JP2002175420A - Information providing module, information providing system, information providing method, and information providing agent program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an information providing module, method, system, and program capable of providing information matched with the needs of a user in a good timing with respect to various financial information fluctuating all the time. SOLUTION: A management server 21 receives a notification condition desired by a user, and instructs an agent server 22 on the generation of an agent 220. The agent server 22 generates an agent with the internal notification condition as attribute information for each user. Each agent 220 accesses a financial information storing part 24 on its unique cycle based on the internal attribute information, and extracts necessary information. When the notification condition is matched, the information is presented to the user. Thus, it is possible for the user to freely execute the new setting and setting change of the notification condition.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to information provision using a computer, and more particularly to a module, a system, a method, and a program for providing constantly changing information according to various needs of a user.

[0002]

2. Description of the Related Art Today, a large amount of information is distributed, and in particular, financial information such as exchange rates and market prices of various financial products is of many types and constantly fluctuates. In addition, it may be affected by sudden occurrences such as economic news. A user (customer) may use such financial information to make an investment or sell an asset. Therefore, it is important for financial institutions to extract financial information that meets the needs of the user from these financial information and provide the information at a timing convenient for the user. For example, the user may be “if the US dollar exchange rate exceeds 110 yen” or “if the euro exchange rate falls below 90 yen”
You may want to be notified. For this reason, a financial institution conventionally uses a financial information providing system in order to provide financial information to a user. In this financial information providing system, notification conditions are listed and registered for information desired by each user. Then, the financial information providing system accesses the financial information database at a predetermined cycle, and extracts all the information desired by each user (exchange rate of US dollar or euro). Further, each registered notification condition is collated with the extracted information. If it is determined that there is information that matches the notification condition set by the user, the financial information is provided to the user.
As described above, by using the financial information providing system, it is possible to provide financial information according to the needs of the user.

[0003]

However, in the financial information providing system as described above, in order to determine whether or not each financial information satisfies a notification condition set by a user, a single determination algorithm is used. Software). Therefore, when the user sets a new notification condition, it is necessary to add a notification condition or change the determination algorithm. In this case, it is necessary to add a notification condition or change a determination algorithm during a time period when the financial information providing system is not operating or when the financial information providing system is stopped. Therefore, there is a possibility that information cannot be provided to other users during this time. Further, in the above system, the cycle for accessing the financial information database is often determined uniformly by the system at a predetermined cycle. Therefore, it has been difficult to set a different cycle according to each user or notification condition.

SUMMARY OF THE INVENTION The present invention has been made to solve the above-mentioned problem, and an object of the present invention is to provide a variety of information that constantly changes and provide information that meets the needs of a user with good timing. An object of the present invention is to provide an information providing module, an information providing system, an information providing method, and an information providing program.

[0005]

In order to solve the above-mentioned problems, an invention according to claim 1 is an information providing module for providing information to a user, wherein an information access period set in advance is set. An access means for accessing the information storage means based on the information access cycle, and an information item preset by the user as an attribute for extracting information from the information storage means based on the information item Means, an information provision condition set in advance by the user as an attribute, a collation means for collating the information provision condition with the extracted information, and judging whether or not the condition is satisfied, and wherein the information satisfies the condition. In this case, the gist of the invention is to include a notifying unit for notifying the user.

According to a second aspect of the present invention, in the information providing module according to the first aspect, the information access cycle is a cycle set by the user. The invention according to claim 3 is the information providing module according to claim 1 or 2, wherein the determination unit further includes an individual information storage unit that records the information extracted by the extraction unit, and the determination unit The gist of the invention is that the determination is made based on the information recorded in the individual information storage means.

According to a fourth aspect of the present invention, in the information providing module according to any one of the first to third aspects, the notifying means calculates a waiting time from a notification time based on the information access cycle. If the user does not receive the confirmation of the notification of the notification within the waiting time, the notification is transmitted again.

According to a fifth aspect of the present invention, in the information providing module according to any one of the first to fourth aspects, the extracting means includes: Calculate the retroactive period,
The gist of the present invention is to extract the information of the retroactive period and to execute the judgment based on the extracted information.

According to a sixth aspect of the present invention, in the information providing module according to any one of the first to fifth aspects, the information providing module sets an information access cycle based on the information extracted by the extracting means. The invention further comprises an access cycle calculating means for calculating, wherein the access means accesses the information storage means based on the calculated information access cycle.

According to a seventh aspect of the present invention, in the information providing module according to the sixth aspect, the access cycle calculating means sets the information access cycle when the degree of change of the information extracted by the extracting means is large. The gist is to shorten it.

According to an eighth aspect of the present invention, in the information providing module according to any one of the first to seventh aspects, the information providing module accesses information based on information obtained from outside the information providing module. The present invention further comprises an access cycle calculating means for calculating a cycle, wherein the access means accesses the information storage means based on the calculated information access cycle.

According to a ninth aspect of the present invention, in the information providing module according to the eighth aspect, the information providing module communicates with another information providing module based on an attribute of the information providing module. And that the information obtained from outside the information providing module is information received from the other information providing module by the talking means.

According to a tenth aspect of the present invention, there is provided an information providing system in which a plurality of information providing modules are stored for providing information to a user, wherein the information providing module has a predetermined information access period as an attribute. Access means for accessing the information storage means based on the information access cycle, and extraction means for having information items preset by the user as attributes and extracting information from the information storage means based on the information items A determination unit that has an information provision condition set in advance by the user as an attribute, compares the information provision condition with the extracted information, and determines whether the condition is satisfied; and when the information satisfies the condition. The present invention has a notifying means for notifying the user.

According to an eleventh aspect of the present invention, in the information providing system according to the tenth aspect, the information access cycle is a cycle set by the user. According to a twelfth aspect of the present invention, in the information providing system according to the tenth or eleventh aspect, the information providing module is set for each user.

According to a thirteenth aspect of the present invention, in the information providing system according to the tenth or eleventh aspect, the information providing module is set for each information providing condition.

The invention according to claim 14 is the invention according to claim 10
13. The information providing system according to claim 13, wherein the information providing system further includes means for deleting the information providing module when the information providing module notifies the user. And

According to a fifteenth aspect of the present invention, there is provided an information providing method for providing information to a user using a computer, the method including receiving notification condition data including information items and information providing conditions from the user. Generating an access means for accessing the information storage means based on the information access cycle based on the information access cycle; and providing the information storage means based on the information item based on the information item. Generating extraction means for extracting information from, having the information provision condition as an attribute,
A step of generating a determination unit for comparing the information provision condition with the extracted information and determining whether the condition is satisfied; and generating a notification unit for notifying the user when the information satisfies the condition. And said access means,
Generating an information providing module by combining the extracting means, the determining means, and the notifying means.

[0018] According to a sixteenth aspect of the present invention, in the information providing method of the fifteenth aspect, the notification condition data further includes data on an information access cycle.

According to a seventeenth aspect of the present invention, in the information providing method according to the fifteenth or sixteenth aspect, the generation of the information providing module is performed for each user.

[0020] According to an eighteenth aspect of the present invention, in the information providing method according to the fifteenth or sixteenth aspect, the generation of the information providing module is performed for each information providing condition.

According to a nineteenth aspect of the present invention, there is provided an information providing method for providing information to a user using a computer, wherein an information providing cycle, an information item, and an information providing condition set in advance are provided by an information providing module. Recording, the information providing module accesses information storage means based on the information access cycle, and the information providing module extracts information from the information storage means based on the information item, The information providing module, based on the information providing condition, determines whether the extracted information and the information providing condition are satisfied, and, if the information satisfies the condition, notifies the user of the information providing module. Is the gist.

According to a twentieth aspect of the present invention, in the information providing method according to the nineteenth aspect, when the information providing module notifies the user, the information providing module sets the information providing module to the user. The gist of the present invention is to further include a step of deleting.

