ES2685981A1 - System of payments and settlement of digital coupons by proximity and method for said system (Machine-translation by Google Translate, not legally binding) - Google Patents

System of payments and settlement of digital coupons by proximity and method for said system (Machine-translation by Google Translate, not legally binding) Download PDF

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Publication number
ES2685981A1
ES2685981A1 ES201730617A ES201730617A ES2685981A1 ES 2685981 A1 ES2685981 A1 ES 2685981A1 ES 201730617 A ES201730617 A ES 201730617A ES 201730617 A ES201730617 A ES 201730617A ES 2685981 A1 ES2685981 A1 ES 2685981A1
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payment
location
settlement
loyalty
main processor
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Miguel Ángel MORENO MARTÍN
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Bizwi Sist Informaticos S L
Bizwi Sistemas Informaticos Sl
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Bizwi Sist Informaticos S L
Bizwi Sistemas Informaticos Sl
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates

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  • Accounting & Taxation (AREA)
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  • Game Theory and Decision Science (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Marketing (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

System (1) of payments and settlement of digital coupons by proximity, which includes: - a plurality of particular client terminals (2) for their identification and particular location, - a main processor (3) associated with a Wi-Fi (5) to network (6) links, of known location to locate the location of the client terminals (2), - a first database (7) of loyalty balances associated with the main processor (3), to recover the bonuses associated with each particular client (20) located at the location located through the Wi-Fi links (5) to the network (6), - at least one local management terminal (9) for each vendor (8) subscribed to the system (1), and - a payment processor (10) by mobile connected to the main processor (3). The invention also comprises a method for the system (1). (Machine-translation by Google Translate, not legally binding)

Description

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SISTEMA DE PAGOS Y LIQUIDACION DE CUPONES DIGITALES POR PROXIMIDAD YPAYMENT SYSTEM AND SETTLEMENT OF DIGITAL COUPONS BY PROXIMITY AND

METODO PARA DICHO SISTEMAMETHOD FOR SUCH SYSTEM

DESCRIPCIÓN OBJETO DE LA INVENCIONDESCRIPTION OBJECT OF THE INVENTION

La presente invención se refiere a un sistema de pagos y liquidación de cupones digitales por proximidad y a un método para dicho sistema, por los cuales los consumidores en un establecimiento podrán realizar pagos de servicios previa liquidación de los cupones digitales disponibles para el consumidor en el comercio.The present invention relates to a system of payments and settlement of digital coupons by proximity and a method for said system, by which consumers in an establishment may make payments of services prior to liquidation of digital coupons available to the consumer in commerce .

ANTECEDENTES DE LA INVENCIONBACKGROUND OF THE INVENTION

En la actualidad establecimientos y/o centros comerciales ofrecen unos sistemas de fidelización basados en la bonificación de los importes de las compras realizadas mediante cupones digitales, que no son otra cosa que bonificaciones equivalentes a un valor económico que son canjeables (neteables) en las compras.At present, establishments and / or shopping centers offer loyalty systems based on the bonus of the amounts of purchases made through digital coupons, which are nothing more than bonuses equivalent to an economic value that are redeemable (nettable) in purchases .

Para aplicar estas bonificaciones el cliente se registra en una base de datos del vendedor (que le suele proporcionar una tarjeta con un número identificativo) de forma que cuando el cliente paga una compra y se identifica, la bonificación es registrada en la base de datos del vendedor, y en compras sucesivas a la hora de pagar se le identifica nuevamente, de forma que el vendedor recupera localmente la bonificación y la aplica (realiza el neteo). Esta materialización del sistema de bonificaciones hace que el flujo de cupones o bonificaciones, el proceso del punto de venta y el proceso de pago van en flujos independientes, obligando al vendedor a implementar diferentes terminales y/o interfaces y procedimientos durante el cobro, lo que implica pérdidas de tiempo, gastos y falta de agilidad para interactuar en este aspecto con el cliente.To apply these bonuses, the customer registers in a database of the seller (which usually provides a card with an identification number) so that when the customer pays a purchase and is identified, the bonus is registered in the database of the The seller, and in subsequent purchases at the time of payment, is identified again, so that the seller locally recovers the bonus and applies it (performs the netting). This materialization of the bonus system means that the flow of coupons or bonuses, the point of sale process and the payment process are in independent flows, forcing the seller to implement different terminals and / or interfaces and procedures during collection, which It implies loss of time, expenses and lack of agility to interact in this aspect with the client.

