to the present invention, the folder setting defining unit sets a parameter that defines a predetermined restriction on the electronic value assigned by the electronic value managing unit for each item. Therefore, use of electronic value can be restricted for each item.
[0010]
Also, in the electronic value management device according to the present invention, the predetermined restriction is a parameter that specifies a date and time when use of the electronic value stored in the electronic value storage unit is permitted.
[0011]
Further, the electronic value management device according to the present invention is a parameter that specifies a date and time when use of the electronic value stored in the electronic value storage unit is prohibited.
[0012]
Further, the electronic value management device according to the present invention is a parameter that defines an upper limit of the electronic value stored in the electronic value storage means that can be used within a predetermined period.
[0013]
Further, the electronic value management device according to the present invention is a parameter that defines an amount permitted to be used if the electronic value stored in the electronic value storage means is equal to or more than a predetermined amount.
[0014]
Further, the electronic value management device according to the present invention is a parameter that defines an amount for which use is prohibited if the electronic value stored in the electronic value storage means is equal to or less than a predetermined amount.
[0015]
BEST MODE FOR CARRYING OUT THE INVENTION
Hereinafter, an embodiment of an electronic value management device according to the present invention will be described in detail with reference to the drawings. The "electronic value" refers to, for example, electronic money or points, electronic tickets, electronic tickets, or other electronic valued information such as electronic tickets. An example applied to electronic money will be described. The electronic value management device according to the present embodiment is mounted on a communication terminal such as a mobile phone or a PDA.
[0016]
FIG. 1 is a block diagram showing an electronic value management device according to one embodiment of the present invention. In the figure, the electronic value management apparatus according to the present embodiment includes a folder setting unit 101 corresponding to a folder setting defining unit in the claims, an electronic money storage unit 103 corresponding to an electronic value storage unit, and an input unit 105. , An electronic money management unit 107 corresponding to an electronic value management unit, and a display unit 109 corresponding to a display unit. The electronic money downloaded according to the user setting is managed in units smaller than the data type. And display.
[0017]
Hereinafter, each component of the electronic value management device according to the present embodiment will be described.
First, the folder setting unit 101 will be described. The folder setting unit 101 stores, for example, information on how to manage or regulate electronic money downloaded from a bank account using a communication means (not shown). This is set for each folder such as a balance. As shown in FIG. 1, the folders to be managed or displayed include “transfer amount”, “usage date and time”, “use prohibition date and time”, “use upper limit amount”, and “use allowance amount”. , “Use prohibited amount” and the like are set.
[0018]
The “transfer amount” is a parameter that defines the amount to be transferred to each folder when the electronic money is downloaded at a time. In the example shown in FIG. This means that 1,000 yen and 20,000 yen are allocated as savings, and the amount obtained by subtracting the sum of these transfer amounts from the downloaded electronic money is allocated as the balance.
[0019]
The “permitted date and time” is a parameter that specifies the date and time when electronic money can be used, and the “use prohibited date and time” is a parameter that specifies the date and time when use of electronic money is prohibited. The example shown in FIG. 1 indicates that the electronic money allocated as the rent can be used only on the 26th of every month and cannot be used on other days.
[0020]
The “upper limit” is the upper limit of the amount of electronic money that can be used within a predetermined period. In the example shown in FIG. 1, the amount of electronic money allocated as food expenses is up to 1,000 yen per day. Indicates that it can be used.
[0021]
The “permitted amount of use” is the amount of use permitted if the electronic money is equal to or more than the par value. In the example shown in FIG. 1, if the amount of electronic money allocated as a deposit is 5,000 yen or more, Indicates that it can be used.
[0022]
Further, the “use prohibition amount” is the amount whose use is prohibited if the electronic money is equal to or less than the par value. In the example shown in FIG. 1, the electronic money allocated as the balance is equal to or less than 10,000 yen. Indicates that it cannot be used.
[0023]
Next, the electronic money storage unit 103 will be described. The electronic money storage unit 103 stores downloaded electronic money, and stores electronic money for each folder set in each folder setting unit 101. In addition, if the electronic money previously downloaded remains, it is additionally stored.
[0024]
Next, the input unit 105 will be described. The input unit 105 changes, adds, or deletes a folder or a parameter with respect to the folder setting unit 101, extracts electronic money from the electronic money storage unit 103, and sends the electronic money stored in the electronic money storage unit 103 to the display unit 109. The user inputs a display instruction or electronic money stored in the electronic money storage unit 103.
[0025]
Next, the electronic money management unit 107 will be described. The electronic money management unit 107 controls the electronic value management device of the present embodiment. More specifically, the parameters set in each folder are read from the folder setting unit 101, the electronic money is stored in the electronic money storage unit 103, the electronic money stored in the electronic money storage unit 103 is extracted, the electronic money The electronic money stored in the storage unit 103 is displayed on the display unit 109 for each folder. Further, based on the parameters read from the folder setting unit 101, it is also determined whether to permit or prohibit the use of the electronic money.
[0026]
Next, the display unit 109 will be described. The display unit 109 displays the electronic money stored in the electronic money storage unit 103 for each folder. In the example shown in FIG. 1, the payment is 30,000 yen, the rent is 50,000 yen, and the food expenses are 15,000 yen, savings: 20,000 yen, balance: 10,000 yen, etc. are displayed for each folder.
[0027]
As described above, according to the electronic value management device of the present embodiment, the electronic money can be divided into folders in units smaller than the data type by user setting and managed according to parameters, so that the In this way, user-specific management can be performed according to the purpose of use. In addition, the use of electronic money can be restricted for each folder. Further, the user can check the possession status of electronic money for each folder.
[0028]
In the present embodiment, the case where electronic money is downloaded from a bank is described, but electronic money may be downloaded not only from a bank but also from a convenience store or a ticket vending machine. Further, the present invention is not limited to the mode of downloading by communication (whether wireless or wired), and a small memory card or the like may be used. The device on which the electronic value management device of the present embodiment is mounted is not limited to a communication terminal such as a mobile phone or a PDA, but may be a device such as a notebook computer. Further, the parameter “transfer amount” set in the folder setting unit 101 may be represented by the ratio of downloaded electronic money. The electronic money stored in the electronic money storage unit 103 can be moved between folders according to an instruction from a user.
[0029]
【The invention's effect】
As described above, according to the electronic value management device of the present invention, the electronic value can be managed for each item according to the user setting. In addition, use of electronic value can be restricted for each item. Further, the user can check the possession status of the electronic value for each item.
[Brief description of the drawings]
FIG. 1 is a block diagram showing an electronic value management device according to an embodiment of the present invention.
101 Folder setting unit 103 Electronic money storage unit 105 Input unit 107 Electronic money management unit 109 Display unit

