EP2330573A1 - Management system with credit card usage - Google Patents
Management system with credit card usage Download PDFInfo
- Publication number
- EP2330573A1 EP2330573A1 EP09014983A EP09014983A EP2330573A1 EP 2330573 A1 EP2330573 A1 EP 2330573A1 EP 09014983 A EP09014983 A EP 09014983A EP 09014983 A EP09014983 A EP 09014983A EP 2330573 A1 EP2330573 A1 EP 2330573A1
- Authority
- EP
- European Patent Office
- Prior art keywords
- credit card
- management system
- transformation unit
- substitution
- data
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/24—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for parking meters
Definitions
- the present invention relates to a management system having the features of the preamble of claim 1.
- Management systems for handling and billing use / acquisition processes are designed and used, for example, as a parking garage management system, faircollection system and the like.
- the present invention has the object of developing a management system of the type described in such a way that it can be provided without hesitation and credit card users.
- credit card user management systems can be opened, that is, the credit card can be used by a credit card reader or an input device for the credit card reader
- Credit card number including the Internet can be used as the identification medium.
- the management system comprises a transformation unit with which credit card data are transformed into non-reversible substitution values. These substitution values are then used exclusively in the system, for example stored to establish start times that represent the start of use and the like. During system usage - including the purchase of goods or the use of services such as parking, public transport and the like - no real credit card information appears in the system. In this way, abuse is completely excluded.
- the transformation unit is designed to be architected, that is, it is not possible to derive from the substitution data on the credit card data.
- a transformation mode which transforms the same credit card information into the same substitution values.
- a user is identified, for example, when leaving a parking garage, because the credit card information is transformed into the same substitution values, as happened at the entrance to the parking garage. It is now possible to determine the use of the provided offer in a simple manner solely on the basis of the credit card and thus solely using credit card readers. In this way, the entire systems can also be simplified on the device side and supplemented with regard to the scope of use.
- a coupling, for example, to a memory for encrypted credit card information is within the scope of the invention. In this way it is possible to also carry out a payment transaction.
- substitution value of the user and thus the encrypted credit card information can be determined. This can then for the one-time payment process be used.
- the transformation unit 2 is, for example, a computer which applies a hash algorithm to generate a substitution value 3 in the manner of a hash code.
- Fig. 2 shows an example of a process that can be performed, for example, using a mobile phone or a computer - preferably using the Internet.
- a keyboard 6 which is the keyboard of a mobile phone, a computer or the like
- the substitution value 3 is stored in a database 5 and assigned to the usage. This can, for example, the use of a parking garage with listing the start time be the use of a public transport, the purchase of a product or the like.
- Fig. 3 exemplifies the situation at a parking garage exit. Either keyboard 6 or card reader 7, the credit card information 1 can be read. It is then converted by the transformation unit 2 into the substitution value 3. On the basis of information stored in the database 5, the information is compared and, for example, the amount to be paid is determined. The barrier 8 is then opened.
- the in Fig. 3 The process shown can be supplemented by an automatic collection procedure, in which the substitution data and the amount are transmitted to a computer, which in turn in addition to the substitution value has encrypted credit card information, in order to be able to handle the payment directly.
Abstract
Description
Die vorliegende Erfindung betrifft ein Managementsystem mit den Merkmalen des Oberbegriffes des Anspruches 1.The present invention relates to a management system having the features of the preamble of
Managementsysteme zur Abwicklung und Abrechnung von Nutzungs-/Erwerbsvorgängen werden beispielsweise als Parkhausmanagementsystem, Faircollectionsystem und dergleichen ausgelegt und eingesetzt.Management systems for handling and billing use / acquisition processes are designed and used, for example, as a parking garage management system, faircollection system and the like.
Während alle bekannten Systeme mit speziellen Identifikationsmitteln wie beispielsweise RFID-Chips und dergleichen funktionieren, gibt es auch Systeme, die Kreditkartennutzern bereitgestellt werden. Die Kreditkarte identifiziert dann einen Nutzer, der im System von Beginn bis Ende der Nutzung oder für den Erwerb von Waren und/oder Dienstleistungen, zur Bezahlung eines Fahrpreises oder dergleichen von Anfang bis Ende im System unter der Kreditkartenidentifikation geführt wird.While all known systems function with special identification means such as RFID chips and the like, there are also systems provided to credit card users. The credit card then identifies a user who is in the system from beginning to end of use or for the purchase of goods and / or services, to pay a fare or the like from beginning to end in the system under the credit card identification.
