IS7053A - Öruggt beinlínutengt greiðslukerfi - Google Patents

Öruggt beinlínutengt greiðslukerfi

Info

Publication number
IS7053A
IS7053A IS7053A IS7053A IS7053A IS 7053 A IS7053 A IS 7053A IS 7053 A IS7053 A IS 7053A IS 7053 A IS7053 A IS 7053A IS 7053 A IS7053 A IS 7053A
Authority
IS
Iceland
Prior art keywords
payment system
online payment
secure online
secure
payment
Prior art date
Application number
IS7053A
Other languages
English (en)
Inventor
J. Barry Gerard
Original Assignee
European Tax Free Shopping Limited
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by European Tax Free Shopping Limited filed Critical European Tax Free Shopping Limited
Publication of IS7053A publication Critical patent/IS7053A/is

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/24Credit schemes, i.e. "pay after"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/351Virtual cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0613Third-party assisted
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
IS7053A 2001-06-01 2003-11-26 Öruggt beinlínutengt greiðslukerfi IS7053A (is)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
IE20010524A IES20010524A2 (en) 2001-06-01 2001-06-01 A secure on-line payment system
PCT/IE2002/000072 WO2002097752A2 (en) 2001-06-01 2002-06-04 A secure on-line payment system

Publications (1)

Publication Number Publication Date
IS7053A true IS7053A (is) 2003-11-26

Family

ID=11042787

Family Applications (1)

Application Number Title Priority Date Filing Date
IS7053A IS7053A (is) 2001-06-01 2003-11-26 Öruggt beinlínutengt greiðslukerfi

Country Status (24)

Country Link
US (1) US8219488B2 (is)
EP (1) EP1430455A2 (is)
JP (1) JP2004533062A (is)
KR (1) KR20030019646A (is)
CN (2) CN1556972A (is)
AP (1) AP2875A (is)
AU (1) AU2002309199B2 (is)
BG (1) BG66353B1 (is)
BR (1) BR0205535A (is)
CA (1) CA2462398C (is)
DE (1) DE20220745U1 (is)
EA (1) EA005835B1 (is)
HU (1) HU227081B1 (is)
IE (2) IES20010524A2 (is)
IL (1) IL159049A0 (is)
IS (1) IS7053A (is)
MX (1) MXPA03011016A (is)
NO (1) NO20030537L (is)
NZ (1) NZ529828A (is)
PL (1) PL366838A1 (is)
TR (1) TR200302226T1 (is)
WO (1) WO2002097752A2 (is)
YU (1) YU8003A (is)
ZA (1) ZA200300887B (is)

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IES20010524A2 (en) * 2001-06-01 2002-12-11 Mainline Corporate Holdings A secure on-line payment system
CA2505078C (en) * 2002-11-07 2017-06-27 Planet Group, Inc. Time-of-transaction foreign currency conversion
GB0302320D0 (en) * 2003-01-31 2003-03-05 Neopost Ltd Mail handling system
US8732044B2 (en) 2006-05-23 2014-05-20 Mastercard International Incorporated Electronic transaction apparatus and method
US8175961B2 (en) * 2006-11-17 2012-05-08 Visa International Service Association Method and system for using payment history for conducting commercial transactions
US7933835B2 (en) 2007-01-17 2011-04-26 The Western Union Company Secure money transfer systems and methods using biometric keys associated therewith
US8818904B2 (en) 2007-01-17 2014-08-26 The Western Union Company Generation systems and methods for transaction identifiers having biometric keys associated therewith
US8504473B2 (en) 2007-03-28 2013-08-06 The Western Union Company Money transfer system and messaging system
US7603312B2 (en) * 2007-04-25 2009-10-13 Pe Systems, Inc. Altering card-issuer interchange categories
US8078531B2 (en) * 2007-04-25 2011-12-13 Pe Systems, Llc Auditing or determining reductions to card-issuer interchange fees
WO2008144772A1 (en) * 2007-05-24 2008-11-27 Arpu, Inc. Subscription promotion and management system and method
US7882026B1 (en) 2007-07-25 2011-02-01 United Services Automobile Association (Usaa) Systems and methods for a flat interchange fee for high value credit card purchases
US20090182675A1 (en) * 2008-01-04 2009-07-16 Brody Edward Method and system for conducting electronic commerce over a network using a shadow credit card number
US10970777B2 (en) 2008-09-15 2021-04-06 Mastercard International Incorporated Apparatus and method for bill payment card enrollment
WO2011100529A1 (en) 2010-02-12 2011-08-18 Mastercard International Incorporated Apparatus and method for bill presentment and payment
CN102592219B (zh) * 2012-01-21 2016-06-15 博泰雄森(北京)网络科技有限公司 基于授权码与移动终端号码关联的支付方法、系统和设备
EP2775687A1 (en) * 2013-03-04 2014-09-10 British Telecommunications public limited company Secure data entry system
CN103198397B (zh) * 2013-04-12 2014-12-17 江苏通付盾信息科技有限公司 一种基于风险评估和多重可信的移动支付方法
US9767457B1 (en) 2013-08-19 2017-09-19 Marqeta, Inc. System, method, and computer program for dynamically identifying a merchant associated with an authorization request for a payment card
US9613358B1 (en) 2013-08-19 2017-04-04 Marqeta, Inc. System, method, and computer program for capturing a unique identifier for a merchant used in purchase transaction approval requests
CN105577730A (zh) * 2014-10-24 2016-05-11 腾讯数码(深圳)有限公司 一种数据转移方法和设备
US10043160B2 (en) * 2015-01-16 2018-08-07 Bank Of America Corporation Method and apparatus for providing a balance-verified ACH identifier
US11636465B1 (en) 2015-10-21 2023-04-25 Marqeta, Inc. System, method, and computer program for funding a payment card account from an external source just-in-time for a purchase
US11023885B2 (en) 2017-06-30 2021-06-01 Marqeta, Inc. System, method, and computer program for securely transmitting and presenting payment card data in a web client
CN113191766B (zh) * 2021-05-08 2022-09-13 上海亿为科技有限公司 基于云计算校验支付行为安全的方法、装置及设备

