JP2003044683A - Transfer processing method and transfer processing program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a transfer processing method and a transfer processing program capable of performing transfer processing by efficiently generating data in order to perform a transfer request performed by using a transfer written request. SOLUTION: A management computer 21 converts image data of the transfer written request 400 into a text. A corresponding candidate is extracted from a recipient data storing part 23 or a client data storing part 24 on the basis of prescribed retrieval items converted into the text. In the case that the corresponding candidate is not extracted, text-converted data are displayed. In the case that the corresponding candidate is extracted, items except for the prescribed retrieval items are collated, and the result is displayed. After it is confirmed, the transfer processing is performed on the basis of the data. Thereby the items written on the transfer written request can be efficiently made data, and the transfer processing can be performed on the basis of the data.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a transfer processing method and a transfer processing program used when executing a transfer request from a customer.

[0002]

2. Description of the Related Art Today, the transfer to a bank account of a financial institution is
This is often done using an ATM (Automatic Teller Machine) or via a mobile terminal or network. On the other hand, a transfer request is often made using a transfer sheet (transfer request form). In this case, the transfer requester goes to a branch office of the financial institution and submits a transfer request form that describes the transfer amount, the transfer destination, the name of the client, etc., to the counter of the financial institution. Then, in order to convert the data into data for executing the transfer process, the window of the sales office sends the transfer request form (or a copy of the transfer request) to the data input person. While looking at the received transfer request form (or a copy thereof), the data input person manually inputs data such as the transfer destination and the name of the client into the system for executing the transfer process. Then, the transfer process is executed based on the input data.

[0003]

However, the work of inputting data such as the payee and the name of the client while looking at the received transfer request form (or a copy thereof) is heavy for the data input person. In addition, since there is a risk that data may be erroneously input, there may be a case where confirmation work is required to compare the transfer request form (or a copy thereof) with the input data. When performing such processing, it is necessary to manage the transfer request form (or a copy thereof), which imposes a heavy load on data input and data confirmation.

The present invention has been made to solve the above problems, and an object thereof is to efficiently generate data in order to execute a transfer request made using a transfer request form. An object of the present invention is to provide a transfer processing method and a transfer processing program capable of executing transfer processing.

[0005]

In order to solve the above-mentioned problems, the invention according to claim 1 relates to a client data storage means for recording data on a client of a transfer request and a receiver of the transfer request. Recipient data storage means for recording data, image data of a transfer request form, processing data storage means for associating and recording the recognition data converted and recognized for each item of the transfer request form, and control of each storage means A transfer processing method for performing a transfer request process using a transfer processing system having a management computer for performing the request, wherein the management computer is configured to execute the transfer request processing based on the recognition data of a predetermined search item regarding the client. The corresponding candidate is searched using the data storage means, and the recipient data storage device is searched based on the recognition data of the predetermined search item regarding the recipient. To search for a relevant candidate using, and when the relevant candidate is extracted, the image data and the relevant candidate are displayed to prompt confirmation, and when the confirmation is completed, the confirmed data is displayed. The gist is to perform the processing for executing the transfer request based on.

The invention according to claim 2 is the transfer processing method according to claim 1, wherein the predetermined search item related to the client includes a reception place identifier related to the reception shop of the financial institution that has made the transfer request. That is the summary.

The invention according to claim 3 is the invention according to claim 1 or 2.
In the transfer processing method described in, the gist is that the predetermined search item regarding the payee includes the deposit account number of the financial institution that has made the transfer request.

According to a fourth aspect of the present invention, in the transfer processing method according to any one of the first to third aspects, when the corresponding candidate cannot be extracted, recognition data is displayed,
The point is to prompt confirmation.

According to a fifth aspect of the present invention, in the transfer processing method according to any one of the first to fourth aspects, when the management computer is confirmed based on the recognition data of the client. Recording the confirmed data in the client data storage means, and recording the confirmed data in the recipient data storage means when the confirmation data is confirmed based on the recognition data of the recipient. To do.

According to a sixth aspect of the present invention, in the transfer processing method according to any one of the first to fifth aspects, when the management computer corrects the recognition data of the client, It is a gist to record the modified data in the client data storage means, and when the recognition data of the recipient is modified, record the modified data in the recipient data storage means.

According to a seventh aspect of the present invention, in the case where the management computer extracts the relevant candidate in at least one of retrieval of the relevant candidate regarding the client and retrieval of the relevant candidate regarding the recipient. For items other than the predetermined search item, the relevant candidate is collated with the recognition data, and when the relevant candidate and the recognition data are coincident, a message to that effect is displayed to prompt confirmation. And

The invention according to claim 8 is the transfer processing method according to any one of claims 1 to 7, wherein when the management computer corrects the recognition data of the client, Based on the corrected data, the client data storage means is searched, the corresponding candidate is extracted, and if the recognition data of the recipient is corrected, the recipient is determined based on the corrected data. The gist is to search the data storage means and extract the relevant candidates.

The invention according to claim 9 is, in the transfer processing method according to any one of claims 1 to 8, when the transfer request form is accepted from the transfer requester, amount data relating to the transfer amount is displayed. The gist is to perform the transfer process based on the data relating to the confirmed requester and recipient and the amount data, which is recorded in the transfer request data storage means.