DESCRIPCION DE LA INVENCIONDESCRIPTION OF THE INVENTION

El sistema de la invención tiene una configuración que permite de una manera fácil, y ágil laThe system of the invention has a configuration that allows in an easy and agile way the

aplicación y neteo de bonificaciones a personas en compras gracias al efecto técnico deapplication and netting of bonuses to people in purchases thanks to the technical effect of

localización del cliente en el entorno de un comercio suscrito al sistema, de forma automática ylocation of the client in the environment of a trade subscribed to the system, automatically and

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con un solo terminal de gestión para cada vendedor, con el efecto técnico adicional de la realización del cobro y pago de la transacción de forma automática; siendo también el abandono de la ubicación otro desencadenante del proceso de cobro, siendo por tanto la identificación y validación presencial del cliente automática con la implementación del método de la invención.with a single management terminal for each vendor, with the additional technical effect of the collection and payment of the transaction automatically; being also the abandonment of the location another trigger of the collection process, being therefore the identification and face-to-face validation of the automatic client with the implementation of the method of the invention.

De acuerdo con la invención, el sistema comprende:According to the invention, the system comprises:

-una pluralidad de terminales de clientes particulares para su identificación y localización particular,-a plurality of particular customer terminals for their identification and particular location,

-un procesador principal asociado a unos enlaces wifi a red, de ubicación conocida para localizar la ubicación de los terminales de cliente mediante la detección de su conexión en los enlaces wifi de ubicación conocida (y más concretamente cerca o dentro de comercios o centros comerciales suscritos al sistema),-a main processor associated with Wi-Fi links to a network, of known location to locate the location of the client terminals by detecting their connection in the Wi-Fi links of known location (and more specifically near or within shops or subscribed shopping centers To the system),

-una primera base de datos de saldos de fidelización asociada al procesador principal, para recuperar las bonificaciones (cupones digitales) asociadas a cada cliente particular localizado en la posición localizada a través de los enlaces wifi a red,-a first database of loyalty balances associated with the main processor, to recover the bonuses (digital coupons) associated with each particular customer located in the position located through the Wi-Fi network links,

-al menos, un terminal de gestión local para cada vendedor de productos y/o servicios suscrito al sistema, y-at least, a local management terminal for each seller of products and / or services subscribed to the system, and

-un procesador de pago por móvil conectado al procesador principal.-a mobile payment processor connected to the main processor.

Obviamente estos elementos se encuentran conectados a través de internet, de forma que cuando se indica en el presente documento de enlaces wifi a red significa enlaces a internet.Obviously these elements are connected through the internet, so that when indicated in this document Wi-Fi links to the network means internet links.

De esta forma los clientes, que previamente deben registrarse en el sistema al igual que los vendedores, son identificados y localizados en el ámbito de los vendedores (por ejemplo se detecta su presencia en un hipermercado), de forma que automáticamente se lanza el proceso de recuperar sus bonificaciones y mandárselas (al cliente), con la ventaja adicional de que también se le pueden facilitar promociones por el mismo canal, y todo ello de acuerdo al método de la invención, que comprende por tanto las siguientes etapas:In this way, customers, who must previously register in the system as well as sellers, are identified and located within the scope of the sellers (for example their presence is detected in a hypermarket), so that the process of automatically launching recover their bonuses and send them (to the customer), with the additional advantage that promotions can also be provided through the same channel, and all according to the method of the invention, which therefore includes the following steps:

