EP3298563A1

EP3298563A1 - Device, system and method for issuing electronic receipts

Info

Publication number: EP3298563A1
Application number: EP16726919.0A
Authority: EP
Inventors: Ruoyun MARI
Original assignee: Deewee Sas
Current assignee: Deewee Sas
Priority date: 2015-05-18
Filing date: 2016-05-04
Publication date: 2018-03-28
Also published as: FR3036527B1; US10438456B2; US20180151033A1; WO2016185110A1; FR3036527A1

Abstract

The invention concerns a device (100), a method and a system for issuing real-time receipts, said device (100) being connected to a point-of-sale terminal (T) sending it a command to print data representative of said receipt. The device (100) is further connected to a printer (I), in such a way as to allow said command to print said data representative of the receipt to be transferred to said printer (I). The device (100) makes it possible to convert said data representative of the receipt, originating from said point-of-sale terminal (T), into a digital file representative of said receipt. The device then transmits the digital file representative of the receipt, previously associated with an identification number, to a remote storage network (200) accessible via a mobile telephone network of a mobile terminal (M) with which it communicates according to a contactless communication protocol.

Description

DEVICE, SYSTEM AND METHOD FOR DEMATERIALIZING

credit card slips

[Field of the invention]

The invention relates to the dematerialization of cash receipts, also called factories. The invention relates more particularly to a method and a device for the dematerialization in real time of a bill, when the payment by a consumer at the time of its passage cash. It also relates to a paperless dematerialization system comprising a remote storage network for storing the digital factories generated by said dematerialization device.

During a purchase, whatever it is, it is customary for the cash register agent to issue a bill. These slips are often thrown away immediately after checkout or shortly thereafter. Similarly, coupons, issued during promotions, are rarely used because often lost or lost. Bills and coupons are therefore a considerable waste of paper.

In addition to wasting paper, printed slips have other inconveniences very troublesome for consumers.

Indeed, the factories issued often serve as a warranty for appliances or tools for example. However, consumers often find it very difficult to find them because they do not usually have them stored correctly. In addition, the factories printers are generally thermal printers that do not allow a durable preservation of the issued slips. Bill machines resist poorly in environments exposed to moisture and solar radiation. The life of the slips is therefore limited and generally well below the duration of a guarantee. It varies mainly according to the quality of the paper used. In order to be able to keep a guarantee voucher for a long time, the consumer is generally obliged to photocopy and / or scan the bill.

The classification of these factories is also not easy when they accumulate and must be kept to be able to establish expense reports or to check his expenses for example. Finally, the thermal paper factories contains Bisphenol A, chemical known as endocrine disruptor that should be deleted.

There is therefore an ecological interest, economic, practical and public health to avoid the printing of paper slips.

[Prior art]

Solutions to dematerialize the factories have already been studied, but they do not give, to date, not complete satisfaction.

A first solution described in FR2 968 882 is to send the bill in the form of an email to one or more email addresses, and / or SMS to a cell phone number. The consumer must first register on the website of the store offering such a dematerialization service to register the email addresses and / or phone number of his choice. When registering on the website, a unique identification number is assigned to the consumer by the store sign. At the time of checkout, the cashier asks the consumer for his identifier and his choice of printing, that is to say whether he wants an impression of the paper slips or if he wishes to receive his / her previously registered e-mail address (es). If the consumer wishes to receive it at his e-mail address, then the cashier activates an order to issue the credit card to this address. This solution therefore implies that the cash register is connected to the Internet, either directly or via a server of the store, to issue the bill. However, to date, the boxes are generally not connected. This solution is similar to a loyalty card management system associated with a particular brand and remains complex to implement. It requires in fact a registration prior to the service and the allocation of a customer identification number for each company offering such a dematerialization service. However, a consumer will not register beforehand on a plurality of sites managed by different brands. He will eventually register on the sites of two or three signs in which he goes frequently, so he has to keep only two or three identification numbers, linked to his loyalty cards. Therefore, he will not be able to access the paperless dematerialisation service in the shops where he goes occasionally or in restaurants for example, which do not have such Loyalty service unless you are part of a chain. In addition, if it is possible to set up a server for assigning identifiers for department stores, such as those of large retailers for example, it is much more difficult to set up such a server for small shops or restaurants. This solution also requires an additional effort on the part of the cash agent who must ask two additional questions to the consumer since he must request and / or scan the customer's ID number and ask him for his choice of virtual printing. or paper.

A second solution, described in patent applications WO2012 / 099752 and WO2014 / 008061, consists in connecting a box, also called a point of sale terminal, on the one hand to a device capable of transcribing the bill in a digital bill and on the other hand, a physical printer to print the paper bill. However, this solution requires modifying the point-of-sale terminal, by integrating software capable of managing the transfer of the bill to either the printer connected to it or to the device to transcribe the bill in a corresponding digital bill. The device then transmits the generated digital bill to a cellular phone through short-range wireless communication. At the time of the checkout of the consumer, the cashier must ask him what his choice of print, paper or electronic. This solution also remains complex and expensive to implement. It requires an adaptation of all point of sale terminals, which represents a significant cost in the implementation of the solution. It also requires additional effort on the part of the cashier who must ask the consumer what is his choice of printing the bill. Depending on the choice, the cashier must activate a corresponding order to activate a virtual print to the cell phone or a physical print on paper.

