ES2129270T3 - Sistema de transferencia de valores. - Google Patents

Sistema de transferencia de valores.

Info

Publication number
ES2129270T3
ES2129270T3 ES96922117T ES96922117T ES2129270T3 ES 2129270 T3 ES2129270 T3 ES 2129270T3 ES 96922117 T ES96922117 T ES 96922117T ES 96922117 T ES96922117 T ES 96922117T ES 2129270 T3 ES2129270 T3 ES 2129270T3
Authority
ES
Spain
Prior art keywords
cards
scheme
transfer system
way
schemes
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
ES96922117T
Other languages
English (en)
Inventor
David Barrington Everett
John Viner
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Mondex International Ltd
Original Assignee
Mondex International Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mondex International Ltd filed Critical Mondex International Ltd
Application granted granted Critical
Publication of ES2129270T3 publication Critical patent/ES2129270T3/es
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355—Personalisation of cards for use
    • G06Q20/3552—Downloading or loading of personalisation data
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Storage Device Security (AREA)
  • Medicines Containing Plant Substances (AREA)
  • Flow Control (AREA)
  • Vehicle Waterproofing, Decoration, And Sanitation Devices (AREA)
  • Feeding, Discharge, Calcimining, Fusing, And Gas-Generation Devices (AREA)
  • Hardware Redundancy (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Purses, Travelling Bags, Baskets, Or Suitcases (AREA)

Abstract

UN SISTEMA DE TRANSFERENCIA DE VALORES USA TARJETAS DE CIRCUITOS INTEGRADOS PARA INTERCAMBIAR DINERO ELECTRONICO EN UNA TRANSACCION FUERA DE LINEA QUE EMPLEA PROTOCOLOS DE MENSAJE PROTEGIDOS CRIPTOGRAFICAMENTE. LAS TARJETAS SON CARGADAS CON DOS ESQUEMAS DE UNA SERIE Y LA INTERACCION ENTRE LAS TARJETAS DETERMINA Y USA EL ESQUEMA MAS ANTIGUO COMPARTIDO POR LAS TARJETAS, ORIGINANDO QUE UNA TARJETA CONMUTE ESQUEMAS DE FORMA IRREVOCABLE SI DICHO ESQUEMA COMUN ES EL SEGUNDO ESQUEMA. DE DICHA FORMA, UNA CONMUTACION HACIA UN SEGUNDO ESQUEMA PODRA MIGRAR A TRAVES DEL SISTEMA.
ES96922117T 1995-06-30 1996-06-28 Sistema de transferencia de valores. Expired - Lifetime ES2129270T3 (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GBGB9513379.9A GB9513379D0 (en) 1995-06-30 1995-06-30 Electronic purse system

Publications (1)

Publication Number Publication Date
ES2129270T3 true ES2129270T3 (es) 1999-06-01

Family

ID=10776946

Family Applications (1)

Application Number Title Priority Date Filing Date
ES96922117T Expired - Lifetime ES2129270T3 (es) 1995-06-30 1996-06-28 Sistema de transferencia de valores.

Country Status (28)

Country Link
US (1) US6366894B1 (es)
EP (1) EP0836731B1 (es)
JP (1) JP3617054B2 (es)
KR (1) KR100294613B1 (es)
CN (1) CN1095150C (es)
AT (1) ATE178424T1 (es)
AU (1) AU697861B2 (es)
BG (1) BG102127A (es)
BR (1) BR9609640A (es)
CA (1) CA2225936C (es)
CZ (1) CZ404397A3 (es)
DE (1) DE69601941T2 (es)
DK (1) DK0836731T3 (es)
EE (1) EE9700360A (es)
ES (1) ES2129270T3 (es)
GB (2) GB9513379D0 (es)
GR (1) GR3030119T3 (es)
HK (1) HK1005814A1 (es)
HU (1) HUP9802765A2 (es)
IS (1) IS4634A (es)
NO (1) NO317406B1 (es)
NZ (1) NZ311729A (es)
PL (1) PL324265A1 (es)
SK (1) SK179197A3 (es)
TR (1) TR199701737T1 (es)
TW (1) TW395108B (es)
WO (1) WO1997002548A1 (es)
ZA (1) ZA965544B (es)

