JP2003141608A - Substituting system for proceeds reception - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a system in which a money receiving machine is installed in a busy section of the city and depositing is possible around the clock for a customer who cannot make use of a night deposit safe or fears to carry back proceeds for fear of robbery because of removal of the night deposit safe the customer made use of. SOLUTION: In the substituting system for proceeds reception, depositing is possible in a safe booth or store and the deposited money is transferred to the customer' account by on-line information from a substituting store or a security company using electronic information. Thus depositing is possible around the clock without depositing money in a risky state at night.

Description

Description: BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a deposit booth or a deposit in a downtown area, a convenience store, a financial institution, etc., for a store manager who cannot use a night safe. Set up only a machine, perform cash deposit processing with an unmanned deposit machine, and make a deposit processing agency deposit processing to the deposit account on the next business day of the contractor's designated designated financial institution, and inform the contractor of the deposit data It is related to a sales deposit system. 2. Description of the Related Art A conventional night safe use system is shown in FIG.
Is shown in The user 2 of the night safe exchanges a night safe use contract based on strict examination by the financial institution 4, and receives the night safe key. Further, the user 2 of the night safe puts the sales and the sorting slip into the night safe back dedicated to the financial institution, and inserts the night safe back through the night safe window. [0003] The sales proceeds that are entered into the night safe by the user 2 of the night safe are securely stored by the financial institution.
At present, it was left to the individual contractor. [0004] Conventionally, when depositing the sales of the day into a night safe, it is late at night, and there is concern about theft from the bank parking lot to the night safe. The fact that the purpose of the deposit was clear was also a source of anxiety. [0005] In the case of an owner who owns a large number of stores, such as a chain store, even if he or she goes around a number of stores and collects the sales proceeds, it takes much effort and fatigue. Accordingly, the present invention provides the following system in view of the prior art. B) A system is provided in which a sales depositing agent carries out cash depositing business, deposits money into a deposit account on the business day following the designated financial institution of the contractor, and notifies the contractor of the deposit data as a daily report and a monthly report. B) The cash deposit machine is selected and placed in a place where the purpose of deposit is unknown such as a downtown area or a convenience store that is as visible as possible. C) Regarding the sales of the contractor, the deposit shall be deposited into the deposit account within the next business day of the designated financial institution of the contractor, and the cash collection of the depositing machine shall be systematically patroled and collected by the security company. SUMMARY OF THE INVENTION The present invention has been made to solve the above-mentioned problems, and the gist of the present invention is to manage a store in which a deposit is desired to be deposited from a deposit machine into a deposit account. A deposit booth or a deposit machine at a designated place such as a downtown area, convenience store, financial institution, etc., and let the contractor enter the deposit booth by card verification,
In addition, by turning on the power of the depositing machine with the card, the cash payment from the contractor is closely examined, the contractor's card is collated to confirm the payment, and the payment data is notified to the management center by the online system. Depositing agent's depositing business on the next business day of the designated financial institution, deposit processing to the depositor's deposit account, and inform the contractor of the deposit information in the daily report and monthly report, so that the night safe can not be used The present invention relates to a sales deposit transfer system, wherein a manager can deposit sales at any time 24 hours. [0008] The present invention will be described in detail with reference to the drawings. In FIG. 1, a contractor 1 exchanges a sales deposit contract usable 24 hours with a depositing system agent store 5 and receives a depositing machine use card. In that case, it is assumed that the personal identification number and personal identification data are recorded on the use card so that only the contractor 1 can use it.
In the event that the card used is defective, lost or stolen, the operation of deleting the registered information of the subscriber can be promptly performed by the online system, and reading of the used card by the card reader becomes impossible immediately. . In FIGS. 2A and 2B, the contractor 1 stops at a deposit booth 6 installed in a downtown area, a convenience store, or the like when the deposit becomes necessary, and uses a card 18 for use.
Is read by the card reader 14 and enters through the door 11 of the deposit booth 6. The deposit booth 6 is designed so that only card holders can enter the building, and as a defense facility, the impact on the deposit machine 7 and the security sensor 20 reacting to internal abnormalities and the impact on the glass surface 21 such as damage or damage. This is an extremely safe place because the security sensor 19 that detects abnormalities in the system operates as a security system. In a place where security management is already performed, such as a convenience store, only the deposit machine 7 may be installed. In this case, the power of the deposit machine 7 is automatically turned on by reading the use card 18. Therefore, the user can easily deposit money. Further, the registration information of the usage card 18 is not limited to the recording using the magnetic card, but may be a method using an electronic card or the like without specifying a means as long as the method can recognize the contractor 1. [0010] The deposit machine 7 in the deposit booth 6 is the same as a general deposit machine, deposits cash, closely examines the deposit amount, collates the contractor 1 with the use card 18, and executes the deposit process. After that, the digitized data is notified to the fund management center of the security company 3 by the online system.
Further, the number of the deposit machines 7 in the deposit booth 6 can be increased depending on the usage status of the contractor 1, and the convenience in planning and collecting cash can be enhanced. In FIGS. 3 and 4, the deposit booth 6 is provided with a door 11 at an entrance and a monitoring television camera 10 inside the deposit booth, and an emergency push button 15 installed in the deposit booth 6 in an emergency. By pressing the button, an emergency is notified to the security company 3, and at the same time, an image in the deposit booth 6 is displayed on the security company 3 by an online system. In addition, the system is equipped with a system that allows the contractor to talk directly with the security company using the auto phone 16. The foundation 17 of the deposit booth 6 is made of a rigid steel plate, and the roof 9 is made of the same material as the foundation. In addition, the wall adopts a stainless steel plate wall 8 that is hard to break,
The glass surface 21 is made of a reinforced film having a high security property, and is equipped with a security sensor 19 for detecting abnormalities such as impact and damage to the glass surface 21 as security equipment. According to the contract of the security company 3, at night or 24 hours
A time monitoring system is also possible. The security company 3 systematically collects the cash of the deposit machine 7 installed in the deposit booth 6 by a cash transport vehicle according to the deposit situation and brings it to the fund management center of the security company 3. Data used by the contractor 1 is instantaneously digitized and instantly stored as data in the fund management center of the security company 3 by an online system. Accordingly, the payment information notification to the contractor 1 is sent to the contractor 1's deposit account on the next business day of the designated financial institution of the contractor 1 (to coincide with the business day of the financial institution) from the use date of the deposit machine 7. The payment information to the effect that has been made is notified by a daily report and a monthly report. The sales deposit system of the present invention can be used for a user who is unable to use the night safe service because the store is closed due to the refusal of the bank's night safe or the consolidation of financial institutions. Anyone can use the service if a contract with a depositing agent is established. The sales depositing system of the present invention is much more compared to bringing a night safe bag from a bank parking lot and bringing it to the window of the night safe by installing a deposit booth in a downtown area. It is safe and less dangerous. [0017] The sales deposit system of the present invention can be used in a convenient manner by installing a deposit machine at a convenience store so that the deposit purpose is not noticed by others and the deposit is made during shopping. Don't worry about time 2
You can deposit at any time for 4 hours. By using the sales receipt system of the present invention, there is no need to store the sales proceeds in an office safe, and there is no storage space, so that there is a danger that the sales must be taken home. No need. According to the sales deposit system of the present invention,
The contractor can instantly check the deposit information on a daily report and a monthly report during the next business day of the designated financial institution. The deposit booth of the sales depositing system of the present invention is designed so that only the contractor can enter the admission booth by collating the card, but even if a suspicious person enters the admission booth, With security equipment such as surveillance TV cameras, the space is much more secure for subscribers than the bank's night safe window. According to the sales receipt system of the present invention,
Owners who own a large number of stores, such as chain stores, do not need to rush to collect sales and do not need to make multiple round trips to the night safe. It is also possible that a financial institution whose store has been closed due to the consolidation or abolition of the financial institution or the like has been receiving a night safe service as a substitute, and the financial institution can be a payment agent as an alternative. It is also possible to operate the union itself, such as a downtown area or a shopping street, as a substitute. The sales proceeds of each contractor in the depositing machine are already owned by the sales transfer agent or the security company entrusted with this business, so that the cash collection can be planned and efficiently circulated and collected efficiently. It is.

BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is a flow chart showing a system for a sales payment transfer agent of the present invention. FIG. 2A is an external reference view of a deposit booth of the sales deposit transfer system of the present invention. b is a reference drawing in which the deposit booth portion of the sales deposit transfer system of the present invention is enlarged. FIG. 3 is a reference explanatory diagram showing the inside of a deposit booth of the sales deposit proxy system of the present invention. FIG. 4 is a flowchart showing an emergency state in a deposit booth of the sales deposit agent system of the present invention. FIG. 5 is a flowchart illustrating a conventional night safe system for a financial institution; [Explanation of Signs] 1 Contractor 2 Contractor 3 Security company 4 Business financial institution 5 Deposit system agency 6 Deposit booth 7 Deposit machine 8 Stainless steel plate wall 9 Roof 10 Surveillance television camera 11 Door 12 Hinge 13 Handle 14 Card reader 15 Emergency Push button 16 Autophone 17 Basic 18 Usage card 19 Security sensor 20 Security sensor 21 Glass surface

Claims (1)

[Claim 1] For a store manager who wants to deposit sales proceeds from a deposit machine to a deposit account, a deposit booth or a deposit machine is provided at a predetermined place such as a downtown area, a convenience store, or a financial institution. Is installed, the contractor enters the deposit booth by card verification, and the card is turned on by the card depositing machine. Is confirmed, and the payment data is notified to the management center by the online system. Depositing agent's depositing business on the next business day of the designated financial institution, deposit processing to the depositor's deposit account, and inform the contractor of the deposit information in the daily report and monthly report, so that the night safe can not be used A sales deposit agent system, wherein an administrator can deposit sales at any time 24 hours.