The invention according to claim 10 is: a client data storage means for recording data on a requester of a transfer request; a recipient data storage means for recording data on a recipient of a transfer request; and a transfer request form. A transfer processing system having a processing data storage unit for recording image data and recognition data obtained by recognition and conversion for each item of the transfer request in association with each other, and a management computer for controlling each storage unit is used. A transfer processing program for processing a request, comprising: a means for searching the management computer for a corresponding candidate using the client data storage means based on the recognition data of a predetermined search item related to the client; Based on the recognition data about the predetermined search item regarding a person, the corresponding candidate is searched using the recipient data storage means. And a means for displaying the image data and the relevant candidate to prompt confirmation when the relevant candidate is extracted, and a transfer based on the confirmed data when the confirmation is completed. The gist is to make it function as a means for performing processing for executing a request.

According to the invention of claim 11, in the transfer processing program according to claim 10, the predetermined search item related to the client includes a reception place identifier related to the reception shop of the financial institution that has made the transfer request. That is the summary.

According to the invention of claim 12, in the transfer processing program according to claim 10 or 11, the predetermined search item relating to the payee includes the deposit account number of the financial institution that made the transfer request. Is the gist.

The invention according to claim 13 is the invention according to claim 10
In the transfer processing program according to any one of 12 above, when the corresponding candidate cannot be extracted, the gist is to display recognition data and prompt confirmation.

The invention according to claim 14 is the invention according to claim 10
In the transfer processing program according to any one of 13 above, when the management computer is confirmed based on the recognition data of the client, the confirmed data is recorded in the client data storage means, When it is confirmed based on the recipient's recognition data, it is a gist to function as a means for recording the confirmed data in the recipient data storage means.

The invention as set forth in claim 15 is based on claim 10.
14. In the transfer processing program according to any one of 14 above, when the management computer corrects the recognition data of the client, the modified data is recorded in the client data storage unit, and the receipt data is received. When the person recognition data is modified, the gist is to function as means for recording the modified data in the recipient data storage means.

According to a sixteenth aspect of the present invention, in the case where the management computer is used to search for at least one of a candidate for a client and a candidate for a recipient, the candidate is extracted. Also, for items other than the predetermined search item, it functions as means for collating the relevant candidate with the recognition data, and if the relevant candidate and the recognition data match, displaying that fact and prompting confirmation. The main point is to do.

The invention according to claim 17 is the invention according to claims 10 to 10.
17. In the transfer processing program according to any one of 16, if the management computer is modified in the recognition data of the client, the client data storage means is searched based on the modified data. Then, if the candidate is extracted and the recognition data of the recipient is corrected,
The gist is to make the recipient data storage means search based on the corrected data and to function as a means for extracting the relevant candidate.

The invention described in claim 18 is based on claim 10.
17. In the transfer processing program according to any one of 17, when the transfer request form is received from the transfer requester, amount data relating to the transfer amount is recorded in the transfer request data storage means, and the confirmed requester and The gist is to make it function as a means for executing a transfer process based on the data regarding the payee and the amount data.

(Operation) According to the invention described in claim 1 or 10, the management computer uses the client data storage means to find the corresponding candidate based on the recognition data of the predetermined search item regarding the client. When the relevant candidate is retrieved by using the recipient data storage means based on the recognition data of the predetermined search item regarding the recipient, and the relevant candidate is extracted, the image data and the corresponding Display candidates and prompt for confirmation. For this reason,
Since the corresponding candidates are displayed based on the predetermined search items,
Confirmation work can be performed efficiently. Further, regarding the transfer request, in order to search the corresponding candidates by dividing the predetermined search item regarding the client and the predetermined search item regarding the recipient,
It can handle various combinations of clients and recipients and can efficiently extract candidates.

According to the invention of claim 2 or 11,
The predetermined search item regarding the client includes a reception place identifier regarding the reception store of the financial institution that has made the transfer request.
Usually, a client making a transfer request often uses a store of a financial institution in the same area, so that candidates can be extracted more accurately.

According to the invention of claim 3 or 12,
The predetermined search item regarding the payee includes the deposit account number of the financial institution that made the transfer request. The deposit account number of this financial institution is composed of numbers with a high recognition rate.
Therefore, the candidates can be extracted accurately.

According to the invention of claim 4 or 13,
If the corresponding candidate cannot be extracted, the recognition data is displayed to prompt confirmation. Therefore, even if the candidate cannot be extracted from the client data storage unit or the recipient data storage unit, the confirmation work can be performed based on the recognition data. Therefore, the confirmation work can be efficiently performed.

According to the invention of claim 5 or 14,
When confirmed based on the client's recognition data, the confirmed data is recorded in the client data storage means, and when confirmed based on the recipient's recognition data, the confirmed data is confirmed. Recorded data in the recipient data storage means. Therefore, it is possible to accurately store the data regarding the requester and the payee who have made a transfer request in the past.

According to the invention of claim 6 or 15,
If the recognition data of the client is modified, the modified data is recorded in the client data storage means, and if the recognition data of the recipient is modified, the modified data is received. It is recorded in the person data storage means. Therefore, it is possible to reliably store the data regarding the requester and the recipient who have made a transfer request in the past.

According to the invention of claim 7 or 16,
In at least one of the search for the relevant candidate regarding the client and the search for the relevant candidate regarding the recipient, when the relevant candidate is extracted, the items other than the predetermined search item are also identified as the relevant candidate. The data is collated, and if the relevant candidate and the recognition data match, that fact is displayed to prompt confirmation. Therefore, the confirmation work can be performed based on more reliable data, and the work efficiency can be improved.