[001 1] Document FR2 982 389, meanwhile, describes a method and a system for archiving data contained in a document to be printed. For this, a cash receipt transmission equipment can be arranged between the point of sale terminal and the printer. This system, however, requires an adaptation of the point of sale terminal, by installing a virtual printer driver. But the adaptation of all POS terminals represents a significant additional cost in the implementation of such a solution. Existing solutions are still relatively complex to implement and / or too expensive to be deployed massively as well in department stores as in small shops or restaurants for example.

[Technical problem] [0013] The object of the invention is therefore to remedy at least one of the disadvantages of the prior art. The invention aims in particular to provide a simple and inexpensive alternative device for dematerializing in real time money orders, at the time of the checkout of a consumer, and which allows a completely transparent dematerialization vis-à-vis a security agent. checkout. Such a device must also prevent any modification or adaptation of the point of sale terminal.

Another object of the invention is to provide a dematerialization system comprising a remote storage network to which the digital factories generated by the dematerialization device are transferred.

The digital factories stored in the remote storage network must also be easily accessible and displayed on the screen of any terminal.

[Brief description of the invention]

For this purpose, the invention relates to a dematerialization device in real time of a bill, said device being connected between a point of sale terminal sending an order to print data representative of said bill, and a printer, so as to allow a transfer of said order to print said data representative of the slider to said printer, said device being characterized in that it comprises a conversion module adapted to convert said data representative of the facturette, from of said point-of-sale terminal, in a digital file representative of said bill of exchange, and a contactless transmission / reception module able to exchange data with a communicating object according to a contactless communication protocol, said communicating object being in the form of an electronic tag or a mobile terminal, and that the transmission / reception module e st able to transmit one or more digital file (s) generated by said conversion module, each file being associated with a unique identifier, destined for a remote storage network accessible via a network of mobile telephony of a mobile terminal, which acts as a gateway and with which said module communicates according to said contactless communication protocol.

[0017] Thus, when the consumer presents an object communicating with the dematerialization device, the device transfers the digital file, which it has generated, to a storage network via a mobile telephone network. a mobile terminal with which it communicates according to a contactless communication protocol. On the other hand, when the device does not detect the presence of a communicating object, it directly transfers the data representative of the bill to the printer for paper printing. The device thus allows a dematerialization of factories or not, at the consumer's choice, and in a completely transparent manner for the cash agent who has no additional action to perform. In addition, the device is disposed between the point of sale terminal and the printer and acts as an intermediary so that the point of sale terminal does not require any particular adaptation.

According to other optional features of the device: - it comprises a first means for storing data representative of the bill, issued by the point of sale terminal, it further comprises a second storage means for recording one or a plurality of digital files, representative of one or more billers, waiting to be transferred to said remote storage network (200), each digital file being attached to an identification number transmitted by said object communicating with said dematerialization device according to said contactless communication protocol, it further comprises a button for actuating a print order on paper, for issuing a print order of the data representative of the bill of exchange, from said point of sale terminal, to the printer connected to it,

it furthermore comprises an on-board device capable of indicating the state of the conversion of the data representative of the bill in a digital file, said peripheral being chosen from at least one of the following peripherals: a screen and / or one or more indicators luminous. The invention further relates to a method of dematerialization of a bill of exchange issued by a point of sale terminal to a dematerialization device as described above, characterized in that it comprises the steps following: transfer of data representative of the bill, generated by the point of sale terminal, for said dematerialization device; converting said transferred data into a digital file representative of said bill of exchange; then:

a1) detecting the presence of a communicating object with which the dematerialization device can exchange data according to a contactless communication protocol, said communicating object being in the form of an electronic tag or a mobile terminal,

a2) reading, by the dematerialization device, a unique identification number issued by said communicating object,

a3) associating said read identification number with said generated digital file, a4) transferring said digital file representative of said data file to a remote storage network accessible via a mobile telephone network, which acts as a gateway and with which said device communicates according to said contactless communication protocol;

or :

b) in the absence of detection of a communicating object and / or on activation of a print command: transfer of said data representative of said bill from said point of sale terminal to a printer connected to said dematerialization device for printing of the said bill on paper.

According to other optional features of the method: before or simultaneously with the conversion step, said representative data of said bill of exchange transmitted by the point of sale terminal, are recorded in a first storage means of said dematerialization device, the contactless communication protocol is preferably the NFC protocol when the identification number is issued by an electronic tag, the digital file associated with said identification number is stored in a second storage means, pending its transfer at the time of a subsequent detection of the presence of a mobile terminal able to access said remote storage network through its mobile telephone network, when a plurality of digital files are transferred from said second storage means to the remote storage network, through the mobile telephone network of a mobile terminal, which acts as a gateway and with which said device communicates according to said protocol of communication without contact, a server of said remote storage network identifies them by their associated identification number, separates and stores them in a database, the method further comprises incrementing a timer up to a duration predetermined ts maximum, at the expiration of which, if the dematerialization device does not detect the presence of a communicating object to read the identification number to attach to the generated digital file, it sends a print command to the printer to print the paper slips.

