IS8601A - Aðferð til að nálgast reiðufé úr kortalausum hraðbanka með sms millifærslubeiðni - Google Patents
Aðferð til að nálgast reiðufé úr kortalausum hraðbanka með sms millifærslubeiðniInfo
- Publication number
- IS8601A IS8601A IS8601A IS8601A IS8601A IS 8601 A IS8601 A IS 8601A IS 8601 A IS8601 A IS 8601A IS 8601 A IS8601 A IS 8601A IS 8601 A IS8601 A IS 8601A
- Authority
- IS
- Iceland
- Prior art keywords
- transfer request
- sms transfer
- cardless atm
- accessing cash
- cash
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
- G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
- G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
PCT/ES2004/000321 WO2006013218A1 (es) | 2004-07-05 | 2004-07-05 | Método para la disposición de efectivo en cajeros sin tarjeta, mediante una orden de pago vía sms |
Publications (1)
Publication Number | Publication Date |
---|---|
IS8601A true IS8601A (is) | 2007-02-02 |
Family
ID=35786890
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
IS8601A IS8601A (is) | 2004-07-05 | 2007-02-02 | Aðferð til að nálgast reiðufé úr kortalausum hraðbanka með sms millifærslubeiðni |
Country Status (15)
Country | Link |
---|---|
US (1) | US8725640B2 (is) |
EP (1) | EP1783676A1 (is) |
CN (1) | CN1998016A (is) |
AR (1) | AR050073A1 (is) |
AU (1) | AU2004322079B2 (is) |
BR (1) | BRPI0418951A (is) |
CA (1) | CA2612618C (is) |
IL (1) | IL180583A0 (is) |
IS (1) | IS8601A (is) |
MD (1) | MD3964C2 (is) |
MX (1) | MX2007000038A (is) |
NO (1) | NO20070652L (is) |
PE (1) | PE20060413A1 (is) |
UY (1) | UY29001A1 (is) |
WO (1) | WO2006013218A1 (is) |
Families Citing this family (40)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
GB0704396D0 (en) * | 2007-03-07 | 2007-04-11 | Royal Bank Of Scotland Plc The | Cash dispensing methods and systems |
MD3666G2 (ro) * | 2007-04-24 | 2009-07-31 | Михаил БУКС | Procedeu de stimulare a volumului de comercializare a mărfurilor în reţelele de comerţ cu amănuntul |
DE602007012538D1 (de) * | 2007-07-27 | 2011-03-31 | Ntt Docomo Inc | Verfahren und Vorrichtung zur Durchführung delegierter Transaktionen |
US20090106148A1 (en) * | 2007-10-17 | 2009-04-23 | Christian Prada | Pre-paid financial system |
DE102008011192A1 (de) * | 2008-02-26 | 2009-08-27 | Wincor Nixdorf International Gmbh | Verfahren und Diensterechner sowie System zur Transaktion eines Geldbetrages |
JO2532B1 (en) * | 2008-03-09 | 2010-09-05 | أنس محمود السهلي محمود | SIM card banking system and method |
WO2010125577A1 (en) * | 2009-04-27 | 2010-11-04 | Shrivastav Shourabh | Cardless financial transaction |
CN101882343A (zh) * | 2009-05-05 | 2010-11-10 | 中国移动通信集团公司 | 一种对自动柜员机进行无卡操作的方法、系统及设备 |
US8332315B2 (en) | 2009-12-08 | 2012-12-11 | Visa International Service Association | Payment message routing using geo-location |
EA201201333A1 (ru) * | 2009-12-25 | 2013-09-30 | Кайрат Хайруллович ЖАКСЫЛЫКОВ | Способ предоставления информации посредством мобильной связи |
RU2459264C2 (ru) * | 2010-04-16 | 2012-08-20 | Эй-Би-Эс-Эй Бенк Лтд | Снятие переведенных электронным способом средств без использования карточки |
ZA201102847B (en) * | 2010-04-16 | 2012-01-25 | Absa Bank Ltd | Transfer of funds to multiple recipients for cardless redemption |
FR2960675B1 (fr) * | 2010-05-27 | 2015-05-22 | Christian Rene Marie Soulez | Procede et systeme de teletransmission securisee |
WO2012003842A1 (en) * | 2010-07-08 | 2012-01-12 | Ashraf Abdel Salam Mohammed El Disoky | Method and system for payment and processing all financial operations using wireless, landline and mobile phone credit as alternative to carrying money or credit cards |
US20130159191A1 (en) * | 2010-08-30 | 2013-06-20 | Infosys Limited | Method and system for limiting risk in banking transactions |
EP2450858A1 (en) | 2010-11-04 | 2012-05-09 | Fundosa Technosite S.A. | System and method of interaction between a user and an automatic teller machine |
