IN2015KN00543A - - Google Patents

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Publication number
IN2015KN00543A
IN2015KN00543A IN543KON2015A IN2015KN00543A IN 2015KN00543 A IN2015KN00543 A IN 2015KN00543A IN 543KON2015 A IN543KON2015 A IN 543KON2015A IN 2015KN00543 A IN2015KN00543 A IN 2015KN00543A
Authority
IN
India
Prior art keywords
smartcard
user
authenticating
host computer
authentication process
Prior art date
Application number
Other languages
English (en)
Inventor
Christian Warhuus
Bjørn Elias Hesthamar
Original Assignee
Cypod Technology As
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Cypod Technology As filed Critical Cypod Technology As
Publication of IN2015KN00543A publication Critical patent/IN2015KN00543A/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3226—Use of secure elements separate from M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/353—Payments by cards read by M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
IN543KON2015 2012-08-02 2013-08-02 IN2015KN00543A (enrdf_load_stackoverflow)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
NO20120867A NO335081B1 (no) 2012-08-02 2012-08-02 Fremgangsmåte, system og anordning for smart tilgangskontroll for e-handelbetaling
PCT/NO2013/000042 WO2014021720A2 (en) 2012-08-02 2013-08-02 Method, system and device for e-commerce payment intelligent access control

Publications (1)

Publication Number Publication Date
IN2015KN00543A true IN2015KN00543A (enrdf_load_stackoverflow) 2015-07-17

Family

ID=50028616

Family Applications (1)

Application Number Title Priority Date Filing Date
IN543KON2015 IN2015KN00543A (enrdf_load_stackoverflow) 2012-08-02 2013-08-02

Country Status (10)

Country Link
US (1) US9953325B2 (enrdf_load_stackoverflow)
EP (3) EP2880612A4 (enrdf_load_stackoverflow)
JP (1) JP6340367B2 (enrdf_load_stackoverflow)
AU (2) AU2013297173A1 (enrdf_load_stackoverflow)
BR (1) BR112015002216A2 (enrdf_load_stackoverflow)
IN (1) IN2015KN00543A (enrdf_load_stackoverflow)
NO (1) NO335081B1 (enrdf_load_stackoverflow)
RU (1) RU2644132C2 (enrdf_load_stackoverflow)
WO (1) WO2014021720A2 (enrdf_load_stackoverflow)
ZA (1) ZA201501427B (enrdf_load_stackoverflow)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2678047B2 (ja) 1989-02-18 1997-11-17 大和製衡株式会社 計量機
RU2630166C1 (ru) * 2016-05-27 2017-09-05 Общество с ограниченной ответственностью "БЕСКОНТАКТ" (ООО "БЕСКОНТАКТ") Система, способ и устройство для осуществления онлайн платежей с использованием платежных карт
US10530803B1 (en) * 2016-07-05 2020-01-07 Wells Fargo Bank, N.A. Secure online transactions
JP2018084892A (ja) * 2016-11-22 2018-05-31 東芝テック株式会社 チェックアウトシステム、決済装置及びその制御プログラム
US11494765B2 (en) * 2017-05-11 2022-11-08 Visa International Service Association Secure remote transaction system using mobile devices
KR102651317B1 (ko) 2020-02-19 2024-03-26 주식회사 올링크 모바일 단말기를 이용한 결제정보 전달 시스템 및 이를 이용한 결제정보 전달 방법
US11689538B2 (en) 2020-10-28 2023-06-27 Capital One Services, Llc Methods and systems for authentication for high-risk communications

Family Cites Families (20)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1026641B1 (en) * 1999-02-01 2013-04-24 International Business Machines Corporation Method and system for establishing a trustworthy connection between a user and a terminal
US6985583B1 (en) * 1999-05-04 2006-01-10 Rsa Security Inc. System and method for authentication seed distribution
DE60024319T2 (de) * 2000-02-08 2006-08-03 Swisscom Mobile Ag Vereinter einloggungsprozess
WO2002005481A1 (en) * 2000-07-06 2002-01-17 Hitae Lee Three-way encryption/decryption system
US7606733B2 (en) * 2000-10-27 2009-10-20 Sandisk Il Ltd. Account portability for computing
US7242766B1 (en) * 2001-11-21 2007-07-10 Silicon Image, Inc. Method and system for encrypting and decrypting data using an external agent
US6882729B2 (en) * 2002-12-12 2005-04-19 Universal Electronics Inc. System and method for limiting access to data
KR100930457B1 (ko) * 2004-08-25 2009-12-08 에스케이 텔레콤주식회사 이동통신단말을 이용한 인증 및 결제 시스템과 방법
WO2007010333A1 (en) * 2005-07-20 2007-01-25 Hani Girgis Host security module using a collection of smartcards
EP1811421A1 (en) * 2005-12-29 2007-07-25 AXSionics AG Security token and method for authentication of a user with the security token
JP4954628B2 (ja) * 2006-05-16 2012-06-20 修 亀田 真性乱数発生素子あるいは擬似乱数発生素子を用いた認証用デバイス、認証装置及び認証方法
JP2008040908A (ja) * 2006-08-08 2008-02-21 Softbank Mobile Corp シード配布システム、携帯端末、シード配布プログラムおよびシード配布方法
TWI321731B (en) * 2006-09-18 2010-03-11 Quanta Comp Inc Device connection system and device connection method
SG147345A1 (en) * 2007-05-03 2008-11-28 Ezypay Pte Ltd System and method for secured data transfer over a network from a mobile device
FR2928798B1 (fr) 2008-03-14 2011-09-09 Centre Nat Rech Scient Procede d'authentification, systeme d'authentification, terminal serveur, terminal client et programmes d'ordinateur correspondants
US20100074438A1 (en) * 2008-09-24 2010-03-25 Industrial Technology Research Institute Systems and methods for key management
US20120095919A1 (en) * 2010-10-15 2012-04-19 Hart Annmarie D Systems and methods for authenticating aspects of an online transaction using a secure peripheral device having a message display and/or user input
DE102010060758A1 (de) * 2010-11-24 2012-05-24 Kobil Systems Gmbh Datenträgervorrichtung mit eigenem Prozessor zur Ausführung eines Netzzugriffprogramms
US9832183B2 (en) * 2011-04-19 2017-11-28 Early Warning Services, Llc Key management using quasi out of band authentication architecture
US9514316B2 (en) * 2013-04-30 2016-12-06 Microsoft Technology Licensing, Llc Optical security enhancement device

Also Published As

Publication number Publication date
NO335081B1 (no) 2014-09-08
EP3306551A1 (en) 2018-04-11
JP6340367B2 (ja) 2018-06-06
WO2014021720A9 (en) 2014-03-27
WO2014021720A3 (en) 2014-05-15
BR112015002216A2 (pt) 2017-07-04
NO20120867A1 (no) 2014-02-03
US9953325B2 (en) 2018-04-24
AU2013297173A1 (en) 2015-03-19
ZA201501427B (en) 2016-01-27
EP2880612A4 (en) 2016-04-13
US20150269576A1 (en) 2015-09-24
WO2014021720A2 (en) 2014-02-06
JP2015529900A (ja) 2015-10-08
RU2644132C2 (ru) 2018-02-07
EP3836062A1 (en) 2021-06-16
RU2015107243A (ru) 2016-09-20
AU2019204157A1 (en) 2019-07-04
EP2880612A2 (en) 2015-06-10

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