JP2003288408A - Accident risk diagnostic method and system, accident risk analysis device and its program - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a system suitable for preventing accident damage such as robbery or the like. <P>SOLUTION: A program recording medium 10 records information indicating question items and answer choices prepared based on the past robbery examples. Then, a program recorded in the program recording medium 10 is carried out by terminal equipment 200, and the question items and answer choices are successively displayed at the terminal equipment 200. When answers to the respective questions are inputted to the terminal equipment 200, information indicating the answers is recorded in an answer information recording medium 20. The answer information recording medium 20 in which the answer information is recorded is transmitted to a center, and the diagnosis of a robbery risk is performed by an accident risk analysis device 100 of a center. Then, information indicating the diagnostic result is presented to a person to be diagnosed by a prescribed method. <P>COPYRIGHT: (C)2004,JPO

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an accident risk diagnosis method and system, an accident risk analysis device, and a program, and particularly to an accident risk diagnosis method and system suitable for preventing accident damage such as theft, and an accident risk analysis device. , And about the program.

[0002]

2. Description of the Related Art Many kinds of theft cases such as automobile theft have occurred. These theft cases not only bring economic loss to the victims but also become social problems such as the use of stolen goods for crimes, and it is desired to establish a method for preventing such theft cases from occurring. Further, various accidents other than the theft case (for example, arson) cause a great deal of human damage and property damage, and therefore preventative measures are desired.

[0003]

The present invention has been made in view of the above circumstances, and provides an accident risk diagnosis method and system, an accident risk analysis device, and a program that contribute to the prevention of accident damage such as theft. The purpose is to do.

[0004]

In order to achieve the above object, the accident risk diagnosis method according to the first aspect of the present invention is a method for diagnosing accident risk and creates a database of past accident cases. A database creation step, and a question creation step of creating question information indicating a plurality of questions based on the information accumulated in the database created in the database creation step, and the question information created in the question creation step Question presenting step for sequentially presenting the questions shown in, an answer accepting step for accepting answer information indicating an answer to the question presented in the question presenting step, and an answer analyzing step for analyzing the answer information accepted in the answer accepting step When,
A risk information presenting step of presenting information indicating an accident risk based on the analysis result in the answer analyzing step, and the question presenting step is based on the answer of the previous question accepted in the answer accepting step. The question is to select and present the question.

In the above-mentioned accident risk diagnosis method, it is desirable that the database creating step records information indicating items that cause an accident in the database, and the database creating step includes a factor that prevents an accident. It is desirable to record information indicating the following items in the database.

In the above-mentioned accident risk diagnosis method, the answer analysis step includes
It is desirable to perform weighting based on the question items corresponding to the answer and the importance of each item recorded in the database.

In the above accident risk diagnosis method, the information indicating the accident risk may include information indicating a suggestion for improvement. In this case, the risk information presenting step may include the improvement suggestion indicated by the suggestion for improvement information. It is desirable to present the information related to the implementation together.

The information related to the implementation of the improvement proposal includes information indicating the provider of the product and / or service required to implement the improvement proposal, and the risk information presenting step includes diagnosis Information indicating a suitable provider may be selected and presented based on the attribute of the person and the analysis result of the answer analysis step.

According to the above-mentioned configuration, for example, information such as the application cases of theft insurance and fire insurance is accumulated in the database, and the tendency of the accident is analyzed based on this information so that the person to be diagnosed can The questions to be presented are created. The created information indicating the question items is recorded in a recording medium together with a predetermined operation program, and is executed by a computer or the like, so that the question items are sequentially presented. By responding to the presented questions and analyzing the information indicating the answer with a computer or the like, the accident risk, the improvement plan, and related information for realizing the improvement plan are presented. As a result, the diagnosed person can easily understand the current situation and implement improvement measures regarding the possibility of accident damage, which contributes to prevention of accident damage.

Further, the information to be analyzed is based on, for example, a factor that induces an accident and a factor that prevents an accident, and is weighted according to its importance, so that a more accurate analysis result is provided. can do.