-localización por wifi de proximidad de terminales de cliente previamente registrados en el procesador principal asociado a unos enlaces wifi a red cuya localización es conocida, lo que implica la identificación de los clientes y su localización en entornos comerciales suscritos al sistema,-localization by Wi-Fi of proximity of client terminals previously registered in the main processor associated to Wi-Fi network links whose location is known, which implies the identification of customers and their location in commercial environments subscribed to the system,

-envío de la localización e identificación presencial e los clientes a un terminal de gestión local de los vendedores suscritos al sistema y situados en las ubicaciones detectadas de los clientes,-submission of the location and face-to-face identification of the clients to a local management terminal of the sellers subscribed to the system and located in the detected locations of the clients,

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-recuperación de los saldos favorables de bonificaciones de fidelidad correspondientes a cada uno de dichos clientes desde la primera base de datos de saldos de fidelización asociada localmente (localmente significa desde un único proveedor del servicio, sin que tengan que estar físicamente en la misma ubicación) al procesador principal, y envío de dichos saldos favorables a los terminales de gestión local de los vendedores de productos y/o servicios y a los terminales de cliente correspondientes,-recovery of the favorable balances of loyalty bonuses corresponding to each of said clients from the first database of loyalty balances locally associated (locally means from a single service provider, without having to be physically in the same location) to the main processor, and sending said favorable balances to the local management terminals of the sellers of products and / or services and to the corresponding customer terminals,

-selección por parte de los clientes de productos y/o servicios ofrecidos por los vendedores correspondientes,-selection by customers of products and / or services offered by the corresponding vendors,

-neteo del importe de la selección de los clientes con sus saldos favorables de fidelidad por parte de los terminales de gestión local correspondientes, y-uniting the amount of customer selection with their favorable loyalty balances by the corresponding local management terminals, and

-generación de orden de cobro por importe del resultado del neteo al dispositivo móvil del cliente y aceptación por parte del cliente del cobro-generation of payment order by amount of the result of the netting to the client's mobile device and acceptance by the customer of the collection

- además, como resultado de la invención, la generación de la orden de cobro se puede enviar una vez que el cliente abandone el establecimiento y el sistema detecte su ausencia.- In addition, as a result of the invention, the generation of the collection order can be sent once the customer leaves the establishment and the system detects its absence.

De esta forma el proveedor del servicio, disponiendo de sistemas de localización por wifi de personas previamente registradas, puede realizar el neteo y gestionar el pago sin intervención directa de ninguna persona del vendedor por lo que aporta una innovación relevante.In this way, the service provider, having Wi-Fi tracking systems of previously registered people, can perform the netting and manage the payment without direct intervention of any person of the seller, thus providing a relevant innovation.

Pero ha sido una sorpresa para el solicitante comprobar que de esta forma:But it has been a surprise for the applicant to verify that in this way:

-Los procesos de fidelización son mucho más potentes porque se puede asociar la persona a las promociones en un único proceso y sin intervención humana y además asociado a un sistema de pago móvil. Esto es una opción muy flexible para el comercio que tiene acceso a su propia plataforma de fidelización, además tiene su propio sistema de pago móvil y además puede aligerar sus procesos de pago.-The loyalty processes are much more powerful because you can associate the person with promotions in a single process and without human intervention and also associated with a mobile payment system. This is a very flexible option for commerce that has access to its own loyalty platform, also has its own mobile payment system and can also lighten your payment processes.

-La detección inalámbrica de personas que están o se van, implica la eliminación de colas para pagar y la interacción con clientes fieles de forma automática y programada (se conoce al cliente cuando aparece y se reconoce su histórico de cliente y sus promociones).-The wireless detection of people who are or leave, involves the elimination of queues to pay and interaction with loyal customers automatically and scheduled (the customer is known when their customer history and promotions are recognized and recognized).