Families Citing this family (22)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5953705A (en) * 1996-09-13 1999-09-14 Fujitsu Limited Ticketless system and processing method and memory medium storing its processing program
EP0949593A2 (en) 1998-03-30 1999-10-13 Citicorp Development Center System, method and apparatus for value exchange utilizing value-storing apparatus
US8108307B1 (en) 1998-03-30 2012-01-31 Citicorp Development Center, Inc. System, method and apparatus for value exchange utilizing value-storing applications
JP3537680B2 (ja) 1998-10-22 2004-06-14 富士通株式会社 プロトコル制御用集積回路
JP2000276543A (ja) 1999-03-26 2000-10-06 Fujitsu Ltd 数値データ処理装置および数値データ処理方法
JP2003506771A (ja) * 1999-07-28 2003-02-18 モンデックス インターナショナル リミテッド スマートカード間の通信システム及び方法
WO2001020509A1 (fr) * 1999-09-16 2001-03-22 Matsushita Electric Industrial Co., Ltd. Porte-monnaie electronique
GB9925227D0 (en) 1999-10-25 1999-12-22 Internet Limited Data storage retrieval and access system
IT1315400B1 (it) * 2000-02-23 2003-02-10 Vittorio Pareti Dispositivo per transazioni valutarie tra supporti magnetici dotati di memoria permanente riscrivibile.
US7233926B2 (en) * 2000-03-07 2007-06-19 Thomson Licensing Electronic wallet system with secure inter-purses operations
US6834796B2 (en) * 2000-08-31 2004-12-28 Level Z, L.L.C. Anonymous redemption and stored value system and method
US7640432B2 (en) * 2000-12-11 2009-12-29 International Business Machines Corporation Electronic cash controlled by non-homomorphic signatures
US7580988B2 (en) * 2001-04-05 2009-08-25 Intertrust Technologies Corporation System and methods for managing the distribution of electronic content
GB2409090B (en) * 2001-04-06 2005-08-17 Freedom Card Ltd Payment system
DE10258769C5 (de) * 2002-12-16 2017-08-17 Giesecke & Devrient Gmbh Kommunikation zwischen einem Bediengerät, einem Anbietermodul und einem Kundenmodul
US7627817B2 (en) 2003-02-21 2009-12-01 Motionpoint Corporation Analyzing web site for translation
ITVA20050021A1 (it) * 2005-04-01 2006-10-02 Sergio Biucchi Dispositivi informatici off-line per il sistema delle transazioni valutarie autogestite
US20060265736A1 (en) * 2005-05-19 2006-11-23 Gilbarco Inc. Encryption system and method for legacy devices in a retail environment
JP2009020848A (ja) * 2007-07-11 2009-01-29 Taiji Inui 中央銀行ないしは同等の機能を有する機関が法定通貨として発行することを目的とした電子マネーおよび電子マネーシステム。
US9177313B1 (en) * 2007-10-18 2015-11-03 Jpmorgan Chase Bank, N.A. System and method for issuing, circulating and trading financial instruments with smart features
US9230259B1 (en) 2009-03-20 2016-01-05 Jpmorgan Chase Bank, N.A. Systems and methods for mobile ordering and payment
EP2682875A1 (en) 2010-07-13 2014-01-08 Motionpoint Corporation Method of estimating a user's preferred language

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4709137A (en) * 1984-04-16 1987-11-24 Omron Tateisi Electronics Co. IC card and financial transaction processing system using IC card
US4972472A (en) * 1985-03-15 1990-11-20 Tandem Computers Incorporated Method and apparatus for changing the master key in a cryptographic system
JPH07104891B2 (ja) * 1986-08-05 1995-11-13 沖電気工業株式会社 取引処理装置
JPS6356785A (ja) 1986-08-28 1988-03-11 Toshiba Corp 携帯可能記憶媒体処理装置
GB9008362D0 (en) * 1990-04-12 1990-06-13 Hackremco No 574 Limited Banking computer system
JP2930257B2 (ja) * 1991-04-22 1999-08-03 株式会社東芝 携帯可能電子装置
US5461217A (en) * 1994-02-08 1995-10-24 At&T Ipm Corp. Secure money transfer techniques using smart cards
US5517568A (en) * 1994-04-21 1996-05-14 Motorola, Inc. Method of detecting unauthorized use of a wireless communication channel

Also Published As

Publication number Publication date
DE69601941T2 (de) 1999-08-05
DK0836731T3 (da) 1999-10-11
IS4634A (is) 1997-12-11
NO976105D0 (no) 1997-12-29
CZ404397A3 (cs) 1998-08-12
HK1005814A1 (en) 1999-01-29
NZ311729A (en) 1998-10-28
AU697861B2 (en) 1998-10-22
NO317406B1 (no) 2004-10-25
ATE178424T1 (de) 1999-04-15
MX9710209A (es) 1998-03-31
HUP9802765A2 (hu) 1999-03-29
TR199701737T1 (xx) 1998-04-21
US6366894B1 (en) 2002-04-02
WO1997002548A1 (en) 1997-01-23
CA2225936A1 (en) 1997-01-23
EP0836731A1 (en) 1998-04-22
JP3617054B2 (ja) 2005-02-02
DE69601941D1 (de) 1999-05-06
KR19990028615A (ko) 1999-04-15
GR3030119T3 (en) 1999-07-30
BR9609640A (pt) 2000-01-18
PL324265A1 (en) 1998-05-11
EP0836731B1 (en) 1999-03-31
AU6310596A (en) 1997-02-05
GB9725872D0 (en) 1998-02-04
GB9513379D0 (en) 1995-09-06
ZA965544B (en) 1997-01-27
CA2225936C (en) 2002-04-23
BG102127A (en) 1998-05-29
EE9700360A (et) 1998-06-15
JPH11508711A (ja) 1999-07-27
NO976105L (no) 1998-02-27
CN1095150C (zh) 2002-11-27
KR100294613B1 (ko) 2001-08-07
GB2317733A (en) 1998-04-01
SK179197A3 (en) 2000-03-13
CN1194050A (zh) 1998-09-23
GB2317733B (en) 1998-08-05
TW395108B (en) 2000-06-21

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