FR2783623B1 - Procede de gestion d'une transaction electronique par carte a puce, terminal et carte a puce mettant en oeuvre ce procede - Google Patents

Procede de gestion d'une transaction electronique par carte a puce, terminal et carte a puce mettant en oeuvre ce procede

Info

Publication number
FR2783623B1
FR2783623B1 FR9811706A FR9811706A FR2783623B1 FR 2783623 B1 FR2783623 B1 FR 2783623B1 FR 9811706 A FR9811706 A FR 9811706A FR 9811706 A FR9811706 A FR 9811706A FR 2783623 B1 FR2783623 B1 FR 2783623B1
Authority
FR
France
Prior art keywords
amount
chip card
card
transaction
managing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
FR9811706A
Other languages
English (en)
Other versions
FR2783623A1 (fr
Inventor
Patrick Remery
Solages Aymeric De
Bernard Darbour
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Orange SA
Original Assignee
France Telecom SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to FR9811706A priority Critical patent/FR2783623B1/fr
Application filed by France Telecom SA filed Critical France Telecom SA
Priority to CN99811776A priority patent/CN100580720C/zh
Priority to PCT/FR1999/002214 priority patent/WO2000017827A1/fr
Priority to JP2000571412A priority patent/JP4411781B2/ja
Priority to EP99942993A priority patent/EP1114403A1/fr
Publication of FR2783623A1 publication Critical patent/FR2783623A1/fr
Priority to HK02100228.2A priority patent/HK1039673A1/zh
Application granted granted Critical
Publication of FR2783623B1 publication Critical patent/FR2783623B1/fr
Priority to JP2009112692A priority patent/JP2009245442A/ja
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Device specific authentication in transaction processing
    • G06Q20/4093Monitoring of device authentication
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Credit Cards Or The Like (AREA)
FR9811706A 1998-09-18 1998-09-18 Procede de gestion d'une transaction electronique par carte a puce, terminal et carte a puce mettant en oeuvre ce procede Expired - Fee Related FR2783623B1 (fr)

Priority Applications (7)

Application Number Priority Date Filing Date Title
FR9811706A FR2783623B1 (fr) 1998-09-18 1998-09-18 Procede de gestion d'une transaction electronique par carte a puce, terminal et carte a puce mettant en oeuvre ce procede
PCT/FR1999/002214 WO2000017827A1 (fr) 1998-09-18 1999-09-17 Procede de gestion d'une transaction electronique par carte a puce, terminal et carte a puce mettant en oeuvre ce procede
JP2000571412A JP4411781B2 (ja) 1998-09-18 1999-09-17 チップ・カードによる電子取引の管理方法、この方法を実施する端末とチップ・カード
EP99942993A EP1114403A1 (fr) 1998-09-18 1999-09-17 Procede de gestion d'une transaction electronique par carte a puce, terminal et carte a puce mettant en oeuvre ce procede
CN99811776A CN100580720C (zh) 1998-09-18 1999-09-17 借助芯片卡管理电子交易的方法、执行该方法的终端及芯片卡
HK02100228.2A HK1039673A1 (zh) 1998-09-18 2002-01-11 以聰明卡操作電子交易的方法,執行該方法的終端機及聰明卡
JP2009112692A JP2009245442A (ja) 1998-09-18 2009-05-07 チップ・カードによる電子取引の管理方法、この方法を実施する端末とチップ・カード

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR9811706A FR2783623B1 (fr) 1998-09-18 1998-09-18 Procede de gestion d'une transaction electronique par carte a puce, terminal et carte a puce mettant en oeuvre ce procede

Publications (2)

Publication Number Publication Date
FR2783623A1 FR2783623A1 (fr) 2000-03-24
FR2783623B1 true FR2783623B1 (fr) 2003-05-09

Family

ID=9530612

Family Applications (1)

Application Number Title Priority Date Filing Date
FR9811706A Expired - Fee Related FR2783623B1 (fr) 1998-09-18 1998-09-18 Procede de gestion d'une transaction electronique par carte a puce, terminal et carte a puce mettant en oeuvre ce procede

Country Status (6)

Country Link
EP (1) EP1114403A1 (fr)
JP (2) JP4411781B2 (fr)
CN (1) CN100580720C (fr)
FR (1) FR2783623B1 (fr)
HK (1) HK1039673A1 (fr)
WO (1) WO2000017827A1 (fr)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2001043274A (ja) * 1999-08-03 2001-02-16 Fujitsu Ltd 決済システム及びカード
TW200834446A (en) * 2006-10-11 2008-08-16 Visa Int Service Ass Method and system for processing micropayment transactions
US10068220B2 (en) 2006-10-11 2018-09-04 Visa International Service Association Systems and methods for brokered authentication express seller links
FR2986889B1 (fr) * 2012-02-09 2014-10-17 Thales Sa Systeme de paiement, terminal de paiement de ce systeme, et procede de paiement associe
US9292858B2 (en) 2012-02-27 2016-03-22 The Nielsen Company (Us), Llc Data collection system for aggregating biologically based measures in asynchronous geographically distributed public environments
US9451303B2 (en) 2012-02-27 2016-09-20 The Nielsen Company (Us), Llc Method and system for gathering and computing an audience's neurologically-based reactions in a distributed framework involving remote storage and computing

Family Cites Families (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0203542A3 (en) * 1985-05-31 1987-08-26 Siemens Aktiengesellschaft Berlin Und Munchen Method and apparatus for verifying ic cards
FR2589268B1 (fr) * 1985-10-28 1991-04-19 Toshiba Kk Dispositif electronique portatif sous forme d'une carte
EP0232058B1 (fr) * 1986-01-21 1994-03-16 Fujitsu Limited Machine à transactions automatique
FR2657706B1 (fr) * 1990-01-30 1992-11-27 Gemplus Card Internal Sa Procede et dispositif de gestion de transactions utilisant des cartes a microcircuit.
KR0146624B1 (ko) * 1994-12-19 1998-09-15 김광호 신용거래용 카드 및 이를 이용한 신용거래장치 및 방법
JPH09128601A (ja) * 1995-10-31 1997-05-16 Universal Denshi Keisan Kk ポストペイドカードシステム
JPH1027196A (ja) * 1996-07-09 1998-01-27 Hitachi Ltd 電子商取引決済システム
JPH1063721A (ja) * 1996-08-14 1998-03-06 Toshiba Corp カードとカード取引システムとカード補填方法とカード取引方法
JPH1063722A (ja) * 1996-08-14 1998-03-06 Toshiba Corp カード取引システム及びカード取引方法
JP3667519B2 (ja) * 1998-02-04 2005-07-06 日本信販株式会社 クレジットカード発行システム

Also Published As

Publication number Publication date
CN100580720C (zh) 2010-01-13
JP2009245442A (ja) 2009-10-22
WO2000017827A1 (fr) 2000-03-30
JP4411781B2 (ja) 2010-02-10
CN1322336A (zh) 2001-11-14
HK1039673A1 (zh) 2002-05-03
FR2783623A1 (fr) 2000-03-24
JP2002525766A (ja) 2002-08-13
EP1114403A1 (fr) 2001-07-11

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Legal Events

Date Code Title Description
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Effective date: 20130531