-La emisión de promociones a personas en el comercio, la posibilidad de activarlas por presencia y redimirlas por presencia de forma online y emitir un cobro móvil.-The issuance of promotions to people in commerce, the possibility of activating them by presence and redeeming them by presence online and issuing a mobile payment.

BREVE DESCRIPCION DE LOS DIBUJOSBRIEF DESCRIPTION OF THE DRAWINGS

La figura 1 muestra un diagrama esquemático del sistema de la invención.Figure 1 shows a schematic diagram of the system of the invention.

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El sistema (1) de pagos y liquidación de cupones digitales por proximidad de la invención comprende:The system (1) for payment and settlement of digital coupons by proximity of the invention comprises:

-una pluralidad de terminales de cliente (2) particulares, para su identificación y localización particular,-a plurality of particular customer terminals (2), for their identification and particular location,

-un procesador principal (3) asociado a unos enlaces wifi (5) a red (6), de ubicación conocida para localizar la ubicación de los terminales de cliente (2) mediante la detección de su conexión en los enlaces wifi (5) de ubicación conocida,-a main processor (3) associated with some Wi-Fi links (5) to the network (6), of known location to locate the location of the client terminals (2) by detecting their connection on the Wi-Fi links (5) of known location,

-una primera base de datos (7) de saldos de fidelización asociada al procesador principal (3), para recuperar las bonificaciones asociadas a cada cliente (20) particular localizado en la posición localizada a través de los enlaces wifi (5) a red (6),-a first database (7) of loyalty balances associated with the main processor (3), to recover the bonuses associated with each particular client (20) located in the location located through the Wi-Fi links (5) to the network ( 6),

-al menos, un terminal de gestión local (9) para cada vendedor (8) de productos y/o servicios suscrito al sistema (1), y-at least one local management terminal (9) for each seller (8) of products and / or services subscribed to the system (1), and

-un procesador de pago (10) por móvil conectado al procesador principal (3).-a payment processor (10) by mobile connected to the main processor (3).

Como se muestra en la figura, los enlaces wifi (5) son routers inalámbricos a través de los que los vendedores y clientes (8) se conectan también a la red. Los terminales de gestión local pueden o no conectarte a través del wifi local.As shown in the figure, Wi-Fi links (5) are wireless routers through which sellers and customers (8) also connect to the network. The local management terminals may or may not connect you through the local Wi-Fi.

Se ha previsto la disposición adicional de una segunda base de datos (11) de saldos de fidelización asociadas al cliente que puede estar implementada conjuntamente con la primera base de datos (7), y que servirá para ofrecer al cliente (20) localizado en un establecimiento o próximo al mismo las promociones que puedan resultar interesantes.The additional provision of a second database (11) of loyalty balances associated with the client that may be implemented in conjunction with the first database (7), and which will serve to offer the client (20) located in a location, is provided establishment or next to it promotions that may be interesting.

Por su parte, el terminal de gestión local (9) comprende idealmente un monitor (90) para mostrar la posición de los clientes (20) registrados en el sistema (1) y que están en su ámbito, así como el saldo de fidelización, y las promociones asociadas a dichos clientes (20).For its part, the local management terminal (9) ideally comprises a monitor (90) to show the position of the customers (20) registered in the system (1) and who are in their scope, as well as the loyalty balance, and the promotions associated with said clients (20).