The invention finally relates to a dematerialization system characterized in that it comprises: a dematerialization device as described above, able to convert data representative of a bill, issued by a terminal point of sale, in a digital file representative of said bill; and a remote storage network accessible through a mobile telephone network of a mobile terminal, which acts as a gateway and with which said dematerialization device communicates according to a contactless communication protocol, in order to transfer said digital file generated to said remote storage network.

According to other optional features of the system: the remote storage network comprises a server connected to one or more databases able to store unique identification numbers assigned to anonymous users, and digital files representative of factories, each file being associated with an identification number,

the data base (s) furthermore makes it possible to store one or more e-mail addresses associated with an identification number, the remote storage network furthermore comprises a module exploiting the data stored in the database (s), in order to analyze the consumption habits associated with each unique identifier and to enable the transmission targeted promotional offers, according to said consumption habits, for said identification numbers, said offers then being visible on the screen of a mobile terminal loaded with a dedicated software application associated with said identification number and / or sent by e-mail, if an e-mail address is associated with the identification number.

Other features and advantages of the invention will become apparent on reading the description given by way of illustrative and nonlimiting example, with reference to the appended figures which represent:

FIG. 1, a diagram of a paperless dematerialization device according to the invention,

FIG. 2, a simplified block diagram of a paperless dematerialisation system implementing the device of FIG. 1;

FIG. 3 is a flowchart of the steps of a paperless digitization method implemented by the system of FIG. 2. DETAILED DESCRIPTION OF THE INVENTION

In the remainder of the description, "bill of exchange" means any medium, physical or digital, comprising data relating to a transaction. A credit card can therefore correspond to a receipt, or a payment card payment ticket when the cash payment is made by this means, or to any other equivalent ticket. A bill of exchange includes a list of information related to the transaction, such as the name of the item purchased as well as the quantity and price, the date and time of purchase, the name of the store and possibly the name of the cashier at the time of the billing.

In the following description we speak indifferently of "cash" or "point of sale terminal" to designate the terminal making the seizure of purchased items and the establishment of data lines representative of the bill to print physically or to digitally convert.

Figure 1 shows a diagram of a device 100 according to the invention, allowing the dematerialization of factories issued by a point of sale terminal referenced "T". Conventionally, such a terminal T is connected to a printer referenced "i", intended to print the factories it generates.

Advantageously, the device 100 of paperless dematerialization according to the invention, is disposed between the terminal T, generating the data representative of the bill, and the printer i. The terminal T is therefore no longer directly connected to the printer i as it has been the case so far, but it is connected to the dematerialization device 100, itself connected to the printer i. The dematerialization device 100 then constitutes a proxy device since it acts as an intermediary between the point-of-sale terminal T and the printer i. The device 100 can then be powered electrically either by the energy from the terminal (T) point of sale or by an autonomous device for example.

In this case, the device 100 is seen by the terminal T point of sale as a simple printer. The data generated by the point of sale terminal T, representative of the credit card to be printed, are sent by the point-of-sale terminal T to the device 100 with an order to print.

The dematerialization device 100 is able, on the one hand, to transfer the data representative of the bill of exchange issued by the terminal T point of sale to the printer i and, on the other hand, to convert the data representative of the bill of exchange in a digital file compatible with a contactless communication protocol to allow their transfer to a storage means or a remote storage network. For this, a consumer, at the time of his checkout, can make his choice to receive a classic paper-printed slipshot, or a digital slipshot.

[0030] Thus, if the consumer decides to receive a printed paper bill, he presses a button 105 of the device 100, which triggers a print order of the paper bill. In this case, the dematerialization device 100 receiving the order to print the paper bill, transfers the data representative of the bill, issued by the terminal T point of sale, to the printer i.

However, when the consumer wants to receive the bill in digital form, it can then present a communicating object capable of exchanging data with the dematerialization device 100 by a contactless communication protocol at short distance. The communicating object can for example materialize by an electronic tag, comprising an RFID chip for example, or a mobile terminal M. The mobile terminal M may for example be a cell phone, more commonly called a "smartphone", or a digital tablet or any other equivalent terminal connected to a mobile phone. mobile phone network. In order to be able to exchange data with the communicating object, according to a short-distance contactless communication protocol, the dematerialization device 100 is advantageously provided with a transmitter / receiver module comprising an on-board antenna represented in dashed lines and referenced 106. in Figure 1. Similarly, the communicating object is also provided with a transmitter / receiver of the same technology.

The short-distance contactless communication protocol, enabling the dematerialization device 100 to exchange data with the communicating object, may for example be an NFC (Near Field Communication) protocol or Bluetooth, well known to those skilled in the art. It can also be implemented in the form of ultrasound emission, or any other near-field data transfer device. Preferably the communication protocol is the NFC protocol with a reading distance of up to 5 cm. The device also has anti-collision functionality so that only one communicating object equipped with NFC technology can be read at a time. The dematerialization device 100 initially converts the representative data of the bill, from the point-of-sale terminal T, into a digital file representative of said bill.

