JPH11508711A - 価値転送システム - Google Patents
価値転送システムInfo
- Publication number
- JPH11508711A JPH11508711A JP9504911A JP50491197A JPH11508711A JP H11508711 A JPH11508711 A JP H11508711A JP 9504911 A JP9504911 A JP 9504911A JP 50491197 A JP50491197 A JP 50491197A JP H11508711 A JPH11508711 A JP H11508711A
- Authority
- JP
- Japan
- Prior art keywords
- wallet
- scheme
- value
- schemes
- acd
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
- 239000004744 fabric Substances 0.000 claims description 3
- 230000005540 biological transmission Effects 0.000 claims description 2
- 230000003993 interaction Effects 0.000 abstract 1
- 238000000034 method Methods 0.000 description 11
- 230000005012 migration Effects 0.000 description 3
- 238000013508 migration Methods 0.000 description 3
- 238000010586 diagram Methods 0.000 description 2
- 238000004519 manufacturing process Methods 0.000 description 2
- 210000002370 ICC Anatomy 0.000 description 1
- 230000002159 abnormal effect Effects 0.000 description 1
- 238000004458 analytical method Methods 0.000 description 1
- 230000000903 blocking effect Effects 0.000 description 1
- 238000004891 communication Methods 0.000 description 1
- 230000001010 compromised effect Effects 0.000 description 1
- 230000009977 dual effect Effects 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 230000008595 infiltration Effects 0.000 description 1
- 238000001764 infiltration Methods 0.000 description 1
- 238000010988 intraclass correlation coefficient Methods 0.000 description 1
- 230000000750 progressive effect Effects 0.000 description 1
- 230000000717 retained effect Effects 0.000 description 1
- 238000000926 separation method Methods 0.000 description 1
- 230000007704 transition Effects 0.000 description 1
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
- G06Q20/3552—Downloading or loading of personalisation data
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Storage Device Security (AREA)
- Medicines Containing Plant Substances (AREA)
- Hardware Redundancy (AREA)
- Purses, Travelling Bags, Baskets, Or Suitcases (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Flow Control (AREA)
- Vehicle Waterproofing, Decoration, And Sanitation Devices (AREA)
- Feeding, Discharge, Calcimining, Fusing, And Gas-Generation Devices (AREA)
Abstract
Description
Claims (1)
- 【特許請求の範囲】 1.個々に価値ストアを備えた電子財布を有する、多数の電子的にプログラム されたマイクロプロセッサアプリケーションデバイス(ACD)を有する価値転 送システムであって、 前記ACDは、前記財布を連結し価値が該財布間のトランザクションで交換す ることができるようペアで連結するように適合されていて、 前記価値交換は暗号セキュリティスキームによって保証されたメッセージの交 換により行われ、 更に、前記価値転送システムは、古いものから新しいものに並んだ一連の暗号 セキュリティスキームを有し、各財布は該一連の暗号スキームの中の少なくとも 2つのスキームでプログラムされ、 前記財布は更に、電子財布間の価値交換のためにペアで連結した時、該財布の ペアの古い方あるいは最も古い使用可能な共通暗号セキュリティスキームを識別 及び利用し、その後該財布が取り替えられる時、財布のペアのうちどちらかの財 布の一連の暗号スキームの中で一番古い暗号セキュリティスキームを禁止するた めにプログラムされていることを特徴とする価値転送システム。 2.各財布が該財布が現在利用している前記暗号セキュリティスキームのため の識別子にストアされているメモリ領 域を有し、 前記スキーム識別子は、価値交換トランザクションの前段階として、連結され た財布のペア間で交換されていることを特徴とする請求項1に記載の価値転送シ ステム。 3.