El método de pagos y liquidación de cupones digitales por proximidad de la invención comprende las siguientes etapas:The method of payment and settlement of digital coupons by proximity of the invention comprises the following steps:

-localización por wifi de proximidad de terminales de cliente (2) previamente registrados en un procesador principal (3) asociado a unos enlaces wifi (5) a red (6) cuya localización es conocida, lo que implica la identificación de los clientes (20) y su localización en entornos-localization by Wi-Fi of proximity of client terminals (2) previously registered in a main processor (3) associated to Wi-Fi links (5) to network (6) whose location is known, which implies the identification of customers (20 ) and its location in environments

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comerciales suscritos al sistema,subscribed to the system,

-envío de la localización de los clientes (20) a un terminal de gestión local (9) de los vendedores (8) de productos y/o servicios suscritos al sistema (1) y situados en las ubicaciones detectadas de los clientes (20),-Send the location of the clients (20) to a local management terminal (9) of the sellers (8) of products and / or services subscribed to the system (1) and located in the detected locations of the clients (20) ,

-recuperación de los saldos favorables de bonificaciones de fidelidad correspondientes a cada uno de dichos clientes (20) desde una primera base de datos (7) de saldos de fidelización asociada localmente al procesador principal (3), y envío de dichos saldos favorables a los terminales de gestión local (9) de los vendedores (8) de productos y/o servicios y a los terminales de cliente (2) correspondientes,-recovering the favorable balances of loyalty bonuses corresponding to each of said clients (20) from a first database (7) of loyalty balances locally associated with the main processor (3), and sending said favorable balances to the local management terminals (9) of vendors (8) of products and / or services and the corresponding customer terminals (2),

-selección por parte de los clientes (20) a través de sus terminales de cliente (2) de productos y/o servicios ofrecidos por los vendedores (8) correspondientes,-selection by customers (20) through their customer terminals (2) of products and / or services offered by the corresponding sellers (8),

-neteo del importe de la selección de los clientes (20) con saldos favorables de fidelidad por parte de los terminales de gestión local (9) correspondientes, y -generación de orden de cobro por importe del resultado del neteo.-revenue of the amount of the selection of customers (20) with favorable loyalty balances by the corresponding local management terminals (9), and -generation of payment order by amount of the result of the netting.

La invención adicionalmente comprende una etapa de recuperación de promociones asociadas a los clientes (20) correspondientes desde una segunda base de datos (11), y el envío a los terminales de cliente (2) y a los terminales de gestión local (9) correspondientes, de forma que se pueda promocionar por parte del vendedor (8) determinados productos o servicios.The invention additionally comprises a step of recovering promotions associated with the corresponding clients (20) from a second database (11), and sending them to the client terminals (2) and to the corresponding local management terminals (9), so that it can be promoted by the seller (8) certain products or services.

Por su parte, la etapa de generación de orden de cobro comprende las subetapas de: -introducción manual de dicha orden en el terminal de gestión local (9) del vendedor correspondiente y envío al procesador principal (3),For its part, the step of generating the collection order includes the sub-stages of: - manual introduction of said order into the local management terminal (9) of the corresponding seller and shipment to the main processor (3),

-actualización del saldo fidelización en la primera base de datos (7) de saldos de fidelización por parte del procesador principal (3),- update of the loyalty balance in the first database (7) of loyalty balances by the main processor (3),

-envío a un procesador de pago (10) por móvil de la orden de cobro (lo que implica el cobro-Send to a payment processor (10) by mobile the payment order (which implies the payment

desde dicho procesador o plataforma), yfrom said processor or platform), and

-aceptación del pago desde el terminal al usuario (2) concreto.-acceptance of payment from the terminal to the specific user (2).

De esta forma se puede validar por parte del vendedor (8) la identidad física del comprador (20) antes de proceder a la transacción.In this way, the physical identity of the buyer (20) can be validated by the seller (8) before proceeding with the transaction.