Claims (9)

An electronic value management device that manages electronic value for each item according to user settings,
Folder setting specifying means for specifying that the electronic value received from outside is assigned to each of a plurality of items set by the user;
When receiving an electronic value, electronic value management means for allocating at least a part of the electronic value to each item according to the setting specified by the folder setting specifying means,
Electronic value storage means for storing the electronic value assigned by the electronic value management means for each item,
An electronic value management device comprising: 2. The electronic value management device according to claim 1, wherein the folder setting defining unit defines, for each item, an absolute amount of the electronic value assigned by the electronic value managing unit or a ratio to the electronic value received from the outside. 3. The electronic value management device according to claim 1, further comprising a display unit that displays an electronic value of each item stored in the electronic value storage unit. 4. The electronic value according to claim 1, wherein the folder setting defining unit sets a parameter that defines a predetermined restriction on the electronic value assigned by the electronic value managing unit for each item. Management device. The electronic value management device according to claim 4, wherein the predetermined restriction is a parameter that specifies a date and time when use of the electronic value stored in the electronic value storage unit is permitted. 5. The electronic value management device according to claim 4, wherein the parameter is a parameter that specifies a date and time when use of the electronic value stored in the electronic value storage unit is prohibited. The electronic value management device according to claim 4, wherein the electronic value management device is a parameter that defines an upper limit of the electronic value stored in the electronic value storage means that can be used within a predetermined period. The electronic value management device according to claim 4, wherein the electronic value management device is a parameter that defines an amount of use permitted if the electronic value stored in the electronic value storage means is equal to or more than a predetermined amount. 5. The electronic value management device according to claim 4, wherein the parameter is a parameter that defines an amount for which use is prohibited if the electronic value stored in the electronic value storage means is equal to or less than a predetermined amount.

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