FI990254A0 - Förfarande och system för meddelandeförmedling - Google Patents

Förfarande och system för meddelandeförmedling

Info

Publication number
FI990254A0
FI990254A0 FI990254A FI990254A FI990254A0 FI 990254 A0 FI990254 A0 FI 990254A0 FI 990254 A FI990254 A FI 990254A FI 990254 A FI990254 A FI 990254A FI 990254 A0 FI990254 A0 FI 990254A0
Authority
FI
Finland
Prior art keywords
systems
messaging procedure
messaging
procedure
Prior art date
Application number
FI990254A
Other languages
English (en)
Finnish (fi)
Other versions
FI105364B (sv
Inventor
Petteri Heinonen
Sami Oinonen
Original Assignee
Sonera Oy
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Sonera Oy filed Critical Sonera Oy
Priority to FI990254A priority Critical patent/FI105364B/sv
Publication of FI990254A0 publication Critical patent/FI990254A0/sv
Priority to EP00902689A priority patent/EP1166243A1/en
Priority to PCT/FI2000/000072 priority patent/WO2000048146A1/en
Priority to AU24442/00A priority patent/AU2444200A/en
Application granted granted Critical
Publication of FI105364B publication Critical patent/FI105364B/sv
Priority to US09/923,255 priority patent/US20030041026A1/en
Priority to HK02102331.2A priority patent/HK1041961A1/zh

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
FI990254A 1999-02-09 1999-02-09 Förfarande och system för meddelandeförmedling FI105364B (sv)

Priority Applications (6)

Application Number Priority Date Filing Date Title
FI990254A FI105364B (sv) 1999-02-09 1999-02-09 Förfarande och system för meddelandeförmedling
EP00902689A EP1166243A1 (en) 1999-02-09 2000-02-02 Method and system for the transmission of messages
PCT/FI2000/000072 WO2000048146A1 (en) 1999-02-09 2000-02-02 Method and system for the transmission of messages
AU24442/00A AU2444200A (en) 1999-02-09 2000-02-02 Method and system for the transmission of messages
US09/923,255 US20030041026A1 (en) 1999-02-09 2001-08-02 Method and system for transmission of messages
HK02102331.2A HK1041961A1 (zh) 1999-02-09 2002-03-26 傳送信息的方法和系統

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
FI990254A FI105364B (sv) 1999-02-09 1999-02-09 Förfarande och system för meddelandeförmedling
FI990254 1999-02-09

Publications (2)

Publication Number Publication Date
FI990254A0 true FI990254A0 (sv) 1999-02-09
FI105364B FI105364B (sv) 2000-07-31

Family

ID=8553684

Family Applications (1)

Application Number Title Priority Date Filing Date
FI990254A FI105364B (sv) 1999-02-09 1999-02-09 Förfarande och system för meddelandeförmedling

Country Status (6)

Country Link
US (1) US20030041026A1 (sv)
EP (1) EP1166243A1 (sv)
AU (1) AU2444200A (sv)
FI (1) FI105364B (sv)
HK (1) HK1041961A1 (sv)
WO (1) WO2000048146A1 (sv)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AU2001285985A1 (en) * 2000-08-28 2002-03-13 Schlumberger Systemes Method for providing identification data of a banking card to a user
US20040230489A1 (en) * 2002-07-26 2004-11-18 Scott Goldthwaite System and method for mobile payment and fulfillment of digital goods
DE10244611A1 (de) * 2002-09-25 2004-04-15 Siemens Ag Verfahren zur Bereitstellung von kostenpflichtigen Diensten sowie Nutzeridentifikationsvorrichtung und Einrichtung zum Bereitstellen der Dienste
US8341088B2 (en) * 2004-06-30 2012-12-25 France Telecom Multipurpose electronic payment method and system
US20100019927A1 (en) * 2007-03-14 2010-01-28 Seth Cirker Privacy ensuring mobile awareness system
FI20135155L (sv) * 2013-02-21 2014-08-22 Op Palvelut Oy Kommunikation mellan köpman och kund
US10475026B2 (en) 2014-05-16 2019-11-12 International Business Machines Corporation Secure management of transactions using a smart/virtual card

Family Cites Families (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP3184196B2 (ja) * 1989-09-06 2001-07-09 株式会社富士通総研 電子財布システム
US5521966A (en) * 1993-12-14 1996-05-28 At&T Corp. Method and system for mediating transactions that use portable smart cards
JPH1091866A (ja) * 1996-09-18 1998-04-10 Hitachi Ltd 電子マネー取り引きシステム
US5930701A (en) * 1996-10-17 1999-07-27 Telefonaktiebolaget L M Ericsson (Publ) Providing caller ID within a mobile telecommunications network
FI104937B (sv) * 1997-01-27 2000-04-28 Sonera Oyj Abonnentidentitetsmodul, mobil station och förfarande för att genomföra en smartkortsfacilitet
US6282522B1 (en) * 1997-04-30 2001-08-28 Visa International Service Association Internet payment system using smart card
SE512748C2 (sv) * 1997-05-15 2000-05-08 Access Security Sweden Ab Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktion
US6012049A (en) * 1998-02-04 2000-01-04 Citicorp Development Center, Inc. System for performing financial transactions using a smartcard
US6199099B1 (en) * 1999-03-05 2001-03-06 Ac Properties B.V. System, method and article of manufacture for a mobile communication network utilizing a distributed communication network

Also Published As

Publication number Publication date
HK1041961A1 (zh) 2002-07-26
EP1166243A1 (en) 2002-01-02
WO2000048146A1 (en) 2000-08-17
US20030041026A1 (en) 2003-02-27
FI105364B (sv) 2000-07-31
AU2444200A (en) 2000-08-29

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Legal Events

Date Code Title Description
PC Transfer of assignment of patent

Owner name: GIESECKE & DEVRIENT GMBH

PC Transfer of assignment of patent

Owner name: GIESECKE+DEVRIENT MOBILE SECURITY GMBH

MA Patent expired