The dematerialization device 100 advantageously comprises on-board peripherals such as a screen 101, such as an LCD liquid crystal display, for displaying messages to the consumer, and / or light indicators, such as diodes. electroluminescent LED 102, 103, of different colors, to indicate the state of the device and in particular whether it is ready to transfer a digital facturette or not.

Thus, thanks to the screen 101 and / or the indicator lights 102, 103, the consumer knows the state of the device 100, and especially if he is ready to transfer a digital facturette or not. Indeed, as long as all the data representative of the bill of exchange have not been converted, the dematerialization device 100 displays a wait message on the screen 101, such as the message "wait" for example and / or lights a light indicator, fixed or flashing, such as a red led 102 for example. Then, when the data is converted the device displays a message on the screen 101 that it is ready to transfer the bill. This message may for example be the message "present your terminal or press the button for a paper print". In this case, the device can further turn off the first indicator light 102 and turn on a second of another color, for example a green led 103, to signal to the consumer that it is ready.

The dematerialization device 100 may further comprise a pager 104 (more commonly referred to as "buzzer"), making it possible to emit an audible signal when it detects and / or no longer detects the signal. presence, in its field of communication, of a communicating object equipped with a technology compatible with its short-distance contactless communication protocol.

In the embodiment illustrated in Figure 1, the consumer presents his mobile terminal M, in which he has previously loaded a software application dedicated to the dematerialization of the slips. The mobile terminal M sends to the dematerialization device 100, a signal comprising a unique identifier ID1 associated with the application loaded in the terminal M.

The device 100 receiving this unique identifier ID1, attaches it to the digital credit card which it has just generated and then transfers said ticket attached to its identifier ID1 to the mobile terminal M via the contactless communication protocol at short range. , such as the NFC protocol for example. The dedicated software application of the mobile terminal M then makes it possible to immediately transfer the bill to a remote storage network, better known by the English name "cloud", through the mobile telephone network of the mobile terminal M, governed by GSM standards. The software application loaded into the mobile terminal M may also allow to keep a copy of the most recent factories in memory in the mobile terminal M, for example the factories of the current month.

The consumer wishing to consult his slips, thus connects to the remote storage network through its software application which is associated with a unique ID1 ID number and anonymous. Thus, he can find with confidence his guarantee vouchers or his expense reports for example that he can furthermore classify according to the criteria he has taken care to set. FIG. 2 represents a simplified block diagram of a paperless dematerialization system implementing the dematerialization device 100 of FIG. 1 and a dedicated remote storage network 200 (cloud), accessible via a dedicated software application in charge. in a mobile terminal M or via the Internet. FIG. 3 represents a flowchart of the steps of the dematerialization method implemented by the system, from the conversion of the data representative of the bill of exchange by the dematerialization device 100 to the storage of the digital bill of exchange transmitted and transferred to the remote storage network 200. For the sake of simplification of the description, these two figures are described simultaneously.

The dematerialization device 100 comprises two connection ports for connecting the terminal T point of sale on the one hand and the printer on the other hand. These two ports, referenced respectively 1 10 and 1 1 1 in Figure 2, may for example be materialized by USB ports (acronym for "Universal Serial Bus") or any other equivalent port.

The dematerialization device 100 is seen as a slave in the eyes of the terminal T point of sale that sends him the order to print the bill, but he is seen as a master in the eyes of the printer to which he transmits an order to print. Therefore, in order for its operating system to interact with the point-of-sale terminal T and the printer i, the dematerialization device 100 advantageously comprises a controller known as the USB OTG controller. On The Go "), not shown in the figures, in order to manage the USB connections for exchanging the data as slave or master in the same session depending on whether it exchanges the data respectively with the terminal T point of sale or with the printer i.

A programming interface, comprising a microcontroller, referenced 130 in Figure 2, allows to implement computer programs to perform the different steps of the paperless dematerialization method according to the invention, as described below. Advantageously, the dematerialization device 100 further comprises a first memory means 141. This storage means 141 is preferably temporary. It can be materialized by a cache memory or a nonvolatile random access memory (RAM) so that it will not lose the stored data in case power failure for example. This first storage means 141 makes it possible to temporarily store the data representative of the bill, issued by the terminal T point of sale, until the corresponding bill has been transferred to a remote storage network 200 or to the printer i to be printed on paper. A first step 400 is to begin printing. When the different items purchased by a consumer are scanned at the checkout, the point-of-sale terminal T stores the data of each article, that is to say its name, its price, etc. The terminal T point of sale thus generates a line L of data per article to establish the charge. The data generated, representative of the bill, are sent to the device 100 of dematerialization. The dematerialization device 100 then sends a waiting message to the consumer (step 401) until all the data representative of the bill is received and they have not been converted. The waiting message may for example be embodied by a message displayed on the screen 101 and / or by the operation of a fixed or flashing light indicator, such as a red LED, for example, referenced 102 in FIG. .