In order to achieve the above object, an accident risk diagnosis system according to a second aspect of the present invention is based on database means for accumulating information on past accident cases and information accumulated in the database means. The question information storage means for storing the created question information, the question presentation means for selectively presenting the question information stored in the question information storage means, and the answer to the question presented by the question presentation means are shown. It is characterized by including risk information generating means for analyzing answer information and generating risk information indicating an accident risk, and risk information presenting means for presenting the risk information generated by the risk information generating means.

In order to achieve the above object, an accident risk analysis apparatus according to a third aspect of the present invention is based on a database section for accumulating information on past accident cases and information stored in the database section. An answer input section for entering answer information indicating an answer to the created question,
An answer analysis unit that analyzes the answer information input by the answer input unit and a risk information presentation unit that calculates and presents an accident risk based on the analysis result by the answer analysis unit are provided.

The accident risk analysis apparatus further comprises a connection unit for connecting to the telecommunication line, and a question presenting unit for controlling the connection unit and presenting question information indicating the question via the telecommunication line. In this case, the response input unit controls the connection unit to acquire the response information via the electric communication line, and the risk information presentation unit controls the connection unit to control the electrical connection. The accident risk information may be presented via a communication line.

In order to achieve the above object, the program according to the fourth aspect of the present invention causes a computer to function as the accident risk analysis device.

In order to achieve the above object, a program according to a fifth aspect of the present invention causes a computer to present a question presenting means for presenting question information indicating a predetermined question created based on information about past accident cases. And an answer accepting means for accepting answer information indicating an answer to the question presented by the question presenting means, and an answer recording means for recording the answer information accepted by the answer accepting means. It is characterized by functioning as a risk diagnosis device characterized by selecting and presenting the question of the next question based on the answer of the previous question accepted by the answer acceptance means.

In order to achieve the above object, a program according to a sixth aspect of the present invention is a program for connecting a computer to a telecommunication line, and controlling the connecting means, based on information on past accident cases. The question information acquisition means for acquiring the question information indicating the predetermined question created through the telecommunication line, the question presenting means for presenting the question information acquired by the question information acquiring means, and the question presenting means. An answer accepting means for accepting answer information indicating an answer to the presented question, an answer sending means for controlling the connecting means, and sending the answer information accepted by the answer accepting means via the telecommunication line, and the connecting means. Control the
Presents risk information acquisition means for acquiring information indicating an accident risk obtained by analyzing the reply information transmitted by the reply transmission means via the telecommunication line, and accident risk information acquired by the risk information acquisition means And a risk information presenting unit that functions as a risk diagnosis device.

[0017]

BEST MODE FOR CARRYING OUT THE INVENTION Embodiments of the present invention will be described below with reference to the drawings. In the present embodiment, an accident risk diagnosis system for diagnosing a car theft risk will be described as an example.

FIG. 1 is a diagram showing the configuration of an accident risk diagnosis system according to an embodiment of the present invention. As shown in the figure, the accident risk diagnosis system 1 according to the present embodiment
Is an accident risk analysis device 100, a terminal device 200,
It is composed of a program recording medium 10 and a response information recording medium 20 used in the terminal device 200.

The accident risk analysis apparatus 100 is composed of a predetermined computer device such as a mainframe or a workstation, and is a data processing center (hereinafter referred to as a "center") of a non-life insurance company that handles theft insurance. ) Is installed. In the present embodiment, the accident risk analyzer 100 is managed and operated by a non-life insurance company. The configuration of the accident risk analyzer 100 will be described with reference to FIG.

FIG. 2 is a block diagram showing the configuration of the accident risk analyzer 100. As illustrated, the accident risk analysis device 100 includes a control unit 110, a case database unit 120, an analysis information storage unit 130, a response information acquisition unit 140, an input unit 150, and an output unit 160. It

The control unit 110 is, for example, a CPU (Centra).
l Processing Unit: central processing unit) and the like, each unit of the accident risk analyzer 100 is controlled, and a predetermined operation program is executed to realize each process described later.

The case database unit 120 is composed of, for example, a rewritable storage device such as a hard disk device, and records information on application examples of theft insurance handled by a non-life insurance company that manages and operates the accident risk analysis apparatus 100. It FIG. 3 shows an example of information recorded in the case database unit 120.