Um zu vermeiden, dass ein Rückschluss auf Nutzer möglich ist oder ein Missbrauch der Kreditkarteninformationen entstehen kann, werden derartige Systeme nur sehr minimal eingesetzt und stellen kein sicheres Abwicklungssystem für die Öffentlichkeit dar.In order to avoid being able to infer users or misuse the credit card information, such systems are used very minimally and do not provide a secure processing system for the public.
Der vorliegenden Erfindung liegt die Aufgabe zugrunde, ein Managementsystem der beschriebenen Art dahingehend weiterzubilden, dass es bedenkenlos auch Kreditkartennutzern zur Verfügung gestellt werden kann. Aufgrund der Erfindung können Managementsysteme für Kreditkartennutzer geöffnet werden, das heißt, die Kreditkarte kann einem Kreditkartenlesegerät oder an einem Eingabegerät für die Kreditkartennummer einschließlich des Internet als Identifikationsmedium benutzt werden.The present invention has the object of developing a management system of the type described in such a way that it can be provided without hesitation and credit card users. According to the invention, credit card user management systems can be opened, that is, the credit card can be used by a credit card reader or an input device for the credit card reader Credit card number including the Internet can be used as the identification medium.
Zur technischen Lösung wird ein Managementsystem mit den Merkmalen des Patentanspruches 1 vorgeschlagen. Weitere Vorteile und Merkmale ergeben sich aus den Unteransprüchen.For technical solution , a management system with the features of
Das erfindungsgemäße Managementsystem umfasst eine Transformationseinheit, mit welcher Kreditkartendaten in nicht rückwandelbare Substitutionswerte transformiert werden. Diese Substitutionswerte werden dann ausschließlich im System benutzt, beispielsweise gespeichert, um Anfangszeiten festzulegen, die den Nutzungsbeginn repräsentieren und dergleichen. Während der Systemnutzung - einschließlich des Erwerbs von Waren oder der Nutzung von Dienstleistungen wie Parkraum, öffentliche Verkehrsmittel und dergleichen - erscheinen im System keine echten Kreditkartendaten. Auf diese Weise ist ein Missbrauch vollends ausgeschlossen. Die Transformationseinheit wird urbildsicher ausgelegt, das heißt es ist nicht möglich, aus den Substitutionsdaten auf die Kreditkartendaten rückzurechnen.The management system according to the invention comprises a transformation unit with which credit card data are transformed into non-reversible substitution values. These substitution values are then used exclusively in the system, for example stored to establish start times that represent the start of use and the like. During system usage - including the purchase of goods or the use of services such as parking, public transport and the like - no real credit card information appears in the system. In this way, abuse is completely excluded. The transformation unit is designed to be architected, that is, it is not possible to derive from the substitution data on the credit card data.
Andererseits wird ein Transformationsmodus eingesetzt, der jeweils die gleiche Kreditkarteninformation in die gleichen Substitutionswerte transformiert. Auf diese Weise ist sichergestellt, dass ein Nutzer beispielsweise bei der Ausfahrt aus einem Parkhaus identifiziert wird, weil die Kreditkarteninformationen in die gleichen Substitutionswerte transformiert werden, wie dies bei der Einfahrt in das Parkhaus geschehen ist. Es lässt sich nunmehr auf einfache Weise allein anhand der Kreditkarte und damit allein unter Verwendung von Kreditkartenlesern die Nutzung des bereitgestellten Angebotes ermitteln. Auf diese Weise können die gesamten Systeme auch vorrichtungsseitig vereinfacht werden und hinsichtlich des Nutzungsumfanges ergänzt werden.On the other hand, a transformation mode is used which transforms the same credit card information into the same substitution values. In this way, it is ensured that a user is identified, for example, when leaving a parking garage, because the credit card information is transformed into the same substitution values, as happened at the entrance to the parking garage. It is now possible to determine the use of the provided offer in a simple manner solely on the basis of the credit card and thus solely using credit card readers. In this way, the entire systems can also be simplified on the device side and supplemented with regard to the scope of use.
Eine Ankopplung beispielsweise an einen Speicher für verschlüsselte Kreditkarteninformationen ist im Rahmen der Erfindung. Auf diese Weise ist es möglich, auch eine Zahlungsabwicklung durchzuführen.A coupling, for example, to a memory for encrypted credit card information is within the scope of the invention. In this way it is possible to also carry out a payment transaction.
