Classifications

• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
  • G06Q40/02—Banking, e.g. interest calculation or account maintenance
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/04—Payment circuits
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/22—Payment schemes or models
  • G06Q20/28—Pre-payment schemes, e.g. "pay before"
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q30/00—Commerce
  • G06Q30/06—Buying, selling or leasing transactions
• • G—PHYSICS
  • G07—CHECKING-DEVICES
  • G07F—COIN-FREED OR LIKE APPARATUS
  • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
  • G07F17/42—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for ticket printing or like apparatus, e.g. apparatus for dispensing of printed paper tickets or payment cards

Definitions

• the present invention relates to a method and system for allowing the
• the invention is primarily directed to a method for allowing buyers to make
• said method comprising the steps of:
• guarantee further include the name of the person to whom the guarantee is
• the method further comprises
• the guarantee is printed out at a printer located
• the guarantee is printed out at a printer belonging or available to
• a Turbo Pascal program can be used to read an ASCII file
• This illustrative program sends characters to the printer using a
• Such program may print a file to the printer
• the printing out of the guarantee is operated by a
• the printer is
• the invention is also directed to a system for allowing buyers to make
• system further comprises
• the system comprises means
• the system comprises means for
• decoding means connected to the printer, which decoding means
• Fig. 1 schematically shows, in general terms, the functioning of a
• Fig. 2 schematically shows a computer arrangement according to one
• Fig. 3 is an example of a simple form for inputting data to be
• Fig. 4 is a flow chart that summarizes the main steps involved in the GO's processing of a request for the issuance of a guarantee.
• FIG. 1 the functioning of a system is schematically
• the GO can be any financing
• the RB can be any suitable resource that can carry out such financial activities in the relevant jurisdictions ).
• the RB can be any suitable resource that can carry out such financial activities in the relevant jurisdictions ).
• the RB In order to be able to use the system of the invention, the RB must establish
• level A level A
• level B level B
• the GO and the RB are connected via a communication line 4, which may
• RB be, e.g., a computer line or a telephone line, which is used by the RB to
• the GO is also connected to a printer 5 via a communication line 6, which
• printer is used to print out the guarantee. As will be further explained
• printer 5 may operate either
• computing means such as a PC, provided within the RB,
• the RB contacts the GO, through communication line 4, providing all the relevant
• details of the purchase such as purchase amount, amount of the guarantee,
• the GO authorizes the transaction, reduces the level of the credit
• the GO will of course charge the RB an amount agreed between them,
• FIG. 2 a system is illustrated which is used, according to
• the printer 5 of Fig. 1 is located on the premises of the RB
• Computer 10 is in turn connected with computing means 11, located within
• the information can be faxed or telephoned to the
• the RB may be useful when the RB is a small organization (e.g., a kiosk) which does
• the RB is having temporary communication problems that do not allow
• RB to the GO is shown in Fig. 3, which is self explanatory. It should be
• executables are the so-called "Java applets”.
• Decryption can be effected using, e.g., suitable decryption
• step, 41 involves receiving the data provided by the RB, which form the
• the transaction is tested (step 42), based on
• the GO will examine whether the type of transaction (purchase of furniture), the amount and the term of the
• Codes may be provided, such as the "transaction code” and the
• the RB can be advised in any suitable way, e.g., by printing out
• step 44 to determine whether sufficient credit
• the GO then prepares the data needed to print the guarantee, which as
• the GO then connects to the printing
• the GO and RB can be any suitable commercial or an international basis.
• the GO and RB can be any suitable commercial or an international basis.
• the GO and RB can be any suitable commercial or an international basis.
• the GO and RB can be any suitable commercial or an international basis.
• the GO may maintain branches in
• Internet from an RB physically located in another country may still be
• Another example is the purchase of articles through international television
• the document printed out by the GO at the customer's printer is unique and

Landscapes

• Business, Economics & Management (AREA)
• Accounting & Taxation (AREA)
• Engineering & Computer Science (AREA)
• Physics & Mathematics (AREA)
• General Physics & Mathematics (AREA)
• Strategic Management (AREA)
• General Business, Economics & Management (AREA)
• Theoretical Computer Science (AREA)
• Finance (AREA)
• Development Economics (AREA)
• Economics (AREA)
• Marketing (AREA)
• Technology Law (AREA)
• Computer Security & Cryptography (AREA)
• Management, Administration, Business Operations System, And Electronic Commerce (AREA)
• Cash Registers Or Receiving Machines (AREA)
• Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Applications Claiming Priority (3)

Publications (1)

Family

ID=11070926

Family Applications (1)

Country Status (8)

Cited By (1)

Families Citing this family (2)

Family Cites Families (3)

• 1997
  • 1997-12-04 IL IL12246197A patent/IL122461A/en not_active IP Right Cessation
• 1998
  • 1998-10-15 DE DE1036380T patent/DE1036380T1/de active Pending
  • 1998-10-15 JP JP2000523645A patent/JP2001525583A/ja active Pending
  • 1998-10-15 CA CA002300976A patent/CA2300976A1/en not_active Abandoned
  • 1998-10-15 EP EP98949224A patent/EP1036380A1/de not_active Ceased
  • 1998-10-15 AU AU95585/98A patent/AU9558598A/en not_active Abandoned
  • 1998-10-15 KR KR1020007002364A patent/KR20010023710A/ko not_active Application Discontinuation
  • 1998-10-15 WO PCT/IL1998/000501 patent/WO1999028873A1/en not_active Application Discontinuation

Non-Patent Citations (1)

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