As shown, the case database section 12
In 0, for example, a record is created for each vehicle theft case to which the theft insurance is applied. In each record, the date and time of the event, the area where the event occurred, the type of vehicle (maker and vehicle name) that was damaged, Information indicating the storage status at the time of damage (parking place), stolen goods, crime prevention measures applied to the vehicle, etc. is recorded. Others, for example, damage (damage)
Information such as forehead, contents of damage (damaged state of vehicle window glass and door lock, etc.), intrusion method (use of duplicate key, picking, breaking in, etc.), etc. shall be recorded. The information recorded in the case database unit 120 is to be added and updated at any time.

The analysis information storage unit 130 is composed of a rewritable storage device such as a hard disk device,
Various information used in the theft risk analysis processing (described later) by the accident risk analysis apparatus 100 is recorded.

The reply information acquisition section 140 is composed of, for example, a predetermined auxiliary storage device, and reads the reply information recorded in the reply information recording medium 20. In this embodiment,
Any information recording medium can be adopted as the reply information recording medium 20, and the reply information acquisition unit 140 can be an auxiliary storage device corresponding to the adopted reply information recording medium 20. For example, flexible disk drive, CD
-ROM (Compact Disk Read Only Memory) drive, DVD (Digital Versatile Disk) drive, reader / writer of various semiconductor recording media, magnetic tape reader,
Can be used as the response information acquisition unit 140.

The input unit 150 is composed of an arbitrary input device such as a keyboard and a pointing device, and is used for inputting / updating information recorded in the case database unit 120 and the analysis information storage unit 130.

The output unit 160 is composed of, for example, an arbitrary output device such as a display device or a printer, and outputs the processing result of the control unit 110 as needed.

The terminal device 200 is composed of, for example, a predetermined computer device such as a personal computer and is installed in the agency store of the above-mentioned non-life insurance company. The terminal device 200 includes at least a processing unit, a storage unit,
It is assumed that an input unit, an output unit, and an auxiliary storage device corresponding to the program recording medium 10 are provided. As long as the computer device has such a configuration, a computer device owned by a customer of a non-life insurance company at home or the like may be used as the terminal device 200 according to the present embodiment.

The program recording medium 10 is a terminal device 20.
It is an information recording medium recording a program executed to realize each processing (described later) performed in 0. If the program can be recorded, any information recording medium can be adopted as the program recording medium 10 according to the present embodiment. For example, a CD-ROM, a DVD, or the like can be used, but in the present embodiment, description will be given below assuming that a CD-ROM is adopted as the program recording medium 10.

The answer information recording medium 20 is a terminal device 200.
Is a writable recording medium by the terminal device 200.
The answer information indicating the answer in the question presenting / answering process (described later) executed in is recorded. Any information recording medium can be adopted as the answer information recording medium 20 according to the present embodiment as long as it is writable by the terminal device 200. For example, flexible disk (FD), CD-R (Compac
t Disk Recordable), CD-RW (Compact Disk ReWr
Itable), various semiconductor recording media, magnetic tapes, etc. can be used, but in the present embodiment, description will be given below assuming that a flexible disk (FD) is adopted as the response information recording medium 20.

Next, the question presentation / answer process according to the present embodiment, which is executed by the terminal device 200, will be described with reference to the flowchart of FIG.

First, the program recorded in the program recording medium 10 is executed by the terminal device 200 (step S101). Here, in the program recording medium 10,
In addition to the operation program, data on question items presented in the question presentation / answer process are recorded. An example of this data is shown in FIG.

As shown, the program recording medium 10
A question / answer option table is recorded in a predetermined recording area of. In this table, the output unit (display device) of the terminal device 200 in the question presentation / answer process.
The information indicating the question items and the answer options presented in (1) is recorded in association with each other, and the command information specifying the display method of the answer options is also recorded. These question items and answer options are recorded in the case database unit 120 of the accident risk analyzer 100,
It was created from the tendency of the factors of the theft case by analyzing past theft cases.