According to the invention described in claim 8 or 17,
When the recognition data of the client is modified, the client data storage means is searched based on the modified data, and the corresponding candidate is extracted, and the recognition data of the recipient is modified. In the first step, based on the corrected data, the recipient data storage means is searched and the relevant candidate is extracted. Therefore, the confirmation work can be performed based on the corrected data, and the work efficiency can be improved.

According to the invention of claim 9 or 18,
If you accept the transfer request form from the transfer requester,
The money amount data relating to the money amount to be transferred is recorded in the money transfer request data storage means, and the money transfer process is executed based on the data concerning the confirmed requester and payee and the money amount data. Therefore, when the transfer request form is received, the transfer amount is fixed, and the transfer process can be reliably executed.

[0032]

BEST MODE FOR CARRYING OUT THE INVENTION An embodiment of the present invention will be described below with reference to FIGS. The present embodiment will be described as a transfer processing method and a transfer processing program used when a financial institution receives a transfer request from a customer. As shown in FIG. 1, a branch office system 10 and a regional center system 20 connected via a network N are used for this transfer process.

The sales office system 10 is a computer system that receives a transfer request from a customer and executes the requested transfer. This sales office system 10 is an image of a transfer request form captured by an image reading device (scanner),
Recognition conversion (text conversion) is performed by optical character reading (OCR) based on the image, these data are transmitted to the regional center system 20, data from the regional center system 20 is received, and transfer is performed based on the data. And so on. Therefore, the sales office system 10 includes a control unit (CPU), a storage unit (RAM, RO) not shown
M, hard disk, etc.), input means such as keyboard, mouse, scanner, etc., output means such as display, communication means such as modem, etc. And this branch system 1
0 contains various programs for executing a data transmission / reception function, an OCR function, a transfer processing function, and the like.

Further, this sales office system 10 is shown in FIG.
It has a transfer request data storage unit 11 as a transfer request data storage means shown in FIG. In the transfer request data storage unit 11, as shown in FIG. 2, transfer request data 110 regarding a transfer request from a customer is recorded. This transfer request data 110 is recorded when a customer makes a transfer request.

In this embodiment, the transfer request data 110 includes the reception store number data 11 for each reception number data 111.
2, amount data 113, transfer request form image data 114,
The transfer destination data 115 and the client data 116 are recorded in association with each other. This reception number data 111
Is data relating to a number for identifying a transfer request. The reception store number data 112 is data regarding a store number for identifying a business store that has received a request from a customer. The amount data 113 is data regarding the amount of money requested by the customer for the transfer.

The transfer request image data 114 records data relating to the image of the transfer request submitted by the customer to the window of the financial institution. Here, the image data generated by reading the transfer request form with a scanner is used.

The transfer destination data 115 includes data regarding the financial institution name, branch name, subject number, account number, and recipient Kana name for specifying the transfer destination. For this item number, "1" is used for a savings account, "2" is used for a checking account, and "3" is used for a savings account. In these data areas, data (OCR recognition data) obtained by text-converting the information regarding the transfer destination described in the transfer request form by OCR is recorded.

The requester data 116 is data for identifying the transfer requester and includes data relating to the customer number, telephone number, and client name of the transfer requester. These data are data (OCR recognition data) obtained by OCR text-converting the information about the client described in the transfer request form. If you do not enter your customer number in the transfer request form and it is blank, it will be blank data.

The regional center system 20 is a computer system of a regional center that manages data necessary for executing a transfer request from a customer accepted at a sales office. Specifically, the data on the transfer request is received from the sales office system 10 via the network N, and the person in charge of the regional center provides the sales office system 10 with the data necessary for the transfer processing confirmed.

The regional center system 20 includes a management computer 21 as shown in FIG. The management computer 21 sends and receives data to and from the sales office system 10. Furthermore, the management computer 21
Control means (CPU), storage means (RAM, R, not shown)
OM, hard disk, etc.), a computer having communication means such as a modem, etc., and has a function as means for performing processing of data, control of data transmission / reception, etc., which will be described later, by executing various programs.

Further, a person-in-charge terminal 25 is connected to the management computer 21. This person-in-charge terminal 25 is a terminal for the person in charge of the regional center to confirm the data regarding the transfer request. The person-in-charge terminal 25 is a computer terminal having control means (CPU), storage means (RAM, ROM, hard disk, etc.), input means such as a keyboard and mouse, output means such as a display, etc., which are not shown.

Further, in the management computer 21, a processing data storage unit 22 as a processing data storage unit, a recipient data storage unit 23 as a recipient data storage unit, and a client data storage unit as a client data storage unit. 24
Are connected to each other.

As shown in FIG. 3, the processing data storage unit 22 stores processing data 220 for confirming the transfer request content. This processed data 220 is
It is recorded when data for performing confirmation processing is received from the sales office system 10. In the present embodiment, in the processing data 220, for each reception number data 221, the reception store number data 222 as the reception location identifier, the transfer request form image data 223, the transfer destination data 224, and the client data 225.
Are recorded in association with each other. The receipt number data 221 is data regarding a number for identifying a transfer request. The reception store number data 222 is data regarding a store number for identifying a business store that has received a request from a customer.

The transfer request image data 223 records data relating to the image of the transfer request submitted by the customer to the window of the financial institution. In this embodiment, the sales office system 10
Then, the image data generated by reading the transfer request form with a scanner is used.

The transfer destination data 224 includes data on the transfer destination financial institution name, branch name, subject, account number, and recipient Kana name. These data are data (OCR recognition data) obtained by text-converting the information regarding the transfer destination described in the transfer request form by OCR in the sales office system 10.