各財布が一連のスキーム中の2つの連続した暗号セキュリティスキームで プログラムされていることを特徴とする前述した請求項のいずれかに記載の価値 転送システム。 4.各暗号セキュリティスキームは少なくとも1つの暗号アルゴリズム及び少 なくとも1つの暗号鍵を有し、一連の暗号スキームの構成要素はアルゴリズム及 び鍵に関して異なっていることを特徴とする前述した請求項のいずれかに記載の 価値転送システム。 5.一連の暗号セキュリティスキームの連続した構成要素は、異なったスキー ム識別子と連結していること以外は同じであり、 前記スキーム識別子は前記財布内に蓄えられ、連結された該財布の1組のペア の中で最も古い共通暗号スキームを識別し、どちらかの財布内の一連のスキーム の中で最も古い暗号セキュリティスキームを禁止することを制御するのに使用さ れることを特徴とする前述した請求項のいずれかに記載された価値転送システム 。 6.選択されたACDが個々に異なった暗号セキュリティスキームでプログラ ムされた2つの電子財布に提供され、 前記選択されたACDは、別のACDに連結する際、前記財布の暗号セキュリ ティシステムの適合性に従って、該別のACDの財布と該選択されたACDの財 布間のトランザクションが実行できるよう財布を選択するためにプログラムされ ていることを特徴とする前述した請求項のいずれかに記載の価値転送システム。 7.個々に価値ストアを持った電子財布を有する多数の電子的にプログラムさ れたマイクロプロセッサアプリケーションデバイス(ACD)を有する価値転送 システムであり、 前記ACDは前記財布を連結し及び価値が該財布間のトランザクションにおい て交換されるようにするためにペアに連結されるように適合されていて、 前記価値交換は暗号セキュリティスキームによって保証されたメッセージの交 換によって行われ、該暗号セキュリティスキームにおいて、選択されたACDが 、個々に異なった暗号セキュリティスキームでプログラムされた2つの電子財布 に提供され、 更に、前記選択されたACDは、別のACDに連結する際、財布の暗号セキュ リティシステムの適合性に従って、該別のACDの財布と該選択された財布間で トランザクションを行えるよう、財布を選択するためにプログラムされているこ とを特徴とする価値転送システム。
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
GBGB9513379.9A GB9513379D0 (en) | 1995-06-30 | 1995-06-30 | Electronic purse system |
GB9513379.9 | 1995-06-30 | ||
PCT/GB1996/001564 WO1997002548A1 (en) | 1995-06-30 | 1996-06-28 | Value transfer system |
Publications (2)
Publication Number | Publication Date |
---|---|
JPH11508711A true JPH11508711A (ja) | 1999-07-27 |
JP3617054B2 JP3617054B2 (ja) | 2005-02-02 |
Family
ID=10776946
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
JP50491197A Expired - Lifetime JP3617054B2 (ja) | 1995-06-30 | 1996-06-28 | 価値転送方法 |
Country Status (28)
Country | Link |
---|---|
US (1) | US6366894B1 (ja) |
EP (1) | EP0836731B1 (ja) |
JP (1) | JP3617054B2 (ja) |
KR (1) | KR100294613B1 (ja) |
CN (1) | CN1095150C (ja) |
AT (1) | ATE178424T1 (ja) |
AU (1) | AU697861B2 (ja) |
BG (1) | BG102127A (ja) |
BR (1) | BR9609640A (ja) |
CA (1) | CA2225936C (ja) |
CZ (1) | CZ404397A3 (ja) |
DE (1) | DE69601941T2 (ja) |
DK (1) | DK0836731T3 (ja) |
EE (1) | EE9700360A (ja) |
ES (1) | ES2129270T3 (ja) |
GB (2) | GB9513379D0 (ja) |
GR (1) | GR3030119T3 (ja) |
HK (1) | HK1005814A1 (ja) |
HU (1) | HUP9802765A2 (ja) |
IS (1) | IS4634A (ja) |
NO (1) | NO317406B1 (ja) |
NZ (1) | NZ311729A (ja) |
PL (1) | PL324265A1 (ja) |
SK (1) | SK179197A3 (ja) |
TR (1) | TR199701737T1 (ja) |
TW (1) | TW395108B (ja) |
WO (1) | WO1997002548A1 (ja) |
ZA (1) | ZA965544B (ja) |
Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2001266029A (ja) * | 2000-03-07 | 2001-09-28 | Thomson Multimedia Sa | 安全なパース間の動作を伴なう電子ワレットシステム |
JP2003506771A (ja) * | 1999-07-28 | 2003-02-18 | モンデックス インターナショナル リミテッド | スマートカード間の通信システム及び方法 |
WO2009008105A1 (ja) * | 2007-07-11 | 2009-01-15 | Taiji Inui | 中央銀行ないしは同等の機能を有する機関が法定通貨として発行することを目的とした電子マネーおよび電子マネーシステム。 |
JP4550341B2 (ja) * | 1999-09-16 | 2010-09-22 | パナソニック株式会社 | 通信端末および通信方法 |
