FR2792143B1 - Procede et systeme de securisation de l'utilisation de cartes comportant des moyens d'identification et/ou d'authentification - Google Patents
Procede et systeme de securisation de l'utilisation de cartes comportant des moyens d'identification et/ou d'authentificationInfo
- Publication number
- FR2792143B1 FR2792143B1 FR9904537A FR9904537A FR2792143B1 FR 2792143 B1 FR2792143 B1 FR 2792143B1 FR 9904537 A FR9904537 A FR 9904537A FR 9904537 A FR9904537 A FR 9904537A FR 2792143 B1 FR2792143 B1 FR 2792143B1
- Authority
- FR
- France
- Prior art keywords
- cards
- authentication
- securing
- identification
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/229—Hierarchy of users of accounts
- G06Q20/2295—Parent-child type, e.g. where parent has control on child rights
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0853—Network architectures or network communication protocols for network security for authentication of entities using an additional device, e.g. smartcard, SIM or a different communication terminal
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/18—Network architectures or network communication protocols for network security using different networks or channels, e.g. using out of band channels
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Computer Hardware Design (AREA)
- General Engineering & Computer Science (AREA)
- Computing Systems (AREA)
- Signal Processing (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Health & Medical Sciences (AREA)
- Child & Adolescent Psychology (AREA)
- General Health & Medical Sciences (AREA)
- Mobile Radio Communication Systems (AREA)
Priority Applications (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FR9904537A FR2792143B1 (fr) | 1999-04-12 | 1999-04-12 | Procede et systeme de securisation de l'utilisation de cartes comportant des moyens d'identification et/ou d'authentification |
EP00922691A EP1171851A1 (fr) | 1999-04-12 | 2000-04-12 | Procede et systeme de securisation de l'utilisation de cartes comportant des moyens d'identification et/ou d'authentification |
PCT/FR2000/000945 WO2000062262A1 (fr) | 1999-04-12 | 2000-04-12 | Procede et systeme de securisation de l'utilisation de cartes comportant des moyens d'identification et/ou d'authentification |
AU43005/00A AU4300500A (en) | 1999-04-12 | 2000-04-12 | Method and device for securing the use of cards comprising means of identification and/or authentication |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FR9904537A FR2792143B1 (fr) | 1999-04-12 | 1999-04-12 | Procede et systeme de securisation de l'utilisation de cartes comportant des moyens d'identification et/ou d'authentification |
Publications (2)
Publication Number | Publication Date |
---|---|
FR2792143A1 FR2792143A1 (fr) | 2000-10-13 |
FR2792143B1 true FR2792143B1 (fr) | 2004-04-02 |
Family
ID=9544283
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
FR9904537A Expired - Fee Related FR2792143B1 (fr) | 1999-04-12 | 1999-04-12 | Procede et systeme de securisation de l'utilisation de cartes comportant des moyens d'identification et/ou d'authentification |
Country Status (4)
Country | Link |
---|---|
EP (1) | EP1171851A1 (fr) |
AU (1) | AU4300500A (fr) |
FR (1) | FR2792143B1 (fr) |
WO (1) | WO2000062262A1 (fr) |
Families Citing this family (20)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
ITPI20000011A1 (it) * | 2000-03-03 | 2001-09-03 | Emanuele Gagliano | Metodo e sistema di pagamento per l'e-commerce ed il mobile commerce basato sull'uso combinato di internet e delle reti di telefonia mobile |
JP2002055960A (ja) | 2000-08-10 | 2002-02-20 | Nec Corp | カード認証システム及びカード認証方法 |
GB0122249D0 (en) * | 2000-11-01 | 2001-11-07 | British Telecomm | Transaction authentication |
FR2816736B1 (fr) | 2000-11-10 | 2003-10-24 | Smart Design | Procede et installation de securisation de l'utilisation de supports associes a des identifiants et a des dispositifs electroniques |
