HK1210537A1 - Systems and methods for real-time account access - Google Patents

Systems and methods for real-time account access

Info

Publication number
HK1210537A1
HK1210537A1 HK15111170.2A HK15111170A HK1210537A1 HK 1210537 A1 HK1210537 A1 HK 1210537A1 HK 15111170 A HK15111170 A HK 15111170A HK 1210537 A1 HK1210537 A1 HK 1210537A1
Authority
HK
Hong Kong
Prior art keywords
real
systems
methods
account access
time account
Prior art date
Application number
HK15111170.2A
Other languages
English (en)
Chinese (zh)
Inventor
．馬庫斯
．伍德伯里
．戈登
Original Assignee
Paynet Payments Network Llc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US14/081,590 external-priority patent/US10535064B2/en
Application filed by Paynet Payments Network Llc filed Critical Paynet Payments Network Llc
Publication of HK1210537A1 publication Critical patent/HK1210537A1/xx

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G06Q20/38215—Use of certificates or encrypted proofs of transaction rights
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/027—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
    • H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
HK15111170.2A 2013-11-15 2015-11-12 Systems and methods for real-time account access HK1210537A1 (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US14/081,590 US10535064B2 (en) 2012-03-19 2013-11-15 Systems and methods for real-time account access

Publications (1)

Publication Number Publication Date
HK1210537A1 true HK1210537A1 (en) 2016-04-22

Family

ID=51900762

Family Applications (1)

Application Number Title Priority Date Filing Date
HK15111170.2A HK1210537A1 (en) 2013-11-15 2015-11-12 Systems and methods for real-time account access

Country Status (8)

Country Link
EP (2) EP3598367A1 (xx)
CN (2) CN112418831A (xx)
AU (3) AU2014256396B2 (xx)
BR (1) BR102014028305A2 (xx)
CA (1) CA2870844A1 (xx)
HK (1) HK1210537A1 (xx)
IN (1) IN2014DE03249A (xx)
MX (1) MX2014013530A (xx)

Families Citing this family (22)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10778439B2 (en) 2015-07-14 2020-09-15 Fmr Llc Seed splitting and firmware extension for secure cryptocurrency key backup, restore, and transaction signing platform apparatuses, methods and systems
US10644885B2 (en) 2015-07-14 2020-05-05 Fmr Llc Firmware extension for secure cryptocurrency key backup, restore, and transaction signing platform apparatuses, methods and systems
US11436598B2 (en) 2017-12-15 2022-09-06 Fmr Llc Social data tracking datastructures, apparatuses, methods and systems
US11488147B2 (en) 2015-07-14 2022-11-01 Fmr Llc Computationally efficient transfer processing and auditing apparatuses, methods and systems
US10504179B1 (en) 2015-12-08 2019-12-10 Fmr Llc Social aggregated fractional equity transaction partitioned acquisition apparatuses, methods and systems
US10992469B2 (en) 2015-07-14 2021-04-27 Fmr Llc Seed splitting and firmware extension for secure cryptocurrency key backup, restore, and transaction signing platform apparatuses, methods and systems
US11636471B2 (en) 2017-12-15 2023-04-25 Fmr Llc Social data tracking datastructures, apparatuses, methods and systems
US10339523B2 (en) 2015-07-14 2019-07-02 Fmr Llc Point-to-point transaction guidance apparatuses, methods and systems
US10489777B2 (en) * 2016-01-05 2019-11-26 Visa International Service Association Universal access to an electronic wallet
CN109074604A (zh) * 2016-05-03 2018-12-21 维萨国际服务协会 用于基于用具的资源目录的平台
US20170372417A1 (en) * 2016-06-28 2017-12-28 Sivanarayana Gaddam Digital asset account management
CN108074083B (zh) * 2016-11-18 2021-02-05 腾讯科技（深圳）有限公司 一种请求处理方法、服务器及客户端
CN111886618B (zh) * 2018-03-12 2024-01-02 维萨国际服务协会 数字访问代码
US10546444B2 (en) * 2018-06-21 2020-01-28 Capital One Services, Llc Systems and methods for secure read-only authentication
US11651369B2 (en) * 2018-07-12 2023-05-16 American Express Travel Related Services Company, Inc. Remote EMV payment applications
WO2020051250A1 (en) * 2018-09-05 2020-03-12 Visa International Service Association Global remittance system and method
US11250393B2 (en) 2018-11-09 2022-02-15 Visa International Service Association Rapid transaction settlement using virtual account
SG10202001079QA (en) * 2020-02-06 2020-07-29 Alipay Labs Singapore Pte Ltd Method and System for Processing a Transaction
CN111552982B (zh) * 2020-04-27 2023-03-10 支付宝(杭州)信息技术有限公司 保护隐私的账户关联关系识别方法及装置
CN113688405B (zh) * 2021-07-08 2023-05-26 电子科技大学 一种基于区块链的双向认证混合加密方法
CN113449005B (zh) * 2021-07-15 2024-02-23 中国银行股份有限公司 账户管理方法及装置
CN114866258A (zh) * 2022-05-16 2022-08-05 卡奥斯工业智能研究院(青岛)有限公司 一种访问关系的建立方法、装置、电子设备及存储介质