Families Citing this family (18)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5953705A (en) * | 1996-09-13 | 1999-09-14 | Fujitsu Limited | Ticketless system and processing method and memory medium storing its processing program |
US8108307B1 (en) | 1998-03-30 | 2012-01-31 | Citicorp Development Center, Inc. | System, method and apparatus for value exchange utilizing value-storing applications |
EP0949593A2 (en) | 1998-03-30 | 1999-10-13 | Citicorp Development Center | System, method and apparatus for value exchange utilizing value-storing apparatus |
JP3537680B2 (ja) | 1998-10-22 | 2004-06-14 | 富士通株式会社 | プロトコル制御用集積回路 |
JP2000276543A (ja) * | 1999-03-26 | 2000-10-06 | Fujitsu Ltd | 数値データ処理装置および数値データ処理方法 |
GB9925227D0 (en) | 1999-10-25 | 1999-12-22 | Internet Limited | Data storage retrieval and access system |
IT1315400B1 (it) * | 2000-02-23 | 2003-02-10 | Vittorio Pareti | Dispositivo per transazioni valutarie tra supporti magnetici dotati di memoria permanente riscrivibile. |
US6834796B2 (en) * | 2000-08-31 | 2004-12-28 | Level Z, L.L.C. | Anonymous redemption and stored value system and method |
US7640432B2 (en) * | 2000-12-11 | 2009-12-29 | International Business Machines Corporation | Electronic cash controlled by non-homomorphic signatures |
US7580988B2 (en) * | 2001-04-05 | 2009-08-25 | Intertrust Technologies Corporation | System and methods for managing the distribution of electronic content |
GB2374192B (en) * | 2001-04-06 | 2005-05-18 | Freedom Card Ltd | Payment system |
DE10258769C5 (de) * | 2002-12-16 | 2017-08-17 | Giesecke & Devrient Gmbh | Kommunikation zwischen einem Bediengerät, einem Anbietermodul und einem Kundenmodul |
US7627817B2 (en) | 2003-02-21 | 2009-12-01 | Motionpoint Corporation | Analyzing web site for translation |
ITVA20050021A1 (it) * | 2005-04-01 | 2006-10-02 | Sergio Biucchi | Dispositivi informatici off-line per il sistema delle transazioni valutarie autogestite |
US20060265736A1 (en) * | 2005-05-19 | 2006-11-23 | Gilbarco Inc. | Encryption system and method for legacy devices in a retail environment |
US9177313B1 (en) | 2007-10-18 | 2015-11-03 | Jpmorgan Chase Bank, N.A. | System and method for issuing, circulating and trading financial instruments with smart features |
US9230259B1 (en) | 2009-03-20 | 2016-01-05 | Jpmorgan Chase Bank, N.A. | Systems and methods for mobile ordering and payment |
US9465782B2 (en) | 2010-07-13 | 2016-10-11 | Motionpoint Corporation | Dynamic language translation of web site content |
Family Cites Families (8)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4709137A (en) | 1984-04-16 | 1987-11-24 | Omron Tateisi Electronics Co. | IC card and financial transaction processing system using IC card |
US4972472A (en) * | 1985-03-15 | 1990-11-20 | Tandem Computers Incorporated | Method and apparatus for changing the master key in a cryptographic system |
JPH07104891B2 (ja) | 1986-08-05 | 1995-11-13 | 沖電気工業株式会社 | 取引処理装置 |
JPS6356785A (ja) * | 1986-08-28 | 1988-03-11 | Toshiba Corp | 携帯可能記憶媒体処理装置 |