Es kann somit in einer Datenbank neben dem Substitutionswert auch eine verschlüsselte Kreditkarteninformation abgelegt werden. Soll ein Bezahlvorgang durchgeführt werden, lässt sich über den Substitutionswert der Nutzer und damit die verschlüsselte Kreditkarteninformation ermitteln. Diese kann dann für den einmaligen Bezahlvorgang genutzt werden.It can thus be stored in a database next to the substitution value and an encrypted credit card information. If a payment process is to be carried out, the substitution value of the user and thus the encrypted credit card information can be determined. This can then for the one-time payment process be used.
Mit der Erfindung wird eine einfache Erweiterung eines Managementsystems für die Abwicklung und Abrechnung von Nutzungs-/Erwerbsvorgängen bereitgestellt, mit welcher ein solches Managementsystem auf besonders sichere Weise auch für Kreditkarteninhaber nutzbar wird.With the invention, a simple extension of a management system for the settlement and billing of use / purchase transactions is provided, with which such a management system in a particularly secure manner for credit card holders is available.
Weitere Vorteile und Merkmale der Erfindung ergeben sich aus der folgenden Beschreibung anhand der Figuren. Dabei zeigen:
- Fig. 1
- eine schematische Darstellung einer Substitutionswertermittlung:
- Fig. 2
- eine schematische Darstellung eines Nutzungsvorganges unter Verwendung einer Rechnertastatur und
- Fig. 3
- eine schematische Darstellung der Nutzung an einer Ausgangssperre.
- Fig. 1
- a schematic representation of a Substitutionswertermittlung:
- Fig. 2
- a schematic representation of a usage process using a computer keyboard and
- Fig. 3
- a schematic representation of the use of a curfew.
In den Figuren sind gleiche Elemente oder Schritte mit den gleichen Bezugszeichen versehen.In the figures, the same elements or steps are provided with the same reference numerals.
Ausgangspunkt ist regelmäßig eine Kreditkartennummer 1, die über eine Transformationseinheit 2 in einen Substitutionswert 3 transformiert wird. Die Transformation ist urbildsicher, das heißt, es ist nicht möglich, aus dem Substitutionswert 3 wiederum die Kreditkarteninformation rückzurechnen. Dies ist in
Die beschriebenen Ausführungsbeispiele dienen nur der Erläuterung und sind nicht beschränkend.The described embodiments are illustrative only and not limiting.
- 11
- KreditkartennummerCredit card number
- 22
- Transformationseinheittransformation unit
- 33
- Substitutionswertsubstitution value
- 55
- DatenbankDatabase
- 66
- Eingabetastaturinput keyboard
- 77
- Kartenlesercard reader
- 88th
- SchrankeCabinets
Claims (5)
gekennzeichnet durch
eine Transformationseinheit zur Transformation von Kreditkartendaten in nicht rückwandelbare Substitutionswerte, durch welche der Nutzer und/oder der Nutzungsvorgang im System repräsentierbar ist.Management system for processing and / or billing of use / acquisition processes for goods / service offers made available to credit card holder with at least one computer system for data processing and at least one credit card reader,
marked by
a transformation unit for transforming credit card data into non-convertible substitution values, by means of which the user and / or the usage process can be represented in the system.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP09014983A EP2330573A1 (en) | 2009-12-03 | 2009-12-03 | Management system with credit card usage |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP09014983A EP2330573A1 (en) | 2009-12-03 | 2009-12-03 | Management system with credit card usage |
Publications (1)
Publication Number | Publication Date |
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EP2330573A1 true EP2330573A1 (en) | 2011-06-08 |
Family
ID=41848301
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
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EP09014983A Withdrawn EP2330573A1 (en) | 2009-12-03 | 2009-12-03 | Management system with credit card usage |
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Citations (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2003109053A (en) * | 2001-09-27 | 2003-04-11 | Amano Corp | Device for outputting anonymous id of card and device for managing parking lot for various facilities |
WO2007134323A2 (en) * | 2006-05-16 | 2007-11-22 | Chockstone, Inc. | Systems and methods for implementing parking transactions and other financial transactions |
-
2009
- 2009-12-03 EP EP09014983A patent/EP2330573A1/en not_active Withdrawn
Patent Citations (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2003109053A (en) * | 2001-09-27 | 2003-04-11 | Amano Corp | Device for outputting anonymous id of card and device for managing parking lot for various facilities |
WO2007134323A2 (en) * | 2006-05-16 | 2007-11-22 | Chockstone, Inc. | Systems and methods for implementing parking transactions and other financial transactions |
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