HK1049056A1 - 啟動借項和收費卡檢測及調查欺詐性交易的方法和裝置 - Google Patents

啟動借項和收費卡檢測及調查欺詐性交易的方法和裝置

Info

Publication number
HK1049056A1
HK1049056A1 HK03100476.0A HK03100476A HK1049056A1 HK 1049056 A1 HK1049056 A1 HK 1049056A1 HK 03100476 A HK03100476 A HK 03100476A HK 1049056 A1 HK1049056 A1 HK 1049056A1
Authority
HK
Hong Kong
Prior art keywords
debit
detecting
charge card
fraudulent transactions
card activations
Prior art date
Application number
HK03100476.0A
Other languages
English (en)
Inventor
S Flaig Mark
J Odishoo George
T Shea Gary
A Wojak-Puranen Sally
t clark Robert
Original Assignee
Efunds Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Efunds Corp filed Critical Efunds Corp
Publication of HK1049056A1 publication Critical patent/HK1049056A1/zh

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code
    • G07F7/1083—Counting of PIN attempts

Landscapes

  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
HK03100476.0A 1999-10-22 2003-01-18 啟動借項和收費卡檢測及調查欺詐性交易的方法和裝置 HK1049056A1 (zh)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US16116199P 1999-10-22 1999-10-22
PCT/US2000/041330 WO2001031556A1 (en) 1999-10-22 2000-10-20 Method and apparatus for detecting and investigating fraudulent transactions in debit and charge card activations

Publications (1)

Publication Number Publication Date
HK1049056A1 true HK1049056A1 (zh) 2003-04-25

Family

ID=22580080

Family Applications (1)

Application Number Title Priority Date Filing Date
HK03100476.0A HK1049056A1 (zh) 1999-10-22 2003-01-18 啟動借項和收費卡檢測及調查欺詐性交易的方法和裝置

Country Status (5)

Country Link
US (1) US6488206B1 (zh)
EP (1) EP1226540A4 (zh)
AU (1) AU2117901A (zh)
HK (1) HK1049056A1 (zh)
WO (1) WO2001031556A1 (zh)

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US6615189B1 (en) 1998-06-22 2003-09-02 Bank One, Delaware, National Association Debit purchasing of stored value card for use by and/or delivery to others
US7809642B1 (en) 1998-06-22 2010-10-05 Jpmorgan Chase Bank, N.A. Debit purchasing of stored value card for use by and/or delivery to others
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US8793160B2 (en) 1999-12-07 2014-07-29 Steve Sorem System and method for processing transactions
US7509285B1 (en) * 2000-08-31 2009-03-24 Capital One Financial Corporation Method of establishing a credit limit
CA2354372A1 (en) 2001-02-23 2002-08-23 Efunds Corporation Electronic payment and authentication system with debit and identification data verification and electronic check capabilities
US6820802B2 (en) * 2001-02-27 2004-11-23 American Express Travel Related Services Company, Inc. Online card activation system and method
US8020754B2 (en) 2001-08-13 2011-09-20 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
US7251625B2 (en) * 2001-10-02 2007-07-31 Best Buy Enterprise Services, Inc. Customer identification system and method
US20040122736A1 (en) 2002-10-11 2004-06-24 Bank One, Delaware, N.A. System and method for granting promotional rewards to credit account holders
US8626642B2 (en) 2003-08-22 2014-01-07 Compucredit Intellectual Property Holdings Corp. Iii System and method for dynamically managing a financial account
US8306907B2 (en) 2003-05-30 2012-11-06 Jpmorgan Chase Bank N.A. System and method for offering risk-based interest rates in a credit instrument
US7761374B2 (en) 2003-08-18 2010-07-20 Visa International Service Association Method and system for generating a dynamic verification value
US7740168B2 (en) 2003-08-18 2010-06-22 Visa U.S.A. Inc. Method and system for generating a dynamic verification value
US7204412B2 (en) 2003-10-14 2007-04-17 Compucredit Intellectual Property Holdings Corp. Iii Family stored value card program
US7979351B1 (en) 2004-05-25 2011-07-12 American Express Travel Related Services Company, Inc. Prepaid transaction card activation system and method
US10643217B2 (en) * 2005-05-26 2020-05-05 Efunds Corporation Debit-based identity theft monitoring and prevention
US7401731B1 (en) 2005-05-27 2008-07-22 Jpmorgan Chase Bank, Na Method and system for implementing a card product with multiple customized relationships
US7984851B2 (en) * 2005-07-13 2011-07-26 Sean Macguire Consumer self-activated financial card
US7818264B2 (en) 2006-06-19 2010-10-19 Visa U.S.A. Inc. Track data encryption
US9065643B2 (en) 2006-04-05 2015-06-23 Visa U.S.A. Inc. System and method for account identifier obfuscation
NZ563415A (en) * 2007-11-14 2009-07-31 Bank Of New Zealand User authentication system and method
US8478692B2 (en) 2008-06-26 2013-07-02 Visa International Service Association Systems and methods for geographic location notifications of payment transactions
US9542687B2 (en) 2008-06-26 2017-01-10 Visa International Service Association Systems and methods for visual representation of offers
CA2738457A1 (en) 2008-09-25 2010-04-01 Visa International Service Association Systems and methods for sorting alert and offer messages on a mobile device
US8746553B2 (en) * 2010-09-27 2014-06-10 Mastercard International Incorporated Purchase Payment device updates using an authentication process
US11443295B2 (en) 2018-01-17 2022-09-13 Visa International Service Association System and method for rapid activation and provisioning of an electronic payment device
US11475446B2 (en) * 2018-12-28 2022-10-18 Mastercard International Incorporated System, methods and computer program products for identity authentication for electronic payment transactions
US11494769B2 (en) * 2019-01-10 2022-11-08 Mastercard International Incorporated System, methods and computer program products for identity authentication for electronic payment transactions

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Also Published As

Publication number Publication date
EP1226540A1 (en) 2002-07-31
US6488206B1 (en) 2002-12-03
EP1226540A4 (en) 2006-03-15
AU2117901A (en) 2001-05-08
WO2001031556A1 (en) 2001-05-03

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