Alternativa o complementariamente, la etapa de generación de orden de cobro puede comprender las subetapas de:Alternatively or in addition, the charging order generation stage may comprise the sub-stages of:

-detección desde los enlaces wifi (5) a red (6) del abandono de la ubicación por parte del usuario (20),-detection from the Wi-Fi links (5) to the network (6) of the abandonment of the location by the user (20),

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-comprobación de que no se ha lanzado orden de cobro de introducción manual en el terminal de gestión local (9) del vendedor correspondiente,- verification that no manual entry charge order has been issued at the local management terminal (9) of the corresponding vendor,

-actualización del saldo fidelización en la primera base de datos (7) de saldos de fidelización por parte del procesador principal (3),- update of the loyalty balance in the first database (7) of loyalty balances by the main processor (3),

-envío a un procesador de pago (10) por móvil de la orden de cobro, y -aceptación del pago desde el terminal al usuario (2) concreto.-Send to a payment processor (10) by mobile of the collection order, and -acceptance of payment from the terminal to the specific user (2).

De esta forma en comercios con clientes (20) de confianza ni siquiera será necesario ser atendido por el vendedor ni pasar por caja, y simplemente se realiza el cobro al irse del comercio, en los artículos previamente seleccionados por el cliente (20).In this way, in shops with trusted customers (20), it will not even be necessary to be attended by the seller or to checkout, and the payment is simply made when leaving the store, in the items previously selected by the customer (20).

Además de lo anterior, para facilitar la labor de análisis de situación del vendedor, la invención ha previsto la implementación adicional de una etapa de representación en un monitor (90) de los terminales de gestión local (9) de la presencia de los clientes (20) activos en la ubicación del comercio, su identificación y su saldo, de forma que se pueda acudir a orientar a los mismos. Incluso puede comprender una etapa adicional de representación en el monitor (90) de las promociones disponibles para ofrecer al cliente (20).In addition to the above, to facilitate the work of analyzing the situation of the seller, the invention has provided for the additional implementation of a stage of representation on a monitor (90) of the local management terminals (9) of the presence of customers ( 20) assets in the location of the trade, its identification and its balance, so that it can be used to guide them. You can even understand an additional stage of representation on the monitor (90) of the promotions available to offer to the customer (20).

Descrita suficientemente la naturaleza de la invención, así como la manera de realizarse en la práctica, debe hacerse constar que las disposiciones anteriormente indicadas y representadas en los dibujos adjuntos son susceptibles de modificaciones de detalle en cuanto no alteren el principio fundamental.Sufficiently described the nature of the invention, as well as the manner in which it is carried out in practice, it should be noted that the provisions indicated above and represented in the attached drawings are subject to modifications in detail as long as they do not alter the fundamental principle.

Claims (8)