According to a twenty-first aspect of the present invention, a computer for providing information to a user has an information access period as an attribute, and has access to an information storage unit based on the information access period. The information providing apparatus has an information item preset by the user as an attribute, an extracting unit for extracting information from the information storage unit based on the information item, and an information providing condition preset by the user as an attribute. The gist of the present invention is to include a determination unit that collates a condition with the extracted information to determine whether the condition is satisfied, and a notification unit that notifies the user when the information satisfies the condition.

According to a twenty-second aspect of the present invention, in the information providing agent program of the twenty-first aspect, the information access cycle is a cycle set by the user.

According to a twenty-third aspect of the present invention, in the information providing agent program according to the twenty-first or twenty-second aspect, the determining means further includes an individual information storing means for recording the information extracted by the extracting means. The gist is that the determination means makes a determination based on information recorded in the individual information storage means.

The invention according to claim 24 is the invention according to claims 21 to
23. The information providing agent program according to any one of 23, wherein the notifying means calculates a waiting time from a notification time based on the information access cycle, and receives a viewing confirmation of the notification to the user within the waiting time. If not, the gist is to send the notification again.

The twenty-fifth aspect of the present invention provides the twenty-first to twenty-first aspects.
24. The information providing agent program according to any one of the items 24 to 24, wherein the extracting means includes:
The gist is to calculate a retroactive period, extract information on the retroactive period, and execute the determination based on the extracted information.

The invention according to claim 26 is the invention according to claims 21 to 21.
26. The information providing agent program according to claim 25, wherein the information providing module further includes an access cycle calculating unit that calculates an information access cycle based on the information extracted by the extracting unit. The gist of the invention is to access the information storage means based on the calculated information access cycle.

According to a twenty-seventh aspect of the present invention, in the information providing agent program according to the twenty-sixth aspect, the access cycle calculating means is configured to execute the information access cycle when the degree of change of the information extracted by the extracting means is large. Is to be shortened.

According to the twenty-eighth aspect of the present invention,
27. The information providing agent program according to claim 27, wherein the information providing module further comprises an access cycle calculating means for calculating an information access cycle based on information acquired from outside the information providing module, The means is to access the information storage means based on the calculated information access cycle.

According to a twenty-ninth aspect of the present invention, in the information providing agent program according to the twenty-eighth aspect, the information providing agent program communicates with another information providing module based on an attribute of the information providing module. The information processing apparatus further includes a conversation unit for performing, and the information obtained from outside the information providing module is information from another information providing module received by the conversation unit.

(Operation) According to the invention described in claim 1 or 21, the information providing module includes information providing items and information providing conditions set by each user as attributes. Therefore, each information providing module can operate independently without being affected even when adding, changing or deleting another information providing module.

According to the invention described in claim 2 or 22,
Since the information access cycle is set by the user, the user can access the information storage means at a cycle desired by the user. Claim 3
According to the invention described in Item 23, since the determination unit stores the information extracted by the extraction unit, the determination unit can transmit a notification to the user according to the history of the information.

According to the invention described in claim 4 or 24,
The notifying unit calculates a waiting time from the notification time based on the information access cycle, and transmits a notification again when the notification browsing confirmation of the user is not received within the waiting time. Therefore, if the user fails to view the notification, the notification is performed again based on the information access cycle. Therefore,
A user who sets a short information access cycle and wants a quick notification is notified again promptly. In addition, a user who has set a long information access cycle is re-notified accordingly, so that the load on the system can be reduced.

According to the invention described in claim 5 or 25,
The extracting means calculates a retroactive period based on an information access cycle which the information providing module has as an attribute, extracts the information of the retroactive period, and the determining means performs a determination based on the extracted information. . Therefore, the information providing module can extract the information of the retroactive period based on the information access cycle. For example, if a period of an information access cycle is set as a retroactive period, information can be extracted without omission.

According to the invention described in claim 6 or 26,
The information providing module further includes an access cycle calculation unit that calculates an information access cycle based on the information extracted by the extraction unit, and the access unit accesses the information storage unit based on the calculated information access cycle. Therefore, it is possible to automatically set an appropriate information access cycle according to the extracted information and its change, and notify the user.

According to the invention described in claim 7 or 27,
The access cycle calculation means shortens the information access cycle when the degree of change of the information extracted by the extraction means is large. For this reason, an appropriate information access cycle can be automatically set according to the frequency and width of the information change, and the user can be notified promptly.

According to the invention described in claim 8 or 28,
The information processing module further includes an access cycle calculation unit that calculates an information access cycle based on information acquired from outside the information providing module, and the access unit accesses the information storage unit based on the calculated information access cycle. Therefore, it is possible to efficiently and appropriately notify a user based on information acquired from outside the information providing module.

According to the invention of claim 9 or 29,
The information providing module further includes a conversation unit for communicating with another information providing module based on the attribute of the information providing module, and the information acquired from outside the information providing module is received by the conversation unit. This is information from another information providing module. Therefore, it is possible to automatically set an appropriate information access cycle in response to a change in information based on information from another information providing module.

According to the tenth aspect of the present invention, the information providing module includes information providing items and information providing conditions set by each user as attributes. Therefore, each information providing module adds another information providing module,
Even if it is changed or deleted, it can be operated independently without being affected.

According to the eleventh aspect, since the information access cycle is set by the user, the user can access the information storage means at a cycle desired by the user. According to the twelfth aspect, since the information providing module is set for each user, information can be provided independently of other users.

According to the thirteenth aspect, since the information providing module is set for each information providing condition, information can be provided independently of other information providing conditions. According to the fourteenth aspect, the information providing module that has notified the user is deleted, so that the storage capacity of the information providing system can be reduced.

According to the fifteenth aspect, the information providing module is generated independently and independently based on the information access cycle, the information item, and the information providing condition received from each user. Therefore, the information providing module can be generated without affecting other information providing modules generated earlier.

According to the sixteenth aspect, the notification condition data includes data relating to the information access cycle. Therefore, it is possible to generate an access unit having, as an attribute, an information access cycle desired by the user.

According to the seventeenth aspect of the present invention, since the information providing module is generated for each user, the information providing module is generated independently of other users. Therefore, it does not affect the activities of other information providing modules.

According to the eighteenth aspect of the present invention, since the information providing module is generated for each information providing condition, the information providing module is generated independently of other information providing conditions. Therefore, it does not affect the activities of other information providing modules.

According to the nineteenth aspect, the information providing module includes information providing items and information providing conditions set by each user as attributes. Therefore, each information providing module adds another information providing module,
Even if it is changed or deleted, it can be operated independently without being affected.

According to the twentieth aspect, the information providing module that has notified the user is deleted, so that the storage capacity of the system that manages the information providing module can be reduced.

[0049]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described below with reference to FIGS. In this embodiment,
A description will be given as an information providing module, an information providing system, an information providing method, and an information providing agent program for providing a user with financial information on an exchange rate by a financial institution.

As shown in FIG. 1, the user terminal 10 and the financial information providing system 20 are connected via the Internet I. In the present embodiment, the user terminal 10
An information processing device (computer). The user terminal 10 has a hypertext format language (H (not shown)).
A storage device for storing viewer software for browsing web pages created by TML), a receiving device for receiving web pages sent via the Internet I, a monitor device for displaying web pages, and the like Is provided. The computer executes various processes such as control of these devices.

The financial information providing system 20 includes a management server 21 for transmitting web pages and e-mails, recording and managing data, and the like. This management server 21
This is a computer having a CPU, a RAM, a ROM, a monitor device, and the like (not shown), and executes various programs. An agent server 22, a user information storage unit 23, and a financial information storage unit 24 are connected to the management server 21, respectively.

The agent server 22 has a C (not shown)
A computer having a PU, a RAM, a ROM, and the like;
Executes various programs. As shown in FIG. 2, an agent 220 as an information providing module is set in the agent server 22 for each user. The agent 220 is a program (information providing agent program) that collects financial information and instructs a user to give a notification as necessary. The agent 220 is recorded in association with an agent ID which is an identifier of the agent.

As shown in FIG. 3, the user information storage unit 23 stores user attribute information 230 relating to the attribute of the user.
Is recorded for each user. In the present embodiment, the user's e-mail address, password, notification condition, and agent ID are recorded in association with the user name, which is the user's identifier.

