IT1262019B - PAYMENT SYSTEM BY MEANS OF MAGNETIC CARDS PREPAID TO SCALAR - Google Patents

PAYMENT SYSTEM BY MEANS OF MAGNETIC CARDS PREPAID TO SCALAR

Info

Publication number
IT1262019B
IT1262019B ITVA920008A ITVA920008A IT1262019B IT 1262019 B IT1262019 B IT 1262019B IT VA920008 A ITVA920008 A IT VA920008A IT VA920008 A ITVA920008 A IT VA920008A IT 1262019 B IT1262019 B IT 1262019B
Authority
IT
Italy
Prior art keywords
card
holes
magnetic
amount
records
Prior art date
Application number
ITVA920008A
Other languages
Italian (it)
Inventor
Giuseppe Redaelli
Original Assignee
Tipografica Varese Spa
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Tipografica Varese Spa filed Critical Tipografica Varese Spa
Priority to ITVA920008A priority Critical patent/IT1262019B/en
Publication of ITVA920008A0 publication Critical patent/ITVA920008A0/en
Priority to PCT/IT1993/000031 priority patent/WO1993021610A1/en
Publication of ITVA920008A1 publication Critical patent/ITVA920008A1/en
Application granted granted Critical
Publication of IT1262019B publication Critical patent/IT1262019B/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343—Cards including a counter
    • G06Q20/3433—Cards including a counter the counter having monetary units
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806—Details of the card
    • G07F7/0813—Specific details related to card security
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G07F7/125—Offline card verification

Landscapes

  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Credit Cards Or The Like (AREA)

Abstract

Il migliorato sistema di pagamento per mezzo di schede magnetiche prepagate a scalare provvede, all'atto dell'erogazione di una scheda magnetica prepagata per un importo selezionabile dal cliente, a delimitare permanentemente mediante una foratura a punzone della scheda la traccia magnetica di registrazione dell'importo spendibile, al quale corrisponde una certa lunghezza del segmento registrato, e quindi ad impedire una sovrascrittura fraudolenta di un importo superiore spendibile sulla pista così delimitata dal foro prodotto all'atto dell'emissione della tessera. Un pressoché insuperabile presidio contro la falsificazione delle registrazioni di spesa è realizzata equipaggiando le stazioni di riscossione automatica di un punzone atto a produrre una serie di fori indicativi della percentuale spesa dell'intero importo spendibile ed in cui la disposizione geometrica di detti fori è stabilita da un algoritmo segreto del sistema utilizzando i dati d'emissione della singola tessera e d'organi di lettura di detti fori in modo da realizzare un controllo incrociato tra le registrazioni magnetiche e le registrazioni d'invalidazione incrementale attraverso detta serie di fori non decodificabili, ad ogni uso della tessera.The improved payment system by means of prepaid magnetic cards to scale provides, when a prepaid magnetic card is issued for an amount that can be selected by the customer, to permanently delimit the magnetic trace of the registration by punching the card. spendable amount, which corresponds to a certain length of the registered segment, and therefore to prevent a fraudulent overwriting of a higher amount that can be spent on the track thus delimited by the hole produced at the time of issue of the card. An almost unsurpassed protection against the falsification of expense records is achieved by equipping the automatic collection stations with a punch designed to produce a series of holes indicative of the percentage spent of the entire spendable amount and in which the geometric arrangement of these holes is established by a secret algorithm of the system using the emission data of the single card and of reading organs of said holes in order to carry out a cross-check between the magnetic records and the incremental invalidation records through said series of holes that cannot be decoded, for every use of the card.

ITVA920008A 1992-04-08 1992-04-08 PAYMENT SYSTEM BY MEANS OF MAGNETIC CARDS PREPAID TO SCALAR IT1262019B (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
ITVA920008A IT1262019B (en) 1992-04-08 1992-04-08 PAYMENT SYSTEM BY MEANS OF MAGNETIC CARDS PREPAID TO SCALAR
PCT/IT1993/000031 WO1993021610A1 (en) 1992-04-08 1993-04-06 System of payment by means of prepaid magnetic cards

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
ITVA920008A IT1262019B (en) 1992-04-08 1992-04-08 PAYMENT SYSTEM BY MEANS OF MAGNETIC CARDS PREPAID TO SCALAR

Publications (3)

Publication Number Publication Date
ITVA920008A0 ITVA920008A0 (en) 1992-04-08
ITVA920008A1 ITVA920008A1 (en) 1993-10-08
IT1262019B true IT1262019B (en) 1996-06-18

Family

ID=11423184

Family Applications (1)

Application Number Title Priority Date Filing Date
ITVA920008A IT1262019B (en) 1992-04-08 1992-04-08 PAYMENT SYSTEM BY MEANS OF MAGNETIC CARDS PREPAID TO SCALAR

Country Status (2)

Country Link
IT (1) IT1262019B (en)
WO (1) WO1993021610A1 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2724246B1 (en) * 1994-09-01 1996-12-20 Secap ELECTRONIC POSTAGE MACHINE.

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3362515A (en) * 1966-07-07 1968-01-09 Yamamoto Mititaka Card controlled apparatus
CH599634A5 (en) * 1976-02-02 1978-05-31 Electronics Financial Ltd Progressive cancellation system for magnetically encoded credit cards
DE3038614A1 (en) * 1980-10-13 1982-04-22 Copytex-Abrechnungssysteme für Dienstleistungsautomaten GbmH, 7742 St Georgen METHOD FOR RETURNING RETURN OF INFORMATION ENTERING ON A DATA CARRIER AND DEVICE FOR READING IN AND / OR READING OUT INFORMATION PROTECTED AGAINST RETURN TRANSFER
FR2625578B1 (en) * 1988-01-06 1991-09-27 Schlumberger Ind Sa MAGNETIC CARD PAYMENT CONTROL SYSTEM
JPH0259992A (en) * 1988-08-26 1990-02-28 Hiromasa Suekane Gas station having fuel oil prepaid card processor

Also Published As

Publication number Publication date
WO1993021610A1 (en) 1993-10-28
ITVA920008A0 (en) 1992-04-08
ITVA920008A1 (en) 1993-10-08

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Legal Events

Date Code Title Description
0001 Granted
TA Fee payment date (situation as of event date), data collected since 19931001

Effective date: 19960430