The client data 225 includes data relating to the customer number, telephone number, and client name of the transfer requester, Kana. These data are stored in the sales office system 10,
It is data (OCR recognition data) obtained by text-converting the information about the client described in the transfer request form by OCR.

In the recipient data storage section 23, as shown in FIG. 4, recipient data 230 regarding the recipient is recorded. The recipient data 230 is recorded when there is a record of a transfer request for the recipient. In this embodiment, in the payee data 230, data relating to the financial institution name, branch name, subject number, account number, payee name Kana, new registration date, and final registration date are recorded in association with each other. In the recipient kana name data area, data in which the recipient name is written in kana is recorded. Data for specifying the date on which the recipient data was recorded is recorded in the new registration date data area. In the last use date data area, data for specifying the date when the transfer was last made to the recipient is recorded.

As shown in FIG. 5, the client data storage section 24 stores client data 240 regarding the client. This client data 240 is recorded when there is a record of a transfer request for the client. In the present embodiment, the client data 240 includes a reception store number, a customer number,
Data regarding the telephone number, the client name of Kana, the new registration date, and the final registration date are recorded in association with each other. The customer number is a number assigned in advance by the financial institution to identify the customer. In this client kana name data area, data in which the client name is written in kana is recorded.
In the new registration date data area, data for specifying the date when this client data was recorded is recorded. In the last use date data area, data for specifying the date when the transfer was last made to this client is recorded.

Next, the procedure relating to the transfer request processing in the system configured as described above will be described with reference to FIGS. First, the transfer requester goes to a sales office of a financial institution to make a transfer request. This transfer request is made by submitting the transfer request form 400 shown in FIG. 9 to the window of the sales office. This transfer request form 400 is for specifying the transfer destination (financial institution name, branch name, course number, account number, recipient name), transfer amount, client (client name, customer number, telephone number). Information is filled in. Here, it is assumed that “Hiroshi B Mura” transfers money to the deposit account of “A Hanako Yama”. The person in charge of the window who receives this transfer request form 400 first inputs the transfer amount using the sales office system 10. In this case, the branch system 1
0 gives a receipt number to this transfer request and records it in the transfer request data storage unit 11 (S1-1).

Next, the transfer request form 400 is read as an image image by using a scanner (S1-
2). This image image is recorded in the transfer request data storage unit 11 as image data.

Then, this image is subjected to text conversion using OCR software (S1-3). This text conversion is performed for each item of financial institution name, branch name, course number, account number, recipient Kana name, client Kana name, customer number and telephone number, which are described in the transfer request form 400. Then, the data converted into text is recorded in the transfer request data storage unit 11 as OCR recognition data for each item.

Next, the sales office system 10 transmits the data recorded in the transfer request data storage unit 11 to the regional center system 20 (S1-4). The management computer 21 that has received this data records the received data in the processed data storage unit 22 (S1-5).

Next, the processing when the person in charge of the regional center makes a confirmation will be described. This processing is performed by the person in charge of the regional center using the person in charge terminal 25. First, when the person in charge of the regional center activates the confirmation processing program, the display screen 500 shown in FIG. 10 is output to the display of the person in charge terminal 25. The display screen 500 includes a reception number input field 501 and a financial institution name image display field 51.
1, branch name image display column 512, subject image display column 513,
Account number image display column 514, recipient Kana name image display column 515, recipient name image display column 516, customer number image display column 517, telephone number image display column 518, client Kana name image display column 519, and client name image A display field 520 is included.

Further, on the display screen 500, the financial institution name candidate display column 521, the branch name candidate display column 522, the subject candidate display column 523, the account number candidate display column 524, the recipient Kana name candidate display column 525, the customer number. Candidate display field 527,
A telephone number candidate display column 528 and a client Kana name candidate display column 529 are included. Further, on the display screen 500,
A recipient data status display field 502, a client data status display field 503, and a completion button 504 are output.

First, the person in charge of the regional center inputs the reception number for performing confirmation processing on the terminal 25 for the reception person in the reception number input field 5
Enter 01. In this case, the output image display field (5
11 to 520), an image image obtained by dividing the transfer request document image recorded in the processed data storage unit 22 into items is output. In the candidate display fields (521 to 529),
Candidates for each item are output based on display processing described below.

First, the management computer 21 divides the recipient and the requester and performs the candidate display processing individually (S).
1-6). This display processing includes the recipient display processing shown in FIG. 7 and the client display processing shown in FIG.

First, the recipient display processing will be described with reference to FIG. The management computer 21 includes the processing data storage unit 2
Corresponding candidates are extracted based on the data recorded in 2 (S2-1). In the present embodiment, "subject number" and "account number" are used as the recipient's predetermined search items. Therefore, the "subject number" recorded in the processed data storage unit 22,
Based on the "account number" data, it is checked whether or not the recipient data 230 of the same combination is recorded in the recipient data storage unit 23.

If there is no same combination (“NO” in step (S2-2)), the management computer 21 causes the candidate display column (521) of the display screen 500 output to the display of the person in charge 25. ~ 525)
The OCR recognition data recorded in the processed data storage unit 22 is displayed (S2-3). Furthermore, the management computer 21 displays the recipient data status display field 502 of the display screen 500 output to the display of the person in charge 25.
Then, a status display of "no recipient data" is displayed (S2-4).