As shown in FIG. 4, the financial information storage section 24 stores financial information 240. The financial information storage unit 24 captures information of each currency provided from a securities market site or the like via the Internet I at predetermined intervals,
To be updated. In this embodiment, the type of currency (US dollar, euro, British bond, German mark, etc.), TTS
The exchange rate of (to the customer telemarket) and the exchange rate of TTB (to the customer telemarket) are recorded at each recording time.

Next, the procedure for providing information in the system configured as described above will be described with reference to FIG. First,
The user makes a registration request using the user terminal 10 (S
1-1). In the present embodiment, “XX Taro” transmits, via the Internet I, a transmission request for the registration web page prepared in the financial information providing system 20. The management server 21 that has received the registration request from the user terminal 10
The registration web page in TML format is
Is transmitted to the user terminal 10 via (S1-2). The display screen 100 shown in FIG. 7 is output to the monitor device of the user terminal 10 that has received the registration web page (S1-
3). The display screen 100 includes a user name input field 101, an e-mail address input field 102, a password input field 10
3 and a registration button 104 are displayed. The user inputs a user name ("Taro") and an e-mail address to be notified. In addition, the user sets a password,
Enter the password in the password input box 103. This password is used when setting or changing the notification condition. When all the items have been entered, the user information is transmitted to the management server 21 (S1-4). In the present embodiment, when the user clicks the registration button 104, the user information is transmitted to the financial information providing system 20 via the Internet I. The management server 21 that has received the user information records the user information in the user information storage unit 23 (S1-5).

Next, the user sets a notification condition. First, the user requests transmission of the menu web page using the password (S1-6). Upon receiving the menu web page transmission request, the management server 21 confirms the password in the user information storage unit 23. If the passwords match, the management server 21 transmits an HTML-format menu web page containing the service menu via the Internet I. To the user terminal 10 (S1-7). The monitor device of the user terminal 10 that has received the menu web page includes:
The display screen 110 shown in FIG. 8 is output (S1-8).
On the display screen 110, a new registration button 111 for setting a new exchange rate notification condition, a change registration button 112 for changing the notification condition, a list display button 113 for displaying a list of registered notification conditions, and A password change button 114 for changing a password is displayed. Here, a new registration button 111 is clicked to set a new notification condition. In this case, a display screen 120 shown in FIG. 9 is output to the monitor device of the user terminal 10. On the display screen 120, first, a currency selection button 121 is displayed. The selection button 121 uses a pull-down method. By clicking a triangle button beside the selection button 121, the type of currency that can be selected is displayed. Specifically, the currency types are "US dollar", "Euro", "UK bond", "Deutsche mark"
And other currencies are set. Here, it is assumed that the user has selected “US dollar” as the currency. When a currency is selected, the display screen 120 displays a current exchange rate of the currency in a current rate column 122. In the present embodiment, T
It is displayed separately for the TS rate and the TTB rate.

Further, on the display screen 120, a condition rate input column 123 for setting a rate condition desired by the user for notification is displayed. Here, two types of conditions of “notification rate 1” and “notification rate 2” can be set in the condition rate input column 123. Therefore, it is assumed that the user desires a notification when the TTS rate exceeds “110.00 yen”. Then, the user clicks the "TTS" selection button (the center of the condition rate input field 123) and inputs "110.00 yen". Further, on the display screen 120, a cycle input field 124 for inputting cycle information for accessing the financial information storage unit 24 is displayed. Here, the information access cycle desired by the user is input. Here, it is assumed that "6 hours" is desired as the information access cycle, and this value is input. When a predetermined item is input, the input notification condition data is stored in the management server 21.
(S1-9). Here, the registration button 125
By clicking, the notification condition data is transmitted to the financial information providing system 20 via the Internet I.

The management server 21 that has received the notification condition data
Records this data in the user information storage unit 23 (S
1-10). In this case, the management server 21 generates an agent ID for each user, and records the agent ID and the notification condition data in association with the user name.

Next, the management server 21 instructs the agent server 22 to generate an agent (S1-1).
1). Upon receiving this instruction, the agent server 22 executes a program for generating the agent 220 shown in FIG. 6 based on the notification conditions recorded in the user information storage unit 23 (S1-12). First, the agent server 22 extracts period information from the user information storage unit 23, and generates a unit 221 as an access unit based on the period information. In the present embodiment, since "6 hours" is recorded as the information access cycle, a time obtained by adding "6 hours" to the current time is set as the next access time.

Next, the agent server 22 sets a unit 222 as extracting means for taking in financial information. Here, the unit 222 is the financial information storage unit 2
It is configured to capture US dollar exchange rates from 4. Further, the agent server 22 sets a unit 223 as a determination unit for determining a notification condition. Here, the agent server 22 compares the rate at the time of registration with the notification rate, and if the notification rate is higher than the rate at the time of registration, generates a unit for notifying the user when the notification rate is exceeded. On the other hand, if the notification rate is lower than the registration rate, a unit that notifies the user when the notification rate is divided is generated. In the present embodiment, the user has set “110.00 yen”, and the TTS rate at the time of registration is “105.05 yen”. Therefore, a unit 223 for determining whether or not the US dollar TTS rate has exceeded “110.00 yen” is generated. In addition,
If the notification rate set by the user is lower than the registration rate, the agent server 22 generates a unit 223 that determines whether the TTS rate has become equal to or lower than the notification rate.

Further, a unit 224 is generated as notification means for notifying the user. The agent server 22 combines these units to complete the agent 220 for “Taro XX”. When two or more notification conditions are set, units 222 and 223 corresponding to the conditions are further prepared and incorporated into the agent 220.

When the agent 220 is completed, the agent program is executed at the same time as the agent 220 is completed, and starts the activity as an agent (S1-13). First, the agent 220 confirms the access time (S2-1).
When the set access time has been reached (step (S2
In the case of “Yes” in -1), a time obtained by adding the information access cycle (here, 6 hours) to the current time is set as the next access time, and recorded as the attribute information of the agent itself (S2-2). . Next, the agent 220 accesses the financial information storage unit 24, acquires predetermined financial information, and records it as attribute information of the agent (S2-3). Here, the exchange rate of the US dollar is obtained and recorded as the latest rate. Next, Agent 2
20 checks whether the notification condition is satisfied (S2-4). Here, when the TTS rate exceeds “110.00 yen” set for the agent 220, the agent 22
0 issues a notification instruction to the management server 21 (S2-5).
In this case, the agent 220 transmits the latest rate, the rate recorded at the time of the previous access (previous rate), and the agent ID to the management server 21.

The management server 21 having received the notification instruction from the agent 220 extracts the user name and the e-mail address corresponding to the agent ID from the user information storage unit 23 (S1-14). Next, the management server 21 transmits a notification to the user terminal 10 via the Internet I using the email address (S1-1).
5). The display screen 130 shown in FIG. 10 is output to the monitor device of the user terminal 10 that has received the notification (S1-
16). On the display screen 130, the exchange rate at the time of registration, the notification rate, the latest rate, and the previous rate are displayed. Then, the agent that has notified the user stops the activity. Then, the management server 21 calculates the usage fee of the information providing system and bills the user. In this case, the usage fee is calculated based on the information access cycle.
Specifically, the usage fee is set to be inversely proportional to the information access cycle, and the usage fee is calculated based on the usage fee.

The agent server 22 periodically checks the activity status of each agent, issues a notification instruction for all notification conditions included in the agent 220, and deletes the agent whose activity has been stopped (S1).
-17). Further, the agent server 22 instructs the management server 21 to delete the notification condition recorded in the user information storage unit 23.

The change registration button 1 on the display screen 110
When the user clicks on the display screen 12 shown in FIG.
40 is output to the monitor device of the user terminal 10. On this display screen 140, a currency selection button 141, a current rate field 142, a registered rate field 143, a notification condition rate input field 144, and an access cycle input field 145 are displayed. Here, when changing the type of currency, notification condition, or information access cycle, the displayed currency or value is changed. Next, by clicking the change button 146, the changed notification condition data is transmitted to the financial information providing system 20 via the Internet I.