The analysis here is to analyze the relation between each information and the accident from the information recorded in the case database unit 120 shown in FIG. 3, for example, the season specified from the date, Time zone, location area specified by the time,
Analyze the relationship (impact degree) between information such as vehicle types and accidents. As a result of the analysis, items with strong relevance are identified. In the case of car theft, it can be analyzed that, for example, “vehicle type” and “location area” are items that are highly related to the theft accident. Similarly, the degree of influence is sequentially analyzed for parking places and anti-theft measures. As for anti-theft measures, the degree of impact is also analyzed for each content. Here, the magnitude of the influence is
For example, it is measured by the frequency of occurrence and the size of the difference in damage amount. For example, when theft accidents are concentrated on a specific vehicle type or optional equipment, it can be understood that the degree of influence of the vehicle type and optional equipment on the accident is large.
Alternatively, the degree of influence may be obtained as a coefficient by performing regression analysis processing using the attribute of each information as a parameter. Based on this analysis, questions regarding items that are highly relevant to the accident are created in sequence.

FIG. 6 shows an example of question items created by the above analysis. Here, an example of the question items created for the subcategory “vehicle condition” based on the items that are found to be highly relevant to the accident found by the analysis is shown. Question items with lower item numbers in the figure are more relevant to accidents. In addition, a score indicating the importance (relevance to an accident) of each item category is also recorded. Then, such data is recorded in the question / answer option table. The control unit 110 may create the question items together with the analysis, or the question items created externally may be input from the input unit 150.

The information recorded in the question / answer option table is classified into "category" and "subcategory" according to its type and property. Here, in the present embodiment, “induction factor” and “prevention factor” are prepared as the “category”. "Incentive factor"
Is a matter related to a factor that induces a theft case (that is, susceptibility to theft), and "prevention factor" is a matter related to a factor that prevents a theft case (that is, a deterrent effect against theft).

These "categories" are further classified into "subcategories". As the subcategories of "incentive factor", for example, "residential area", "vehicle attribute", "equipment attribute", etc. are prepared. That is, as mentioned above,
Based on past theft cases accumulated in the case database unit 120, the areas where the number of theft cases are high, the types of vehicles that are apt to be stolen, the model year, the body color, the equipment, etc. are known. Whether the vehicle is easily stolen or not can be determined based on the residential area and the characteristics of the owned vehicle. Therefore, in these subcategories, questions asking them are set.

In the "prevention factor" subcategory, for example, "vehicle status", "usage status", "management status", "storage environment (location)", "storage environment (equipment)",
Etc. are prepared. In these subcategories, for example, questions regarding whether or not the antitheft device is installed, the frequency of use of the vehicle, awareness of theft, the situation of the storage location, and the like are set. That is, the question is how much the measure for preventing the theft has been implemented, and it is possible to determine what the deterrent effect against the theft is by the answers to these.

The program started in step S101 sequentially acquires question information from the question / answer option table shown in FIG. 5 and outputs it to the display device (steps S102 and S103). Here, it is assumed that among the questions recorded in the question / answer option table, the one having a high degree of influence on the accident is selected and output.

First, an input screen as shown in FIG. 7 is displayed as an initial screen. Here, a text box for inputting the name of the person to be diagnosed, question items belonging to the "induction factor" category, and answer options thereof are displayed.
Here, based on the command information recorded in the question / answer option table, the answer options are displayed by a predetermined item selecting means such as a pull-down menu or a radio button.

At the bottom of the screen, a "Next" button is arranged. After inputting the answer options for the question on one screen (step S104), pressing the "Next" button confirms the input contents. Move to the next question with. Here, according to the confirmation of the input content, the content is held in a predetermined storage area such as a main storage device (step S1).
05).

When the answer to the question corresponding to the "triggering factor" is confirmed, the question corresponding to the "prevention factor" is displayed as shown in FIG.

It is assumed that, depending on the question, there is prepared a question that specifies the next question. For example, when the answer is that the car navigation system is equipped as the equipment attribute, a question asking the form of the car navigation system is designated as the next question. Whether or not the next question is designated is determined by the command information associated with the answer option information in the question / answer option table (step S10).
6).