As and when receiving the data representative of the slips, that is to say, the various printing lines L, L = L + 1 etc. (steps 402 and 405), these data are duplicated (step 403) in the first temporary storage means referenced 141.

To be able to transmit the representative data of the bill to a mobile terminal M, via a contactless communication protocol at short distance, it must be possible to convert the received data, from the terminal T point of sale, into a digital file representative of the bill and compatible with the contactless communication protocol. This is why the dematerialization device 100 further comprises a conversion module referenced 150 in FIG. 2.

When all data representative of the slips are received (step 404 - L = Ltotai), the conversion module 150, converts (step 406 - CONV) then the data in a digital file representative of the slips. This conversion can be done simultaneously or subsequently to their duplication in the first temporary storage means 141. When the representative data of the bill is converted into a digital file, the digital bill is ready to be transferred. The device then sends a message to the consumer (step 407- "OK") that the ticket is ready to be transmitted. This message may for example be materialized by a message displayed on the screen 101 and / or by the extinction of the first indicator light 102 previously activated, and the simultaneous or almost simultaneous operation of a second indicator light, fixed or flashing, a color different from the first, such as a green LED for example, referenced 103 in Figure 1.

In step 408, the dematerialization device 100 detects the choice of the consumer. Indeed, the consumer has the choice to request an impression of the paper charge or the transfer of the bill to the remote storage network 200. Thus, if the consumer does not have a mobile terminal M with him, or that he has not loaded the dedicated software application into his mobile terminal M, nor has he registered with the dematerialization service thanks to an identification number which has been assigned to him in a totally anonymous way by means of a communicating object different from the mobile terminal M for example, then it requires an impression of the paper facturette. For this, the consumer presses the button, referenced 105 in Figure 1, to actuate the print command to the printer i and the ticket is then printed on paper in step 409 (Pap). If on the other hand, the consumer does not press the button 105 for actuating the print command, in step 408, then a timer is triggered (steps 413, 414, 415) for the consumer presents its mobile terminal M or any other communicating object of electronic tag type, also called "tag" in the following description, capable of communicating with the dematerialization device 100 according to the short-distance contactless communication protocol.

The consumer must therefore present a communicating object, such as a mobile terminal M equipped with the dedicated software application or an electronic tag E for example, within a predetermined period of time so that the digital bill can be connected to a ID number (ID1, ID2) unique. This maximum period of time, denoted "ts" in FIG. 3 (step 415), is predetermined at the installation of the device 100. It is for example between 10 and 20 seconds.

If no communicating object, whether a mobile terminal M or an electronic tag E, capable of exchanging data with the device 100 of dematerialization, is detected in the field of the dematerialization device 100 at the expiration of the predetermined time period ts, the dematerialization device 100 then automatically sends an order to print to the printer i to which it is connected (step 409). The print command then comprises the data representative of the credit card, generated and issued by the point-of-sale terminal T, and stored in the first temporary storage means 141 of the device. The corresponding bill is then printed in a traditional way, on paper.

Following the paper printing of the ticket in step 409, the method goes directly to step 410 (Empty Mem1) of emptying the contents of the first storage means 141, to turn off the indicator light 103 previously activated and / or turn off the display of the screen (step 41 1 - EXT). Then the dematerialization device 100 is placed on hold (step 412-END) of the next transaction to be processed.

As has been mentioned above and particularly advantageously, the dematerialization device 100 can detect other objects that a mobile terminal M equipped with the software application dedicated to the dematerialization of factored and connected, via the mobile telephone network, remote storage network 200. It can indeed detect the presence of other communicating objects, such as the presence of an electronic tag E able to exchange data with him according to a communication protocol wireless short distance, preferably NFC type. This label E, also called "tag" in the following description, is advantageously equipped with a chip containing a unique identification number ID2. This electronic tag can be integrated on any physical medium, such as for example a card, a bracelet or a key ring etc. Thus, a consumer does not have a mobile terminal M, or not wanting to load the device. dedicated software application on his mobile terminal, can register for the dematerialization service with this label E.

The manager of the dematerialization service and the dedicated remote storage network 200 can indeed distribute such communicating objects E comprising an RFID chip for example, readable by the dematerialization device 100 according to the short contactless communication protocol. distance. On each communicating object E is written a unique identification number ID2. This unique identifier ID2 can be readable by the consumer or be in the form of for example a QR code readable by a compatible reader equipping a mobile terminal for example, or in the form of a code three-dimensional readable by the camera of a computer. For security reasons, if the number written on the portable object is readable by the human eye, it can be erased by scratching for example, or the number can be written on a detachable support of the object E in order to be able to be destroy. The consumer does not need to retain this ID2 identification number, but only a username and / or password of his choice. The RFID chip of such communicating object E also includes the same unique identification number ID2.