In this case, the management server 21 deletes the pre-change notification condition data recorded in the user information storage unit 23. Further, the management server 21 records the changed notification condition data in the user information storage unit 23. Next, the management server 21 instructs the deletion of the agent 220 associated with the agent ID before the change, and also instructs the agent server 22 to generate a new agent 220. As a result, the agent 220 before the change is deleted, and a new agent 220 is generated.

To stop providing information, the user clicks the delete button 147 on the display screen 140. In this case, the management server 21 deletes the pre-change notification condition data recorded in the user information storage unit 23 and instructs the agent server 22 to delete the agent 220 associated with the agent ID. Upon receiving this instruction, the agent server 22 deletes the agent 220.

As described above, according to the present embodiment, the following effects can be obtained. In the above embodiment, since the user's e-mail address is recorded in the user information storage unit 23 in association with the agent ID, the management server 21 that has received the notification instruction from the agent can transmit the notification to the user. it can.

In the above embodiment, since the agent server 22 generates the agent 220 for each user, each user can set and change the notification condition without affecting other users. For this reason,
The degree of freedom in designing the notification condition determination algorithm can be increased.

In the above embodiment, the agent 22
Since 0 contains the information access cycle to the financial information storage unit 24 as attribute information, the user can freely set the information access cycle according to his / her own convenience. Therefore, information can be efficiently provided to a user who does not need frequent access to the financial information storage unit 24 while reducing unnecessary access. Further, when the fee for the user differs according to the number of accesses, the number of accesses can be set according to the convenience of the user.

In the above embodiment, the agent 22
Since 0 includes information items set by the user as attribute information, information desired by the user can be provided. In addition, by regenerating the agent 220, it is possible to easily cope with a change of an information item or the like.

In the above embodiment, the agent 22
Since 0 includes the notification condition to the user as attribute information, the user can freely set the notification condition according to his / her own convenience. In particular, it is possible to efficiently cope with a case where a notification condition that has not been set so far is set without affecting other users.

In the above embodiment, the agent server 22 sets the TTS rate at the time of registration and the TT set by the user.
S rate, and based on the result, unit 223
Generated. As a result, the user only needs to input the desired notification rate, and labor can be saved.

In the above embodiment, the agent server 22 generates the agent 220 when there is a request from the user. Therefore, the agent 220 that meets the user needs can be generated.

In the above embodiment, since the agent 220 that has issued the notification instruction is deleted, the storage capacity of the agent server 22 can be reduced. The above embodiment may be changed to the following modes.

In the above-described embodiment, the financial information providing system 20 notifies the exchange rate, but may notify other securities information, news, new arrival information on a web page, and the like. For example, "when the stock price of a predetermined brand is higher than or equal to a predetermined price with respect to securities information", "when the expected rainfall in the Kanto region is 50 mm or more with respect to weather information", or "when new information on a predetermined web page is If the number is increased by 10 or more, the notification may be made.

In the above embodiment, the information access cycle is set by the user, but may be set by the agent server 22. In this case, the agent server 22 may set the information access cycle uniformly, or may set a different cycle according to the information provision item. Specifically, a cycle for each information provision item is recorded in the agent server 22 in advance, and the agent server 22 generates the agent 220 based on the cycle. Thereby, user input can be saved.

In the above embodiment, the agent 220 is generated for each user, but may be set for each notification condition. For example, for a plurality of users who set the same information access cycle and notification condition, the same agent 220
May be used. In this case, the same agent ID is associated with a plurality of user names, and the user information storage unit 2
3 is stored. For example, when the users A, B, and C set the information access cycle to 6 hours and “the TTS rate is
If "Notify when exceeding circle" is set, user A,
The same agent is set for B and C. The management server 21 may broadcast to the users A, B, and C based on an instruction from the agent. Thereby, the storage capacity of the agent server 22 can be reduced.
In this case, when each user changes the notification condition, a new agent 220 is generated.

In the above embodiment, the agent 220 is generated for each user. However, if another user later sets the same information as the information access cycle and notification condition that have already been recorded, The same agent 220 may be used for the user. In this case, the user information storage unit 23 records the information access cycle together with the notification condition. Then, when another user sets an information access cycle and a notification condition later, the management server 21 stores the same information access cycle and notification condition as the information access cycle and the notification condition in the user information storage unit 23. Search using Then, when the same information access cycle and notification condition are found, the same agent ID is associated with other users who set the same information access cycle and notification condition later, and the user information storage unit 23
To record. Thereby, the storage capacity of the agent server 22 can be reduced.

In the above embodiment, the setting is made such that the activity of the agent 220 is stopped after the notification instruction. Alternatively, the financial information may be extracted, determined, and notified even after the notification instruction is issued to the agent 220. In this case, after the step (S2-5), the step (S2-
Set the loop to be connected before 1). Thereby, the user can receive the provision of the information continuously. In particular, in this case, the notification frequency to the user can be controlled by setting the information access cycle by the user. Specifically, a user who frequently wants to know the change in information may set the information access cycle short, and a user who does not like frequent notifications may set the information access cycle long. Further, the agent 220 may be deleted when the notification has been performed a predetermined number of times. In this case, a unit for counting the number of notifications is provided in the agent 220. Thereby, it is possible to respond to various requests of the user.

In the above embodiment, the agent 220 whose activity has been stopped by the agent server 22 has been deleted. Before the deletion, the user may be prompted to change or update the notification condition. In this case, information for prompting a change or update is included in the notification to the user. The agent server 22 maintains or changes the agent 220 based on an instruction from the user. Thereby, the user can be continuously notified.

In the above embodiment, the electronic mail is transmitted to the user, but a telephone or a facsimile may be used. Further, a mixture of them may be used. In this case, the telephone number and the facsimile number are recorded in the user information storage unit 23, and the management server 21 transmits the notification content by voice synthesis or text. Thereby, notification can be performed using various communication means according to the user's request.

In the above embodiment, the latest rate and the like are transmitted to the user using electronic mail. Instead, the management server 21 may prepare a web page on which the latest rate or the like is posted and provide information based on a request from the user. In this case, when the management server 21 performs the notification, it is determined that the condition is met, and an address (for example, UR) where a web page on which the latest rate and the like are posted is prepared.
L) is notified to the user terminal 10. When the user acquires detailed information such as the latest rate, the user accesses a specified address. As a result, simple notification and detailed information can be provided separately according to the situation and environment of the user.

In the above embodiment, the management server 21 has received the request from the user terminal 10, transmitted the web page, and transmitted the e-mail. However, the server for user registration and the server for transmitting the e-mail May be divided. As a result, the load on the management server 21 can be distributed.

In the above embodiment, a personal computer is used as the user terminal 10. However, a mobile terminal such as a mobile phone or a personal information terminal (PDA) having a communication function may be used. In the above embodiment, the user terminal 10 and the financial information providing system 20 are connected via the Internet I, but a public line, an intranet or an extranet (wide area network) may be used.

In the above embodiment, the financial information providing system 20 has the user information storage unit 23 and the financial information storage unit 24
And was set. These may be set separately at different locations. For example, the financial information storage unit 24 is provided outside the financial information providing system 20. In this case, the agent 220 includes the location of the financial information storage unit 24 as attribute information. Thereby, the financial information held by the external institution can be used.

In the above embodiment, the management server 21
Transmitted the notification to the user terminal 10 using the e-mail address recorded in the user information storage unit 23. Alternatively, the agent 220 may directly notify the user terminal 10. In this case, the unit 224 includes:
The user's contact information (for example, the user's e-mail address) is incorporated as the notification destination. Thereby, the management server 21 can reduce the load of the notification processing and the management of the contact information.

Further, the agent 220 may attach information related to information provision. In this case, the financial information providing system 20 is provided with a storage unit in which limited time service information is recorded. Then, the agent 220 searches for the limited time service information related to the attribute included therein. Then, when time-limited service information related to the attribute is found, the information is added to the user terminal 10.
Send to Thereby, various information can be provided to the user.