On the other hand, when the same combination for the predetermined search item exists in the recipient data storage section 23 (in the case of "yes" in step (S2-2)), the corresponding candidates for the combination are displayed ( S2-5). In this case, the management computer 21 outputs the recipient data 230 recorded in the recipient data storage unit 23 to the candidate display fields (521 to 525) of the display screen 500 output to the display of the person in charge 25. .

Next, regarding items other than the predetermined search items,
The OCR recognition data is compared with the corresponding candidate (S2-
6). In this embodiment, “financial institution name” is used as an item other than the predetermined search item. Therefore, regarding the “financial institution name”, the match between the relevant candidate and the OCR recognition data is confirmed. Here, also for the "financial institution name", when the OCR recognition data and the corresponding candidate match (step (S2-
In the case of “match” in 7)), the management computer 21 causes the recipient data status display field 502 on the display screen 500 output to the display of the person in charge 25.
Displays the status "Recipient data available" on (S
2-8). On the other hand, for items other than the predetermined search item (here, “financial institution name”), if the OCR recognition data and the corresponding candidate do not match (in the case of “mismatch” in step (S2-7)), the recipient data In the status display field 502, the status "Partially match recipient data" is displayed. (S2-9).

Next, the management computer 21 performs a display process regarding the client. This client display processing will be described with reference to FIG. First, the management computer 21
Corresponding candidates are extracted based on the data recorded in the processed data storage unit 22 (S3-1). In the present embodiment, as the predetermined search items for the client, "reception shop number" and "customer number" when there is "customer number", and "reception shop number" and "phone number" when there is no "customer number" To use. Therefore, the "reception shop number" recorded in the processing data storage unit 22,
"Customer number" (or "reception shop number", "phone number")
Based on the data regarding the above, it is checked whether or not the client data 240 regarding the same combination is recorded in the client data storage unit 24.

If there is no same combination (“NO” in step (S3-2)), the management computer 21 displays the candidate display field (527) of the display screen 500 output to the display of the person in charge 25. ~ 529)
The OCR recognition data recorded in the processed data storage unit 22 is displayed (S3-3). Further, the management computer 21 displays the client data status display field 503 on the display screen 500 output to the display of the person in charge 25.
Then, the status display of "no client data" is displayed (S3-4).

On the other hand, when the same combination for the predetermined search item exists in the client data storage section 24 (“YES” in step (S3-2)), the corresponding candidates for that combination are displayed ( S3-5). In this case, the management computer 21 outputs the client data 240 recorded in the client data storage unit 24 to the candidate display fields (527 to 529) of the display screen 500 output to the display of the person in charge 25. .

Then, in the client data status display field 503 of the display screen 500 output to the display of the person in charge 25, the status of "client data available" is displayed (S3-6).

As a result of the above display processing, the display screen 600 shown in FIG. 11 is output to the display of the person-in-charge terminal 25. Here, regarding the recipient, since the predetermined search items match, the corresponding candidates are displayed. But,
Since the “financial institution name” does not match, the recipient data status display field 502 displays a status of “partially match recipient data”. Also, regarding the client, the "customer number" is blank, but since the "reception shop number" and "telephone number" that are the predetermined search items match, the corresponding candidate is displayed. Then, in the client data status display field 503, the status of “client data exists” is displayed.

Next, when the person in charge of the regional center makes a correction (in the case of "Yes" in step (S1-7)), the management computer 21 records the corrected data in the processed data storage unit 22. (S1-8). In the present embodiment, the person in charge of the regional center displays the financial institution name candidate display field 5
Modify 21 and record the data.

When the confirmation is completed, the completion button 504 on the display screen 600 is clicked. In this case, the management computer 21 executes the confirmation process (S1-9). Here, the recipient data storage unit 23 or the client data storage unit 2
When the confirmation process is performed based on the data recorded in 4, the management computer 21 records the “last used date” in each data. When the confirmation process is performed based on the data that is not recorded in the recipient data storage unit 23 or the client data storage unit 24, the management computer 21 determines the recipient data 230 or the requester regarding the recipient or the requester. The data 240 is generated, and the "new registration date" and "last use date" are recorded.

Next, the management computer 21 transmits the confirmed processing data 220 to the sales office system 10 via the network N (S1-10). The sales office system 10 transfers the received data to the transfer request data storage unit 11
Is recorded (S1-11). Then, the transfer process is executed based on the transfer destination data, the payee data, and the money amount data (S1-12). With the above, the transfer process is completed.

As described above, according to this embodiment, the following effects can be obtained. In the above embodiment, the recipient data storage unit 23 has
Recipient data 230 for the recipient is recorded. For this reason, the relevant candidates can be displayed for the recipients who have the transfer record in the past. Therefore, it is possible to easily confirm the transfer request.

In the above embodiment, the client data storage section 24 stores client data 240 regarding the client. Therefore, with respect to the client who has the transfer record in the past, the corresponding candidate can be displayed. Therefore, it is possible to easily confirm the transfer request.

In the above embodiment, the recipient data 230 regarding the recipient is stored in the recipient data storage unit 23, and the client data 240 regarding the client is stored in the client data storage unit 24.
It is recorded separately. Therefore, even in the case of various combinations of clients and recipients, if there is a transfer record in the past, it is possible to easily confirm the transfer request.

In the above embodiment, the regional center system 20 is provided with the recipient data storage unit 23 and the client data storage unit 24. Therefore, it is possible to efficiently perform the transfer request confirmation work even when the branch office that has made the transfer request is different. In addition, since the client often uses a business office close to his / her own address, the data can be efficiently used unlike the case where the data common to all the business offices are used.