The consumer in possession of such an object can then register on the website of the remote storage network manager 200, hosted by a server 210, by choosing a pseudonym and / or a password for example, and it is registered on this Internet site by informing the identifier ID2 registered on the object which can then be transmitted via the keyboard of his computer or his mobile terminal, or the camera of his computer or his mobile terminal. The consumer can then enter one or more e-mail addresses, again referred to as "e-mail addresses" in the rest of the description, on which he wishes to retrieve billings. Thus, the identification number ID2 assigned to it can be associated with its email address. At no stage of registration, the consumer is not obliged to provide his name. Registration can be done in a completely anonymous way.

After registering, anonymously, on the server of the dematerialized service of factories, the consumer can then present its communicating object E in the communication field of the dematerialization device 100.

Thus, when a consumer makes a purchase, if he wants to receive a dematerialized bill, but he does not have the application on his mobile terminal M, or he does not have a mobile terminal M, it can present this communicating object E to the dematerialization device 100.

If, in step 416 ("detect"), the dematerialization device 100 detects the presence of a communicating object with which it can communicate via the short-range contactless communication protocol (for example NFC), it then determines what object it is and especially if it is a mobile terminal M able to access the remote storage network 200 via a dedicated software application and the mobile network or a label E This determination can be advantageously determined by the nature of the communicating object detected by the device. Either the device 100 detects a label E and in this case the dematerialization device 100 performs a label reading operation, or the device 100 detects a mobile terminal M requesting a NFC type communication in peer-to-peer mode (in this case the device 100 of peer-to-peer mode). dematerialization will communicate with the mobile terminal M able to access the remote storage network 200 via a dedicated software application and the mobile network.

The device 100 then attaches the identification number ID1 or ID2 that it has read to the digitally generated credit card.

When the dematerialization device 100 detects the presence of a label E (step 417) and not that of a mobile terminal M, the dematerialization device 100 then knows that the ticket can not be transmitted immediately to the remote storage network 200, the electronic tag E can not connect to the remote storage network (cloud). The device 100 then records the credit card attached to its identification number ID2, in a second temporary storage means 142, of non-volatile RAM type for example (step 418 - Mem2).

The bill and stored in this storage means 142 is then placed waiting for transfer until the dematerialization device 100 detects the presence of a mobile terminal M equipped with the dedicated software application.

After storing the digital charge card waiting for transfer in the second storage means 142 (step 418), the dematerialization process proceeds to the next step 410 of cleaning and emptying the first memory means 141, to extinguish displaying the screen 101 and / or the indicator light 103 (step 41 1 - EXT) and placing the dematerialization device 100 waiting to be processed by another billiard (step 412 - END). When the dematerialization device 100 detects the presence of a mobile terminal M equipped with the dedicated software application (step 419), it attaches to the generated digital billiards the unique identifier ID1 associated with the software application of the mobile terminal M he just read. It then transmits (step 420 - sending) the credit card attached to its identifier ID1 destined for the remote storage network 200 via the short-distance contactless communication protocol, of the NFC type, between the device 100 and the mobile terminal M. then via the software application connected to said remote storage network 200 via the mobile telephone network of the terminal Preferably, the device 100 communicates with the terminal M by short-distance contactless communication, and preferably using the NFC protocol in peer-to-peer mode.

Very advantageously, simultaneously with the transfer of the ticket associated with the unique identifier ID1 of the software application of the mobile terminal M in communication with the device 100, the digital factories generated previously from the detection of tags. E electronic, and recorded in the second storage means 142, are also transferred to the remote storage network 200 via the mobile terminal M which then acts as a gateway. The consumer holder of the mobile terminal M can not view the transferred factbooks because they are associated with ID2 IDi, IDi IDx different. They are therefore stored in different locations of the remote storage network 200, corresponding to different consumer accounts. The transfer of these factories is therefore transparent vis-à-vis the consumer holder of the mobile terminal M. The data passing through the mobile terminal M are then sent to a server 210 of the remote storage network 200, for processing and storage. The second storage means 142 is then emptied (step 421).

Preferably, during the transfer of the slips to the remote storage network 200 via the mobile terminal M, the slips are transmitted encrypted manner, to secure the data exchanged.

Once the printed copy (step 409-Pap) or transferred via a mobile terminal M to the remote storage network 200 (steps 420 and 421), the first temporary storage means 141 of the device is emptied (step 410), the indicator lights 102, 103 are off and / or the screen 101 displays no message (step 41 1 - EXT). The dematerialization device 100 is then placed on hold (step 412 - END) of a next printing order

When several factories arrive on a server 210 of the remote storage network 200, each ticket being attached to a unique identifier ID1, ID2, ID1 .... IDx, a processing module, not shown, identifies the factories, thanks to to the unique identification number assigned to them, then separates them from one another to store them in a database 202 in which the slips corresponding to each identification number are recorded. Another module, called mail module for example, not shown, then retrieves mail addresses associated with each unique identifier, and stored in a first database 201 for example, and sends, via the Internet, to each identified email address, associated with an identification number, the corresponding bill for which said identification number has been affected. Preferably, the remote storage network 200 comprises at least one server 210 hosting the storage network manager's website and accessible either via the dedicated software application equipping a mobile terminal M or via the Internet network.