In the above embodiment, the management server 21
Sent a notification to the user terminal 10 via the Internet I using the e-mail address. A data processing application may be added to this notification.
For example, when notifying information on exchanges and interest rates, a data processing application for calculating historical data on exchange rates and interest rates and calculating interest on deposits is attached. In this case, first, when the management server 21 receives a notification instruction from the agent 220, the management server 21 extracts information on past exchange rates and interest rates from the financial information storage unit 24 and transmits the information to the user terminal 10 together. Further, a data processing application is displayed that displays the required yen amount when creating a foreign currency deposit at the exchange rate announced on the day and the required yen amount when creating an investment trust at the latest reference price. This data processing application includes the disclosed exchange rate and the latest reference price as attributes, and calculates the required yen amount according to the user's input. Thus, unlike the case where the financial information providing system 20 processes data and transmits the data to the user terminal 10, the user terminal 10 performs data processing.
It is possible to quickly respond to user needs.

(Second Embodiment) In the first embodiment, as shown in FIG. 6, the agent 220 has units 221 to 224, and performs processing in each unit continuously. As a second embodiment, a form in which each unit is configured as an independent object as an agent 220 will be described.

Therefore, as shown in FIG. 12, the access means 301 and the extraction means 30
2. A determination unit 303 and a notification unit 304 are provided. The access means 301 has a counter function for including the information access cycle as an attribute and calculating the remaining time until the next access time.

The extraction means 302 includes an access destination for extracting target information as an attribute. In the present embodiment, it is set so as to access information related to the “TTS rate in US dollars” recorded in the financial information storage unit 24.

Further, the determining means 303 includes the notification condition as an attribute. In the present embodiment, it is assumed that the notification condition is “when the TTS rate of the US dollar exceeds 110.00 yen”. Then, the notification unit 304 includes information on the notification destination. In this embodiment,
The notifying unit 304 includes an e-mail address of the user terminal 10 as an attribute as a notification destination.

The contents of the activity of the agent 220 will be described below. First, the access unit 301 manages the remaining time until the access time in the financial information storage unit 24 based on the information access cycle. When the access time comes (when the remaining time runs out), the extraction unit 302 of the same agent ID is notified that the access time has come.

[0095] The extracting means 302 that has received this notification extracts information on the "TTS rate in US dollars" from the financial information storage unit 24 based on the included access destination. Then, the extracting unit 302 provides the extracted information to the determining unit 303 having the same agent ID.

The determination means 303 receiving this information checks whether or not the extracted information (TTS rate in US dollars) matches the notification condition. Specifically, US dollar TTS
Check if the rate exceeds 110.00 yen.
If the received information does not match the notification condition, the judgment means 3
03 does nothing. If the received information matches the notification condition, the determination unit 303
Is notified that the notification condition is met. Upon receiving this notification, the notification unit 304 sets the included notification destination (the e-mail address of the user terminal 10)
The notification is made via the Internet I.

As described above, according to the present embodiment, the following effects can be obtained. In the above embodiment, since each unit is configured as an independent object, it is easy to generate an agent.

In the above embodiment, the agent 22
0 is directly connected to the user terminal 10 via the Internet I.
Send a notification to. Thereby, the load on the management server 21 can be reduced.

The above embodiment may be modified to the following modes. In the above-described embodiment, the agent 220 has one information (TTS of US dollars) recorded in the financial information storage unit 24.
Rate) was extracted, and the notification condition was determined using the information. Instead, the notification condition may be determined based on a plurality of pieces of information. In this case, the financial information storage unit 24 stores
Past information (for example, the history of US dollar TTS rates) is recorded. Then, the extracting unit 302 of the agent 220 may obtain the current time, and may extract past information from the financial information storage unit 24 by going back a predetermined period from the current time.

In the above embodiment, the agent 22
0 notification means 304 includes the user terminal 10 as a notification destination.
E-mail address. Instead, the agent ID may be notified to the management server 21 as in the first embodiment. In this case, the management server 21 notifies the user. Thereby, the management server 21 can manage the notification destination.

(Third Embodiment) In the first and second embodiments, the agent 220 is connected to the financial information storage unit 24.
The notification condition was determined using the information recorded in. As a third embodiment, a mode in which the agent 220 makes a notification determination based on a plurality of pieces of information will be described. For example, a notification determination is made based on financial information for a predetermined period. for that reason,
In the present embodiment, as shown in FIG.
20 is provided with an information storage unit 305 as an individual information storage unit for recording the extracted information. In the present embodiment, the notification condition is “TTS rate of US dollar is 3
If 110 yen or more is maintained during one access ".

In this embodiment, as in the second embodiment, the access means 301 of the agent 220 manages the remaining time until the access time. When the access time comes, the access unit 301 notifies the extraction unit 302. Upon receiving this notification, the extracting unit 302 accesses the financial information storage unit 24 and extracts predetermined information. Then, the extraction unit 302 records the extracted financial information together with the extraction time in the information storage unit 305. Here, the information storage unit 305 stores three “T
The “TS rate” is recorded. When new information is recorded, the oldest information recorded in the information storage unit 305 is deleted.

Then, the extraction means 302 provides the information recorded in the information storage means 305 to the judgment means 303.
This notification includes information on the three US dollar TTS rates.

The determination means 303 receiving this information checks whether or not the received information matches the notification condition. If the received information does not match the notification condition, the determination means 303
Does nothing. If the received information matches the notification condition, the determination unit 303 notifies the notification unit 304 of the same agent ID that the notification condition has been satisfied. The notification unit 304 that has received this notification notifies the included notification destination (the e-mail address of the user terminal 10).

As described above, according to the present embodiment, the following effects can be obtained. In the above-described embodiment, since the past information is held in the information storage unit 305, the notification condition can be performed based on a change in a plurality of pieces of information (for example, information for a predetermined period). Further, even when past information is not recorded in the financial information storage unit 24, it is possible to meet various needs of the user.

The above embodiment may be changed to the following mode. In the above embodiment, the agent 220 extracts information from the financial information storage unit 24 and records the extracted information in the information storage unit 305. Alternatively or additionally, a flag may be left in the financial information storage unit 24 for information extracted by the agent 220. Then, the extracting means 302 of the agent 220 extracts only the information without the flag. Thus, even when a plurality of pieces of information are recorded in the financial information storage unit 24, the agent 220 can extract only difference information.

In the above embodiment, the information extracted by the extraction means 302 is recorded in the information storage means 305. Instead of this, the information storage means 305 may record the identifier of the already extracted information. In this case, the extracting means 302
Extracts only information for which an identifier is not recorded in the information storage means 305 and records the identifier in the information storage means 305. Then, the extracted information is provided to the determination unit 303. Thus, even when a plurality of pieces of information are recorded in the financial information storage unit 24, the agent 220 can extract only difference information.

In the above embodiment, the notification regarding the TTS rate in US dollars is given. However, the notification may be made when there is a specific deposit / withdrawal in the target deposit account. Also in this case, the notification is determined based on a plurality of pieces of information such as the balance history of the target deposit account. Here, as the financial information storage unit 24, a deposit account information storage unit usually used in a financial institution is used in order to manage the balance of the deposit account. Further, as an access destination of the extraction means 302, the identifier (branch name, account number, etc.) of the target deposit account is included. Set as notification conditions using account balance, transaction amount, transaction details (payment / withdrawal, destination / destination transfer, automatic debit, periodic creation / interim cancellation, etc.), counterparties (transfer source / transfer destination, etc.) I do. For example, "when the target deposit account has been automatically debited" or "when the target deposit account has been periodically created or canceled halfway" is set. Here, it is assumed that "a deposit or withdrawal of 100,000 yen or more is made in the target deposit account" as a notification condition. In this case, similarly to the above embodiment, the agent 220 accesses the deposit account information storage unit at the included information access cycle and extracts account information recorded in association with the identifier of the deposit account.

Next, the judging means 303 checks whether or not the included notification condition and the account information match. Specifically, it is confirmed whether or not "Deposit / withdrawal of 100,000 yen or more" is included in the account information. Then, when the notification condition is met, the notification means 304 notifies.