In the above-described embodiment, the data recorded in the transfer request data storage unit 11 is transmitted to the regional center system 20 regarding the transfer request received at the sales office counter.
Then, the confirmation work of the contents of the transfer request is performed at the regional center. Therefore, at the sales office, handwritten transfer request form 4
00, the convenience of the customer can be improved, and the labor-intensive confirmation work can be collectively performed at the regional center.

In the above embodiment, when the confirmation processing program is activated, the display screen 500 is output to the display of the person-in-charge terminal 25. This display screen 500
Includes an image display column (511 to 519) and a candidate display column (521 to 529). Therefore, the person in charge of the regional center can easily perform the confirmation work while comparing the two.

In the above embodiment, regarding the recipient,
Based on the “subject number” and the “account number” as the predetermined search items recorded in the processed data storage unit 22, it is checked whether the recipient data 230 regarding the same combination is recorded in the recipient data storage unit 23. . Since the “subject number” and “account number” are numbers, the OCR recognition rate is high, and the corresponding candidates can be efficiently extracted.

In the above embodiment, regarding the client,
Based on the "reception shop number" and the "customer number" as the predetermined search items recorded in the processed data storage unit 22, it is checked whether the client data 240 regarding the same combination is recorded in the client data storage unit 24. . Since the "reception shop number" and the "customer number" are numbers, the OCR recognition rate is high, and the corresponding candidates can be efficiently extracted. In particular, since the client often makes a transfer request using the same sales office, the corresponding candidate can be efficiently extracted.

In the above embodiment, step (S2-
If “No” in 2), the management computer 21
Displays the OCR recognition data recorded in the processing data storage unit 22 in the candidate display fields (521 to 525) of the display screen 500 output to the display of the person in charge 25. Further, in the case of “none” in step (S3-2), the management computer 21 causes the candidate display field (5 of the display screen 500 output to the display of the person-in-charge terminal 25 (5).
27 to 529), the OCR recognition data recorded in the processed data storage unit 22 is displayed. Therefore, even if the recipient data 230 or the client data storage section 24 does not have the recipient data 230 or the client data 240, the confirmation work can be efficiently performed.

In the above embodiment, regarding the recipient,
When the OCR recognition data and the corresponding candidate do not match for items other than the predetermined search item, the message “partially match recipient data” is output to the recipient data status display field 502 on the display screen 500. . Therefore, it is possible to easily grasp the situation of the output candidates.

In the above embodiment, the OCR recognition data is collated with the corresponding candidate for items other than the predetermined search item. Then, when the OCR recognition data and the corresponding candidate match, the management computer 21 causes the recipient data status display column 502 and the client data status display column 503 of the display screen 500 output to the display of the person in charge 25. The status of "with recipient data" or "with client data" is displayed on. Therefore, when the recipient or the client is likely, the fact can be easily grasped. Therefore, the efficiency of the confirmation work of the person in charge can be increased.

In the above embodiment, when the confirmation process is performed based on the data that is not recorded in the recipient data storage unit 23 or the client data storage unit 24, the management computer 21 determines that the recipient or the client. The recipient data 230 or the client data 240 is generated, and the “new registration date” and the “last use date” are recorded. Therefore, it is possible to surely accumulate the data regarding the new recipient and the client in the regional center.

In the above embodiment, this transfer request form 4
The person in charge of the window who has received 00 is first in the branch system 1
Enter the transfer amount using 0. This amount is necessary at the time of transfer processing, but does not affect the identification of the recipient and the client. Therefore, the transfer amount can be fixed at an early stage.

The above embodiment may be modified into the following modes. -In the said embodiment, the reception store number is used as a reception place identifier. Instead of this, a code for identifying the reception area may be used. This code is associated with a nearby reception store number. As a result, the transfer requester may use a branch office of a nearby financial institution, so that candidates can be extracted more accurately.

In the above embodiment, regarding the client,
Based on the "reception shop number" and the "customer number" as the predetermined search items recorded in the processed data storage unit 22, it is checked whether the client data 240 regarding the same combination is recorded in the client data storage unit 24. . In addition to this, you may search including the reception store number near the reception store. As a result, the transfer requester may use a branch office of a nearby financial institution, so that candidates can be extracted more accurately.

In the above-described embodiment, the management computer 21 collates the OCR recognition data with the relevant candidate for the extraction status of the relevant candidate based on the data recorded in the processing data storage unit 22 and the items other than the predetermined search item. Based on the result, the status is displayed in the recipient data status display field 502 and the client data status display field 503. Instead of this, the display color of the candidate display fields (521 to 529) may be changed or the reversed display may be performed for the collated item.

In the above embodiment, when the person in charge of the regional center makes a correction, the management computer 21 records the corrected data in the processing data storage unit 22. In addition to this, the display may be changed based on the corrected data. In this case, the processing procedure shown in FIG. 12 is used.

First, when there is a correction, the management computer 21 records the corrected data in the processing data storage unit 22 (S4-1). Next, the management computer 21
On the basis of the corrected data, again extracts candidates for uncorrected items using the recipient data storage unit 23 or the client data storage unit 24 (S4-2).

When a new candidate is extracted as a result of the correction ("Yes" in step (S4-3)), the management computer 21 outputs the candidate as a corresponding candidate on the display screen 600 (S4-). 4). When a new candidate is not extracted ("No"), the current display is maintained.
As a result, by correcting some items, it is possible to display accurate candidates for other items. Therefore, the person in charge can perform the confirmation work more efficiently.

