GB2199681A - Anti fraud system - Google Patents
Anti fraud system Download PDFInfo
- Publication number
- GB2199681A GB2199681A GB08624997A GB8624997A GB2199681A GB 2199681 A GB2199681 A GB 2199681A GB 08624997 A GB08624997 A GB 08624997A GB 8624997 A GB8624997 A GB 8624997A GB 2199681 A GB2199681 A GB 2199681A
- Authority
- GB
- United Kingdom
- Prior art keywords
- code
- personal
- card
- visual display
- credit
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/347—Passive cards
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1025—Identification of user by a PIN code
- G07F7/1058—PIN is checked locally
Abstract
A credit or cheque card bears a code consisting of the owner's date of birth together with letters of his choice. A reader compares the code with one keyed in and displays "ACCEPT" or "REJECT".
Description
DOB ANTI-FRAUD SYSTEM
This system is designed to eliminate fraud regarding the use of both credit cards and cheque cards:
The system is based on a D.O.B. Personal Code which is known only by the card owner and the issuing company.
The Personal D.O.B. Code is the individual card owners date of birth ie (11.03.1941) plus two additional letters of the alphabet of card owners choice the D.O.B. Code is printed on the credit/cheque card, pin code bar which is not visible.
Credit cards and cheque cards will be passed through the D.O.B. visual display unit for clerance.
Card holders will be asked for their D.O.B. Code which is then keyed in to the V.D.U. if the D.O.B. Code matches the code on the pin bar code the V.D.U. will display "Accept". The transaction can be completed.
If the D.O.B. does not match, the V.D.U. will display 1,Reject" no transaction should take place.
Claims (1)
- The D.O.B AITI FRAUD SYSTEM: is designed to stop fraud at the point of purchase, by identifing the credit card presenter as the genuine card owner.The system is a nine digit personal code number, the first six digits are the card holders date of birth.The final tnree digits would be initials of family or relatives of their own choice.i.e: 11.03.41 BKJ The card holders personal code number would be printed on the pin bar code strip which is on the back of all forn:s of credit, cash and Eankers Cards.The credit card is inserted into a visual display reader machine, the personal D.O.E code is then keyed in, if the personal code matches the code entered on the pin bar strip the visual display will show "ACCEPTS".If the code does not match, the visual display will show "REJECT". If the latter is displayed no purchase or transaction should ta--e place.The personal code is not displayed at any time.The Date of mirth Anti Fraud System can be used in any transaction where identification is required.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
GB08624997A GB2199681A (en) | 1986-10-17 | 1986-10-17 | Anti fraud system |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
GB08624997A GB2199681A (en) | 1986-10-17 | 1986-10-17 | Anti fraud system |
Publications (2)
Publication Number | Publication Date |
---|---|
GB8624997D0 GB8624997D0 (en) | 1986-11-19 |
GB2199681A true GB2199681A (en) | 1988-07-13 |
Family
ID=10605957
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
GB08624997A Withdrawn GB2199681A (en) | 1986-10-17 | 1986-10-17 | Anti fraud system |
Country Status (1)
Country | Link |
---|---|
GB (1) | GB2199681A (en) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7028193B1 (en) * | 1997-05-24 | 2006-04-11 | Ncr Corporation | Method and apparatus for determining the validity of a data processing transaction |
Citations (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US3597734A (en) * | 1968-10-04 | 1971-08-03 | George A Harris Jr | Sequentially operated system for authenticating credit cards |
US3643064A (en) * | 1969-03-28 | 1972-02-15 | Hudson Corp | Code authenticator |
US3996450A (en) * | 1975-03-31 | 1976-12-07 | Ncr Corporation | Secret number change routine |
GB1458646A (en) * | 1974-07-08 | 1976-12-15 | ||
GB1576232A (en) * | 1977-02-02 | 1980-10-01 | Diebold Inc | Verification systems |
GB2112190A (en) * | 1981-12-23 | 1983-07-13 | Omron Tateisi Electronics Ltd | Personal identification system |
GB2127604A (en) * | 1982-09-17 | 1984-04-11 | Weston William A | Card security apparatus |
-
1986
- 1986-10-17 GB GB08624997A patent/GB2199681A/en not_active Withdrawn
Patent Citations (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US3597734A (en) * | 1968-10-04 | 1971-08-03 | George A Harris Jr | Sequentially operated system for authenticating credit cards |
US3643064A (en) * | 1969-03-28 | 1972-02-15 | Hudson Corp | Code authenticator |
GB1458646A (en) * | 1974-07-08 | 1976-12-15 | ||
US3996450A (en) * | 1975-03-31 | 1976-12-07 | Ncr Corporation | Secret number change routine |
GB1576232A (en) * | 1977-02-02 | 1980-10-01 | Diebold Inc | Verification systems |
GB2112190A (en) * | 1981-12-23 | 1983-07-13 | Omron Tateisi Electronics Ltd | Personal identification system |
GB2127604A (en) * | 1982-09-17 | 1984-04-11 | Weston William A | Card security apparatus |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7028193B1 (en) * | 1997-05-24 | 2006-04-11 | Ncr Corporation | Method and apparatus for determining the validity of a data processing transaction |
Also Published As
Publication number | Publication date |
---|---|
GB8624997D0 (en) | 1986-11-19 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
WAP | Application withdrawn, taken to be withdrawn or refused ** after publication under section 16(1) |