Thus, the user can be notified of the account information at an appropriate timing. More specifically, the deposit account holder sets his / her own deposit account as a target deposit account, thereby monitoring the trend of his / her own deposit account and quickly detecting theft or unauthorized withdrawal.

The e-mail address as a contact may include a person other than the account holder. Thereby, for example, the target deposit account is a child's deposit account,
By setting the e-mail address of the parent as the e-mail address, the parent can monitor the child's savings account and check wasteful use. In addition, the target deposit account is a corporate account, and the e-mail address is set to the e-mail address of the corporate accountant. And mistakes can be prevented.

(Fourth Embodiment) In the first embodiment, the units 221 to 224 in the agent 220 are used.
, The attribute of the agent 220 is recorded. Also,
In the second and third embodiments, each means (301 to 304)
Attributes. As a fourth embodiment, attributes of these may be recorded separately from each means. In this case, as shown in FIG. 14, the agent 220 is provided with an attribute storage unit 310 for recording an attribute related to the agent 220. The attribute storage unit 310 records data relating to an information access cycle, an access destination, and a determination condition.

The contents of the activity of the agent 220 will be described below. First, the access unit 301 reads the information access cycle from the attribute storage unit 310, and manages the remaining time until the access time in the financial information storage unit 24 based on the information access cycle. When the access time comes (when the remaining time runs out), the extraction unit 302 of the same agent ID is notified that the access time has come.

[0114] Upon receiving this notification, the extracting means 302 reads out the access destination from the attribute storage means 310 and extracts information based on the access destination. Here, it is assumed that information on “TTS rate in US dollars” is extracted from the financial information storage unit 24. Then, the extracting means 302
Provides the extracted information to the determination unit 303 of the same agent ID.

[0115] Upon receiving this information, the judging means 303 checks whether or not the extracted information (TTS rate in US dollars) matches the notification condition. Here, as notification conditions,
It is assumed that "the TTS rate of the US dollar exceeds 110.00 yen". In this case, the determination unit 303 reads out the notification condition from the attribute storage unit 310, and checks whether the received information matches the notification condition. If the received information does not match the notification condition, the determination means 303 does nothing. If the received information notification conditions are met,
The determination means 303 is the notification means 3 of the same agent ID.
At 04, notification is made that the notification condition is met.

The notifying unit 304 that has received this notification reads out the notification destination from the attribute storage unit 310 and notifies the notification destination. As described above, according to the present embodiment, the following effects can be obtained.

In the above embodiment, the agent 22
0 records each attribute in the attribute storage unit 310 separately from each unit. Accordingly, methods of access, extraction, determination, and notification are prepared in advance, and the value (attribute) set by the user is simply recorded in the attribute storage unit 310.
An agent 220 can be created.

The above embodiment may be changed to the following mode. In the above embodiment, data relating to the information access cycle, the access destination, and the determination condition are recorded in the attribute storage unit 310. Instead, only a part of the attribute such as the information access period and the notification condition or a combination of other attributes may be recorded only in the information access period. In this case, the attributes that are not recorded in the attribute storage unit 310 include, for example, each unit (3
01 to 304).

In the above embodiment, the agent 22
0 extracted one piece of information from the financial information storage unit 24. Instead, a plurality of pieces of information may be extracted. In this case, the agent 220 acquires data on the current time, extracts the past information by going back the information access cycle from the current time. In this case, first, the extracting unit 302 extracts the information access cycle recorded in the attribute storing unit 310 as shown in FIG. A retroactive period is calculated based on the information access cycle and the current time. Then, the extracting unit 302 extracts information recorded in the financial information storage unit 24 during the retroactive period. As a result, even when a plurality of pieces of information are recorded in the financial information storage unit 24, the information can be extracted without omission.

In this case, the retroactive period is a period calculated from the information access cycle based on a predetermined function (for example,
(Multiple of the period). As a result, information necessary for the determination can be extracted.

In the above embodiment, the agent 22
0 has transmitted the notification to the user terminal 10, thereby terminating the notification process. Alternatively, if there is no response from the user within a certain period after the agent 220 transmits the notification, the agent 220 may use another means to transmit the notification again to the user. In this case, for example, the notification unit 304 of the agent 220 has a function of reading the information access cycle from the attribute storage unit 310 as shown in FIG. Then, a function of setting a waiting time based on the information access cycle is provided. Further, the notifying unit 304 is provided with a browsing confirmation function and a re-notification function.

More specifically, when the agent 220 notifies the user terminal 10, the agent 220 transmits a mail with a viewing confirmation. Then, at the time of transmitting the e-mail with browsing confirmation, the agent 220 calculates the waiting time of the reception confirmation from the user as a function of the information access cycle.
Here, 1/2 of the information access cycle is set as the waiting time. Then, the agent 220 waits for browsing confirmation while counting the elapsed time from the transmission of the mail with browsing confirmation. When the received browse confirmation mail is browsed by the user, the user terminal 10
Return a browsing confirmation notice to 0. If the browsing confirmation notification is received within the waiting time, the agent 220 ends the processing. If you can't check your browsing within the waiting time (you don't receive a browsing confirmation notice within the waiting time)
The agent 220 makes a call (re-notification) to call attention to the user's telephone number set as an attribute of the notification unit 304.

Thus, information can be reliably provided to the user. If the information access cycle is long,
The waiting time can be extended, and re-notification can be performed according to the user's preference.

In the above embodiment, the agent 22
0 has transmitted the notification to the user terminal 10, thereby ending the notification process. Instead, the agent 220
Calculates the reading time of the e-mail (the time until the user reads the e-mail) from the difference between the transmission time of the e-mail with the reading confirmation and the reception time of the reading confirmation notice for each notification, and stores it as an attribute. You may. In this case, the agent 220 sets the waiting time based on the viewing time of the e-mail previously transmitted to the user terminal 10. Thus, when there is no browsing confirmation notification from a person who has a short browsing time of the e-mail, a re-notification is performed and prompt information provision can be performed.

In the above embodiment, similarly to the first embodiment, based on the notification condition recorded in the user information storage unit 23, the agent server 22
0 was generated. Instead, the same agent 220 may be used for a plurality of users who have set the same information access cycle and notification condition. In this case, the agent 220 has a function of communicating with the agent server 22 and a function of collating with the attribute recorded in the attribute storage unit 310. Here, the notification to the user is transmitted to the management server 21.
Is assumed to be performed. Specifically, as shown in FIG. 17, the agent 220 is provided with a conversation unit 330 for executing communication and collation. Then, the agent server 22 receiving the agent generation instruction from the management server 21
Executes broadcast transmission of data on attributes such as an information access cycle and a notification condition newly requested from the management server 21 to each agent. The conversation means 330 of each agent 220 having received the broadcast transmission compares the attribute recorded in the attribute storage means 310 with the received attribute. If they match, agent 2
20 transmits a message to that effect to the management server 21 via the agent server 22. The management server 21 sends the same agent 2 to the user who has set the same notification condition.
Assign 20. Specifically, the management server 21 records the agent ID of the agent 220 in association with the user name. On the other hand, if there is no notification from any of the agents 220 that the attributes match, the agent server 22
Generate 0. Thereby, the load on the management server 21 for searching for the same notification condition can be reduced. Further, there is no need to record the notification condition in the user information storage unit 23, and the storage capacity can be reduced.

(Fifth Embodiment) In the above embodiment, the agent 220 has collected information from the financial information storage unit 24 based on a predetermined information access cycle.
In the present embodiment, a mode in which the agent 220 changes the information access cycle recorded in the attribute storage unit 310 will be described. For this purpose, as shown in FIG. 18, the agent 220 includes an access cycle calculation unit 350. This access cycle calculation means 350
The information access cycle is calculated based on the information provided from the second information processing apparatus.