GB9008362D0 (en) * | 1990-04-12 | 1990-06-13 | Hackremco No 574 Limited | Banking computer system |
JP2930257B2 (ja) * | 1991-04-22 | 1999-08-03 | 株式会社東芝 | 携帯可能電子装置 |
US5461217A (en) * | 1994-02-08 | 1995-10-24 | At&T Ipm Corp. | Secure money transfer techniques using smart cards |
US5517568A (en) * | 1994-04-21 | 1996-05-14 | Motorola, Inc. | Method of detecting unauthorized use of a wireless communication channel |
-
1995
- 1995-06-30 GB GBGB9513379.9A patent/GB9513379D0/en active Pending
-
1996
- 1996-06-28 WO PCT/GB1996/001564 patent/WO1997002548A1/en active IP Right Grant
- 1996-06-28 US US08/973,708 patent/US6366894B1/en not_active Expired - Lifetime
- 1996-06-28 SK SK1791-97A patent/SK179197A3/sk unknown
- 1996-06-28 JP JP50491197A patent/JP3617054B2/ja not_active Expired - Lifetime
- 1996-06-28 CA CA002225936A patent/CA2225936C/en not_active Expired - Lifetime
- 1996-06-28 AT AT96922117T patent/ATE178424T1/de not_active IP Right Cessation
- 1996-06-28 CZ CZ974043A patent/CZ404397A3/cs unknown
- 1996-06-28 GB GB9725872A patent/GB2317733B/en not_active Expired - Lifetime
- 1996-06-28 PL PL96324265A patent/PL324265A1/xx unknown
- 1996-06-28 DK DK96922117T patent/DK0836731T3/da active
- 1996-06-28 TR TR97/01737T patent/TR199701737T1/xx unknown
- 1996-06-28 ZA ZA965544A patent/ZA965544B/xx unknown
- 1996-06-28 BR BR9609640-3A patent/BR9609640A/pt not_active Application Discontinuation
- 1996-06-28 DE DE69601941T patent/DE69601941T2/de not_active Expired - Fee Related
- 1996-06-28 ES ES96922117T patent/ES2129270T3/es not_active Expired - Lifetime
- 1996-06-28 AU AU63105/96A patent/AU697861B2/en not_active Expired
- 1996-06-28 NZ NZ311729A patent/NZ311729A/xx not_active IP Right Cessation
- 1996-06-28 EP EP96922117A patent/EP0836731B1/en not_active Expired - Lifetime
- 1996-06-28 CN CN96196495A patent/CN1095150C/zh not_active Expired - Lifetime
- 1996-06-28 KR KR1019970709937A patent/KR100294613B1/ko not_active IP Right Cessation
- 1996-06-28 EE EE9700360A patent/EE9700360A/xx unknown
- 1996-06-28 HU HU9802765A patent/HUP9802765A2/hu unknown
- 1996-07-11 TW TW085108419A patent/TW395108B/zh not_active IP Right Cessation
-
1997
- 1997-12-11 IS IS4634A patent/IS4634A/is unknown
- 1997-12-18 BG BG102127A patent/BG102127A/xx unknown
- 1997-12-29 NO NO19976105A patent/NO317406B1/no unknown
-
1998
- 1998-06-05 HK HK98104989A patent/HK1005814A1/xx not_active IP Right Cessation
-
1999
- 1999-04-30 GR GR990401201T patent/GR3030119T3/el unknown
Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2003506771A (ja) * | 1999-07-28 | 2003-02-18 | モンデックス インターナショナル リミテッド | スマートカード間の通信システム及び方法 |
JP4550341B2 (ja) * | 1999-09-16 | 2010-09-22 | パナソニック株式会社 | 通信端末および通信方法 |
JP2001266029A (ja) * | 2000-03-07 | 2001-09-28 | Thomson Multimedia Sa | 安全なパース間の動作を伴なう電子ワレットシステム |
WO2009008105A1 (ja) * | 2007-07-11 | 2009-01-15 | Taiji Inui | 中央銀行ないしは同等の機能を有する機関が法定通貨として発行することを目的とした電子マネーおよび電子マネーシステム。 |
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