Advantageously, the accounts corresponding to ID identification numbers are anonymous. Each unique identifier is assigned a pseudonym and / or a password chosen by the consumer when registering for the service through the software application or through the website. When the consumer wants to receive his or her billing on one or more e-mail address (es), he / she can register this address (es) at any time by logging into his / her account via his / her pseudonym and / or word. password. The e-mail address it has registered then is associated with its unique identifier. The remote storage network 200 may furthermore comprise a first database 201, designated for example "base accounts", in which the unique identifiers assigned are each associated with a pseudonym, a password and possibly one or more mail addresses. electronic. The storage network 200 may further comprise a second database 202, called for example "billing database", in which are stored all the factories attached to each identifier. Of course, databases can also be aggregated into one.

The server 210 may furthermore comprise or be connected to a module, not shown in FIG. 2, for exploiting the metadata of the billing database 202, so that the data of each stored item is analyzed and interpreted. . The consumption habits associated with each anonymous identifier ID can then be recorded in a third database 203.

Knowing the consumption habits associated with identifiers ID1, ID2, IDi .... IDx then allows to send targeted promotional offers to these identifiers, either by email to the address email associated with the identifier, ie to the software application associated with the identifier. Thus, for example, a digital reduction coupon is generated and sent in a completely anonymous manner to a consumer, according to his habits of consumption. The discount coupon can be either printed on paper or displayed on the screen of the mobile terminal M and directly scanned at the time of checkout at the time of purchase.

According to one variant, it is also possible, for example to replace old obsolete printers, to lean against a printer directly on the dematerialization device 100.

When a check must be printed by the printer associated with the terminal T point of sale, a signal is sent with the data to be printed, the signal being representative of the printing order of a check. In this case, the dematerialization device 100 recognizes the printing order of a check and transfers it directly to the printer i for printing.

The printing order issued by the point-of-sale terminal T with the data representative of the bill is always sent to the device 100 dematerialization after payment by the consumer. Therefore, when the payment has been made by credit card, and the bill of exchange representative of the payment by payment card is intended to be printed by the printer i, then it is also issued by the terminal T point of sale at destination of the dematerialization device 100. In this case, the dematerialization device 100 makes it possible to transfer two billers, one representing the purchase made and the other the method of payment by payment card.

On the other hand, if the bill of exchange representing the payment by payment card is to be printed by another specific printer associated with the electronic payment terminal, also called by its acronym "TPE", a software version of the dematerialization device 100 may to be implanted on the TPE. This software will benefit advantageously from the NFC interfaces already present on the TPE to allow a mobile terminal M to recover its billing representative of the payment by payment card.

When these two slips are transferred to a mobile terminal M, they can both be classified differently, thanks to the setting that the consumer can achieve on his account, depending on the classification mode he wants to use. The first, representative of the purchase made can for example be stored in a folder called "expense report" if the purchase corresponds to an expense done in the course of work, or it can be stored in a folder called "guarantee" if the bill is used as a warranty, or simply in a folder called "cash receipts". The second bill of exchange, which is representative of the method of payment by payment card, can for example be classified in a file entitled "expenses". In each file, the slips can be further classified by date for example.

It is also possible to provide that periodically, for example once a month, the server 210 of the remote storage network 200, sends the slips of the past month, classified in a particular folder, for example the folder "notes of "expense" or "expenses" folder on a particular email address set according to the folder. For example, expense reports can be sent to a professional email address, while expenses by credit card will be sent to a personal email address.

The device, the method and the dematerialization system which have just been described are particularly advantageous because they allow a dematerialisation of factoring in real time, when going to the cashier of a consumer, in a completely transparent manner for the cashier who has no additional action to perform. This solution does not require any modification of the point-of-sale terminal which transfers the data in a conventional manner to the dematerialization device 100 which it sees as a physical printer. The dematerialization device is simple and allows storing digital factories in a remote storage network accessible by the consumer at any time and from anywhere, via a dedicated software application loaded into its mobile terminal connected to a mobile telephone network. or via internet. The consumer is therefore certain to be able to find his money, and especially his guarantee vouchers, his expense reports and more generally all the factories allowing him to manage his accounts.

In addition, the storage of the slips is anonymous. The consumer also needs to have only his mobile terminal or a communicating object. He does not need to have as many identification cards or numbers as stores, restaurants or shops in which he buys products or services. The dematerialization system according to the invention is therefore also advantageously accessible to small shops or restaurants.

Claims

Claims:

1. Device (100) for real-time dematerialization of a bill of exchange, said device being connected between a point-of-sale terminal (T) sending an order to print data representative of said billiard, and a printer (i), so to allow a transfer of said order to print said data representative of the slider to said printer (i), said device being characterized in that it comprises a conversion module (150) adapted to convert said data representative of the slider, in from said point of sale terminal (T), in a digital file representative of said billiard, and a contactless transmission / reception module (160) able to exchange data with a communicating object (M, E), according to a protocol non-contact communication device, said communicating object being in the form of an electronic tag (E) or a mobile terminal (M), and in that the transmission module (160) / r ception is capable of transmitting one or more digital file (s) generated by said conversion module (150), each file being associated with a unique identifier, destined for a remote storage network (200) accessible via a mobile telephone network of a mobile terminal (M), which acts as a gateway and with which said module (160) communicates according to said contactless communication protocol. 2. Device according to claim 1, characterized in that it comprises a first storage means (141) representative data of the bill, issued by the terminal (T) point of sale.