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AU4711801A (en) * 1999-12-06 2001-06-18 Rolfe M. Philip Method of masking the identity of a purchaser during a credit transaction
US6978369B2 (en) * 2000-08-04 2005-12-20 First Data Corporation Person-centric account-based digital signature system
US7225156B2 (en) * 2001-07-11 2007-05-29 Fisher Douglas C Persistent dynamic payment service
AUPS087602A0 (en) * 2002-03-04 2002-03-28 Ong, Yong Kin (Michael) Electronic fund transfer system
US20090265272A1 (en) * 2007-10-17 2009-10-22 The Western Union Company Money transfers utilizing a unique receiver identifier
US20090106152A1 (en) * 2007-10-17 2009-04-23 The Western Union Company Money transfers utilizing unique receiver identifier
GB0807676D0 (en) * 2008-04-28 2008-06-04 Royal Bank Of Scotland Plc The Transaction system and method
MX365511B (es) * 2009-10-19 2019-06-05 Mobile Equity Corp Metodo para controlar un sistema de comunicacion.
DK2526514T3 (en) * 2010-01-19 2018-06-18 Bluechain Pty Ltd PROCEDURE, DEVICE AND SYSTEM FOR SECURING PAYMENT DATA BY TRANSMISSION THROUGH OPEN COMMUNICATION NETWORKS
AU2011237715B2 (en) * 2010-04-09 2014-12-18 Visa International Service Association System and method for securely validating transactions
US20120016799A1 (en) * 2010-07-16 2012-01-19 Patrick Killian Money transfer system gateway service
WO2012150491A1 (en) * 2011-05-04 2012-11-08 NIEMEYER, Alice Method and system for funds transfer bill payment, and purchasing using drag and drop
US10552807B2 (en) * 2012-03-19 2020-02-04 Paynet Payments Network, Llc Systems and methods for real-time account access
CN102789612A (zh) * 2012-07-16 2012-11-21 深圳宝嘉电子设备有限公司 一种数字印章支付验证系统及其方法

Also Published As

Publication number Publication date
AU2014256396A1 (en) 2015-06-04
AU2014256396B2 (en) 2020-08-20
BR102014028305A2 (pt) 2016-08-02
AU2020267193A1 (en) 2020-12-03
EP3598367A1 (en) 2020-01-22
EP2874112A1 (en) 2015-05-20
MX2014013530A (es) 2015-08-12
CA2870844A1 (en) 2015-05-15
CN104657848A (zh) 2015-05-27
AU2022231708A1 (en) 2022-10-06
AU2020267193B2 (en) 2022-06-30
CN104657848B (zh) 2020-11-06
IN2014DE03249A (xx) 2015-07-17
CN112418831A (zh) 2021-02-26

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