EP1207505A1 (fr) * | 2000-11-15 | 2002-05-22 | TELEFONAKTIEBOLAGET LM ERICSSON (publ) | Méthode de paiement, appareil utilisateur, serveur, système de paiement et produit logiciel |
FR2819127A1 (fr) | 2001-01-02 | 2002-07-05 | Smart Design | Procede et installation de securisation de transactions a distance par confirmation de transaction |
FI20011680A (fi) * | 2001-08-21 | 2003-02-22 | Bookit Oy | Ajanvarausmenetelmä ja -järjestelmä |
FR2834163B1 (fr) | 2001-12-20 | 2004-11-19 | Cegetel Groupe | Procede de controle d'acces a un contenu et systeme pour le controle d'acces a un contenu |
GB2402792A (en) * | 2003-06-11 | 2004-12-15 | Sanjay Hora | Verifying identity and authorising transactions |
US7337956B2 (en) * | 2004-04-12 | 2008-03-04 | Rearden Capital Corporation | System and method for facilitating the purchase of goods and services |
US7748617B2 (en) | 2004-04-12 | 2010-07-06 | Gray R O'neal | Electronic identification system |
US7275685B2 (en) | 2004-04-12 | 2007-10-02 | Rearden Capital Corporation | Method for electronic payment |
CN100463467C (zh) * | 2004-12-01 | 2009-02-18 | 中兴通讯股份有限公司 | 能支付乘车费的移动电话及其支付方法 |
DE102006037167A1 (de) * | 2006-08-09 | 2008-02-14 | Deutsche Telekom Ag | Verfahren und System zur Durchführung eines Zahlungsvorgangs mit einem Zahlungsmittel |
US8825073B1 (en) * | 2006-10-31 | 2014-09-02 | United Services Automoblie Association (USAA) | GPS validation for transactions |
DE102009060946A1 (de) * | 2009-12-23 | 2011-06-30 | Doering, Wolfram, 13469 | Verfahren zur elektronischen Kommunikation von Bankaufträgen und Kommunikationssystem zur Ausübung des Verfahrens |
WO2012134330A1 (fr) | 2011-03-25 | 2012-10-04 | Общество С Ограниченной Ответственностью "Аилайн Кэмьюникейшнс Снг" | Procédé de présentation d'informations lors de la réalisation de transactions distribuées et structure pour mettre en oeuvre ce procédé |
LU92006B1 (fr) * | 2012-05-24 | 2013-11-25 | Alexandre Coste | Procédé de notification, identification, et authentification à un système de traitement automatisé de données par géolocalisation du demandeur |
US20150120453A1 (en) * | 2013-10-25 | 2015-04-30 | Palo Alto Research Center Incorporated | Real-time local offer targeting and delivery system |
US11222339B2 (en) * | 2019-12-17 | 2022-01-11 | Capital One Services, Llc | Computer-based systems and methods configured for one or more technological applications for authorizing a credit card for use by a user |
Family Cites Families (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN1057178C (zh) * | 1994-05-19 | 2000-10-04 | 黄金富 | 非现金即时付款的防盗保全的方法和设备系统 |
WO1998006214A1 (fr) * | 1996-08-08 | 1998-02-12 | Raymond Anthony Joao | Appareil et procede de protection, autorisation et/ou notification pour dispositif de communication sans fil et/ou de transaction financiere |
TW355899B (en) * | 1997-01-30 | 1999-04-11 | Qualcomm Inc | Method and apparatus for performing financial transactions using a mobile communication unit |
US6868391B1 (en) * | 1997-04-15 | 2005-03-15 | Telefonaktiebolaget Lm Ericsson (Publ) | Tele/datacommunications payment method and apparatus |
HU223427B1 (hu) * | 1997-09-17 | 2004-06-28 | FOTEX Találmányi Iroda Kft. | Eljárás bankkártya vagy más, bankszámla fölött rendelkezési jogot adó eszköz felhasználása jogosságának biztosítására |
-
1999
- 1999-04-12 FR FR9904537A patent/FR2792143B1/fr not_active Expired - Fee Related
-
2000
- 2000-04-12 EP EP00922691A patent/EP1171851A1/fr not_active Withdrawn
- 2000-04-12 WO PCT/FR2000/000945 patent/WO2000062262A1/fr not_active Application Discontinuation
- 2000-04-12 AU AU43005/00A patent/AU4300500A/en not_active Abandoned
Also Published As
Publication number | Publication date |
---|---|
FR2792143A1 (fr) | 2000-10-13 |
EP1171851A1 (fr) | 2002-01-16 |
WO2000062262A1 (fr) | 2000-10-19 |
AU4300500A (en) | 2000-11-14 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
ST | Notification of lapse |
Effective date: 20051230 |