ITPA20070014A1 - CREDIT CARD SCALARING WITH RESIDUAL PLAFOND WHEELS. - Google Patents

CREDIT CARD SCALARING WITH RESIDUAL PLAFOND WHEELS. Download PDF

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Publication number
ITPA20070014A1
ITPA20070014A1 IT000014A ITPA20070014A ITPA20070014A1 IT PA20070014 A1 ITPA20070014 A1 IT PA20070014A1 IT 000014 A IT000014 A IT 000014A IT PA20070014 A ITPA20070014 A IT PA20070014A IT PA20070014 A1 ITPA20070014 A1 IT PA20070014A1
Authority
IT
Italy
Prior art keywords
wheels
residual
scalaring
plafond
credit card
Prior art date
Application number
IT000014A
Other languages
Italian (it)
Inventor
Luigi Modica
Original Assignee
Luigi Modica
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Luigi Modica filed Critical Luigi Modica
Priority to IT000014A priority Critical patent/ITPA20070014A1/en
Priority to EP08737758A priority patent/EP2145321A1/en
Priority to US12/593,978 priority patent/US20100116894A1/en
Priority to PCT/IB2008/051321 priority patent/WO2008122955A1/en
Priority to CN200880017197A priority patent/CN101681537A/en
Publication of ITPA20070014A1 publication Critical patent/ITPA20070014A1/en

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  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Description

DESCRIZIONE DESCRIPTION

L'utilizzo delie carte di credito dette a scalare, in cui un ammontare predeterminato di denaro viene caricato elettronicamente sulla stessa da parte decente di emissione - per esempio, istituto bancario o amministrazione postale - e dove, ad esaurimento del plafond disponibile, si ha il reintegro dei credito con un nuovo versamento, ha subito un incremento notevole negli ultimi anni, principalmente a ragione del suo uso per acquisti via web, transazioni in cui l'utilizzo di normali carte di credito senza limite teorico di spesa potrebbe comportare il rischio di uso fraudolento delle stese, ma anche per utilizzi comuni da parte d? utenza che non vuole un mezzo di pagamento a budget incontrollabile, o non essendo titolare d? conti correnti bancari - giovani ad esempio -non pu? avere accesso alle- altre carte. The use of credit cards called scalar, in which a predetermined amount of money is loaded electronically on the same by a decent issuing party - for example, a bank or postal administration - and where, once the available ceiling has been used up, reinstatement of credit with a new payment, has undergone a significant increase in recent years, mainly due to its use for purchases via the web, transactions in which the use of normal credit cards without theoretical spending limits could involve the risk of use fraudulent of the spreads, but also for common uses by d? user who does not want a means of payment with an uncontrollable budget, or not being the owner of d? bank accounts - young people for example - can not? have access to other cards.

Il limite di questa forma di pagamento ? l'impossibilit? dell'individuazione esatta e costante della somma residua a disposizione per te operazioni; potrebbe accadere quindi che si tenti di lare un acquisto senza avere denaro sufficiente a disposizione, o che l?operazione on line die si immagini andata a buon fine In effeti non lo sia. The limit of this form of payment? the impossibility? the exact and constant identification of the residual amount available for you transactions; it could therefore happen that an attempt is made to make a purchase without having sufficient money available, or that the online operation is imagined to have been successful. In fact it is not.

La carta di credito oggetto di questa descrizione consiste di un supporto uguale a quello normalmente utilizzato per questo mezzo d? pagamento, ma in cui, nella parte superiore vengono inserite ad incasso set rotelle con il bordo dentato, su cui sono incise le cifre da 1 a 0, rotelle che ruotano su di un asse, appena sporgenti dal bordo superiore stesso, e che vengono bloccate nella pesinone indicante la cifra residua, da una barretta in plastica ad U - zigrinata anch'essa - che fissata ad un'estremit? della carta si chiuder? a ghigliottina sulle rotelle bloccandosi con un meccanismo a dtp; quindi, ad ogni spesa effettuata, si sollever? la barretta di blocco, si ruoteranno le rotelle, quattro per ?, $ o altre divise, due per gli eventuali centesimi, ( per nazioni con sistemi monetari senza centesimi si produrranno custodie a sole quattro rotelle) e quando la cifra corrispondente a quella residua coincider? con un apposito segnale colorato alla base delle rotelle, si richiuder? la barretta. The credit card object of this description consists of a support equal to that normally used for this medium d? payment, but in which, in the upper part, a set of wheels with a toothed edge are inserted, on which the digits from 1 to 0 are engraved, wheels that rotate on an axis, just protruding from the upper edge itself, and which are blocked in the pesinone indicating the residual figure, by a U-shaped plastic bar - also knurled - which is fixed to one end? of the card will close? guillotine on wheels, locking with a dtp mechanism; then, at each expense made, it will rise? the locking bar, the wheels will rotate, four for?, $ or other currencies, two for any cents, (for nations with monetary systems without cents, cases with only four wheels will be produced) and when the amount corresponding to the residual one coincides ? with a special colored sign at the base of the wheels, it will close again? the finger.

In questo modo si ? in condizioni di monitorare, seppur manualmente, il resi--duo- di spesa. Like this yes? able to monitor, albeit manually, the return - duo - of expenditure.

Claims (1)

Rivendicazioni Il principio fondante il trovato ? nel sistema di rotelle allineate e bloccate da tara barretta di plastica con blocco a cip che, manualmente, permutano di correggere li residuo di denaro d?sponblte dopo ogni utilizzo della carta. Claims The founding principle of the invention? in the system of wheels aligned and blocked by a tare plastic bar with a chip block which, manually, allow to correct the residual money available after each use of the card.
IT000014A 2007-04-06 2007-04-06 CREDIT CARD SCALARING WITH RESIDUAL PLAFOND WHEELS. ITPA20070014A1 (en)

Priority Applications (5)

Application Number Priority Date Filing Date Title
IT000014A ITPA20070014A1 (en) 2007-04-06 2007-04-06 CREDIT CARD SCALARING WITH RESIDUAL PLAFOND WHEELS.
EP08737758A EP2145321A1 (en) 2007-04-06 2008-04-07 Device for displaying the residual amount of rechargeable credit cards
US12/593,978 US20100116894A1 (en) 2007-04-06 2008-04-07 Device for displaying the residual amount of rechargeable credit cards
PCT/IB2008/051321 WO2008122955A1 (en) 2007-04-06 2008-04-07 Device for displaying the residual amount of rechargeable credit cards
CN200880017197A CN101681537A (en) 2007-04-06 2008-04-07 Device for displaying the residual amount of rechargeable credit cards

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
IT000014A ITPA20070014A1 (en) 2007-04-06 2007-04-06 CREDIT CARD SCALARING WITH RESIDUAL PLAFOND WHEELS.

Publications (1)

Publication Number Publication Date
ITPA20070014A1 true ITPA20070014A1 (en) 2008-10-06

Family

ID=40327584

Family Applications (1)

Application Number Title Priority Date Filing Date
IT000014A ITPA20070014A1 (en) 2007-04-06 2007-04-06 CREDIT CARD SCALARING WITH RESIDUAL PLAFOND WHEELS.

Country Status (1)

Country Link
IT (1) ITPA20070014A1 (en)

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