In the above embodiment, the sales office system 1
Using 0, the image of the transfer request form 400 is converted into text. Instead of this, the regional center system 20
Text conversion may be performed in. In this case, the management computer 21 is provided with the OCR function. And
The sales office system 10 transmits the image data to the regional center system 20. As a result, it is not necessary to record the OCR recognition data in the sales office system 10, and the data capacity can be reduced.

In the above embodiment, the “subject number” as the predetermined search item recorded in the processed data storage unit 22,
Based on the “account number”, it is checked whether or not the recipient data 230 regarding the same combination is recorded in the recipient data storage unit 23. Instead of this, "account number"
Only or other combinations may be used. Further, the predetermined search item does not have to be fixed, and may be changed depending on the case. For example, when the financial institution code is described in the transfer request form 400 instead of the financial institution name, the code may be used as the predetermined search item. That is, the management computer 21 recognizes the item including the alphanumeric character as the predetermined search item when the alphanumeric character is described. As a result, since alphanumeric characters have a high OCR recognition rate, text conversion can be performed accurately and efficiently.

In the above embodiment, when the person in charge of the regional center makes a confirmation, the confirmation processing program of the person in charge terminal 25 is activated. And the person in charge of the regional center
The reception number for which confirmation processing is performed is input in the reception number input field 501. Instead, when the confirmation processing program is started, the management computer 21 causes the processing data storage unit 2 to
The data relating to the transfer request requiring confirmation recorded in 2 may be extracted and output to the person-in-charge terminal 25. Then, when the completion button 504 on the display screen 600 is clicked, the management computer 21 executes the confirmation process, and at the same time stores the data relating to the next transfer request in the process data storage unit 2.
2 and outputs to the person-in-charge terminal 25. Thereby, the person in charge can perform the confirmation work more efficiently.

In the above-described embodiment, if the “customer number” is the predetermined search item for the client, the “reception shop number” and the “customer number” are used. If there is no “customer number”, the “reception shop number” is used. Use "phone number". Instead of this,
In the client display process as well, similar to the recipient display process, the OCR recognition data and the corresponding candidate may be collated for items other than the predetermined search item. This client display processing will be described with reference to FIG.

First, the management computer 21 extracts relevant candidates based on the data recorded in the processed data storage unit 22 (S5-1). In the present embodiment, "reception shop number" and "customer number" are used as the predetermined search items of the client. Therefore, based on the “reception shop number” and “customer number” data recorded in the processed data storage unit 22, it is checked whether or not the client data 240 regarding the same combination is recorded in the client data storage unit 24.

When there is no same combination (“No” in step (S5-2)), the management computer 21 causes the candidate display field (527) of the display screen 500 output to the display of the person in charge 25. ~ 529)
The OCR recognition data recorded in the processed data storage unit 22 is displayed (S5-3). Further, the management computer 21 displays the client data status display field 503 on the display screen 500 output to the display of the person in charge 25.
Then, the status is displayed as "no client data" (S5-4).

On the other hand, when the same combination for the predetermined search item exists in the client data storage section 24 (“YES” in step (S5-2)), the corresponding candidates for that combination are displayed ( S5-5). In this case, the management computer 21 outputs the client data 240 recorded in the client data storage unit 24 to the candidate display fields (527 to 529) of the display screen 500 output to the display of the person in charge 25. .

Next, regarding items other than the predetermined search items,
The OCR recognition data is compared with the corresponding candidate (S5-
6). In the present embodiment, “phone number” is used as an item other than the predetermined search item. Therefore, regarding the "telephone number", it is confirmed that the corresponding candidate matches the OCR recognition data. Here, also for the "telephone number", if the OCR recognition data and the corresponding candidate match (step (S5-7)).
In the case of "match"), "there is client data" is status-displayed in the client data status display field 503 of the display screen 500 output to the display of the person in charge 25 (S5-8). On the other hand, if they do not match (in the case of “mismatch” in step (S5-7)), “client data partial match” is displayed in the client data status display field 503. (S5-
9). Therefore, if there is a transfer record in the past, it is possible to easily confirm the transfer request.

In the above embodiment, the sales office system 1
0 and the regional center system 20 are used for the processing, but this processing may be performed by using one program. In this case, the management computer 21 executes the transfer process.

[0097]

As described in detail above, according to the present invention,
The transfer process based on the transfer request form can be efficiently performed.

[Brief description of drawings]

FIG. 1 is a system schematic diagram of an embodiment of the present invention.

FIG. 2 is an explanatory diagram of data recorded in a transfer request data storage unit.

FIG. 3 is an explanatory diagram of data recorded in a processed data storage unit.

FIG. 4 is an explanatory diagram of data recorded in a recipient data storage unit.

FIG. 5 is an explanatory diagram of data recorded in a client data storage unit.

FIG. 6 is an explanatory diagram of a processing procedure according to the embodiment of this invention.

FIG. 7 is an explanatory diagram of a processing procedure according to the embodiment of the present invention.

FIG. 8 is an explanatory diagram of a processing procedure according to the embodiment of this invention.

FIG. 9 is an explanatory diagram of a transfer request form.

FIG. 10 is an explanatory diagram of a display screen according to the embodiment of this invention.

FIG. 11 is an explanatory diagram of a display screen according to the embodiment of this invention.

FIG. 12 is an explanatory diagram of a processing procedure of another embodiment.

FIG. 13 is an explanatory diagram of a processing procedure of another embodiment.