55 1010 15fifteen 20twenty 2525 3030 3535 1. -Sistema (1) de pagos y liquidación de cupones digitales por proximidad caracterizado porque comprende:1. -System (1) of payments and settlement of digital coupons by proximity characterized in that it comprises: -una pluralidad de terminales de cliente (2) particulares para su identificación y localización particular,-a plurality of particular customer terminals (2) for their identification and particular location, -un procesador principal (3) asociado a unos enlaces wifi (5) a red (6), de ubicación conocida para localizar la ubicación de los terminales de cliente (2) mediante la detección de su conexión en los enlaces wifi (5) de ubicación conocida,-a main processor (3) associated with some Wi-Fi links (5) to the network (6), of known location to locate the location of the client terminals (2) by detecting their connection on the Wi-Fi links (5) of known location, -una primera base de datos (7) de saldos de fidelización asociada al procesador principal (3), para recuperar las bonificaciones asociadas a cada cliente (20) particular localizado en la posición localizada a través de los enlaces wifi (5) a red (6),-a first database (7) of loyalty balances associated with the main processor (3), to recover the bonuses associated with each particular client (20) located in the location located through the Wi-Fi links (5) to the network ( 6), -al menos, un terminal de gestión local (9) para cada vendedor (8) suscrito al sistema (1), y -un procesador de pago (10) por móvil conectado al procesador principal (3).-at least, a local management terminal (9) for each vendor (8) subscribed to the system (1), and -a payment processor (10) by mobile connected to the main processor (3). 2. -Sistema (1) de pagos y liquidación de cupones digitales por proximidad según reivindicación 1 caracterizado porque adicionalmente comprende una segunda base de datos (11) de promociones asociadas al cliente.2. - System (1) of payments and settlement of digital coupons by proximity according to claim 1 characterized in that it additionally comprises a second database (11) of promotions associated with the customer. 3. -Sistema (1) de pagos y liquidación de cupones digitales por proximidad según reivindicación 1 o 2 caracterizado porque el terminal de gestión local (9) comprende un monitor (90) para mostrar la posición de los clientes (20) registrados en el sistema (1) y que están en su ámbito, así como el saldo de fidelización disponible y las promociones asociadas a dichos clientes (20).3. System (1) of payments and settlement of digital coupons by proximity according to claim 1 or 2 characterized in that the local management terminal (9) comprises a monitor (90) to show the position of customers (20) registered in the system (1) and that are in its scope, as well as the available loyalty balance and the promotions associated with said clients (20). 4. -Método de pagos y liquidación de cupones digitales por proximidad caracterizado porque comprende las siguientes etapas:4.-Payment method and settlement of digital coupons by proximity characterized in that it comprises the following stages: -localización por wifi de proximidad de terminales de cliente (2) previamente registrados en un procesador principal (3) asociado a unos enlaces wifi (5) a red (6) cuya localización es conocida,-localization by Wi-Fi of proximity of client terminals (2) previously registered in a main processor (3) associated to Wi-Fi links (5) to network (6) whose location is known, -envío de la localización de los clientes (20) a un terminal de gestión local (9) de los vendedores (8) suscritos al sistema (1) y situados en las ubicaciones detectadas de los clientes (20), -recuperación de los saldos favorables de bonificaciones de fidelidad correspondientes a cada-submission of the location of the clients (20) to a local management terminal (9) of the sellers (8) subscribed to the system (1) and located in the detected locations of the clients (20), - recovery of the balances favorable loyalty bonuses corresponding to each 88 55 1010 15fifteen 20twenty 2525 3030 3535 uno de dichos clientes (20) desde una primera base de datos (7) de saldos de fidelización asociada al procesador principal (3), y envío de dichos saldos favorables a los terminales de gestión local (9) de los vendedores (8) y a los terminales de cliente (2) correspondientes, -selección por parte de los clientes (20) de productos y/o servicios ofrecidos por los vendedores (8) correspondientes,one of said clients (20) from a first database (7) of loyalty balances associated with the main processor (3), and sending said favorable balances to the local management terminals (9) of the vendors (8) and the corresponding customer terminals (2), -selection by the customers (20) of products and / or services offered by the corresponding vendors (8), -neteo del importe de la selección de los clientes (20) con sus saldos favorables de fidelidad por parte de los terminales de gestión local (9) correspondientes,- Join the amount of the customer selection (20) with their favorable loyalty balances by the corresponding local management terminals (9), -generación de orden de cobro por importe del resultado del neteo.-generation of collection order by amount of the result of the netting. 5. -Método de pagos y liquidación de cupones digitales por proximidad según reivindicación 4 caracterizado porque comprende una etapa de recuperación de promociones asociadas a los clientes (20) y/o vendedores (8) correspondientes desde una segunda base de datos (11), y el envío a los terminales de cliente (2) y a los terminales de gestión local (9) correspondientes.5. Method of payment and settlement of digital coupons by proximity according to claim 4 characterized in that it comprises a recovery stage of promotions associated with customers (20) and / or corresponding sellers (8) from a second database (11), and the shipment to the client terminals (2) and to the corresponding local management terminals (9). 6. -Método de pagos y liquidación de cupones digitales por proximidad según reivindicación 4 o 5 caracterizado porque la etapa de generación de orden de cobro comprende las subetapas de:6. Method of payment and settlement of digital coupons by proximity according to claim 4 or 5, characterized in that the step of generating the collection order comprises the sub-stages of: -introducción manual de dicha orden en el terminal de gestión local (9) del vendedor correspondiente y envío al procesador principal (3),- manual introduction of said order in the local management terminal (9) of the corresponding seller and shipment to the main processor (3), -actualización del saldo fidelización en la primera base de datos (7) de saldos de fidelización por parte del procesador principal (3),- update of the loyalty balance in the first database (7) of loyalty balances by the main processor (3), -envío a un procesador de pago (10) por móvil de la orden de cobro, y -aceptación del pago desde el terminal e usuario (2) concreto.-Send to a payment processor (10) by mobile of the collection order, and -acceptance of payment from the terminal and specific user (2). 7. -Método de pagos y liquidación de cupones digitales por proximidad según reivindicación 6 caracterizado porque la etapa de generación de orden de cobro comprende las subetapas de: -detección desde los enlaces wifi (5) a red (6) del abandono de la ubicación por parte del usuario (20),7. Method of payment and settlement of digital coupons by proximity according to claim 6, characterized in that the step of generating the collection order includes the sub-stages of: -detection from the Wi-Fi links (5) to the network (6) of the abandonment of the location by the user (20), -comprobación de que no se ha lanzado orden de cobro de introducción manual en el terminal de gestión local (9) del vendedor correspondiente,- verification that no manual entry charge order has been issued at the local management terminal (9) of the corresponding vendor, -actualización del saldo fidelización en la primera base de datos (7) de saldos de fidelización por parte del procesador principal (3),- update of the loyalty balance in the first database (7) of loyalty balances by the main processor (3), -envío a un procesador de pago (10) por móvil de la orden de cobro, y -aceptación del pago desde el terminal e usuario (2) concreto.-Send to a payment processor (10) by mobile of the collection order, and -acceptance of payment from the terminal and specific user (2). 55 1010 15fifteen 20twenty 2525 8.-Método de pagos y liquidación de cupones digitales por proximidad según cualquiera de las reivindicaciones 4 a 7 caracterizado porque comprende una etapa de indicación en un monitor (90) de los terminales de gestión local (9) de la presencia de los clientes (20) activos en la ubicación del comercio, su identificación y su saldo.8. Method of payment and settlement of digital coupons by proximity according to any of claims 4 to 7, characterized in that it comprises an indication stage on a monitor (90) of the local management terminals (9) of the presence of customers ( 20) assets in the location of the business, its identification and its balance.
ES201730617A 2017-04-12 2017-04-12 System of payments and settlement of digital coupons by proximity and method for said system (Machine-translation by Google Translate, not legally binding) Withdrawn ES2685981A1 (en)