3. Device according to one of claims 1 to 2, characterized in that it further comprises a second storage means (142) for recording one or more digital files, representative (s) of one or more facturette (s), waiting to be transferred to said remote storage network (200), each digital file being attached to an identification number (ID2) transmitted by said communicating object (E) to said device (100) dematerialization according to said contactless communication protocol. 4. Device according to one of claims 1 to 3, characterized in that it further comprises a button (105) for actuating a print order on paper, for issuing a print order representative data of the bill, in from said point of sale terminal (T) to the printer (i) connected thereto.

Device according to one of claims 1 to 4, characterized in that it further comprises an onboard device capable of indicating the state of the conversion of the data representative of the bill in a digital file, said device being selected from at least l one of the following devices: a screen (101) and / or one or more light indicators (102, 103).

Method of dematerializing a bill of exchange issued by a point-of-sale terminal (T) to a dematerialization device (100) according to one of claims 1 to 5, characterized in that it comprises the following steps:

transfer (403-405) data representative of the bill, generated by the terminal (T) point of sale, to said device (100) of dematerialization,

conversion (406) of said transferred data into a digital file representative of said bill of exchange,

- then:

a1) detecting (416) the presence of a communicating object (M, E) with which the dematerialization device (100) can exchange data according to a contactless communication protocol, said communicating object being in the form of an electronic tag (E) or a mobile terminal (M),

a2) reading, by the dematerialization device (100), of a unique identification number (ID1, ID2) issued by said communicating object, a3) association of said identification number (ID1, ID2) read to said generated digital file ,

a4) transferring said digital file representative of said billiard to a remote storage network (200) accessible via a mobile telephone network of a mobile terminal (M), which acts as a gateway and with said device communicates according to said contactless communication protocol;

- or :

b) in the absence of detection of a communicating object and / or on activation of a print command: transfer of said data representative of said bill of sale from said point of sale terminal (T) to a printer (i) connected to said paper dematerialization device (100) for printing (409) said paper bill.

7. Method according to claim 6, characterized in that prior or simultaneously to the conversion step (406), said representative data of said bill of sale issued by the terminal (T) point of sale, are recorded (403) in a first storage means (141) of said dematerialization device (100).

8. Method according to claim 6, characterized in that the contactless communication protocol is preferably the NFC protocol.

9. Method according to claims 6 and 8, characterized in that when the identification number (ID2) is issued by an electronic tag (E), the digital file associated with said identification number (ID2) is registered (418) in a second storage means (142), pending its transfer at the time of a subsequent detection (419) of the presence of a mobile terminal (M), able to access said remote storage network (200) through of its mobile phone network. A method according to claim 9, characterized in that when a plurality of digital files are transferred from said second storage means (142) to the remote storage network (200), via the mobile telephone network of a mobile terminal (M), which acts as a gateway and with which said device (100) communicates according to said contactless communication protocol, a server (210) of said remote storage network (200) identifies them by their identification number (ID1, ID2), separates and stores them in a database (202).

1 1. Method according to one of claims 6 to 10, characterized in that it further comprises the incrementation of a delay (413- 415) up to a predetermined maximum duration (ts), at the expiration of which, if the dematerialization device (100) does not detect the presence of a communicating object (M, E) to read the identification number (ID1, ID2) to be attached to the generated digital file, it sends a print command to destination of the printer (i) to print the paper slip. 12. Dematerialization system characterized in that it comprises: a dematerialization device (100) according to one of claims 1 to 5, adapted to convert data representative of a bill of exchange, issued by a terminal (T) point of sale, into a digital file representative of said facturette,

a remote storage network (200) accessible via a mobile telephone network of a mobile terminal (M), which acts as a gateway and with which said dematerialization device (100) communicates according to a communication protocol contactless to transfer said generated digital file to said remote storage network (200).

13. System according to claim 12, characterized in that the remote storage network (200) comprises a server (210) connected to one or more databases (201, 202) capable of storing identification numbers. (ID1, ID2) assigned to anonymous users, and digital files representative of factories, each file being associated with an identification number (ID1, ID2).

14. System according to claim 13, characterized in that the data base (s) also makes it possible to store one or more e-mail address (es) associated with an identification number. .

15. System according to one of claims 12 to 14, characterized in that the remote storage network (200) further comprises a data exploitation module stored in the database (s) (s) (201, 202), in order to analyze the consumption habits associated with each unique identifier (ID1, ID2) and to allow the transmission of targeted promotional offers, based on said consumption habits, to said identification numbers, said offers being then visible on the screen of a mobile terminal responsible for a dedicated software application associated with said identification number (ID1) and / or sent by electronic mail, if an email address is associated with said identification number (ID1 , ID2).