[Explanation of symbols]

10 ... Branch office system, 11 ... Transfer request data storage unit as transfer request data storage unit, 20 ... Regional center system, 21 ... Management computer, 22 ... Process data storage unit as process data storage unit, 23 ... Recipient data Recipient data storage section as storage means, 24 ... Client data storage section as client data storage means.

Claims (18)

[Claims] 1. A client data storage means for recording data regarding a requester of a transfer request, a recipient data storage means for recording data about a recipient of a transfer request, image data of a transfer request form, and this transfer request. Transfer processing for transferring a transfer request using a transfer processing system having a processing data storage unit for recording the recognition data obtained by the recognition conversion for each item of the document in association with each other and a management computer for controlling each storage unit. A method, wherein the management computer searches for a candidate using the client data storage means based on the recognition data for a predetermined search item for a client, and the recognition for a predetermined search item for a recipient. Based on the data, search the corresponding candidate using the recipient data storage means, if the corresponding candidate is extracted, A transfer process characterized by displaying the image data and the corresponding candidate to prompt confirmation, and when the confirmation is completed, performing a process for executing a transfer request based on the confirmed data. Method. 2. The transfer processing method according to claim 1, wherein the predetermined search item regarding the client includes a reception place identifier regarding a reception store of the financial institution that has made the transfer request. 3. The transfer processing method according to claim 1, wherein the predetermined search item regarding the payee includes a deposit account number of the financial institution that has made the transfer request. 4. If the corresponding candidate cannot be extracted,
The transfer processing method according to claim 1, wherein the recognition data is displayed to prompt confirmation. 5. When the management computer is confirmed based on the client's recognition data, the confirmed data is recorded in the client data storage means, and based on the recipient's recognition data. If confirmed, the confirmed data is recorded in the recipient data storage means, and the transfer processing method according to any one of claims 1 to 4. 6. The management computer, when the recognition data of the client is modified, records the modified data in a client data storage means, and when the recognition data of the recipient is modified. 6. The transfer processing method according to claim 1, wherein the modified data is recorded in the recipient data storage means. 7. The management computer, in the search of at least one of the relevant candidate regarding the client or the recipient, when the relevant candidate is extracted, other than the predetermined search item. Regarding the item, the matching candidate and the recognition data are collated, and when the matching candidate and the recognition data match,
2. A message to that effect is displayed to prompt confirmation.
The transfer processing method according to claim 1. 8. The management computer, when the recognition data of the client is modified, searches the client data storage means based on the modified data, extracts a candidate, 8. When the recipient's recognition data is modified, the recipient data storage means is searched based on the modified data, and the corresponding candidate is extracted. The transfer processing method according to item 1. 9. When the transfer request is received from the transfer requester, the transfer request data storage means records the amount data regarding the transfer amount, and the confirmed requester and recipient data and the amount data. The transfer processing method according to claim 1, wherein the transfer processing is executed based on the following. 10. A client data storage unit that records data related to a transfer request client, a recipient data storage unit that records data related to a transfer request recipient, image data of a transfer request form, and this transfer request. Transfer processing for performing transfer request processing by using a transfer processing system having a processing data storage unit for recording recognition data obtained by recognition and conversion for each item of a book and recording the data, and a management computer for controlling each storage unit. A program for causing the management computer to search for a candidate using the client data storage means based on the recognition data for a predetermined search item for a client, and a predetermined search item for a recipient. A means for searching for a candidate using the recipient data storage means based on the recognition data; Is extracted, means for displaying the image data and the corresponding candidate to prompt confirmation, and when the confirmation is completed, for executing a transfer request based on the confirmed data. A transfer processing program that functions as a means for performing processing. 11. The transfer processing program according to claim 10, wherein the predetermined search item related to the client includes a reception place identifier related to the reception store of the financial institution that has made the transfer request. 12. The transfer processing program according to claim 10, wherein the predetermined search item regarding the payee includes a deposit account number of the financial institution that has made the transfer request. 13. The transfer processing program according to claim 10, wherein when the corresponding candidate cannot be extracted, recognition data is displayed to prompt confirmation. 14. When the management computer is confirmed based on the client's recognition data, the confirmed data is recorded in a client data storage means, and based on the recipient's recognition data. When it is confirmed, it functions as a means for recording the confirmed data in the recipient data storage means.
The transfer processing program according to any one of 0 to 13. 15. The management computer, when the client's recognition data is modified, records the modified data in a client data storage means, and when the recipient's recognition data is modified. 15. The transfer processing program according to any one of claims 10 to 14, characterized by causing the modified data to function as a means for recording the modified data in a recipient data storage means. 16. The management computer is configured to perform a search for at least one of a candidate for a client and a candidate for a recipient, and when the candidate is extracted, other than the predetermined search item. Regarding the item, the matching candidate and the recognition data are collated, and when the matching candidate and the recognition data match,
The transfer processing program according to any one of claims 10 to 15, characterized in that the function is displayed as a means for displaying the fact and prompting confirmation. 17. The management computer, when the recognition data of the client is modified, searches the client data storage unit based on the modified data, extracts a corresponding candidate, and 11. When the recipient's recognition data is modified, the recipient data storage means is searched based on the modified data to function as a means for extracting the relevant candidate. 16. The transfer processing program according to any one of 16. 18. When the transfer request form is received from the transfer requester, the transfer request data storage means records the amount data relating to the transfer amount, and the confirmed requester and payee data and the amount data. The transfer processing program according to any one of claims 10 to 17, characterized in that the transfer processing program functions as means for executing a transfer processing based on