SI23818A (sl) * | 2011-07-25 | 2013-01-31 | Marko JaneĹľiÄŤ | Postopek brezgotovinskega prenosa denarnih sredstev s pomočjo plačilne kode |
GB2494436A (en) | 2011-09-08 | 2013-03-13 | Royal Bank Scotland Plc | Wireless payment using blind identifier |
US20130268435A1 (en) * | 2012-04-10 | 2013-10-10 | Ebay Inc. | Friendly funding source messaging |
CN103679528A (zh) * | 2012-09-26 | 2014-03-26 | 中国银联股份有限公司 | 给予持卡用户脱卡账号的方法及系统 |
FR2996663A1 (fr) * | 2012-10-04 | 2014-04-11 | Naama Bak | Procede de transfert de fonds d'une personne a une autre personne |
US9367837B2 (en) | 2013-03-27 | 2016-06-14 | Glory Global Solutions (International) Limited | Cash and/or financial document handling system |
CN103745346A (zh) * | 2013-12-27 | 2014-04-23 | 郑志豪 | 一种移动银行的实现方法及系统 |
US10515367B2 (en) * | 2014-03-31 | 2019-12-24 | Ncr Corporation | Fraud detection in self-service terminal |
US9536240B2 (en) * | 2014-07-21 | 2017-01-03 | Paypal, Inc. | Secure cardless cash withdrawal |
CN104269000A (zh) * | 2014-10-21 | 2015-01-07 | 中国建设银行股份有限公司 | 一种无介质现金业务处理方法及系统 |
US10614442B2 (en) | 2014-12-03 | 2020-04-07 | Mastercard International Incorporated | System and method of facilitating cash transactions at an ATM system without an ATM card using mobile |
CN104680361B (zh) * | 2015-02-05 | 2018-05-15 | 王钧 | 一种基于第三方平台的取现方法和系统 |
SG10201508945YA (en) | 2015-10-29 | 2017-05-30 | Mastercard International Inc | Method and system for cardless use of an automated teller machine (atm) |
CN105279694A (zh) * | 2015-11-18 | 2016-01-27 | 深圳怡化电脑股份有限公司 | 一种处理用户取款信息的方法及装置 |
TWI598848B (zh) * | 2016-06-01 | 2017-09-11 | Suntech Holding Company | Cardless withdrawal system with information security mechanism and its data processing method |
AU2017291392A1 (en) * | 2016-06-29 | 2018-11-22 | Mastercard International Incorporated | Method and system for cardless disbursement from an automated teller machine |
EP3507754A1 (en) | 2016-09-04 | 2019-07-10 | Mastercard International Incorporated | Method and system for cardless atm transaction via mobile device |
US20180218345A1 (en) | 2017-01-28 | 2018-08-02 | Mastercard International Incorporated | Systems and methods for processing preauthorized automated banking machine-related transactions |
JP2018128975A (ja) * | 2017-02-10 | 2018-08-16 | グローリー株式会社 | 顧客取引システム、自動取引装置及び顧客取引方法 |
TWI703528B (zh) * | 2018-01-15 | 2020-09-01 | 玉山商業銀行股份有限公司 | 視覺化呈現自動提款機佈點營運狀態的方法 |
US11037114B2 (en) | 2018-03-22 | 2021-06-15 | Diebold Nixdorf, Incorporated | System and method for financial transactions |
EP3761246A1 (en) | 2018-10-31 | 2021-01-06 | Finansoportes Consulting, S.L. | Automatic cash machine set for obtaining credit and a validation machine thereof in premises with gaming machines |
US11803827B2 (en) | 2019-11-01 | 2023-10-31 | Mastercard International Incorporated | Method and system for enabling cardless transactions at an ATM for any institutional entity |
CN111583028B (zh) * | 2020-05-08 | 2024-01-23 | 孙颐 | 一种委托取款业务处理方法及系统 |
Family Cites Families (20)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
GB9121995D0 (en) * | 1991-10-16 | 1991-11-27 | Jonhig Ltd | Value transfer system |
US5650604A (en) * | 1995-02-22 | 1997-07-22 | Electronic Data Systems Corporation | System and method for electronic transfer of funds using an automated teller machine to dispense the transferred funds |
US5963647A (en) * | 1997-02-14 | 1999-10-05 | Citicorp Development Center, Inc. | Method and system for transferring funds from an account to an individual |
DE19718103A1 (de) * | 1997-04-29 | 1998-06-04 | Kim Schmitz | Verfahren zur Autorisierung in Datenübertragungssystemen |
JPH1139538A (ja) | 1997-07-15 | 1999-02-12 | Toshiba Corp | 自動取引装置と自動取引方法 |
US6304860B1 (en) * | 1997-10-03 | 2001-10-16 | Joseph B. Martin, Jr. | Automated debt payment system and method using ATM network |