In the present embodiment, when the agent 220 is generated, the information access cycle set by the user is recorded in the attribute storage unit 310. The access unit 301 accesses the financial information storage unit 24 according to the information access cycle and extracts information. This information is provided to the determination unit 303 as in the above embodiment. Then, similarly to the above-described embodiment, the determination unit 303 determines the notification condition, and the notification unit 304 notifies the user as necessary. Further, the extraction means 302 further determines the degree of change in information within a predetermined period (for example, T
TS rate fluctuation width) is extracted. And extraction means 3
02 provides this variation width to the access cycle calculation means 350. Next, the access cycle calculating means 350 calculates the information access cycle based on the fluctuation width. Here, the information access cycle is calculated based on a correspondence table between the fluctuation range of the US dollar TTS rate and the information access cycle.
Specifically, when the fluctuation range of the US dollar TTS rate is equal to or larger than the first predetermined value, a value of の of the information access period recorded in the attribute storage unit 310 is calculated. If the fluctuation width is equal to or smaller than the second predetermined value, a value twice as long as the information access period recorded in the attribute storage unit 310 is calculated. Here, for example, it is assumed that the TTS rate fluctuation width is 3 yen as the first predetermined value, and that the TTS rate fluctuation width is 1 yen as the second predetermined value. Then, in order to change the information access cycle, the calculated value is recorded in the attribute storage unit 310 as the information access cycle. It should be noted that the fluctuation range is the first, the second
, The access period calculating means 35
0 does not change the information access cycle recorded in the attribute storage means 310.

The access means 301 calculates the remaining time based on the changed information access cycle.
The same processing as the above embodiment is repeated. As described above, according to the present embodiment, the following effects can be obtained.

In the above embodiment, the access cycle calculation means 350 calculates the information access cycle and changes the information access cycle of the attribute storage means 310. Therefore, it is possible to access an appropriate information storage means in accordance with the degree of change in information. For example, when the degree of change is severe, information is collected quickly and the user is notified. Also, if the degree of change is gradual,
The information access cycle becomes longer, and congestion of access can be reduced.

The above embodiment may be changed to the following mode. In the above embodiment, the access cycle calculation means 350
Calculated the information access cycle based on the fluctuation range. Instead, the information access cycle may be calculated based on the extracted information itself or the number of times of change. For example, when the TTS rate of the US dollar exceeds “110.00 yen”, the information access cycle may be shortened. In addition, when new information is “10 or more” in a predetermined period, the information access cycle may be shortened. Thus, it is possible to access an appropriate information storage unit in accordance with the degree of change in information.

In the above embodiment, the access cycle calculation means 350 calculates the information access cycle based on the information access cycle recorded in the attribute storage means 310.
Instead, the information access cycle set by the user (the initially set information access cycle) is always used as a reference,
The information access cycle may be calculated. In this case, the information access cycle set by the user is stored in the access cycle calculation means 350. Then, the access cycle calculation means 350 calculates a cycle twice or half the information access cycle set by the user according to the degree of change. As a result, it is possible to prevent the setting of a cycle far from the information access cycle set by the user.

In the above embodiment, the access cycle calculation unit 350 doubles or 1/2 the information access cycle based on the degree of change. In addition, the information access cycle may be limited. For example, the information access period is prevented from being less than or equal to the limit value. In this case, the access period calculation means 350 is caused to hold the limit value. Then, if the calculated information access cycle exceeds that value, the limit value is set as the information access cycle. Thereby, it is possible to prevent the information access cycle from becoming too short, and to prevent excessive access. In addition, it is possible to prevent the information access cycle from becoming too long, and to prevent a delay in providing information due to a delay in access.

(Sixth Embodiment) In the fifth embodiment, the access cycle calculation means 350 calculates the information access cycle based on the fluctuation width provided from the extraction means 302. Instead, in the present embodiment, the information access cycle is changed based on information provided from another agent 220. In this case, the access cycle calculation means 350
To communicate with another agent 220
0 is provided. When the agent 220 changes the information access cycle, the agent 220 notifies the other agents 220 of the change. For example, the agent 220 that has grasped that the exchange rate (TTS rate in US dollars) has fluctuated significantly sends a notification to that effect to the other agents 220. This broadcast notification includes the fluctuation status (for example, the fluctuation range of the TTS rate in US dollars).

The agent 220 receiving the broadcast notification
First compares the received fluctuation status with the access cycle change condition held by the access cycle calculation unit of the agent 220. If the change condition of the access cycle matches the received change situation, the agent 220 notifies the access cycle calculation unit 350 of the change situation. Then, the access cycle calculation means 350 changes the information access cycle. Specifically, if a change in the TTS rate of USD is received from another agent 220,
The agent 220 calculates the information access cycle based on the correspondence table between the fluctuation range of the US dollar TTS rate held by the agent 220 and the information access cycle. Then, using this information access cycle, the financial information storage unit 2
Access 4

As described above, according to the present embodiment, the following effects can be obtained. -Since the information access cycle is changed based on the notification from the other agent 220, each agent 220 cooperates and accesses the financial information storage unit 24 at an appropriate timing according to the degree of change of the information. The user can be quickly notified.

The above embodiment may be changed to the following mode. In the above embodiment, the information access cycle is changed based on a notification from another agent 220. In addition, the agent 220 may change the next access time. For example, a difference between the information access cycle before the change and the information access cycle after the change is calculated, and the difference is subtracted from the remaining time. As a result, if the remaining time becomes “0” or less, access is immediately performed. If the remaining time is larger than “0”, the next access time is set based on the remaining time. Thereby, the user can be notified at more appropriate timing. Further, the next access time differs depending on whether the remaining time is equal to or less than “0” or when the remaining time is greater than “0”, so that concentration of accesses can be prevented.

In the above embodiment, the agent 220 that provides information about the TTS rate in US dollars is
The information access cycle was changed based on the fluctuation range of the US dollar TTS rate received from another agent 220. In addition, the agent 220 may change the information access cycle based on the change status of another information type. For example, the information access cycle is also changed when the change situation of French francs is received. In this case, the agent 220 holds an information type (for example, the type of French franc or German mark) related to the information type (for example, the TTS rate in US dollars) as an attribute. Then, the information access cycle is also changed when the fluctuation status regarding these is received. Since the financial information (for example, exchange rate) and the like often fluctuates under the influence of other information, the financial information storage unit 24 is accessed at an appropriate timing in accordance with the market trend, and the user can be promptly accessed. Notification can be provided.

Next, technical ideas other than those described in the claims which can be understood from the above embodiment and other examples will be described below together with their effects. (1) The information providing system according to any one of claims 10 to 14, wherein the financial information storage means records financial information periodically taken from an external financial information site. Delivery system. As a result, various financial information that constantly changes can be acquired from an external site.

(2) The information providing method according to any one of claims 15 to 18, further comprising a step of charging a user based on an information access cycle, an information providing item, or an information providing condition. Information provision method.

As a result, various fee settings can be made according to user needs. For example, for a user who has a long information access cycle, information that meets user needs can be provided, for example, information can be provided at a low fee.

[0141]

As described in detail above, according to the present invention,
It is possible to provide the user with information that meets user needs with respect to constantly changing information. Further, even when the user changes the notification condition or newly sets a notification condition, it is possible to increase the degree of freedom in designing the determination algorithm without affecting other users. In addition, information can be accessed and provided at a timing convenient for the user.

[Brief description of the drawings]

FIG. 1 is a schematic diagram of a system according to an embodiment of the present invention.

FIG. 2 is an explanatory diagram of an agent server.

FIG. 3 is an explanatory diagram of data recorded in a user information storage unit.

FIG. 4 is an explanatory diagram of data recorded in a financial information storage unit.

FIG. 5 is an explanatory diagram of a procedure according to the embodiment.

FIG. 6 is an explanatory diagram of a configuration of an agent.

FIG. 7 is an explanatory diagram of a display screen according to the embodiment.

FIG. 8 is an explanatory diagram of a display screen according to the embodiment.

FIG. 9 is an explanatory diagram of a display screen according to the embodiment.

FIG. 10 is an explanatory diagram of a display screen according to the embodiment.

FIG. 11 is an explanatory diagram of a display screen according to the embodiment.

FIG. 12 is an explanatory diagram of a configuration of an agent.

