ES2109259T3 - Proceso y dispositivo de gestion de transacciones utilizando tarjetas de micro-circuito. - Google Patents
Proceso y dispositivo de gestion de transacciones utilizando tarjetas de micro-circuito.Info
- Publication number
- ES2109259T3 ES2109259T3 ES91400201T ES91400201T ES2109259T3 ES 2109259 T3 ES2109259 T3 ES 2109259T3 ES 91400201 T ES91400201 T ES 91400201T ES 91400201 T ES91400201 T ES 91400201T ES 2109259 T3 ES2109259 T3 ES 2109259T3
- Authority
- ES
- Spain
- Prior art keywords
- cards
- transactions
- management process
- transaction management
- micro
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Lifetime
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4093—Monitoring of device authentication
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1025—Identification of user by a PIN code
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Credit Cards Or The Like (AREA)
- Storage Device Security (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
EL PROCESO DE GESTION DE TRANSACCIONES EN UN SISTEMA QUE INCLUYE LECTURAS DE TARJETAS Y LAS TARJETAS DE MICRO-CIRCUITOS ASOCIADOS, CONSISTE EN ORGANIZAR LA MEMORIA DE LAS TARJETAS DESTINADAS AL REGISTRO DE LAS TRANSACCIONES EN DOS ZONAS, UNA ZONA ACCESIBLE PARA LA PRESENTACION DEL CODIGO PORTADOR A CADA TRANSACCION, PARA LAS TRANSACCIONES DE CANTIDAD SUPERIOR A UN VALOR PRE-DETERMINADO, LA OTRA ZONA ACCESIBLE PARA LAS TRANSACCIONES DE CANTIDAD INFERIOR AL VALOR PRE-DETERMINADO, SIN PRESENTACION SISTEMATICA DEL CODIGO PORTADOR: UNA PRESENTACION DEL CODIGO ACCIONA LA ESCRITURA DE BITS DE ABERTURA DE ESPACIOS DE REGISTRO EN ESTA SEGUNDA ZONA, HASTA QUE EL NUMERO DE ESPACIOS ABIERTOS SEA IGUAL A N PRE-DETERMINADO. LA INVENCION SE APLICA, ESPECIALMENTE A LAS TARJETAS DE CREDITO, A LAS TARJETAS PARA EL TELEFONO Y A LAS TARJETAS MULTIUSO.
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FR9001073A FR2657706B1 (fr) | 1990-01-30 | 1990-01-30 | Procede et dispositif de gestion de transactions utilisant des cartes a microcircuit. |
Publications (1)
Publication Number | Publication Date |
---|---|
ES2109259T3 true ES2109259T3 (es) | 1998-01-16 |
Family
ID=9393232
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
ES91400201T Expired - Lifetime ES2109259T3 (es) | 1990-01-30 | 1991-01-29 | Proceso y dispositivo de gestion de transacciones utilizando tarjetas de micro-circuito. |
Country Status (7)
Country | Link |
---|---|
US (1) | US5227612A (es) |
EP (1) | EP0440549B1 (es) |
JP (1) | JP3343130B2 (es) |
CA (1) | CA2035161C (es) |
DE (1) | DE69127641T2 (es) |
ES (1) | ES2109259T3 (es) |
FR (1) | FR2657706B1 (es) |
Families Citing this family (36)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
DE4129067C2 (de) * | 1991-09-02 | 1995-04-13 | Grundig Emv | Elektronisches Gerät zur Durchführung einer Vielzahl von Funktionen |
US5682027A (en) * | 1992-10-26 | 1997-10-28 | Intellect Australia Pty Ltd. | System and method for performing transactions and a portable intelligent device therefore |
CH685891A5 (de) * | 1993-01-18 | 1995-10-31 | Ascom Autelca Ag | Verfahren als Sicherheitskonzept gegen unbefugte Verwendung eines Zahlungsmittels beim bargeldlosen Begleichen an Zahlstellen |
FR2710996B1 (fr) * | 1993-10-06 | 1995-12-01 | Gemplus Card Int | Carte portable multi-applications pour ordinateur personnel. |
US6145739A (en) * | 1993-10-26 | 2000-11-14 | Intellect Australia Pty Ltd. | System and method for performing transactions and an intelligent device therefor |
US5577121A (en) * | 1994-06-09 | 1996-11-19 | Electronic Payment Services, Inc. | Transaction system for integrated circuit cards |
US5552586A (en) * | 1994-06-15 | 1996-09-03 | Kalman; Richard L. | Personal ID memory card/agency |
US5583933A (en) * | 1994-08-05 | 1996-12-10 | Mark; Andrew R. | Method and apparatus for the secure communication of data |
US5907597A (en) | 1994-08-05 | 1999-05-25 | Smart Tone Authentication, Inc. | Method and system for the secure communication of data |
US5621796A (en) * | 1994-09-30 | 1997-04-15 | Electronic Payment Services, Inc. | Transferring information between transaction networks |
US5596642A (en) * | 1994-09-30 | 1997-01-21 | Electronic Payment Services, Inc. | Network settlement performed on consolidated information |
US5633930A (en) * | 1994-09-30 | 1997-05-27 | Electronic Payment Services, Inc. | Common cryptographic key verification in a transaction network |
US5559887A (en) * | 1994-09-30 | 1996-09-24 | Electronic Payment Service | Collection of value from stored value systems |