Here, if the answer confirmed and held in step S105 specifies the next question (step S106: Y).
The specified question is displayed in (es) (step S10).
7) If the next question is not specified (step S10)
6: No) is the question management No. Based on, the final question is sequentially displayed (step S108: No, S10).
9).

When the answers to all the questions are completed (step S108: Yes), the answer information indicating the answers to the questions held in step S105 is recorded in the predetermined answer information recording medium 20 (step S110).
The process ends.

The answer information recording medium 20 in which the answer information is recorded in step S110 is sent to the center of the non-life insurance company by a predetermined method, and the accident risk analyzer 100 of the center performs the theft risk analysis process. . This theft risk analysis processing will be described with reference to the flowchart shown in FIG.

First, the response information recorded in the transmitted response information recording medium 20 is read by the response information acquisition unit 140 of the accident risk analyzer 100, and is input to the control unit 110 (step S201).

The control unit 110 sequentially acquires the input answer information for each question. First, an answer regarding the "incentive factor" is acquired (step S202), and the analysis information storage unit 1
The weighting coefficient information is acquired by referring to the weighting coefficient table recorded in 30 (step S20).
3). An example of the weighting coefficient table is shown in FIG.

As shown in the figure, a predetermined weighting coefficient is recorded in the weighting coefficient table for each "induction factor" for each subcategory. This weighting coefficient is assigned a larger value as the degree of theft incentive is higher. For example, in the subcategory “residential area”, a numerical value larger than other areas is assigned as a weighting coefficient to an area where the number of theft cases is large.

The control unit 110 obtains a weighting coefficient for each answer regarding the "incentive factor" and stores it in a predetermined storage area such as a main storage device (step S20).
4).

The control unit 110 subsequently obtains the answer regarding the "prevention factor" (step S205), and obtains the score information by referring to the score calculation table recorded in the analysis information storage unit 130 for each answer. Then
For example, it is held in a predetermined storage area such as a main storage device (step S206). FIG. 11 shows an example of the score calculation table.

As shown in the figure, in the score calculation table, a predetermined score is associated with each answer to each question and recorded. In the present embodiment, it is assumed that a higher score is assigned to an answer having a lower antitheft effect.

The control unit 110 acquires and holds the score information for all the "prevention factor" answers (step S207: No).

When the score information is acquired for all the questions regarding the "prevention factor" (step S207: Yes).
s), the control unit 110 calculates the total score by multiplying the sum of the scores indicated in the stored score information by the sum of the weighting factors relating to the "incentive factor" (step S208). At this time, the score for each subcategory is also calculated.

Here, a coefficient is set for the "catalyst factor" subcategory, and a score is set for the "prevention factor" subcategory. Then, a score was calculated for each subcategory of "prevention factor", and a score for each whole was calculated. This is because, in the case of car theft, factors such as vehicle type and region are important as "easiness of damage". Therefore, information on such incentive factors is factored, and the scores for each category related to "prevention factors" are applied. It has an effect.

Any setting method can be adopted as long as the coefficient and score can be set so that the actual condition as a whole is appropriately reflected by the importance of each element as in the present embodiment. For example, the category to be coefficientized and the category to be scored may be arbitrarily selected, or all categories may be scored. Further, the values of the coefficient and the score can be set based on the information acquired from the case database unit 120 according to actual conditions such as the frequency of accidents and the extent of damage. Further, the categories for individually displaying the scores are not limited to the categories belonging to the “incentive factor”. For example, an item that can be improved by the diagnosed person may be arbitrarily selected and the score may be displayed for that category.

The control unit 110 refers to the evaluation information table recorded in the analysis information storage unit 130, and executes step S
Evaluation information and comment information are acquired based on the score and total score for each sub-category calculated in 208 (step S209). FIG. 12 shows an example of the evaluation information table.