FIG. 13 is an explanatory diagram of a configuration of an agent.

FIG. 14 is an explanatory diagram of a configuration of an agent.

FIG. 15 is an explanatory diagram of a configuration of an agent.

FIG. 16 is an explanatory diagram of a configuration of an agent.

FIG. 17 is an explanatory diagram of a configuration of an agent.

FIG. 18 is an explanatory diagram of a configuration of an agent.

[Explanation of symbols]

10 user terminal, 20 financial information providing system, 22
... Agent server, 220 ... Agent, 221
... unit as access means, 222 ... unit as extraction means, 223 ... unit as determination means,
224 unit as notification means, 301 access means, 302 extraction means, 303 determination means, 304
Notification means, 330: conversation means, 350: access cycle calculation means, I: Internet.

──────────────────────────────────────────────────の Continued on the front page (51) Int.Cl. ⁷ Identification symbol FI Theme coat ゛ (Reference) G06F 17/30 340 G06F 17/30 340A (72) Inventor Hirofumi TAKA 1-5 Otemachi, Chiyoda-ku, Tokyo No. 5 F Term in Fuji Bank Limited (Reference) 5B075 KK07 ND20 PR08 UU40

Claims (29)

[Claims] 1. An information providing module for providing information to a user, the information providing module having a predetermined information access period as an attribute, and accessing an information storage unit based on the information access period. It has information items set in advance by the user as attributes,
Extracting means for extracting information from the information storage means based on the information item, having an information provision condition set by the user as an attribute, collating the information provision condition with the extracted information,
An information providing module comprising: a determination unit that determines whether the condition is satisfied; and a notification unit that notifies the user when the information satisfies the condition. 2. The information providing module according to claim 1, wherein the information access cycle is a cycle set by the user. 3. The method according to claim 1, wherein the determining unit further includes an individual information storing unit that records the information extracted by the extracting unit, wherein the determining unit performs the determination based on the information recorded in the individual information storing unit. The information providing module according to claim 1, wherein the information is provided. 4. The notifying means calculates a waiting time from a notification time based on the information access cycle, and transmits a notification again if the user does not receive a confirmation of reading the notification within the waiting time. Claim 1 characterized by the following:
4. The information providing module according to any one of items 3 to 3. 5. The extracting means calculates a retroactive period based on an information access cycle which the information providing module has as an attribute, extracts information on the retroactive period, and the determining means determines the extracted information. The information providing module according to any one of claims 1 to 4, wherein the determination is performed based on: 6. The information providing module further includes an access cycle calculation unit that calculates an information access cycle based on the information extracted by the extraction unit, wherein the access unit is configured to calculate an information access cycle based on the calculated information access cycle. The information providing module according to any one of claims 1 to 5, wherein the information providing unit accesses the information storage unit by using the information storage unit. 7. The information processing apparatus according to claim 6, wherein the access cycle calculation unit shortens the information access cycle when a degree of change in the information extracted by the extraction unit is large.
Information providing module described in. 8. The information providing module further includes an access cycle calculating unit that calculates an information access cycle based on information acquired from outside the information providing module, wherein the access unit calculates the information access cycle. The information providing module according to claim 1, wherein the information storage unit is accessed based on the information. 9. The information providing module further includes a conversation unit for communicating with another information providing module based on an attribute of the information providing module, and the information acquired from outside the information providing module is 9. The information providing module according to claim 8, wherein the information is information from another information providing module received by the conversation means. 10. An information providing system storing a plurality of information providing modules for providing information to a user, wherein the information providing module has a preset information access period as an attribute, and An access unit that accesses the information storage unit based on a cycle; and an information item preset by the user as an attribute.
Extracting means for extracting information from the information storage means based on the information item, having an information provision condition set by the user as an attribute, collating the information provision condition with the extracted information,
An information providing system comprising: a determination unit configured to determine whether the condition is satisfied; and a notification unit configured to notify the user when the information satisfies the condition. 11. The information providing system according to claim 10, wherein the information access cycle is a cycle set by the user. 12. The information providing module according to claim 10, wherein the information providing module is set for each user.
Information providing system described in. 13. The information providing system according to claim 10, wherein the information providing module is set for each information providing condition. 14. The information providing system according to claim 10, wherein said information providing system further comprises means for deleting said information providing module when said information providing module notifies said user. 2. The information providing system according to claim 1. 15. An information providing method for providing information to a user using a computer, comprising: receiving notification condition data including an information item and an information providing condition from the user; Generating an access unit having an attribute and accessing the information storage unit based on the information access cycle; and extracting unit having the information item as an attribute and extracting information from the information storage unit based on the information item. Generating the information providing condition as an attribute, collating the information providing condition with the extracted information, and generating determining means for determining whether the condition is satisfied; and If the condition is satisfied, a step of generating a notifying unit for notifying the user is performed; and the access unit, the extracting unit, the determining unit, and the Generating an information providing module by combining the knowledge means. 16. The information providing method according to claim 15, wherein the notification condition data further includes data on an information access cycle. 17. The information providing module according to claim 15, wherein the generation of the information providing module is performed for each user.
6. The information providing method according to 6. 18. The information providing module according to claim 15, wherein the information providing module is generated for each information providing condition.
Or the information providing method according to 16. 19. An information providing method for providing information to a user using a computer, comprising: recording an information access cycle, an information item, and an information providing condition set in advance in an information providing module; An information providing module accessing information storage means based on the information access cycle; an information providing module extracting information from the information storage means based on the information item; Determining whether the extracted information and the information providing condition are satisfied based on the information providing condition, and notifying the user when the information satisfies the condition. . 20. The information according to claim 19, wherein the information providing method further comprises a step of deleting the information providing module when the information providing module notifies the user. Delivery method. 21. A computer for providing information to a user, comprising: an information access cycle which has a preset information access cycle as an attribute; an access means for accessing an information storage means based on the information access cycle; Have items as attributes,
Extracting means for extracting information from the information storage means based on the information item, having an information provision condition set by the user as an attribute, collating the information provision condition with the extracted information,
An information providing agent program for functioning as an information providing module, comprising: determining means for determining whether the condition is satisfied; and notifying means for notifying the user when the information satisfies the condition. . 22. The information providing agent program according to claim 21, wherein the information access cycle is a cycle set by the user, and is caused to function as an information providing module. 23. The determination means further includes an individual information storage means for recording the information extracted by the extraction means, wherein the determination means makes a determination based on the information recorded in the individual information storage means. 23. The information providing agent program according to claim 21, wherein the information providing agent program functions as an information providing module. 24. The notifying means calculates a waiting time from a notification time based on the information access cycle, and transmits a notification again if the user does not receive a confirmation of viewing the notification within the waiting time. 24. A function as an information providing module characterized by the following:
The information providing agent program according to any one of the above. 25. The extracting means, based on an information access cycle which the information providing module has as an attribute,
25. A function as an information providing module for calculating a retroactive period, extracting information on the retroactive period, and performing the determination based on the extracted information. The information providing agent program according to any one of the above. 26. The information providing module, further comprising: an access cycle calculating means for calculating an information access cycle based on the information extracted by the extracting means, wherein the access means calculates the information access cycle based on the calculated information access cycle. 3. An information providing module for accessing an information storage unit based on the information providing module.
26. The information providing agent program according to any one of 1 to 25. 27. The information providing module according to claim 26, wherein the access cycle calculating means shortens the information access cycle when the degree of change of the information extracted by the extracting means is large. Information providing agent program described in. 28. The information providing module further includes an access cycle calculating unit that calculates an information access cycle based on information acquired from outside the information providing module, wherein the access unit calculates the information access cycle. The information providing agent program according to any one of claims 21 to 27, which functions as an information providing module that accesses the information storage means based on the information. 29. The information providing agent program, further comprising a conversation unit for communicating with another information providing module based on an attribute of the information providing module, wherein the information obtained from outside the information providing module is provided. 29. The information providing agent program according to claim 28, wherein said information providing agent functions as an information providing module, wherein said information providing module receives information from another information providing module received by said conversation means.