US5544086A (en) * | 1994-09-30 | 1996-08-06 | Electronic Payment Services, Inc. | Information consolidation within a transaction network |
KR0146624B1 (ko) * | 1994-12-19 | 1998-09-15 | 김광호 | 신용거래용 카드 및 이를 이용한 신용거래장치 및 방법 |
US5682428A (en) * | 1995-02-13 | 1997-10-28 | Eta Technologies Corporation | Personal access management system |
US5689564A (en) * | 1995-02-13 | 1997-11-18 | Eta Technologies Corporation | Personal access management system |
US5692049A (en) * | 1995-02-13 | 1997-11-25 | Eta Technologies Corporation | Personal access management system |
US5694472A (en) * | 1995-02-13 | 1997-12-02 | Eta Technologies Corporation | Personal access management system |
US5778068A (en) * | 1995-02-13 | 1998-07-07 | Eta Technologies Corporation | Personal access management system |
US5619574A (en) * | 1995-02-13 | 1997-04-08 | Eta Technologies Corporation | Personal access management system |
US5610980A (en) * | 1995-02-13 | 1997-03-11 | Eta Technologies Corporation | Method and apparatus for re-initializing a processing device and a storage device |
US5696825A (en) * | 1995-02-13 | 1997-12-09 | Eta Technologies Corporation | Personal access management system |
US5748711A (en) * | 1995-06-07 | 1998-05-05 | Matrixx Marketing Inc. | Telephone transaction processing as a part of call transport |
CH690530A5 (de) * | 1995-12-11 | 2000-09-29 | Ip Tpg Holdco Sarl | Verfahren zur Echtheitskontrolle eines bei einer Transaktion verwendeten vorausbezahlten Zahlungsmittels. |
JPH1063721A (ja) * | 1996-08-14 | 1998-03-06 | Toshiba Corp | カードとカード取引システムとカード補填方法とカード取引方法 |
SE512748C2 (sv) | 1997-05-15 | 2000-05-08 | Access Security Sweden Ab | Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktion |
US6000608A (en) | 1997-07-10 | 1999-12-14 | Dorf; Robert E. | Multifunction card system |
FR2769736B1 (fr) * | 1997-10-10 | 2000-01-14 | Denis Palos | Procede pour la securisation de transactions financieres, carte et terminal de paiement mettant en oeuvre ce procede |
FR2783623B1 (fr) * | 1998-09-18 | 2003-05-09 | France Telecom | Procede de gestion d'une transaction electronique par carte a puce, terminal et carte a puce mettant en oeuvre ce procede |
US6213403B1 (en) | 1999-09-10 | 2001-04-10 | Itt Manufacturing Enterprises, Inc. | IC card with fingerprint sensor |
US6510414B1 (en) | 1999-10-05 | 2003-01-21 | Cisco Technology, Inc. | Speech recognition assisted data entry system and method |
US7270265B2 (en) | 2001-07-06 | 2007-09-18 | France Telecom | Process for managing an electronic transaction by chip card terminal and chip card implementing this process |
US20050216424A1 (en) * | 2004-03-23 | 2005-09-29 | Star Systems, Inc. | Transaction system with special handling of micropayment transaction requests |
AU2005318086B2 (en) | 2004-12-23 | 2011-07-07 | Merck Serono Sa | BCMA polypeptides and uses thereof |
US7761591B2 (en) | 2005-12-16 | 2010-07-20 | Jean A. Graham | Central work-product management system for coordinated collaboration with remote users |
Family Cites Families (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4001550A (en) * | 1975-12-04 | 1977-01-04 | Schatz Vernon L | Universal funds transfer and identification card |
EP0247623A3 (en) * | 1984-03-19 | 1989-09-20 | Omron Tateisi Electronics Co. | Ic card transaction system |
DE3789326T2 (de) * | 1986-01-21 | 1994-07-07 | Fujitsu Ltd | Automatische Transaktionsmaschine. |
US4859837A (en) * | 1987-03-23 | 1989-08-22 | Halpern John Wolfgang | Portable data carrier incorporating manually presettable processing modes |
-
1990
- 1990-01-30 FR FR9001073A patent/FR2657706B1/fr not_active Expired - Lifetime
-
1991
- 1991-01-28 US US07/647,519 patent/US5227612A/en not_active Expired - Lifetime
- 1991-01-29 CA CA002035161A patent/CA2035161C/fr not_active Expired - Fee Related
- 1991-01-29 ES ES91400201T patent/ES2109259T3/es not_active Expired - Lifetime
- 1991-01-29 EP EP91400201A patent/EP0440549B1/fr not_active Expired - Lifetime
- 1991-01-29 DE DE69127641T patent/DE69127641T2/de not_active Expired - Fee Related
- 1991-01-30 JP JP02962291A patent/JP3343130B2/ja not_active Expired - Fee Related
Also Published As
Publication number | Publication date |
---|---|
US5227612A (en) | 1993-07-13 |
FR2657706A1 (fr) | 1991-08-02 |
EP0440549B1 (fr) | 1997-09-17 |
JP3343130B2 (ja) | 2002-11-11 |
EP0440549A1 (fr) | 1991-08-07 |
FR2657706B1 (fr) | 1992-11-27 |
CA2035161C (fr) | 1997-02-04 |
CA2035161A1 (fr) | 1991-07-31 |
DE69127641T2 (de) | 1998-01-15 |
JPH04213184A (ja) | 1992-08-04 |
DE69127641D1 (de) | 1997-10-23 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
FG2A | Definitive protection |
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