As shown in the figure, a record is created for each subcategory item in the evaluation information table, and information indicating an evaluation index, information indicating an evaluation comment, and information indicating an improvement comment are provided for each predetermined score range in each record. , And related information are recorded. Here, as the evaluation index information, for example, it is assumed that five levels of items of “safe”, “slightly safe”, “normal”, “slightly dangerous”, and “danger” are prepared, and are associated with a predetermined score range. Has been.
In the “evaluation comment”, information indicating a specific comment corresponding to each evaluation index is recorded. In addition, for example, the evaluation index is recorded as “improvement comment” in which the improvement proposal is associated with “slightly dangerous” and “dangerous”. Information necessary for implementing the improvement proposal shown in this improvement comment is recorded as "related information". For example, for an improvement comment recommending that an anti-theft device be installed, information indicating the dealer of the anti-theft device is recorded.

The control unit 110 edits the evaluation information and the comment information acquired in step S209 by a predetermined method, and outputs them on the paper as theft risk information from the output unit 160 (printer) (step S210), for processing. To finish. The theft risk information that is output is sent to the person to be diagnosed by a predetermined method.

As described above, according to the accident risk diagnosis system 1 of the present embodiment, the question created based on the information accumulated in the database of past theft cases is presented on the computer device, The accident risk analysis device 100 of the center analyzes the answer of the person to be diagnosed, so that the theft risk can be easily diagnosed.

In the above embodiment, the terminal device 200 records the reply information in the reply information recording medium 20 and sends the reply information recording medium 20 to the center.
As shown in, the accident risk analysis system according to the present invention can also be configured by connecting the accident risk analysis device 100 of the center and the terminal device 200 by a predetermined telecommunication line 30.

As the telecommunication line 30, for example, a communication network such as the Internet can be used. In this case, the accident risk analyzer 100 is connected to the telecommunication line 30 by using the reply information acquisition unit 140 of the accident risk analyzer 100 as a predetermined communication device such as a router. In addition, each terminal device 200 includes, for example, TA (Terminal Adapter).
It is assumed that a predetermined communication device such as a modem or a modem is connected, and the terminal device 200 is connected to the telecommunication line 30 via this communication device.

In the case of such a configuration, the accident risk analysis apparatus 100 holds information corresponding to the question / answer option table shown in FIG. 5 and presents it to the terminal device 200 in the form of, for example, a web page. . In addition, the answer information to the question presented to the terminal device 200 is transmitted to the accident risk analysis device 100 via the telecommunication line 30. The accident risk analysis device 100 performs the theft risk diagnosis by performing the same process as the above-mentioned theft risk analysis process on the reply information transmitted from the terminal device 200, and the result is sent to the terminal device via the telecommunication line 30. 200.

With such a configuration, it is not necessary to send the answer information recording medium 20, the present invention can be implemented more easily, and the capacity of the program recording medium 10 is not limited. The theft risk diagnosis service according to the present invention can be provided together with the service. Also, as related information, predetermined address information (for example, URL (Un
If the iform Resource Locator)) is registered, the information can be presented as link information in association with the risk evaluation information and the improvement proposal information, and the convenience of the user can be improved. For example, if an evaluation or comment is made that it is necessary to install an antitheft device such as an immobilizer, the URL of the dealer of the antitheft device can be presented as link information (FIG. 12). Alternatively, when an evaluation or comment is made that the storage location of the vehicle should be changed, for example, the URL of the parking lot management company can be presented. Further, by registering the information such as the location of the person to be diagnosed and the location of the dealer together, it is possible to select the dealer closest to the person to be diagnosed and present the information. In this case, for example, a trader existing in the same prefecture, city, district or municipality as the person to be diagnosed may be selected, or a trader having a short travel time by the car navigation system may be selected. Further, in addition to the location information, for example, various attributes of the person to be diagnosed (for example, the content of the target object such as vehicle type, age,
Gender, wishes of the person to be diagnosed, etc., and information about the corresponding company (for example, for objects such as vehicle type, whether or not the vehicle type is handled, management of the same generation and same sex as the person being diagnosed) It is possible to provide more useful information to the person to be diagnosed by registering a person who has a person or a store manager.