US6081791A (en) * | 1997-12-23 | 2000-06-27 | U S West, Inc | Enhanced ATM for facilitating telephony access |
US6173272B1 (en) * | 1998-04-27 | 2001-01-09 | The Clearing House Service Company L.L.C. | Electronic funds transfer method and system and bill presentment method and system |
AU1206300A (en) | 1998-10-13 | 2000-05-01 | Karen Macaluso | Financial transaction system and method |
US6488203B1 (en) * | 1999-10-26 | 2002-12-03 | First Data Corporation | Method and system for performing money transfer transactions |
US7617157B2 (en) * | 2002-01-03 | 2009-11-10 | The Western Union Company | Method for receiving electronically transferred funds using an automated teller machine |
US8065226B2 (en) * | 2000-07-20 | 2011-11-22 | Citicorp Development Center, Inc. | Method and system for performing a cash transaction with a self-service financial transaction terminal |
GB0027922D0 (en) | 2000-11-15 | 2001-01-03 | Haidar Mahmoud N Y | Electronic payment and associated systems |
US7680738B2 (en) * | 2000-11-22 | 2010-03-16 | American Express Travel Related Services Company, Inc. | System and method for executing cash payments via a computer network |
GB2379040A (en) * | 2001-08-22 | 2003-02-26 | Int Computers Ltd | Controlling user access to a remote service by sending a one-time password to a portable device after normal login |
GB2379525A (en) * | 2001-09-08 | 2003-03-12 | Int Computers Ltd | Electronic payment authorisation |
JP2003123126A (ja) | 2001-10-16 | 2003-04-25 | Hitachi Ltd | 現金自動取引システム |
US20030078987A1 (en) * | 2001-10-24 | 2003-04-24 | Oleg Serebrennikov | Navigating network communications resources based on telephone-number metadata |
US20040024696A1 (en) * | 2002-08-02 | 2004-02-05 | Federico Alves | System for automatically transferring funds |
RU2278412C1 (ru) * | 2004-11-01 | 2006-06-20 | Институт системного анализа РАН | Автоматизированная система проведения финансовых платежей между участниками торговых сделок |
-
2004
- 2004-07-05 MD MDA20070032A patent/MD3964C2/ro not_active IP Right Cessation
- 2004-07-05 AU AU2004322079A patent/AU2004322079B2/en not_active Ceased
- 2004-07-05 EP EP04742050A patent/EP1783676A1/en not_active Ceased
- 2004-07-05 CN CNA2004800437677A patent/CN1998016A/zh active Pending
- 2004-07-05 CA CA2612618A patent/CA2612618C/en active Active
- 2004-07-05 US US11/571,682 patent/US8725640B2/en active Active
- 2004-07-05 MX MX2007000038A patent/MX2007000038A/es active IP Right Grant
- 2004-07-05 WO PCT/ES2004/000321 patent/WO2006013218A1/es active Application Filing
- 2004-07-05 BR BRPI0418951-5A patent/BRPI0418951A/pt not_active Application Discontinuation
-
2005
- 2005-07-01 AR ARP050102752A patent/AR050073A1/es not_active Application Discontinuation
- 2005-07-01 PE PE2005000766A patent/PE20060413A1/es not_active Application Discontinuation
- 2005-07-04 UY UY29001A patent/UY29001A1/es not_active Application Discontinuation
-
2007
- 2007-01-07 IL IL180583A patent/IL180583A0/en unknown
- 2007-02-02 IS IS8601A patent/IS8601A/is unknown
- 2007-02-05 NO NO20070652A patent/NO20070652L/no not_active Application Discontinuation
Also Published As
Publication number | Publication date |
---|---|
WO2006013218A1 (es) | 2006-02-09 |
IL180583A0 (en) | 2007-06-03 |
PE20060413A1 (es) | 2006-05-26 |
MD3964B2 (en) | 2009-09-30 |
CA2612618A1 (en) | 2006-02-09 |
MD3964C2 (ro) | 2010-04-30 |
US20100042543A1 (en) | 2010-02-18 |
WO2006013218A8 (es) | 2006-03-30 |
AU2004322079A1 (en) | 2006-02-09 |
NO20070652L (no) | 2007-04-02 |
EP1783676A1 (en) | 2007-05-09 |
UY29001A1 (es) | 2005-08-31 |
AU2004322079B2 (en) | 2010-10-07 |
CA2612618C (en) | 2013-08-13 |
BRPI0418951A (pt) | 2007-12-11 |
MX2007000038A (es) | 2007-09-25 |
US8725640B2 (en) | 2014-05-13 |
CN1998016A (zh) | 2007-07-11 |
AR050073A1 (es) | 2006-09-27 |
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