EP2330573A1 - Système de gestion doté d'une consommation de carte de crédit - Google Patents

Système de gestion doté d'une consommation de carte de crédit Download PDF

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Publication number
EP2330573A1
EP2330573A1 EP09014983A EP09014983A EP2330573A1 EP 2330573 A1 EP2330573 A1 EP 2330573A1 EP 09014983 A EP09014983 A EP 09014983A EP 09014983 A EP09014983 A EP 09014983A EP 2330573 A1 EP2330573 A1 EP 2330573A1
Authority
EP
European Patent Office
Prior art keywords
credit card
management system
transformation unit
substitution
data
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP09014983A
Other languages
German (de)
English (en)
Inventor
Norbert Miller
Stefan Rütters
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Scheidt and Bachmann GmbH
Original Assignee
Scheidt and Bachmann GmbH
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Scheidt and Bachmann GmbH filed Critical Scheidt and Bachmann GmbH
Priority to EP09014983A priority Critical patent/EP2330573A1/fr
Publication of EP2330573A1 publication Critical patent/EP2330573A1/fr
Withdrawn legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/24—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for parking meters

Definitions

  • the present invention relates to a management system having the features of the preamble of claim 1.
  • Management systems for handling and billing use / acquisition processes are designed and used, for example, as a parking garage management system, faircollection system and the like.
  • the present invention has the object of developing a management system of the type described in such a way that it can be provided without hesitation and credit card users.
  • credit card user management systems can be opened, that is, the credit card can be used by a credit card reader or an input device for the credit card reader
  • Credit card number including the Internet can be used as the identification medium.
  • the management system comprises a transformation unit with which credit card data are transformed into non-reversible substitution values. These substitution values are then used exclusively in the system, for example stored to establish start times that represent the start of use and the like. During system usage - including the purchase of goods or the use of services such as parking, public transport and the like - no real credit card information appears in the system. In this way, abuse is completely excluded.
  • the transformation unit is designed to be architected, that is, it is not possible to derive from the substitution data on the credit card data.
  • a transformation mode which transforms the same credit card information into the same substitution values.
  • a user is identified, for example, when leaving a parking garage, because the credit card information is transformed into the same substitution values, as happened at the entrance to the parking garage. It is now possible to determine the use of the provided offer in a simple manner solely on the basis of the credit card and thus solely using credit card readers. In this way, the entire systems can also be simplified on the device side and supplemented with regard to the scope of use.
  • a coupling, for example, to a memory for encrypted credit card information is within the scope of the invention. In this way it is possible to also carry out a payment transaction.
  • substitution value of the user and thus the encrypted credit card information can be determined. This can then for the one-time payment process be used.
  • the transformation unit 2 is, for example, a computer which applies a hash algorithm to generate a substitution value 3 in the manner of a hash code.
  • Fig. 2 shows an example of a process that can be performed, for example, using a mobile phone or a computer - preferably using the Internet.
  • a keyboard 6 which is the keyboard of a mobile phone, a computer or the like
  • the substitution value 3 is stored in a database 5 and assigned to the usage. This can, for example, the use of a parking garage with listing the start time be the use of a public transport, the purchase of a product or the like.
  • Fig. 3 exemplifies the situation at a parking garage exit. Either keyboard 6 or card reader 7, the credit card information 1 can be read. It is then converted by the transformation unit 2 into the substitution value 3. On the basis of information stored in the database 5, the information is compared and, for example, the amount to be paid is determined. The barrier 8 is then opened.
  • the in Fig. 3 The process shown can be supplemented by an automatic collection procedure, in which the substitution data and the amount are transmitted to a computer, which in turn in addition to the substitution value has encrypted credit card information, in order to be able to handle the payment directly.

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
EP09014983A 2009-12-03 2009-12-03 Système de gestion doté d'une consommation de carte de crédit Withdrawn EP2330573A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
EP09014983A EP2330573A1 (fr) 2009-12-03 2009-12-03 Système de gestion doté d'une consommation de carte de crédit

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
EP09014983A EP2330573A1 (fr) 2009-12-03 2009-12-03 Système de gestion doté d'une consommation de carte de crédit

Publications (1)

Publication Number Publication Date
EP2330573A1 true EP2330573A1 (fr) 2011-06-08

Family

ID=41848301

Family Applications (1)

Application Number Title Priority Date Filing Date
EP09014983A Withdrawn EP2330573A1 (fr) 2009-12-03 2009-12-03 Système de gestion doté d'une consommation de carte de crédit

Country Status (1)

Country Link
EP (1) EP2330573A1 (fr)

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2003109053A (ja) * 2001-09-27 2003-04-11 Amano Corp カード匿名ｉｄ出力装置及び各種施設用駐車場管理装置
WO2007134323A2 (fr) * 2006-05-16 2007-11-22 Chockstone, Inc. Systèmes et procédés destinés à réaliser des transactions de stationnement et d'autres transactions financières

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2003109053A (ja) * 2001-09-27 2003-04-11 Amano Corp カード匿名ｉｄ出力装置及び各種施設用駐車場管理装置
WO2007134323A2 (fr) * 2006-05-16 2007-11-22 Chockstone, Inc. Systèmes et procédés destinés à réaliser des transactions de stationnement et d'autres transactions financières

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