Classifications

• • G—PHYSICS
  • G07—CHECKING-DEVICES
  • G07F—COIN-FREED OR LIKE APPARATUS
  • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
  • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
  • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
  • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
  • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
  • G06Q20/355—Personalisation of cards for use
  • G06Q20/3552—Downloading or loading of personalisation data

Definitions

• the invention relates to systems and methods for loading data into a portable smart card-type device, by means of els (e-mails in English), through a telecommunication network which can be for example a network of GSM cellular telephony or a computer network such as the Internet.
• a telecommunication network which can be for example a network of GSM cellular telephony or a computer network such as the Internet.
• SMS for Short Message Service in English
• short messages in the case of GSM
• the transmitting service must for example be equipped with a SIM card management gateway for access to the GSM network, a platform known as OTA (for Over The Air in English).
• OTA Over The Air in English
• a loading system and method according to the invention make it possible to solve this problem.
• the invention also relates to methods of transmitting data to a portable smart card type device and of receiving said data, as defined by claims 7 and 8, respectively.
• Claim 11 defines a 'receiving device for the implementation of said acceptance method. Additional features are defined in the dependent claims.
• a charging method or system uses a terminal which has an integrated read / write device or which is connected to a read / write device capable of accommodating a portable smart card type device in which it is desired to charge data, as well as an Internet messaging system for sending or receiving e-mails.
• a terminal which has an integrated read / write device or which is connected to a read / write device capable of accommodating a portable smart card type device in which it is desired to charge data, as well as an Internet messaging system for sending or receiving e-mails.
• the user sends a request which is transmitted to the information transmission service (11) which one wishes to load, thanks to any means of communication.
• the user can, for example, telephone to ask verbally for the transfer of information.
• This request can also be made by e-mail or by any other means of communication.
• the request may be implicit or even made by a third party.
• the request can thus be sent automatically by the terminal as soon as the latter detects the insertion of a smart card in the read / write device.
• the request can be sent automatically as soon as the user receives an intervention request for which data to be loaded into a map is necessary (for example access rights allowing to enter a building or to connect to a computer network).
• the application program which is located in the terminal which receives the mels (e-mails) can consider that all the mels received concern it.
• the data transfer can be carried out in parallel with a conventional email messaging application. In this case, it is necessary to identify which mels contain the data to be loaded into the portable device.
• the identification of e-mail can be done in several ways. In the simplest case, we can imagine that the simple designation of the transmitter will allow identify the e-mail as containing information to be loaded onto the card. In a slightly more elaborate case, an electronic signature of its content is included in the body or in the subject of the e-mail (e-mail).
• the information can be transmitted as an attachment or in the body of the e-mail (e-mail), in clear or encrypted.
• a protection system based on public key can be used in particular.
• the message When the message is received or read, the message is recognized as containing information to be loaded into the card (14).
• a terminal e-mail management program extracts the information from the message and loads it into the card inserted in the device.
• the loading process can be specified in the e-mail by indicating in the message parameters such as the memory address (es) of the files from the smart card to write, the protocol to be used or even an access code to write on the card.
• message parameters such as the memory address (es) of the files from the smart card to write, the protocol to be used or even an access code to write on the card.
• An example of a particular application of this method relates to the loading of access rights in a smart card.
• an access rights management service allows updating of rights for anyone who has to intervene in a room whose access control is by smart card. For example, a user may have to work on five different sites during the day. At the start of the day, he becomes aware of the sites on which he must work, and loads the corresponding access rights in his card, using the data transmitted by the access rights management service. This loading can be done on a personal computer or a fixed terminal connected to the Internet and equipped with a smart card reader / writer.
• an application can be designed to transfer access rights to computer networks.
• a system or method according to the invention therefore makes it possible to load data onto a portable smart card type device using either a personal computer, a fixed terminal or a double-slot mobile telephone, and this in a completely transparent manner for the service that issues messages containing the data.
• the information provider can easily set up a simple and inexpensive system that does not require GSM expertise.
• the system can be used transparently both on a GSM cellular telephone telecommunications network and on a computer network, so that the supplier does not have to worry about the means of reception of his message.

Landscapes

• Engineering & Computer Science (AREA)
• Physics & Mathematics (AREA)
• Business, Economics & Management (AREA)
• General Physics & Mathematics (AREA)
• Computer Networks & Wireless Communication (AREA)
• Accounting & Taxation (AREA)
• Strategic Management (AREA)
• Microelectronics & Electronic Packaging (AREA)
• General Business, Economics & Management (AREA)
• Theoretical Computer Science (AREA)
• Telephonic Communication Services (AREA)
• Information Transfer Between Computers (AREA)
• Mobile Radio Communication Systems (AREA)

Applications Claiming Priority (3)

Publications (1)

Family

ID=9550100

Family Applications (1)

Country Status (7)

Family Cites Families (4)

• 1999
  • 1999-09-14 FR FR9911812A patent/FR2798497B1/fr not_active Expired - Fee Related
• 2000
  • 2000-09-08 CN CN 00812918 patent/CN1375093A/zh active Pending
  • 2000-09-08 AU AU74255/00A patent/AU7425500A/en not_active Abandoned
  • 2000-09-08 EP EP00962579A patent/EP1216456A1/fr not_active Withdrawn
  • 2000-09-08 MX MXPA02002437A patent/MXPA02002437A/es not_active Application Discontinuation
  • 2000-09-08 WO PCT/FR2000/002477 patent/WO2001020565A1/fr not_active Application Discontinuation
  • 2000-09-08 JP JP2001524069A patent/JP2003509933A/ja not_active Abandoned

Non-Patent Citations (1)

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