In the above-described embodiment, the case where the theft risk is diagnosed is the case where the car is stolen. However, the subject to be diagnosed is not limited to this, and the risk diagnosis is performed for various theft cases (for example, theft of household goods). be able to. Also,
The present invention is not limited to theft cases, and the present invention can be applied to diagnosis of various accident risks. In other words, the case database unit 120 of the accident risk analysis apparatus 100 accumulates data of various accident cases (for example, arson accidents shown in fire insurance application cases), and a plurality of question information created based on the accumulated data. By preparing the types, the present invention can be applied to a plurality of types of accident cases. For example, in order to diagnose the risk of arson damage, a question / answer option table as shown in FIG. 14 is prepared. Further, the accident cases accumulated in the case database unit 120 are not limited to the application cases of theft insurance and the fire insurance, for example, the application cases of automobile insurance and other various insurances, and further, the accident data collected by the police and fire departments. The type does not matter, such as cases based on.

The accident risk analyzer 100 is not limited to a dedicated device, and may be an ordinary computer system such as a personal computer. In this case, the same operation as the above-described operation of the accident risk analyzer 100 can be realized by installing and executing a program that realizes the above-described processing in a computer.

Here, the method of supplying the program to the computer is arbitrary. For example, a medium recording the above program (for example, a flexible disk, a CD-RO
M (Compact Disc Read-Only Memory), DVD (Digita
(Versatile Disk) or the like), or may be supplied via a communication line, a communication network, a communication system or the like, for example. In this case, for example, a bulletin board (BBS: Bulletin Boa) of the communication network
rd System), and the program is superposed on a carrier wave via a network and distributed to a computer. Then, the above process can be executed by activating this program and executing it under the control of the OS in the same manner as other application programs.

[0068]

As described above, according to the present invention,
An accident risk diagnosis method and system, an accident risk analysis device, and a program suitable for preventing accident damage such as theft can be provided.

[Brief description of drawings]

FIG. 1 is a diagram showing a configuration of an accident risk diagnosis system according to an embodiment of the present invention.

FIG. 2 is a block diagram showing the configuration of the accident risk analyzer shown in FIG.

FIG. 3 is a diagram showing an example of information recorded in a case database unit shown in FIG.

FIG. 4 is a flowchart for explaining question presentation / answer processing according to the embodiment of the present invention.

5 is a diagram showing an example of information recorded in the program recording medium shown in FIG.

FIG. 6 is a diagram for explaining question items created in the embodiment according to the present invention.

7 is a diagram showing a display example of a question presenting screen in the question presenting / answering process shown in FIG. 4. FIG.

8 is a diagram showing another display example of a question presenting screen in the question presenting / answering process shown in FIG. 4. FIG.

FIG. 9 is a flowchart for explaining the theft risk analysis processing according to the exemplary embodiment of the present invention.

10 is a diagram showing an example of a weighting coefficient table recorded in the analysis information recording section shown in FIG.

11 is a diagram showing an example of a score calculation table recorded in the analysis information recording unit shown in FIG.

12 is a diagram showing an example of an evaluation information table recorded in an analysis information recording section shown in FIG.

FIG. 13 is a diagram showing a modified example of the accident risk diagnosis system according to the exemplary embodiment of the present invention.

FIG. 14 is a question in an application example of the embodiment of the present invention.
It is a figure which shows the example of an answer choice.

[Explanation of symbols]

10 Program recording medium 20 Answer information recording medium 30 telecommunication lines 100 accident risk analyzer 200 terminal devices

   ─────────────────────────────────────────────────── ─── Continued front page    (72) Inventor Shin Otani             1-2-1, Marunouchi, Chiyoda-ku, Tokyo East             Kyokai Fire Insurance Co., Ltd. (72) Inventor Takeo Saeki             1-2-1, Marunouchi, Chiyoda-ku, Tokyo East             Kyokai Fire Insurance Co., Ltd. (72) Inventor Takashi Mikajiri             1-4, Nakase, Mihama-ku, Chiba-shi, Chiba Tokio Marine             Within Risk Consulting Co., Ltd. (72) Inventor Hiroaki Suganuma             1-4, Nakase, Mihama-ku, Chiba-shi, Chiba Tokio Marine             Within Risk Consulting Co., Ltd.