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US5794221A (en) 1995-07-07 1998-08-11 Egendorf; Andrew Internet billing method
US6246755B1 (en) * 1996-12-31 2001-06-12 Walker Digital, Llc Method and system for connecting a caller to a content provider
US6252869B1 (en) 1995-12-29 2001-06-26 At&T Corp. Data network security system and method
US5905736A (en) 1996-04-22 1999-05-18 At&T Corp Method for the billing of transactions over the internet
US5778173A (en) * 1996-06-12 1998-07-07 At&T Corp. Mechanism for enabling secure electronic transactions on the open internet
JP3660101B2 (ja) * 1996-11-14 2005-06-15 松下電器産業株式会社 パーソナル電子決済システム
DE69603971T2 (de) 1996-12-13 2000-03-30 Ericsson Telefon Ab L M Verfahren und System zur Durchführung von Geldtransaktionen
US6085168A (en) * 1997-02-06 2000-07-04 Fujitsu Limited Electronic commerce settlement system
KR20010031840A (ko) 1998-09-04 2001-04-16 브레너 해리 익명성 쇼핑 및 익명성 밴더 운송자를 갖는 전자 상거래
US6339766B1 (en) * 1998-12-02 2002-01-15 Transactionsecure Electronic payment system employing limited-use account number
US6327578B1 (en) * 1998-12-29 2001-12-04 International Business Machines Corporation Four-party credit/debit payment protocol
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US6970852B1 (en) * 1999-04-28 2005-11-29 Imx Solutions, Inc. Methods and apparatus for conducting secure, online monetary transactions
US7885899B1 (en) * 2000-02-08 2011-02-08 Ipass Inc. System and method for secure network purchasing
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Also Published As

Publication number Publication date
AU2002309199B2 (en) 2006-12-21
CN101630390A (zh) 2010-01-20
IES20010524A2 (en) 2002-12-11
US20050049963A1 (en) 2005-03-03
NZ529828A (en) 2006-09-29
BR0205535A (pt) 2003-07-08
BG108478A (bg) 2005-02-28
US8219488B2 (en) 2012-07-10
IES20020450A2 (en) 2002-12-11
ZA200300887B (en) 2004-07-20
PL366838A1 (en) 2005-02-07
HUP0500520A2 (hu) 2005-08-29
KR20030019646A (ko) 2003-03-06
CA2462398A1 (en) 2002-12-05
TR200302226T1 (tr) 2004-09-21
NO20030537D0 (no) 2003-02-03
MXPA03011016A (es) 2005-09-21
AP2875A (en) 2014-03-31
WO2002097752A3 (en) 2004-04-08
BG66353B1 (bg) 2013-08-30
EA200301199A1 (ru) 2004-06-24
IL159049A0 (en) 2004-05-12
WO2002097752A2 (en) 2002-12-05
JP2004533062A (ja) 2004-10-28
YU8003A (sh) 2004-09-03
CN1556972A (zh) 2004-12-22
NO20030537L (no) 2003-03-31
HU227081B1 (en) 2010-06-28
DE20220745U1 (de) 2004-03-04
EA005835B1 (ru) 2005-06-30
CA2462398C (en) 2017-02-14
EP1430455A2 (en) 2004-06-23

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