ITMI20050092A1 - Carta computerizzata particolarmente studiata per il trasferimento di denaro - Google Patents

Carta computerizzata particolarmente studiata per il trasferimento di denaro

Info

Publication number
ITMI20050092A1
ITMI20050092A1 IT000092A ITMI20050092A ITMI20050092A1 IT MI20050092 A1 ITMI20050092 A1 IT MI20050092A1 IT 000092 A IT000092 A IT 000092A IT MI20050092 A ITMI20050092 A IT MI20050092A IT MI20050092 A1 ITMI20050092 A1 IT MI20050092A1
Authority
IT
Italy
Prior art keywords
studyed
money transfer
card particularly
computerized card
computerized
Prior art date
Application number
IT000092A
Other languages
English (en)
Inventor
Rocco Castrignano
Original Assignee
Valore Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Valore Holding Ltd filed Critical Valore Holding Ltd
Priority to IT000092A priority Critical patent/ITMI20050092A1/it
Priority to US11/115,046 priority patent/US20060167798A1/en
Priority to EP05007693A priority patent/EP1684242A1/en
Publication of ITMI20050092A1 publication Critical patent/ITMI20050092A1/it

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/28Pre-payment schemes, e.g. "pay before"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343Cards including a counter
    • G06Q20/3433Cards including a counter the counter having monetary units
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
IT000092A 2005-01-24 2005-01-24 Carta computerizzata particolarmente studiata per il trasferimento di denaro ITMI20050092A1 (it)

Priority Applications (3)

Application Number Priority Date Filing Date Title
IT000092A ITMI20050092A1 (it) 2005-01-24 2005-01-24 Carta computerizzata particolarmente studiata per il trasferimento di denaro
US11/115,046 US20060167798A1 (en) 2005-01-24 2005-04-25 Currency transfer computerized card
EP05007693A EP1684242A1 (en) 2005-01-24 2005-05-05 Prepaid computerized card for currency transfer

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
IT000092A ITMI20050092A1 (it) 2005-01-24 2005-01-24 Carta computerizzata particolarmente studiata per il trasferimento di denaro

Publications (1)

Publication Number Publication Date
ITMI20050092A1 true ITMI20050092A1 (it) 2006-07-25

Family

ID=34934884

Family Applications (1)

Application Number Title Priority Date Filing Date
IT000092A ITMI20050092A1 (it) 2005-01-24 2005-01-24 Carta computerizzata particolarmente studiata per il trasferimento di denaro

Country Status (3)

Country Link
US (1) US20060167798A1 (it)
EP (1) EP1684242A1 (it)
IT (1) ITMI20050092A1 (it)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8672220B2 (en) * 2005-09-30 2014-03-18 The Western Union Company Money transfer system and method
WO2009074848A1 (en) * 2007-12-11 2009-06-18 Xs Innovation Holdings Limited Financial device and method and system using same

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5453601A (en) * 1991-11-15 1995-09-26 Citibank, N.A. Electronic-monetary system
US5521362A (en) * 1994-06-08 1996-05-28 Mci Communications Corporation Electronic purse card having multiple storage memories to prevent fraudulent usage and method therefor
US5903880A (en) * 1996-07-19 1999-05-11 Biffar; Peter C. Self-contained payment system with circulating digital vouchers
JPH1049636A (ja) * 1996-07-31 1998-02-20 Nippon T M I:Kk Icカード発行機
US20020174016A1 (en) * 1997-06-16 2002-11-21 Vincent Cuervo Multiple accounts and purposes card method and system
US6473500B1 (en) * 1998-10-28 2002-10-29 Mastercard International Incorporated System and method for using a prepaid card
JP2002133010A (ja) * 2000-10-26 2002-05-10 Nec Corp 公営競技投票システム、公営競技投票方法及び該方法を実施するためのプログラムを記録した記録媒体
US20020143703A1 (en) * 2001-03-28 2002-10-03 Ahmad Razvan Internet cash card
US6805289B2 (en) * 2002-05-23 2004-10-19 Eduardo Noriega Prepaid card payment system and method for electronic commerce
JP2004070738A (ja) * 2002-08-07 2004-03-04 Ntt Data Corp Icカード投票システムおよび投票処理方法
US20040225545A1 (en) * 2003-05-08 2004-11-11 Turner James E. System and method for offering unsecured consumer credit transactions

Also Published As

Publication number Publication date
EP1684242A1 (en) 2006-07-26
US20060167798A1 (en) 2006-07-27

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