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US20110288925A1 (en) * 2010-03-25 2011-11-24 David Edward Thomas Adaptable retail pricing environment and electronic exchange, delivering customized buyer promotion rewards and discounts
US20130297422A1 (en) * 2012-04-24 2013-11-07 Qualcomm Incorporated Retail proximity marketing
US20150220965A1 (en) * 2013-03-15 2015-08-06 Tech Fusion Corporation METHOD FOR GENERATING, DISTRIBUTING, and REDEEMING ELECTRONIC COUPONS
US20160132921A1 (en) * 2013-06-26 2016-05-12 Scanbuy, Inc. Methods and systems for redeeming and managing digital coupons

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20110288925A1 (en) * 2010-03-25 2011-11-24 David Edward Thomas Adaptable retail pricing environment and electronic exchange, delivering customized buyer promotion rewards and discounts
US20130297422A1 (en) * 2012-04-24 2013-11-07 Qualcomm Incorporated Retail proximity marketing
US20150220965A1 (en) * 2013-03-15 2015-08-06 Tech Fusion Corporation METHOD FOR GENERATING, DISTRIBUTING, and REDEEMING ELECTRONIC COUPONS
US20160132921A1 (en) * 2013-06-26 2016-05-12 Scanbuy, Inc. Methods and systems for redeeming and managing digital coupons

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