Claims (12)

[Claims] 1. A method for diagnosing an accident risk, comprising: a database creating step of creating a database relating to past accident cases; and information stored in the database created in the database creating step, A question creation step of creating question information indicating a plurality of questions, a question presentation step of sequentially presenting the questions shown in the question information created in the question creation step, and an answer to the question presented in the question presentation step. An answer acceptance step for accepting the answer information indicated, an answer analysis step for analyzing the answer information accepted in the answer acceptance step, and a risk information presenting step for presenting information indicating an accident risk based on the analysis result in the answer analysis step And the question presenting step comprises: A method of diagnosing an accident risk characterized by selecting and presenting the next question based on the answers from the previous question accepted by the group. 2. The accident risk diagnosing method according to claim 1, wherein the database creating step records in the database information indicating items that cause an accident. 3. The accident risk diagnosing method according to claim 1, wherein the database creating step records in the database information indicating items that are factors for preventing accidents. 4. The answer analysis step weights the answer shown in the answer information based on a question item corresponding to the answer and the importance of each item recorded in the database. The accident risk diagnosis method according to any one of claims 1 to 3, which is characterized. 5. The information indicating the accident risk includes information indicating an improvement proposal, and the risk information presenting step also presents information related to the implementation of the improvement proposal indicated in the improvement proposal information. The accident risk diagnosis method according to any one of claims 1 to 4. 6. The information related to the implementation of the improvement proposal includes information indicating a provider of a product and / or a service required to implement the improvement proposal, and the risk information presentation step includes an attribute of a person to be diagnosed. And the information showing a suitable provider is selected and presented based on the analysis result of the answer analysis step. The accident risk diagnosis method according to claim 5. 7. A database means for accumulating information about past accident cases, a question information accumulating means for accumulating question information created based on the information accumulated in the database means, and a question information accumulating means. Question presenting means for selectively presenting accumulated question information, and risk information generating means for analyzing answer information indicating an answer to the question presented by the question presenting means and generating risk information indicating accident risk. An accident risk diagnosis system comprising: a risk information presenting unit that presents the risk information generated by the risk information generating unit. 8. A database unit for accumulating information on past accident cases, an answer input unit for inputting answer information indicating an answer to a question created based on the information accumulated in the database unit, and the answer. An accident risk analysis device comprising: an answer analysis unit that analyzes answer information input by an input unit; and a risk information presentation unit that calculates and presents an accident risk based on the analysis result by the answer analysis unit. . 9. The answer input, further comprising: a connection unit connected to a telecommunication line; and a question presenting unit that controls the connection unit and presents question information indicating the question via the telecommunication line. The section controls the connection section to obtain the answer information via the telecommunication line, and the risk information presentation section controls the connection section to obtain accident risk information via the telecommunication line. The accident risk analysis device according to claim 8, characterized by: 10. A program for causing a computer to function as the accident risk analyzer according to claim 8. 11. A computer is provided with question presenting means for presenting question information showing a predetermined question created based on information on past accident cases, and answer information showing an answer to the question presented by the question presenting means. An answer accepting means for accepting, and an answer recording means for recording the answer information accepted by the answer accepting means, wherein the question presenting means is the next question based on the answer of the previous question accepted by the answer accepting means. A program characterized by causing it to function as a risk diagnostic device. 12. A connection means for connecting a computer to a telecommunication line, and a question information indicating a predetermined question created based on information on past accident cases, which is controlled by the connection means, to the telecommunication line. Question information acquisition means to obtain via, the question presentation means to present the question information acquired by the question information acquisition means, the answer acceptance means to accept the answer information indicating the answer to the question presented by the question presentation means, the An answer sending means for controlling the connecting means and sending the answer information accepted by the answer accepting means via the telecommunication line; and controlling the connecting means for analyzing the answer information sent by the answer sending means. Risk information acquisition means for acquiring, through the telecommunications line, information indicating an accident risk obtained in step 1, and an accident list acquired by the risk information acquisition means. And a risk information presenting means for presenting information, and a program characterized by causing it to function as a risk diagnostic device.